Servion Mortgage Lending & HMDA Data, 2025

In 2025, Servion of New Brighton, MN reported 2,210 mortgage applications totaling $537.7 million, up 5% from 2024. The average application was for $243,298, and applicants reported an average income of $112,474. 73% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (223), Duluth, MN-WI (144) and La Crosse-Onalaska, WI-MN (128) (applications in parentheses).

Mortgage Company & Address Servion
500 Main Street
New Brighton, MN 55112
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 2,210
Total Mortgage Loan Application Amount $537,690,000
Average Mortgage Loan Application Amount $243,298
Highest Mortgage Loan Application Amount $1,645,000
Average Applicant Income $112,474
Highest Applicant Income $4,970,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Servion filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Servion by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 786 $ 158,210,000 $ 201,284 $ 94,166
Minneapolis-St. Paul-Bloomington, MN-WI 223 $ 68,905,000 $ 308,991 $ 139,282
Duluth, MN-WI 144 $ 30,290,000 $ 210,347 $ 102,583
La Crosse-Onalaska, WI-MN 128 $ 33,280,000 $ 260,000 $ 105,750
Rochester, MN 80 $ 27,630,000 $ 345,375 $ 160,000
Billings, MT 54 $ 15,010,000 $ 277,962 $ 102,000
Tulsa, OK 40 $ 6,970,000 $ 174,250 $ 83,000
Omaha-Council Bluffs, NE-IA 32 $ 9,350,000 $ 292,187 $ 112,593
Sheboygan, WI 27 $ 6,005,000 $ 222,407 $ 102,000
Milwaukee-Waukesha-West Allis, WI 25 $ 6,115,000 $ 244,600 $ 86,000
Chicago-Naperville, IL 23 $ 6,825,000 $ 296,739 $ 159,000
Elgin, IL 23 $ 5,125,000 $ 222,826 $ 84,000
St. Cloud, MN 22 $ 4,860,000 $ 220,909 $ 95,000
Eau Claire, WI 21 $ 4,575,000 $ 217,857 $ 86,000
Dallas-Plano-Irving, TX 20 $ 4,040,000 $ 202,000 $ 97,000
Rapid City, SD 20 $ 6,100,000 $ 305,000 $ 127,000
Denver-Aurora-Lakewood, CO 19 $ 10,015,000 $ 527,105 $ 172,000
Evansville, IN-KY 19 $ 3,655,000 $ 192,368 $ 65,000
Oklahoma City, OK 19 $ 3,195,000 $ 168,157 $ 84,000
Lima, OH 18 $ 4,280,000 $ 237,777 $ 84,000
Louisville/Jefferson County, KY-IN 18 $ 4,260,000 $ 236,666 $ 103,000
Davenport-Moline-Rock Island, IA-IL 16 $ 2,670,000 $ 166,875 $ 90,500
Indianapolis-Carmel-Anderson, IN 16 $ 3,110,000 $ 194,375 $ 98,000
Jacksonville, FL 13 $ 5,945,000 $ 457,307 $ 203,000
Janesville-Beloit, WI 12 $ 2,780,000 $ 231,666 $ 85,000
Kansas City, MO-KS 12 $ 3,430,000 $ 285,833 $ 122,250
Houston-The Woodlands-Sugar Land, TX 11 $ 4,605,000 $ 418,636 $ 229,000
Madison, WI 10 $ 2,690,000 $ 269,000 $ 99,000
Bloomington, IL 9 $ 1,985,000 $ 220,555 $ 621,000
Cleveland, OH 9 $ 2,015,000 $ 223,888 $ 120,000
Columbia, SC 9 $ 1,755,000 $ 195,000 $ 96,000
Fond Du Lac, WI 9 $ 1,935,000 $ 215,000 $ 79,000
Portland-South Portland, ME 9 $ 3,605,000 $ 400,555 $ 150,000
Scranton--Wilkes-Barre--Hazleton, PA 9 $ 1,775,000 $ 197,222 $ 76,000
Owensboro, KY 8 $ 1,430,000 $ 178,750 $ 79,000
Peoria, IL 8 $ 950,000 $ 118,750 $ 66,000
Waco, TX 8 $ 1,100,000 $ 137,500 $ 141,000
Green Bay, WI 7 $ 1,525,000 $ 217,857 $ 78,000
