Cornerstone First Mortgage, LLC Mortgage Lending & HMDA Data, 2025

In 2025, Cornerstone First Mortgage, LLC of San Diego, CA reported 10,748 mortgage applications totaling $4.2 billion, up 90% from 2024. The average application was for $395,173, and applicants reported an average income of $204,434. 69% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Orlando-Kissimmee-Sanford, FL (467), Dayton-Springfield-Kettering, OH (460) and Miami-Miami Beach-Kendall, FL (396) (applications in parentheses).

Mortgage Company & Address Cornerstone First Mortgage, LLC
2655 Camino Del Rio N #450
San Diego, CA 92108
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2017  2015  
Total Number of Mortgage Applications 10,748
Total Mortgage Loan Application Amount $4,247,330,000
Average Mortgage Loan Application Amount $395,173
Highest Mortgage Loan Application Amount $6,015,000
Average Applicant Income $204,434
Highest Applicant Income $9,619,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cornerstone First Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cornerstone First Mortgage, LLC by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Miami-Dade, Florida 396 $ 186,980,000 $ 472,171 $ 294,000
San Diego, California 329 $ 230,005,000 $ 699,103 $ 319,000
Pierce, Washington 293 $ 107,565,000 $ 367,116 $ 138,000
Montgomery, Ohio 280 $ 54,420,000 $ 194,357 $ 102,000
Maricopa, Arizona 273 $ 141,855,000 $ 519,615 $ 228,000
Hillsborough, Florida 230 $ 63,970,000 $ 278,130 $ 114,000
Osceola, Florida 219 $ 71,255,000 $ 325,365 $ 135,000
Kitsap, Washington 171 $ 71,515,000 $ 418,216 $ 138,000
Orange, Florida 169 $ 61,065,000 $ 361,331 $ 129,000
Broward, Florida 159 $ 63,505,000 $ 399,402 $ 201,000
Polk, Florida 154 $ 37,360,000 $ 242,597 $ 62,000
King, Washington 125 $ 61,055,000 $ 488,440 $ 181,000
Miami, Ohio 105 $ 22,665,000 $ 215,857 $ 91,000
Contra Costa, California 103 $ 108,265,000 $ 1,051,116 $ 619,000
Cook, Illinois 96 $ 21,820,000 $ 227,291 $ 102,000
Baldwin, Alabama 94 $ 44,230,000 $ 470,531 $ 266,000
Lee, Florida 90 $ 31,880,000 $ 354,222 $ 97,000
Los Angeles, California 80 $ 75,460,000 $ 943,250 $ 583,000
Manatee, Florida 77 $ 28,425,000 $ 369,155 $ 128,000
Wayne, Michigan 77 $ 15,145,000 $ 196,688 $ 84,000
Essex, New Jersey 77 $ 40,095,000 $ 520,714 $ 195,000
Pinellas, Florida 75 $ 37,255,000 $ 496,733 $ 209,000
Greene, Ohio 75 $ 19,025,000 $ 253,666 $ 127,000
Dallas, Texas 74 $ 30,880,000 $ 417,297 $ 223,000
Sarasota, Florida 71 $ 20,005,000 $ 281,760 $ 104,000
Bergen, New Jersey 70 $ 46,800,000 $ 668,571 $ 194,000
Harris, Texas 70 $ 27,170,000 $ 388,142 $ 310,000
Riverside, California 69 $ 36,005,000 $ 521,811 $ 272,000
Oakland, Michigan 67 $ 20,615,000 $ 307,686 $ 133,000
Pasco, Florida 66 $ 14,800,000 $ 224,242 $ 93,000
Ocean, New Jersey 63 $ 27,105,000 $ 430,238 $ 196,000
St. Lucie, Florida 60 $ 21,240,000 $ 354,000 $ 142,000
Shelby, Tennessee 60 $ 15,740,000 $ 262,333 $ 105,000
Marion, Florida 59 $ 12,905,000 $ 218,728 $ 84,000
Monmouth, New Jersey 59 $ 44,415,000 $ 752,796 $ 349,000
Milwaukee, Wisconsin 59 $ 12,415,000 $ 210,423 $ 85,000
Middlesex, New Jersey 56 $ 25,900,000 $ 462,500 $ 149,000
Tarrant, Texas 56 $ 15,400,000 $ 275,000 $ 133,000
Pinal, Arizona 55 $ 17,035,000 $ 309,727 $ 111,000
Benton, Washington 55 $ 17,715,000 $ 322,090 $ 150,000
Fulton, Georgia 54 $ 20,090,000 $ 372,037 $ 252,000
Thurston, Washington 53 $ 17,455,000 $ 329,339 $ 119,000
Kanawha, West Virginia 53 $ 10,055,000 $ 189,716 $ 103,000
Lake, Florida 52 $ 20,680,000 $ 397,692 $ 122,000
Snohomish, Washington 51 $ 19,405,000 $ 380,490 $ 143,000
Volusia, Florida 50 $ 11,240,000 $ 224,800 $ 102,000
Johnson, Kansas 50 $ 27,310,000 $ 546,200 $ 306,000
Horry, South Carolina 50 $ 14,360,000 $ 287,200 $ 143,000
Clark, Washington 50 $ 20,180,000 $ 403,600 $ 193,000
