Consumers Cooperative Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Consumers Cooperative Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Consumers Cooperative Credit Union 1075 Tri-State Parkway Gurnee, IL 60061 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 3,386 |
| Total Mortgage Loan Application Amount | $730,760,000 |
| Average Mortgage Loan Application Amount | $200,400 |
| Highest Mortgage Loan Application Amount | $6,155,000 |
| Average Applicant Income | $118,000 |
| Highest Applicant Income | $2,148,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Consumers Cooperative Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Consumers Cooperative Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Consumers Cooperative Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Consumers Cooperative Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Consumers Cooperative Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Consumers Cooperative Credit Union's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,322 | $ 237,880,000 | $ 178,000 | $ 102,000 |
| CHICAGO-NAPERVILLE, IL | 997 | $ 231,635,000 | $ 232,000 | $ 131,000 |
| ELGIN, IL | 126 | $ 30,310,000 | $ 240,000 | $ 117,000 |
| NA (OUTSIDE OF MSA/MD) | 67 | $ 12,935,000 | $ 209,071 | $ 112,214 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 48 | $ 12,210,000 | $ 254,000 | $ 150,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 33 | $ 10,105,000 | $ 306,000 | $ 141,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 31 | $ 9,285,000 | $ 299,000 | $ 142,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 26 | $ 7,500,000 | $ 288,000 | $ 153,000 |
| FORT WORTH-ARLINGTON, TX | 25 | $ 4,775,000 | $ 191,000 | $ 133,000 |
| DALLAS-PLANO-IRVING, TX | 21 | $ 6,415,000 | $ 305,000 | $ 183,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 17 | $ 7,635,000 | $ 449,000 | $ 397,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 16 | $ 6,590,000 | $ 401,000 | $ 203,333 |
| GARY, IN | 15 | $ 3,045,000 | $ 203,000 | $ 99,000 |
| RACINE, WI | 14 | $ 3,310,000 | $ 236,000 | $ 119,000 |
| ROCKFORD, IL | 14 | $ 7,950,000 | $ 567,000 | $ 72,000 |
| AUSTIN-ROUND ROCK, TX | 13 | $ 3,365,000 | $ 258,000 | $ 133,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 13 | $ 3,675,000 | $ 282,000 | $ 151,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 13 | $ 2,795,000 | $ 215,000 | $ 156,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 10 | $ 1,810,000 | $ 181,000 | $ 85,000 |
| ST. LOUIS, MO-IL | 8 | $ 1,320,000 | $ 181,500 | $ 81,500 |
| CAPE CORAL-FORT MYERS, FL | 7 | $ 1,685,000 | $ 240,000 | $ 167,000 |
| MADISON, WI | 7 | $ 1,015,000 | $ 145,000 | $ 122,000 |
| RALEIGH, NC | 7 | $ 1,555,000 | $ 222,000 | $ 126,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 6 | $ 1,430,000 | $ 238,000 | $ 96,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 6 | $ 1,530,000 | $ 255,000 | $ 186,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 6 | $ 2,080,000 | $ 346,000 | $ 136,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 6 | $ 3,360,000 | $ 560,000 | $ 217,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 6 | $ 1,010,000 | $ 168,000 | $ 75,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 6 | $ 1,380,000 | $ 230,000 | $ 146,000 |
| DENVER-AURORA-LAKEWOOD, CO | 5 | $ 1,965,000 | $ 393,000 | $ 106,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 5 | $ 1,905,000 | $ 381,000 | $ 108,000 |
| KANSAS CITY, MO-KS | 5 | $ 885,000 | $ 186,500 | $ 123,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 5 | $ 875,000 | $ 175,000 | $ 122,000 |
| PORT ST. LUCIE, FL | 5 | $ 1,325,000 | $ 265,000 | $ 103,000 |
| SANTA CRUZ-WATSONVILLE, CA | 5 | $ 1,635,000 | $ 327,000 | $ 72,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 5 | $ 3,785,000 | $ 757,000 | $ 250,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 4 | $ 1,250,000 | $ 312,000 | $ 201,000 |
| JACKSONVILLE, FL | 4 | $ 940,000 | $ 235,000 | $ 170,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 4 | $ 1,820,000 | $ 455,000 | $ 168,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 4 | $ 500,000 | $ 125,000 | $ 70,000 |
