Consumer Loan Services, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Consumer Loan Services, Llc 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Consumer Loan Services, Llc 811 Monitor Street La Crosse, WI 54603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 2,452 |
| Total Mortgage Loan Application Amount | $322,188,000 |
| Average Mortgage Loan Application Amount | $127,000 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $2,760,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Consumer Loan Services, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Consumer Loan Services, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Consumer Loan Services, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Consumer Loan Services, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Consumer Loan Services, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Consumer Loan Services, Llc's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fond du Lac County Wisconsin | 286 | $ 31,968,000 | $ 111,000 | $ 64,000 |
| La Crosse County Wisconsin | 179 | $ 22,844,000 | $ 127,000 | $ 69,000 |
| Carlton County Minnesota | 164 | $ 21,130,000 | $ 128,000 | $ 64,000 |
| Polk County Iowa | 127 | $ 13,994,000 | $ 110,000 | $ 62,000 |
| St. Louis County Minnesota | 113 | $ 16,340,000 | $ 144,000 | $ 76,000 |
| Douglas County Nebraska | 91 | $ 11,536,000 | $ 126,000 | $ 82,000 |
| Winnebago County Illinois | 70 | $ 10,124,000 | $ 144,000 | $ 114,000 |
| Dubuque County Iowa | 67 | $ 9,304,000 | $ 138,000 | $ 67,000 |
| Monroe County Wisconsin | 60 | $ 7,579,000 | $ 126,000 | $ 69,000 |
| Olmsted County Minnesota | 54 | $ 10,083,000 | $ 186,000 | $ 84,000 |
| Brown County Wisconsin | 50 | $ 6,466,000 | $ 129,000 | $ 72,000 |
| Douglas County Wisconsin | 47 | $ 5,651,000 | $ 120,000 | $ 72,000 |
| Sarpy County Nebraska | 44 | $ 6,540,000 | $ 148,000 | $ 87,000 |
| Dodge County Wisconsin | 36 | $ 4,136,000 | $ 114,000 | $ 68,000 |
| Milwaukee County Wisconsin | 36 | $ 4,086,000 | $ 113,000 | $ 70,000 |
| Oneida County Wisconsin | 31 | $ 5,925,000 | $ 191,000 | $ 96,000 |
| Linn County Iowa | 29 | $ 3,148,000 | $ 108,000 | $ 72,000 |
| Cerro Gordo County Iowa | 28 | $ 3,302,000 | $ 117,000 | $ 60,000 |
| Oconto County Wisconsin | 28 | $ 3,467,000 | $ 123,000 | $ 68,000 |
| Waukesha County Wisconsin | 27 | $ 5,241,000 | $ 194,000 | $ 108,000 |
| Eau Claire County Wisconsin | 25 | $ 3,000,000 | $ 120,000 | $ 70,000 |
| Marquette County Michigan | 24 | $ 2,665,000 | $ 111,000 | $ 67,000 |
| Marathon County Wisconsin | 24 | $ 3,203,000 | $ 133,000 | $ 195,000 |
| Warren County Iowa | 21 | $ 2,898,000 | $ 138,000 | $ 66,000 |
| Cass County Iowa | 20 | $ 1,341,000 | $ 67,000 | $ 44,000 |
| Jackson County Wisconsin | 20 | $ 2,734,000 | $ 136,000 | $ 68,000 |
| Winnebago County Wisconsin | 20 | $ 2,592,000 | $ 129,000 | $ 75,000 |
| Allamakee County Iowa | 19 | $ 2,703,000 | $ 142,000 | $ 68,000 |
| Boone County Illinois | 18 | $ 4,405,000 | $ 244,000 | $ 138,000 |
| Fillmore County Minnesota | 18 | $ 2,320,000 | $ 128,000 | $ 77,000 |
| Green Lake County Wisconsin | 17 | $ 2,321,000 | $ 136,000 | $ 78,000 |
| Vilas County Wisconsin | 17 | $ 3,650,000 | $ 214,000 | $ 130,000 |
| Hennepin County Minnesota | 16 | $ 2,671,000 | $ 166,000 | $ 77,000 |
| Houston County Minnesota | 16 | $ 2,488,000 | $ 155,000 | $ 88,000 |