Livingston, Michigan 48 $ 15,350,000 $ 319,791 $ 132,000
Palm Beach, Florida 47 $ 20,625,000 $ 438,829 $ 315,000
Union, New Jersey 47 $ 25,055,000 $ 533,085 $ 183,000
Morris, New Jersey 46 $ 26,890,000 $ 584,565 $ 348,000
Washington, Oregon 45 $ 22,385,000 $ 497,444 $ 235,000
Sheboygan, Wisconsin 45 $ 9,045,000 $ 201,000 $ 82,000
Butler, Ohio 43 $ 10,315,000 $ 239,883 $ 98,000
Multnomah, Oregon 43 $ 18,165,000 $ 422,441 $ 171,000
Jefferson, Alabama 42 $ 7,960,000 $ 189,523 $ 86,000
Collin, Texas 42 $ 19,020,000 $ 452,857 $ 204,000
Orange, California 41 $ 48,205,000 $ 1,175,731 $ 895,000
Oklahoma, Oklahoma 40 $ 11,170,000 $ 279,250 $ 134,000
Salt Lake, Utah 39 $ 16,935,000 $ 434,230 $ 213,000
Hernando, Florida 38 $ 9,510,000 $ 250,263 $ 103,000
Cuyahoga, Ohio 38 $ 8,300,000 $ 218,421 $ 80,000
Charlotte, Florida 37 $ 9,775,000 $ 264,189 $ 211,000
Mason, Washington 37 $ 10,665,000 $ 288,243 $ 107,000
DeKalb, Georgia 36 $ 10,820,000 $ 300,555 $ 128,000
Utah, Utah 36 $ 17,540,000 $ 487,222 $ 192,000
Spokane, Washington 36 $ 9,810,000 $ 272,500 $ 104,000
Alameda, California 35 $ 24,205,000 $ 691,571 $ 202,000
Macomb, Michigan 35 $ 10,315,000 $ 294,714 $ 137,000
Montgomery, Texas 34 $ 10,440,000 $ 307,058 $ 119,000
McHenry, Illinois 33 $ 9,355,000 $ 283,484 $ 126,000
East Baton Rouge, Louisiana 33 $ 6,205,000 $ 188,030 $ 60,000
Mecklenburg, North Carolina 33 $ 10,315,000 $ 312,575 $ 48,000
Clackamas, Oregon 32 $ 17,410,000 $ 544,062 $ 215,000
San Bernardino, California 31 $ 14,735,000 $ 475,322 $ 192,000
Clark, Nevada 31 $ 13,695,000 $ 441,774 $ 170,000
Sacramento, California 30 $ 12,360,000 $ 412,000 $ 277,000
Shasta, California 30 $ 10,020,000 $ 334,000 $ 125,000
Richmond, Georgia 30 $ 4,640,000 $ 154,666 $ 9,000
Clark, Ohio 30 $ 5,990,000 $ 199,666 $ 99,000
Summit, Ohio 30 $ 8,710,000 $ 290,333 $ 194,000
Cumberland, Maine 29 $ 12,405,000 $ 427,758 $ 175,000
Imperial, California 28 $ 7,320,000 $ 261,428 $ 110,000
Warren, Ohio 28 $ 7,130,000 $ 254,642 $ 106,000
Fort Bend, Texas 28 $ 12,830,000 $ 458,214 $ 222,000
Santa Cruz, California 27 $ 22,205,000 $ 822,407 $ 436,000
Seminole, Florida 27 $ 8,715,000 $ 322,777 $ 271,000
Passaic, New Jersey 27 $ 13,205,000 $ 489,074 $ 131,000
Hamilton, Ohio 27 $ 6,125,000 $ 226,851 $ 104,000
Denton, Texas 27 $ 12,425,000 $ 460,185 $ 252,000
Shelby, Alabama 24 $ 6,950,000 $ 289,583 $ 115,000
Kane, Illinois 24 $ 7,280,000 $ 303,333 $ 151,000
Burlington, New Jersey 24 $ 8,760,000 $ 365,000 $ 153,000
Greenville, South Carolina 24 $ 7,630,000 $ 317,916 $ 148,000
Bexar, Texas 24 $ 8,050,000 $ 335,416 $ 225,000
Lewis, Washington 23 $ 6,965,000 $ 302,826 $ 139,000
New Castle, Delaware 22 $ 5,890,000 $ 267,727 $ 87,000
Henry, Georgia 22 $ 6,400,000 $ 290,909 $ 137,000
Jackson, Georgia 22 $ 6,950,000 $ 315,909 $ 347,000
Gallatin, Montana 22 $ 10,620,000 $ 482,727 $ 174,000
Franklin, Ohio 22 $ 6,570,000 $ 298,636 $ 281,000
Clallam, Washington 22 $ 4,550,000 $ 206,818 $ 153,000
Grays Harbor, Washington 22 $ 5,380,000 $ 244,545 $ 109,000
Cobb, Georgia 21 $ 9,065,000 $ 431,666 $ 246,000
St. Clair, Michigan 21 $ 5,565,000 $ 265,000 $ 126,000
St. Louis, Missouri 21 $ 4,905,000 $ 233,571 $ 100,000
Philadelphia, Pennsylvania 21 $ 6,085,000 $ 289,761 $ 45,000
Montgomery, Tennessee 21 $ 5,195,000 $ 247,380 $ 2,598,000
Galveston, Texas 21 $ 13,745,000 $ 654,523 $ 290,000
San Joaquin, California 20 $ 8,380,000 $ 419,000 $ 123,000
Cherokee, Georgia 20 $ 8,260,000 $ 413,000 $ 143,000
Glynn, Georgia 20 $ 5,190,000 $ 259,500 $ 138,000
Newton, Georgia 20 $ 4,980,000 $ 249,000 $ 109,000
Duval, Florida 19 $ 5,525,000 $ 290,789 $ 161,000
Honolulu, Hawaii 19 $ 21,345,000 $ 1,123,421 $ 476,000
Will, Illinois 19 $ 6,955,000 $ 366,052 $ 132,000
Camden, New Jersey 19 $ 5,475,000 $ 288,157 $ 107,000