| ALBUQUERQUE, NM | 3 | $ 535,000 | $ 178,000 | $ 115,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 3 | $ 1,325,000 | $ 441,000 | $ 114,000 |
| BOULDER, CO | 3 | $ 1,165,000 | $ 388,000 | $ 161,000 |
| COLUMBIA, SC | 3 | $ 635,000 | $ 211,000 | $ 97,000 |
| NEW YORK-NEWARK, NY | 3 | $ 1,325,000 | $ 441,000 | $ 122,000 |
| PITTSBURGH, PA | 3 | $ 565,000 | $ 188,000 | $ 99,000 |
| WORCESTER, MA-CT | 3 | $ 785,000 | $ 261,000 | $ 233,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 650,000 | $ 325,000 | $ 134,000 |
| BLOOMINGTON, IN | 2 | $ 370,000 | $ 185,000 | $ 112,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2 | $ 910,000 | $ 455,000 | $ 187,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 240,000 | $ 120,000 | $ 132,000 |
| CLEVELAND-ELYRIA, OH | 2 | $ 210,000 | $ 105,000 | $ 91,000 |
| DANVILLE, IL | 2 | $ 220,000 | $ 110,000 | $ 79,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 260,000 | $ 130,000 | $ 73,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 430,000 | $ 215,000 | $ 76,000 |
| JANESVILLE-BELOIT, WI | 2 | $ 300,000 | $ 150,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 2 | $ 170,000 | $ 85,000 | $ 32,000 |
| MEMPHIS, TN-MS-AR | 2 | $ 380,000 | $ 190,000 | $ 145,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2 | $ 710,000 | $ 355,000 | $ 117,000 |
| MISSOULA, MT | 2 | $ 450,000 | $ 225,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 2 | $ 480,000 | $ 240,000 | $ 185,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 350,000 | $ 175,000 | $ 104,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 2 | $ 1,100,000 | $ 550,000 | $ 112,000 |
| OCALA, FL | 2 | $ 380,000 | $ 190,000 | $ 53,000 |
| RICHMOND, VA | 2 | $ 540,000 | $ 270,000 | $ 124,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 2 | $ 860,000 | $ 430,000 | $ 128,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 2 | $ 960,000 | $ 480,000 | $ 121,000 |
| SAN DIEGO-CARLSBAD, CA | 2 | $ 750,000 | $ 375,000 | $ 134,000 |
| SPRINGFIELD, IL | 2 | $ 230,000 | $ 115,000 | $ 61,000 |
| TOLEDO, OH | 2 | $ 280,000 | $ 140,000 | $ 120,000 |
| APPLETON, WI | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| ASHEVILLE, NC | 1 | $ 285,000 | $ 285,000 | $ 174,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| BLOOMINGTON, IL | 1 | $ 455,000 | $ 455,000 | $ 240,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| BRUNSWICK, GA | 1 | $ 335,000 | $ 335,000 | $ 0 |
| CAMDEN, NJ | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| CARBONDALE-MARION, IL | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| CHARLOTTESVILLE, VA | 1 | $ 325,000 | $ 325,000 | $ 149,000 |
| COLUMBIA, MO | 1 | $ 245,000 | $ 245,000 | $ 107,000 |
| COLUMBUS, OH | 1 | $ 355,000 | $ 355,000 | $ 0 |
| DALTON, GA | 1 | $ 25,000 | $ 25,000 | $ 155,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 105,000 | $ 105,000 | $ 193,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 515,000 | $ 515,000 | $ 300,000 |
| ELKHART-GOSHEN, IN | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| FAYETTEVILLE, NC | 1 | $ 225,000 | $ 225,000 | $ 109,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| FLAGSTAFF, AZ | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| GREEN BAY, WI | 1 | $ 175,000 | $ 175,000 | $ 130,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 295,000 | $ 295,000 | $ 164,000 |
| KNOXVILLE, TN | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| LAFAYETTE, LA | 1 | $ 125,000 | $ 125,000 | $ 137,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 205,000 | $ 205,000 | $ 30,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1 | $ 185,000 | $ 185,000 | $ 172,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 455,000 | $ 455,000 | $ 0 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1 | $ 15,000 | $ 15,000 | $ 126,000 |
| NEWARK, NJ-PA | 1 | $ 305,000 | $ 305,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 1 | $ 355,000 | $ 355,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 325,000 | $ 325,000 | $ 55,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 75,000 | $ 75,000 | $ 202,000 |
| PHILADELPHIA, PA | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1 | $ 305,000 | $ 305,000 | $ 112,000 |
