Csl Financial, LLC Mortgage Lending & HMDA Data, 2025

In 2025, Csl Financial, LLC of Birmingham, AL reported 5,333 mortgage applications totaling $653.3 million, down 47% from 2024. The average application was for $122,500, and applicants reported an average income of $79,000. 13% of its applications resulted in an originated loan and 56% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (25), Birmingham-Hoover, AL (21) and Dallas-Plano-Irving, TX (19) (applications in parentheses).

Mortgage Company & Address Csl Financial, LLC
500 Office Park Drive Suite 310
Birmingham, AL 35223
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 5,333
Total Mortgage Loan Application Amount $653,295,000
Average Mortgage Loan Application Amount $122,500
Highest Mortgage Loan Application Amount $565,000
Average Applicant Income $79,000
Highest Applicant Income $1,304,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Csl Financial, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Csl Financial, LLC by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Madison, Alabama 14 $ 930,000 $ 66,428 $ 65,000
Hunt, Texas 14 $ 1,330,000 $ 95,000 $ 190,000
Talladega, Alabama 11 $ 1,535,000 $ 139,545 $ 88,000
Columbia, Florida 11 $ 1,785,000 $ 162,272 $ 116,000
Suwannee, Florida 11 $ 1,425,000 $ 129,545 $ 103,000
Levy, Florida 10 $ 1,260,000 $ 126,000 $ 110,000
Baldwin, Alabama 9 $ 985,000 $ 109,444 $ 81,000
Lauderdale, Mississippi 9 $ 715,000 $ 79,444 $ 74,000
Florence, South Carolina 9 $ 795,000 $ 88,333 $ 83,000
Liberty, Texas 8 $ 880,000 $ 110,000 $ 101,000
Cullman, Alabama 7 $ 735,000 $ 105,000 $ 75,000
DeKalb, Alabama 7 $ 635,000 $ 90,714 $ 72,000
Brazoria, Texas 7 $ 865,000 $ 123,571 $ 100,000
Etowah, Alabama 6 $ 800,000 $ 133,333 $ 80,000
Shelby, Alabama 6 $ 830,000 $ 138,333 $ 116,000
St. Clair, Alabama 6 $ 740,000 $ 123,333 $ 94,000
Duval, Florida 6 $ 950,000 $ 158,333 $ 92,000
Lafayette, Louisiana 6 $ 570,000 $ 95,000 $ 114,000
Onslow, North Carolina 6 $ 840,000 $ 140,000 $ 124,000
Montgomery, Texas 6 $ 710,000 $ 118,333 $ 84,000
Clay, Alabama 5 $ 495,000 $ 99,000 $ 82,000
Morgan, Alabama 5 $ 625,000 $ 125,000 $ 119,000
Alachua, Florida 5 $ 735,000 $ 147,000 $ 95,000
Bay, Florida 5 $ 685,000 $ 137,000 $ 80,000
Bulloch, Georgia 5 $ 515,000 $ 103,000 $ 72,000
Panola, Mississippi 5 $ 545,000 $ 109,000 $ 56,000
Chilton, Alabama 4 $ 490,000 $ 122,500 $ 76,000
Elmore, Alabama 4 $ 480,000 $ 120,000 $ 97,000
Jackson, Alabama 4 $ 410,000 $ 102,500 $ 50,000
