Crockett National Bank Mortgage Lending & HMDA Data, 2015

In 2015, Crockett National Bank of San Antonio, TX reported 178 mortgage applications totaling $73.0 million, down 15% from 2014. The average application was for $410,016, and applicants reported an average income of $224,629. 68% of its applications resulted in an originated loan and 15% were denied. Its largest markets were San Antonio-New Braunfels, TX (50), Austin-Round Rock, TX (32) and Houston-The Woodlands-Sugar Land, TX (29) (applications in parentheses).

Mortgage Company & Address Crockett National Bank
8018 Broadway Ste 200
San Antonio, TX 78209
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 178
Total Mortgage Loan Application Amount $72,983,000
Average Mortgage Loan Application Amount $410,016
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $224,629
Highest Applicant Income $3,432,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Crockett National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Crockett National Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 32 $ 9,960,000 $ 311,250 $ 168,000
Tom Green, Texas 21 $ 3,356,000 $ 159,809 $ 155,000
Travis, Texas 21 $ 10,967,000 $ 522,238 $ 197,000
Dallas, Texas 18 $ 15,169,000 $ 842,722 $ 575,000
Harris, Texas 16 $ 8,282,000 $ 517,625 $ 234,000
Fort Bend, Texas 10 $ 2,915,000 $ 291,500 $ 172,000
Tarrant, Texas 8 $ 3,169,000 $ 396,125 $ 142,000
Williamson, Texas 8 $ 2,043,000 $ 255,375 $ 110,000
Comal, Texas 7 $ 1,348,000 $ 192,571 $ 185,000
Kendall, Texas 6 $ 4,894,000 $ 815,666 $ 237,000
Guadalupe, Texas 4 $ 1,484,000 $ 371,000 $ 198,000
Hays, Texas 3 $ 1,640,000 $ 546,666 $ 147,000
Nueces, Texas 3 $ 1,097,000 $ 365,666 $ 41,000
Burnet, Texas 2 $ 478,000 $ 239,000 $ 110,000
Denton, Texas 2 $ 471,000 $ 235,500 $ 49,000
Montgomery, Texas 2 $ 713,000 $ 356,500 $ 288,000
Garfield, Colorado 1 $ 664,000 $ 664,000 $ 287,000
Blanco, Texas 1 $ 74,000 $ 74,000 $ 96,000
Cameron, Texas 1 $ 165,000 $ 165,000 $ 180,000
Collin, Texas 1 $ 331,000 $ 331,000 $ 78,000
Galveston, Texas 1 $ 263,000 $ 263,000 $ 110,000
Gillespie, Texas 1 $ 680,000 $ 680,000 $ 208,000
Kerr, Texas 1 $ 504,000 $ 504,000 $ 196,000
Limestone, Texas 1 $ 250,000 $ 250,000 $ 427,000
Live Oak, Texas 1 $ 428,000 $ 428,000 $ 127,000
Madison, Texas 1 $ 235,000 $ 235,000 $ 427,000
Medina, Texas 1 $ 125,000 $ 125,000 $ 86,000
Menard, Texas 1 $ 427,000 $ 427,000 $ 99,000
Parker, Texas 1 $ 342,000 $ 342,000 $ 213,000
Uvalde, Texas 1 $ 231,000 $ 231,000 $ 148,000
Val Verde, Texas 1 $ 278,000 $ 278,000 $ 1,800,000

Mortgage Loan Application Detail Totals for Crockett National Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 160 $65,108,000 $406,000 $2,000,000 $216,000 $3,432,000
Refinancing 17 $7,225,000 $425,000 $1,373,000 $302,000 $1,800,000
Home Improvement 1 $650,000 $650,000 $650,000 $290,000 $290,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 126 $52,581,000 $417,000 $2,000,000 $263,000 $3,432,000
Hispanic 18 $5,252,000 $291,000 $900,000 $109,000 $277,000
Not applicable 14 $4,018,000 $287,000 $1,038,000 $0 $0
Not Provided 14 $8,480,000 $605,000 $1,995,000 $257,000 $588,000
Asian 4 $2,180,000 $545,000 $1,346,000 $256,000 $495,000
Black or African American 2 $472,000 $236,000 $364,000 $138,000 $224,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 178 $72,983,000 $410,000 $2,000,000 $225,000 $3,432,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 121 $47,479,000 $392,000 $2,000,000 $240,000 $3,432,000
Application Denied By Financial Institution 26 $11,670,000 $448,000 $1,995,000 $140,000 $390,000
Application Approved But Not Accepted 25 $11,727,000 $469,000 $1,160,000 $261,000 $588,000
Application Withdrawn By Applicant 6 $2,107,000 $351,000 $540,000 $135,000 $348,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 15 $7,016,000 $467,000 $1,995,000 $126,000 $390,000
Insufficient Cash (Downpayment, Closing Cost) 6 $2,548,000 $424,000 $1,136,000 $152,000 $224,000
Credit History 5 $2,106,000 $421,000 $504,000 $169,000 $234,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Crockett National Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Crockett National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Texas Lender List