Lewiston-Auburn, ME 7 $ 2,025,000 $ 289,285 $ 129,000
Little Rock-North Little Rock-Conway, AR 7 $ 1,445,000 $ 206,428 $ 105,000
Des Moines-West Des Moines, IA 6 $ 1,680,000 $ 280,000 $ 108,000
Greenville-Anderson-Mauldin, SC 6 $ 780,000 $ 130,000 $ 123,000
Joplin, MO 6 $ 890,000 $ 148,333 $ 64,000
Oshkosh-Neenah, WI 6 $ 1,720,000 $ 286,666 $ 89,000
Albuquerque, NM 5 $ 2,585,000 $ 517,000 $ 187,000
Atlanta-Sandy Springs-Roswell, GA 5 $ 1,315,000 $ 263,000 $ 145,000
Casper, WY 5 $ 1,025,000 $ 205,000 $ 68,000
Cincinnati, OH-KY-IN 5 $ 1,855,000 $ 371,000 $ 139,600
Fayetteville-Springdale-Rogers, AR-MO 5 $ 1,175,000 $ 235,000 $ 124,000
Jefferson City, MO 5 $ 985,000 $ 197,000 $ 64,000
Lincoln, NE 5 $ 1,065,000 $ 213,000 $ 127,000
Phoenix-Mesa-Scottsdale, AZ 5 $ 1,975,000 $ 395,000 $ 173,000
Bellingham, WA 4 $ 1,210,000 $ 302,500 $ 116,000
Brownsville-Harlingen, TX 4 $ 590,000 $ 147,500 $ 90,000
Cheyenne, WY 4 $ 1,200,000 $ 300,000 $ 126,000
Dubuque, IA 4 $ 540,000 $ 135,000 $ 80,000
Fort Wayne, IN 4 $ 1,160,000 $ 290,000 $ 147,000
Lafayette-West Lafayette, IN 4 $ 780,000 $ 195,000 $ 89,000
Mankato-North Mankato, MN 4 $ 1,280,000 $ 320,000 $ 104,000
Michigan City-La Porte, IN 4 $ 650,000 $ 162,500 $ 48,000
Montgomery County-Bucks County-Chester County, PA 4 $ 1,190,000 $ 297,500 $ 92,000
Portland-Vancouver-Hillsboro, OR-WA 4 $ 1,850,000 $ 462,500 $ 112,000
San Antonio-New Braunfels, TX 4 $ 1,740,000 $ 435,000 $ 215,000
Spokane-Spokane Valley, WA 4 $ 1,160,000 $ 290,000 $ 91,000
St. Louis, MO-IL 4 $ 1,600,000 $ 400,000 $ 190,500
Ames, IA 3 $ 585,000 $ 195,000 $ 106,000
Bozeman, MT 3 $ 1,025,000 $ 341,666 $ 222,000
Cedar Rapids, IA 3 $ 435,000 $ 145,000 $ 76,000
Charleston-North Charleston, SC 3 $ 785,000 $ 261,666 $ 69,000
Iowa City, IA 3 $ 1,055,000 $ 351,666 $ 128,000
Lake County-Porter County-Jasper County, IN 3 $ 675,000 $ 225,000 $ 80,000
Lawrence, KS 3 $ 965,000 $ 321,666 $ 146,000
Minot, ND 3 $ 705,000 $ 235,000 $ 129,000
Muncie, IN 3 $ 495,000 $ 165,000 $ 87,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 3 $ 1,245,000 $ 415,000 $ 178,000
Sioux Falls, SD 3 $ 895,000 $ 298,333 $ 186,000
Wildwood-The Villages, FL 3 $ 615,000 $ 205,000 $ 113,000
Akron, OH 2 $ 560,000 $ 280,000 $ 127,000
Appleton, WI 2 $ 660,000 $ 330,000 $ 96,000
Bismarck, ND 2 $ 940,000 $ 470,000 $ 108,000
Clarksville, TN-KY 2 $ 430,000 $ 215,000 $ 87,000
Dayton-Springfield-Kettering, OH 2 $ 280,000 $ 140,000 $ 79,000
Decatur, IL 2 $ 320,000 $ 160,000 $ 194,000
Florence, SC 2 $ 320,000 $ 160,000 $ 47,000
Fort Collins, CO 2 $ 440,000 $ 220,000 $ 65,000
Fort Worth-Arlington, TX 2 $ 690,000 $ 345,000 $ 109,000
Gainesville, FL 2 $ 660,000 $ 330,000 $ 114,000
Grand Rapids-Wyoming, MI 2 $ 660,000 $ 330,000 $ 312,000
Great Falls, MT 2 $ 600,000 $ 300,000 $ 125,000
Helena, MT 2 $ 580,000 $ 290,000 $ 166,000
Hot Springs, AR 2 $ 320,000 $ 160,000 $ 64,000
Kokomo, IN 2 $ 230,000 $ 115,000 $ 587,000
Lake County-Kenosha County, IL-WI 2 $ 680,000 $ 340,000 $ 214,000