Martin, Florida 18 $ 11,330,000 $ 629,444 $ 357,000
St. Johns, Florida 18 $ 14,080,000 $ 782,222 $ 409,000
Washoe, Nevada 18 $ 5,100,000 $ 283,333 $ 109,000
Hudson, New Jersey 18 $ 8,780,000 $ 487,777 $ 134,000
Ellis, Texas 18 $ 6,910,000 $ 383,888 $ 198,000
Nueces, Texas 18 $ 5,750,000 $ 319,444 $ 248,000
Fresno, California 17 $ 5,635,000 $ 331,470 $ 175,000
Santa Clara, California 17 $ 22,515,000 $ 1,324,411 $ 504,000
Gwinnett, Georgia 17 $ 6,995,000 $ 411,470 $ 185,000
Hall, Georgia 17 $ 5,275,000 $ 310,294 $ 120,000
Pickens, Georgia 17 $ 4,695,000 $ 276,176 $ 126,000
Genesee, Michigan 17 $ 4,015,000 $ 236,176 $ 93,000
Somerset, New Jersey 17 $ 9,005,000 $ 529,705 $ 184,000
Grant, Washington 17 $ 3,775,000 $ 222,058 $ 75,000
San Francisco, California 16 $ 12,810,000 $ 800,625 $ 309,000
Fannin, Georgia 16 $ 7,840,000 $ 490,000 $ 234,000
Coffee, Tennessee 16 $ 3,480,000 $ 217,500 $ 730,000
Fairfax, Virginia 16 $ 21,050,000 $ 1,315,625 $ 1,263,000
Mohave, Arizona 15 $ 4,965,000 $ 331,000 $ 116,000
Pima, Arizona 15 $ 6,035,000 $ 402,333 $ 349,000
El Paso, Colorado 15 $ 6,245,000 $ 416,333 $ 168,000
St. Tammany, Louisiana 15 $ 3,855,000 $ 257,000 $ 119,000
York, Maine 15 $ 5,025,000 $ 335,000 $ 103,000
Baltimore, Maryland 15 $ 5,755,000 $ 383,666 $ 128,000
Hinds, Mississippi 15 $ 2,315,000 $ 154,333 $ 196,000
Mercer, New Jersey 15 $ 5,945,000 $ 396,333 $ 111,000
New Hanover, North Carolina 15 $ 12,655,000 $ 843,666 $ 541,000
Marion, Oregon 15 $ 5,875,000 $ 391,666 $ 144,000
Collier, Florida 14 $ 6,340,000 $ 452,857 $ 632,000
Lake, Indiana 14 $ 2,980,000 $ 212,857 $ 119,000
Polk, Iowa 14 $ 4,510,000 $ 322,142 $ 116,000
Jefferson, Louisiana 14 $ 3,220,000 $ 230,000 $ 78,000
Bristol, Massachusetts 14 $ 6,940,000 $ 495,714 $ 148,000
St. Charles, Missouri 14 $ 3,660,000 $ 261,428 $ 141,000
Anderson, South Carolina 14 $ 3,800,000 $ 271,428 $ 127,000
Yavapai, Arizona 13 $ 5,185,000 $ 398,846 $ 149,000
Solano, California 13 $ 7,095,000 $ 545,769 $ 300,000
Citrus, Florida 13 $ 2,905,000 $ 223,461 $ 62,000
DuPage, Illinois 13 $ 5,475,000 $ 421,153 $ 174,000
Marion, Indiana 13 $ 3,215,000 $ 247,307 $ 157,000
Sedgwick, Kansas 13 $ 3,885,000 $ 298,846 $ 104,000
Anne Arundel, Maryland 13 $ 8,885,000 $ 683,461 $ 289,000
Montgomery, Maryland 13 $ 5,755,000 $ 442,692 $ 156,000
Prince George's, Maryland 13 $ 3,895,000 $ 299,615 $ 124,000
Delaware, Pennsylvania 13 $ 3,295,000 $ 253,461 $ 91,000
Davidson, Tennessee 13 $ 11,575,000 $ 890,384 $ 341,000
Rutherford, Tennessee 13 $ 5,235,000 $ 402,692 $ 118,000
Parker, Texas 13 $ 6,565,000 $ 505,000 $ 766,000
Prince William, Virginia 13 $ 5,415,000 $ 416,538 $ 144,000
Franklin, Washington 13 $ 3,735,000 $ 287,307 $ 95,000
Waukesha, Wisconsin 13 $ 4,805,000 $ 369,615 $ 131,000
Warren, New Jersey 12 $ 3,680,000 $ 306,666 $ 99,000
Canadian, Oklahoma 12 $ 2,920,000 $ 243,333 $ 107,000
Erie, Pennsylvania 12 $ 2,940,000 $ 245,000 $ 82,000
Johnson, Texas 12 $ 4,080,000 $ 340,000 $ 117,000
Taylor, Texas 12 $ 2,040,000 $ 170,000 $ 49,000
Henrico, Virginia 12 $ 6,290,000 $ 524,166 $ 241,000
Newport News, Virginia 12 $ 2,710,000 $ 225,833 $ 163,000
Cowlitz, Washington 12 $ 2,770,000 $ 230,833 $ 97,000
Yakima, Washington 12 $ 3,010,000 $ 250,833 $ 85,000
Mobile, Alabama 11 $ 3,195,000 $ 290,454 $ 141,000
Western Connecticut Planning Region, Connecticut 11 $ 14,355,000 $ 1,305,000 $ 928,000
Bay, Florida 11 $ 4,795,000 $ 435,909 $ 215,000
Brevard, Florida 11 $ 4,355,000 $ 395,909 $ 243,000
Walton, Georgia 11 $ 3,485,000 $ 316,818 $ 123,000
Custer, Idaho 11 $ 3,135,000 $ 285,000 $ 108,000
Lake, Illinois 11 $ 2,985,000 $ 271,363 $ 90,000
Middlesex, Massachusetts 11 $ 3,735,000 $ 339,545 $ 91,000
Sussex, New Jersey 11 $ 4,375,000 $ 397,727 $ 136,000
Hamblen, Tennessee 11 $ 2,685,000 $ 244,090 $ 16,000
Williamson, Tennessee 11 $ 13,205,000 $ 1,200,454 $ 492,000
