Cornerstone First Mortgage, LLC Mortgage Lending & HMDA Data, 2025
In 2025, Cornerstone First Mortgage, LLC of San Diego, CA reported 10,748 mortgage applications totaling $4.2 billion, up 90% from 2024. The average application was for $395,173, and applicants reported an average income of $204,434. 69% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Orlando-Kissimmee-Sanford, FL (467), Dayton-Springfield-Kettering, OH (460) and Miami-Miami Beach-Kendall, FL (396) (applications in parentheses).
| Mortgage Company & Address | Cornerstone First Mortgage, LLC 2655 Camino Del Rio N #450 San Diego, CA 92108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2017 2015 |
| Total Number of Mortgage Applications | 10,748 |
| Total Mortgage Loan Application Amount | $4,247,330,000 |
| Average Mortgage Loan Application Amount | $395,173 |
| Highest Mortgage Loan Application Amount | $6,015,000 |
| Average Applicant Income | $204,434 |
| Highest Applicant Income | $9,619,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cornerstone First Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 945 | $ 322,045,000 | $ 340,788 | $ 220,049 |
| Orlando-Kissimmee-Sanford, FL | 467 | $ 161,715,000 | $ 346,284 | $ 139,000 |
| Dayton-Springfield-Kettering, OH | 460 | $ 96,110,000 | $ 208,934 | $ 103,000 |
| Miami-Miami Beach-Kendall, FL | 396 | $ 186,980,000 | $ 472,171 | $ 294,000 |
| Tampa, FL | 334 | $ 88,280,000 | $ 264,311 | $ 109,000 |
| San Diego-Carlsbad, CA | 329 | $ 230,005,000 | $ 699,103 | $ 319,000 |
| Phoenix-Mesa-Scottsdale, AZ | 328 | $ 158,890,000 | $ 484,420 | $ 209,000 |
| Tacoma-Lakewood, WA | 293 | $ 107,565,000 | $ 367,116 | $ 138,000 |
| Atlanta-Sandy Springs-Roswell, GA | 231 | $ 74,595,000 | $ 322,922 | $ 155,000 |
| Lakewood-New Brunswick, NJ | 195 | $ 106,425,000 | $ 545,769 | $ 227,000 |
| Newark, NJ-PA | 185 | $ 98,095,000 | $ 530,243 | $ 225,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 179 | $ 82,255,000 | $ 459,525 | $ 197,094 |
| Warren-Troy-Farmington Hills, MI | 177 | $ 53,145,000 | $ 300,254 | $ 130,000 |
| Dallas-Plano-Irving, TX | 176 | $ 74,520,000 | $ 423,409 | $ 215,000 |
| Bremerton-Silverdale, WA | 171 | $ 71,515,000 | $ 418,216 | $ 138,000 |
| Houston-The Woodlands-Sugar Land, TX | 169 | $ 70,295,000 | $ 415,946 | $ 242,000 |
| Chicago-Naperville, IL | 161 | $ 43,605,000 | $ 270,838 | $ 116,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 159 | $ 63,505,000 | $ 399,402 | $ 201,000 |
| Lakeland-Winter Haven, FL | 154 | $ 37,360,000 | $ 242,597 | $ 62,000 |
| North Port-Sarasota-Bradenton, FL | 148 | $ 48,430,000 | $ 327,229 | $ 116,000 |
| Oakland-Hayward-Berkeley, CA | 138 | $ 132,470,000 | $ 959,927 | $ 515,000 |
| Seattle-Bellevue-Everett, WA | 125 | $ 61,055,000 | $ 488,440 | $ 181,000 |
| New York-Jersey City-White Plains, NY-NJ | 118 | $ 72,990,000 | $ 618,559 | $ 198,364 |
| Cincinnati, OH-KY-IN | 112 | $ 27,110,000 | $ 242,053 | $ 103,169 |
| Riverside-San Bernardino-Ontario, CA | 100 | $ 50,740,000 | $ 507,400 | $ 248,000 |
| Daphne-Fairhope-Foley, AL | 94 | $ 44,230,000 | $ 470,531 | $ 266,000 |
| Birmingham-Hoover, AL | 91 | $ 19,665,000 | $ 216,098 | $ 96,000 |
| Cape Coral-Fort Myers, FL | 90 | $ 31,880,000 | $ 354,222 | $ 97,000 |