Lauderdale, Alabama 4 $ 390,000 $ 97,500 $ 95,000
Limestone, Alabama 4 $ 480,000 $ 120,000 $ 68,000
Winston, Alabama 4 $ 450,000 $ 112,500 $ 78,000
White, Arkansas 4 $ 380,000 $ 95,000 $ 70,000
Madison, Florida 4 $ 500,000 $ 125,000 $ 98,000
Effingham, Georgia 4 $ 810,000 $ 202,500 $ 147,000
Laurel, Kentucky 4 $ 440,000 $ 110,000 $ 70,000
Sabine, Louisiana 4 $ 390,000 $ 97,500 $ 110,000
Clarke, Mississippi 4 $ 400,000 $ 100,000 $ 85,000
Lowndes, Mississippi 4 $ 370,000 $ 92,500 $ 73,000
Wayne, Mississippi 4 $ 450,000 $ 112,500 $ 102,000
Craven, North Carolina 4 $ 320,000 $ 80,000 $ 46,000
Rogers, Oklahoma 4 $ 500,000 $ 125,000 $ 132,000
Aiken, South Carolina 4 $ 340,000 $ 85,000 $ 63,000
Polk, Texas 4 $ 300,000 $ 75,000 $ 81,000
Calhoun, Alabama 3 $ 375,000 $ 125,000 $ 80,000
Cleburne, Alabama 3 $ 305,000 $ 101,666 $ 45,000
Lawrence, Alabama 3 $ 375,000 $ 125,000 $ 112,000
Marshall, Alabama 3 $ 355,000 $ 118,333 $ 73,000
Tuscaloosa, Alabama 3 $ 295,000 $ 98,333 $ 73,000
Crawford, Arkansas 3 $ 205,000 $ 68,333 $ 82,000
Pope, Arkansas 3 $ 185,000 $ 61,666 $ 58,000
Baker, Florida 3 $ 445,000 $ 148,333 $ 73,000
Hamilton, Florida 3 $ 455,000 $ 151,666 $ 63,000
Appling, Georgia 3 $ 405,000 $ 135,000 $ 107,000
Dade, Georgia 3 $ 325,000 $ 108,333 $ 67,000
Toombs, Georgia 3 $ 335,000 $ 111,666 $ 100,000
Acadia, Louisiana 3 $ 305,000 $ 101,666 $ 139,000
Caddo, Louisiana 3 $ 455,000 $ 151,666 $ 82,000
Livingston, Louisiana 3 $ 335,000 $ 111,666 $ 69,000
St. Landry, Louisiana 3 $ 385,000 $ 128,333 $ 60,000
St. Martin, Louisiana 3 $ 235,000 $ 78,333 $ 56,000
Clay, Mississippi 3 $ 265,000 $ 88,333 $ 56,000
Copiah, Mississippi 3 $ 215,000 $ 71,666 $ 53,000
Marion, Mississippi 3 $ 495,000 $ 165,000 $ 110,000
Oklahoma, Oklahoma 3 $ 225,000 $ 75,000 $ 127,000
Okmulgee, Oklahoma 3 $ 385,000 $ 128,333 $ 82,000
Clarendon, South Carolina 3 $ 355,000 $ 118,333 $ 103,000
Burnet, Texas 3 $ 375,000 $ 125,000 $ 148,000
Collin, Texas 3 $ 325,000 $ 108,333 $ 92,000
Ector, Texas 3 $ 225,000 $ 75,000 $ 77,000
Hardin, Texas 3 $ 335,000 $ 111,666 $ 107,000
Shelby, Texas 3 $ 185,000 $ 61,666 $ 85,000
Smith, Texas 3 $ 515,000 $ 171,666 $ 67,000
Blount, Alabama 2 $ 210,000 $ 105,000 $ 60,000
Cherokee, Alabama 2 $ 170,000 $ 85,000 $ 95,000
Jefferson, Alabama 2 $ 200,000 $ 100,000 $ 49,000
Lowndes, Alabama 2 $ 260,000 $ 130,000 $ 56,000
Tallapoosa, Alabama 2 $ 150,000 $ 75,000 $ 56,000
Conway, Arkansas 2 $ 180,000 $ 90,000 $ 69,000
Yell, Arkansas 2 $ 180,000 $ 90,000 $ 57,000
Clay, Florida 2 $ 470,000 $ 235,000 $ 98,000
