Communityamerica Federal Credit Union Mortgage Lending & HMDA Data, 2025

In 2025, Communityamerica Federal Credit Union of Lenexa, KS reported 10,793 mortgage applications totaling $2.3 billion, up 15% from 2024. The average application was for $214,972, and applicants reported an average income of $150,850. 63% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Kansas City, MO-KS (8,689), St. Louis, MO-IL (296) and Los Angeles-Long Beach-Glendale, CA (243) (applications in parentheses).

Mortgage Company & Address Communityamerica Federal Credit Union
9777 Ridge Dr
Lenexa, KS 66219
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 10,793
Total Mortgage Loan Application Amount $2,320,195,000
Average Mortgage Loan Application Amount $214,972
Highest Mortgage Loan Application Amount $28,305,000
Average Applicant Income $150,850
Highest Applicant Income $3,462,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Communityamerica Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Communityamerica Federal Credit Union by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson, Kansas 2,681 $ 718,345,000 $ 267,939 $ 186,000
Jackson, Missouri 2,605 $ 458,845,000 $ 176,140 $ 132,000
Clay, Missouri 1,548 $ 274,110,000 $ 177,073 $ 129,000
Platte, Missouri 550 $ 115,800,000 $ 210,545 $ 159,000
Wyandotte, Kansas 452 $ 69,140,000 $ 152,964 $ 107,000
Cass, Missouri 375 $ 88,625,000 $ 236,333 $ 158,000
Los Angeles, California 243 $ 68,265,000 $ 280,925 $ 176,000
Leavenworth, Kansas 166 $ 33,500,000 $ 201,807 $ 135,000
St. Louis, Missouri 154 $ 34,760,000 $ 225,714 $ 132,000
Benton, Arkansas 91 $ 35,915,000 $ 394,670 $ 122,000
Miami, Kansas 86 $ 18,940,000 $ 220,232 $ 167,000
Clinton, Missouri 85 $ 17,315,000 $ 203,705 $ 118,000
St. Charles, Missouri 65 $ 13,485,000 $ 207,461 $ 144,000
Lafayette, Missouri 57 $ 7,575,000 $ 132,894 $ 100,000
Johnson, Missouri 51 $ 10,805,000 $ 211,862 $ 140,000
Ray, Missouri 50 $ 10,240,000 $ 204,800 $ 120,000
Scott, Kentucky 48 $ 7,110,000 $ 148,125 $ 115,000
Douglas, Kansas 46 $ 10,880,000 $ 236,521 $ 138,000
Orange, California 40 $ 9,190,000 $ 229,750 $ 215,000
Contra Costa, California 38 $ 7,270,000 $ 191,315 $ 145,000
Ventura, California 38 $ 9,090,000 $ 239,210 $ 153,000
Buchanan, Missouri 35 $ 6,225,000 $ 177,857 $ 139,000
Denton, Texas 32 $ 11,190,000 $ 349,687 $ 247,000
Jefferson, Missouri 27 $ 5,745,000 $ 212,777 $ 117,000
Clark, Nevada 27 $ 3,915,000 $ 145,000 $ 112,000
Collin, Texas 27 $ 7,965,000 $ 295,000 $ 193,000
Riverside, California 26 $ 7,310,000 $ 281,153 $ 157,000
Camden, Missouri 26 $ 6,180,000 $ 237,692 $ 263,000
St. Louis City, Missouri 24 $ 4,520,000 $ 188,333 $ 111,000
Franklin, Kansas 23 $ 4,745,000 $ 206,304 $ 113,000
Washington, Arkansas 21 $ 3,455,000 $ 164,523 $ 98,000
Sedgwick, Kansas 21 $ 3,855,000 $ 183,571 $ 165,000
San Bernardino, California 18 $ 2,530,000 $ 140,555 $ 130,000
Shawnee, Kansas 18 $ 2,680,000 $ 148,888 $ 96,000
Alameda, California 16 $ 2,980,000 $ 186,250 $ 149,000
Fayette, Kentucky 14 $ 2,110,000 $ 150,714 $ 165,000
Benton, Missouri 13 $ 1,255,000 $ 96,538 $ 105,000
Linn, Kansas 12 $ 1,250,000 $ 104,166 $ 88,000