| Fort Worth-Arlington, TX | 82 | $ 26,230,000 | $ 319,878 | $ 234,000 |
| Los Angeles-Long Beach-Glendale, CA | 80 | $ 75,460,000 | $ 943,250 | $ 583,000 |
| Milwaukee-Waukesha-West Allis, WI | 79 | $ 19,315,000 | $ 244,493 | $ 96,000 |
| Port St. Lucie, FL | 78 | $ 32,570,000 | $ 417,564 | $ 192,000 |
| Detroit-Dearborn-Livonia, MI | 77 | $ 15,145,000 | $ 196,688 | $ 84,000 |
| St. Petersburg-Clearwater-Largo, FL | 75 | $ 37,255,000 | $ 496,733 | $ 209,000 |
| Memphis, TN-MS-AR | 74 | $ 20,640,000 | $ 278,918 | $ 115,256 |
| Oklahoma City, OK | 69 | $ 18,435,000 | $ 267,173 | $ 170,000 |
| Kennewick-Richland, WA | 68 | $ 21,450,000 | $ 315,441 | $ 139,000 |
| Kansas City, MO-KS | 67 | $ 33,195,000 | $ 495,447 | $ 282,208 |
| Arlington-Alexandria-Reston, VA-WV | 59 | $ 41,555,000 | $ 704,322 | $ 470,000 |
| Ocala, FL | 59 | $ 12,905,000 | $ 218,728 | $ 84,000 |
| Charlotte-Concord-Gastonia, NC-SC | 58 | $ 20,280,000 | $ 349,655 | $ 265,793 |
| Deltona-Daytona Beach-Ormond Beach, FL | 55 | $ 12,695,000 | $ 230,818 | $ 103,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 54 | $ 35,110,000 | $ 650,185 | $ 239,000 |
| Charleston, WV | 53 | $ 10,055,000 | $ 189,716 | $ 103,000 |
| Olympia-Tumwater, WA | 53 | $ 17,455,000 | $ 329,339 | $ 119,000 |
| St. Louis, MO-IL | 52 | $ 12,090,000 | $ 232,500 | $ 111,711 |
| Baton Rouge, LA | 51 | $ 10,165,000 | $ 199,313 | $ 61,000 |
| Everett, WA | 51 | $ 19,405,000 | $ 380,490 | $ 143,000 |
| Marietta, GA | 51 | $ 19,955,000 | $ 391,274 | $ 175,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 51 | $ 16,775,000 | $ 328,921 | $ 115,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 50 | $ 14,360,000 | $ 287,200 | $ 143,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 50 | $ 23,970,000 | $ 479,400 | $ 330,000 |
| Cleveland, OH | 48 | $ 11,800,000 | $ 245,833 | $ 82,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 47 | $ 20,625,000 | $ 438,829 | $ 315,000 |
| Portland-South Portland, ME | 46 | $ 18,000,000 | $ 391,304 | $ 148,000 |
| Camden, NJ | 45 | $ 14,945,000 | $ 332,111 | $ 132,000 |
| Sheboygan, WI | 45 | $ 9,045,000 | $ 201,000 | $ 82,000 |
| Spokane-Spokane Valley, WA | 45 | $ 12,795,000 | $ 284,333 | $ 114,000 |
| Baltimore-Columbia-Towson, MD | 43 | $ 20,145,000 | $ 468,488 | $ 214,000 |
| Greenville-Anderson-Mauldin, SC | 43 | $ 12,665,000 | $ 294,534 | $ 152,000 |
| Anaheim-Santa Ana-Irvine, CA | 41 | $ 48,205,000 | $ 1,175,731 | $ 895,000 |
| Jacksonville, FL | 40 | $ 24,420,000 | $ 610,500 | $ 420,000 |
| Provo-Orem, UT | 40 | $ 18,560,000 | $ 464,000 | $ 180,000 |
| Salt Lake City, UT | 40 | $ 17,260,000 | $ 431,500 | $ 209,000 |
| Augusta-Richmond County, GA-SC | 38 | $ 7,850,000 | $ 206,578 | $ 41,000 |
| Punta Gorda, FL | 37 | $ 9,775,000 | $ 264,189 | $ 211,000 |
| Akron, OH | 36 | $ 10,030,000 | $ 278,611 | $ 173,000 |
| Richmond, VA | 36 | $ 15,050,000 | $ 418,055 | $ 172,000 |
| San Antonio-New Braunfels, TX | 35 | $ 11,695,000 | $ 334,142 | $ 201,000 |
| Elgin, IL | 34 | $ 11,040,000 | $ 324,705 | $ 150,000 |
| Philadelphia, PA | 34 | $ 9,380,000 | $ 275,882 | $ 63,000 |
| New Orleans-Metairie, LA | 32 | $ 6,700,000 | $ 209,375 | $ 82,000 |
| Las Vegas-Henderson-Paradise, NV | 31 | $ 13,695,000 | $ 441,774 | $ 170,000 |