Dixie, Florida 2 $ 250,000 $ 125,000 $ 81,000
Gilchrist, Florida 2 $ 280,000 $ 140,000 $ 69,000
Holmes, Florida 2 $ 280,000 $ 140,000 $ 77,000
Charlton, Georgia 2 $ 240,000 $ 120,000 $ 92,000
Colquitt, Georgia 2 $ 380,000 $ 190,000 $ 73,000
Emanuel, Georgia 2 $ 350,000 $ 175,000 $ 67,000
Haralson, Georgia 2 $ 290,000 $ 145,000 $ 112,000
Polk, Georgia 2 $ 240,000 $ 120,000 $ 90,000
Tattnall, Georgia 2 $ 340,000 $ 170,000 $ 70,000
Thomas, Georgia 2 $ 340,000 $ 170,000 $ 98,000
Clay, Kentucky 2 $ 160,000 $ 80,000 $ 132,000
Jackson, Kentucky 2 $ 170,000 $ 85,000 $ 69,000
Johnson, Kentucky 2 $ 210,000 $ 105,000 $ 62,000
De Soto, Louisiana 2 $ 190,000 $ 95,000 $ 108,000
East Feliciana, Louisiana 2 $ 180,000 $ 90,000 $ 55,000
Lincoln, Louisiana 2 $ 110,000 $ 55,000 $ 37,000
Ouachita, Louisiana 2 $ 180,000 $ 90,000 $ 73,000
West Baton Rouge, Louisiana 2 $ 300,000 $ 150,000 $ 54,000
Alcorn, Mississippi 2 $ 150,000 $ 75,000 $ 73,000
Attala, Mississippi 2 $ 220,000 $ 110,000 $ 85,000
Claiborne, Mississippi 2 $ 160,000 $ 80,000 $ 36,000
Covington, Mississippi 2 $ 320,000 $ 160,000 $ 127,000
Hinds, Mississippi 2 $ 240,000 $ 120,000 $ 93,000
Itawamba, Mississippi 2 $ 290,000 $ 145,000 $ 92,000
Jones, Mississippi 2 $ 180,000 $ 90,000 $ 87,000
Kemper, Mississippi 2 $ 170,000 $ 85,000 $ 46,000
Lamar, Mississippi 2 $ 280,000 $ 140,000 $ 67,000
Warren, Mississippi 2 $ 150,000 $ 75,000 $ 45,000
Webster, Mississippi 2 $ 130,000 $ 65,000 $ 82,000
Beaufort, North Carolina 2 $ 320,000 $ 160,000 $ 88,000
Bryan, Oklahoma 2 $ 270,000 $ 135,000 $ 86,000
Cleveland, Oklahoma 2 $ 330,000 $ 165,000 $ 64,000
Love, Oklahoma 2 $ 550,000 $ 275,000 $ 129,000
Osage, Oklahoma 2 $ 220,000 $ 110,000 $ 72,000
Georgetown, South Carolina 2 $ 140,000 $ 70,000 $ 44,000
Lexington, South Carolina 2 $ 220,000 $ 110,000 $ 61,000
Williamsburg, South Carolina 2 $ 170,000 $ 85,000 $ 32,000
Bradley, Tennessee 2 $ 220,000 $ 110,000 $ 47,000
Fayette, Tennessee 2 $ 220,000 $ 110,000 $ 45,000
Hamilton, Tennessee 2 $ 100,000 $ 50,000 $ 48,000
Lawrence, Tennessee 2 $ 250,000 $ 125,000 $ 58,000
Shelby, Tennessee 2 $ 460,000 $ 230,000 $ 128,000
Wayne, Tennessee 2 $ 240,000 $ 120,000 $ 120,000
Bee, Texas 2 $ 290,000 $ 145,000 $ 130,000
Guadalupe, Texas 2 $ 260,000 $ 130,000 $ 115,000
Harris, Texas 2 $ 210,000 $ 105,000 $ 118,000
Kaufman, Texas 2 $ 160,000 $ 80,000 $ 75,000
Lavaca, Texas 2 $ 190,000 $ 95,000 $ 56,000
Nueces, Texas 2 $ 200,000 $ 100,000 $ 92,000
Panola, Texas 2 $ 420,000 $ 210,000 $ 155,000
