Dac Retail, LLC Mortgage Lending & HMDA Data, 2019
In 2019, Dac Retail, LLC of Dallas, TX reported 150 mortgage applications totaling $26.8 million. The average application was for $178,400, and applicants reported an average income of $0. 57% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Chicago-Naperville, IL (15), Atlanta-Sandy Springs-Roswell, GA (11) and Newark, NJ-PA (10) (applications in parentheses).
| Mortgage Company & Address | Dac Retail, LLC 8235 Douglas Ave # 900 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 |
| Total Number of Mortgage Applications | 150 |
| Total Mortgage Loan Application Amount | $26,760,000 |
| Average Mortgage Loan Application Amount | $178,400 |
| Highest Mortgage Loan Application Amount | $1,445,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dac Retail, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 11 | $ 3,305,000 | $ 300,454 | $ 0 |
| Fulton, Georgia | 10 | $ 1,540,000 | $ 154,000 | $ 0 |
| Wayne, Michigan | 9 | $ 865,000 | $ 96,111 | $ 0 |
| Essex, New Jersey | 9 | $ 1,985,000 | $ 220,555 | $ 0 |
| Tulsa, Oklahoma | 6 | $ 350,000 | $ 58,333 | $ 0 |
| Marion, Indiana | 5 | $ 355,000 | $ 71,000 | $ 0 |
| Will, Illinois | 4 | $ 410,000 | $ 102,500 | $ 0 |
| Madison, Alabama | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Wicomico, Maryland | 3 | $ 245,000 | $ 81,666 | $ 0 |
| Oakland, Michigan | 3 | $ 565,000 | $ 188,333 | $ 0 |
| Philadelphia, Pennsylvania | 3 | $ 695,000 | $ 231,666 | $ 0 |
| Calhoun, Texas | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Jefferson, Alabama | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Fairfield, Connecticut | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Honolulu, Hawaii | 2 | $ 1,820,000 | $ 910,000 | $ 0 |
| Hampden, Massachusetts | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Worcester, Massachusetts | 2 | $ 300,000 | $ 150,000 | $ 0 |
| St. Louis City, Missouri | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Hudson, New Jersey | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Rogers, Oklahoma | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Jackson, Oregon | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Delaware, Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Union, South Carolina | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Bexar, Texas | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Cleburne, Arkansas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hartford, Connecticut | 1 | $ 215,000 | $ 215,000 | $ 0 |
| New Castle, Delaware | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Sussex, Delaware | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Pinellas, Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sarasota, Florida | 1 | $ 1,195,000 | $ 1,195,000 | $ 0 |
| DeKalb, Georgia | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Latah, Idaho | 1 | $ 295,000 | $ 295,000 | $ 0 |
| DeKalb, Illinois | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Kane, Illinois | 1 | $ 85,000 | $ 85,000 | $ 0 |
| St. Clair, Illinois | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Elkhart, Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| LaPorte, Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Noble, Indiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| St. Joseph, Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Sedgwick, Kansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Campbell, Kentucky | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Caddo, Louisiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Allegany, Maryland | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Baltimore City, Maryland | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Frederick, Maryland | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Howard, Maryland | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Calhoun, Michigan | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Kent, Michigan | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Macomb, Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Muskegon, Michigan | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Washtenaw, Michigan | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Greene, Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Jackson, Missouri | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Yellowstone, Montana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Bergen, New Jersey | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Burlington, New Jersey | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Middlesex, New Jersey | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Morris, New Jersey | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Ocean, New Jersey | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Salem, New Jersey | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Somerset, New Jersey | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Rensselaer, New York | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Ashe, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Edgecombe, North Carolina | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Martin, North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pender, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lucas, Ohio | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Warren, Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Creek, Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Delaware, Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Muskogee, Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Washington, Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Allegheny, Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Monroe, Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Washington, Rhode Island | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Charleston, South Carolina | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| Pickens, South Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Montgomery, Tennessee | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Shelby, Tennessee | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Chesapeake, Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Richmond City, Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
Mortgage Loan Application Detail Totals for Dac Retail, LLC in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 105 | $18,075,000 | $172,000 | $1,445,000 | $0 | $0 |
| Cash-out Refinancing | 24 | $4,400,000 | $183,000 | $1,195,000 | $0 | $0 |
| Home Improvement | 16 | $3,170,000 | $198,000 | $1,125,000 | $0 | $0 |
| Refinancing | 5 | $1,115,000 | $223,000 | $695,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 56 | $9,320,000 | $166,000 | $1,195,000 | $0 | $0 |
| Black or African American | 54 | $7,950,000 | $147,000 | $695,000 | $0 | $0 |
| Hispanic | 17 | $5,875,000 | $345,000 | $1,445,000 | $0 | $0 |
| Asian | 10 | $1,810,000 | $181,000 | $505,000 | $0 | $0 |
| Not Provided | 7 | $885,000 | $126,000 | $235,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $815,000 | $163,000 | $305,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $105,000 | $105,000 | $105,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 150 | $26,760,000 | $178,000 | $1,445,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 85 | $12,455,000 | $146,000 | $1,125,000 | $0 | $0 |
| Application Withdrawn By Applicant | 33 | $6,415,000 | $194,000 | $1,085,000 | $0 | $0 |
| Application Denied By Financial Institution | 32 | $7,890,000 | $246,000 | $1,445,000 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 118 | $18,870,000 | $159,000 | $1,125,000 | $0 | $0 |
| Collateral | 13 | $2,415,000 | $185,000 | $1,445,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,345,000 | $213,000 | $385,000 | $0 | $0 |
| Other | 5 | $2,895,000 | $579,000 | $1,195,000 | $0 | $0 |
| Credit History | 2 | $120,000 | $60,000 | $65,000 | $0 | $0 |
| Unverifiable Information | 1 | $115,000 | $115,000 | $115,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dac Retail, LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dac Retail, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About