Countrywide Home Loans Mortgage Lending & HMDA Data, 2005

In 2005, Countrywide Home Loans of Westlake Village, CA reported 2,387,301 mortgage applications totaling $508.3 billion, up 14% from 2004. The average application was for $212,923, and applicants reported an average income of $78,764. 38% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (106,236), Riverside-San Bernardino-Ontario, CA (86,534) and Phoenix-Mesa-Scottsdale, AZ (71,544) (applications in parentheses).

Mortgage Company & Address Countrywide Home Loans
30930 Russell Ranch Road Ms Wlrr-148
Westlake Village, CA 91362
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,387,301
Total Mortgage Loan Application Amount $508,313,237,000
Average Mortgage Loan Application Amount $212,923
Highest Mortgage Loan Application Amount $10,000,000
Average Applicant Income $78,764
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Countrywide Home Loans filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Countrywide Home Loans by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 106,236 $ 38,099,182,000 $ 358,627 $ 119,000
Maricopa, Arizona 65,196 $ 13,350,077,000 $ 204,768 $ 71,000
Clark, Nevada 59,064 $ 14,003,502,000 $ 237,090 $ 86,000
Riverside, California 46,833 $ 13,561,598,000 $ 289,573 $ 102,000
Cook, Illinois 42,288 $ 9,001,317,000 $ 212,857 $ 77,000
San Bernardino, California 39,701 $ 9,625,464,000 $ 242,448 $ 82,000
San Diego, California 38,787 $ 14,943,926,000 $ 385,281 $ 120,000
Orange, California 33,047 $ 15,024,776,000 $ 454,648 $ 145,000
Harris, Texas 28,069 $ 3,162,148,000 $ 112,656 $ 60,000
Miami-Dade, Florida 27,446 $ 6,181,679,000 $ 225,230 $ 103,000
Sacramento, California 27,076 $ 7,366,519,000 $ 272,068 $ 90,000
Broward, Florida 24,835 $ 5,632,947,000 $ 226,814 $ 88,000
King, Washington 21,536 $ 5,709,630,000 $ 265,120 $ 91,000
Wayne, Michigan 16,852 $ 2,101,480,000 $ 124,702 $ 54,000
Orange, Florida 15,121 $ 2,912,062,000 $ 192,583 $ 80,000
Palm Beach, Florida 14,571 $ 3,579,578,000 $ 245,664 $ 94,000
Santa Clara, California 14,565 $ 7,019,978,000 $ 481,975 $ 150,000
Kern, California 14,542 $ 2,767,333,000 $ 190,299 $ 74,000
Pima, Arizona 14,304 $ 2,450,106,000 $ 171,288 $ 70,000
Contra Costa, California 13,235 $ 5,433,160,000 $ 410,514 $ 126,000
Salt Lake, Utah 12,985 $ 2,176,436,000 $ 167,611 $ 65,000
Alameda, California 12,881 $ 5,312,097,000 $ 412,397 $ 129,000
Ventura, California 12,783 $ 5,256,419,000 $ 411,203 $ 129,000
Oakland, Michigan 12,150 $ 2,501,079,000 $ 205,850 $ 88,000
Fresno, California 11,663 $ 2,427,137,000 $ 208,105 $ 76,000
Suffolk, New York 11,436 $ 3,276,012,000 $ 286,464 $ 94,000
San Joaquin, California 11,382 $ 3,348,893,000 $ 294,227 $ 91,000
Hillsborough, Florida 11,253 $ 1,913,397,000 $ 170,034 $ 70,000
Dallas, Texas 11,121 $ 1,428,346,000 $ 128,436 $ 67,000
Pierce, Washington 10,721 $ 2,089,453,000 $ 194,893 $ 69,000
Tarrant, Texas 10,720 $ 1,288,791,000 $ 120,223 $ 60,000
Bexar, Texas 10,511 $ 1,194,337,000 $ 113,627 $ 60,000
Honolulu, Hawaii 10,505 $ 3,346,503,000 $ 318,562 $ 102,000
Philadelphia, Pennsylvania 10,135 $ 1,216,344,000 $ 120,014 $ 53,000
Prince George's, Maryland 9,912 $ 2,285,888,000 $ 230,618 $ 75,000
Lee, Florida 9,730 $ 2,067,947,000 $ 212,533 $ 79,000
Fairfax, Virginia 9,572 $ 3,337,189,000 $ 348,640 $ 111,000
Middlesex, Massachusetts 9,178 $ 2,708,004,000 $ 295,053 $ 94,000
Snohomish, Washington 9,125 $ 2,034,700,000 $ 222,980 $ 75,000
Duval, Florida 8,754 $ 1,307,615,000 $ 149,373 $ 60,000
Hennepin, Minnesota 8,664 $ 1,850,372,000 $ 213,570 $ 79,000
Multnomah, Oregon 8,614 $ 1,671,722,000 $ 194,070 $ 70,000
Stanislaus, California 8,310 $ 2,161,920,000 $ 260,158 $ 94,000
Pinellas, Florida 8,209 $ 1,517,124,000 $ 184,812 $ 72,000
DuPage, Illinois 7,965 $ 1,871,292,000 $ 234,939 $ 89,000
Fairfield, Connecticut 7,948 $ 2,664,379,000 $ 335,226 $ 109,000
Macomb, Michigan 7,940 $ 1,211,397,000 $ 152,568 $ 58,000
St. Louis, Missouri 7,911 $ 1,209,285,000 $ 152,861 $ 62,000
Travis, Texas 7,774 $ 1,175,996,000 $ 151,272 $ 74,000
Fulton, Georgia 7,692 $ 1,504,673,000 $ 195,615 $ 89,000
Ada, Idaho 7,579 $ 1,191,769,000 $ 157,246 $ 68,000