Caldwell, Missouri 12 $ 1,790,000 $ 149,166 $ 124,000
Henry, Missouri 12 $ 2,320,000 $ 193,333 $ 130,000
Morgan, Missouri 12 $ 2,560,000 $ 213,333 $ 141,000
Greene, Missouri 11 $ 2,715,000 $ 246,818 $ 154,000
Stone, Missouri 11 $ 2,975,000 $ 270,454 $ 302,000
Hamilton, Tennessee 11 $ 1,135,000 $ 103,181 $ 86,000
Lee, Mississippi 10 $ 970,000 $ 97,000 $ 99,000
Bates, Missouri 10 $ 1,710,000 $ 171,000 $ 138,000
Washtenaw, Michigan 9 $ 2,515,000 $ 279,444 $ 172,000
Livingston, Missouri 9 $ 1,485,000 $ 165,000 $ 133,000
Lancaster, Nebraska 9 $ 2,555,000 $ 283,888 $ 156,000
Bexar, Texas 9 $ 1,755,000 $ 195,000 $ 135,000
Tarrant, Texas 9 $ 2,055,000 $ 228,333 $ 154,000
Maricopa, Arizona 8 $ 2,180,000 $ 272,500 $ 110,000
Atchison, Kansas 8 $ 1,290,000 $ 161,250 $ 102,000
Osage, Kansas 8 $ 1,160,000 $ 145,000 $ 107,000
Dallas, Texas 8 $ 2,980,000 $ 372,500 $ 153,000
Limestone, Alabama 7 $ 2,335,000 $ 333,571 $ 215,000
Orange, Florida 7 $ 2,155,000 $ 307,857 $ 276,000
Cook, Illinois 7 $ 2,695,000 $ 385,000 $ 181,000
St. Clair, Illinois 7 $ 975,000 $ 139,285 $ 123,000
Anderson, Kansas 7 $ 1,535,000 $ 219,285 $ 157,000
Jefferson, Kansas 7 $ 1,175,000 $ 167,857 $ 135,000
DeKalb, Missouri 7 $ 715,000 $ 102,142 $ 84,000
Lincoln, Missouri 7 $ 735,000 $ 105,000 $ 107,000
St. Clair, Missouri 7 $ 675,000 $ 96,428 $ 108,000
Morris, New Jersey 7 $ 1,825,000 $ 260,714 $ 222,000
Arapahoe, Colorado 6 $ 1,290,000 $ 215,000 $ 263,000
Bourbon, Kansas 6 $ 1,060,000 $ 176,666 $ 103,000
Hickory, Missouri 6 $ 730,000 $ 121,666 $ 96,000
Douglas, Nebraska 6 $ 2,280,000 $ 380,000 $ 388,000
El Paso, Texas 6 $ 410,000 $ 68,333 $ 83,000
Sacramento, California 5 $ 1,065,000 $ 213,000 $ 168,000
San Diego, California 5 $ 2,525,000 $ 505,000 $ 261,000
Manatee, Florida 5 $ 1,365,000 $ 273,000 $ 305,000
Miami-Dade, Florida 5 $ 975,000 $ 195,000 $ 120,000
Polk, Iowa 5 $ 1,305,000 $ 261,000 $ 86,000
Butler, Kansas 5 $ 415,000 $ 83,000 $ 226,000
Harrison, Kentucky 5 $ 765,000 $ 153,000 $ 126,000
Oakland, Michigan 5 $ 1,835,000 $ 367,000 $ 165,000
Barry, Missouri 5 $ 1,805,000 $ 361,000 $ 237,000
Franklin, Missouri 5 $ 855,000 $ 171,000 $ 160,000
Jasper, Missouri 5 $ 785,000 $ 157,000 $ 132,000
Pettis, Missouri 5 $ 875,000 $ 175,000 $ 60,000
Taney, Missouri 5 $ 965,000 $ 193,000 $ 110,000
Guilford, North Carolina 5 $ 1,785,000 $ 357,000 $ 159,000
Franklin, Ohio 5 $ 1,665,000 $ 333,000 $ 126,000
Delaware, Oklahoma 5 $ 975,000 $ 195,000 $ 163,000
Salt Lake, Utah 5 $ 585,000 $ 117,000 $ 124,000
Fairfax, Virginia 5 $ 355,000 $ 71,000 $ 151,000
Madison, Alabama 4 $ 460,000 $ 115,000 $ 149,000
Madison, Arkansas 4 $ 550,000 $ 137,500 $ 71,000
Pulaski, Arkansas 4 $ 1,680,000 $ 420,000 $ 244,000
San Mateo, California 4 $ 1,650,000 $ 412,500 $ 285,000
Solano, California 4 $ 1,600,000 $ 400,000 $ 123,000
Palm Beach, Florida 4 $ 1,420,000 $ 355,000 $ 306,000
DeKalb, Georgia 4 $ 1,500,000 $ 375,000 $ 205,000
Gwinnett, Georgia 4 $ 1,610,000 $ 402,500 $ 207,000
Madison, Illinois 4 $ 240,000 $ 60,000 $ 109,000
McHenry, Illinois 4 $ 430,000 $ 107,500 $ 238,000
Andrew, Missouri 4 $ 860,000 $ 215,000 $ 113,000
Boone, Missouri 4 $ 770,000 $ 192,500 $ 145,000