| Wilmington, NC | 31 | $ 19,745,000 | $ 636,935 | $ 511,000 |
| Redding, CA | 30 | $ 10,020,000 | $ 334,000 | $ 125,000 |
| Springfield, OH | 30 | $ 5,990,000 | $ 199,666 | $ 99,000 |
| Brunswick, GA | 28 | $ 6,260,000 | $ 223,571 | $ 116,000 |
| El Centro, CA | 28 | $ 7,320,000 | $ 261,428 | $ 110,000 |
| Indianapolis-Carmel-Anderson, IN | 28 | $ 10,960,000 | $ 391,428 | $ 254,000 |
| Wilmington, DE-MD-NJ | 28 | $ 7,570,000 | $ 270,357 | $ 90,214 |
| Denver-Aurora-Lakewood, CO | 27 | $ 14,185,000 | $ 525,370 | $ 350,000 |
| Santa Cruz-Watsonville, CA | 27 | $ 22,205,000 | $ 822,407 | $ 436,000 |
| Columbus, OH | 26 | $ 7,790,000 | $ 299,615 | $ 252,000 |
| San Francisco-Redwood City-South San Francisco, CA | 26 | $ 26,010,000 | $ 1,000,384 | $ 405,000 |
| Austin-Round Rock, TX | 25 | $ 9,745,000 | $ 389,800 | $ 165,000 |
| Montgomery County-Bucks County-Chester County, PA | 25 | $ 13,105,000 | $ 524,200 | $ 245,000 |
| Des Moines-West Des Moines, IA | 24 | $ 7,730,000 | $ 322,083 | $ 119,000 |
| Abilene, TX | 23 | $ 4,065,000 | $ 176,739 | $ 71,000 |
| Corpus Christi, TX | 23 | $ 7,055,000 | $ 306,739 | $ 220,000 |
| Washington-Baltimore-Arlington, DC | 23 | $ 8,805,000 | $ 382,826 | $ 124,000 |
| Bozeman, MT | 22 | $ 10,620,000 | $ 482,727 | $ 174,000 |
| Clarksville, TN-KY | 22 | $ 5,460,000 | $ 248,181 | $ 2,483,045 |
| Jackson, MS | 22 | $ 3,440,000 | $ 156,363 | $ 173,000 |
| Reno, NV | 22 | $ 6,280,000 | $ 285,454 | $ 108,000 |
| Providence-Warwick, RI-MA | 21 | $ 10,225,000 | $ 486,904 | $ 160,666 |
| Allentown-Bethlehem-Easton, PA-NJ | 20 | $ 6,880,000 | $ 344,000 | $ 183,000 |
| Fresno, CA | 20 | $ 6,820,000 | $ 341,000 | $ 191,000 |
| Stockton-Lodi, CA | 20 | $ 8,380,000 | $ 419,000 | $ 123,000 |
| Urban Honolulu, HI | 19 | $ 21,345,000 | $ 1,123,421 | $ 476,000 |
| Washington, DC-MD | 19 | $ 6,235,000 | $ 328,157 | $ 122,789 |
| Lake County-Porter County-Jasper County, IN | 18 | $ 4,050,000 | $ 225,000 | $ 112,000 |
| Flint, MI | 17 | $ 4,015,000 | $ 236,176 | $ 93,000 |
| Gainesville, GA | 17 | $ 5,275,000 | $ 310,294 | $ 120,000 |
| Grand Rapids-Wyoming, MI | 17 | $ 4,115,000 | $ 242,058 | $ 98,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 17 | $ 22,515,000 | $ 1,324,411 | $ 504,000 |
| Boston, MA | 16 | $ 10,350,000 | $ 646,875 | $ 158,000 |
| Cambridge-Newton-Framingham, MA | 16 | $ 6,280,000 | $ 392,500 | $ 106,000 |
| Colorado Springs, CO | 16 | $ 6,440,000 | $ 402,500 | $ 164,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 16 | $ 8,140,000 | $ 508,750 | $ 382,000 |
| Salem, OR | 16 | $ 6,220,000 | $ 388,750 | $ 152,000 |
| Athens-Clarke County, GA | 15 | $ 3,615,000 | $ 241,000 | $ 88,000 |
| Lake Havasu City-Kingman, AZ | 15 | $ 4,965,000 | $ 331,000 | $ 116,000 |
| Slidell-Mandeville-Covington, LA | 15 | $ 3,855,000 | $ 257,000 | $ 119,000 |
| Trenton, NJ | 15 | $ 5,945,000 | $ 396,333 | $ 111,000 |
| Tucson, AZ | 15 | $ 6,035,000 | $ 402,333 | $ 349,000 |
| Wichita, KS | 15 | $ 4,205,000 | $ 280,333 | $ 96,000 |
| Naples-Immokalee-Marco Island, FL | 14 | $ 6,340,000 | $ 452,857 | $ 632,000 |
| Homosassa Springs, FL | 13 | $ 2,905,000 | $ 223,461 | $ 62,000 |
| Knoxville, TN | 13 | $ 4,585,000 | $ 352,692 | $ 151,000 |
| Paducah, KY-IL | 13 | $ 1,645,000 | $ 126,538 | $ 227,000 |