| PUNTA GORDA, FL | 1 | $ 445,000 | $ 445,000 | $ 366,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 255,000 | $ 255,000 | $ 249,000 |
| SEBRING, FL | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| SHEBOYGAN, WI | 1 | $ 615,000 | $ 615,000 | $ 349,000 |
| SPRINGFIELD, MO | 1 | $ 415,000 | $ 415,000 | $ 198,000 |
| STOCKTON-LODI, CA | 1 | $ 525,000 | $ 525,000 | $ 0 |
| TACOMA-LAKEWOOD, WA | 1 | $ 425,000 | $ 425,000 | $ 0 |
| THE VILLAGES, FL | 1 | $ 215,000 | $ 215,000 | $ 112,000 |
| TUCSON, AZ | 1 | $ 245,000 | $ 245,000 | $ 118,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 655,000 | $ 655,000 | $ 208,000 |
| WACO, TX | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1 | $ 535,000 | $ 535,000 | $ 0 |
| WAUSAU, WI | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| YORK-HANOVER, PA | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
Mortgage Loan Application Detail Totals for Consumers Cooperative Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,347 | $285,855,000 | $212,000 | $2,895,000 | $125,000 | $1,876,000 |
| Home Purchase | 1,063 | $246,485,000 | $231,000 | $3,455,000 | $104,000 | $2,148,000 |
| Cash-out Refinancing | 674 | $140,370,000 | $208,000 | $6,155,000 | $114,000 | $1,956,000 |
| Other Purpose | 200 | $45,120,000 | $225,000 | $915,000 | $126,000 | $400,000 |
| Home Improvement | 102 | $12,930,000 | $126,000 | $565,000 | $121,000 | $441,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,724 | $369,600,000 | $214,000 | $2,895,000 | $123,000 | $2,148,000 |
| Not Provided | 688 | $146,730,000 | $213,000 | $1,205,000 | $115,000 | $1,446,000 |
| Hispanic | 579 | $99,785,000 | $172,000 | $1,055,000 | $88,000 | $600,000 |
| Black or African American | 164 | $31,260,000 | $190,000 | $655,000 | $100,000 | $550,000 |
| Asian | 149 | $41,165,000 | $276,000 | $985,000 | $143,000 | $1,956,000 |
| Not applicable | 31 | $28,755,000 | $927,000 | $6,155,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $1,615,000 | $179,000 | $255,000 | $95,000 | $121,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,695,000 | $339,000 | $815,000 | $62,000 | $128,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,316 | $717,710,000 | $216,000 | $6,155,000 | $116,000 | $2,148,000 |
| FHA-insured (Federal Housing Administration) | 70 | $13,050,000 | $186,000 | $375,000 | $65,000 | $143,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,625 | $370,355,000 | $227,000 | $6,155,000 | $132,000 | $2,148,000 |
| Application Withdrawn By Applicant | 625 | $134,465,000 | $215,000 | $1,105,000 | $111,000 | $1,956,000 |
| Application Approved But Not Accepted | 440 | $95,490,000 | $217,000 | $2,895,000 | $111,000 | $322,000 |
| Application Denied By Financial Institution | 404 | $75,680,000 | $187,000 | $1,055,000 | $67,000 | $326,000 |
| Preapproval Approved but not Accepted | 131 | $25,485,000 | $194,000 | $485,000 | $90,000 | $269,000 |
| File Closed For Incompleteness | 106 | $20,710,000 | $195,000 | $675,000 | $116,000 | $348,000 |
| Preapproval Denied by Financial Institution | 55 | $8,575,000 | $155,000 | $365,000 | $55,000 | $161,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,927 | $646,505,000 | $220,000 | $6,155,000 | $124,000 | $2,148,000 |
| Debt-To-Income Ratio | 246 | $43,440,000 | $176,000 | $1,055,000 | $53,000 | $278,000 |
| Credit History | 117 | $20,785,000 | $177,000 | $635,000 | $85,000 | $326,000 |
| Other | 28 | $4,770,000 | $170,000 | $665,000 | $92,000 | $222,000 |
| Collateral | 19 | $4,325,000 | $227,000 | $515,000 | $119,000 | $230,000 |
| Credit Application Incomplete | 17 | $4,345,000 | $255,000 | $705,000 | $32,000 | $71,000 |
| Unverifiable Information | 14 | $3,370,000 | $240,000 | $505,000 | $64,000 | $220,000 |
| Employment History | 13 | $2,735,000 | $210,000 | $475,000 | $64,000 | $140,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $485,000 | $97,000 | $145,000 | $50,000 | $65,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Consumers Cooperative Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Consumers Cooperative Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.