Crescent Mortgage Company Mortgage Lending & HMDA Data, 2004

In 2004, Crescent Mortgage Company of Atlanta, GA reported 15,359 mortgage applications totaling $2.4 billion, down 54% from 2003. The average application was for $157,191, and applicants reported an average income of $75,681. 73% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (1,194), Chicago-Naperville-Joliet, IL (793) and Providence-New Bedford-Fall River, RI-MA (658) (applications in parentheses).

Mortgage Company & Address Crescent Mortgage Company
115 Perimeter Center Place Ste 285
Atlanta, GA 30346
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 15,359
Total Mortgage Loan Application Amount $2,414,306,000
Average Mortgage Loan Application Amount $157,191
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $75,681
Highest Applicant Income $1,984,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Crescent Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Crescent Mortgage Company by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 536 $ 101,707,000 $ 189,751 $ 85,000
Middlesex, Massachusetts 364 $ 90,392,000 $ 248,329 $ 92,000
Providence, Rhode Island 343 $ 60,683,000 $ 176,918 $ 73,000
Worcester, Massachusetts 283 $ 54,149,000 $ 191,339 $ 75,000
Charlotte, Florida 246 $ 29,695,000 $ 120,711 $ 66,000
Hillsborough, New Hampshire 222 $ 39,702,000 $ 178,837 $ 88,000
Weld, Colorado 201 $ 31,474,000 $ 156,587 $ 90,000
Hartford, Connecticut 195 $ 31,613,000 $ 162,117 $ 75,000
Cumberland, Maine 195 $ 34,028,000 $ 174,502 $ 90,000
Plymouth, Massachusetts 172 $ 39,327,000 $ 228,645 $ 87,000
Kent, Rhode Island 163 $ 28,874,000 $ 177,141 $ 82,000
Norfolk, Massachusetts 158 $ 36,865,000 $ 233,322 $ 104,000
Catoosa, Georgia 151 $ 18,204,000 $ 120,556 $ 59,000
Fairfield, Connecticut 146 $ 32,957,000 $ 225,732 $ 93,000
Anne Arundel, Maryland 146 $ 29,652,000 $ 203,095 $ 108,000
Montgomery, Maryland 145 $ 30,932,000 $ 213,324 $ 85,000
Hennepin, Minnesota 140 $ 26,548,000 $ 189,628 $ 91,000
Essex, Massachusetts 137 $ 31,875,000 $ 232,664 $ 76,000
Colquitt, Georgia 128 $ 12,732,000 $ 99,468 $ 45,000
Lowndes, Georgia 124 $ 18,429,000 $ 148,620 $ 113,000
Prince George's, Maryland 122 $ 21,764,000 $ 178,393 $ 68,000
Rockingham, New Hampshire 122 $ 22,555,000 $ 184,877 $ 66,000
Gwinnett, Georgia 121 $ 20,330,000 $ 168,016 $ 74,000
Sevier, Tennessee 121 $ 17,311,000 $ 143,066 $ 73,000
Hamblen, Tennessee 113 $ 10,753,000 $ 95,159 $ 52,000
Nelson, Kentucky 112 $ 13,268,000 $ 118,464 $ 62,000
New Haven, Connecticut 104 $ 18,158,000 $ 174,596 $ 64,000
DuPage, Illinois 101 $ 20,673,000 $ 204,683 $ 100,000
Merrimack, New Hampshire 100 $ 15,622,000 $ 156,220 $ 79,000
Coffee, Georgia 97 $ 11,668,000 $ 120,288 $ 60,000
Grady, Georgia 96 $ 12,891,000 $ 134,281 $ 82,000
Thomas, Georgia 95 $ 13,889,000 $ 146,200 $ 86,000
Etowah, Alabama 94 $ 10,336,000 $ 109,957 $ 78,000
Chittenden, Vermont 93 $ 15,907,000 $ 171,043 $ 85,000
Fulton, Georgia 92 $ 20,851,000 $ 226,641 $ 110,000
Baltimore, Maryland 92 $ 15,005,000 $ 163,097 $ 62,000
Bristol, Massachusetts 92 $ 20,361,000 $ 221,315 $ 110,000
Lake, Indiana 91 $ 11,373,000 $ 124,978 $ 55,000
Sarasota, Florida 90 $ 12,275,000 $ 136,388 $ 88,000
Walker, Georgia 87 $ 9,996,000 $ 114,896 $ 70,000
Decatur, Georgia 86 $ 10,923,000 $ 127,011 $ 57,000
Cherokee, Georgia 85 $ 13,991,000 $ 164,600 $ 76,000
Blount, Tennessee 82 $ 12,461,000 $ 151,963 $ 73,000
Fairfax, Virginia 82 $ 21,848,000 $ 266,439 $ 87,000
Whitfield, Georgia 80 $ 9,764,000 $ 122,050 $ 43,000
Franklin, Kentucky 79 $ 12,613,000 $ 159,658 $ 89,000
Washington, Rhode Island 77 $ 15,193,000 $ 197,311 $ 83,000
Windham, Vermont 77 $ 12,867,000 $ 167,103 $ 134,000