Mecklenburg, North Carolina 7,522 $ 1,164,720,000 $ 154,841 $ 66,000
Nassau, New York 7,266 $ 2,383,322,000 $ 328,010 $ 116,000
Montgomery, Maryland 7,145 $ 2,306,439,000 $ 322,804 $ 109,000
New Haven, Connecticut 7,122 $ 1,337,018,000 $ 187,730 $ 71,000
Arapahoe, Colorado 7,001 $ 1,350,024,000 $ 192,833 $ 67,000
Will, Illinois 6,986 $ 1,351,975,000 $ 193,526 $ 76,000
El Paso, Colorado 6,929 $ 1,215,699,000 $ 175,450 $ 65,000
Queens, New York 6,916 $ 2,206,315,000 $ 319,016 $ 92,000
Gwinnett, Georgia 6,888 $ 1,144,036,000 $ 166,091 $ 69,000
Denver, Colorado 6,871 $ 1,315,939,000 $ 191,520 $ 72,000
Placer, California 6,717 $ 2,347,166,000 $ 349,436 $ 121,000
Middlesex, New Jersey 6,632 $ 1,661,543,000 $ 250,534 $ 87,000
Hartford, Connecticut 6,592 $ 1,135,850,000 $ 172,307 $ 65,000
Marion, Indiana 6,574 $ 743,285,000 $ 113,064 $ 52,000
Bernalillo, New Mexico 6,492 $ 967,822,000 $ 149,079 $ 65,000
Davidson, Tennessee 6,460 $ 908,613,000 $ 140,652 $ 58,000
Milwaukee, Wisconsin 6,455 $ 832,892,000 $ 129,030 $ 56,000
Franklin, Ohio 6,439 $ 898,298,000 $ 139,508 $ 61,000
Brevard, Florida 6,420 $ 1,093,326,000 $ 170,300 $ 66,000
Solano, California 6,395 $ 2,080,995,000 $ 325,409 $ 99,000
Jackson, Missouri 6,395 $ 775,371,000 $ 121,246 $ 55,000
Washington, Oregon 6,381 $ 1,276,817,000 $ 200,096 $ 76,000
Pinal, Arizona 6,348 $ 1,028,616,000 $ 162,037 $ 65,000
Ocean, New Jersey 6,315 $ 1,426,688,000 $ 225,920 $ 87,000
Washoe, Nevada 6,303 $ 1,589,597,000 $ 252,196 $ 96,000
Cuyahoga, Ohio 6,239 $ 811,016,000 $ 129,991 $ 60,000
Lake, Illinois 6,061 $ 1,455,044,000 $ 240,066 $ 90,000
Clark, Washington 6,018 $ 1,146,867,000 $ 190,572 $ 74,000
Polk, Florida 5,985 $ 846,724,000 $ 141,474 $ 62,000
Essex, Massachusetts 5,981 $ 1,614,521,000 $ 269,941 $ 88,000
Baltimore, Maryland 5,973 $ 1,150,710,000 $ 192,651 $ 73,000
Wake, North Carolina 5,971 $ 1,026,775,000 $ 171,960 $ 67,000
Jefferson, Colorado 5,924 $ 1,252,735,000 $ 211,467 $ 79,000
Fort Bend, Texas 5,903 $ 793,492,000 $ 134,421 $ 73,000
Jefferson, Kentucky 5,810 $ 784,798,000 $ 135,077 $ 62,000
Monmouth, New Jersey 5,764 $ 1,694,145,000 $ 293,918 $ 105,000
Prince William, Virginia 5,711 $ 1,736,567,000 $ 304,074 $ 88,000
Shelby, Tennessee 5,666 $ 732,776,000 $ 129,328 $ 64,000
Tulare, California 5,664 $ 971,594,000 $ 171,538 $ 70,000
Worcester, Massachusetts 5,661 $ 1,206,372,000 $ 213,102 $ 74,000
Cobb, Georgia 5,630 $ 977,924,000 $ 173,698 $ 67,000
Volusia, Florida 5,611 $ 882,978,000 $ 157,365 $ 68,000
Kent, Michigan 5,596 $ 730,663,000 $ 130,568 $ 49,000
DeKalb, Georgia 5,584 $ 852,574,000 $ 152,681 $ 64,000
Sonoma, California 5,533 $ 2,146,801,000 $ 387,999 $ 144,000
Adams, Colorado 5,524 $ 932,248,000 $ 168,763 $ 60,000
Collin, Texas 5,523 $ 871,073,000 $ 157,717 $ 75,000
Bergen, New Jersey 5,494 $ 1,913,516,000 $ 348,291 $ 142,000
Sarasota, Florida 5,414 $ 1,278,854,000 $ 236,212 $ 93,000
Douglas, Colorado 5,345 $ 1,359,736,000 $ 254,394 $ 95,000
Utah, Utah 5,310 $ 891,677,000 $ 167,924 $ 64,000
Montgomery, Pennsylvania 5,296 $ 1,152,780,000 $ 217,669 $ 85,000
Pasco, Florida 5,290 $ 865,272,000 $ 163,567 $ 67,000
Allegheny, Pennsylvania 5,276 $ 608,269,000 $ 115,289 $ 59,000
Camden, New Jersey 5,200 $ 808,761,000 $ 155,530 $ 63,000
Osceola, Florida 5,195 $ 965,603,000 $ 185,871 $ 78,000
Essex, New Jersey 5,172 $ 1,316,668,000 $ 254,576 $ 92,000
Suffolk, Massachusetts 5,151 $ 1,563,170,000 $ 303,469 $ 99,000
Anne Arundel, Maryland 4,975 $ 1,282,751,000 $ 257,839 $ 86,000
Burlington, New Jersey 4,939 $ 980,517,000 $ 198,525 $ 75,000
Jefferson, Alabama 4,913 $ 694,739,000 $ 141,408 $ 54,000
Kane, Illinois 4,862 $ 930,764,000 $ 191,436 $ 76,000
Collier, Florida 4,845 $ 1,527,874,000 $ 315,350 $ 139,000
San Mateo, California 4,700 $ 2,503,346,000 $ 532,626 $ 169,000
Santa Barbara, California 4,676 $ 2,349,626,000 $ 502,486 $ 175,000
Seminole, Florida 4,646 $ 909,816,000 $ 195,827 $ 74,000
Hamilton, Ohio 4,614 $ 611,799,000 $ 132,596 $ 65,000
Bucks, Pennsylvania 4,601 $ 1,035,667,000 $ 225,096 $ 92,000
Union, New Jersey 4,597 $ 1,186,833,000 $ 258,175 $ 87,000
Denton, Texas 4,555 $ 669,465,000 $ 146,973 $ 73,000
Kings, New York 4,548 $ 1,519,063,000 $ 334,006 $ 92,000