Travis, Texas 11 $ 4,365,000 $ 396,818 $ 204,000
Island, Washington 11 $ 4,155,000 $ 377,727 $ 128,000
Okanogan, Washington 11 $ 1,515,000 $ 137,727 $ 83,000
Racine, Wisconsin 11 $ 2,915,000 $ 265,000 $ 104,000
Chilton, Alabama 10 $ 1,850,000 $ 185,000 $ 81,000
St. Clair, Alabama 10 $ 1,900,000 $ 190,000 $ 107,000
San Mateo, California 10 $ 13,200,000 $ 1,320,000 $ 539,000
Androscoggin, Maine 10 $ 2,720,000 $ 272,000 $ 109,000
Frederick, Maryland 10 $ 3,050,000 $ 305,000 $ 84,000
Worcester, Maryland 10 $ 5,010,000 $ 501,000 $ 252,000
Atlantic, New Jersey 10 $ 4,360,000 $ 436,000 $ 806,000
Wake, North Carolina 10 $ 4,740,000 $ 474,000 $ 448,000
Champaign, Ohio 10 $ 2,140,000 $ 214,000 $ 99,000
Montgomery, Pennsylvania 10 $ 3,550,000 $ 355,000 $ 153,000
Sevier, Tennessee 10 $ 5,600,000 $ 560,000 $ 221,000
Jones, Texas 10 $ 1,620,000 $ 162,000 $ 85,000
Spotsylvania, Virginia 10 $ 4,460,000 $ 446,000 $ 169,000
El Dorado, California 9 $ 6,155,000 $ 683,888 $ 516,000
Jefferson, Colorado 9 $ 4,255,000 $ 472,777 $ 524,000
Hendry, Florida 9 $ 1,875,000 $ 208,333 $ 68,000
Indian River, Florida 9 $ 2,725,000 $ 302,777 $ 116,000
Floyd, Georgia 9 $ 2,135,000 $ 237,222 $ 91,000
Gilmer, Georgia 9 $ 3,005,000 $ 333,888 $ 165,000
Hawaii, Hawaii 9 $ 3,605,000 $ 400,555 $ 126,000
Tangipahoa, Louisiana 9 $ 1,425,000 $ 158,333 $ 65,000
Plymouth, Massachusetts 9 $ 4,385,000 $ 487,222 $ 166,000
Washtenaw, Michigan 9 $ 3,065,000 $ 340,555 $ 189,000
Cleveland, Oklahoma 9 $ 1,965,000 $ 218,333 $ 384,000
McCurtain, Oklahoma 9 $ 5,055,000 $ 561,666 $ 320,000
Monroe, Pennsylvania 9 $ 3,775,000 $ 419,444 $ 535,000
Knox, Tennessee 9 $ 2,755,000 $ 306,111 $ 134,000
Hampton, Virginia 9 $ 2,475,000 $ 275,000 $ 94,000
Rockingham, Virginia 9 $ 4,375,000 $ 486,111 $ 1,336,000
Stafford, Virginia 9 $ 4,215,000 $ 468,333 $ 128,000
Stevens, Washington 9 $ 2,985,000 $ 331,666 $ 153,000
Rock, Wisconsin 9 $ 2,375,000 $ 263,888 $ 88,000
Placer, California 8 $ 4,660,000 $ 582,500 $ 374,000
Clayton, Georgia 8 $ 1,240,000 $ 155,000 $ 43,000
Forsyth, Georgia 8 $ 3,550,000 $ 443,750 $ 141,000
Lemhi, Idaho 8 $ 3,530,000 $ 441,250 $ 128,000
Winnebago, Illinois 8 $ 980,000 $ 122,500 $ 70,000
Hamilton, Indiana 8 $ 5,360,000 $ 670,000 $ 444,000
Oxford, Maine 8 $ 2,630,000 $ 328,750 $ 103,000
Baltimore City, Maryland 8 $ 1,680,000 $ 210,000 $ 179,000
Worcester, Massachusetts 8 $ 3,430,000 $ 428,750 $ 187,000
DeSoto, Mississippi 8 $ 3,220,000 $ 402,500 $ 138,000
Jackson, Missouri 8 $ 3,560,000 $ 445,000 $ 257,000
St. Louis City, Missouri 8 $ 1,570,000 $ 196,250 $ 87,000
Brunswick, North Carolina 8 $ 3,640,000 $ 455,000 $ 848,000
Pender, North Carolina 8 $ 3,450,000 $ 431,250 $ 120,000
Darke, Ohio 8 $ 1,910,000 $ 238,750 $ 98,000
Preble, Ohio 8 $ 1,600,000 $ 200,000 $ 167,000
Marshall, Oklahoma 8 $ 7,970,000 $ 996,250 $ 10,000
Chester, Pennsylvania 8 $ 5,930,000 $ 741,250 $ 273,000
McLennan, Texas 8 $ 2,040,000 $ 255,000 $ 255,000
Wasatch, Utah 8 $ 5,680,000 $ 710,000 $ 332,000
Norfolk, Virginia 8 $ 2,190,000 $ 273,750 $ 93,000
Kittitas, Washington 8 $ 2,790,000 $ 348,750 $ 238,000
Coconino, Arizona 7 $ 5,785,000 $ 826,428 $ 173,000
Navajo, Arizona 7 $ 2,545,000 $ 363,571 $ 241,000
Yuma, Arizona 7 $ 3,105,000 $ 443,571 $ 199,000
Kings, California 7 $ 2,035,000 $ 290,714 $ 143,000
Stanislaus, California 7 $ 2,395,000 $ 342,142 $ 112,000
Monroe, Florida 7 $ 8,085,000 $ 1,155,000 $ 2,908,000
Santa Rosa, Florida 7 $ 2,725,000 $ 389,285 $ 158,000
Sumter, Florida 7 $ 2,415,000 $ 345,000 $ 139,000
Douglas, Georgia 7 $ 1,795,000 $ 256,428 $ 91,000
Ada, Idaho 7 $ 2,935,000 $ 419,285 $ 247,000
McCracken, Kentucky 7 $ 845,000 $ 120,714 $ 209,000
Lafayette, Louisiana 7 $ 1,595,000 $ 227,857 $ 89,000
Livingston, Louisiana 7 $ 1,575,000 $ 225,000 $ 68,000
Orleans, Louisiana 7 $ 1,025,000 $ 146,428 $ 76,000