Hampden, Massachusetts 76 $ 9,946,000 $ 130,868 $ 62,000
Pickens, Georgia 74 $ 11,837,000 $ 159,959 $ 61,000
Coweta, Georgia 72 $ 11,228,000 $ 155,944 $ 79,000
Oxford, Maine 72 $ 10,023,000 $ 139,208 $ 196,000
Bartow, Georgia 71 $ 9,605,000 $ 135,281 $ 54,000
Newton, Georgia 70 $ 9,669,000 $ 138,128 $ 62,000
Hamilton, Tennessee 70 $ 10,093,000 $ 144,185 $ 54,000
Howard, Maryland 69 $ 15,529,000 $ 225,057 $ 110,000
Suffolk, Massachusetts 69 $ 15,303,000 $ 221,782 $ 60,000
Fayette, Kentucky 67 $ 8,378,000 $ 125,044 $ 56,000
Will, Illinois 66 $ 11,699,000 $ 177,257 $ 74,000
Chatham, Georgia 65 $ 8,584,000 $ 132,061 $ 56,000
Cobb, Georgia 65 $ 11,909,000 $ 183,215 $ 75,000
Union, Georgia 65 $ 8,207,000 $ 126,261 $ 54,000
Walton, Georgia 65 $ 10,673,000 $ 164,200 $ 64,000
Marion, Indiana 65 $ 7,739,000 $ 119,061 $ 62,000
Ramsey, Minnesota 65 $ 10,557,000 $ 162,415 $ 57,000
Gaston, North Carolina 64 $ 7,084,000 $ 110,687 $ 60,000
Union, North Carolina 63 $ 8,158,000 $ 129,492 $ 53,000
Floyd, Georgia 62 $ 7,096,000 $ 114,451 $ 50,000
York, Maine 61 $ 10,448,000 $ 171,278 $ 79,000
Houston, Georgia 60 $ 7,939,000 $ 132,316 $ 55,000
Larimer, Colorado 59 $ 9,874,000 $ 167,355 $ 73,000
Iredell, North Carolina 59 $ 7,364,000 $ 124,813 $ 57,000
Jefferson, Alabama 58 $ 8,276,000 $ 142,689 $ 76,000
Barrow, Georgia 58 $ 6,296,000 $ 108,551 $ 58,000
Bay, Florida 56 $ 7,644,000 $ 136,500 $ 77,000
Tift, Georgia 56 $ 6,354,000 $ 113,464 $ 55,000
DeKalb, Georgia 55 $ 9,852,000 $ 179,127 $ 75,000
Jessamine, Kentucky 55 $ 7,375,000 $ 134,090 $ 59,000
Lake, Illinois 54 $ 12,201,000 $ 225,944 $ 88,000
District of Columbia, District Of Columbia 53 $ 10,182,000 $ 192,113 $ 80,000
Butts, Georgia 53 $ 6,842,000 $ 129,094 $ 56,000
Buncombe, North Carolina 52 $ 6,360,000 $ 122,307 $ 36,000
Fannin, Georgia 51 $ 8,222,000 $ 161,215 $ 160,000
Grafton, New Hampshire 51 $ 9,187,000 $ 180,137 $ 97,000
Franklin, Ohio 51 $ 6,287,000 $ 123,274 $ 62,000
Bulloch, Georgia 50 $ 7,605,000 $ 152,100 $ 65,000
Brevard, Florida 49 $ 6,336,000 $ 129,306 $ 66,000
Rockdale, Georgia 49 $ 7,996,000 $ 163,183 $ 85,000
Whitley, Kentucky 49 $ 4,169,000 $ 85,081 $ 59,000
Bristol, Rhode Island 49 $ 11,587,000 $ 236,469 $ 89,000
Franklin, Florida 48 $ 7,899,000 $ 164,562 $ 74,000
Henry, Georgia 48 $ 7,399,000 $ 154,145 $ 63,000
Glynn, Georgia 47 $ 7,126,000 $ 151,617 $ 100,000
Dakota, Minnesota 47 $ 7,569,000 $ 161,042 $ 118,000
Sussex, Delaware 46 $ 8,719,000 $ 189,543 $ 101,000
Bradley, Tennessee 46 $ 4,772,000 $ 103,739 $ 56,000
Monroe, Tennessee 46 $ 4,527,000 $ 98,413 $ 52,000
Kane, Illinois 44 $ 8,250,000 $ 187,500 $ 64,000
Carroll, New Hampshire 44 $ 6,163,000 $ 140,068 $ 280,000
White, Georgia 43 $ 6,055,000 $ 140,813 $ 64,000
Orange, Florida 42 $ 5,884,000 $ 140,095 $ 71,000
Columbia, Georgia 42 $ 5,537,000 $ 131,833 $ 68,000
Volusia, Florida 41 $ 5,511,000 $ 134,414 $ 67,000
Androscoggin, Maine 41 $ 5,681,000 $ 138,560 $ 78,000
Baltimore City, Maryland 41 $ 4,731,000 $ 115,390 $ 83,000
Knox, Tennessee 41 $ 6,152,000 $ 150,048 $ 79,000
Pinellas, Florida 40 $ 5,558,000 $ 138,950 $ 73,000
Barnstable, Massachusetts 40 $ 9,181,000 $ 229,525 $ 99,000
Anoka, Minnesota 40 $ 7,508,000 $ 187,700 $ 76,000
Seminole, Florida 39 $ 6,149,000 $ 157,666 $ 66,000
Carroll, Georgia 39 $ 5,918,000 $ 151,743 $ 67,000
Ware, Georgia 39 $ 3,785,000 $ 97,051 $ 61,000
Cabarrus, North Carolina 39 $ 5,017,000 $ 128,641 $ 64,000
Woodford, Kentucky 38 $ 5,602,000 $ 147,421 $ 64,000
Chilton, Alabama 37 $ 3,507,000 $ 94,783 $ 63,000
Hart, Georgia 37 $ 5,186,000 $ 140,162 $ 89,000
Porter, Indiana 37 $ 5,366,000 $ 145,027 $ 66,000
Prince William, Virginia 37 $ 7,198,000 $ 194,540 $ 65,000