Johnson, Kansas 4,544 $ 832,971,000 $ 183,312 $ 81,000
Oklahoma, Oklahoma 4,459 $ 488,115,000 $ 109,467 $ 58,000
Virginia Beach, Virginia 4,458 $ 875,772,000 $ 196,449 $ 67,000
Mohave, Arizona 4,446 $ 730,258,000 $ 164,250 $ 82,000
Clackamas, Oregon 4,418 $ 1,062,708,000 $ 240,540 $ 91,000
Kitsap, Washington 4,380 $ 902,121,000 $ 205,963 $ 71,000
Spokane, Washington 4,308 $ 554,430,000 $ 128,697 $ 54,000
Norfolk, Massachusetts 4,293 $ 1,271,620,000 $ 296,207 $ 108,000
Providence, Rhode Island 4,228 $ 847,230,000 $ 200,385 $ 68,000
Atlantic, New Jersey 4,214 $ 849,468,000 $ 201,582 $ 80,000
Williamson, Texas 4,143 $ 536,760,000 $ 129,558 $ 66,000
Plymouth, Massachusetts 4,136 $ 1,055,012,000 $ 255,080 $ 82,000
New Castle, Delaware 4,036 $ 731,791,000 $ 181,315 $ 63,000
Larimer, Colorado 4,031 $ 774,424,000 $ 192,117 $ 72,000
Merced, California 3,970 $ 980,033,000 $ 246,859 $ 89,000
Tulsa, Oklahoma 3,941 $ 463,093,000 $ 117,506 $ 59,000
Hillsborough, New Hampshire 3,919 $ 814,556,000 $ 207,847 $ 81,000
Gloucester, New Jersey 3,894 $ 709,373,000 $ 182,170 $ 76,000
Dane, Wisconsin 3,874 $ 743,551,000 $ 191,933 $ 77,000
Monterey, California 3,854 $ 1,630,732,000 $ 423,127 $ 132,000
Hudson, New Jersey 3,828 $ 1,078,444,000 $ 281,725 $ 114,000
Madison, Alabama 3,795 $ 513,088,000 $ 135,201 $ 59,000
Loudoun, Virginia 3,756 $ 1,441,807,000 $ 383,867 $ 111,000
St. Charles, Missouri 3,749 $ 589,832,000 $ 157,330 $ 72,000
Okaloosa, Florida 3,667 $ 822,622,000 $ 224,331 $ 90,000
Yavapai, Arizona 3,664 $ 682,656,000 $ 186,314 $ 72,000
Weld, Colorado 3,642 $ 622,064,000 $ 170,802 $ 63,000
Lake, Indiana 3,589 $ 426,037,000 $ 118,706 $ 55,000
District of Columbia, District Of Columbia 3,584 $ 993,204,000 $ 277,121 $ 95,000
Manatee, Florida 3,566 $ 824,359,000 $ 231,171 $ 88,000
Baltimore City, Maryland 3,542 $ 434,030,000 $ 122,538 $ 62,000
Montgomery, Texas 3,515 $ 472,466,000 $ 134,414 $ 76,000
Charleston, South Carolina 3,419 $ 748,966,000 $ 219,059 $ 80,000
Bristol, Massachusetts 3,397 $ 759,721,000 $ 223,644 $ 75,000
El Paso, Texas 3,384 $ 321,243,000 $ 94,929 $ 61,000
San Luis Obispo, California 3,367 $ 1,222,472,000 $ 363,074 $ 126,000
Davis, Utah 3,366 $ 539,105,000 $ 160,161 $ 62,000
Passaic, New Jersey 3,348 $ 886,097,000 $ 264,664 $ 85,000
Delaware, Pennsylvania 3,337 $ 552,648,000 $ 165,612 $ 71,000
Dakota, Minnesota 3,315 $ 681,516,000 $ 205,585 $ 70,000
Ramsey, Minnesota 3,309 $ 587,939,000 $ 177,678 $ 62,000
Mercer, New Jersey 3,293 $ 662,841,000 $ 201,287 $ 90,000
St. Lucie, Florida 3,285 $ 582,339,000 $ 177,272 $ 78,000
Morris, New Jersey 3,243 $ 1,030,472,000 $ 317,752 $ 116,000
Westchester, New York 3,243 $ 1,197,728,000 $ 369,327 $ 131,000
El Dorado, California 3,238 $ 1,087,163,000 $ 335,751 $ 140,000
Hawaii, Hawaii 3,217 $ 1,042,689,000 $ 324,118 $ 111,000
Montgomery, Ohio 3,214 $ 364,169,000 $ 113,307 $ 56,000
Lake, Florida 3,209 $ 572,248,000 $ 178,325 $ 66,000
Genesee, Michigan 3,196 $ 417,558,000 $ 130,650 $ 59,000
Hampden, Massachusetts 3,125 $ 449,843,000 $ 143,949 $ 57,000
Canyon, Idaho 3,121 $ 355,512,000 $ 113,909 $ 61,000
Rockingham, New Hampshire 3,102 $ 701,179,000 $ 226,040 $ 83,000
Rutherford, Tennessee 3,090 $ 371,058,000 $ 120,083 $ 57,000
Anoka, Minnesota 3,076 $ 594,390,000 $ 193,234 $ 65,000
Jackson, Oregon 3,074 $ 640,238,000 $ 208,275 $ 72,000
Lane, Oregon 3,068 $ 504,241,000 $ 164,354 $ 61,000
Summit, Ohio 3,054 $ 415,514,000 $ 136,055 $ 67,000
San Francisco, California 3,051 $ 1,698,668,000 $ 556,757 $ 176,000
Chesterfield, Virginia 3,022 $ 506,896,000 $ 167,735 $ 65,000
Chester, Pennsylvania 3,000 $ 708,847,000 $ 236,282 $ 93,000
Lehigh, Pennsylvania 2,983 $ 412,471,000 $ 138,273 $ 62,000
Hamilton, Indiana 2,957 $ 567,843,000 $ 192,033 $ 83,000
Horry, South Carolina 2,868 $ 454,924,000 $ 158,620 $ 102,000
Henrico, Virginia 2,860 $ 503,378,000 $ 176,006 $ 65,000
McHenry, Illinois 2,829 $ 550,423,000 $ 194,564 $ 71,000
Maui, Hawaii 2,805 $ 1,129,505,000 $ 402,675 $ 184,000
Bay, Florida 2,791 $ 600,294,000 $ 215,082 $ 92,000
Escambia, Florida 2,791 $ 392,612,000 $ 140,670 $ 66,000
Hidalgo, Texas 2,785 $ 300,184,000 $ 107,785 $ 75,000
