Ctx Mortgage Company, LLC Mortgage Lending & HMDA Data, 2009
In 2009, Ctx Mortgage Company, LLC of Dallas, TX reported 11,192 mortgage applications totaling $2.4 billion, down 75% from 2008. The average application was for $211,931, and applicants reported an average income of $92,095. 69% of its applications resulted in an originated loan and 4% were denied. Its largest markets were San Antonio, TX (970), Austin-Round Rock, TX (563) and Washington-Arlington-Alexandria, DC-VA-MD-WV (516) (applications in parentheses).
| Mortgage Company & Address | Ctx Mortgage Company, LLC 1603 Lbj Freeway Fl 6 Dallas, TX 75234 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,192 |
| Total Mortgage Loan Application Amount | $2,371,940,000 |
| Average Mortgage Loan Application Amount | $211,931 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $92,095 |
| Highest Applicant Income | $3,600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ctx Mortgage Company, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Antonio, TX | 970 | $ 152,361,000 | $ 157,073 | $ 70,000 |
| Austin-Round Rock, TX | 563 | $ 82,878,000 | $ 147,207 | $ 62,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 516 | $ 164,687,000 | $ 319,160 | $ 110,472 |
| Houston-Sugar Land-Baytown, TX | 433 | $ 63,412,000 | $ 146,448 | $ 66,000 |
| Charleston-North Charleston-Summerville, SC | 429 | $ 80,701,000 | $ 188,114 | $ 70,000 |
| Fort Worth-Arlington, TX | 411 | $ 52,349,000 | $ 127,369 | $ 62,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 321 | $ 54,255,000 | $ 169,018 | $ 60,000 |
| Killeen-Temple-Fort Hood, TX | 315 | $ 53,533,000 | $ 169,946 | $ 86,000 |
| St. Louis, MO-IL | 308 | $ 61,730,000 | $ 200,422 | $ 80,801 |
| Riverside-San Bernardino-Ontario, CA | 302 | $ 98,459,000 | $ 326,023 | $ 125,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 301 | $ 85,323,000 | $ 283,465 | $ 111,000 |
| Dallas-Plano-Irving, TX | 297 | $ 54,704,000 | $ 184,188 | $ 86,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 271 | $ 58,574,000 | $ 216,140 | $ 81,000 |
| Phoenix-Mesa-Scottsdale, AZ | 271 | $ 46,651,000 | $ 172,143 | $ 67,000 |
| Indianapolis-Carmel, IN | 267 | $ 41,533,000 | $ 155,554 | $ 69,000 |
| Charlotte-Gastonia-Concord, NC-SC | 264 | $ 47,774,000 | $ 180,962 | $ 81,242 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 263 | $ 44,408,000 | $ 168,851 | $ 111,000 |
| Orlando-Kissimmee, FL | 260 | $ 46,436,000 | $ 178,600 | $ 72,000 |
| Raleigh-Cary, NC | 259 | $ 49,919,000 | $ 192,737 | $ 83,000 |
| Chicago-Naperville-Joliet, IL | 246 | $ 46,895,000 | $ 190,630 | $ 57,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 237 | $ 57,513,000 | $ 242,670 | $ 80,881 |
| Richmond, VA | 231 | $ 57,578,000 | $ 249,255 | $ 84,000 |
| Cape Coral-Fort Myers, FL | 223 | $ 47,801,000 | $ 214,354 | $ 164,000 |
| Edison-New Brunswick, NJ | 195 | $ 56,215,000 | $ 288,282 | $ 309,000 |
| Fresno, CA | 193 | $ 41,985,000 | $ 217,538 | $ 72,000 |
| Seattle-Bellevue-Everett, WA | 174 | $ 46,540,000 | $ 267,471 | $ 79,000 |
| Atlanta-Sandy Springs-Marietta, GA | 171 | $ 41,558,000 | $ 243,029 | $ 97,000 |
| Oakland-Fremont-Hayward, CA | 169 | $ 74,510,000 | $ 440,887 | $ 151,000 |
| Albuquerque, NM | 149 | $ 29,154,000 | $ 195,664 | $ 71,000 |
| Visalia-Porterville, CA | 149 | $ 26,970,000 | $ 181,006 | $ 75,000 |
| Tampa-St. Petersburg-Clearwater, FL | 122 | $ 20,145,000 | $ 165,122 | $ 82,000 |
| Portland-Vancouver-Beaverton, OR-WA | 110 | $ 29,890,000 | $ 271,727 | $ 87,309 |