Cabell, West Virginia 37 $ 4,718,000 $ 127,513 $ 53,000
Mobile, Alabama 35 $ 4,679,000 $ 133,685 $ 59,000
Tolland, Connecticut 35 $ 6,114,000 $ 174,685 $ 78,000
Troup, Georgia 35 $ 3,140,000 $ 89,714 $ 41,000
Darlington, South Carolina 35 $ 4,141,000 $ 118,314 $ 50,000
Rutherford, Tennessee 35 $ 4,875,000 $ 139,285 $ 66,000
Gilmer, Georgia 34 $ 5,319,000 $ 156,441 $ 102,000
Rowan, North Carolina 34 $ 3,587,000 $ 105,500 $ 51,000
Middlesex, Connecticut 33 $ 6,292,000 $ 190,666 $ 77,000
Highlands, Florida 33 $ 3,043,000 $ 92,212 $ 76,000
McHenry, Illinois 33 $ 6,006,000 $ 182,000 $ 82,000
DeSoto, Mississippi 33 $ 6,090,000 $ 184,545 $ 77,000
Craighead, Arkansas 32 $ 3,209,000 $ 100,281 $ 58,000
Sullivan, New Hampshire 32 $ 4,854,000 $ 151,687 $ 66,000
Duval, Florida 31 $ 3,636,000 $ 117,290 $ 96,000
New London, Connecticut 30 $ 4,645,000 $ 154,833 $ 178,000
Douglas, Georgia 30 $ 3,877,000 $ 129,233 $ 51,000
Hall, Georgia 30 $ 4,547,000 $ 151,566 $ 60,000
Paulding, Georgia 30 $ 4,365,000 $ 145,500 $ 63,000
Anderson, Kentucky 30 $ 3,663,000 $ 122,100 $ 55,000
Windsor, Vermont 30 $ 5,354,000 $ 178,466 $ 74,000
Calhoun, Alabama 29 $ 2,764,000 $ 95,310 $ 48,000
Miami-Dade, Florida 29 $ 4,690,000 $ 161,724 $ 72,000
Barren, Kentucky 29 $ 2,649,000 $ 91,344 $ 43,000
Hillsborough, Florida 28 $ 4,358,000 $ 155,642 $ 122,000
Ben Hill, Georgia 28 $ 2,501,000 $ 89,321 $ 55,000
Emanuel, Georgia 28 $ 3,511,000 $ 125,392 $ 65,000
Allen, Indiana 28 $ 3,189,000 $ 113,892 $ 62,000
Frederick, Maryland 28 $ 6,115,000 $ 218,392 $ 63,000
Belknap, New Hampshire 28 $ 4,688,000 $ 167,428 $ 101,000
Litchfield, Connecticut 27 $ 4,586,000 $ 169,851 $ 68,000
Pierce, Georgia 27 $ 3,531,000 $ 130,777 $ 65,000
Polk, Georgia 27 $ 2,945,000 $ 109,074 $ 67,000
Laurel, Kentucky 27 $ 2,858,000 $ 105,851 $ 52,000
Carroll, Maryland 27 $ 5,857,000 $ 216,925 $ 85,000
Wayne, Mississippi 27 $ 2,913,000 $ 107,888 $ 62,000
Harford, Maryland 26 $ 4,616,000 $ 177,538 $ 67,000
Washington, Minnesota 26 $ 4,662,000 $ 179,307 $ 101,000
Newport, Rhode Island 26 $ 5,815,000 $ 223,653 $ 114,000
Horry, South Carolina 26 $ 3,960,000 $ 152,307 $ 91,000
Jefferson, Tennessee 26 $ 3,049,000 $ 117,269 $ 58,000
Pulaski, Arkansas 25 $ 3,762,000 $ 150,480 $ 88,000
Forsyth, Georgia 25 $ 4,123,000 $ 164,920 $ 59,000
Strafford, New Hampshire 25 $ 5,142,000 $ 205,680 $ 90,000
Benton, Arkansas 24 $ 2,351,000 $ 97,958 $ 44,000
Jefferson, Arkansas 24 $ 2,594,000 $ 108,083 $ 101,000
Jackson, Florida 24 $ 3,090,000 $ 128,750 $ 68,000
Manatee, Florida 24 $ 3,395,000 $ 141,458 $ 55,000
Jackson, Georgia 24 $ 3,622,000 $ 150,916 $ 67,000
Ouachita, Louisiana 24 $ 2,705,000 $ 112,708 $ 52,000
Penobscot, Maine 24 $ 2,855,000 $ 118,958 $ 71,000
Houston, Alabama 23 $ 3,361,000 $ 146,130 $ 79,000
Wayne, Michigan 23 $ 3,075,000 $ 133,695 $ 74,000
Broward, Florida 22 $ 3,541,000 $ 160,954 $ 66,000
Clayton, Georgia 22 $ 1,924,000 $ 87,454 $ 34,000
Franklin, Georgia 22 $ 2,734,000 $ 124,272 $ 57,000
Richmond, Georgia 22 $ 2,100,000 $ 95,454 $ 49,000
Holmes, Florida 21 $ 2,021,000 $ 96,238 $ 49,000
Irwin, Georgia 21 $ 1,813,000 $ 86,333 $ 56,000
Hamilton, Indiana 21 $ 3,580,000 $ 170,476 $ 80,000
Washington, Arkansas 20 $ 2,478,000 $ 123,900 $ 56,000
Windham, Connecticut 20 $ 3,289,000 $ 164,450 $ 68,000
Appling, Georgia 20 $ 2,267,000 $ 113,350 $ 69,000
Liberty, Georgia 20 $ 2,413,000 $ 120,650 $ 66,000
Tattnall, Georgia 20 $ 2,206,000 $ 110,300 $ 53,000
Madison, Kentucky 20 $ 2,653,000 $ 132,650 $ 70,000
Oldham, Kentucky 20 $ 3,046,000 $ 152,300 $ 73,000
Fairfield, Ohio 20 $ 2,567,000 $ 128,350 $ 53,000
Shelby, Tennessee 20 $ 2,566,000 $ 128,300 $ 51,000
Shelby, Alabama 19 $ 3,014,000 $ 158,631 $ 61,000
