Origin Bank Mortgage Lending & HMDA Data, 2024
In 2024, Origin Bank of Houston, TX reported 1,795 mortgage applications totaling $518.4 million, down 1% from 2023. The average application was for $288,821, and applicants reported an average income of $206,183. 71% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Shreveport-Bossier City, LA (298), Dallas-Plano-Irving, TX (285) and Monroe, LA (279) (applications in parentheses).
| Mortgage Company & Address | Origin Bank Houston, TX 77024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 1,795 |
| Total Mortgage Loan Application Amount | $518,435,000 |
| Average Mortgage Loan Application Amount | $288,821 |
| Highest Mortgage Loan Application Amount | $10,005,000 |
| Average Applicant Income | $206,183 |
| Highest Applicant Income | $7,188,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Origin Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ouachita, Louisiana | 223 | $ 45,125,000 | $ 202,354 | $ 174,000 |
| Dallas, Texas | 191 | $ 60,245,000 | $ 315,418 | $ 203,000 |
| Lincoln, Louisiana | 188 | $ 37,540,000 | $ 199,680 | $ 142,000 |
| Bossier, Louisiana | 144 | $ 38,310,000 | $ 266,041 | $ 131,000 |
| Caddo, Louisiana | 142 | $ 31,290,000 | $ 220,352 | $ 195,000 |
| Harris, Texas | 96 | $ 39,530,000 | $ 411,770 | $ 231,000 |
| Rankin, Mississippi | 81 | $ 17,565,000 | $ 216,851 | $ 107,000 |
| Hinds, Mississippi | 79 | $ 14,455,000 | $ 182,974 | $ 77,000 |
| Tarrant, Texas | 56 | $ 19,640,000 | $ 350,714 | $ 328,000 |
| Madison, Mississippi | 53 | $ 12,535,000 | $ 236,509 | $ 116,000 |
| Collin, Texas | 40 | $ 23,380,000 | $ 584,500 | $ 472,000 |
| Union, Louisiana | 39 | $ 4,135,000 | $ 106,025 | $ 151,000 |
| Smith, Texas | 33 | $ 12,495,000 | $ 378,636 | $ 239,000 |
| Denton, Texas | 24 | $ 12,630,000 | $ 526,250 | $ 391,000 |
| Gregg, Texas | 19 | $ 5,015,000 | $ 263,947 | $ 426,000 |
| Jackson, Louisiana | 14 | $ 3,050,000 | $ 217,857 | $ 193,000 |
| Ellis, Texas | 14 | $ 4,160,000 | $ 297,142 | $ 117,000 |
| Lafayette, Mississippi | 13 | $ 2,655,000 | $ 204,230 | $ 155,000 |
| Kaufman, Texas | 13 | $ 3,335,000 | $ 256,538 | $ 80,000 |
| De Soto, Louisiana | 12 | $ 5,190,000 | $ 432,500 | $ 199,000 |
| Wood, Texas | 12 | $ 2,500,000 | $ 208,333 | $ 119,000 |
| East Baton Rouge, Louisiana | 10 | $ 3,960,000 | $ 396,000 | $ 447,000 |
| Morehouse, Louisiana | 10 | $ 1,490,000 | $ 149,000 | $ 73,000 |
| Harrison, Mississippi | 10 | $ 1,530,000 | $ 153,000 | $ 59,000 |
| Fort Bend, Texas | 10 | $ 9,150,000 | $ 915,000 | $ 987,000 |
| Harrison, Texas | 10 | $ 2,110,000 | $ 211,000 | $ 271,000 |
| Rusk, Texas | 9 | $ 2,075,000 | $ 230,555 | $ 274,000 |
| Bienville, Louisiana | 7 | $ 665,000 | $ 95,000 | $ 224,000 |
| Richland, Louisiana | 7 | $ 775,000 | $ 110,714 | $ 91,000 |
| Webster, Louisiana | 7 | $ 1,135,000 | $ 162,142 | $ 92,000 |
| Montgomery, Texas | 7 | $ 2,745,000 | $ 392,142 | $ 166,000 |
| Claiborne, Louisiana | 6 | $ 1,160,000 | $ 193,333 | $ 172,000 |
| Leflore, Mississippi | 6 | $ 970,000 | $ 161,666 | $ 54,000 |
| Galveston, Texas | 6 | $ 2,860,000 | $ 476,666 | $ 186,000 |
| Grayson, Texas | 6 | $ 2,770,000 | $ 461,666 | $ 120,000 |