| Naples-Marco Island, FL | 99 | $ 24,886,000 | $ 251,373 | $ 189,000 |
| Santa Ana-Anaheim-Irvine, CA | 96 | $ 36,669,000 | $ 381,968 | $ 208,000 |
| Santa Fe, NM | 95 | $ 18,616,000 | $ 195,957 | $ 63,000 |
| Durham-Chapel Hill, NC | 93 | $ 20,831,000 | $ 223,989 | $ 81,000 |
| Bethesda-Frederick-Rockville, MD | 92 | $ 29,020,000 | $ 315,434 | $ 117,000 |
| Bradenton-Sarasota-Venice, FL | 83 | $ 12,619,000 | $ 152,036 | $ 78,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 83 | $ 23,249,000 | $ 280,108 | $ 132,000 |
| Reno-Sparks, NV | 75 | $ 17,752,000 | $ 236,693 | $ 92,000 |
| Wilmington, NC | 70 | $ 10,298,000 | $ 147,114 | $ 91,000 |
| Bakersfield, CA | 65 | $ 13,045,000 | $ 200,692 | $ 66,000 |
| Winchester, VA-WV | 60 | $ 13,559,000 | $ 225,983 | $ 85,000 |
| San Diego-Carlsbad-San Marcos, CA | 56 | $ 21,566,000 | $ 385,107 | $ 137,000 |
| Modesto, CA | 54 | $ 16,678,000 | $ 308,851 | $ 121,000 |
| Tacoma, WA | 50 | $ 19,310,000 | $ 386,200 | $ 128,000 |
| Trenton-Ewing, NJ | 46 | $ 10,925,000 | $ 237,500 | $ 278,000 |
| Sebastian-Vero Beach, FL | 43 | $ 5,789,000 | $ 134,627 | $ 75,000 |
| Savannah, GA | 41 | $ 6,968,000 | $ 169,951 | $ 54,000 |
| Merced, CA | 40 | $ 8,389,000 | $ 209,725 | $ 104,000 |
| Punta Gorda, FL | 39 | $ 9,465,000 | $ 242,692 | $ 164,000 |
| New York-White Plains-Wayne, NY-NJ | 38 | $ 15,025,000 | $ 395,394 | $ 261,000 |
| Charlottesville, VA | 34 | $ 8,234,000 | $ 242,176 | $ 98,000 |
| Los Angeles-Long Beach-Glendale, CA | 32 | $ 11,626,000 | $ 363,312 | $ 112,000 |
| Denver-Aurora-Broomfield, CO | 31 | $ 6,947,000 | $ 224,096 | $ 79,000 |
| Yuba City, CA | 25 | $ 5,786,000 | $ 231,440 | $ 82,000 |
| El Centro, CA | 23 | $ 5,344,000 | $ 232,347 | $ 78,000 |
| Port St. Lucie, FL | 22 | $ 4,731,000 | $ 215,045 | $ 97,000 |
| Baltimore-Towson, MD | 21 | $ 4,330,000 | $ 206,190 | $ 78,000 |
| Warren-Troy-Farmington Hills, MI | 16 | $ 2,343,000 | $ 146,437 | $ 68,000 |
| Salem, OR | 14 | $ 3,559,000 | $ 254,214 | $ 78,000 |
| Ann Arbor, MI | 13 | $ 1,922,000 | $ 147,846 | $ 66,000 |
| Detroit-Livonia-Dearborn, MI | 13 | $ 1,843,000 | $ 141,769 | $ 55,000 |
| Rochester, MN | 12 | $ 1,587,000 | $ 132,250 | $ 87,000 |
| Newark-Union, NJ-PA | 11 | $ 3,608,000 | $ 328,000 | $ 463,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 10 | $ 3,373,000 | $ 337,300 | $ 108,000 |
| Kankakee-Bradley, IL | 9 | $ 1,357,000 | $ 150,777 | $ 61,000 |
| Lake County-Kenosha County, IL-WI | 9 | $ 1,774,000 | $ 197,111 | $ 87,000 |
| Lakeland-Winter Haven, FL | 9 | $ 1,372,000 | $ 152,444 | $ 53,000 |
| Santa Rosa-Petaluma, CA | 9 | $ 5,496,000 | $ 610,666 | $ 129,000 |
| Pittsburgh, PA | 5 | $ 1,323,000 | $ 264,600 | $ 81,000 |
| San Francisco-San Mateo-Redwood City, CA | 5 | $ 1,951,000 | $ 390,200 | $ 139,000 |
| San Luis Obispo-Paso Robles, CA | 5 | $ 1,446,000 | $ 289,200 | $ 82,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 5 | $ 1,665,000 | $ 333,000 | $ 93,000 |
| Stockton, CA | 5 | $ 1,176,000 | $ 235,200 | $ 71,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 1,766,000 | $ 441,500 | $ 174,000 |
| Burlington, NC | 3 | $ 420,000 | $ 140,000 | $ 198,000 |
| Hanford-Corcoran, CA | 3 | $ 679,000 | $ 226,333 | $ 73,000 |
| Madera-Chowchilla, CA | 3 | $ 574,000 | $ 191,333 | $ 167,000 |
| Napa, CA | 3 | $ 1,455,000 | $ 485,000 | $ 248,000 |
| Boston-Quincy, MA | 2 | $ 775,000 | $ 387,500 | $ 47,000 |
| Ocala, FL | 2 | $ 316,000 | $ 158,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 328,000 | $ 164,000 | $ 527,500 |