| Dallas County Iowa | 15 | $ 2,512,000 | $ 167,000 | $ 81,000 |
| Rock County Wisconsin | 14 | $ 1,791,000 | $ 127,000 | $ 54,000 |
| Winona County Minnesota | 13 | $ 2,197,000 | $ 169,000 | $ 73,000 |
| Iron County Wisconsin | 13 | $ 1,783,000 | $ 137,000 | $ 93,000 |
| Floyd County Iowa | 12 | $ 916,000 | $ 76,000 | $ 50,000 |
| Scott County Iowa | 12 | $ 1,444,000 | $ 120,000 | $ 56,000 |
| Wapello County Iowa | 12 | $ 1,220,000 | $ 101,000 | $ 58,000 |
| Crawford County Wisconsin | 12 | $ 1,060,000 | $ 88,000 | $ 56,000 |
| Juneau County Wisconsin | 12 | $ 1,459,000 | $ 121,000 | $ 73,000 |
| Sauk County Wisconsin | 12 | $ 1,827,000 | $ 152,000 | $ 65,000 |
| Washington County Wisconsin | 12 | $ 2,249,000 | $ 187,000 | $ 95,000 |
| Ramsey County Minnesota | 11 | $ 1,946,000 | $ 176,000 | $ 109,000 |
| Chippewa County Wisconsin | 11 | $ 1,783,000 | $ 162,000 | $ 96,000 |
| Clark County Wisconsin | 11 | $ 1,095,000 | $ 99,000 | $ 73,000 |
| Sawyer County Wisconsin | 11 | $ 1,712,000 | $ 155,000 | $ 65,000 |
| Pottawattamie County Iowa | 10 | $ 1,237,000 | $ 123,000 | $ 78,000 |
| Dakota County Minnesota | 9 | $ 1,863,000 | $ 207,000 | $ 116,000 |
| Dane County Wisconsin | 9 | $ 1,628,000 | $ 180,000 | $ 71,000 |
| Trempealeau County Wisconsin | 9 | $ 1,126,000 | $ 125,000 | $ 52,000 |
| Webster County Iowa | 8 | $ 560,000 | $ 70,000 | $ 130,000 |
| Winneshiek County Iowa | 8 | $ 923,000 | $ 115,000 | $ 46,000 |
| Gogebic County Michigan | 8 | $ 914,000 | $ 114,000 | $ 57,000 |
| Schoolcraft County Michigan | 8 | $ 660,000 | $ 82,000 | $ 42,000 |
| Outagamie County Wisconsin | 8 | $ 1,160,000 | $ 145,000 | $ 79,000 |
| Jo Daviess County Illinois | 7 | $ 928,000 | $ 132,000 | $ 71,000 |
| Anoka County Minnesota | 7 | $ 696,000 | $ 99,000 | $ 51,000 |
| Itasca County Minnesota | 7 | $ 1,597,000 | $ 228,000 | $ 105,000 |
| Marquette County Wisconsin | 7 | $ 1,338,000 | $ 191,000 | $ 143,000 |
| Ozaukee County Wisconsin | 7 | $ 1,513,000 | $ 216,000 | $ 134,000 |
| Price County Wisconsin | 7 | $ 983,000 | $ 140,000 | $ 80,000 |
| Wood County Wisconsin | 7 | $ 852,000 | $ 121,000 | $ 86,000 |
| Ogle County Illinois | 6 | $ 743,000 | $ 123,000 | $ 83,000 |
| Adams County Wisconsin | 6 | $ 707,000 | $ 117,000 | $ 78,000 |
| Cook County Illinois | 5 | $ 1,012,000 | $ 202,000 | $ 90,000 |
| Stephenson County Illinois | 5 | $ 510,000 | $ 102,000 | $ 75,000 |
| Clayton County Iowa | 5 | $ 515,000 | $ 103,000 | $ 52,000 |
| Mitchell County Iowa | 5 | $ 500,000 | $ 100,000 | $ 64,000 |
| Cottonwood County Minnesota | 5 | $ 328,000 | $ 65,000 | $ 38,000 |
| Freeborn County Minnesota | 5 | $ 267,000 | $ 53,000 | $ 30,000 |
| Ashland County Wisconsin | 5 | $ 523,000 | $ 104,000 | $ 60,000 |
| Jefferson County Wisconsin | 5 | $ 711,000 | $ 142,000 | $ 64,000 |
| Vernon County Wisconsin | 5 | $ 366,000 | $ 73,000 | $ 51,000 |
| Jackson County Iowa | 4 | $ 481,000 | $ 120,000 | $ 46,000 |
| Jasper County Iowa | 4 | $ 574,000 | $ 143,000 | $ 72,000 |
| Jones County Iowa | 4 | $ 430,000 | $ 107,000 | $ 57,000 |
| Mills County Iowa | 4 | $ 569,000 | $ 142,000 | $ 77,000 |
| Muscatine County Iowa | 4 | $ 394,000 | $ 98,000 | $ 39,000 |
| Shelby County Iowa | 4 | $ 352,000 | $ 88,000 | $ 47,000 |
| Dodge County Minnesota | 4 | $ 826,000 | $ 206,000 | $ 88,000 |
| Sherburne County Minnesota | 4 | $ 797,000 | $ 199,000 | $ 65,000 |
| Washington County Minnesota | 4 | $ 476,000 | $ 119,000 | $ 77,000 |