Van Zandt, Texas 2 $ 250,000 $ 125,000 $ 167,000
Autauga, Alabama 1 $ 75,000 $ 75,000 $ 77,000
Choctaw, Alabama 1 $ 125,000 $ 125,000 $ 46,000
Colbert, Alabama 1 $ 35,000 $ 35,000 $ 30,000
Coosa, Alabama 1 $ 115,000 $ 115,000 $ 58,000
Dale, Alabama 1 $ 75,000 $ 75,000 $ 116,000
Fayette, Alabama 1 $ 165,000 $ 165,000 $ 106,000
Franklin, Alabama 1 $ 95,000 $ 95,000 $ 37,000
Lamar, Alabama 1 $ 105,000 $ 105,000 $ 74,000
Monroe, Alabama 1 $ 115,000 $ 115,000 $ 47,000
Montgomery, Alabama 1 $ 135,000 $ 135,000 $ 80,000
Walker, Alabama 1 $ 135,000 $ 135,000 $ 105,000
Washington, Alabama 1 $ 75,000 $ 75,000 $ 39,000
Columbia, Arkansas 1 $ 85,000 $ 85,000 $ 74,000
Independence, Arkansas 1 $ 65,000 $ 65,000 $ 39,000
Jefferson, Arkansas 1 $ 165,000 $ 165,000 $ 193,000
Johnson, Arkansas 1 $ 75,000 $ 75,000 $ 60,000
Logan, Arkansas 1 $ 85,000 $ 85,000 $ 36,000
Lonoke, Arkansas 1 $ 155,000 $ 155,000 $ 97,000
Madison, Arkansas 1 $ 75,000 $ 75,000 $ 39,000
Miller, Arkansas 1 $ 75,000 $ 75,000 $ 98,000
Phillips, Arkansas 1 $ 105,000 $ 105,000 $ 99,000
Sebastian, Arkansas 1 $ 55,000 $ 55,000 $ 29,000
St. Francis, Arkansas 1 $ 65,000 $ 65,000 $ 46,000
Stone, Arkansas 1 $ 95,000 $ 95,000 $ 0
Washington, Arkansas 1 $ 75,000 $ 75,000 $ 0
Bradford, Florida 1 $ 195,000 $ 195,000 $ 59,000
Calhoun, Florida 1 $ 55,000 $ 55,000 $ 43,000
Citrus, Florida 1 $ 135,000 $ 135,000 $ 69,000
Flagler, Florida 1 $ 245,000 $ 245,000 $ 136,000
Gadsden, Florida 1 $ 195,000 $ 195,000 $ 83,000
Hernando, Florida 1 $ 155,000 $ 155,000 $ 107,000
Lafayette, Florida 1 $ 185,000 $ 185,000 $ 76,000
Nassau, Florida 1 $ 75,000 $ 75,000 $ 45,000
Pasco, Florida 1 $ 105,000 $ 105,000 $ 144,000
Washington, Florida 1 $ 65,000 $ 65,000 $ 150,000
Ben Hill, Georgia 1 $ 185,000 $ 185,000 $ 63,000
Berrien, Georgia 1 $ 75,000 $ 75,000 $ 74,000
Candler, Georgia 1 $ 75,000 $ 75,000 $ 150,000
Chattooga, Georgia 1 $ 85,000 $ 85,000 $ 62,000
Floyd, Georgia 1 $ 95,000 $ 95,000 $ 38,000
Grady, Georgia 1 $ 125,000 $ 125,000 $ 51,000
Jeff Davis, Georgia 1 $ 185,000 $ 185,000 $ 102,000
Lanier, Georgia 1 $ 75,000 $ 75,000 $ 78,000
Laurens, Georgia 1 $ 105,000 $ 105,000 $ 47,000
Liberty, Georgia 1 $ 175,000 $ 175,000 $ 141,000
Long, Georgia 1 $ 155,000 $ 155,000 $ 103,000
Mitchell, Georgia 1 $ 105,000 $ 105,000 $ 136,000
Morgan, Georgia 1 $ 125,000 $ 125,000 $ 91,000
Murray, Georgia 1 $ 45,000 $ 45,000 $ 27,000
Pierce, Georgia 1 $ 105,000 $ 105,000 $ 67,000
Screven, Georgia 1 $ 125,000 $ 125,000 $ 46,000