| Baldwin, Alabama | 5 | $ 2,925,000 | $ 585,000 | $ 766,000 |
| Franklin, Louisiana | 4 | $ 560,000 | $ 140,000 | $ 78,000 |
| Henderson, Texas | 4 | $ 2,160,000 | $ 540,000 | $ 421,000 |
| Johnson, Texas | 4 | $ 810,000 | $ 202,500 | $ 85,000 |
| Parker, Texas | 4 | $ 4,890,000 | $ 1,222,500 | $ 405,000 |
| Union, Arkansas | 3 | $ 305,000 | $ 101,666 | $ 95,000 |
| Washington, Arkansas | 3 | $ 1,015,000 | $ 338,333 | $ 830,000 |
| Escambia, Florida | 3 | $ 2,665,000 | $ 888,333 | $ 421,000 |
| St. Landry, Louisiana | 3 | $ 1,865,000 | $ 621,666 | $ 400,000 |
| Oktibbeha, Mississippi | 3 | $ 615,000 | $ 205,000 | $ 168,000 |
| Brazoria, Texas | 3 | $ 805,000 | $ 268,333 | $ 63,000 |
| Travis, Texas | 3 | $ 1,315,000 | $ 438,333 | $ 716,000 |
| Jefferson, Alabama | 2 | $ 300,000 | $ 150,000 | $ 243,000 |
| Pulaski, Arkansas | 2 | $ 390,000 | $ 195,000 | $ 337,000 |
| Saline, Arkansas | 2 | $ 920,000 | $ 460,000 | $ 289,000 |
| Palm Beach, Florida | 2 | $ 10,880,000 | $ 5,440,000 | $ 404,000 |
| Natchitoches, Louisiana | 2 | $ 420,000 | $ 210,000 | $ 160,000 |
| Wayne, Michigan | 2 | $ 440,000 | $ 220,000 | $ 3,379,000 |
| Bolivar, Mississippi | 2 | $ 390,000 | $ 195,000 | $ 64,000 |
| Copiah, Mississippi | 2 | $ 140,000 | $ 70,000 | $ 52,000 |
| Jackson, Mississippi | 2 | $ 400,000 | $ 200,000 | $ 361,000 |
| Simpson, Mississippi | 2 | $ 200,000 | $ 100,000 | $ 70,000 |
| Warren, Mississippi | 2 | $ 360,000 | $ 180,000 | $ 53,000 |
| Yalobusha, Mississippi | 2 | $ 510,000 | $ 255,000 | $ 111,000 |
| Bernalillo, New Mexico | 2 | $ 630,000 | $ 315,000 | $ 145,000 |
| Davidson, Tennessee | 2 | $ 1,140,000 | $ 570,000 | $ 163,000 |
| Cherokee, Texas | 2 | $ 500,000 | $ 250,000 | $ 98,000 |
| Comal, Texas | 2 | $ 520,000 | $ 260,000 | $ 225,000 |
| Hays, Texas | 2 | $ 1,490,000 | $ 745,000 | $ 302,000 |
| Navarro, Texas | 2 | $ 590,000 | $ 295,000 | $ 97,000 |
| Palo Pinto, Texas | 2 | $ 2,090,000 | $ 1,045,000 | $ 863,000 |
| Panola, Texas | 2 | $ 310,000 | $ 155,000 | $ 150,000 |
| Rockwall, Texas | 2 | $ 910,000 | $ 455,000 | $ 242,000 |
| Upshur, Texas | 2 | $ 410,000 | $ 205,000 | $ 101,000 |
| Wise, Texas | 2 | $ 520,000 | $ 260,000 | $ 110,000 |
| Mobile, Alabama | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Calhoun, Arkansas | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Lafayette, Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Van Buren, Arkansas | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Los Angeles, California | 1 | $ 1,105,000 | $ 1,105,000 | $ 603,000 |
| Ventura, California | 1 | $ 3,455,000 | $ 3,455,000 | $ 4,480,000 |
| Gunnison, Colorado | 1 | $ 765,000 | $ 765,000 | $ 404,000 |
| La Plata, Colorado | 1 | $ 1,345,000 | $ 1,345,000 | $ 3,405,000 |
| Mineral, Colorado | 1 | $ 225,000 | $ 225,000 | $ 672,000 |
| Hillsborough, Florida | 1 | $ 585,000 | $ 585,000 | $ 243,000 |
| Marion, Florida | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Walton, Florida | 1 | $ 2,125,000 | $ 2,125,000 | $ 0 |
| Walton, Georgia | 1 | $ 435,000 | $ 435,000 | $ 128,000 |
| Calcasieu, Louisiana | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Cameron, Louisiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Catahoula, Louisiana | 1 | $ 165,000 | $ 165,000 | $ 134,000 |