| Cass County Nebraska | 4 | $ 580,000 | $ 145,000 | $ 80,000 |
| Saunders County Nebraska | 4 | $ 424,000 | $ 106,000 | $ 62,000 |
| Bayfield County Wisconsin | 4 | $ 566,000 | $ 141,000 | $ 81,000 |
| Columbia County Wisconsin | 4 | $ 457,000 | $ 114,000 | $ 69,000 |
| Lincoln County Wisconsin | 4 | $ 655,000 | $ 163,000 | $ 96,000 |
| Shawano County Wisconsin | 4 | $ 430,000 | $ 107,000 | $ 56,000 |
| Waushara County Wisconsin | 4 | $ 624,000 | $ 156,000 | $ 126,000 |
| McHenry County Illinois | 3 | $ 495,000 | $ 165,000 | $ 124,000 |
| Benton County Iowa | 3 | $ 414,000 | $ 138,000 | $ 92,000 |
| Davis County Iowa | 3 | $ 311,000 | $ 103,000 | $ 77,000 |
| Delaware County Iowa | 3 | $ 183,000 | $ 61,000 | $ 12,000 |
| Des Moines County Iowa | 3 | $ 143,000 | $ 47,000 | $ 65,000 |
| Guthrie County Iowa | 3 | $ 176,000 | $ 58,000 | $ 78,000 |
| Hancock County Iowa | 3 | $ 269,000 | $ 89,000 | $ 45,000 |
| Marion County Iowa | 3 | $ 275,000 | $ 91,000 | $ 82,000 |
| Story County Iowa | 3 | $ 316,000 | $ 105,000 | $ 61,000 |
| Worth County Iowa | 3 | $ 199,000 | $ 66,000 | $ 44,000 |
| Chippewa County Michigan | 3 | $ 407,000 | $ 135,000 | $ 77,000 |
| Goodhue County Minnesota | 3 | $ 775,000 | $ 258,000 | $ 108,000 |
| Morrison County Minnesota | 3 | $ 304,000 | $ 101,000 | $ 73,000 |
| Mower County Minnesota | 3 | $ 307,000 | $ 102,000 | $ 43,000 |
| Pine County Minnesota | 3 | $ 466,000 | $ 155,000 | $ 72,000 |
| Scott County Minnesota | 3 | $ 586,000 | $ 195,000 | $ 102,000 |
| Wabasha County Minnesota | 3 | $ 483,000 | $ 161,000 | $ 62,000 |
| Lancaster County Nebraska | 3 | $ 464,000 | $ 154,000 | $ 90,000 |
| Washington County Nebraska | 3 | $ 447,000 | $ 149,000 | $ 87,000 |
| Cass County North Dakota | 3 | $ 206,000 | $ 68,000 | $ 40,000 |
| Calumet County Wisconsin | 3 | $ 318,000 | $ 106,000 | $ 65,000 |
| Door County Wisconsin | 3 | $ 400,000 | $ 133,000 | $ 83,000 |
| Manitowoc County Wisconsin | 3 | $ 331,000 | $ 110,000 | $ 64,000 |
| Marinette County Wisconsin | 3 | $ 285,000 | $ 95,000 | $ 89,000 |
| Portage County Wisconsin | 3 | $ 313,000 | $ 104,000 | $ 95,000 |
| Racine County Wisconsin | 3 | $ 668,000 | $ 222,000 | $ 106,000 |
| Richland County Wisconsin | 3 | $ 305,000 | $ 101,000 | $ 47,000 |
| Washburn County Wisconsin | 3 | $ 841,000 | $ 280,000 | $ 95,000 |
| DeKalb County Illinois | 2 | $ 370,000 | $ 185,000 | $ 75,000 |
| Adair County Iowa | 2 | $ 124,000 | $ 62,000 | $ 49,000 |
| Audubon County Iowa | 2 | $ 98,000 | $ 49,000 | $ 51,000 |
| Butler County Iowa | 2 | $ 115,000 | $ 57,000 | $ 30,000 |
| Fayette County Iowa | 2 | $ 132,000 | $ 66,000 | $ 61,000 |
| Franklin County Iowa | 2 | $ 89,000 | $ 44,000 | $ 38,000 |
| Howard County Iowa | 2 | $ 170,000 | $ 85,000 | $ 37,000 |
| Poweshiek County Iowa | 2 | $ 183,000 | $ 91,000 | $ 117,000 |
| Tama County Iowa | 2 | $ 138,000 | $ 69,000 | $ 32,000 |
| Alger County Michigan | 2 | $ 147,000 | $ 73,000 | $ 42,000 |
| Clearwater County Minnesota | 2 | $ 286,000 | $ 143,000 | $ 85,000 |
| Jackson County Minnesota | 2 | $ 353,000 | $ 176,000 | $ 72,000 |
| Lake County Minnesota | 2 | $ 328,000 | $ 164,000 | $ 57,000 |
| Murray County Minnesota | 2 | $ 204,000 | $ 102,000 | $ 31,000 |
| Nobles County Minnesota | 2 | $ 264,000 | $ 132,000 | $ 66,000 |
| Dunn County Wisconsin | 2 | $ 184,000 | $ 92,000 | $ 136,000 |
