Crockett National Bank Mortgage Lending & HMDA Data, 2010

In 2010, Crockett National Bank of San Antonio, TX reported 103 mortgage applications totaling $18.3 million, down 28% from 2009. The average application was for $177,941, and applicants reported an average income of $155,184. 84% of its applications resulted in an originated loan and 5% were denied. Its largest markets were San Angelo, TX (73), Fort Worth-Arlington, TX (13) and Dallas-Plano-Irving, TX (11) (applications in parentheses).

Mortgage Company & Address Crockett National Bank
8018 Broadway Ste 200
San Antonio, TX 78209
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 103
Total Mortgage Loan Application Amount $18,328,000
Average Mortgage Loan Application Amount $177,941
Highest Mortgage Loan Application Amount $2,200,000
Average Applicant Income $155,184
Highest Applicant Income $1,529,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Crockett National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Crockett National Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tom Green, Texas 73 $ 5,902,000 $ 80,849 $ 110,000
Dallas, Texas 9 $ 4,674,000 $ 519,333 $ 255,000
Tarrant, Texas 7 $ 788,000 $ 112,571 $ 43,000
Parker, Texas 4 $ 2,222,000 $ 555,500 $ 610,000
Travis, Texas 3 $ 3,106,000 $ 1,035,333 $ 502,000
Denton, Texas 1 $ 576,000 $ 576,000 $ 445,000
Hays, Texas 1 $ 132,000 $ 132,000 $ 70,000
Johnson, Texas 1 $ 75,000 $ 75,000 $ 275,000
Rockwall, Texas 1 $ 68,000 $ 68,000 $ 451,000
Runnels, Texas 1 $ 95,000 $ 95,000 $ 102,000
Wise, Texas 1 $ 390,000 $ 390,000 $ 0
Wood, Texas 1 $ 300,000 $ 300,000 $ 67,000

Mortgage Loan Application Detail Totals for Crockett National Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 77 $11,439,000 $148,000 $1,646,000 $152,000 $1,529,000
Refinancing 21 $5,690,000 $270,000 $2,200,000 $150,000 $854,000
Home Improvement 5 $1,199,000 $239,000 $500,000 $226,000 $704,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 67 $12,323,000 $183,000 $2,200,000 $202,000 $1,529,000
Hispanic 18 $1,360,000 $75,000 $302,000 $47,000 $137,000
Not applicable 11 $1,148,000 $104,000 $390,000 $0 $0
Not Provided 7 $3,497,000 $499,000 $940,000 $235,000 $874,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 103 $18,328,000 $177,000 $2,200,000 $155,000 $1,529,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 87 $14,146,000 $162,000 $2,200,000 $157,000 $1,529,000
Application Approved But Not Accepted 6 $540,000 $90,000 $302,000 $97,000 $365,000
Application Denied By Financial Institution 5 $2,738,000 $547,000 $940,000 $291,000 $874,000
Application Withdrawn By Applicant 5 $904,000 $180,000 $711,000 $65,000 $169,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 2 $1,716,000 $858,000 $940,000 $561,000 $874,000
Insufficient Cash (Downpayment, Closing Cost) 2 $622,000 $311,000 $322,000 $114,000 $161,000
Credit History 1 $400,000 $400,000 $400,000 $104,000 $104,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Crockett National Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Crockett National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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