| La Salle, Louisiana | 1 | $ 215,000 | $ 215,000 | $ 103,000 |
| Lafayette, Louisiana | 1 | $ 365,000 | $ 365,000 | $ 138,000 |
| Madison, Louisiana | 1 | $ 1,245,000 | $ 1,245,000 | $ 0 |
| Orleans, Louisiana | 1 | $ 235,000 | $ 235,000 | $ 525,000 |
| Rapides, Louisiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Tangipahoa, Louisiana | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Tensas, Louisiana | 1 | $ 525,000 | $ 525,000 | $ 845,000 |
| West Carroll, Louisiana | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Winn, Louisiana | 1 | $ 45,000 | $ 45,000 | $ 354,000 |
| Alcorn, Mississippi | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| DeSoto, Mississippi | 1 | $ 245,000 | $ 245,000 | $ 54,000 |
| Lamar, Mississippi | 1 | $ 425,000 | $ 425,000 | $ 222,000 |
| Lauderdale, Mississippi | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
| Lee, Mississippi | 1 | $ 7,055,000 | $ 7,055,000 | $ 0 |
| Lincoln, Mississippi | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Newton, Mississippi | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Panola, Mississippi | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Scott, Mississippi | 1 | $ 165,000 | $ 165,000 | $ 123,000 |
| Smith, Mississippi | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Tallahatchie, Mississippi | 1 | $ 45,000 | $ 45,000 | $ 113,000 |
| Tishomingo, Mississippi | 1 | $ 675,000 | $ 675,000 | $ 1,390,000 |
| Christian, Missouri | 1 | $ 675,000 | $ 675,000 | $ 250,000 |
| Jackson, Missouri | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Gallatin, Montana | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Cleveland, Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 183,000 |
| McCurtain, Oklahoma | 1 | $ 555,000 | $ 555,000 | $ 1,771,000 |
| Charleston, South Carolina | 1 | $ 1,385,000 | $ 1,385,000 | $ 490,000 |
| Bowie, Texas | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Brazos, Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Ector, Texas | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Fannin, Texas | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Hill, Texas | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Hunt, Texas | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Lamar, Texas | 1 | $ 275,000 | $ 275,000 | $ 181,000 |
| Liberty, Texas | 1 | $ 515,000 | $ 515,000 | $ 110,000 |
| Limestone, Texas | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Marion, Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Polk, Texas | 1 | $ 215,000 | $ 215,000 | $ 486,000 |
| Sabine, Texas | 1 | $ 485,000 | $ 485,000 | $ 430,000 |
| San Jacinto, Texas | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Van Zandt, Texas | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Walker, Texas | 1 | $ 555,000 | $ 555,000 | $ 212,000 |
| Wharton, Texas | 1 | $ 675,000 | $ 675,000 | $ 225,000 |
| Wichita, Texas | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Williamson, Texas | 1 | $ 755,000 | $ 755,000 | $ 345,000 |
Mortgage Loan Application Detail Totals for Origin Bank in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,215 | $350,165,000 | $288,000 | $7,055,000 | $152,000 | $4,480,000 |