Williamson, Tennessee 2,777 $ 673,109,000 $ 242,387 $ 104,000
Washington, Utah 2,752 $ 505,508,000 $ 183,687 $ 75,000
Waukesha, Wisconsin 2,695 $ 579,014,000 $ 214,847 $ 102,000
Fayette, Kentucky 2,686 $ 380,908,000 $ 141,812 $ 62,000
Butler, Ohio 2,673 $ 381,050,000 $ 142,555 $ 61,000
Clay, Missouri 2,670 $ 358,168,000 $ 134,145 $ 57,000
Deschutes, Oregon 2,644 $ 557,314,000 $ 210,784 $ 85,000
Cumberland, Maine 2,626 $ 526,786,000 $ 200,603 $ 76,000
Richmond, New York 2,601 $ 733,088,000 $ 281,848 $ 105,000
Jefferson, Louisiana 2,599 $ 347,797,000 $ 133,819 $ 58,000
Frederick, Maryland 2,576 $ 673,649,000 $ 261,509 $ 87,000
Howard, Maryland 2,544 $ 764,616,000 $ 300,556 $ 107,000
York, Pennsylvania 2,543 $ 376,430,000 $ 148,025 $ 60,000
Somerset, New Jersey 2,542 $ 732,998,000 $ 288,354 $ 110,000
Yolo, California 2,537 $ 771,102,000 $ 303,942 $ 99,000
Thurston, Washington 2,480 $ 451,760,000 $ 182,161 $ 68,000
Knox, Tennessee 2,453 $ 345,499,000 $ 140,847 $ 60,000
Orange, New York 2,438 $ 533,058,000 $ 218,645 $ 83,000
Weber, Utah 2,432 $ 312,186,000 $ 128,365 $ 56,000
Northampton, Pennsylvania 2,429 $ 403,596,000 $ 166,157 $ 66,000
Orleans, Louisiana 2,421 $ 339,475,000 $ 140,220 $ 69,000
Boulder, Colorado 2,416 $ 600,504,000 $ 248,552 $ 87,000
St. Louis City, Missouri 2,398 $ 280,370,000 $ 116,918 $ 52,000
Monroe, New York 2,371 $ 257,816,000 $ 108,737 $ 54,000
Kootenai, Idaho 2,366 $ 405,351,000 $ 171,323 $ 76,000
St. Johns, Florida 2,361 $ 521,153,000 $ 220,734 $ 101,000
Lancaster, Pennsylvania 2,353 $ 320,908,000 $ 136,382 $ 55,000
Guilford, North Carolina 2,340 $ 321,421,000 $ 137,359 $ 63,000
Washtenaw, Michigan 2,330 $ 469,014,000 $ 201,293 $ 79,000
Mobile, Alabama 2,325 $ 269,401,000 $ 115,871 $ 58,000
Harford, Maryland 2,309 $ 475,258,000 $ 205,828 $ 71,000
Brazoria, Texas 2,300 $ 295,339,000 $ 128,408 $ 75,000
Santa Rosa, Florida 2,287 $ 393,117,000 $ 171,891 $ 66,000
Berks, Pennsylvania 2,287 $ 297,698,000 $ 130,169 $ 60,000
Charles, Maryland 2,284 $ 576,517,000 $ 252,415 $ 83,000
Marion, Florida 2,273 $ 290,708,000 $ 127,896 $ 58,000
Ingham, Michigan 2,260 $ 273,270,000 $ 120,915 $ 55,000
Charlotte, Florida 2,258 $ 400,023,000 $ 177,158 $ 75,000
Anchorage, Alaska 2,250 $ 515,305,000 $ 229,024 $ 88,000
Galveston, Texas 2,221 $ 285,825,000 $ 128,692 $ 78,000
Monroe, Pennsylvania 2,210 $ 369,942,000 $ 167,394 $ 68,000
Marion, Oregon 2,207 $ 318,845,000 $ 144,469 $ 60,000
Butte, California 2,195 $ 447,700,000 $ 203,963 $ 66,000
Clayton, Georgia 2,182 $ 243,356,000 $ 111,528 $ 48,000
Cape May, New Jersey 2,181 $ 701,322,000 $ 321,559 $ 151,000
Westmoreland, Pennsylvania 2,165 $ 256,656,000 $ 118,547 $ 60,000
Chesapeake, Virginia 2,152 $ 419,269,000 $ 194,827 $ 68,000
Polk, Iowa 2,138 $ 259,539,000 $ 121,393 $ 52,000
Cherokee, Georgia 2,129 $ 376,063,000 $ 176,638 $ 70,000
Flagler, Florida 2,123 $ 396,797,000 $ 186,903 $ 84,000
Barnstable, Massachusetts 2,113 $ 620,729,000 $ 293,766 $ 118,000
Washington, Minnesota 2,111 $ 487,395,000 $ 230,883 $ 78,000
Santa Cruz, California 2,083 $ 959,579,000 $ 460,671 $ 150,000
Sedgwick, Kansas 2,082 $ 214,651,000 $ 103,098 $ 51,000
Montgomery, Alabama 2,081 $ 230,775,000 $ 110,896 $ 53,000
Livingston, Michigan 2,080 $ 414,775,000 $ 199,411 $ 77,000
Erie, New York 2,076 $ 237,234,000 $ 114,274 $ 56,000
Clay, Florida 2,074 $ 324,891,000 $ 156,649 $ 62,000
Madera, California 2,071 $ 440,568,000 $ 212,732 $ 83,000
Shelby, Alabama 2,059 $ 345,092,000 $ 167,601 $ 68,000
Douglas, Nebraska 2,059 $ 260,227,000 $ 126,385 $ 62,000
New Hanover, North Carolina 2,037 $ 376,899,000 $ 185,026 $ 91,000
Ottawa, Michigan 2,027 $ 311,114,000 $ 153,484 $ 62,000
St. Tammany, Louisiana 2,026 $ 307,366,000 $ 151,710 $ 68,000
Shasta, California 2,013 $ 414,458,000 $ 205,890 $ 76,000
Nueces, Texas 2,009 $ 233,212,000 $ 116,083 $ 66,000
Henry, Georgia 1,999 $ 311,914,000 $ 156,035 $ 78,000
Pulaski, Arkansas 1,996 $ 287,647,000 $ 144,111 $ 73,000
Jefferson, Missouri 1,992 $ 268,857,000 $ 134,968 $ 51,000
Bronx, New York 1,972 $ 506,031,000 $ 256,608 $ 80,000
Winnebago, Illinois 1,969 $ 202,644,000 $ 102,917 $ 54,000
Baldwin, Alabama 1,968 $ 398,142,000 $ 202,307 $ 109,000
