Constructive Loans LLC Mortgage Lending & HMDA Data, 2024
In 2024, Constructive Loans LLC of Oakbrook Terrace, IL reported 1,535 mortgage applications totaling $472.0 million, up 110% from 2023. The average application was for $307,501, and applicants reported an average income of $276,596. 86% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Newark, NJ-PA (305), Philadelphia, PA (221) and New York-Jersey City-White Plains, NY-NJ (115) (applications in parentheses).
| Mortgage Company & Address | Constructive Loans LLC 1801 S Meyers Rd Oakbrook Terrace, IL 60181 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 1,535 |
| Total Mortgage Loan Application Amount | $472,015,000 |
| Average Mortgage Loan Application Amount | $307,501 |
| Highest Mortgage Loan Application Amount | $2,085,000 |
| Average Applicant Income | $276,596 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Constructive Loans LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Essex, New Jersey | 273 | $ 155,715,000 | $ 570,384 | $ 0 |
| Philadelphia, Pennsylvania | 198 | $ 40,030,000 | $ 202,171 | $ 0 |
| Mercer, New Jersey | 60 | $ 11,930,000 | $ 198,833 | $ 0 |
| New Castle, Delaware | 47 | $ 8,985,000 | $ 191,170 | $ 0 |
| Milwaukee, Wisconsin | 42 | $ 3,590,000 | $ 85,476 | $ 0 |
| Hudson, New Jersey | 35 | $ 19,225,000 | $ 549,285 | $ 0 |
| Camden, New Jersey | 30 | $ 4,330,000 | $ 144,333 | $ 0 |
| Cook, Illinois | 29 | $ 5,605,000 | $ 193,275 | $ 0 |
| Ocean, New Jersey | 29 | $ 14,555,000 | $ 501,896 | $ 0 |
| Kings, New York | 28 | $ 34,420,000 | $ 1,229,285 | $ 0 |
| Wayne, Michigan | 26 | $ 2,350,000 | $ 90,384 | $ 0 |
| Cuyahoga, Ohio | 26 | $ 2,790,000 | $ 107,307 | $ 0 |
| Passaic, New Jersey | 24 | $ 11,180,000 | $ 465,833 | $ 0 |
| South Central Connecticut Planning Region, Connecticut | 23 | $ 6,375,000 | $ 277,173 | $ 0 |
| Delaware, Pennsylvania | 23 | $ 4,095,000 | $ 178,043 | $ 0 |
| Harrison, West Virginia | 20 | $ 1,590,000 | $ 79,500 | $ 0 |
| Lackawanna, Pennsylvania | 19 | $ 3,505,000 | $ 184,473 | $ 0 |
| Union, New Jersey | 16 | $ 8,820,000 | $ 551,250 | $ 0 |
| Rockland, New York | 16 | $ 9,140,000 | $ 571,250 | $ 0 |
| Naugatuck Valley Planning Region, Connecticut | 15 | $ 5,025,000 | $ 335,000 | $ 0 |
| Morris, New Jersey | 14 | $ 6,130,000 | $ 437,857 | $ 0 |
| Luzerne, Pennsylvania | 14 | $ 1,900,000 | $ 135,714 | $ 0 |
| Monmouth, New Jersey | 13 | $ 6,435,000 | $ 495,000 | $ 0 |
| Allegheny, Pennsylvania | 13 | $ 1,955,000 | $ 150,384 | $ 0 |
| Brevard, Florida | 12 | $ 1,770,000 | $ 147,500 | $ 0 |
| Butler, Ohio | 11 | $ 1,305,000 | $ 118,636 | $ 0 |
| Baltimore City, Maryland | 10 | $ 1,130,000 | $ 113,000 | $ 0 |
| Cumberland, New Jersey | 10 | $ 1,740,000 | $ 174,000 | $ 0 |
| Orange, New York | 10 | $ 2,810,000 | $ 281,000 | $ 0 |
| Miami-Dade, Florida | 9 | $ 8,055,000 | $ 895,000 | $ 0 |
| Lucas, Ohio | 9 | $ 1,365,000 | $ 151,666 | $ 0 |
| Montgomery, Alabama | 8 | $ 860,000 | $ 107,500 | $ 0 |
| Capitol Planning Region, Connecticut | 8 | $ 2,530,000 | $ 316,250 | $ 0 |
| Peach, Georgia | 8 | $ 1,000,000 | $ 125,000 | $ 0 |
| St. Louis, Missouri | 8 | $ 570,000 | $ 71,250 | $ 0 |
| Pitt, North Carolina | 8 | $ 1,070,000 | $ 133,750 | $ 0 |
| Montgomery, Ohio | 8 | $ 570,000 | $ 71,250 | $ 0 |
| Jefferson, Alabama | 7 | $ 595,000 | $ 85,000 | $ 0 |
| Southeastern Connecticut Planning Region, Connecticut | 7 | $ 1,535,000 | $ 219,285 | $ 0 |
| Houston, Georgia | 7 | $ 845,000 | $ 120,714 | $ 0 |
| Marion, Indiana | 7 | $ 1,215,000 | $ 173,571 | $ 0 |
| Summit, Ohio | 7 | $ 545,000 | $ 77,857 | $ 0 |
| Shelby, Tennessee | 7 | $ 495,000 | $ 70,714 | $ 9,999,000 |
| Prince George's, Maryland | 6 | $ 490,000 | $ 81,666 | $ 0 |
| Montgomery, Pennsylvania | 6 | $ 1,820,000 | $ 303,333 | $ 0 |
| Smith, Texas | 6 | $ 850,000 | $ 141,666 | $ 0 |
| Broward, Florida | 5 | $ 3,465,000 | $ 693,000 | $ 0 |
| Jefferson, Kentucky | 5 | $ 475,000 | $ 95,000 | $ 0 |
| Queens, New York | 5 | $ 2,245,000 | $ 449,000 | $ 0 |
| Ulster, New York | 5 | $ 1,835,000 | $ 367,000 | $ 0 |
| Franklin, Ohio | 5 | $ 915,000 | $ 183,000 | $ 0 |
| Hamilton, Ohio | 5 | $ 835,000 | $ 167,000 | $ 0 |
| Harris, Texas | 5 | $ 695,000 | $ 139,000 | $ 0 |