| Burlington-South Burlington, VT | 1 | $ 295,000 | $ 295,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 138,000 | $ 138,000 | $ 58,000 |
| Columbus, OH | 1 | $ 133,000 | $ 133,000 | $ 50,000 |
| Gary, IN | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 141,000 | $ 141,000 | $ 61,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 290,000 | $ 290,000 | $ 83,000 |
| Portland-South Portland-Biddeford, ME | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Provo-Orem, UT | 1 | $ 1,750,000 | $ 1,750,000 | $ 377,000 |
| Toledo, OH | 1 | $ 206,000 | $ 206,000 | $ 49,000 |
| Tucson, AZ | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Vallejo-Fairfield, CA | 1 | $ 417,000 | $ 417,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for Ctx Mortgage Company, LLC in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,658 | $2,232,974,000 | $209,000 | $1,000,000 | $92,000 | $3,600,000 |
| Refinancing | 534 | $138,966,000 | $260,000 | $1,750,000 | $94,000 | $3,240,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,328 | $1,090,601,000 | $204,000 | $1,750,000 | $94,000 | $3,600,000 |
| Not Provided | 2,470 | $526,964,000 | $213,000 | $720,000 | $94,000 | $2,135,000 |
| Hispanic | 1,328 | $251,725,000 | $189,000 | $928,000 | $73,000 | $1,498,000 |
| Black or African American | 997 | $209,891,000 | $210,000 | $586,000 | $75,000 | $1,236,000 |
| Asian | 974 | $267,187,000 | $274,000 | $730,000 | $116,000 | $1,926,000 |
| Native Hawaiian or Other Pacific Islander | 56 | $15,528,000 | $277,000 | $572,000 | $126,000 | $1,440,000 |
| American Indian or Alaskan Native | 39 | $10,044,000 | $257,000 | $840,000 | $84,000 | $382,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 5,418 | $1,092,809,000 | $201,000 | $661,000 | $75,000 | $1,800,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,186 | $922,047,000 | $220,000 | $1,750,000 | $119,000 | $3,600,000 |
| VA-guaranteed (Veterans Administration) | 1,588 | $357,084,000 | $224,000 | $548,000 | $78,000 | $1,584,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,743 | $1,617,486,000 | $208,000 | $1,750,000 | $82,000 | $1,002,000 |
| Application Withdrawn By Applicant | 1,537 | $328,135,000 | $213,000 | $840,000 | $130,000 | $3,600,000 |
| Application Approved But Not Accepted | 1,346 | $314,393,000 | $233,000 | $1,498,000 | $106,000 | $2,135,000 |
| Application Denied By Financial Institution | 483 | $95,009,000 | $196,000 | $563,000 | $91,000 | $1,788,000 |
| File Closed For Incompleteness | 83 | $16,917,000 | $203,000 | $500,000 | $97,000 | $1,740,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 208 | $41,377,000 | $198,000 | $563,000 | $80,000 | $1,788,000 |
| Credit History | 155 | $27,434,000 | $176,000 | $416,000 | $62,000 | $423,000 |
| Other | 71 | $15,395,000 | $216,000 | $453,000 | $150,000 | $1,584,000 |
| Employment History | 18 | $3,967,000 | $220,000 | $359,000 | $176,000 | $1,740,000 |
| Unverifiable Information | 17 | $3,895,000 | $229,000 | $472,000 | $137,000 | $1,080,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,908,000 | $238,000 | $417,000 | $117,000 | $357,000 |
| Mortgage Insurance Denied | 3 | $776,000 | $258,000 | $369,000 | $93,000 | $121,000 |
| Collateral | 3 | $257,000 | $85,000 | $170,000 | $130,000 | $211,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ctx Mortgage Company, LLC's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ctx Mortgage Company, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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