Crescent Mortgage Company Mortgage Lending & HMDA Data, 2004
In 2004, Crescent Mortgage Company of Atlanta, GA reported 15,359 mortgage applications totaling $2.4 billion, down 54% from 2003. The average application was for $157,191, and applicants reported an average income of $75,681. 73% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (1,194), Chicago-Naperville-Joliet, IL (793) and Providence-New Bedford-Fall River, RI-MA (658) (applications in parentheses).
| Mortgage Company & Address | Crescent Mortgage Company 115 Perimeter Center Place Ste 285 Atlanta, GA 30346 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 15,359 |
| Total Mortgage Loan Application Amount | $2,414,306,000 |
| Average Mortgage Loan Application Amount | $157,191 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $75,681 |
| Highest Applicant Income | $1,984,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Crescent Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 1,194 | $ 189,282,000 | $ 158,527 | $ 68,000 |
| Chicago-Naperville-Joliet, IL | 793 | $ 150,794,000 | $ 190,156 | $ 84,000 |
| Providence-New Bedford-Fall River, RI-MA | 658 | $ 122,152,000 | $ 185,641 | $ 82,000 |
| Baltimore-Towson, MD | 414 | $ 78,498,000 | $ 189,608 | $ 90,000 |
| Boston-Quincy, MA | 399 | $ 91,495,000 | $ 229,310 | $ 83,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 374 | $ 67,813,000 | $ 181,318 | $ 83,000 |
| Cambridge-Newton-Framingham, MA | 364 | $ 90,392,000 | $ 248,329 | $ 92,000 |
| Worcester, MA | 283 | $ 54,149,000 | $ 191,339 | $ 75,000 |
| Hartford-West Hartford-East Hartford, CT | 263 | $ 44,019,000 | $ 167,372 | $ 76,000 |
| Portland-South Portland-Biddeford, ME | 262 | $ 45,205,000 | $ 172,538 | $ 85,000 |
| Punta Gorda, FL | 246 | $ 29,695,000 | $ 120,711 | $ 66,000 |
| Manchester-Nashua, NH | 222 | $ 39,702,000 | $ 178,837 | $ 88,000 |
| Greeley, CO | 201 | $ 31,474,000 | $ 156,587 | $ 90,000 |
| Charlotte-Gastonia-Concord, NC-SC | 185 | $ 22,868,000 | $ 123,610 | $ 59,000 |
| Lexington-Fayette, KY | 180 | $ 24,584,000 | $ 136,577 | $ 61,000 |
| Louisville, KY-IN | 179 | $ 23,140,000 | $ 129,273 | $ 68,000 |
| Bethesda-Frederick-Gaithersburg, MD | 173 | $ 37,047,000 | $ 214,144 | $ 79,000 |
| Knoxville, TN | 149 | $ 22,297,000 | $ 149,644 | $ 78,000 |
| Morristown, TN | 148 | $ 14,566,000 | $ 98,418 | $ 51,000 |
| Rockingham County-Strafford County, NH | 147 | $ 27,697,000 | $ 188,414 | $ 75,000 |
| Bridgeport-Stamford-Norwalk, CT | 146 | $ 32,957,000 | $ 225,732 | $ 93,000 |
| Valdosta, GA | 141 | $ 20,184,000 | $ 143,148 | $ 95,000 |
| Gary, IN | 138 | $ 17,859,000 | $ 129,413 | $ 60,000 |
| Essex County, MA | 137 | $ 31,875,000 | $ 232,664 | $ 76,000 |
| Birmingham-Hoover, AL | 127 | $ 16,418,000 | $ 129,275 | $ 66,000 |
| Indianapolis, IN | 122 | $ 15,783,000 | $ 129,368 | $ 65,000 |
| Sarasota-Bradenton-Venice, FL | 114 | $ 15,670,000 | $ 137,456 | $ 78,000 |
| Burlington-South Burlington, VT | 107 | $ 18,098,000 | $ 169,140 | $ 96,000 |
| New Haven-Milford, CT | 104 | $ 18,158,000 | $ 174,596 | $ 64,000 |
| Columbus, OH | 96 | $ 12,501,000 | $ 130,218 | $ 61,000 |
