Dell Franklin Financial Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Dell Franklin Financial Llc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Dell Franklin Financial Llc 8334 Veterans Highway, Suite #1 Millersville, MD 21108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 700 |
| Total Mortgage Loan Application Amount | $154,866,000 |
| Average Mortgage Loan Application Amount | $222,500 |
| Highest Mortgage Loan Application Amount | $1,425,000 |
| Average Applicant Income | $112,000 |
| Highest Applicant Income | $905,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Dell Franklin Financial Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Dell Franklin Financial Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Dell Franklin Financial Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Dell Franklin Financial Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Dell Franklin Financial Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Dell Franklin Financial Llc's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore County Maryland | 132 | $ 26,599,000 | $ 201,000 | $ 102,000 |
| Anne Arundel County Maryland | 120 | $ 34,844,000 | $ 290,000 | $ 140,000 |
| Baltimore City County Maryland | 81 | $ 9,307,000 | $ 114,000 | $ 94,000 |
| Montgomery County Maryland | 34 | $ 11,585,000 | $ 340,000 | $ 167,000 |
| Prince George's County Maryland | 31 | $ 6,933,000 | $ 223,000 | $ 123,000 |
| Frederick County Maryland | 29 | $ 9,015,000 | $ 310,000 | $ 122,000 |
| Queen Anne's County Maryland | 23 | $ 7,803,000 | $ 339,000 | $ 113,000 |
| District of Columbia County District Of Columbia | 22 | $ 4,993,000 | $ 226,000 | $ 94,000 |
| Dorchester County Maryland | 21 | $ 3,743,000 | $ 178,000 | $ 70,000 |
| Harford County Maryland | 18 | $ 4,132,000 | $ 229,000 | $ 96,000 |
| Fairfax County Virginia | 17 | $ 4,172,000 | $ 245,000 | $ 63,000 |
| Cook County Illinois | 13 | $ 2,557,000 | $ 196,000 | $ 66,000 |
| Carroll County Maryland | 12 | $ 2,803,000 | $ 233,000 | $ 88,000 |
| Worcester County Maryland | 10 | $ 3,472,000 | $ 347,000 | $ 300,000 |
| Portsmouth County Virginia | 10 | $ 405,000 | $ 40,000 | $ 123,000 |
| Caroline County Maryland | 9 | $ 1,443,000 | $ 160,000 | $ 63,000 |
| Washington County Maryland | 9 | $ 1,743,000 | $ 193,000 | $ 82,000 |
| Howard County Maryland | 8 | $ 2,328,000 | $ 291,000 | $ 158,000 |
| York County Pennsylvania | 8 | $ 1,377,000 | $ 172,000 | $ 80,000 |
| Kent County Delaware | 7 | $ 1,273,000 | $ 181,000 | $ 63,000 |
| Sussex County Delaware | 7 | $ 982,000 | $ 140,000 | $ 64,000 |
| Newport News County Virginia | 7 | $ 276,000 | $ 39,000 | $ 104,000 |
| Will County Illinois | 6 | $ 882,000 | $ 147,000 | $ 35,000 |
| Prince William County Virginia | 6 | $ 1,047,000 | $ 174,000 | $ 77,000 |
| Charles County Maryland | 5 | $ 1,307,000 | $ 261,000 | $ 131,000 |
| Talbot County Maryland | 5 | $ 1,063,000 | $ 212,000 | $ 155,000 |
| Franklin County Pennsylvania | 5 | $ 747,000 | $ 149,000 | $ 93,000 |
| Norfolk County Virginia | 4 | $ 195,000 | $ 48,000 | $ 107,000 |
| New London County Connecticut | 3 | $ 469,000 | $ 156,000 | $ 154,000 |
| Manassas County Virginia | 3 | $ 745,000 | $ 248,000 | $ 0 |
| New Haven County Connecticut | 2 | $ 495,000 | $ 247,000 | $ 195,000 |
| Polk County Florida | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Kane County Illinois | 2 | $ 230,000 | $ 115,000 | $ 88,000 |
| Garrett County Maryland | 2 | $ 327,000 | $ 163,000 | $ 167,000 |
| Charleston County South Carolina | 2 | $ 316,000 | $ 158,000 | $ 480,000 |
| Pickens County South Carolina | 2 | $ 66,000 | $ 33,000 | $ 289,000 |
| Arlington County Virginia | 2 | $ 200,000 | $ 100,000 | $ 71,000 |
| Richmond City County Virginia | 2 | $ 162,000 | $ 81,000 | $ 76,000 |