| Pensacola-Ferry Pass-Brent, FL | 13 | $ 6,015,000 | $ 462,692 | $ 825,000 |
| Prescott Valley-Prescott, AZ | 13 | $ 5,185,000 | $ 398,846 | $ 149,000 |
| Vallejo-Fairfield, CA | 13 | $ 7,095,000 | $ 545,769 | $ 300,000 |
| Erie, PA | 12 | $ 2,940,000 | $ 245,000 | $ 82,000 |
| Lafayette, LA | 12 | $ 2,330,000 | $ 194,166 | $ 79,000 |
| Longview, WA | 12 | $ 2,770,000 | $ 230,833 | $ 97,000 |
| Pittsburgh, PA | 12 | $ 3,660,000 | $ 305,000 | $ 138,000 |
| Yakima, WA | 12 | $ 3,010,000 | $ 250,833 | $ 85,000 |
| Atlantic City-Hammonton, NJ | 11 | $ 4,955,000 | $ 450,454 | $ 762,000 |
| Bridgeport-Stamford-Norwalk, CT | 11 | $ 14,355,000 | $ 1,305,000 | $ 928,000 |
| Lake County-Kenosha County, IL-WI | 11 | $ 2,985,000 | $ 271,363 | $ 90,000 |
| Mobile, AL | 11 | $ 3,195,000 | $ 290,454 | $ 141,000 |
| Morristown, TN | 11 | $ 2,685,000 | $ 244,090 | $ 16,000 |
| Ogden-Clearfield, UT | 11 | $ 4,805,000 | $ 436,818 | $ 336,000 |
| Palm Bay-Melbourne-Titusville, FL | 11 | $ 4,355,000 | $ 395,909 | $ 243,000 |
| Panama City, FL | 11 | $ 4,795,000 | $ 435,909 | $ 215,000 |
| Racine, WI | 11 | $ 2,915,000 | $ 265,000 | $ 104,000 |
| Boise City, ID | 10 | $ 5,800,000 | $ 580,000 | $ 333,000 |
| Harrisburg-Carlisle, PA | 10 | $ 3,530,000 | $ 353,000 | $ 182,000 |
| Harrisonburg, VA | 10 | $ 4,630,000 | $ 463,000 | $ 1,195,000 |
| Lansing-East Lansing, MI | 10 | $ 3,650,000 | $ 365,000 | $ 128,000 |
| Lewiston-Auburn, ME | 10 | $ 2,720,000 | $ 272,000 | $ 109,000 |
| Raleigh, NC | 10 | $ 4,740,000 | $ 474,000 | $ 448,000 |
| Rockford, IL | 10 | $ 1,640,000 | $ 164,000 | $ 88,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 10 | $ 1,940,000 | $ 194,000 | $ 55,000 |
| Ann Arbor, MI | 9 | $ 3,065,000 | $ 340,555 | $ 189,000 |
| Appleton, WI | 9 | $ 2,015,000 | $ 223,888 | $ 105,000 |
| Columbia, SC | 9 | $ 2,595,000 | $ 288,333 | $ 93,000 |
| Crestview-Fort Walton Beach-Destin, FL | 9 | $ 6,195,000 | $ 688,333 | $ 275,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 9 | $ 4,675,000 | $ 519,444 | $ 250,000 |
| Hammond, LA | 9 | $ 1,425,000 | $ 158,333 | $ 65,000 |
| Huntsville, AL | 9 | $ 2,655,000 | $ 295,000 | $ 113,000 |
| Janesville-Beloit, WI | 9 | $ 2,375,000 | $ 263,888 | $ 88,000 |
| Rome, GA | 9 | $ 2,135,000 | $ 237,222 | $ 91,000 |
| Sebastian-Vero Beach, FL | 9 | $ 2,725,000 | $ 302,777 | $ 116,000 |
| Asheville, NC | 8 | $ 2,950,000 | $ 368,750 | $ 363,000 |
| Huntington-Ashland, WV-KY-OH | 8 | $ 1,530,000 | $ 191,250 | $ 120,500 |
| Nassau County-Suffolk County, NY | 8 | $ 9,800,000 | $ 1,225,000 | $ 528,000 |
| Waco, TX | 8 | $ 2,040,000 | $ 255,000 | $ 255,000 |
| Worcester, MA-CT | 8 | $ 3,430,000 | $ 428,750 | $ 187,000 |
| Flagstaff, AZ | 7 | $ 5,785,000 | $ 826,428 | $ 173,000 |
| Hanford-Corcoran, CA | 7 | $ 2,035,000 | $ 290,714 | $ 143,000 |
| Modesto, CA | 7 | $ 2,395,000 | $ 342,142 | $ 112,000 |
| Oshkosh-Neenah, WI | 7 | $ 2,025,000 | $ 289,285 | $ 114,000 |
| Sherman-Denison, TX | 7 | $ 2,785,000 | $ 397,857 | $ 162,000 |
| St. George, UT | 7 | $ 8,135,000 | $ 1,162,142 | $ 813,000 |
| Tulsa, OK | 7 | $ 2,005,000 | $ 286,428 | $ 82,000 |
| Wildwood-The Villages, FL | 7 | $ 2,415,000 | $ 345,000 | $ 139,000 |
| Yuma, AZ | 7 | $ 3,105,000 | $ 443,571 | $ 199,000 |