| Refinancing | 243 | $97,155,000 | $399,000 | $10,005,000 | $347,000 | $4,931,000 |
| Cash-out Refinancing | 131 | $30,815,000 | $235,000 | $1,785,000 | $183,000 | $1,546,000 |
| Home Improvement | 105 | $17,915,000 | $170,000 | $1,655,000 | $344,000 | $4,236,000 |
| Other Purpose | 101 | $22,385,000 | $221,000 | $1,705,000 | $406,000 | $7,188,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 911 | $241,505,000 | $265,000 | $2,125,000 | $206,000 | $4,931,000 |
| Hispanic | 267 | $70,535,000 | $264,000 | $2,105,000 | $112,000 | $1,546,000 |
| Black or African American | 255 | $50,065,000 | $196,000 | $1,865,000 | $139,000 | $7,188,000 |
| Not applicable | 182 | $77,030,000 | $423,000 | $10,005,000 | $0 | $0 |
| Not Provided | 131 | $51,825,000 | $395,000 | $3,455,000 | $389,000 | $4,480,000 |
| Asian | 40 | $20,530,000 | $513,000 | $4,805,000 | $398,000 | $4,439,000 |
| American Indian or Alaskan Native | 9 | $6,945,000 | $771,000 | $3,405,000 | $472,000 | $1,212,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,379 | $417,565,000 | $302,000 | $10,005,000 | $240,000 | $7,188,000 |
| FHA-insured (Federal Housing Administration) | 280 | $64,680,000 | $231,000 | $505,000 | $83,000 | $285,000 |
| VA-guaranteed (Veterans Administration) | 100 | $29,470,000 | $294,000 | $725,000 | $108,000 | $283,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 36 | $6,720,000 | $186,000 | $295,000 | $78,000 | $148,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,281 | $360,235,000 | $281,000 | $10,005,000 | $211,000 | $4,931,000 |
| Application Withdrawn By Applicant | 283 | $102,045,000 | $360,000 | $7,055,000 | $219,000 | $7,188,000 |
| Application Denied By Financial Institution | 98 | $17,420,000 | $177,000 | $855,000 | $90,000 | $813,000 |
| Application Approved But Not Accepted | 80 | $23,500,000 | $293,000 | $2,125,000 | $178,000 | $1,268,000 |
| Preapproval Denied by Financial Institution | 49 | $11,835,000 | $241,000 | $965,000 | $86,000 | $682,000 |
| File Closed For Incompleteness | 4 | $3,400,000 | $850,000 | $2,105,000 | $538,000 | $1,098,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,648 | $489,180,000 | $296,000 | $10,005,000 | $212,000 | $7,188,000 |
| Debt-To-Income Ratio | 64 | $12,360,000 | $193,000 | $855,000 | $90,000 | $813,000 |
| Credit Application Incomplete | 28 | $7,200,000 | $257,000 | $965,000 | $100,000 | $682,000 |
| Credit History | 23 | $3,325,000 | $144,000 | $275,000 | $80,000 | $148,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,330,000 | $233,000 | $545,000 | $92,000 | $212,000 |
| Collateral | 8 | $1,120,000 | $140,000 | $445,000 | $93,000 | $219,000 |
| Unverifiable Information | 6 | $1,920,000 | $320,000 | $515,000 | $108,000 | $190,000 |
| Other | 4 | $480,000 | $120,000 | $165,000 | $50,000 | $80,000 |
| Employment History | 4 | $520,000 | $130,000 | $185,000 | $32,000 | $39,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Origin Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Origin Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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