| Orlando, FL | 96 | $ 14,395,000 | $ 149,947 | $ 72,000 |
| Dalton, GA | 95 | $ 11,602,000 | $ 122,126 | $ 48,000 |
| Gadsden, AL | 94 | $ 10,336,000 | $ 109,957 | $ 78,000 |
| Tampa-St. Petersburg-Clearwater, FL | 89 | $ 12,630,000 | $ 141,910 | $ 82,000 |
| Springfield, MA | 84 | $ 11,383,000 | $ 135,511 | $ 63,000 |
| Chattanooga, TN-GA | 76 | $ 10,623,000 | $ 139,776 | $ 54,000 |
| Savannah, GA | 76 | $ 10,486,000 | $ 137,973 | $ 66,000 |
| Asheville, NC | 73 | $ 8,713,000 | $ 119,356 | $ 39,000 |
| Augusta-Richmond County, GA-SC | 68 | $ 8,123,000 | $ 119,455 | $ 63,000 |
| Rome, GA | 62 | $ 7,096,000 | $ 114,451 | $ 50,000 |
| Warner Robins, GA | 60 | $ 7,939,000 | $ 132,316 | $ 55,000 |
| Fort Collins-Loveland, CO | 59 | $ 9,874,000 | $ 167,355 | $ 73,000 |
| Nashville-Davidson--Murfreesboro, TN | 59 | $ 8,642,000 | $ 146,474 | $ 82,000 |
| Brunswick, GA | 56 | $ 8,106,000 | $ 144,750 | $ 94,000 |
| Panama City-Lynn Haven, FL | 56 | $ 7,644,000 | $ 136,500 | $ 77,000 |
| Lake County-Kenosha County, IL-WI | 54 | $ 12,201,000 | $ 225,944 | $ 88,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 53 | $ 10,182,000 | $ 192,113 | $ 80,000 |
| Cleveland, TN | 51 | $ 5,172,000 | $ 101,411 | $ 55,000 |
| Palm Bay-Melbourne-Titusville, FL | 49 | $ 6,336,000 | $ 129,306 | $ 66,000 |
| Little Rock-North Little Rock, AR | 48 | $ 6,140,000 | $ 127,916 | $ 77,000 |
| Huntington-Ashland, WV-KY-OH | 46 | $ 5,608,000 | $ 121,913 | $ 53,000 |
| Jacksonville, FL | 45 | $ 6,734,000 | $ 149,644 | $ 130,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 44 | $ 4,829,000 | $ 109,750 | $ 49,000 |
| Florence, SC | 44 | $ 5,658,000 | $ 128,590 | $ 66,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 41 | $ 5,511,000 | $ 134,414 | $ 67,000 |
| Lewiston-Auburn, ME | 41 | $ 5,681,000 | $ 138,560 | $ 78,000 |
| Barnstable Town, MA | 40 | $ 9,181,000 | $ 229,525 | $ 99,000 |
| Columbia, SC | 40 | $ 5,015,000 | $ 125,375 | $ 63,000 |
| Albany, GA | 38 | $ 4,704,000 | $ 123,789 | $ 54,000 |
| Jonesboro, AR | 35 | $ 3,346,000 | $ 95,600 | $ 52,000 |
| Mobile, AL | 35 | $ 4,679,000 | $ 133,685 | $ 59,000 |
| Denver-Aurora, CO | 34 | $ 6,014,000 | $ 176,882 | $ 81,000 |
| Macon, GA | 33 | $ 4,846,000 | $ 146,848 | $ 60,000 |
| Warren-Farmington Hills-Troy, MI | 31 | $ 6,118,000 | $ 197,354 | $ 74,000 |
| Gainesville, GA | 30 | $ 4,547,000 | $ 151,566 | $ 60,000 |
| Norwich-New London, CT | 30 | $ 4,645,000 | $ 154,833 | $ 178,000 |
| Richmond, VA | 30 | $ 4,988,000 | $ 166,266 | $ 65,000 |
| Anniston-Oxford, AL | 29 | $ 2,764,000 | $ 95,310 | $ 48,000 |
| Fort Wayne, IN | 29 | $ 3,268,000 | $ 112,689 | $ 61,000 |
| Miami-Miami Beach-Kendall, FL | 29 | $ 4,690,000 | $ 161,724 | $ 72,000 |
| Dothan, AL | 28 | $ 3,862,000 | $ 137,928 | $ 71,000 |
| Gainesville, FL | 26 | $ 3,835,000 | $ 147,500 | $ 67,000 |
| Monroe, LA | 26 | $ 2,865,000 | $ 110,192 | $ 52,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 26 | $ 3,960,000 | $ 152,307 | $ 91,000 |
| Columbus, GA-AL | 25 | $ 2,878,000 | $ 115,120 | $ 59,000 |
| Athens-Clarke County, GA | 24 | $ 3,452,000 | $ 143,833 | $ 102,000 |