| Barnstable Town, MA | 6 | $ 2,130,000 | $ 355,000 | $ 285,000 |
| Brownsville-Harlingen, TX | 6 | $ 1,570,000 | $ 261,666 | $ 166,000 |
| Chattanooga, TN-GA | 6 | $ 2,080,000 | $ 346,666 | $ 226,000 |
| Davenport-Moline-Rock Island, IA-IL | 6 | $ 1,500,000 | $ 250,000 | $ 107,166 |
| Fayetteville, NC | 6 | $ 1,770,000 | $ 295,000 | $ 105,000 |
| Greensboro-High Point, NC | 6 | $ 1,930,000 | $ 321,666 | $ 43,000 |
| Killeen-Temple, TX | 6 | $ 1,750,000 | $ 291,666 | $ 379,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 3,660,000 | $ 610,000 | $ 218,000 |
| Peoria, IL | 6 | $ 1,550,000 | $ 258,333 | $ 87,000 |
| Sierra Vista-Douglas, AZ | 6 | $ 1,370,000 | $ 228,333 | $ 73,000 |
| Tallahassee, FL | 6 | $ 1,400,000 | $ 233,333 | $ 153,000 |
| Anchorage, AK | 5 | $ 1,765,000 | $ 353,000 | $ 129,000 |
| Bellingham, WA | 5 | $ 1,445,000 | $ 289,000 | $ 131,000 |
| Charleston-North Charleston, SC | 5 | $ 1,645,000 | $ 329,000 | $ 320,000 |
| Durham-Chapel Hill, NC | 5 | $ 1,745,000 | $ 349,000 | $ 89,000 |
| Gulfport-Biloxi-Pascagoula, MS | 5 | $ 895,000 | $ 179,000 | $ 269,000 |
| Hartford-West Hartford-East Hartford, CT | 5 | $ 2,075,000 | $ 415,000 | $ 130,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 6,405,000 | $ 1,281,000 | $ 2,464,000 |
| Jacksonville, NC | 5 | $ 2,515,000 | $ 503,000 | $ 89,000 |
| McAllen-Edinburg-Mission, TX | 5 | $ 915,000 | $ 183,000 | $ 138,000 |
| Monroe, MI | 5 | $ 1,305,000 | $ 261,000 | $ 86,000 |
| Montgomery, AL | 5 | $ 845,000 | $ 169,000 | $ 75,000 |
| Mount Vernon-Anacortes, WA | 5 | $ 1,515,000 | $ 303,000 | $ 64,000 |
| New Haven-Milford, CT | 5 | $ 1,775,000 | $ 355,000 | $ 181,000 |
| Norwich-New London, CT | 5 | $ 1,215,000 | $ 243,000 | $ 99,000 |
| Reading, PA | 5 | $ 1,325,000 | $ 265,000 | $ 104,000 |
| Salinas, CA | 5 | $ 3,155,000 | $ 631,000 | $ 394,000 |
| Savannah, GA | 5 | $ 1,815,000 | $ 363,000 | $ 123,000 |
| Sebring, FL | 5 | $ 925,000 | $ 185,000 | $ 77,000 |
| Springfield, MA | 5 | $ 1,305,000 | $ 261,000 | $ 110,000 |
| Walla Walla, WA | 5 | $ 1,345,000 | $ 269,000 | $ 131,000 |
| Wenatchee, WA | 5 | $ 2,035,000 | $ 407,000 | $ 213,000 |
| York-Hanover, PA | 5 | $ 1,645,000 | $ 329,000 | $ 120,000 |
| Albuquerque, NM | 4 | $ 1,020,000 | $ 255,000 | $ 235,000 |
| Bay City, MI | 4 | $ 1,320,000 | $ 330,000 | $ 385,000 |
| Bend-Redmond, OR | 4 | $ 1,810,000 | $ 452,500 | $ 117,000 |
| Billings, MT | 4 | $ 1,490,000 | $ 372,500 | $ 108,000 |
| Burlington-South Burlington, VT | 4 | $ 1,110,000 | $ 277,500 | $ 89,000 |
| Charlottesville, VA | 4 | $ 1,150,000 | $ 287,500 | $ 332,000 |
| El Paso, TX | 4 | $ 730,000 | $ 182,500 | $ 183,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 860,000 | $ 215,000 | $ 211,250 |
| Jackson, MI | 4 | $ 1,760,000 | $ 440,000 | $ 110,000 |
| Jackson, TN | 4 | $ 950,000 | $ 237,500 | $ 91,000 |
| Kenosha, WI | 4 | $ 860,000 | $ 215,000 | $ 127,000 |
| Las Cruces, NM | 4 | $ 1,220,000 | $ 305,000 | $ 160,000 |
| Lynchburg, VA | 4 | $ 910,000 | $ 227,500 | $ 102,000 |
| Macon-Bibb County, GA | 4 | $ 1,100,000 | $ 275,000 | $ 713,000 |
| Merced, CA | 4 | $ 1,530,000 | $ 382,500 | $ 103,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 4 | $ 1,760,000 | $ 440,000 | $ 147,000 |