Daviess, Missouri 4 $ 800,000 $ 200,000 $ 80,000
Grundy, Missouri 4 $ 620,000 $ 155,000 $ 119,000
Washoe, Nevada 4 $ 640,000 $ 160,000 $ 182,000
Cleveland, Oklahoma 4 $ 1,030,000 $ 257,500 $ 175,000
Harris, Texas 4 $ 1,110,000 $ 277,500 $ 114,000
Iron, Utah 4 $ 1,300,000 $ 325,000 $ 215,000
King, Washington 4 $ 2,160,000 $ 540,000 $ 295,000
Pinal, Arizona 3 $ 805,000 $ 268,333 $ 158,000
Baxter, Arkansas 3 $ 375,000 $ 125,000 $ 83,000
Crawford, Arkansas 3 $ 315,000 $ 105,000 $ 99,000
San Francisco, California 3 $ 555,000 $ 185,000 $ 182,000
San Joaquin, California 3 $ 505,000 $ 168,333 $ 625,000
Hillsborough, Florida 3 $ 1,665,000 $ 555,000 $ 293,000
Lee, Florida 3 $ 845,000 $ 281,666 $ 146,000
Seminole, Florida 3 $ 195,000 $ 65,000 $ 136,000
Forsyth, Georgia 3 $ 715,000 $ 238,333 $ 146,000
St. Joseph, Indiana 3 $ 865,000 $ 288,333 $ 209,000
Riley, Kansas 3 $ 515,000 $ 171,666 $ 247,000
Kenton, Kentucky 3 $ 765,000 $ 255,000 $ 126,000
Montgomery, Maryland 3 $ 565,000 $ 188,333 $ 232,000
Essex, Massachusetts 3 $ 1,355,000 $ 451,666 $ 287,000
Union, Mississippi 3 $ 305,000 $ 101,666 $ 122,000
Cooper, Missouri 3 $ 265,000 $ 88,333 $ 44,000
Newton, Missouri 3 $ 325,000 $ 108,333 $ 62,000
Vernon, Missouri 3 $ 325,000 $ 108,333 $ 102,000
Nye, Nevada 3 $ 375,000 $ 125,000 $ 146,000
Mecklenburg, North Carolina 3 $ 955,000 $ 318,333 $ 186,000
Hamilton, Ohio 3 $ 935,000 $ 311,666 $ 180,000
Licking, Ohio 3 $ 745,000 $ 248,333 $ 83,000
Bradley, Tennessee 3 $ 345,000 $ 115,000 $ 100,000
Putnam, West Virginia 3 $ 595,000 $ 198,333 $ 101,000
Dane, Wisconsin 3 $ 1,065,000 $ 355,000 $ 100,000
Morgan, Alabama 2 $ 260,000 $ 130,000 $ 140,000
Mohave, Arizona 2 $ 610,000 $ 305,000 $ 112,000
Yavapai, Arizona 2 $ 950,000 $ 475,000 $ 249,000
Craighead, Arkansas 2 $ 590,000 $ 295,000 $ 260,000
Saline, Arkansas 2 $ 550,000 $ 275,000 $ 174,000
Kern, California 2 $ 390,000 $ 195,000 $ 78,000
San Luis Obispo, California 2 $ 340,000 $ 170,000 $ 139,000
Santa Barbara, California 2 $ 460,000 $ 230,000 $ 155,000
Yolo, California 2 $ 270,000 $ 135,000 $ 104,000
Adams, Colorado 2 $ 490,000 $ 245,000 $ 203,000
Denver, Colorado 2 $ 470,000 $ 235,000 $ 212,000
Douglas, Colorado 2 $ 1,010,000 $ 505,000 $ 167,000
El Paso, Colorado 2 $ 870,000 $ 435,000 $ 319,000
Jefferson, Colorado 2 $ 930,000 $ 465,000 $ 105,000
Larimer, Colorado 2 $ 1,370,000 $ 685,000 $ 373,000
Teller, Colorado 2 $ 100,000 $ 50,000 $ 212,000
Bay, Florida 2 $ 820,000 $ 410,000 $ 204,000
Broward, Florida 2 $ 490,000 $ 245,000 $ 145,000
Charlotte, Florida 2 $ 200,000 $ 100,000 $ 68,000
Collier, Florida 2 $ 1,330,000 $ 665,000 $ 563,000
Duval, Florida 2 $ 680,000 $ 340,000 $ 95,000
Indian River, Florida 2 $ 230,000 $ 115,000 $ 76,000
Lake, Florida 2 $ 130,000 $ 65,000 $ 186,000
Pasco, Florida 2 $ 570,000 $ 285,000 $ 155,000
Santa Rosa, Florida 2 $ 860,000 $ 430,000 $ 167,000
Volusia, Florida 2 $ 310,000 $ 155,000 $ 84,000
Cherokee, Georgia 2 $ 680,000 $ 340,000 $ 186,000
Fulton, Georgia 2 $ 1,400,000 $ 700,000 $ 222,000
DeKalb, Illinois 2 $ 490,000 $ 245,000 $ 164,000
Kane, Illinois 2 $ 860,000 $ 430,000 $ 170,000
Clark, Indiana 2 $ 620,000 $ 310,000 $ 107,000