Rankin, Mississippi 7 $ 1,125,000 $ 160,714 $ 128,000
Suffolk, New York 7 $ 9,505,000 $ 1,357,857 $ 612,000
Shelby, Ohio 7 $ 1,415,000 $ 202,142 $ 97,000
Allegheny, Pennsylvania 7 $ 2,095,000 $ 299,285 $ 149,000
Bucks, Pennsylvania 7 $ 3,625,000 $ 517,857 $ 344,000
York, South Carolina 7 $ 4,575,000 $ 653,571 $ 257,000
Grayson, Texas 7 $ 2,785,000 $ 397,857 $ 162,000
Hood, Texas 7 $ 1,505,000 $ 215,000 $ 94,000
Davis, Utah 7 $ 3,335,000 $ 476,428 $ 425,000
Washington, Utah 7 $ 8,135,000 $ 1,162,142 $ 813,000
Manitowoc, Wisconsin 7 $ 1,535,000 $ 219,285 $ 86,000
Outagamie, Wisconsin 7 $ 1,465,000 $ 209,285 $ 110,000
Winnebago, Wisconsin 7 $ 2,025,000 $ 289,285 $ 114,000
Madison, Alabama 6 $ 2,060,000 $ 343,333 $ 108,000
Cochise, Arizona 6 $ 1,370,000 $ 228,333 $ 73,000
Ventura, California 6 $ 3,660,000 $ 610,000 $ 218,000
Denver, Colorado 6 $ 2,310,000 $ 385,000 $ 216,000
Escambia, Florida 6 $ 3,290,000 $ 548,333 $ 1,603,000
Leon, Florida 6 $ 1,400,000 $ 233,333 $ 153,000
Okaloosa, Florida 6 $ 4,480,000 $ 746,666 $ 329,000
Barrow, Georgia 6 $ 1,240,000 $ 206,666 $ 77,000
Columbia, Georgia 6 $ 2,620,000 $ 436,666 $ 187,000
Franklin, Georgia 6 $ 1,500,000 $ 250,000 $ 89,000
Gordon, Georgia 6 $ 1,630,000 $ 271,666 $ 101,000
Madison, Georgia 6 $ 1,420,000 $ 236,666 $ 94,000
Paulding, Georgia 6 $ 1,870,000 $ 311,666 $ 62,000
Elmore, Idaho 6 $ 990,000 $ 165,000 $ 85,000
Livingston, Kentucky 6 $ 800,000 $ 133,333 $ 249,000
Hancock, Maine 6 $ 2,050,000 $ 341,666 $ 157,000
Kennebec, Maine 6 $ 1,640,000 $ 273,333 $ 94,000
Barnstable, Massachusetts 6 $ 2,130,000 $ 355,000 $ 285,000
Ingham, Michigan 6 $ 2,610,000 $ 435,000 $ 139,000
Lapeer, Michigan 6 $ 1,300,000 $ 216,666 $ 68,000
Hennepin, Minnesota 6 $ 3,570,000 $ 595,000 $ 765,000
Cumberland, North Carolina 6 $ 1,770,000 $ 295,000 $ 105,000
Logan, Ohio 6 $ 1,020,000 $ 170,000 $ 72,000
Lorain, Ohio 6 $ 1,660,000 $ 276,666 $ 82,000
Portage, Ohio 6 $ 1,320,000 $ 220,000 $ 69,000
Dauphin, Pennsylvania 6 $ 2,280,000 $ 380,000 $ 224,000
Richland, South Carolina 6 $ 1,640,000 $ 273,333 $ 85,000
Franklin, Tennessee 6 $ 1,420,000 $ 236,666 $ 14,000
Brazoria, Texas 6 $ 3,160,000 $ 526,666 $ 331,000
Cameron, Texas 6 $ 1,570,000 $ 261,666 $ 166,000
Kaufman, Texas 6 $ 2,150,000 $ 358,333 $ 129,000
Williamson, Texas 6 $ 2,380,000 $ 396,666 $ 112,000
Lincoln, Washington 6 $ 800,000 $ 133,333 $ 70,000
Ozaukee, Wisconsin 6 $ 1,850,000 $ 308,333 $ 137,000
Blount, Alabama 5 $ 1,005,000 $ 201,000 $ 90,000
Benton, Arkansas 5 $ 3,405,000 $ 681,000 $ 313,000
Monterey, California 5 $ 3,155,000 $ 631,000 $ 394,000
Capitol Planning Region, Connecticut 5 $ 2,075,000 $ 415,000 $ 130,000
South Central Connecticut Planning Region, Connecticut 5 $ 1,775,000 $ 355,000 $ 181,000
Southeastern Connecticut Planning Region, Connecticut 5 $ 1,215,000 $ 243,000 $ 99,000
Flagler, Florida 5 $ 1,455,000 $ 291,000 $ 119,000
Highlands, Florida 5 $ 925,000 $ 185,000 $ 77,000
Camden, Georgia 5 $ 845,000 $ 169,000 $ 74,000
Clarke, Georgia 5 $ 935,000 $ 187,000 $ 67,000
McIntosh, Georgia 5 $ 725,000 $ 145,000 $ 58,000
White, Georgia 5 $ 1,785,000 $ 357,000 $ 161,000
DeKalb, Illinois 5 $ 2,255,000 $ 451,000 $ 199,000
Kendall, Illinois 5 $ 1,505,000 $ 301,000 $ 81,000
Scott, Iowa 5 $ 1,265,000 $ 253,000 $ 100,000
Iberia, Louisiana 5 $ 1,005,000 $ 201,000 $ 109,000
St. Bernard, Louisiana 5 $ 1,085,000 $ 217,000 $ 89,000
Washington, Louisiana 5 $ 915,000 $ 183,000 $ 75,000
West Baton Rouge, Louisiana 5 $ 975,000 $ 195,000 $ 57,000
Essex, Massachusetts 5 $ 2,545,000 $ 509,000 $ 137,000
Hampden, Massachusetts 5 $ 1,305,000 $ 261,000 $ 110,000
Suffolk, Massachusetts 5 $ 4,865,000 $ 973,000 $ 118,000
Alcona, Michigan 5 $ 895,000 $ 179,000 $ 176,000
Monroe, Michigan 5 $ 1,305,000 $ 261,000 $ 86,000