| San Rafael, CA | 4 | $ 3,080,000 | $ 770,000 | $ 345,000 |
| Santa Rosa, CA | 4 | $ 2,610,000 | $ 652,500 | $ 270,000 |
| Springfield, MO | 4 | $ 1,370,000 | $ 342,500 | $ 187,000 |
| Traverse City, MI | 4 | $ 2,500,000 | $ 625,000 | $ 212,000 |
| Visalia-Porterville, CA | 4 | $ 1,180,000 | $ 295,000 | $ 138,000 |
| Wichita Falls, TX | 4 | $ 800,000 | $ 200,000 | $ 115,000 |
| Bakersfield, CA | 3 | $ 645,000 | $ 215,000 | $ 119,000 |
| Bangor, ME | 3 | $ 735,000 | $ 245,000 | $ 122,000 |
| Beaumont-Port Arthur, TX | 3 | $ 1,305,000 | $ 435,000 | $ 116,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 3 | $ 415,000 | $ 138,333 | $ 622,000 |
| Dover, DE | 3 | $ 825,000 | $ 275,000 | $ 74,000 |
| Elkhart-Goshen, IN | 3 | $ 835,000 | $ 278,333 | $ 111,000 |
| Evansville, IN-KY | 3 | $ 685,000 | $ 228,333 | $ 94,000 |
| Fort Collins, CO | 3 | $ 2,375,000 | $ 791,666 | $ 263,000 |
| Jonesboro, AR | 3 | $ 525,000 | $ 175,000 | $ 129,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 3 | $ 2,055,000 | $ 685,000 | $ 1,523,000 |
| Lake Charles, LA | 3 | $ 195,000 | $ 65,000 | $ 30,000 |
| Lancaster, PA | 3 | $ 1,255,000 | $ 418,333 | $ 117,000 |
| Lawton, OK | 3 | $ 745,000 | $ 248,333 | $ 79,000 |
| Lima, OH | 3 | $ 525,000 | $ 175,000 | $ 51,000 |
| Longview, TX | 3 | $ 655,000 | $ 218,333 | $ 66,000 |
| Lubbock, TX | 3 | $ 455,000 | $ 151,666 | $ 135,000 |
| Manchester-Nashua, NH | 3 | $ 605,000 | $ 201,666 | $ 91,000 |
| Midland, MI | 3 | $ 605,000 | $ 201,666 | $ 105,000 |
| Monroe, LA | 3 | $ 445,000 | $ 148,333 | $ 209,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 965,000 | $ 321,666 | $ 154,000 |
| Pinehurst-Southern Pines, NC | 3 | $ 3,485,000 | $ 1,161,666 | $ 2,826,000 |
| Pueblo, CO | 3 | $ 1,125,000 | $ 375,000 | $ 196,000 |
| Rockingham County-Strafford County, NH | 3 | $ 2,625,000 | $ 875,000 | $ 839,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 1,795,000 | $ 598,333 | $ 1,226,000 |
| Toledo, OH | 3 | $ 795,000 | $ 265,000 | $ 113,000 |
| Topeka, KS | 3 | $ 695,000 | $ 231,666 | $ 144,000 |
| Albany, OR | 2 | $ 870,000 | $ 435,000 | $ 423,000 |
| Beckley, WV | 2 | $ 280,000 | $ 140,000 | $ 52,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 630,000 | $ 315,000 | $ 109,000 |
| Boulder, CO | 2 | $ 3,230,000 | $ 1,615,000 | $ 726,000 |
| Chico, CA | 2 | $ 910,000 | $ 455,000 | $ 142,000 |
| College Station-Bryan, TX | 2 | $ 650,000 | $ 325,000 | $ 94,000 |
| Columbus, GA-AL | 2 | $ 600,000 | $ 300,000 | $ 98,000 |
| Eau Claire, WI | 2 | $ 1,440,000 | $ 720,000 | $ 179,000 |
| Eugene, OR | 2 | $ 830,000 | $ 415,000 | $ 451,000 |
| Fargo, ND-MN | 2 | $ 1,010,000 | $ 505,000 | $ 234,000 |
| Farmington, NM | 2 | $ 870,000 | $ 435,000 | $ 172,000 |
| Fort Wayne, IN | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Gainesville, FL | 2 | $ 670,000 | $ 335,000 | $ 119,000 |
| Great Falls, MT | 2 | $ 450,000 | $ 225,000 | $ 120,000 |
| Green Bay, WI | 2 | $ 790,000 | $ 395,000 | $ 317,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 490,000 | $ 245,000 | $ 54,000 |
| Hinesville, GA | 2 | $ 480,000 | $ 240,000 | $ 71,000 |
| Idaho Falls, ID | 2 | $ 460,000 | $ 230,000 | $ 59,000 |
| Jefferson City, MO | 2 | $ 300,000 | $ 150,000 | $ 12,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 500,000 | $ 250,000 | $ 101,000 |