Lee, Florida 19 $ 2,863,000 $ 150,684 $ 81,000
Washington, Florida 19 $ 2,332,000 $ 122,736 $ 52,000
Elbert, Georgia 19 $ 2,313,000 $ 121,736 $ 42,000
Muscogee, Georgia 19 $ 1,968,000 $ 103,578 $ 58,000
Boyd, Kentucky 19 $ 2,327,000 $ 122,473 $ 65,000
Oakland, Michigan 19 $ 4,114,000 $ 216,526 $ 79,000
Georgetown, South Carolina 19 $ 2,290,000 $ 120,526 $ 80,000
Kershaw, South Carolina 19 $ 2,190,000 $ 115,263 $ 57,000
Charleston, South Carolina 18 $ 5,542,000 $ 307,888 $ 194,000
Loudon, Tennessee 18 $ 2,266,000 $ 125,888 $ 65,000
Bibb, Georgia 17 $ 2,196,000 $ 129,176 $ 56,000
Morgan, Georgia 17 $ 3,149,000 $ 185,235 $ 67,000
Lafayette, Mississippi 17 $ 1,782,000 $ 104,823 $ 122,000
Mecklenburg, North Carolina 17 $ 2,312,000 $ 136,000 $ 57,000
Loudoun, Virginia 17 $ 4,012,000 $ 236,000 $ 81,000
Baldwin, Alabama 16 $ 3,487,000 $ 217,937 $ 101,000
Lonoke, Arkansas 16 $ 1,534,000 $ 95,875 $ 51,000
Tippecanoe, Indiana 16 $ 1,873,000 $ 117,062 $ 50,000
Jefferson, Kentucky 16 $ 2,145,000 $ 134,062 $ 74,000
La Salle, Louisiana 16 $ 1,462,000 $ 91,375 $ 52,000
Murray, Georgia 15 $ 1,838,000 $ 122,533 $ 57,000
Knox, Kentucky 15 $ 1,491,000 $ 99,400 $ 60,000
Warren, Kentucky 15 $ 2,579,000 $ 171,933 $ 97,000
Charles, Maryland 15 $ 2,556,000 $ 170,400 $ 90,000
Sherburne, Minnesota 15 $ 3,177,000 $ 211,800 $ 84,000
Stearns, Minnesota 15 $ 2,046,000 $ 136,400 $ 53,000
Escambia, Florida 14 $ 2,392,000 $ 170,857 $ 78,000
Leon, Florida 14 $ 1,767,000 $ 126,214 $ 92,000
Bacon, Georgia 14 $ 1,284,000 $ 91,714 $ 55,000
Brooks, Georgia 14 $ 1,485,000 $ 106,071 $ 44,000
Mitchell, Georgia 14 $ 1,442,000 $ 103,000 $ 119,000
Harrison, Kentucky 14 $ 1,307,000 $ 93,357 $ 48,000
Scott, Kentucky 14 $ 2,326,000 $ 166,142 $ 67,000
Aiken, South Carolina 14 $ 1,700,000 $ 121,428 $ 55,000
Lexington, South Carolina 14 $ 1,914,000 $ 136,714 $ 68,000
Alexandria, Virginia 14 $ 3,424,000 $ 244,571 $ 101,000
Brown, Wisconsin 14 $ 1,953,000 $ 139,500 $ 71,000
Clay, Arkansas 13 $ 776,000 $ 59,692 $ 37,000
Alachua, Florida 13 $ 2,229,000 $ 171,461 $ 79,000
Gilchrist, Florida 13 $ 1,606,000 $ 123,538 $ 57,000
Fayette, Georgia 13 $ 2,328,000 $ 179,076 $ 78,000
Jasper, Georgia 13 $ 1,826,000 $ 140,461 $ 59,000
Lee, Georgia 13 $ 1,811,000 $ 139,307 $ 46,000
Grayson, Kentucky 13 $ 1,449,000 $ 111,461 $ 71,000
Queen Anne's, Maryland 13 $ 3,108,000 $ 239,076 $ 110,000
Scott, Minnesota 13 $ 2,774,000 $ 213,384 $ 75,000
Harrison, Mississippi 13 $ 1,679,000 $ 129,153 $ 75,000
Henderson, North Carolina 13 $ 1,499,000 $ 115,307 $ 43,000
McMinn, Tennessee 13 $ 1,424,000 $ 109,538 $ 57,000
Mecklenburg, Virginia 13 $ 1,984,000 $ 152,615 $ 66,000
Levy, Florida 12 $ 1,245,000 $ 103,750 $ 66,000
Okaloosa, Florida 12 $ 2,147,000 $ 178,916 $ 104,000
Gordon, Georgia 12 $ 1,404,000 $ 117,000 $ 74,000
Seminole, Georgia 12 $ 1,486,000 $ 123,833 $ 52,000
Hardin, Kentucky 12 $ 1,506,000 $ 125,500 $ 64,000
Cheshire, New Hampshire 12 $ 1,633,000 $ 136,083 $ 54,000
McDowell, North Carolina 12 $ 1,179,000 $ 98,250 $ 65,000
Hawkins, Tennessee 12 $ 1,165,000 $ 97,083 $ 36,000
Orange, Vermont 12 $ 1,974,000 $ 164,500 $ 63,000
Washington, Vermont 12 $ 1,929,000 $ 160,750 $ 68,000
Hernando, Florida 11 $ 1,431,000 $ 130,090 $ 45,000
Dougherty, Georgia 11 $ 1,501,000 $ 136,454 $ 57,000
Habersham, Georgia 11 $ 1,029,000 $ 93,545 $ 47,000
Laurens, Georgia 11 $ 1,336,000 $ 121,454 $ 69,000
Rowan, Kentucky 11 $ 1,180,000 $ 107,272 $ 52,000
Worcester, Maryland 11 $ 2,225,000 $ 202,272 $ 71,000
Lawrence, Tennessee 11 $ 892,000 $ 81,090 $ 41,000
Maury, Tennessee 11 $ 1,204,000 $ 109,454 $ 45,000
Pasco, Florida 10 $ 1,283,000 $ 128,300 $ 42,000
Haralson, Georgia 10 $ 1,170,000 $ 117,000 $ 62,000