Montcalm, Michigan 5 $ 995,000 $ 199,000 $ 90,000
Roscommon, Michigan 5 $ 2,295,000 $ 459,000 $ 255,000
Camden, Missouri 5 $ 2,095,000 $ 419,000 $ 1,442,000
Cabarrus, North Carolina 5 $ 1,505,000 $ 301,000 $ 988,000
Durham, North Carolina 5 $ 1,745,000 $ 349,000 $ 89,000
Guilford, North Carolina 5 $ 1,775,000 $ 355,000 $ 44,000
Onslow, North Carolina 5 $ 2,515,000 $ 503,000 $ 89,000
Brown, Ohio 5 $ 645,000 $ 129,000 $ 62,000
McClain, Oklahoma 5 $ 1,575,000 $ 315,000 $ 249,000
Tulsa, Oklahoma 5 $ 1,305,000 $ 261,000 $ 81,000
Douglas, Oregon 5 $ 2,455,000 $ 491,000 $ 379,000
Berks, Pennsylvania 5 $ 1,325,000 $ 265,000 $ 104,000
Carbon, Pennsylvania 5 $ 2,155,000 $ 431,000 $ 389,000
Lackawanna, Pennsylvania 5 $ 875,000 $ 175,000 $ 46,000
Luzerne, Pennsylvania 5 $ 1,065,000 $ 213,000 $ 64,000
York, Pennsylvania 5 $ 1,645,000 $ 329,000 $ 120,000
Beaufort, South Carolina 5 $ 6,405,000 $ 1,281,000 $ 2,464,000
Pickens, South Carolina 5 $ 1,235,000 $ 247,000 $ 243,000
Hamilton, Tennessee 5 $ 1,745,000 $ 349,000 $ 253,000
Guadalupe, Texas 5 $ 1,415,000 $ 283,000 $ 174,000
Hidalgo, Texas 5 $ 915,000 $ 183,000 $ 138,000
Rockwall, Texas 5 $ 2,515,000 $ 503,000 $ 255,000
San Patricio, Texas 5 $ 1,305,000 $ 261,000 $ 122,000
Waller, Texas 5 $ 1,325,000 $ 265,000 $ 67,000
Summit, Utah 5 $ 4,135,000 $ 827,000 $ 177,000
Chesterfield, Virginia 5 $ 2,075,000 $ 415,000 $ 128,000
Loudoun, Virginia 5 $ 2,565,000 $ 513,000 $ 181,000
Suffolk, Virginia 5 $ 1,465,000 $ 293,000 $ 121,000
Chelan, Washington 5 $ 2,035,000 $ 407,000 $ 213,000
Skagit, Washington 5 $ 1,515,000 $ 303,000 $ 64,000
Walla Walla, Washington 5 $ 1,345,000 $ 269,000 $ 131,000
Whatcom, Washington 5 $ 1,445,000 $ 289,000 $ 131,000
Mason, West Virginia 5 $ 425,000 $ 85,000 $ 80,000
Putnam, West Virginia 5 $ 1,195,000 $ 239,000 $ 95,000
Matanuska-Susitna, Alaska 4 $ 1,260,000 $ 315,000 $ 122,000
Washington, Arkansas 4 $ 1,270,000 $ 317,500 $ 171,000
Calaveras, California 4 $ 2,970,000 $ 742,500 $ 1,110,000
Marin, California 4 $ 3,080,000 $ 770,000 $ 345,000
Merced, California 4 $ 1,530,000 $ 382,500 $ 103,000
Mono, California 4 $ 2,190,000 $ 547,500 $ 555,000
Nevada, California 4 $ 2,100,000 $ 525,000 $ 103,000
San Luis Obispo, California 4 $ 1,760,000 $ 440,000 $ 147,000
Sonoma, California 4 $ 2,610,000 $ 652,500 $ 270,000
Tulare, California 4 $ 1,180,000 $ 295,000 $ 138,000
Arapahoe, Colorado 4 $ 3,410,000 $ 852,500 $ 545,000
Douglas, Colorado 4 $ 2,490,000 $ 622,500 $ 248,000
Eagle, Colorado 4 $ 11,210,000 $ 2,802,500 $ 2,360,000
Bulloch, Georgia 4 $ 960,000 $ 240,000 $ 89,000
Coweta, Georgia 4 $ 1,190,000 $ 297,500 $ 56,000
Habersham, Georgia 4 $ 1,650,000 $ 412,500 $ 146,000
Rockdale, Georgia 4 $ 1,590,000 $ 397,500 $ 181,000
Fremont, Idaho 4 $ 1,990,000 $ 497,500 $ 1,436,000
Teton, Idaho 4 $ 1,940,000 $ 485,000 $ 715,000
Porter, Indiana 4 $ 1,070,000 $ 267,500 $ 87,000
Madison, Iowa 4 $ 1,500,000 $ 375,000 $ 146,000
Ascension, Louisiana 4 $ 1,010,000 $ 252,500 $ 77,000
St. Martin, Louisiana 4 $ 670,000 $ 167,500 $ 68,000
Franklin, Maine 4 $ 1,140,000 $ 285,000 $ 126,000
Charles, Maryland 4 $ 1,550,000 $ 387,500 $ 114,000
Alpena, Michigan 4 $ 850,000 $ 212,500 $ 64,000
Bay, Michigan 4 $ 1,320,000 $ 330,000 $ 385,000
Jackson, Michigan 4 $ 1,760,000 $ 440,000 $ 110,000
Kent, Michigan 4 $ 1,090,000 $ 272,500 $ 104,000
Richland, Montana 4 $ 950,000 $ 237,500 $ 89,000
Yellowstone, Montana 4 $ 1,490,000 $ 372,500 $ 108,000
Lyon, Nevada 4 $ 1,180,000 $ 295,000 $ 103,000
Hunterdon, New Jersey 4 $ 1,680,000 $ 420,000 $ 151,000
Dona Ana, New Mexico 4 $ 1,220,000 $ 305,000 $ 160,000
Henderson, North Carolina 4 $ 880,000 $ 220,000 $ 101,000
Iredell, North Carolina 4 $ 970,000 $ 242,500 $ 153,000
Lee, North Carolina 4 $ 2,050,000 $ 512,500 $ 110,000
Clermont, Ohio 4 $ 930,000 $ 232,500 $ 77,000