Elkhart, Indiana 2 $ 880,000 $ 440,000 $ 121,000
Coffey, Kansas 2 $ 480,000 $ 240,000 $ 128,000
Ellis, Kansas 2 $ 370,000 $ 185,000 $ 380,000
Lyon, Kansas 2 $ 310,000 $ 155,000 $ 67,000
Marion, Kansas 2 $ 30,000 $ 15,000 $ 27,000
Nemaha, Kansas 2 $ 350,000 $ 175,000 $ 135,000
Saline, Kansas 2 $ 590,000 $ 295,000 $ 132,000
Bourbon, Kentucky 2 $ 360,000 $ 180,000 $ 162,000
Franklin, Kentucky 2 $ 100,000 $ 50,000 $ 112,000
Grant, Kentucky 2 $ 310,000 $ 155,000 $ 120,000
Jefferson, Kentucky 2 $ 240,000 $ 120,000 $ 114,000
Madison, Kentucky 2 $ 210,000 $ 105,000 $ 147,000
McCracken, Kentucky 2 $ 270,000 $ 135,000 $ 335,000
Owen, Kentucky 2 $ 250,000 $ 125,000 $ 123,000
Pendleton, Kentucky 2 $ 280,000 $ 140,000 $ 99,000
Pulaski, Kentucky 2 $ 320,000 $ 160,000 $ 151,000
Shelby, Kentucky 2 $ 80,000 $ 40,000 $ 133,000
Woodford, Kentucky 2 $ 370,000 $ 185,000 $ 104,000
Charlevoix, Michigan 2 $ 500,000 $ 250,000 $ 371,000
Livingston, Michigan 2 $ 1,290,000 $ 645,000 $ 309,000
Macomb, Michigan 2 $ 430,000 $ 215,000 $ 73,000
Wayne, Michigan 2 $ 170,000 $ 85,000 $ 144,000
Benton, Mississippi 2 $ 540,000 $ 270,000 $ 99,000
Bolivar, Mississippi 2 $ 260,000 $ 130,000 $ 45,000
Pontotoc, Mississippi 2 $ 320,000 $ 160,000 $ 138,000
Tishomingo, Mississippi 2 $ 250,000 $ 125,000 $ 54,000
Cole, Missouri 2 $ 630,000 $ 315,000 $ 93,000
McDonald, Missouri 2 $ 360,000 $ 180,000 $ 93,000
Warren, Missouri 2 $ 580,000 $ 290,000 $ 131,000
Washington, Missouri 2 $ 210,000 $ 105,000 $ 119,000
Sarpy, Nebraska 2 $ 110,000 $ 55,000 $ 139,000
Atlantic, New Jersey 2 $ 700,000 $ 350,000 $ 193,000
Bergen, New Jersey 2 $ 490,000 $ 245,000 $ 103,000
Essex, New Jersey 2 $ 560,000 $ 280,000 $ 337,000
Hudson, New Jersey 2 $ 910,000 $ 455,000 $ 230,000
Middlesex, New Jersey 2 $ 610,000 $ 305,000 $ 165,000
Brown, Ohio 2 $ 230,000 $ 115,000 $ 151,000
Montgomery, Ohio 2 $ 280,000 $ 140,000 $ 83,000
Tulsa, Oklahoma 2 $ 320,000 $ 160,000 $ 911,000
Allegheny, Pennsylvania 2 $ 680,000 $ 340,000 $ 63,000
Montgomery, Pennsylvania 2 $ 910,000 $ 455,000 $ 253,000
Lincoln, Tennessee 2 $ 280,000 $ 140,000 $ 77,000
Williamson, Tennessee 2 $ 1,270,000 $ 635,000 $ 415,000
Wilson, Tennessee 2 $ 1,480,000 $ 740,000 $ 305,000
Comal, Texas 2 $ 620,000 $ 310,000 $ 136,000
Lubbock, Texas 2 $ 370,000 $ 185,000 $ 121,000
Nueces, Texas 2 $ 360,000 $ 180,000 $ 108,000
Culpeper, Virginia 2 $ 90,000 $ 45,000 $ 106,000
Virginia Beach, Virginia 2 $ 360,000 $ 180,000 $ 93,000
Spokane, Washington 2 $ 680,000 $ 340,000 $ 235,000
Jefferson, Alabama 1 $ 65,000 $ 65,000 $ 98,000
Matanuska-Susitna, Alaska 1 $ 155,000 $ 155,000 $ 50,000
Navajo, Arizona 1 $ 375,000 $ 375,000 $ 110,000
Pima, Arizona 1 $ 205,000 $ 205,000 $ 3,256,000
Carroll, Arkansas 1 $ 285,000 $ 285,000 $ 130,000
Greene, Arkansas 1 $ 175,000 $ 175,000 $ 195,000
Mississippi, Arkansas 1 $ 45,000 $ 45,000 $ 35,000
Amador, California 1 $ 215,000 $ 215,000 $ 387,000
El Dorado, California 1 $ 55,000 $ 55,000 $ 70,000
Fresno, California 1 $ 325,000 $ 325,000 $ 66,000
Lake, California 1 $ 195,000 $ 195,000 $ 150,000
Merced, California 1 $ 105,000 $ 105,000 $ 100,000
Monterey, California 1 $ 65,000 $ 65,000 $ 125,000