| Kokomo, IN | 2 | $ 300,000 | $ 150,000 | $ 133,000 |
| Lewiston, ID-WA | 2 | $ 300,000 | $ 150,000 | $ 83,000 |
| Madison, WI | 2 | $ 550,000 | $ 275,000 | $ 94,000 |
| Mansfield, OH | 2 | $ 320,000 | $ 160,000 | $ 59,000 |
| Napa, CA | 2 | $ 1,520,000 | $ 760,000 | $ 330,000 |
| Pocatello, ID | 2 | $ 710,000 | $ 355,000 | $ 66,000 |
| Rapid City, SD | 2 | $ 610,000 | $ 305,000 | $ 92,000 |
| Roanoke, VA | 2 | $ 510,000 | $ 255,000 | $ 86,000 |
| San Juan-Carolina-Caguas, PR | 2 | $ 590,000 | $ 295,000 | $ 278,000 |
| Spartanburg, SC | 2 | $ 260,000 | $ 130,000 | $ 77,000 |
| Terre Haute, IN | 2 | $ 250,000 | $ 125,000 | $ 65,000 |
| Vineland-Bridgeton, NJ | 2 | $ 290,000 | $ 145,000 | $ 20,000 |
| Warner Robins, GA | 2 | $ 660,000 | $ 330,000 | $ 194,000 |
| Wheeling, WV-OH | 2 | $ 830,000 | $ 415,000 | $ 152,000 |
| Winchester, VA-WV | 2 | $ 1,190,000 | $ 595,000 | $ 230,000 |
| Winston-Salem, NC | 2 | $ 380,000 | $ 190,000 | $ 126,000 |
| Amarillo, TX | 1 | $ 455,000 | $ 455,000 | $ 439,000 |
| Ames, IA | 1 | $ 225,000 | $ 225,000 | $ 126,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 395,000 | $ 395,000 | $ 139,000 |
| Bismarck, ND | 1 | $ 535,000 | $ 535,000 | $ 129,000 |
| Bloomington, IL | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Carson City, NV | 1 | $ 515,000 | $ 515,000 | $ 325,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 415,000 | $ 415,000 | $ 105,000 |
| Champaign-Urbana, IL | 1 | $ 155,000 | $ 155,000 | $ 300,000 |
| Coeur D'Alene, ID | 1 | $ 565,000 | $ 565,000 | $ 160,000 |
| Corvallis, OR | 1 | $ 355,000 | $ 355,000 | $ 284,000 |
| Dalton, GA | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Decatur, AL | 1 | $ 285,000 | $ 285,000 | $ 124,000 |
| Duluth, MN-WI | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Fond Du Lac, WI | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Gettysburg, PA | 1 | $ 705,000 | $ 705,000 | $ 340,000 |
| Goldsboro, NC | 1 | $ 365,000 | $ 365,000 | $ 135,000 |
| Grants Pass, OR | 1 | $ 385,000 | $ 385,000 | $ 56,000 |
| Joplin, MO | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 845,000 | $ 845,000 | $ 3,955,000 |
| Lafayette-West Lafayette, IN | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Lawrence, KS | 1 | $ 105,000 | $ 105,000 | $ 210,000 |
| Lexington Park, MD | 1 | $ 545,000 | $ 545,000 | $ 207,000 |
| Lexington-Fayette, KY | 1 | $ 655,000 | $ 655,000 | $ 330,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 305,000 | $ 305,000 | $ 293,000 |
| Manhattan, KS | 1 | $ 195,000 | $ 195,000 | $ 138,000 |
| Muncie, IN | 1 | $ 215,000 | $ 215,000 | $ 125,000 |
| Muskegon, MI | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Odessa, TX | 1 | $ 305,000 | $ 305,000 | $ 221,000 |
| Rocky Mount, NC | 1 | $ 345,000 | $ 345,000 | $ 94,000 |
| Sandusky, OH | 1 | $ 225,000 | $ 225,000 | $ 170,000 |
| Santa Fe, NM | 1 | $ 475,000 | $ 475,000 | $ 199,000 |
| St. Joseph, MO-KS | 1 | $ 605,000 | $ 605,000 | $ 161,000 |
| Staunton-Waynesboro, VA | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Texarkana, TX-AR | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Twin Falls, ID | 1 | $ 425,000 | $ 425,000 | $ 171,000 |
| Tyler, TX | 1 | $ 2,025,000 | $ 2,025,000 | $ 2,177,000 |