Onondaga, New York 1,952 $ 211,105,000 $ 108,148 $ 56,000
Hamilton, Tennessee 1,931 $ 237,587,000 $ 123,038 $ 60,000
New London, Connecticut 1,918 $ 363,034,000 $ 189,277 $ 72,000
York, Maine 1,913 $ 379,222,000 $ 198,234 $ 77,000
East Baton Rouge, Louisiana 1,902 $ 248,893,000 $ 130,858 $ 73,000
Sussex, Delaware 1,878 $ 444,244,000 $ 236,551 $ 93,000
Greenville, South Carolina 1,864 $ 255,420,000 $ 137,027 $ 61,000
Pueblo, Colorado 1,862 $ 208,155,000 $ 111,791 $ 50,000
Allen, Indiana 1,861 $ 192,252,000 $ 103,305 $ 51,000
DeSoto, Mississippi 1,859 $ 231,904,000 $ 124,746 $ 52,000
Imperial, California 1,838 $ 328,875,000 $ 178,930 $ 82,000
Richland, South Carolina 1,829 $ 247,817,000 $ 135,493 $ 61,000
Mesa, Colorado 1,825 $ 275,366,000 $ 150,885 $ 63,000
Sutter, California 1,823 $ 420,414,000 $ 230,616 $ 81,000
Brown, Wisconsin 1,794 $ 254,092,000 $ 141,634 $ 78,000
Cleveland, Oklahoma 1,793 $ 205,426,000 $ 114,571 $ 66,000
Marin, California 1,786 $ 1,032,286,000 $ 577,987 $ 218,000
Humboldt, California 1,767 $ 384,213,000 $ 217,438 $ 81,000
Stark, Ohio 1,722 $ 200,349,000 $ 116,346 $ 86,000
Stafford, Virginia 1,721 $ 485,495,000 $ 282,100 $ 96,000
Warren, Ohio 1,713 $ 296,397,000 $ 173,028 $ 81,000
Lucas, Ohio 1,707 $ 191,642,000 $ 112,268 $ 58,000
Racine, Wisconsin 1,669 $ 236,398,000 $ 141,640 $ 58,000
Cumberland, North Carolina 1,654 $ 177,207,000 $ 107,138 $ 56,000
Coconino, Arizona 1,642 $ 364,175,000 $ 221,787 $ 78,000
Napa, California 1,642 $ 724,286,000 $ 441,099 $ 146,000
Cochise, Arizona 1,640 $ 238,541,000 $ 145,451 $ 60,000
Hernando, Florida 1,640 $ 222,633,000 $ 135,751 $ 60,000
Litchfield, Connecticut 1,634 $ 339,474,000 $ 207,756 $ 81,000
Kent, Rhode Island 1,633 $ 323,598,000 $ 198,161 $ 66,000
Alachua, Florida 1,632 $ 241,402,000 $ 147,917 $ 73,000
Paulding, Georgia 1,619 $ 219,794,000 $ 135,759 $ 54,000
Santa Fe, New Mexico 1,593 $ 404,964,000 $ 254,214 $ 93,000
Hendricks, Indiana 1,591 $ 221,577,000 $ 139,269 $ 62,000
Lake, Ohio 1,588 $ 222,107,000 $ 139,865 $ 52,000
Union, North Carolina 1,579 $ 286,459,000 $ 181,417 $ 65,000
Gallatin, Montana 1,574 $ 312,995,000 $ 198,853 $ 92,000
Sandoval, New Mexico 1,573 $ 238,743,000 $ 151,775 $ 67,000
Yuba, California 1,571 $ 363,550,000 $ 231,413 $ 78,000
Whatcom, Washington 1,571 $ 320,730,000 $ 204,156 $ 67,000
Spotsylvania, Virginia 1,570 $ 378,642,000 $ 241,173 $ 80,000
Buncombe, North Carolina 1,534 $ 247,488,000 $ 161,335 $ 60,000
Kings, California 1,523 $ 248,670,000 $ 163,276 $ 70,000
Shawnee, Kansas 1,522 $ 150,429,000 $ 98,836 $ 50,000
Sumner, Tennessee 1,516 $ 231,453,000 $ 152,673 $ 71,000
Greene, Missouri 1,511 $ 165,856,000 $ 109,765 $ 56,000
Linn, Iowa 1,503 $ 174,268,000 $ 115,946 $ 50,000
Beaufort, South Carolina 1,499 $ 332,955,000 $ 222,118 $ 103,000
Kenosha, Wisconsin 1,478 $ 234,518,000 $ 158,672 $ 64,000
Forsyth, Georgia 1,469 $ 314,359,000 $ 213,995 $ 95,000
Lancaster, Nebraska 1,469 $ 191,323,000 $ 130,240 $ 55,000
Nevada, California 1,464 $ 443,850,000 $ 303,176 $ 112,000
Lorain, Ohio 1,455 $ 206,280,000 $ 141,773 $ 58,000
Onslow, North Carolina 1,453 $ 189,518,000 $ 130,432 $ 67,000
Dutchess, New York 1,452 $ 342,870,000 $ 236,136 $ 87,000
Sussex, New Jersey 1,443 $ 314,385,000 $ 217,869 $ 81,000
York, South Carolina 1,436 $ 225,464,000 $ 157,008 $ 62,000
Scott, Minnesota 1,433 $ 326,057,000 $ 227,534 $ 80,000
Muskegon, Michigan 1,426 $ 156,688,000 $ 109,879 $ 50,000
Bell, Texas 1,421 $ 145,201,000 $ 102,182 $ 55,000
Clermont, Ohio 1,417 $ 205,688,000 $ 145,157 $ 64,000
Durham, North Carolina 1,416 $ 199,093,000 $ 140,602 $ 62,000
Middlesex, Connecticut 1,411 $ 296,035,000 $ 209,805 $ 83,000
Kent, Delaware 1,397 $ 227,821,000 $ 163,078 $ 59,000
Walton, Florida 1,397 $ 528,991,000 $ 378,662 $ 167,000
Yuma, Arizona 1,381 $ 202,467,000 $ 146,608 $ 64,000
Norfolk, Virginia 1,380 $ 210,826,000 $ 152,772 $ 59,000
Madison, Illinois 1,375 $ 156,894,000 $ 114,104 $ 54,000
Tuscaloosa, Alabama 1,363 $ 195,119,000 $ 143,154 $ 73,000
Boone, Missouri 1,363 $ 165,031,000 $ 121,079 $ 58,000
Delaware, Ohio 1,330 $ 302,449,000 $ 227,405 $ 96,000
Clark, Indiana 1,326 $ 146,492,000 $ 110,476 $ 50,000