Missoula, MT 2 $ 650,000 $ 325,000 $ 145,000
Mobile, AL 2 $ 370,000 $ 185,000 $ 50,000
Modesto, CA 2 $ 560,000 $ 280,000 $ 152,000
Niles-Benton Harbor, MI 2 $ 510,000 $ 255,000 $ 510,000
North Port-Sarasota-Bradenton, FL 2 $ 360,000 $ 180,000 $ 73,000
Orlando-Kissimmee-Sanford, FL 2 $ 800,000 $ 400,000 $ 101,000
Provo-Orem, UT 2 $ 1,020,000 $ 510,000 $ 240,000
Pueblo, CO 2 $ 670,000 $ 335,000 $ 150,000
Salt Lake City, UT 2 $ 510,000 $ 255,000 $ 76,000
Sioux City, IA-NE-SD 2 $ 390,000 $ 195,000 $ 81,000
Tucson, AZ 2 $ 410,000 $ 205,000 $ 151,000
Wausau, WI 2 $ 700,000 $ 350,000 $ 244,000
Wilmington, NC 2 $ 660,000 $ 330,000 $ 232,000
Amarillo, TX 1 $ 45,000 $ 45,000 $ 82,000
Anaheim-Santa Ana-Irvine, CA 1 $ 705,000 $ 705,000 $ 372,000
Bay City, MI 1 $ 115,000 $ 115,000 $ 42,000
Birmingham-Hoover, AL 1 $ 235,000 $ 235,000 $ 198,000
Bowling Green, KY 1 $ 155,000 $ 155,000 $ 70,000
Canton-Massillon, OH 1 $ 105,000 $ 105,000 $ 62,000
Colorado Springs, CO 1 $ 175,000 $ 175,000 $ 120,000
Columbia, MO 1 $ 505,000 $ 505,000 $ 272,000
Crestview-Fort Walton Beach-Destin, FL 1 $ 285,000 $ 285,000 $ 84,000
Detroit-Dearborn-Livonia, MI 1 $ 275,000 $ 275,000 $ 105,000
Fayetteville, NC 1 $ 25,000 $ 25,000 $ 185,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 215,000 $ 215,000 $ 260,000
Grand Forks, ND-MN 1 $ 205,000 $ 205,000 $ 93,000
Grand Junction, CO 1 $ 135,000 $ 135,000 $ 64,000
Greeley, CO 1 $ 525,000 $ 525,000 $ 279,000
Greensboro-High Point, NC 1 $ 135,000 $ 135,000 $ 51,000
Hammond, LA 1 $ 185,000 $ 185,000 $ 89,000
Harrisburg-Carlisle, PA 1 $ 125,000 $ 125,000 $ 100,000
Huntsville, AL 1 $ 265,000 $ 265,000 $ 95,000
Kankakee, IL 1 $ 125,000 $ 125,000 $ 278,000
Kingsport-Bristol-Bristol, TN-VA 1 $ 205,000 $ 205,000 $ 68,000
Lakeland-Winter Haven, FL 1 $ 625,000 $ 625,000 $ 270,000
Las Cruces, NM 1 $ 225,000 $ 225,000 $ 72,000
Las Vegas-Henderson-Paradise, NV 1 $ 1,025,000 $ 1,025,000 $ 456,000
Longview, WA 1 $ 445,000 $ 445,000 $ 66,000
Mansfield, OH 1 $ 185,000 $ 185,000 $ 105,000
Memphis, TN-MS-AR 1 $ 405,000 $ 405,000 $ 254,000
Miami-Miami Beach-Kendall, FL 1 $ 405,000 $ 405,000 $ 178,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 1 $ 335,000 $ 335,000 $ 72,000
Nashville-Davidson--Murfreesboro--Franklin, TN 1 $ 325,000 $ 325,000 $ 100,000
New Orleans-Metairie, LA 1 $ 165,000 $ 165,000 $ 60,000
Ocala, FL 1 $ 185,000 $ 185,000 $ 228,000
Pensacola-Ferry Pass-Brent, FL 1 $ 255,000 $ 255,000 $ 49,000
Punta Gorda, FL 1 $ 295,000 $ 295,000 $ 192,000
Racine, WI 1 $ 345,000 $ 345,000 $ 63,000
Riverside-San Bernardino-Ontario, CA 1 $ 45,000 $ 45,000 $ 29,000
Santa Fe, NM 1 $ 575,000 $ 575,000 $ 247,000
Sherman-Denison, TX 1 $ 165,000 $ 165,000 $ 34,000
Springfield, IL 1 $ 245,000 $ 245,000 $ 135,000
Springfield, MO 1 $ 65,000 $ 65,000 $ 80,000
St. Petersburg-Clearwater-Largo, FL 1 $ 805,000 $ 805,000 $ 402,000
Tallahassee, FL 1 $ 185,000 $ 185,000 $ 140,000
Topeka, KS 1 $ 95,000 $ 95,000 $ 35,000