| Bangor, ME | 24 | $ 2,855,000 | $ 118,958 | $ 71,000 |
| Pine Bluff, AR | 24 | $ 2,594,000 | $ 108,083 | $ 101,000 |
| Detroit-Livonia-Dearborn, MI | 23 | $ 3,075,000 | $ 133,695 | $ 74,000 |
| Milwaukee-Waukesha-West Allis, WI | 23 | $ 3,861,000 | $ 167,869 | $ 72,000 |
| Charleston-North Charleston, SC | 22 | $ 6,011,000 | $ 273,227 | $ 161,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 22 | $ 3,541,000 | $ 160,954 | $ 66,000 |
| Hinesville-Fort Stewart, GA | 22 | $ 2,768,000 | $ 125,818 | $ 65,000 |
| Memphis, TN-MS-AR | 22 | $ 2,809,000 | $ 127,681 | $ 52,000 |
| Pensacola-Ferry Pass-Brent, FL | 20 | $ 3,480,000 | $ 174,000 | $ 81,000 |
| Cape Coral-Fort Myers, FL | 19 | $ 2,863,000 | $ 150,684 | $ 81,000 |
| St. Cloud, MN | 19 | $ 2,565,000 | $ 135,000 | $ 51,000 |
| Kingsport-Bristol-Bristol, TN-VA | 18 | $ 1,889,000 | $ 104,944 | $ 51,000 |
| Wilmington, NC | 18 | $ 3,868,000 | $ 214,888 | $ 110,000 |
| Bowling Green, KY | 17 | $ 2,713,000 | $ 159,588 | $ 91,000 |
| Jackson, MS | 17 | $ 1,807,000 | $ 106,294 | $ 67,000 |
| Lafayette, IN | 17 | $ 1,970,000 | $ 115,882 | $ 52,000 |
| Montgomery, AL | 17 | $ 3,299,000 | $ 194,058 | $ 103,000 |
| Tallahassee, FL | 17 | $ 2,347,000 | $ 138,058 | $ 87,000 |
| Pascagoula, MS | 15 | $ 1,644,000 | $ 109,600 | $ 146,000 |
| Elizabethtown, KY | 14 | $ 1,751,000 | $ 125,071 | $ 63,000 |
| Green Bay, WI | 14 | $ 1,953,000 | $ 139,500 | $ 71,000 |
| Gulfport-Biloxi, MS | 14 | $ 1,716,000 | $ 122,571 | $ 71,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 13 | $ 2,072,000 | $ 159,384 | $ 81,000 |
| Fort Walton Beach-Crestview-Destin, FL | 12 | $ 2,147,000 | $ 178,916 | $ 104,000 |
| Kalamazoo-Portage, MI | 12 | $ 1,223,000 | $ 101,916 | $ 58,000 |
| Alexandria, LA | 11 | $ 1,700,000 | $ 154,545 | $ 59,000 |
| Salisbury, MD | 11 | $ 682,000 | $ 62,000 | $ 127,000 |
| Decatur, AL | 10 | $ 974,000 | $ 97,400 | $ 96,000 |
| Des Moines, IA | 9 | $ 1,256,000 | $ 139,555 | $ 74,000 |
| Hattiesburg, MS | 9 | $ 998,000 | $ 110,888 | $ 45,000 |
| Ocala, FL | 9 | $ 785,000 | $ 87,222 | $ 66,000 |
| Wilmington, DE-MD-NJ | 9 | $ 1,572,000 | $ 174,666 | $ 133,000 |
| Auburn-Opelika, AL | 8 | $ 858,000 | $ 107,250 | $ 44,000 |
| Hagerstown-Martinsburg, MD-WV | 7 | $ 882,000 | $ 126,000 | $ 38,000 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 1,400,000 | $ 200,000 | $ 65,000 |
| Clarksville, TN-KY | 6 | $ 678,000 | $ 113,000 | $ 42,000 |
| Colorado Springs, CO | 6 | $ 1,353,000 | $ 225,500 | $ 74,000 |
| Holland-Grand Haven, MI | 6 | $ 767,000 | $ 127,833 | $ 47,000 |
| Huntsville, AL | 6 | $ 610,000 | $ 101,666 | $ 52,000 |
| Lakeland, FL | 6 | $ 915,000 | $ 152,500 | $ 74,000 |
| Naples-Marco Island, FL | 6 | $ 1,262,000 | $ 210,333 | $ 151,000 |
| Parkersburg-Marietta, WV-OH | 6 | $ 680,000 | $ 113,333 | $ 53,000 |
| Raleigh-Cary, NC | 6 | $ 661,000 | $ 110,166 | $ 129,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 654,000 | $ 109,000 | $ 62,000 |
| Tuscaloosa, AL | 6 | $ 821,000 | $ 136,833 | $ 57,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 6 | $ 984,000 | $ 164,000 | $ 135,000 |
| Ann Arbor, MI | 5 | $ 1,150,000 | $ 230,000 | $ 86,000 |