Grant, Indiana 10 $ 745,000 $ 74,500 $ 45,000
Bell, Kentucky 10 $ 884,000 $ 88,400 $ 73,000
Kennebec, Maine 10 $ 1,180,000 $ 118,000 $ 47,000
Wicomico, Maryland 10 $ 644,000 $ 64,400 $ 115,000
New Hanover, North Carolina 10 $ 2,636,000 $ 263,600 $ 164,000
Lawrence, Ohio 10 $ 1,151,000 $ 115,100 $ 56,000
Pickaway, Ohio 10 $ 1,119,000 $ 111,900 $ 46,000
Claiborne, Tennessee 10 $ 980,000 $ 98,000 $ 49,000
Cocke, Tennessee 10 $ 781,000 $ 78,100 $ 50,000
Davidson, Tennessee 10 $ 1,793,000 $ 179,300 $ 136,000
Putnam, Tennessee 10 $ 773,000 $ 77,300 $ 50,000
Franklin, Vermont 10 $ 1,501,000 $ 150,100 $ 71,000
Milwaukee, Wisconsin 10 $ 1,468,000 $ 146,800 $ 57,000
Elmore, Alabama 9 $ 1,833,000 $ 203,666 $ 56,000
Jefferson, Colorado 9 $ 1,815,000 $ 201,666 $ 92,000
New Castle, Delaware 9 $ 1,572,000 $ 174,666 $ 133,000
Marion, Florida 9 $ 785,000 $ 87,222 $ 66,000
Osceola, Florida 9 $ 1,346,000 $ 149,555 $ 71,000
Crisp, Georgia 9 $ 1,178,000 $ 130,888 $ 55,000
Jones, Georgia 9 $ 1,330,000 $ 147,777 $ 60,000
Oconee, Georgia 9 $ 1,780,000 $ 197,777 $ 56,000
Pike, Georgia 9 $ 1,507,000 $ 167,444 $ 58,000
Worth, Georgia 9 $ 1,006,000 $ 111,777 $ 66,000
Hendricks, Indiana 9 $ 1,042,000 $ 115,777 $ 57,000
Johnson, Indiana 9 $ 995,000 $ 110,555 $ 52,000
Shelby, Indiana 9 $ 1,000,000 $ 111,111 $ 57,000
Trimble, Kentucky 9 $ 836,000 $ 92,888 $ 42,000
Isanti, Minnesota 9 $ 1,835,000 $ 203,888 $ 71,000
George, Mississippi 9 $ 838,000 $ 93,111 $ 274,000
Hinds, Mississippi 9 $ 619,000 $ 68,777 $ 83,000
Delaware, Ohio 9 $ 1,701,000 $ 189,000 $ 73,000
Florence, South Carolina 9 $ 1,517,000 $ 168,555 $ 94,000
Giles, Tennessee 9 $ 690,000 $ 76,666 $ 39,000
Grainger, Tennessee 9 $ 764,000 $ 84,888 $ 37,000
Richmond City, Virginia 9 $ 2,086,000 $ 231,777 $ 63,000
Wayne, West Virginia 9 $ 890,000 $ 98,888 $ 53,000
Coffee, Alabama 8 $ 1,358,000 $ 169,750 $ 79,000
Lee, Alabama 8 $ 858,000 $ 107,250 $ 44,000
Morgan, Alabama 8 $ 725,000 $ 90,625 $ 104,000
Gulf, Florida 8 $ 1,003,000 $ 125,375 $ 60,000
Berrien, Georgia 8 $ 703,000 $ 87,875 $ 47,000
Clarke, Georgia 8 $ 800,000 $ 100,000 $ 179,000
Dawson, Georgia 8 $ 1,801,000 $ 225,125 $ 73,000
Meriwether, Georgia 8 $ 780,000 $ 97,500 $ 46,000
Toombs, Georgia 8 $ 898,000 $ 112,250 $ 65,000
Henry, Indiana 8 $ 461,000 $ 57,625 $ 47,000
Bullitt, Kentucky 8 $ 1,451,000 $ 181,375 $ 75,000
Rapides, Louisiana 8 $ 1,491,000 $ 186,375 $ 67,000
Kalamazoo, Michigan 8 $ 756,000 $ 94,500 $ 49,000
Macomb, Michigan 8 $ 1,202,000 $ 150,250 $ 64,000
Morrison, Minnesota 8 $ 834,000 $ 104,250 $ 47,000
Wright, Minnesota 8 $ 1,377,000 $ 172,125 $ 66,000
Anderson, Tennessee 8 $ 1,418,000 $ 177,250 $ 117,000
Lamoille, Vermont 8 $ 1,689,000 $ 211,125 $ 74,000
Arlington, Virginia 8 $ 2,060,000 $ 257,500 $ 102,000
Waukesha, Wisconsin 8 $ 1,589,000 $ 198,625 $ 92,000
Autauga, Alabama 7 $ 881,000 $ 125,857 $ 56,000
Lamar, Alabama 7 $ 786,000 $ 112,285 $ 51,000
Randolph, Alabama 7 $ 1,032,000 $ 147,428 $ 85,000
Adams, Colorado 7 $ 1,088,000 $ 155,428 $ 60,000
St. Johns, Florida 7 $ 1,698,000 $ 242,571 $ 133,000
Walton, Florida 7 $ 1,328,000 $ 189,714 $ 188,000
Banks, Georgia 7 $ 1,144,000 $ 163,428 $ 60,000
Effingham, Georgia 7 $ 1,189,000 $ 169,857 $ 84,000
Evans, Georgia 7 $ 755,000 $ 107,857 $ 40,000
Monroe, Georgia 7 $ 1,320,000 $ 188,571 $ 81,000
Peach, Georgia 7 $ 1,135,000 $ 162,142 $ 67,000
Putnam, Georgia 7 $ 1,306,000 $ 186,571 $ 73,000
Towns, Georgia 7 $ 948,000 $ 135,428 $ 59,000
Jasper, Indiana 7 $ 847,000 $ 121,000 $ 74,000
Polk, Iowa 7 $ 902,000 $ 128,857 $ 56,000
Garrard, Kentucky 7 $ 791,000 $ 113,000 $ 49,000
Marion, Kentucky 7 $ 863,000 $ 123,285 $ 65,000
Mercer, Kentucky 7 $ 924,000 $ 132,000 $ 58,000