| Duval, Florida | 4 | $ 670,000 | $ 167,500 | $ 0 |
| Bibb, Georgia | 4 | $ 310,000 | $ 77,500 | $ 0 |
| Lake, Indiana | 4 | $ 680,000 | $ 170,000 | $ 0 |
| Jefferson, Louisiana | 4 | $ 560,000 | $ 140,000 | $ 0 |
| Orleans, Louisiana | 4 | $ 660,000 | $ 165,000 | $ 0 |
| Plymouth, Massachusetts | 4 | $ 1,620,000 | $ 405,000 | $ 0 |
| Oakland, Michigan | 4 | $ 560,000 | $ 140,000 | $ 0 |
| Atlantic, New Jersey | 4 | $ 630,000 | $ 157,500 | $ 0 |
| Bergen, New Jersey | 4 | $ 2,790,000 | $ 697,500 | $ 0 |
| Burlington, New Jersey | 4 | $ 1,100,000 | $ 275,000 | $ 0 |
| Salem, New Jersey | 4 | $ 600,000 | $ 150,000 | $ 0 |
| Broome, New York | 4 | $ 590,000 | $ 147,500 | $ 0 |
| Rensselaer, New York | 4 | $ 700,000 | $ 175,000 | $ 0 |
| Schenectady, New York | 4 | $ 800,000 | $ 200,000 | $ 0 |
| Sullivan, New York | 4 | $ 940,000 | $ 235,000 | $ 0 |
| Guilford, North Carolina | 4 | $ 700,000 | $ 175,000 | $ 0 |
| York, Pennsylvania | 4 | $ 550,000 | $ 137,500 | $ 0 |
| Webb, Texas | 4 | $ 510,000 | $ 127,500 | $ 0 |
| Mobile, Alabama | 3 | $ 355,000 | $ 118,333 | $ 0 |
| Northwest Hills Planning Region, Connecticut | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Lake, Florida | 3 | $ 605,000 | $ 201,666 | $ 0 |
| DeKalb, Georgia | 3 | $ 335,000 | $ 111,666 | $ 0 |
| Lowndes, Georgia | 3 | $ 315,000 | $ 105,000 | $ 0 |
| St. Clair, Illinois | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Clark, Indiana | 3 | $ 325,000 | $ 108,333 | $ 0 |
| East Baton Rouge, Louisiana | 3 | $ 395,000 | $ 131,666 | $ 0 |
| Baltimore, Maryland | 3 | $ 945,000 | $ 315,000 | $ 0 |
| Bristol, Massachusetts | 3 | $ 1,255,000 | $ 418,333 | $ 0 |
| Worcester, Massachusetts | 3 | $ 1,415,000 | $ 471,666 | $ 0 |
| Genesee, Michigan | 3 | $ 205,000 | $ 68,333 | $ 0 |
| Kalamazoo, Michigan | 3 | $ 275,000 | $ 91,666 | $ 0 |
| St. Louis City, Missouri | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Albany, New York | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Chautauqua, New York | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Erie, New York | 3 | $ 535,000 | $ 178,333 | $ 0 |
| Onondaga, New York | 3 | $ 445,000 | $ 148,333 | $ 0 |
| Westchester, New York | 3 | $ 1,445,000 | $ 481,666 | $ 0 |
| Mecklenburg, North Carolina | 3 | $ 875,000 | $ 291,666 | $ 0 |
| Carter, Oklahoma | 3 | $ 275,000 | $ 91,666 | $ 0 |
| Dauphin, Pennsylvania | 3 | $ 395,000 | $ 131,666 | $ 0 |
| Washington, Pennsylvania | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Wichita, Texas | 3 | $ 215,000 | $ 71,666 | $ 0 |
| Marion, West Virginia | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Washington, Arkansas | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Lee, Florida | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Orange, Florida | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Kankakee, Illinois | 2 | $ 230,000 | $ 115,000 | $ 0 |
| St. Joseph, Indiana | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Ingham, Michigan | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Jackson, Missouri | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Middlesex, New Jersey | 2 | $ 1,400,000 | $ 700,000 | $ 0 |
| Chemung, New York | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Fulton, New York | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Suffolk, New York | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Cabarrus, North Carolina | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Catawba, North Carolina | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Cumberland, North Carolina | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Forsyth, North Carolina | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Pottawatomie, Oklahoma | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Beaver, Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Monroe, Pennsylvania | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Horry, South Carolina | 2 | $ 640,000 | $ 320,000 | $ 0 |