Napa, California 1 $ 205,000 $ 205,000 $ 247,000
Santa Clara, California 1 $ 505,000 $ 505,000 $ 0
Stanislaus, California 1 $ 155,000 $ 155,000 $ 80,000
Yuba, California 1 $ 85,000 $ 85,000 $ 165,000
Gunnison, Colorado 1 $ 255,000 $ 255,000 $ 126,000
Pueblo, Colorado 1 $ 445,000 $ 445,000 $ 120,000
South Central Connecticut Planning Region, Connecticut 1 $ 135,000 $ 135,000 $ 81,000
Western Connecticut Planning Region, Connecticut 1 $ 175,000 $ 175,000 $ 352,000
Sussex, Delaware 1 $ 25,000 $ 25,000 $ 80,000
District of Columbia, District Of Columbia 1 $ 305,000 $ 305,000 $ 172,000
Citrus, Florida 1 $ 105,000 $ 105,000 $ 46,000
Flagler, Florida 1 $ 325,000 $ 325,000 $ 68,000
Hardee, Florida 1 $ 85,000 $ 85,000 $ 35,000
Okaloosa, Florida 1 $ 295,000 $ 295,000 $ 216,000
Polk, Florida 1 $ 55,000 $ 55,000 $ 90,000
St. Johns, Florida 1 $ 475,000 $ 475,000 $ 163,000
St. Lucie, Florida 1 $ 325,000 $ 325,000 $ 115,000
Walton, Florida 1 $ 745,000 $ 745,000 $ 527,000
Bulloch, Georgia 1 $ 65,000 $ 65,000 $ 43,000
Candler, Georgia 1 $ 65,000 $ 65,000 $ 43,000
Clayton, Georgia 1 $ 105,000 $ 105,000 $ 93,000
Cobb, Georgia 1 $ 95,000 $ 95,000 $ 210,000
Jasper, Georgia 1 $ 415,000 $ 415,000 $ 288,000
Muscogee, Georgia 1 $ 205,000 $ 205,000 $ 58,000
Newton, Georgia 1 $ 45,000 $ 45,000 $ 35,000
Walker, Georgia 1 $ 55,000 $ 55,000 $ 125,000
Valley, Idaho 1 $ 475,000 $ 475,000 $ 293,000
Bond, Illinois 1 $ 195,000 $ 195,000 $ 54,000
DuPage, Illinois 1 $ 315,000 $ 315,000 $ 172,000
Lake, Illinois 1 $ 245,000 $ 245,000 $ 233,000
Ogle, Illinois 1 $ 275,000 $ 275,000 $ 215,000
Sangamon, Illinois 1 $ 145,000 $ 145,000 $ 125,000
Stephenson, Illinois 1 $ 105,000 $ 105,000 $ 62,000
Wabash, Illinois 1 $ 105,000 $ 105,000 $ 83,000
Will, Illinois 1 $ 395,000 $ 395,000 $ 121,000
Hamilton, Indiana 1 $ 25,000 $ 25,000 $ 0
Howard, Indiana 1 $ 135,000 $ 135,000 $ 129,000
Jasper, Indiana 1 $ 125,000 $ 125,000 $ 97,000
Pike, Indiana 1 $ 35,000 $ 35,000 $ 172,000
Posey, Indiana 1 $ 125,000 $ 125,000 $ 141,000
Spencer, Indiana 1 $ 155,000 $ 155,000 $ 115,000
Vanderburgh, Indiana 1 $ 55,000 $ 55,000 $ 119,000
Dickinson, Iowa 1 $ 425,000 $ 425,000 $ 308,000
Grundy, Iowa 1 $ 285,000 $ 285,000 $ 175,000
Monona, Iowa 1 $ 125,000 $ 125,000 $ 67,000
Allen, Kansas 1 $ 145,000 $ 145,000 $ 87,000
Barton, Kansas 1 $ 315,000 $ 315,000 $ 125,000
Clay, Kansas 1 $ 25,000 $ 25,000 $ 70,000
Crawford, Kansas 1 $ 225,000 $ 225,000 $ 217,000
Finney, Kansas 1 $ 155,000 $ 155,000 $ 480,000
Ford, Kansas 1 $ 105,000 $ 105,000 $ 146,000
Jackson, Kansas 1 $ 75,000 $ 75,000 $ 83,000
McPherson, Kansas 1 $ 85,000 $ 85,000 $ 75,000
Montgomery, Kansas 1 $ 185,000 $ 185,000 $ 106,000
Pottawatomie, Kansas 1 $ 435,000 $ 435,000 $ 216,000
Stafford, Kansas 1 $ 65,000 $ 65,000 $ 40,000
Sumner, Kansas 1 $ 5,000 $ 5,000 $ 23,000
Trego, Kansas 1 $ 115,000 $ 115,000 $ 44,000
Wilson, Kansas 1 $ 25,000 $ 25,000 $ 0
Boyle, Kentucky 1 $ 165,000 $ 165,000 $ 65,000
Campbell, Kentucky 1 $ 15,000 $ 15,000 $ 40,000
Clark, Kentucky 1 $ 55,000 $ 55,000 $ 153,000
Fleming, Kentucky 1 $ 135,000 $ 135,000 $ 84,000
Greenup, Kentucky 1 $ 165,000 $ 165,000 $ 139,000