Trenton, NJ 1 $ 575,000 $ 575,000 $ 258,000
Tyler, TX 1 $ 485,000 $ 485,000 $ 173,000
Virginia Beach-Norfolk-Newport News, VA-NC 1 $ 345,000 $ 345,000 $ 70,000
Warren-Troy-Farmington Hills, MI 1 $ 125,000 $ 125,000 $ 68,000
Washington-Baltimore-Arlington, DC 1 $ 335,000 $ 335,000 $ 75,000
Winston-Salem, NC 1 $ 555,000 $ 555,000 $ 578,000
York-Hanover, PA 1 $ 195,000 $ 195,000 $ 278,000

Mortgage Loan Application Detail Totals for Servion in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,558 $390,240,000 $250,000 $1,645,000 $109,000 $740,000
Cash-out Refinancing 403 $81,195,000 $201,000 $1,235,000 $106,000 $1,200,000
Refinancing 248 $66,110,000 $266,000 $1,365,000 $145,000 $4,970,000
Other Purpose 1 $145,000 $145,000 $145,000 $69,000 $69,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,649 $407,245,000 $246,000 $1,645,000 $114,000 $4,970,000
Not Provided 291 $68,825,000 $236,000 $1,005,000 $117,000 $870,000
Hispanic 129 $27,885,000 $216,000 $805,000 $88,000 $402,000
Black or African American 87 $18,345,000 $210,000 $525,000 $90,000 $255,000
Asian 34 $10,610,000 $312,000 $725,000 $157,000 $600,000
American Indian or Alaskan Native 17 $3,965,000 $233,000 $485,000 $110,000 $259,000
Native Hawaiian or Other Pacific Islander 3 $815,000 $271,000 $425,000 $82,000 $122,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,674 $408,340,000 $243,000 $1,645,000 $117,000 $1,200,000
FHA-insured (Federal Housing Administration) 329 $71,275,000 $216,000 $785,000 $83,000 $634,000
VA-guaranteed (Veterans Administration) 191 $55,325,000 $289,000 $815,000 $130,000 $4,970,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 16 $2,750,000 $171,000 $255,000 $70,000 $112,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,609 $399,455,000 $248,000 $1,645,000 $111,000 $740,000
Application Withdrawn By Applicant 454 $105,600,000 $232,000 $1,085,000 $122,000 $4,970,000
Application Denied By Financial Institution 117 $23,355,000 $199,000 $675,000 $82,000 $286,000
File Closed For Incompleteness 19 $5,715,000 $300,000 $765,000 $213,000 $897,000
Application Approved But Not Accepted 11 $3,565,000 $324,000 $1,365,000 $127,000 $472,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,093 $514,335,000 $245,000 $1,645,000 $114,000 $4,970,000
Credit History 44 $7,810,000 $177,000 $605,000 $85,000 $232,000
Debt-To-Income Ratio 38 $7,810,000 $205,000 $675,000 $59,000 $182,000
Collateral 20 $4,330,000 $216,000 $465,000 $115,000 $286,000
Employment History 9 $1,735,000 $192,000 $325,000 $68,000 $92,000
Other 3 $435,000 $145,000 $255,000 $71,000 $82,000
Insufficient Cash (Downpayment, Closing Cost) 2 $910,000 $455,000 $495,000 $179,000 $181,000
Unverifiable Information 1 $325,000 $325,000 $325,000 $69,000 $69,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Servion's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Servion's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet with aggregated HMDA statistics today.

Download the Minnesota Lender List