| Anderson, IN | 4 | $ 441,000 | $ 110,250 | $ 48,000 |
| Baton Rouge, LA | 4 | $ 405,000 | $ 101,250 | $ 47,000 |
| Greenville, SC | 4 | $ 401,000 | $ 100,250 | $ 47,000 |
| Hot Springs, AR | 4 | $ 435,000 | $ 108,750 | $ 50,000 |
| Lafayette, LA | 4 | $ 509,000 | $ 127,250 | $ 50,000 |
| Mansfield, OH | 4 | $ 491,000 | $ 122,750 | $ 51,000 |
| Rochester, MN | 4 | $ 584,000 | $ 146,000 | $ 60,000 |
| Rockford, IL | 4 | $ 552,000 | $ 138,000 | $ 68,000 |
| Anderson, SC | 3 | $ 338,000 | $ 112,666 | $ 56,000 |
| Battle Creek, MI | 3 | $ 404,000 | $ 134,666 | $ 69,000 |
| Boulder, CO | 3 | $ 413,000 | $ 137,666 | $ 32,000 |
| Charleston, WV | 3 | $ 366,000 | $ 122,000 | $ 101,000 |
| Duluth, MN-WI | 3 | $ 1,157,000 | $ 385,666 | $ 140,000 |
| Elkhart-Goshen, IN | 3 | $ 327,000 | $ 109,000 | $ 43,000 |
| Evansville, IN-KY | 3 | $ 653,000 | $ 217,666 | $ 71,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 444,000 | $ 148,000 | $ 79,000 |
| Harrisonburg, VA | 3 | $ 380,000 | $ 126,666 | $ 57,000 |
| Kankakee-Bradley, IL | 3 | $ 535,000 | $ 178,333 | $ 95,000 |
| Lynchburg, VA | 3 | $ 461,000 | $ 153,666 | $ 87,000 |
| Michigan City-La Porte, IN | 3 | $ 259,000 | $ 86,333 | $ 46,000 |
| New Orleans-Metairie-Kenner, LA | 3 | $ 461,000 | $ 153,666 | $ 58,000 |
| Spartanburg, SC | 3 | $ 365,000 | $ 121,666 | $ 51,000 |
| Champaign-Urbana, IL | 2 | $ 161,000 | $ 80,500 | $ 64,000 |
| Cincinnati-Middletown, OH-KY-IN | 2 | $ 173,000 | $ 86,500 | $ 48,000 |
| Cleveland-Elyria-Mentor, OH | 2 | $ 261,000 | $ 130,500 | $ 54,000 |
| Danville, IL | 2 | $ 77,000 | $ 38,500 | $ 14,000 |
| Dover, DE | 2 | $ 242,000 | $ 121,000 | $ 43,000 |
| Durham, NC | 2 | $ 252,000 | $ 126,000 | $ 73,000 |
| Florence-Muscle Shoals, AL | 2 | $ 150,000 | $ 75,000 | $ 31,000 |
| Jackson, TN | 2 | $ 349,000 | $ 174,500 | $ 43,000 |
| Jacksonville, NC | 2 | $ 235,000 | $ 117,500 | $ 180,000 |
| Port St. Lucie-Fort Pierce, FL | 2 | $ 296,000 | $ 148,000 | $ 81,000 |
| Pueblo, CO | 2 | $ 389,000 | $ 194,500 | $ 139,000 |
| Racine, WI | 2 | $ 295,000 | $ 147,500 | $ 46,000 |
| Sheboygan, WI | 2 | $ 265,000 | $ 132,500 | $ 22,000 |
| Shreveport-Bossier City, LA | 2 | $ 185,000 | $ 92,500 | $ 282,000 |
| Sumter, SC | 2 | $ 176,000 | $ 88,000 | $ 98,000 |
| Wausau, WI | 2 | $ 299,000 | $ 149,500 | $ 65,000 |
| Winchester, VA-WV | 2 | $ 291,000 | $ 145,500 | $ 83,000 |
| Winston-Salem, NC | 2 | $ 164,000 | $ 82,000 | $ 48,000 |
| Appleton, WI | 1 | $ 71,000 | $ 71,000 | $ 29,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 150,000 | $ 150,000 | $ 151,000 |
| Charlottesville, VA | 1 | $ 300,000 | $ 300,000 | $ 70,000 |
| Cheyenne, WY | 1 | $ 72,000 | $ 72,000 | $ 52,000 |
| Columbus, IN | 1 | $ 64,000 | $ 64,000 | $ 15,000 |
| Greensboro-High Point, NC | 1 | $ 159,000 | $ 159,000 | $ 31,000 |
| Iowa City, IA | 1 | $ 139,000 | $ 139,000 | $ 48,000 |
| Lansing-East Lansing, MI | 1 | $ 78,000 | $ 78,000 | $ 22,000 |
| Missoula, MT | 1 | $ 118,000 | $ 118,000 | $ 38,000 |
| Muncie, IN | 1 | $ 110,000 | $ 110,000 | $ 80,000 |
| Pittsfield, MA | 1 | $ 107,000 | $ 107,000 | $ 48,000 |