Hardin, Kentucky 1 $ 55,000 $ 55,000 $ 32,000
Hopkins, Kentucky 1 $ 95,000 $ 95,000 $ 106,000
Mercer, Kentucky 1 $ 65,000 $ 65,000 $ 56,000
Montgomery, Kentucky 1 $ 225,000 $ 225,000 $ 116,000
Nicholas, Kentucky 1 $ 185,000 $ 185,000 $ 104,000
Powell, Kentucky 1 $ 205,000 $ 205,000 $ 162,000
Orleans, Louisiana 1 $ 125,000 $ 125,000 $ 28,000
Allegany, Maryland 1 $ 15,000 $ 15,000 $ 71,000
Baltimore, Maryland 1 $ 55,000 $ 55,000 $ 52,000
Worcester, Massachusetts 1 $ 595,000 $ 595,000 $ 174,000
Isabella, Michigan 1 $ 95,000 $ 95,000 $ 72,000
Kent, Michigan 1 $ 515,000 $ 515,000 $ 166,000
Montcalm, Michigan 1 $ 385,000 $ 385,000 $ 170,000
Goodhue, Minnesota 1 $ 255,000 $ 255,000 $ 122,000
Hennepin, Minnesota 1 $ 155,000 $ 155,000 $ 288,000
Olmsted, Minnesota 1 $ 295,000 $ 295,000 $ 125,000
Ramsey, Minnesota 1 $ 55,000 $ 55,000 $ 146,000
DeSoto, Mississippi 1 $ 545,000 $ 545,000 $ 260,000
Monroe, Mississippi 1 $ 25,000 $ 25,000 $ 90,000
Panola, Mississippi 1 $ 115,000 $ 115,000 $ 71,000
Tate, Mississippi 1 $ 35,000 $ 35,000 $ 119,000
Tippah, Mississippi 1 $ 235,000 $ 235,000 $ 96,000
Barton, Missouri 1 $ 55,000 $ 55,000 $ 25,000
Callaway, Missouri 1 $ 205,000 $ 205,000 $ 170,000
Cape Girardeau, Missouri 1 $ 295,000 $ 295,000 $ 93,000
Carroll, Missouri 1 $ 45,000 $ 45,000 $ 61,000
Chariton, Missouri 1 $ 255,000 $ 255,000 $ 404,000
Christian, Missouri 1 $ 115,000 $ 115,000 $ 50,000
Gentry, Missouri 1 $ 55,000 $ 55,000 $ 71,000
Iron, Missouri 1 $ 75,000 $ 75,000 $ 132,000
Knox, Missouri 1 $ 25,000 $ 25,000 $ 66,000
Madison, Missouri 1 $ 205,000 $ 205,000 $ 91,000
Marion, Missouri 1 $ 85,000 $ 85,000 $ 151,000
Pike, Missouri 1 $ 65,000 $ 65,000 $ 43,000
Polk, Missouri 1 $ 215,000 $ 215,000 $ 167,000
Randolph, Missouri 1 $ 105,000 $ 105,000 $ 60,000
Shelby, Missouri 1 $ 305,000 $ 305,000 $ 40,000
Ste. Genevieve, Missouri 1 $ 55,000 $ 55,000 $ 140,000
Dakota, Nebraska 1 $ 305,000 $ 305,000 $ 139,000
Carson City, Nevada 1 $ 105,000 $ 105,000 $ 126,000
Lyon, Nevada 1 $ 355,000 $ 355,000 $ 155,000
Hillsborough, New Hampshire 1 $ 185,000 $ 185,000 $ 197,000
Ocean, New Jersey 1 $ 75,000 $ 75,000 $ 101,000
Somerset, New Jersey 1 $ 25,000 $ 25,000 $ 162,000
Bernalillo, New Mexico 1 $ 365,000 $ 365,000 $ 197,000
Dona Ana, New Mexico 1 $ 295,000 $ 295,000 $ 94,000
Taos, New Mexico 1 $ 325,000 $ 325,000 $ 100,000
Bronx, New York 1 $ 75,000 $ 75,000 $ 78,000
Kings, New York 1 $ 255,000 $ 255,000 $ 206,000
St. Lawrence, New York 1 $ 155,000 $ 155,000 $ 74,000
Cabarrus, North Carolina 1 $ 135,000 $ 135,000 $ 56,000
Catawba, North Carolina 1 $ 75,000 $ 75,000 $ 96,000
Durham, North Carolina 1 $ 425,000 $ 425,000 $ 96,000
Gaston, North Carolina 1 $ 345,000 $ 345,000 $ 110,000
Lee, North Carolina 1 $ 345,000 $ 345,000 $ 211,000
Lenoir, North Carolina 1 $ 125,000 $ 125,000 $ 95,000
Montgomery, North Carolina 1 $ 765,000 $ 765,000 $ 543,000
Randolph, North Carolina 1 $ 255,000 $ 255,000 $ 104,000
Rockingham, North Carolina 1 $ 125,000 $ 125,000 $ 0
Wake, North Carolina 1 $ 75,000 $ 75,000 $ 159,000
Burleigh, North Dakota 1 $ 555,000 $ 555,000 $ 143,000
Cuyahoga, Ohio 1 $ 155,000 $ 155,000 $ 72,000
Gallia, Ohio 1 $ 155,000 $ 155,000 $ 75,000