St. Joseph, Indiana 1,325 $ 138,843,000 $ 104,787 $ 51,000
Kenton, Kentucky 1,320 $ 170,801,000 $ 129,394 $ 60,000
Lexington, South Carolina 1,307 $ 177,575,000 $ 135,864 $ 64,000
Leon, Florida 1,295 $ 197,502,000 $ 152,511 $ 68,000
Forsyth, North Carolina 1,292 $ 165,641,000 $ 128,205 $ 60,000
Rockland, New York 1,290 $ 396,946,000 $ 307,710 $ 105,000
Luzerne, Pennsylvania 1,286 $ 130,257,000 $ 101,288 $ 55,000
Yakima, Washington 1,279 $ 145,200,000 $ 113,526 $ 54,000
Benton, Arkansas 1,256 $ 183,388,000 $ 146,009 $ 63,000
Douglas, Georgia 1,252 $ 179,794,000 $ 143,605 $ 58,000
Missoula, Montana 1,247 $ 213,028,000 $ 170,832 $ 70,000
Dauphin, Pennsylvania 1,242 $ 144,577,000 $ 116,406 $ 62,000
Hays, Texas 1,241 $ 162,395,000 $ 130,858 $ 65,000
Chatham, Georgia 1,236 $ 203,147,000 $ 164,358 $ 63,000
Lubbock, Texas 1,235 $ 135,498,000 $ 109,714 $ 67,000
Caddo, Louisiana 1,232 $ 136,335,000 $ 110,661 $ 51,000
Newport News, Virginia 1,230 $ 167,533,000 $ 136,205 $ 55,000
Hall, Georgia 1,226 $ 189,841,000 $ 154,845 $ 55,000
Wright, Minnesota 1,218 $ 233,895,000 $ 192,032 $ 77,000
Washington, Maryland 1,210 $ 239,879,000 $ 198,247 $ 76,000
Albany, New York 1,205 $ 174,947,000 $ 145,184 $ 67,000
Indian River, Florida 1,203 $ 247,281,000 $ 205,553 $ 97,000
Berkeley, South Carolina 1,184 $ 174,306,000 $ 147,217 $ 57,000
Johnson, Indiana 1,182 $ 161,914,000 $ 136,983 $ 61,000
Monroe, Florida 1,170 $ 613,198,000 $ 524,100 $ 206,000
Wyandotte, Kansas 1,170 $ 114,726,000 $ 98,056 $ 49,000
Porter, Indiana 1,160 $ 167,512,000 $ 144,406 $ 75,000
Berrien, Michigan 1,158 $ 161,989,000 $ 139,886 $ 74,000
Cameron, Texas 1,156 $ 116,966,000 $ 101,181 $ 77,000
Richmond City, Virginia 1,156 $ 165,535,000 $ 143,196 $ 99,000
Carroll, Maryland 1,155 $ 295,791,000 $ 256,096 $ 82,000
Jackson, Michigan 1,155 $ 139,887,000 $ 121,114 $ 51,000
Lee, Alabama 1,149 $ 168,052,000 $ 146,259 $ 66,000
Hampton, Virginia 1,149 $ 152,844,000 $ 133,023 $ 56,000
Kendall, Illinois 1,142 $ 220,848,000 $ 193,387 $ 73,000
Island, Washington 1,141 $ 234,636,000 $ 205,640 $ 73,000
Dorchester, South Carolina 1,136 $ 163,048,000 $ 143,528 $ 60,000
St. Clair, Illinois 1,131 $ 128,508,000 $ 113,623 $ 53,000
Cumberland, New Jersey 1,125 $ 154,591,000 $ 137,414 $ 56,000
Lyon, Nevada 1,124 $ 206,770,000 $ 183,959 $ 69,000
Cache, Utah 1,121 $ 141,251,000 $ 126,004 $ 51,000
Randall, Texas 1,100 $ 119,428,000 $ 108,570 $ 55,000
Summit, Utah 1,092 $ 382,388,000 $ 350,172 $ 206,000
Merrimack, New Hampshire 1,088 $ 196,599,000 $ 180,697 $ 75,000
Saratoga, New York 1,085 $ 179,167,000 $ 165,130 $ 71,000
Trumbull, Ohio 1,085 $ 100,399,000 $ 92,533 $ 47,000
St. Clair, Michigan 1,081 $ 160,278,000 $ 148,268 $ 57,000
Wilson, Tennessee 1,075 $ 163,607,000 $ 152,192 $ 64,000
St. Mary's, Maryland 1,074 $ 245,121,000 $ 228,231 $ 74,000
Boone, Kentucky 1,072 $ 164,886,000 $ 153,811 $ 66,000
Douglas, Kansas 1,065 $ 153,992,000 $ 144,593 $ 65,000
Kalamazoo, Michigan 1,064 $ 135,405,000 $ 127,260 $ 60,000
Eagle, Colorado 1,056 $ 389,484,000 $ 368,829 $ 166,000
Newton, Georgia 1,056 $ 143,231,000 $ 135,635 $ 54,000
Windham, Connecticut 1,053 $ 175,733,000 $ 166,887 $ 62,000
Kauai, Hawaii 1,048 $ 436,985,000 $ 416,970 $ 129,000
Medina, Ohio 1,047 $ 173,037,000 $ 165,269 $ 69,000
Yellowstone, Montana 1,046 $ 137,632,000 $ 131,579 $ 53,000
Clark, Ohio 1,038 $ 100,181,000 $ 96,513 $ 49,000
Brazos, Texas 1,037 $ 111,772,000 $ 107,783 $ 78,000
Benton, Washington 1,036 $ 137,987,000 $ 133,192 $ 62,000
Cabarrus, North Carolina 1,033 $ 139,172,000 $ 134,726 $ 57,000
Hinds, Mississippi 1,032 $ 107,027,000 $ 103,708 $ 59,000
Iredell, North Carolina 1,031 $ 190,692,000 $ 184,958 $ 71,000
Washington, Wisconsin 1,030 $ 189,916,000 $ 184,384 $ 77,000
Arlington, Virginia 1,028 $ 373,312,000 $ 363,143 $ 114,000
Linn, Oregon 1,024 $ 128,574,000 $ 125,560 $ 59,000
Alexandria, Virginia 1,024 $ 298,953,000 $ 291,946 $ 95,000
Coweta, Georgia 1,023 $ 158,611,000 $ 155,044 $ 64,000
McLennan, Texas 1,015 $ 105,919,000 $ 104,353 $ 56,000
Gaston, North Carolina 1,005 $ 119,339,000 $ 118,745 $ 52,000
Mahoning, Ohio 1,002 $ 98,581,000 $ 98,384 $ 43,000