Muskogee, Oklahoma 4 $ 340,000 $ 85,000 $ 42,000
Columbia, Oregon 4 $ 1,920,000 $ 480,000 $ 100,000
Lincoln, Oregon 4 $ 2,260,000 $ 565,000 $ 242,000
Cumberland, Pennsylvania 4 $ 1,250,000 $ 312,500 $ 97,000
Providence, Rhode Island 4 $ 1,800,000 $ 450,000 $ 200,000
Maury, Tennessee 4 $ 1,590,000 $ 397,500 $ 88,000
Robertson, Tennessee 4 $ 950,000 $ 237,500 $ 34,000
Bell, Texas 4 $ 1,510,000 $ 377,500 $ 534,000
Comal, Texas 4 $ 1,860,000 $ 465,000 $ 153,000
El Paso, Texas 4 $ 730,000 $ 182,500 $ 183,000
Hays, Texas 4 $ 1,690,000 $ 422,500 $ 130,000
Hunt, Texas 4 $ 620,000 $ 155,000 $ 91,000
Wichita, Texas 4 $ 800,000 $ 200,000 $ 115,000
Juab, Utah 4 $ 1,020,000 $ 255,000 $ 77,000
Weber, Utah 4 $ 1,470,000 $ 367,500 $ 180,000
Hanover, Virginia 4 $ 2,240,000 $ 560,000 $ 53,000
Shenandoah, Virginia 4 $ 1,130,000 $ 282,500 $ 150,000
Virginia Beach, Virginia 4 $ 2,770,000 $ 692,500 $ 67,000
Pend Oreille, Washington 4 $ 1,000,000 $ 250,000 $ 109,000
Adams, Wisconsin 4 $ 1,180,000 $ 295,000 $ 241,000
Kenosha, Wisconsin 4 $ 860,000 $ 215,000 $ 127,000
Walworth, Wisconsin 4 $ 740,000 $ 185,000 $ 57,000
Limestone, Alabama 3 $ 595,000 $ 198,333 $ 124,000
Marshall, Alabama 3 $ 835,000 $ 278,333 $ 131,000
Montgomery, Alabama 3 $ 345,000 $ 115,000 $ 66,000
Gila, Arizona 3 $ 955,000 $ 318,333 $ 170,000
Kern, California 3 $ 645,000 $ 215,000 $ 119,000
Madera, California 3 $ 1,185,000 $ 395,000 $ 283,000
Santa Barbara, California 3 $ 1,795,000 $ 598,333 $ 1,226,000
Tuolumne, California 3 $ 1,585,000 $ 528,333 $ 377,000
Yolo, California 3 $ 795,000 $ 265,000 $ 185,000
Larimer, Colorado 3 $ 2,375,000 $ 791,666 $ 263,000
Park, Colorado 3 $ 1,205,000 $ 401,666 $ 121,000
Pueblo, Colorado 3 $ 1,125,000 $ 375,000 $ 196,000
Kent, Delaware 3 $ 825,000 $ 275,000 $ 74,000
Walton, Florida 3 $ 1,715,000 $ 571,666 $ 167,000
Bartow, Georgia 3 $ 655,000 $ 218,333 $ 61,000
Brantley, Georgia 3 $ 345,000 $ 115,000 $ 71,000
Chatham, Georgia 3 $ 1,005,000 $ 335,000 $ 100,000
Dawson, Georgia 3 $ 975,000 $ 325,000 $ 112,000
Fayette, Georgia 3 $ 1,775,000 $ 591,666 $ 248,000
Jasper, Georgia 3 $ 1,115,000 $ 371,666 $ 141,000
Lumpkin, Georgia 3 $ 1,285,000 $ 428,333 $ 146,000
Stephens, Georgia 3 $ 535,000 $ 178,333 $ 57,000
Union, Georgia 3 $ 1,145,000 $ 381,666 $ 98,000
Kauai, Hawaii 3 $ 2,335,000 $ 778,333 $ 199,000
Canyon, Idaho 3 $ 2,865,000 $ 955,000 $ 506,000
Power, Idaho 3 $ 815,000 $ 271,666 $ 63,000
Peoria, Illinois 3 $ 835,000 $ 278,333 $ 35,000
St. Clair, Illinois 3 $ 225,000 $ 75,000 $ 101,000
Elkhart, Indiana 3 $ 835,000 $ 278,333 $ 111,000
Fulton, Indiana 3 $ 995,000 $ 331,666 $ 110,000
Guthrie, Iowa 3 $ 1,175,000 $ 391,666 $ 136,000
Marshall, Kentucky 3 $ 425,000 $ 141,666 $ 97,000
Calcasieu, Louisiana 3 $ 195,000 $ 65,000 $ 30,000
Ouachita, Louisiana 3 $ 445,000 $ 148,333 $ 209,000
St. Charles, Louisiana 3 $ 835,000 $ 278,333 $ 116,000
Penobscot, Maine 3 $ 735,000 $ 245,000 $ 122,000
Cecil, Maryland 3 $ 685,000 $ 228,333 $ 79,000
Garrett, Maryland 3 $ 845,000 $ 281,666 $ 184,000
Howard, Maryland 3 $ 2,505,000 $ 835,000 $ 481,000
Washington, Maryland 3 $ 715,000 $ 238,333 $ 218,000
Barry, Michigan 3 $ 875,000 $ 291,666 $ 98,000
Clinton, Michigan 3 $ 915,000 $ 305,000 $ 135,000
Grand Traverse, Michigan 3 $ 2,225,000 $ 741,666 $ 239,000
Iosco, Michigan 3 $ 265,000 $ 88,333 $ 68,000
Lenawee, Michigan 3 $ 1,325,000 $ 441,666 $ 196,000
Midland, Michigan 3 $ 605,000 $ 201,666 $ 105,000
Ottawa, Michigan 3 $ 755,000 $ 251,666 $ 129,000
Shiawassee, Michigan 3 $ 575,000 $ 191,666 $ 106,000
Dakota, Minnesota 3 $ 1,515,000 $ 505,000 $ 160,000
Harrison, Mississippi 3 $ 205,000 $ 68,333 $ 76,000
Lee, Mississippi 3 $ 485,000 $ 161,666 $ 55,000
Prentiss, Mississippi 3 $ 475,000 $ 158,333 $ 55,000
Christian, Missouri 3 $ 1,105,000 $ 368,333 $ 208,000
Douglas, Missouri 3 $ 475,000 $ 158,333 $ 142,000