Seminole, Georgia 1 $ 125,000 $ 125,000 $ 66,000
Taylor, Georgia 1 $ 105,000 $ 105,000 $ 67,000
Telfair, Georgia 1 $ 105,000 $ 105,000 $ 39,000
Terrell, Georgia 1 $ 155,000 $ 155,000 $ 64,000
Treutlen, Georgia 1 $ 115,000 $ 115,000 $ 74,000
Washington, Georgia 1 $ 145,000 $ 145,000 $ 61,000
Wayne, Georgia 1 $ 105,000 $ 105,000 $ 43,000
Breckinridge, Kentucky 1 $ 105,000 $ 105,000 $ 81,000
Carroll, Kentucky 1 $ 125,000 $ 125,000 $ 46,000
Christian, Kentucky 1 $ 145,000 $ 145,000 $ 211,000
Clark, Kentucky 1 $ 85,000 $ 85,000 $ 75,000
Floyd, Kentucky 1 $ 65,000 $ 65,000 $ 65,000
Grant, Kentucky 1 $ 85,000 $ 85,000 $ 76,000
Grayson, Kentucky 1 $ 135,000 $ 135,000 $ 50,000
Letcher, Kentucky 1 $ 135,000 $ 135,000 $ 93,000
Lincoln, Kentucky 1 $ 65,000 $ 65,000 $ 36,000
Madison, Kentucky 1 $ 55,000 $ 55,000 $ 36,000
Marshall, Kentucky 1 $ 125,000 $ 125,000 $ 127,000
Meade, Kentucky 1 $ 45,000 $ 45,000 $ 29,000
Ohio, Kentucky 1 $ 205,000 $ 205,000 $ 182,000
Perry, Kentucky 1 $ 55,000 $ 55,000 $ 68,000
Rockcastle, Kentucky 1 $ 105,000 $ 105,000 $ 43,000
Warren, Kentucky 1 $ 85,000 $ 85,000 $ 288,000
Whitley, Kentucky 1 $ 95,000 $ 95,000 $ 58,000
Wolfe, Kentucky 1 $ 125,000 $ 125,000 $ 51,000
Ascension, Louisiana 1 $ 105,000 $ 105,000 $ 81,000
Avoyelles, Louisiana 1 $ 55,000 $ 55,000 $ 19,000
Catahoula, Louisiana 1 $ 65,000 $ 65,000 $ 36,000
Concordia, Louisiana 1 $ 125,000 $ 125,000 $ 63,000
East Baton Rouge, Louisiana 1 $ 75,000 $ 75,000 $ 26,000
Franklin, Louisiana 1 $ 55,000 $ 55,000 $ 33,000
Iberia, Louisiana 1 $ 55,000 $ 55,000 $ 55,000
Iberville, Louisiana 1 $ 95,000 $ 95,000 $ 97,000
Lafourche, Louisiana 1 $ 45,000 $ 45,000 $ 64,000
Madison, Louisiana 1 $ 65,000 $ 65,000 $ 37,000
Pointe Coupee, Louisiana 1 $ 105,000 $ 105,000 $ 51,000
Rapides, Louisiana 1 $ 125,000 $ 125,000 $ 48,000
Richland, Louisiana 1 $ 75,000 $ 75,000 $ 39,000
St. Charles, Louisiana 1 $ 55,000 $ 55,000 $ 27,000
Terrebonne, Louisiana 1 $ 105,000 $ 105,000 $ 89,000
Union, Louisiana 1 $ 145,000 $ 145,000 $ 187,000
Vermilion, Louisiana 1 $ 65,000 $ 65,000 $ 46,000
Adams, Mississippi 1 $ 65,000 $ 65,000 $ 145,000
Amite, Mississippi 1 $ 145,000 $ 145,000 $ 78,000
Calhoun, Mississippi 1 $ 95,000 $ 95,000 $ 97,000
Chickasaw, Mississippi 1 $ 75,000 $ 75,000 $ 86,000
Forrest, Mississippi 1 $ 65,000 $ 65,000 $ 39,000
George, Mississippi 1 $ 35,000 $ 35,000 $ 68,000
Greene, Mississippi 1 $ 105,000 $ 105,000 $ 57,000
Jackson, Mississippi 1 $ 65,000 $ 65,000 $ 80,000
Lafayette, Mississippi 1 $ 115,000 $ 115,000 $ 57,000