| Fairfield County Connecticut | 1 | $ 350,000 | $ 350,000 | $ 228,000 |
| New Castle County Delaware | 1 | $ 121,000 | $ 121,000 | $ 35,000 |
| Bay County Florida | 1 | $ 694,000 | $ 694,000 | $ 0 |
| DuPage County Illinois | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Grundy County Illinois | 1 | $ 38,000 | $ 38,000 | $ 73,000 |
| McHenry County Illinois | 1 | $ 180,000 | $ 180,000 | $ 133,000 |
| Kent County Maryland | 1 | $ 264,000 | $ 264,000 | $ 57,000 |
| Wicomico County Maryland | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Jackson County Missouri | 1 | $ 280,000 | $ 280,000 | $ 75,000 |
| Greene County New York | 1 | $ 196,000 | $ 196,000 | $ 93,000 |
| Hickman County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 46,000 |
| Maury County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 30,000 |
| Goochland County Virginia | 1 | $ 193,000 | $ 193,000 | $ 60,000 |
| Loudoun County Virginia | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Prince George County Virginia | 1 | $ 158,000 | $ 158,000 | $ 53,000 |
| Spotsylvania County Virginia | 1 | $ 228,000 | $ 228,000 | $ 71,000 |
| Stafford County Virginia | 1 | $ 240,000 | $ 240,000 | $ 61,000 |
| Berkeley County West Virginia | 1 | $ 150,000 | $ 150,000 | $ 44,000 |
| Jefferson County West Virginia | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Dell Franklin Financial Llc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 372 | $70,958,000 | $190,000 | $1,421,000 | $111,000 | $905,000 |
| Refinancing | 328 | $83,908,000 | $255,000 | $1,425,000 | $113,000 | $780,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 438 | $104,240,000 | $237,000 | $1,250,000 | $120,000 | $905,000 |
| Black or African American | 157 | $28,741,000 | $183,000 | $1,421,000 | $104,000 | $720,000 |
| Hispanic | 75 | $15,948,000 | $212,000 | $1,425,000 | $86,000 | $762,000 |
| Not Provided | 16 | $2,634,000 | $164,000 | $391,000 | $91,000 | $206,000 |
| Asian | 12 | $2,775,000 | $231,000 | $500,000 | $60,000 | $127,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $528,000 | $264,000 | $415,000 | $291,000 | $291,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 598 | $135,021,000 | $225,000 | $1,425,000 | $120,000 | $905,000 |
| FHA-insured (Federal Housing Administration) | 95 | $18,290,000 | $192,000 | $368,000 | $62,000 | $157,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,555,000 | $222,000 | $336,000 | $57,000 | $91,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 535 | $120,809,000 | $225,000 | $1,425,000 | $111,000 | $780,000 |
| Application Withdrawn By Applicant | 87 | $18,131,000 | $208,000 | $1,250,000 | $114,000 | $905,000 |
| Application Denied By Financial Institution | 57 | $11,439,000 | $200,000 | $712,000 | $133,000 | $600,000 |
| Application Approved But Not Accepted | 13 | $2,349,000 | $180,000 | $388,000 | $51,000 | $118,000 |
| File Closed For Incompleteness | 8 | $2,138,000 | $267,000 | $768,000 | $88,000 | $252,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 16 | $2,235,000 | $139,000 | $396,000 | $175,000 | $480,000 |
| Collateral | 9 | $1,496,000 | $166,000 | $694,000 | $60,000 | $100,000 |
| Credit History | 9 | $2,343,000 | $260,000 | $712,000 | $100,000 | $192,000 |
| Unverifiable Information | 5 | $1,676,000 | $335,000 | $682,000 | $105,000 | $192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $889,000 | $444,000 | $711,000 | $204,000 | $204,000 |
| Credit Application Incomplete | 1 | $69,000 | $69,000 | $69,000 | $26,000 | $26,000 |
| Employment History | 1 | $165,000 | $165,000 | $165,000 | $72,000 | $72,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dell Franklin Financial Llc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dell Franklin Financial Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.