Platte, Missouri 3 $ 625,000 $ 208,333 $ 157,000
Sarpy, Nebraska 3 $ 965,000 $ 321,666 $ 154,000
Coos, New Hampshire 3 $ 445,000 $ 148,333 $ 0
Grafton, New Hampshire 3 $ 2,095,000 $ 698,333 $ 364,000
Hillsborough, New Hampshire 3 $ 605,000 $ 201,666 $ 91,000
Rockingham, New Hampshire 3 $ 2,625,000 $ 875,000 $ 839,000
Salem, New Jersey 3 $ 995,000 $ 331,666 $ 125,000
Bernalillo, New Mexico 3 $ 655,000 $ 218,333 $ 291,000
Erie, New York 3 $ 415,000 $ 138,333 $ 622,000
Orange, New York 3 $ 2,055,000 $ 685,000 $ 1,523,000
Cleveland, North Carolina 3 $ 615,000 $ 205,000 $ 50,000
Moore, North Carolina 3 $ 3,485,000 $ 1,161,666 $ 2,826,000
Rowan, North Carolina 3 $ 695,000 $ 231,666 $ 47,000
Allen, Ohio 3 $ 525,000 $ 175,000 $ 51,000
Lucas, Ohio 3 $ 795,000 $ 265,000 $ 113,000
Comanche, Oklahoma 3 $ 745,000 $ 248,333 $ 79,000
Grady, Oklahoma 3 $ 805,000 $ 268,333 $ 101,000
Deschutes, Oregon 3 $ 1,565,000 $ 521,666 $ 121,000
Yamhill, Oregon 3 $ 1,755,000 $ 585,000 $ 94,000
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Mortgage Loan Application Detail Totals for Cornerstone First Mortgage, LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,178 $3,105,850,000 $379,000 $4,405,000 $172,000 $9,086,000
Refinancing 1,778 $829,660,000 $466,000 $6,015,000 $300,000 $8,065,000
Cash-out Refinancing 791 $311,125,000 $393,000 $5,965,000 $325,000 $9,619,000
Home Improvement 1 $695,000 $695,000 $695,000 $168,000 $168,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,238 $2,125,400,000 $405,000 $6,015,000 $216,000 $9,619,000
Hispanic 2,684 $938,740,000 $349,000 $4,325,000 $148,000 $6,586,000
Not Provided 1,016 $455,920,000 $448,000 $5,205,000 $247,000 $6,600,000
Black or African American 986 $335,380,000 $340,000 $2,345,000 $152,000 $4,990,000
Asian 684 $339,560,000 $496,000 $3,465,000 $307,000 $4,155,000
American Indian or Alaskan Native 89 $35,485,000 $398,000 $4,005,000 $283,000 $8,614,000
Native Hawaiian or Other Pacific Islander 51 $16,845,000 $330,000 $665,000 $119,000 $232,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,460 $3,054,890,000 $409,000 $6,015,000 $243,000 $9,619,000
FHA-insured (Federal Housing Administration) 2,419 $832,565,000 $344,000 $1,235,000 $108,000 $831,000
VA-guaranteed (Veterans Administration) 792 $341,700,000 $431,000 $2,685,000 $121,000 $590,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 77 $18,175,000 $236,000 $505,000 $83,000 $155,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,401 $2,905,315,000 $392,000 $4,405,000 $197,000 $9,619,000
Application Withdrawn By Applicant 2,688 $1,082,860,000 $402,000 $5,855,000 $212,000 $9,086,000
Application Denied By Financial Institution 336 $118,840,000 $353,000 $5,965,000 $165,000 $6,776,000
File Closed For Incompleteness 299 $131,375,000 $439,000 $6,015,000 $282,000 $7,673,000
Application Approved But Not Accepted 24 $8,940,000 $372,000 $1,355,000 $236,000 $3,233,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,412 $4,128,490,000 $396,000 $6,015,000 $203,000 $9,619,000
Debt-To-Income Ratio 99 $31,695,000 $320,000 $1,845,000 $100,000 $383,000
Other 67 $22,235,000 $331,000 $2,085,000 $146,000 $2,701,000
Credit History 61 $24,735,000 $405,000 $5,965,000 $249,000 $6,776,000
Collateral 55 $16,115,000 $293,000 $1,215,000 $147,000 $1,440,000
Unverifiable Information 35 $14,495,000 $414,000 $1,745,000 $237,000 $2,754,000
Employment History 13 $6,845,000 $526,000 $2,025,000 $277,000 $2,177,000
Insufficient Cash (Downpayment, Closing Cost) 6 $2,720,000 $453,000 $1,215,000 $118,000 $360,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cornerstone First Mortgage, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cornerstone First Mortgage, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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