| Grant County Wisconsin | 2 | $ 175,000 | $ 87,000 | $ 41,000 |
| Green County Wisconsin | 2 | $ 228,000 | $ 114,000 | $ 41,000 |
| Kenosha County Wisconsin | 2 | $ 178,000 | $ 89,000 | $ 80,000 |
| Kewaunee County Wisconsin | 2 | $ 110,000 | $ 55,000 | $ 32,000 |
| Menominee County Wisconsin | 2 | $ 265,000 | $ 132,000 | $ 197,000 |
| Sheboygan County Wisconsin | 2 | $ 271,000 | $ 135,000 | $ 41,000 |
| Walworth County Wisconsin | 2 | $ 328,000 | $ 164,000 | $ 87,000 |
| Larimer County Colorado | 1 | $ 217,000 | $ 217,000 | $ 63,000 |
| Carroll County Illinois | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| DuPage County Illinois | 1 | $ 82,000 | $ 82,000 | $ 300,000 |
| Kane County Illinois | 1 | $ 417,000 | $ 417,000 | $ 205,000 |
| Lake County Illinois | 1 | $ 401,000 | $ 401,000 | $ 343,000 |
| Rock Island County Illinois | 1 | $ 70,000 | $ 70,000 | $ 83,000 |
| Sangamon County Illinois | 1 | $ 250,000 | $ 250,000 | $ 91,000 |
| Boone County Iowa | 1 | $ 121,000 | $ 121,000 | $ 88,000 |
| Calhoun County Iowa | 1 | $ 56,000 | $ 56,000 | $ 48,000 |
| Cherokee County Iowa | 1 | $ 275,000 | $ 275,000 | $ 179,000 |
| Chickasaw County Iowa | 1 | $ 70,000 | $ 70,000 | $ 40,000 |
| Clinton County Iowa | 1 | $ 69,000 | $ 69,000 | $ 33,000 |
| Hamilton County Iowa | 1 | $ 110,000 | $ 110,000 | $ 87,000 |
| Harrison County Iowa | 1 | $ 126,000 | $ 126,000 | $ 60,000 |
| Humboldt County Iowa | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
| Iowa County Iowa | 1 | $ 118,000 | $ 118,000 | $ 77,000 |
| Louisa County Iowa | 1 | $ 93,000 | $ 93,000 | $ 65,000 |
| Lucas County Iowa | 1 | $ 198,000 | $ 198,000 | $ 65,000 |
| Madison County Iowa | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
| Mahaska County Iowa | 1 | $ 130,000 | $ 130,000 | $ 141,000 |
| Plymouth County Iowa | 1 | $ 110,000 | $ 110,000 | $ 74,000 |
| Ringgold County Iowa | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
| Van Buren County Iowa | 1 | $ 87,000 | $ 87,000 | $ 52,000 |
| Delta County Michigan | 1 | $ 113,000 | $ 113,000 | $ 38,000 |
| Genesee County Michigan | 1 | $ 34,000 | $ 34,000 | $ 57,000 |
| Houghton County Michigan | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| Macomb County Michigan | 1 | $ 119,000 | $ 119,000 | $ 38,000 |
| Aitkin County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 163,000 |
| Blue Earth County Minnesota | 1 | $ 359,000 | $ 359,000 | $ 295,000 |
| Carver County Minnesota | 1 | $ 359,000 | $ 359,000 | $ 199,000 |
| Cass County Minnesota | 1 | $ 258,000 | $ 258,000 | $ 156,000 |
| Chisago County Minnesota | 1 | $ 157,000 | $ 157,000 | $ 83,000 |
| Koochiching County Minnesota | 1 | $ 27,000 | $ 27,000 | $ 45,000 |
| Norman County Minnesota | 1 | $ 77,000 | $ 77,000 | $ 54,000 |
| Steele County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 41,000 |
| Buffalo County Nebraska | 1 | $ 102,000 | $ 102,000 | $ 65,000 |
| Burt County Nebraska | 1 | $ 34,000 | $ 34,000 | $ 45,000 |
| Chase County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Dodge County Nebraska | 1 | $ 116,000 | $ 116,000 | $ 56,000 |
| Scotts Bluff County Nebraska | 1 | $ 77,000 | $ 77,000 | $ 44,000 |
| LaMoure County North Dakota | 1 | $ 90,000 | $ 90,000 | $ 71,000 |
| Richland County North Dakota | 1 | $ 151,000 | $ 151,000 | $ 57,000 |
| Barron County Wisconsin | 1 | $ 223,000 | $ 223,000 | $ 66,000 |