Washington, Maryland 7 $ 882,000 $ 126,000 $ 38,000
Carver, Minnesota 7 $ 1,077,000 $ 153,857 $ 62,000
Greene, Mississippi 7 $ 371,000 $ 53,000 $ 60,000
Beaufort, South Carolina 7 $ 1,543,000 $ 220,428 $ 229,000
Coffee, Tennessee 7 $ 875,000 $ 125,000 $ 38,000
Gibson, Tennessee 7 $ 581,000 $ 83,000 $ 54,000
Sumner, Tennessee 7 $ 976,000 $ 139,428 $ 61,000
Emporia, Virginia 7 $ 859,000 $ 122,714 $ 79,000
Stafford, Virginia 7 $ 1,593,000 $ 227,571 $ 77,000
Virginia Beach, Virginia 7 $ 1,192,000 $ 170,285 $ 54,000
Escambia, Alabama 6 $ 576,000 $ 96,000 $ 53,000
Tuscaloosa, Alabama 6 $ 821,000 $ 136,833 $ 57,000
El Paso, Colorado 6 $ 1,353,000 $ 225,500 $ 74,000
Citrus, Florida 6 $ 718,000 $ 119,666 $ 54,000
Collier, Florida 6 $ 1,262,000 $ 210,333 $ 151,000
DeSoto, Florida 6 $ 849,000 $ 141,500 $ 62,000
Lake, Florida 6 $ 1,016,000 $ 169,333 $ 101,000
Palm Beach, Florida 6 $ 984,000 $ 164,000 $ 135,000
Polk, Florida 6 $ 915,000 $ 152,500 $ 74,000
Santa Rosa, Florida 6 $ 1,088,000 $ 181,333 $ 87,000
Brantley, Georgia 6 $ 440,000 $ 73,333 $ 70,000
Harris, Georgia 6 $ 910,000 $ 151,666 $ 63,000
Madison, Georgia 6 $ 800,000 $ 133,333 $ 72,000
Miller, Georgia 6 $ 571,000 $ 95,166 $ 59,000
Rabun, Georgia 6 $ 1,077,000 $ 179,500 $ 52,000
Kendall, Illinois 6 $ 1,322,000 $ 220,333 $ 106,000
St. Joseph, Indiana 6 $ 654,000 $ 109,000 $ 62,000
Hopkins, Kentucky 6 $ 359,000 $ 59,833 $ 35,000
Franklin, Maine 6 $ 893,000 $ 148,833 $ 142,000
Sagadahoc, Maine 6 $ 729,000 $ 121,500 $ 58,000
Somerset, Maine 6 $ 564,000 $ 94,000 $ 59,000
Calvert, Maryland 6 $ 1,588,000 $ 264,666 $ 97,000
St. Mary's, Maryland 6 $ 1,024,000 $ 170,666 $ 77,000
Ottawa, Michigan 6 $ 767,000 $ 127,833 $ 47,000
Jackson, Mississippi 6 $ 806,000 $ 134,333 $ 43,000
Lowndes, Mississippi 6 $ 783,000 $ 130,500 $ 57,000
Dare, North Carolina 6 $ 1,481,000 $ 246,833 $ 101,000
Transylvania, North Carolina 6 $ 570,000 $ 95,000 $ 45,000
Wake, North Carolina 6 $ 661,000 $ 110,166 $ 129,000
Hancock, Tennessee 6 $ 510,000 $ 85,000 $ 50,000
Montgomery, Tennessee 6 $ 678,000 $ 113,000 $ 42,000
Sullivan, Tennessee 6 $ 724,000 $ 120,666 $ 65,000
Addison, Vermont 6 $ 1,095,000 $ 182,500 $ 73,000
Wood, West Virginia 6 $ 680,000 $ 113,333 $ 53,000
Cherokee, Alabama 5 $ 363,000 $ 72,600 $ 44,000
St. Clair, Alabama 5 $ 608,000 $ 121,600 $ 42,000
Tallapoosa, Alabama 5 $ 1,105,000 $ 221,000 $ 109,000
Greene, Arkansas 5 $ 420,000 $ 84,000 $ 52,000
Arapahoe, Colorado 5 $ 604,000 $ 120,800 $ 40,000
Douglas, Colorado 5 $ 988,000 $ 197,600 $ 87,000
Nassau, Florida 5 $ 1,061,000 $ 212,200 $ 261,000
Early, Georgia 5 $ 459,000 $ 91,800 $ 128,000
Lumpkin, Georgia 5 $ 725,000 $ 145,000 $ 80,000
Upson, Georgia 5 $ 465,000 $ 93,000 $ 52,000
Scott, Indiana 5 $ 416,000 $ 83,200 $ 44,000
Boone, Iowa 5 $ 405,000 $ 81,000 $ 79,000
Carroll, Kentucky 5 $ 361,000 $ 72,200 $ 40,000
Henry, Kentucky 5 $ 678,000 $ 135,600 $ 65,000
Pulaski, Kentucky 5 $ 854,000 $ 170,800 $ 78,000
Washington, Kentucky 5 $ 552,000 $ 110,400 $ 41,000
Lincoln, Maine 5 $ 815,000 $ 163,000 $ 54,000
Cecil, Maryland 5 $ 866,000 $ 173,200 $ 59,000
Washtenaw, Michigan 5 $ 1,150,000 $ 230,000 $ 86,000
Madison, Mississippi 5 $ 950,000 $ 190,000 $ 65,000
Brunswick, North Carolina 5 $ 717,000 $ 143,400 $ 66,000
Catawba, North Carolina 5 $ 1,175,000 $ 235,000 $ 82,000
Cherokee, North Carolina 5 $ 574,000 $ 114,800 $ 138,000
Jackson, North Carolina 5 $ 863,000 $ 172,600 $ 349,000
Colleton, South Carolina 5 $ 706,000 $ 141,200 $ 38,000
Richland, South Carolina 5 $ 700,000 $ 140,000 $ 69,000
Polk, Tennessee 5 $ 400,000 $ 80,000 $ 49,000
Henrico, Virginia 5 $ 761,000 $ 152,200 $ 44,000
Spotsylvania, Virginia 5 $ 663,000 $ 132,600 $ 59,000