Lincoln, Mississippi 1 $ 75,000 $ 75,000 $ 49,000
Marshall, Mississippi 1 $ 125,000 $ 125,000 $ 85,000
Newton, Mississippi 1 $ 85,000 $ 85,000 $ 50,000
Noxubee, Mississippi 1 $ 175,000 $ 175,000 $ 76,000
Oktibbeha, Mississippi 1 $ 95,000 $ 95,000 $ 54,000
Pearl River, Mississippi 1 $ 125,000 $ 125,000 $ 71,000
Pike, Mississippi 1 $ 105,000 $ 105,000 $ 56,000
Pontotoc, Mississippi 1 $ 85,000 $ 85,000 $ 46,000
Quitman, Mississippi 1 $ 185,000 $ 185,000 $ 58,000
Scott, Mississippi 1 $ 115,000 $ 115,000 $ 65,000
Sharkey, Mississippi 1 $ 65,000 $ 65,000 $ 33,000
Smith, Mississippi 1 $ 65,000 $ 65,000 $ 25,000
Stone, Mississippi 1 $ 85,000 $ 85,000 $ 65,000
Sunflower, Mississippi 1 $ 135,000 $ 135,000 $ 68,000
Tate, Mississippi 1 $ 55,000 $ 55,000 $ 58,000
Walthall, Mississippi 1 $ 75,000 $ 75,000 $ 48,000
Washington, Mississippi 1 $ 85,000 $ 85,000 $ 50,000
Yalobusha, Mississippi 1 $ 125,000 $ 125,000 $ 50,000
Yazoo, Mississippi 1 $ 75,000 $ 75,000 $ 64,000
Brunswick, North Carolina 1 $ 75,000 $ 75,000 $ 80,000
Chatham, North Carolina 1 $ 125,000 $ 125,000 $ 142,000
Columbus, North Carolina 1 $ 185,000 $ 185,000 $ 93,000
Pamlico, North Carolina 1 $ 75,000 $ 75,000 $ 62,000
Pender, North Carolina 1 $ 75,000 $ 75,000 $ 49,000
Pitt, North Carolina 1 $ 125,000 $ 125,000 $ 110,000
Washington, North Carolina 1 $ 85,000 $ 85,000 $ 35,000
Adair, Oklahoma 1 $ 85,000 $ 85,000 $ 94,000
Cherokee, Oklahoma 1 $ 85,000 $ 85,000 $ 85,000
Choctaw, Oklahoma 1 $ 85,000 $ 85,000 $ 33,000
Comanche, Oklahoma 1 $ 125,000 $ 125,000 $ 55,000
Creek, Oklahoma 1 $ 85,000 $ 85,000 $ 55,000
Garvin, Oklahoma 1 $ 105,000 $ 105,000 $ 86,000
Grady, Oklahoma 1 $ 85,000 $ 85,000 $ 73,000
Johnston, Oklahoma 1 $ 55,000 $ 55,000 $ 158,000
Marshall, Oklahoma 1 $ 125,000 $ 125,000 $ 74,000
McClain, Oklahoma 1 $ 95,000 $ 95,000 $ 61,000
Murray, Oklahoma 1 $ 175,000 $ 175,000 $ 100,000
Pawnee, Oklahoma 1 $ 85,000 $ 85,000 $ 49,000
Pottawatomie, Oklahoma 1 $ 105,000 $ 105,000 $ 164,000
Pushmataha, Oklahoma 1 $ 105,000 $ 105,000 $ 72,000
Seminole, Oklahoma 1 $ 85,000 $ 85,000 $ 90,000
Sequoyah, Oklahoma 1 $ 85,000 $ 85,000 $ 128,000
Tillman, Oklahoma 1 $ 125,000 $ 125,000 $ 73,000
Tulsa, Oklahoma 1 $ 145,000 $ 145,000 $ 114,000
Calhoun, South Carolina 1 $ 125,000 $ 125,000 $ 78,000
Colleton, South Carolina 1 $ 55,000 $ 55,000 $ 51,000
Darlington, South Carolina 1 $ 125,000 $ 125,000 $ 61,000
Dorchester, South Carolina 1 $ 135,000 $ 135,000 $ 246,000
Lee, South Carolina 1 $ 65,000 $ 65,000 $ 29,000