Portage, Ohio 1 $ 185,000 $ 185,000 $ 113,000
Stark, Ohio 1 $ 675,000 $ 675,000 $ 291,000
Summit, Ohio 1 $ 465,000 $ 465,000 $ 150,000
Adair, Oklahoma 1 $ 35,000 $ 35,000 $ 59,000
Bryan, Oklahoma 1 $ 195,000 $ 195,000 $ 80,000
Osage, Oklahoma 1 $ 135,000 $ 135,000 $ 65,000
Payne, Oklahoma 1 $ 185,000 $ 185,000 $ 91,000
Pittsburg, Oklahoma 1 $ 655,000 $ 655,000 $ 516,000
Wagoner, Oklahoma 1 $ 315,000 $ 315,000 $ 200,000
Woods, Oklahoma 1 $ 45,000 $ 45,000 $ 166,000
Clatsop, Oregon 1 $ 205,000 $ 205,000 $ 199,000
Coos, Oregon 1 $ 415,000 $ 415,000 $ 170,000
Josephine, Oregon 1 $ 215,000 $ 215,000 $ 74,000
Klamath, Oregon 1 $ 575,000 $ 575,000 $ 206,000
Berks, Pennsylvania 1 $ 335,000 $ 335,000 $ 168,000
Franklin, Pennsylvania 1 $ 25,000 $ 25,000 $ 75,000
Lackawanna, Pennsylvania 1 $ 15,000 $ 15,000 $ 105,000
Susquehanna, Pennsylvania 1 $ 105,000 $ 105,000 $ 122,000
Wayne, Pennsylvania 1 $ 135,000 $ 135,000 $ 26,000
Washington, Rhode Island 1 $ 545,000 $ 545,000 $ 185,000
Beaufort, South Carolina 1 $ 805,000 $ 805,000 $ 185,000
Charleston, South Carolina 1 $ 75,000 $ 75,000 $ 115,000
Greenville, South Carolina 1 $ 235,000 $ 235,000 $ 86,000
Lexington, South Carolina 1 $ 65,000 $ 65,000 $ 56,000
Pickens, South Carolina 1 $ 55,000 $ 55,000 $ 88,000
Richland, South Carolina 1 $ 175,000 $ 175,000 $ 202,000
Day, South Dakota 1 $ 125,000 $ 125,000 $ 325,000
Anderson, Tennessee 1 $ 195,000 $ 195,000 $ 61,000
Dickson, Tennessee 1 $ 35,000 $ 35,000 $ 120,000
Fentress, Tennessee 1 $ 275,000 $ 275,000 $ 85,000
Giles, Tennessee 1 $ 295,000 $ 295,000 $ 113,000
Maury, Tennessee 1 $ 345,000 $ 345,000 $ 111,000
Rutherford, Tennessee 1 $ 15,000 $ 15,000 $ 66,000
Sumner, Tennessee 1 $ 495,000 $ 495,000 $ 281,000
Atascosa, Texas 1 $ 275,000 $ 275,000 $ 94,000
Fort Bend, Texas 1 $ 45,000 $ 45,000 $ 258,000
Galveston, Texas 1 $ 65,000 $ 65,000 $ 40,000
Hays, Texas 1 $ 555,000 $ 555,000 $ 180,000
Lamar, Texas 1 $ 375,000 $ 375,000 $ 134,000
McLennan, Texas 1 $ 75,000 $ 75,000 $ 144,000
Montgomery, Texas 1 $ 205,000 $ 205,000 $ 68,000
Potter, Texas 1 $ 345,000 $ 345,000 $ 217,000
Rains, Texas 1 $ 545,000 $ 545,000 $ 249,000
Smith, Texas 1 $ 65,000 $ 65,000 $ 100,000
Travis, Texas 1 $ 15,000 $ 15,000 $ 68,000
Williamson, Texas 1 $ 345,000 $ 345,000 $ 104,000
Weber, Utah 1 $ 405,000 $ 405,000 $ 299,000
Clarke, Virginia 1 $ 85,000 $ 85,000 $ 173,000
Hanover, Virginia 1 $ 435,000 $ 435,000 $ 107,000
Loudoun, Virginia 1 $ 55,000 $ 55,000 $ 0
Roanoke, Virginia 1 $ 315,000 $ 315,000 $ 124,000
Clark, Washington 1 $ 665,000 $ 665,000 $ 216,000
Island, Washington 1 $ 105,000 $ 105,000 $ 384,000
Pierce, Washington 1 $ 545,000 $ 545,000 $ 453,000
Snohomish, Washington 1 $ 395,000 $ 395,000 $ 101,000
Yakima, Washington 1 $ 65,000 $ 65,000 $ 30,000
Cabell, West Virginia 1 $ 385,000 $ 385,000 $ 0
Mason, West Virginia 1 $ 105,000 $ 105,000 $ 164,000
La Crosse, Wisconsin 1 $ 375,000 $ 375,000 $ 174,000
Lafayette, Wisconsin 1 $ 115,000 $ 115,000 $ 137,000
Ozaukee, Wisconsin 1 $ 325,000 $ 325,000 $ 95,000
Sweetwater, Wyoming 1 $ 355,000 $ 355,000 $ 115,000