| Buffalo County Wisconsin | 1 | $ 73,000 | $ 73,000 | $ 50,000 |
| Lafayette County Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 26,000 |
| Polk County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 81,000 |
| St. Croix County Wisconsin | 1 | $ 189,000 | $ 189,000 | $ 91,000 |
| Taylor County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 162,000 |
| Waupaca County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Consumer Loan Services, Llc in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,801 | $245,433,000 | $136,000 | $417,000 | $79,000 | $2,760,000 |
| Home Purchase | 636 | $74,834,000 | $117,000 | $417,000 | $65,000 | $611,000 |
| Home Improvement | 15 | $1,921,000 | $128,000 | $264,000 | $80,000 | $203,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,234 | $295,989,000 | $132,000 | $417,000 | $75,000 | $2,760,000 |
| Not Provided | 149 | $17,112,000 | $114,000 | $417,000 | $68,000 | $611,000 |
| Hispanic | 19 | $2,311,000 | $121,000 | $320,000 | $57,000 | $95,000 |
| Asian | 18 | $2,907,000 | $161,000 | $285,000 | $103,000 | $198,000 |
| Black or African American | 15 | $1,952,000 | $130,000 | $387,000 | $77,000 | $185,000 |
| American Indian or Alaskan Native | 10 | $1,337,000 | $133,000 | $275,000 | $62,000 | $116,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $580,000 | $82,000 | $120,000 | $45,000 | $60,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,140 | $285,045,000 | $133,000 | $417,000 | $78,000 | $2,760,000 |
| FHA-insured (Federal Housing Administration) | 160 | $19,118,000 | $119,000 | $348,000 | $58,000 | $611,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 102 | $10,324,000 | $101,000 | $216,000 | $41,000 | $107,000 |
| VA-guaranteed (Veterans Administration) | 50 | $7,701,000 | $154,000 | $377,000 | $65,000 | $159,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,373 | $186,209,000 | $135,000 | $417,000 | $82,000 | $2,760,000 |
| Application Denied By Financial Institution | 419 | $53,910,000 | $128,000 | $417,000 | $64,000 | $611,000 |
| Loan Originated | 405 | $51,457,000 | $127,000 | $404,000 | $67,000 | $345,000 |
| File Closed For Incompleteness | 159 | $18,143,000 | $114,000 | $323,000 | $61,000 | $215,000 |
| Application Withdrawn By Applicant | 93 | $11,909,000 | $128,000 | $390,000 | $71,000 | $398,000 |
| Application Approved But Not Accepted | 3 | $560,000 | $186,000 | $359,000 | $158,000 | $369,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 121 | $13,820,000 | $114,000 | $321,000 | $59,000 | $611,000 |
| Collateral | 91 | $12,491,000 | $137,000 | $417,000 | $77,000 | $432,000 |
| Debt-To-Income Ratio | 85 | $12,073,000 | $142,000 | $377,000 | $54,000 | $150,000 |
| Credit Application Incomplete | 35 | $3,674,000 | $104,000 | $240,000 | $69,000 | $295,000 |
| Employment History | 17 | $1,846,000 | $108,000 | $204,000 | $51,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $1,746,000 | $124,000 | $220,000 | $66,000 | $131,000 |
| Unverifiable Information | 12 | $1,557,000 | $129,000 | $202,000 | $67,000 | $103,000 |
| Other | 3 | $491,000 | $163,000 | $173,000 | $59,000 | $90,000 |
| Mortgage Insurance Denied | 1 | $160,000 | $160,000 | $160,000 | $66,000 | $66,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Consumer Loan Services, Llc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Consumer Loan Services, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.