Marion, South Carolina 1 $ 85,000 $ 85,000 $ 36,000
Oconee, South Carolina 1 $ 205,000 $ 205,000 $ 254,000
Sumter, South Carolina 1 $ 115,000 $ 115,000 $ 70,000
Blount, Tennessee 1 $ 235,000 $ 235,000 $ 90,000
Decatur, Tennessee 1 $ 105,000 $ 105,000 $ 44,000
Grainger, Tennessee 1 $ 65,000 $ 65,000 $ 43,000
Grundy, Tennessee 1 $ 125,000 $ 125,000 $ 101,000
Hardeman, Tennessee 1 $ 75,000 $ 75,000 $ 26,000
Hardin, Tennessee 1 $ 125,000 $ 125,000 $ 139,000
Lewis, Tennessee 1 $ 85,000 $ 85,000 $ 85,000
Lincoln, Tennessee 1 $ 125,000 $ 125,000 $ 70,000
McMinn, Tennessee 1 $ 95,000 $ 95,000 $ 39,000
Monroe, Tennessee 1 $ 275,000 $ 275,000 $ 95,000
Polk, Tennessee 1 $ 215,000 $ 215,000 $ 71,000
Sullivan, Tennessee 1 $ 125,000 $ 125,000 $ 132,000
Tipton, Tennessee 1 $ 185,000 $ 185,000 $ 66,000
Union, Tennessee 1 $ 95,000 $ 95,000 $ 36,000
Van Buren, Tennessee 1 $ 55,000 $ 55,000 $ 87,000
Warren, Tennessee 1 $ 205,000 $ 205,000 $ 142,000
Wilson, Tennessee 1 $ 105,000 $ 105,000 $ 153,000
Angelina, Texas 1 $ 135,000 $ 135,000 $ 129,000
Aransas, Texas 1 $ 85,000 $ 85,000 $ 145,000
Atascosa, Texas 1 $ 165,000 $ 165,000 $ 285,000
Bastrop, Texas 1 $ 135,000 $ 135,000 $ 105,000
Bell, Texas 1 $ 55,000 $ 55,000 $ 183,000
Bexar, Texas 1 $ 125,000 $ 125,000 $ 101,000
Bowie, Texas 1 $ 65,000 $ 65,000 $ 83,000
Brown, Texas 1 $ 95,000 $ 95,000 $ 185,000
Cherokee, Texas 1 $ 165,000 $ 165,000 $ 188,000
Fayette, Texas 1 $ 215,000 $ 215,000 $ 200,000
Fisher, Texas 1 $ 75,000 $ 75,000 $ 38,000
Freestone, Texas 1 $ 115,000 $ 115,000 $ 84,000
Goliad, Texas 1 $ 85,000 $ 85,000 $ 88,000
Gray, Texas 1 $ 105,000 $ 105,000 $ 120,000
Grayson, Texas 1 $ 95,000 $ 95,000 $ 89,000
Grimes, Texas 1 $ 95,000 $ 95,000 $ 46,000
Harrison, Texas 1 $ 95,000 $ 95,000 $ 31,000
Hays, Texas 1 $ 55,000 $ 55,000 $ 44,000
Henderson, Texas 1 $ 165,000 $ 165,000 $ 238,000
Houston, Texas 1 $ 105,000 $ 105,000 $ 92,000
Jack, Texas 1 $ 55,000 $ 55,000 $ 28,000
Karnes, Texas 1 $ 95,000 $ 95,000 $ 83,000
Lamar, Texas 1 $ 115,000 $ 115,000 $ 69,000
Lampasas, Texas 1 $ 115,000 $ 115,000 $ 109,000
Llano, Texas 1 $ 65,000 $ 65,000 $ 167,000
McMullen, Texas 1 $ 75,000 $ 75,000 $ 75,000
Medina, Texas 1 $ 135,000 $ 135,000 $ 67,000
Midland, Texas 1 $ 55,000 $ 55,000 $ 202,000
Milam, Texas 1 $ 105,000 $ 105,000 $ 43,000
Morris, Texas 1 $ 115,000 $ 115,000 $ 61,000
Nacogdoches, Texas 1 $ 95,000 $ 95,000 $ 96,000
Rains, Texas 1 $ 115,000 $ 115,000 $ 60,000
San Augustine, Texas 1 $ 55,000 $ 55,000 $ 225,000