Blount, Alabama 4 $ 501,000 $ 125,250 $ 52,000
Dallas, Alabama 4 $ 341,000 $ 85,250 $ 37,000
Henry, Alabama 4 $ 458,000 $ 114,500 $ 62,000
Washington, Alabama 4 $ 305,000 $ 76,250 $ 50,000
Garland, Arkansas 4 $ 435,000 $ 108,750 $ 50,000
Johnson, Arkansas 4 $ 258,000 $ 64,500 $ 27,000
Saline, Arkansas 4 $ 406,000 $ 101,500 $ 83,000
Denver, Colorado 4 $ 664,000 $ 166,000 $ 72,000
Columbia, Florida 4 $ 396,000 $ 99,000 $ 47,000
Dixie, Florida 4 $ 258,000 $ 64,500 $ 44,000
Bryan, Georgia 4 $ 713,000 $ 178,250 $ 107,000
Pulaski, Georgia 4 $ 565,000 $ 141,250 $ 53,000
Spalding, Georgia 4 $ 559,000 $ 139,750 $ 76,000
Stephens, Georgia 4 $ 360,000 $ 90,000 $ 56,000
Wheeler, Georgia 4 $ 684,000 $ 171,000 $ 108,000
DeKalb, Illinois 4 $ 701,000 $ 175,250 $ 76,000
Hancock, Indiana 4 $ 680,000 $ 170,000 $ 88,000
Madison, Indiana 4 $ 441,000 $ 110,250 $ 48,000
Clark, Kentucky 4 $ 678,000 $ 169,500 $ 79,000
Greenup, Kentucky 4 $ 422,000 $ 105,500 $ 43,000
Lewis, Kentucky 4 $ 360,000 $ 90,000 $ 39,000
Shelby, Kentucky 4 $ 904,000 $ 226,000 $ 100,000
Spencer, Kentucky 4 $ 697,000 $ 174,250 $ 72,000
Lafayette, Louisiana 4 $ 509,000 $ 127,250 $ 50,000
Piscataquis, Maine 4 $ 547,000 $ 136,750 $ 40,000
Franklin, Massachusetts 4 $ 601,000 $ 150,250 $ 70,000
Hampshire, Massachusetts 4 $ 836,000 $ 209,000 $ 67,000
Van Buren, Michigan 4 $ 467,000 $ 116,750 $ 69,000
Benton, Minnesota 4 $ 519,000 $ 129,750 $ 48,000
Chisago, Minnesota 4 $ 729,000 $ 182,250 $ 76,000
Jackson, Minnesota 4 $ 546,000 $ 136,500 $ 59,000
Kandiyohi, Minnesota 4 $ 578,000 $ 144,500 $ 41,000
Mille Lacs, Minnesota 4 $ 497,000 $ 124,250 $ 27,000
Lamar, Mississippi 4 $ 569,000 $ 142,250 $ 54,000
Haywood, North Carolina 4 $ 390,000 $ 97,500 $ 34,000
Madison, North Carolina 4 $ 464,000 $ 116,000 $ 42,000
Auglaize, Ohio 4 $ 387,000 $ 96,750 $ 58,000
Muskingum, Ohio 4 $ 590,000 $ 147,500 $ 50,000
Richland, Ohio 4 $ 491,000 $ 122,750 $ 51,000
Dorchester, South Carolina 4 $ 469,000 $ 117,250 $ 61,000
Marion, South Carolina 4 $ 287,000 $ 71,750 $ 51,000
Roane, Tennessee 4 $ 358,000 $ 89,500 $ 31,000
Grand Isle, Vermont 4 $ 690,000 $ 172,500 $ 207,000
Amelia, Virginia 4 $ 578,000 $ 144,500 $ 114,000
Brunswick, Virginia 4 $ 461,000 $ 115,250 $ 46,000
Greensville, Virginia 4 $ 654,000 $ 163,500 $ 82,000
Manassas, Virginia 4 $ 568,000 $ 142,000 $ 64,000
St. Croix, Wisconsin 4 $ 913,000 $ 228,250 $ 47,000
Bibb, Alabama 3 $ 398,000 $ 132,666 $ 49,000
Butler, Alabama 3 $ 613,000 $ 204,333 $ 102,000
Dale, Alabama 3 $ 652,000 $ 217,333 $ 108,000
Limestone, Alabama 3 $ 287,000 $ 95,666 $ 50,000
Madison, Alabama 3 $ 323,000 $ 107,666 $ 55,000
Marshall, Alabama 3 $ 247,000 $ 82,333 $ 72,000
Russell, Alabama 3 $ 335,000 $ 111,666 $ 42,000
Poinsett, Arkansas 3 $ 137,000 $ 45,666 $ 24,000
Polk, Arkansas 3 $ 324,000 $ 108,000 $ 66,000
Union, Arkansas 3 $ 275,000 $ 91,666 $ 44,000
Boulder, Colorado 3 $ 413,000 $ 137,666 $ 32,000
Broomfield, Colorado 3 $ 714,000 $ 238,000 $ 112,000
Flagler, Florida 3 $ 441,000 $ 147,000 $ 221,000
Wakulla, Florida 3 $ 580,000 $ 193,333 $ 64,000
Baker, Georgia 3 $ 267,000 $ 89,000 $ 41,000
Baldwin, Georgia 3 $ 185,000 $ 61,666 $ 50,000
Camden, Georgia 3 $ 413,000 $ 137,666 $ 58,000
Chattooga, Georgia 3 $ 192,000 $ 64,000 $ 36,000
Cook, Georgia 3 $ 225,000 $ 75,000 $ 75,000
Greene, Georgia 3 $ 576,000 $ 192,000 $ 181,000
Jeff Davis, Georgia 3 $ 219,000 $ 73,000 $ 40,000
Lamar, Georgia 3 $ 365,000 $ 121,666 $ 54,000
Lanier, Georgia 3 $ 270,000 $ 90,000 $ 66,000
McIntosh, Georgia 3 $ 540,000 $ 180,000 $ 78,000
Sumter, Georgia 3 $ 327,000 $ 109,000 $ 100,000
Grundy, Illinois 3 $ 436,000 $ 145,333 $ 85,000
Kankakee, Illinois 3 $ 535,000 $ 178,333 $ 95,000