Strafford, New Hampshire 1,001 $ 193,832,000 $ 193,638 $ 73,000
Washington, Pennsylvania 998 $ 137,266,000 $ 137,541 $ 62,000
Ellis, Texas 987 $ 119,392,000 $ 120,964 $ 62,000
Webb, Texas 986 $ 106,074,000 $ 107,580 $ 62,000
Flathead, Montana 979 $ 189,951,000 $ 194,025 $ 88,000
Rock, Wisconsin 979 $ 112,316,000 $ 114,725 $ 48,000
Sherburne, Minnesota 978 $ 190,076,000 $ 194,351 $ 65,000
Outagamie, Wisconsin 974 $ 130,009,000 $ 133,479 $ 68,000
Cass, Missouri 971 $ 134,266,000 $ 138,276 $ 60,000
Lackawanna, Pennsylvania 969 $ 107,251,000 $ 110,682 $ 52,000
Monroe, Michigan 967 $ 144,895,000 $ 149,839 $ 59,000
Spartanburg, South Carolina 964 $ 112,668,000 $ 116,875 $ 52,000
Greene, Ohio 963 $ 128,976,000 $ 133,931 $ 59,000
Washington, Rhode Island 959 $ 242,943,000 $ 253,329 $ 93,000
Martin, Florida 957 $ 228,607,000 $ 238,878 $ 107,000
Yamhill, Oregon 956 $ 160,384,000 $ 167,765 $ 70,000
Lake, California 951 $ 212,207,000 $ 223,140 $ 93,000
Calaveras, California 948 $ 250,672,000 $ 264,421 $ 106,000
Comanche, Oklahoma 945 $ 93,887,000 $ 99,351 $ 49,000
Skagit, Washington 945 $ 187,634,000 $ 198,554 $ 74,000
Butler, Pennsylvania 940 $ 141,856,000 $ 150,910 $ 65,000
St. Louis, Minnesota 938 $ 122,234,000 $ 130,313 $ 53,000
Walworth, Wisconsin 935 $ 168,602,000 $ 180,322 $ 79,000
Brunswick, North Carolina 930 $ 209,398,000 $ 225,159 $ 107,000
Citrus, Florida 928 $ 115,322,000 $ 124,269 $ 67,000
Scott, Iowa 928 $ 109,480,000 $ 117,974 $ 50,000
Pike, Pennsylvania 927 $ 148,348,000 $ 160,030 $ 63,000
Harrison, Mississippi 916 $ 108,393,000 $ 118,332 $ 63,000
Cowlitz, Washington 913 $ 127,015,000 $ 139,118 $ 64,000
Pitt, North Carolina 912 $ 107,825,000 $ 118,229 $ 54,000
Calhoun, Michigan 910 $ 99,180,000 $ 108,989 $ 52,000
Hunterdon, New Jersey 905 $ 269,805,000 $ 298,127 $ 119,000
Hardin, Kentucky 902 $ 109,630,000 $ 121,541 $ 65,000
Cumberland, Pennsylvania 901 $ 124,591,000 $ 138,280 $ 62,000
Platte, Missouri 895 $ 145,052,000 $ 162,069 $ 70,000
Fayette, Georgia 893 $ 188,083,000 $ 210,619 $ 84,000
Montgomery, Tennessee 892 $ 91,777,000 $ 102,889 $ 51,000
Bonneville, Idaho 891 $ 110,237,000 $ 123,722 $ 59,000
Licking, Ohio 886 $ 122,430,000 $ 138,182 $ 50,000
Washington, Arkansas 880 $ 128,930,000 $ 146,511 $ 62,000
Calvert, Maryland 880 $ 231,943,000 $ 263,571 $ 84,000
Franklin, Missouri 878 $ 113,866,000 $ 129,687 $ 61,000
Winnebago, Wisconsin 872 $ 106,457,000 $ 122,083 $ 61,000
Josephine, Oregon 869 $ 170,307,000 $ 195,980 $ 66,000
Johnston, North Carolina 866 $ 108,249,000 $ 124,998 $ 52,000
Berkeley, West Virginia 863 $ 142,047,000 $ 164,596 $ 62,000
Tolland, Connecticut 858 $ 159,163,000 $ 185,504 $ 66,000
Eaton, Michigan 858 $ 116,450,000 $ 135,722 $ 56,000
Leavenworth, Kansas 852 $ 119,053,000 $ 139,733 $ 60,000
Vanderburgh, Indiana 851 $ 83,210,000 $ 97,779 $ 50,000
Bossier, Louisiana 845 $ 109,332,000 $ 129,386 $ 61,000
Warren, New Jersey 845 $ 184,439,000 $ 218,271 $ 78,000
Carver, Minnesota 836 $ 192,907,000 $ 230,750 $ 80,000
Canadian, Oklahoma 836 $ 93,307,000 $ 111,611 $ 61,000
Miami, Ohio 829 $ 96,931,000 $ 116,925 $ 67,000
Cecil, Maryland 827 $ 173,442,000 $ 209,724 $ 75,000
Sevier, Tennessee 824 $ 133,427,000 $ 161,925 $ 85,000
Guadalupe, Texas 823 $ 102,070,000 $ 124,021 $ 65,000
Ulster, New York 821 $ 156,744,000 $ 190,918 $ 89,000
Sheboygan, Wisconsin 809 $ 94,008,000 $ 116,202 $ 58,000
Beaver, Pennsylvania 802 $ 85,868,000 $ 107,067 $ 58,000
Comal, Texas 799 $ 115,346,000 $ 144,362 $ 80,000
Lapeer, Michigan 796 $ 130,342,000 $ 163,746 $ 68,000
Douglas, Oregon 795 $ 120,370,000 $ 151,408 $ 65,000
Matanuska-Susitna, Alaska 794 $ 143,055,000 $ 180,170 $ 68,000
Allegan, Michigan 793 $ 118,145,000 $ 148,984 $ 57,000
Albemarle, Virginia 788 $ 178,948,000 $ 227,091 $ 74,000
Smith, Texas 784 $ 86,669,000 $ 110,547 $ 64,000
Shiawassee, Michigan 783 $ 90,473,000 $ 115,546 $ 47,000
Stearns, Minnesota 783 $ 117,199,000 $ 149,679 $ 61,000
Elkhart, Indiana 782 $ 84,767,000 $ 108,397 $ 46,000
Rockdale, Georgia 779 $ 128,117,000 $ 164,463 $ 67,000
Sarpy, Nebraska 778 $ 106,704,000 $ 137,151 $ 60,000
New York, New York 778 $ 508,048,000 $ 653,017 $ 252,000