San Jacinto, Texas 1 $ 75,000 $ 75,000 $ 43,000
San Patricio, Texas 1 $ 155,000 $ 155,000 $ 129,000
Travis, Texas 1 $ 155,000 $ 155,000 $ 72,000
Tyler, Texas 1 $ 225,000 $ 225,000 $ 112,000
Uvalde, Texas 1 $ 65,000 $ 65,000 $ 41,000
Victoria, Texas 1 $ 125,000 $ 125,000 $ 71,000
Walker, Texas 1 $ 235,000 $ 235,000 $ 128,000
Waller, Texas 1 $ 125,000 $ 125,000 $ 121,000
Washington, Texas 1 $ 75,000 $ 75,000 $ 107,000
Wood, Texas 1 $ 125,000 $ 125,000 $ 98,000

Mortgage Loan Application Detail Totals for Csl Financial, LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,333 $653,295,000 $122,000 $565,000 $79,000 $1,304,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Refinancing 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,232 $402,950,000 $124,000 $565,000 $82,000 $1,304,000
Black or African American 981 $114,275,000 $116,000 $405,000 $63,000 $517,000
Hispanic 627 $74,455,000 $118,000 $335,000 $79,000 $780,000
Not Provided 357 $45,015,000 $126,000 $325,000 $88,000 $500,000
American Indian or Alaskan Native 107 $12,975,000 $121,000 $325,000 $80,000 $310,000
Asian 25 $3,065,000 $122,000 $335,000 $98,000 $578,000
Native Hawaiian or Other Pacific Islander 4 $560,000 $140,000 $225,000 $110,000 $262,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,333 $653,295,000 $122,000 $565,000 $79,000 $1,304,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 3,006 $366,220,000 $121,000 $565,000 $67,000 $797,000
Application Withdrawn By Applicant 1,637 $209,235,000 $127,000 $475,000 $96,000 $1,304,000
Loan Originated 690 $77,840,000 $112,000 $395,000 $87,000 $1,019,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,327 $287,075,000 $123,000 $475,000 $93,000 $1,304,000
Credit History 1,867 $215,305,000 $115,000 $405,000 $69,000 $797,000
Debt-To-Income Ratio 1,021 $136,715,000 $133,000 $445,000 $62,000 $648,000
Employment History 35 $4,715,000 $134,000 $255,000 $81,000 $237,000
Unverifiable Information 35 $3,735,000 $106,000 $225,000 $81,000 $780,000
Collateral 18 $2,510,000 $139,000 $565,000 $78,000 $200,000
Other 17 $1,615,000 $95,000 $175,000 $50,000 $90,000
Credit Application Incomplete 10 $1,350,000 $135,000 $315,000 $75,000 $147,000
Insufficient Cash (Downpayment, Closing Cost) 3 $275,000 $91,000 $115,000 $123,000 $175,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Csl Financial, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Csl Financial, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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