Mortgage Loan Application Detail Totals for Communityamerica Federal Credit Union in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,925 $1,326,245,000 $337,000 $2,545,000 $159,000 $3,462,000
Home Improvement 2,714 $247,690,000 $91,000 $1,285,000 $148,000 $3,256,000
Refinancing 1,798 $413,620,000 $230,000 $28,305,000 $166,000 $1,332,000
Other Purpose 1,568 $132,320,000 $84,000 $1,045,000 $130,000 $1,728,000
Cash-out Refinancing 788 $200,320,000 $254,000 $14,175,000 $127,000 $800,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,590 $1,563,150,000 $205,000 $1,965,000 $155,000 $3,462,000
Hispanic 866 $152,450,000 $176,000 $1,745,000 $114,000 $2,650,000
Black or African American 792 $126,070,000 $159,000 $925,000 $114,000 $915,000
Not Provided 779 $200,965,000 $257,000 $2,805,000 $172,000 $1,322,000
Asian 431 $123,565,000 $286,000 $2,545,000 $185,000 $2,676,000
Not applicable 222 $132,430,000 $596,000 $28,305,000 $0 $0
American Indian or Alaskan Native 89 $18,155,000 $203,000 $1,685,000 $150,000 $1,344,000
Native Hawaiian or Other Pacific Islander 24 $3,410,000 $142,000 $555,000 $111,000 $416,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,302 $2,173,290,000 $210,000 $28,305,000 $153,000 $3,462,000
FHA-insured (Federal Housing Administration) 377 $106,105,000 $281,000 $555,000 $106,000 $341,000
VA-guaranteed (Veterans Administration) 107 $39,745,000 $371,000 $1,095,000 $123,000 $394,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $1,055,000 $150,000 $245,000 $55,000 $82,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,817 $1,561,295,000 $229,000 $28,305,000 $160,000 $3,462,000
Application Denied By Financial Institution 1,789 $209,035,000 $116,000 $1,105,000 $114,000 $1,728,000
Application Withdrawn By Applicant 1,499 $415,745,000 $277,000 $1,805,000 $151,000 $1,710,000
Application Approved But Not Accepted 329 $30,005,000 $91,000 $505,000 $139,000 $1,253,000
File Closed For Incompleteness 286 $78,450,000 $274,000 $2,805,000 $191,000 $3,256,000
Preapproval Approved but not Accepted 71 $25,125,000 $353,000 $1,005,000 $131,000 $769,000
Preapproval Denied by Financial Institution 2 $540,000 $270,000 $335,000 $123,000 $146,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,002 $2,110,620,000 $234,000 $28,305,000 $158,000 $3,462,000
Debt-To-Income Ratio 690 $86,930,000 $125,000 $805,000 $87,000 $521,000
Credit Application Incomplete 482 $49,950,000 $103,000 $805,000 $134,000 $1,728,000
Credit History 384 $35,210,000 $91,000 $615,000 $112,000 $1,637,000
Other 103 $14,455,000 $140,000 $845,000 $172,000 $1,229,000
Collateral 93 $14,615,000 $157,000 $1,105,000 $138,000 $604,000
Unverifiable Information 23 $3,945,000 $171,000 $845,000 $155,000 $1,200,000
Employment History 12 $2,970,000 $247,000 $1,045,000 $76,000 $314,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,425,000 $475,000 $905,000 $130,000 $206,000
Mortgage Insurance Denied 1 $75,000 $75,000 $75,000 $111,000 $111,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Communityamerica Federal Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Communityamerica Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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