| Sandusky, OH | 1 | $ 184,000 | $ 184,000 | $ 108,000 |
| Springfield, OH | 1 | $ 194,000 | $ 194,000 | $ 102,000 |
| Vero Beach, FL | 1 | $ 144,000 | $ 144,000 | $ 111,000 |
Mortgage Loan Application Detail Totals for Crescent Mortgage Company in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,711 | $1,380,088,000 | $149,032 | $3,000,000 | $75,064 | $1,984,000 |
| Home Purchase | 6,648 | $1,034,218,000 | $152,689 | $1,000,000 | $74,896 | $1,973,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,730 | $1,979,591,000 | $150,741 | $2,000,000 | $73,935 | $1,984,000 |
| Not Provided | 1,221 | $204,996,000 | $152,285 | $3,000,000 | $89,714 | $1,781,000 |
| Black or African American | 662 | $94,230,000 | $139,346 | $500,000 | $60,461 | $1,539,000 |
| Asian | 376 | $75,243,000 | $181,260 | $1,000,000 | $82,217 | $388,000 |
| Hispanic | 315 | $50,467,000 | $163,550 | $500,000 | $70,800 | $1,900,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $3,153,000 | $141,111 | $360,000 | $53,777 | $154,000 |
| Not applicable | 19 | $3,768,000 | $197,750 | $584,000 | $113,166 | $616,000 |
| American Indian or Alaskan Native | 17 | $2,858,000 | $175,000 | $280,000 | $93,444 | $226,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,643 | $2,318,215,000 | $149,838 | $3,000,000 | $76,032 | $1,984,000 |
| FHA-insured (Federal Housing Administration) | 564 | $73,926,000 | $137,727 | $507,000 | $43,954 | $287,000 |
| VA-guaranteed (Veterans Administration) | 146 | $20,963,000 | $150,470 | $292,000 | $48,882 | $149,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,202,000 | $200,333 | $424,000 | $47,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,151 | $1,739,728,000 | $148,600 | $1,000,000 | $74,433 | $1,984,000 |
| Application Approved But Not Accepted | 1,677 | $290,893,000 | $167,400 | $3,000,000 | $76,166 | $1,900,000 |
| Application Denied By Financial Institution | 1,503 | $246,249,000 | $162,964 | $2,000,000 | $75,142 | $1,872,000 |
| Loan Purchased By The Institution | 1,027 | $137,353,000 | $136,157 | $1,260,000 | $74,105 | $1,973,000 |
| File Closed For Incompleteness | 1 | $83,000 | $83,000 | $83,000 | $40,000 | $40,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 579 | $86,062,000 | $160,178 | $1,000,000 | $67,428 | $1,872,000 |
| Collateral | 305 | $50,221,000 | $164,962 | $2,000,000 | $91,074 | $1,706,000 |
| Other | 282 | $51,396,000 | $168,166 | $710,000 | $85,916 | $1,690,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 153 | $25,257,000 | $173,560 | $650,000 | $84,320 | $1,083,000 |
| Debt-To-Income Ratio | 125 | $22,461,000 | $191,173 | $488,000 | $50,565 | $130,000 |
| Credit Application Incomplete | 31 | $6,186,000 | $183,400 | $600,000 | $91,400 | $1,325,000 |
| Employment History | 26 | $4,219,000 | $150,214 | $400,000 | $58,071 | $181,000 |
| Unverifiable Information | 2 | $447,000 | $223,500 | $258,000 | $56,500 | $58,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Crescent Mortgage Company's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Crescent Mortgage Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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