| Collin, Texas | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Galveston, Texas | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Tarrant, Texas | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Lauderdale, Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Chugach, Alaska | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Benton, Arkansas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Craighead, Arkansas | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Garland, Arkansas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Pulaski, Arkansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Adams, Colorado | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Arapahoe, Colorado | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Pueblo, Colorado | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Greater Bridgeport Planning Region, Connecticut | 1 | $ 365,000 | $ 365,000 | $ 0 |
| District of Columbia, District Of Columbia | 1 | $ 1,045,000 | $ 1,045,000 | $ 0 |
| Escambia, Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Hernando, Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hillsborough, Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Indian River, Florida | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Manatee, Florida | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Marion, Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Osceola, Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Palm Beach, Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Seminole, Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Volusia, Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Carroll, Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Cobb, Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Fayette, Georgia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Fulton, Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Macon, Illinois | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Madison, Illinois | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Peoria, Illinois | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Howard, Indiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Starke, Indiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Polk, Iowa | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Douglas, Kansas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Campbell, Kentucky | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Clark, Kentucky | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Fayette, Kentucky | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Greenup, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lafayette, Louisiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Terrebonne, Louisiana | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Anne Arundel, Maryland | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Washington, Maryland | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Middlesex, Massachusetts | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Norfolk, Massachusetts | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Suffolk, Massachusetts | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Macomb, Michigan | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Muskegon, Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Saginaw, Michigan | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Wexford, Michigan | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hinds, Mississippi | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Buchanan, Missouri | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Greene, Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Dodge, Nebraska | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Gloucester, New Jersey | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Hunterdon, New Jersey | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Somerset, New Jersey | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Sussex, New Jersey | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Cayuga, New York | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Monroe, New York | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Nassau, New York | 1 | $ 1,475,000 | $ 1,475,000 | $ 0 |
