2 mortgage lenders are based in ZIP code 30531, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Habersham County, GA in 2025.
In 2025, 174 lenders made 1,136 home loans worth $290.6 million in Habersham County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Habersham County, which includes ZIP code 30531.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Community Bank Greenville, SC | 83 | $16.6M | $200,000 | 7.3% |
| 2 | United Wholesale Mortgage Plymouth, MI | 77 | $22.4M | $291,000 | 6.8% |
| 3 | Southstate Bank, National Association Winter Haven, FL | 62 | $11.0M | $178,000 | 5.5% |
| 4 | American Pacific Mortgage Corporation Roseville, CA | 54 | $14.8M | $274,000 | 4.8% |
| 5 | Homeowners Financial Group, LLC Scottsdale, AZ | 43 | $12.5M | $290,000 | 3.8% |
| 6 | Pinnacle Bank Elberton, GA | 38 | $7.5M | $196,000 | 3.3% |
| 7 | Premier Mortgage Resources, LLC Meridian, ID | 31 | $7.5M | $243,000 | 2.7% |
| 8 | Fairway Independent Mort Corp Madison, WI | 30 | $8.4M | $279,000 | 2.6% |
| 9 | PennyMac Loan Services LLC Westlake Village, CA | 25 | $5.7M | $228,000 | 2.2% |
| 10 | Renasant Bank Johns Creek, GA | 24 | $8.6M | $359,000 | 2.1% |
See every lender in Habersham County and its 2025 mortgage data · top lenders in Georgia · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Community Bank and Trust
PO BOX 1900 CORNELIA, GA 30531 |
* | 9,181 | $1,028,102,000 |
| Habersham Bank
282 HISTORIC HWY 441 N CORNELIA, GA 30531 |
* | 1,978 | $227,147,000 |
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