Winnebago, Illinois 3 $ 362,000 $ 120,666 $ 80,000
Elkhart, Indiana 3 $ 327,000 $ 109,000 $ 43,000
Kosciusko, Indiana 3 $ 168,000 $ 56,000 $ 24,000
LaPorte, Indiana 3 $ 259,000 $ 86,333 $ 46,000
Newton, Indiana 3 $ 273,000 $ 91,000 $ 44,000
Steuben, Indiana 3 $ 788,000 $ 262,666 $ 69,000
Breckinridge, Kentucky 3 $ 318,000 $ 106,000 $ 59,000
Calloway, Kentucky 3 $ 320,000 $ 106,666 $ 57,000
Montgomery, Kentucky 3 $ 348,000 $ 116,000 $ 61,000
East Baton Rouge, Louisiana 3 $ 301,000 $ 100,333 $ 48,000
Grant, Louisiana 3 $ 209,000 $ 69,666 $ 38,000
Waldo, Maine 3 $ 574,000 $ 191,333 $ 82,000
Calhoun, Michigan 3 $ 404,000 $ 134,666 $ 69,000
Livingston, Michigan 3 $ 617,000 $ 205,666 $ 80,000
Le Sueur, Minnesota 3 $ 401,000 $ 133,666 $ 52,000
Olmsted, Minnesota 3 $ 348,000 $ 116,000 $ 49,000
Rice, Minnesota 3 $ 452,000 $ 150,666 $ 57,000
Clarke, Mississippi 3 $ 220,000 $ 73,333 $ 67,000
Covington, Mississippi 3 $ 349,000 $ 116,333 $ 46,000
Forrest, Mississippi 3 $ 270,000 $ 90,000 $ 36,000
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Mortgage Loan Application Detail Totals for Crescent Mortgage Company in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,711 $1,380,088,000 $149,032 $3,000,000 $75,064 $1,984,000
Home Purchase 6,648 $1,034,218,000 $152,689 $1,000,000 $74,896 $1,973,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,730 $1,979,591,000 $150,741 $2,000,000 $73,935 $1,984,000
Not Provided 1,221 $204,996,000 $152,285 $3,000,000 $89,714 $1,781,000
Black or African American 662 $94,230,000 $139,346 $500,000 $60,461 $1,539,000
Asian 376 $75,243,000 $181,260 $1,000,000 $82,217 $388,000
Hispanic 315 $50,467,000 $163,550 $500,000 $70,800 $1,900,000
Native Hawaiian or Other Pacific Islander 19 $3,153,000 $141,111 $360,000 $53,777 $154,000
Not applicable 19 $3,768,000 $197,750 $584,000 $113,166 $616,000
American Indian or Alaskan Native 17 $2,858,000 $175,000 $280,000 $93,444 $226,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,643 $2,318,215,000 $149,838 $3,000,000 $76,032 $1,984,000
FHA-insured (Federal Housing Administration) 564 $73,926,000 $137,727 $507,000 $43,954 $287,000
VA-guaranteed (Veterans Administration) 146 $20,963,000 $150,470 $292,000 $48,882 $149,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $1,202,000 $200,333 $424,000 $47,000 $82,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,151 $1,739,728,000 $148,600 $1,000,000 $74,433 $1,984,000
Application Approved But Not Accepted 1,677 $290,893,000 $167,400 $3,000,000 $76,166 $1,900,000
Application Denied By Financial Institution 1,503 $246,249,000 $162,964 $2,000,000 $75,142 $1,872,000
Loan Purchased By The Institution 1,027 $137,353,000 $136,157 $1,260,000 $74,105 $1,973,000
File Closed For Incompleteness 1 $83,000 $83,000 $83,000 $40,000 $40,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 579 $86,062,000 $160,178 $1,000,000 $67,428 $1,872,000
Collateral 305 $50,221,000 $164,962 $2,000,000 $91,074 $1,706,000
Other 282 $51,396,000 $168,166 $710,000 $85,916 $1,690,000
Insufficient Cash (Downpayment, Closing Cost) 153 $25,257,000 $173,560 $650,000 $84,320 $1,083,000
Debt-To-Income Ratio 125 $22,461,000 $191,173 $488,000 $50,565 $130,000
Credit Application Incomplete 31 $6,186,000 $183,400 $600,000 $91,400 $1,325,000
Employment History 26 $4,219,000 $150,214 $400,000 $58,071 $181,000
Unverifiable Information 2 $447,000 $223,500 $258,000 $56,500 $58,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Crescent Mortgage Company's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Crescent Mortgage Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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