| Valdosta, GA | 1 | $ 285,000 | $ 285,000 | $ 144,000 |
| Williamsport, PA | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Cornerstone First Mortgage, LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,178 | $3,105,850,000 | $379,000 | $4,405,000 | $172,000 | $9,086,000 |
| Refinancing | 1,778 | $829,660,000 | $466,000 | $6,015,000 | $300,000 | $8,065,000 |
| Cash-out Refinancing | 791 | $311,125,000 | $393,000 | $5,965,000 | $325,000 | $9,619,000 |
| Home Improvement | 1 | $695,000 | $695,000 | $695,000 | $168,000 | $168,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,238 | $2,125,400,000 | $405,000 | $6,015,000 | $216,000 | $9,619,000 |
| Hispanic | 2,684 | $938,740,000 | $349,000 | $4,325,000 | $148,000 | $6,586,000 |
| Not Provided | 1,016 | $455,920,000 | $448,000 | $5,205,000 | $247,000 | $6,600,000 |
| Black or African American | 986 | $335,380,000 | $340,000 | $2,345,000 | $152,000 | $4,990,000 |
| Asian | 684 | $339,560,000 | $496,000 | $3,465,000 | $307,000 | $4,155,000 |
| American Indian or Alaskan Native | 89 | $35,485,000 | $398,000 | $4,005,000 | $283,000 | $8,614,000 |
| Native Hawaiian or Other Pacific Islander | 51 | $16,845,000 | $330,000 | $665,000 | $119,000 | $232,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,460 | $3,054,890,000 | $409,000 | $6,015,000 | $243,000 | $9,619,000 |
| FHA-insured (Federal Housing Administration) | 2,419 | $832,565,000 | $344,000 | $1,235,000 | $108,000 | $831,000 |
| VA-guaranteed (Veterans Administration) | 792 | $341,700,000 | $431,000 | $2,685,000 | $121,000 | $590,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 77 | $18,175,000 | $236,000 | $505,000 | $83,000 | $155,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,401 | $2,905,315,000 | $392,000 | $4,405,000 | $197,000 | $9,619,000 |
| Application Withdrawn By Applicant | 2,688 | $1,082,860,000 | $402,000 | $5,855,000 | $212,000 | $9,086,000 |
| Application Denied By Financial Institution | 336 | $118,840,000 | $353,000 | $5,965,000 | $165,000 | $6,776,000 |
| File Closed For Incompleteness | 299 | $131,375,000 | $439,000 | $6,015,000 | $282,000 | $7,673,000 |
| Application Approved But Not Accepted | 24 | $8,940,000 | $372,000 | $1,355,000 | $236,000 | $3,233,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,412 | $4,128,490,000 | $396,000 | $6,015,000 | $203,000 | $9,619,000 |
| Debt-To-Income Ratio | 99 | $31,695,000 | $320,000 | $1,845,000 | $100,000 | $383,000 |
| Other | 67 | $22,235,000 | $331,000 | $2,085,000 | $146,000 | $2,701,000 |
| Credit History | 61 | $24,735,000 | $405,000 | $5,965,000 | $249,000 | $6,776,000 |
| Collateral | 55 | $16,115,000 | $293,000 | $1,215,000 | $147,000 | $1,440,000 |
| Unverifiable Information | 35 | $14,495,000 | $414,000 | $1,745,000 | $237,000 | $2,754,000 |
| Employment History | 13 | $6,845,000 | $526,000 | $2,025,000 | $277,000 | $2,177,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $2,720,000 | $453,000 | $1,215,000 | $118,000 | $360,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cornerstone First Mortgage, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cornerstone First Mortgage, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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