Mortgage Lenders in Destin, FL
4 mortgage lenders are based in Destin, FL, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Okaloosa County, FL in 2025.
Most active mortgage lenders in Okaloosa County, FL (2025)
In 2025, 396 lenders made 5,596 home loans worth $1.9 billion in Okaloosa County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Okaloosa County, which includes Destin.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 489 | $180.5M | $369,000 | 8.7% |
| 2 | Crosscountry Mortgage, LLC Cleveland, OH | 321 | $117.6M | $366,000 | 5.7% |
| 3 | Movement Mortgage, LLC Indian Land, SC | 252 | $88.5M | $351,000 | 4.5% |
| 4 | DHI Mortgage Company, Ltd. Austin, TX | 246 | $79.8M | $324,000 | 4.4% |
| 5 | Navy Federal Credit Union Vienna, VA | 194 | $49.3M | $254,000 | 3.5% |
| 6 | Mortgage Research Center Columbia, MO | 187 | $68.5M | $366,000 | 3.3% |
| 7 | University Bank Ann Arbor, MI | 154 | $54.2M | $352,000 | 2.8% |
| 8 | Eglin Federal Credit Union Fort Walton Beach, FL | 148 | $20.1M | $135,000 | 2.6% |
| 9 | Waterstone Mortgage Corporation Brookfield, WI | 117 | $35.3M | $301,000 | 2.1% |
| 10 | Freedom Mortgage Corporation Boca Raton, FL | 111 | $38.5M | $347,000 | 2.0% |
See every lender in Okaloosa County and its 2025 mortgage data · top lenders in Florida · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Destin, FL
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Destin Bank
P.O. BOX 248 DESTIN, FL 32540 |
* | 2,408 | $619,675,000 |
| First Florida Bank
125 MAIN STREET DESTIN, FL 32541 |
* | 1,312 | $358,010,000 |
| First Florida Bank
2000 NINETY EIGHT PALMS BLVD DESTIN, FL 32541 |
* | 1,925 | $589,243,000 |
| Gulfsouth Private Bank
4405 COMMONS DRIVE EAST DESTIN, FL 32541 |
* | 117 | $89,748,000 |
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