| Oswego, New York | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Saratoga, New York | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Durham, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Edgecombe, North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Nash, North Carolina | 1 | $ 445,000 | $ 445,000 | $ 0 |
| New Hanover, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Onslow, North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Union, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Auglaize, Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hancock, Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lake, Ohio | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Mahoning, Ohio | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Richland, Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Trumbull, Ohio | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Oklahoma, Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Tulsa, Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Bucks, Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Cumberland, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Erie, Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lancaster, Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lehigh, Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Westmoreland, Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Anderson, South Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Oconee, South Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Orangeburg, South Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Pickens, South Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Richland, South Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Bexar, Texas | 1 | $ 1,165,000 | $ 1,165,000 | $ 0 |
| Chambers, Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Comal, Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| El Paso, Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Fort Bend, Texas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Grimes, Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Jefferson, Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Randall, Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| King, Washington | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Kanawha, West Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Upshur, West Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Wayne, West Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
Mortgage Loan Application Detail Totals for Constructive Loans LLC in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 765 | $170,895,000 | $223,000 | $1,505,000 | $555,000 | $9,999,000 |
| Home Purchase | 438 | $151,250,000 | $345,000 | $1,955,000 | $0 | $0 |
| Refinancing | 332 | $149,870,000 | $451,000 | $2,085,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,498 | $466,190,000 | $311,000 | $2,085,000 | $0 | $0 |
| Not Provided | 32 | $5,160,000 | $161,000 | $425,000 | $434,000 | $9,999,000 |
| White | 2 | $170,000 | $85,000 | $85,000 | $0 | $0 |
| Hispanic | 2 | $310,000 | $155,000 | $155,000 | $0 | $0 |
| Asian | 1 | $185,000 | $185,000 | $185,000 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,535 | $472,015,000 | $307,000 | $2,085,000 | $370,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,327 | $402,025,000 | $302,000 | $1,955,000 | $476,000 | $9,999,000 |
| Application Approved But Not Accepted | 121 | $35,755,000 | $295,000 | $1,945,000 | $0 | $0 |
| Application Withdrawn By Applicant | 58 | $23,470,000 | $404,000 | $2,085,000 | $0 | $0 |
| Application Denied By Financial Institution | 29 | $10,765,000 | $371,000 | $1,935,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,506 | $461,250,000 | $306,000 | $2,085,000 | $370,000 | $9,999,000 |
| Other | 13 | $6,965,000 | $535,000 | $1,935,000 | $0 | $0 |
| Credit Application Incomplete | 7 | $1,275,000 | $182,000 | $385,000 | $0 | $0 |
| Credit History | 6 | $2,330,000 | $388,000 | $805,000 | $0 | $0 |
| Unverifiable Information | 2 | $110,000 | $55,000 | $65,000 | $0 | $0 |
| Collateral | 1 | $85,000 | $85,000 | $85,000 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Constructive Loans LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Constructive Loans LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About