Laramie, Wyoming 775 $ 107,930,000 $ 139,264 $ 58,000
Frederick, Virginia 774 $ 170,610,000 $ 220,426 $ 73,000
Elmore, Alabama 766 $ 99,799,000 $ 130,285 $ 57,000
Floyd, Indiana 765 $ 95,716,000 $ 125,118 $ 57,000
Rankin, Mississippi 765 $ 94,332,000 $ 123,309 $ 57,000
Fairfield, Ohio 765 $ 114,047,000 $ 149,081 $ 61,000
Summit, Colorado 759 $ 194,380,000 $ 256,100 $ 116,000
Twin Falls, Idaho 754 $ 82,886,000 $ 109,928 $ 55,000
Portsmouth, Virginia 745 $ 92,871,000 $ 124,659 $ 48,000
LaPorte, Indiana 740 $ 81,408,000 $ 110,010 $ 61,000
Fauquier, Virginia 738 $ 217,468,000 $ 294,672 $ 94,000
Mason, Washington 738 $ 119,655,000 $ 162,134 $ 62,000
Navajo, Arizona 737 $ 109,396,000 $ 148,434 $ 82,000
Putnam, New York 736 $ 208,367,000 $ 283,107 $ 114,000
Tooele, Utah 735 $ 90,419,000 $ 123,019 $ 54,000
Bannock, Idaho 734 $ 78,807,000 $ 107,366 $ 76,000
Suffolk, Virginia 731 $ 144,831,000 $ 198,127 $ 71,000
Lewis and Clark, Montana 728 $ 98,748,000 $ 135,642 $ 63,000
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Mortgage Loan Application Detail Totals for Countrywide Home Loans in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,169,449 $243,409,745,000 $176,075 $8,670,000 $75,132 $9,999,000
Refinancing 1,120,233 $242,726,060,000 $175,803 $8,500,000 $65,450 $9,999,000
Home Improvement 97,619 $22,177,432,000 $159,039 $10,000,000 $72,784 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,410,655 $292,289,030,000 $182,307 $10,000,000 $77,692 $9,999,000
Hispanic 300,508 $64,719,424,000 $158,980 $6,000,000 $65,634 $9,999,000
Not Provided 250,138 $56,781,658,000 $174,000 $8,000,000 $80,826 $9,999,000
Black or African American 173,635 $29,563,864,000 $155,173 $4,950,000 $68,673 $9,999,000
Asian 119,854 $35,020,159,000 $204,365 $5,900,000 $94,096 $9,999,000
Not applicable 109,754 $24,589,850,000 $179,865 $3,000,000 $2,230 $4,500,000
Native Hawaiian or Other Pacific Islander 12,833 $3,417,993,000 $177,134 $2,800,000 $82,384 $3,500,000
American Indian or Alaskan Native 9,924 $1,931,259,000 $158,647 $2,275,000 $72,588 $4,200,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,260,276 $492,990,574,000 $178,788 $10,000,000 $77,211 $9,999,000
FHA-insured (Federal Housing Administration) 98,282 $11,296,862,000 $119,396 $602,000 $37,150 $9,999,000
VA-guaranteed (Veterans Administration) 25,039 $3,702,206,000 $151,423 $539,000 $40,634 $972,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3,704 $323,595,000 $100,659 $535,000 $24,765 $250,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 994,818 $216,471,587,000 $179,788 $6,000,000 $61,596 $9,999,000
Loan Originated 912,485 $194,207,827,000 $173,176 $8,500,000 $78,666 $9,999,000
Application Denied By Financial Institution 225,218 $44,269,201,000 $166,588 $10,000,000 $71,117 $9,999,000
Application Withdrawn By Applicant 205,776 $43,202,370,000 $163,076 $5,656,000 $67,903 $9,999,000
Application Approved But Not Accepted 24,758 $5,279,690,000 $171,921 $6,000,000 $78,294 $9,999,000
File Closed For Incompleteness 24,158 $4,866,141,000 $163,431 $4,813,000 $72,156 $9,999,000
Preapproval Denied by Financial Institution 88 $16,421,000 $186,000 $643,000 $90,000 $606,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 62,240 $13,688,439,000 $180,750 $7,200,000 $73,500 $9,999,000
Collateral 36,744 $6,580,680,000 $166,250 $8,670,000 $80,307 $9,999,000
Other 36,558 $7,720,701,000 $173,038 $7,500,000 $83,750 $9,999,000
Credit History 34,369 $5,836,609,000 $148,115 $5,770,000 $62,673 $9,999,000
Debt-To-Income Ratio 26,780 $4,751,888,000 $154,519 $5,300,000 $52,673 $9,999,000
Unverifiable Information 20,247 $4,121,763,000 $158,307 $6,000,000 $79,096 $9,999,000
Insufficient Cash (Downpayment, Closing Cost) 4,779 $965,281,000 $169,557 $10,000,000 $72,403 $5,400,000
Employment History 3,393 $581,062,000 $148,580 $2,011,000 $63,480 $9,999,000
Mortgage Insurance Denied 196 $39,199,000 $185,325 $932,000 $72,050 $661,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Countrywide Home Loans's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Countrywide Home Loans's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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