Discover Bank Mortgage Lending & HMDA Data, 2025
In 2025, Discover Bank of Greenwood, DE reported 68,974 mortgage applications totaling $6.8 billion, down 68% from 2024. The average application was for $98,238, and applicants reported an average income of $140,138. 14% of its applications resulted in an originated loan and 55% were denied. Its largest markets were Chicago-Naperville, IL (1,854), Houston-The Woodlands-Sugar Land, TX (1,677) and Atlanta-Sandy Springs-Roswell, GA (1,646) (applications in parentheses).
| Mortgage Company & Address | Discover Bank 12 Reads Way Greenwood, DE 19950 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 68,974 |
| Total Mortgage Loan Application Amount | $6,775,880,000 |
| Average Mortgage Loan Application Amount | $98,238 |
| Highest Mortgage Loan Application Amount | $505,000 |
| Average Applicant Income | $140,138 |
| Highest Applicant Income | $9,700,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Discover Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 7,261 | $ 618,775,000 | $ 85,218 | $ 112,894 |
| Chicago-Naperville, IL | 1,854 | $ 168,480,000 | $ 90,873 | $ 146,000 |
| Houston-The Woodlands-Sugar Land, TX | 1,677 | $ 175,315,000 | $ 104,540 | $ 154,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1,646 | $ 176,250,000 | $ 107,077 | $ 133,000 |
| New York-Jersey City-White Plains, NY-NJ | 1,607 | $ 199,315,000 | $ 124,029 | $ 169,823 |
| Dallas-Plano-Irving, TX | 1,419 | $ 164,805,000 | $ 116,141 | $ 165,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,278 | $ 127,760,000 | $ 99,968 | $ 131,000 |
| Nassau County-Suffolk County, NY | 1,159 | $ 139,485,000 | $ 120,349 | $ 186,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,104 | $ 144,530,000 | $ 130,914 | $ 176,000 |
| Lakewood-New Brunswick, NJ | 1,058 | $ 118,240,000 | $ 111,758 | $ 158,000 |
| Riverside-San Bernardino-Ontario, CA | 1,055 | $ 111,835,000 | $ 106,004 | $ 153,000 |
| Orlando-Kissimmee-Sanford, FL | 898 | $ 94,370,000 | $ 105,089 | $ 151,000 |
| Arlington-Alexandria-Reston, VA-WV | 848 | $ 97,960,000 | $ 115,518 | $ 177,127 |
| Las Vegas-Henderson-Paradise, NV | 817 | $ 81,415,000 | $ 99,651 | $ 136,000 |
| Charlotte-Concord-Gastonia, NC-SC | 770 | $ 82,540,000 | $ 107,194 | $ 138,555 |
| Tampa, FL | 753 | $ 76,585,000 | $ 101,706 | $ 133,000 |
| Miami-Miami Beach-Kendall, FL | 746 | $ 87,210,000 | $ 116,903 | $ 150,000 |
| Denver-Aurora-Lakewood, CO | 718 | $ 73,440,000 | $ 102,284 | $ 163,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 661 | $ 58,575,000 | $ 88,615 | $ 144,644 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 656 | $ 71,070,000 | $ 108,338 | $ 138,000 |
| Newark, NJ-PA | 654 | $ 74,650,000 | $ 114,143 | $ 187,000 |
| St. Louis, MO-IL | 641 | $ 53,635,000 | $ 83,673 | $ 137,263 |
| Indianapolis-Carmel-Anderson, IN | 605 | $ 54,085,000 | $ 89,396 | $ 141,000 |
| Camden, NJ | 555 | $ 53,545,000 | $ 96,477 | $ 138,000 |
| Fort Worth-Arlington, TX | 550 | $ 55,510,000 | $ 100,927 | $ 138,000 |
| Warren-Troy-Farmington Hills, MI | 549 | $ 49,065,000 | $ 89,371 | $ 131,000 |
| Montgomery County-Bucks County-Chester County, PA | 547 | $ 60,155,000 | $ 109,972 | $ 155,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 541 | $ 55,045,000 | $ 101,746 | $ 155,000 |
| Pittsburgh, PA | 539 | $ 44,675,000 | $ 82,884 | $ 117,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 537 | $ 57,735,000 | $ 107,513 | $ 153,000 |
| Cincinnati, OH-KY-IN | 529 | $ 43,675,000 | $ 82,561 | $ 124,519 |
| Austin-Round Rock, TX | 513 | $ 60,185,000 | $ 117,319 | $ 171,000 |
| Kansas City, MO-KS | 504 | $ 42,650,000 | $ 84,623 | $ 120,793 |
| Columbus, OH | 495 | $ 42,985,000 | $ 86,838 | $ 127,000 |
| Marietta, GA | 492 | $ 49,780,000 | $ 101,178 | $ 141,000 |
| San Diego-Carlsbad, CA | 490 | $ 62,050,000 | $ 126,632 | $ 184,000 |
| San Antonio-New Braunfels, TX | 483 | $ 43,215,000 | $ 89,472 | $ 125,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 479 | $ 44,075,000 | $ 92,014 | $ 147,000 |
| Cleveland, OH | 476 | $ 38,180,000 | $ 80,210 | $ 124,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 455 | $ 45,795,000 | $ 100,648 | $ 141,600 |
| Jacksonville, FL | 444 | $ 46,640,000 | $ 105,045 | $ 149,000 |
| Anaheim-Santa Ana-Irvine, CA | 437 | $ 60,495,000 | $ 138,432 | $ 216,000 |
| Providence-Warwick, RI-MA | 422 | $ 38,530,000 | $ 91,303 | $ 127,663 |
| Cambridge-Newton-Framingham, MA | 413 | $ 50,535,000 | $ 122,360 | $ 163,000 |
| Oakland-Hayward-Berkeley, CA | 406 | $ 59,640,000 | $ 146,896 | $ 353,000 |
| Raleigh, NC | 391 | $ 41,345,000 | $ 105,741 | $ 146,000 |
| Philadelphia, PA | 375 | $ 36,085,000 | $ 96,226 | $ 118,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 365 | $ 34,835,000 | $ 95,438 | $ 127,205 |
| Richmond, VA | 353 | $ 34,185,000 | $ 96,841 | $ 157,000 |
| Hartford-West Hartford-East Hartford, CT | 350 | $ 30,930,000 | $ 88,371 | $ 176,000 |
| Boston, MA | 345 | $ 38,595,000 | $ 111,869 | $ 151,000 |
| Oklahoma City, OK | 343 | $ 28,245,000 | $ 82,346 | $ 145,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 334 | $ 26,870,000 | $ 80,449 | $ 131,000 |
| Detroit-Dearborn-Livonia, MI | 334 | $ 25,660,000 | $ 76,826 | $ 108,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 311 | $ 27,465,000 | $ 88,311 | $ 123,000 |
| North Port-Sarasota-Bradenton, FL | 309 | $ 33,555,000 | $ 108,592 | $ 146,000 |
| St. Petersburg-Clearwater-Largo, FL | 308 | $ 30,790,000 | $ 99,967 | $ 136,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 301 | $ 26,405,000 | $ 87,724 | $ 103,000 |
| Louisville/Jefferson County, KY-IN | 288 | $ 24,960,000 | $ 86,666 | $ 127,010 |
| Elgin, IL | 280 | $ 25,010,000 | $ 89,321 | $ 141,000 |
| Lakeland-Winter Haven, FL | 277 | $ 22,315,000 | $ 80,559 | $ 106,000 |
| Lake County-Kenosha County, IL-WI | 267 | $ 27,535,000 | $ 103,127 | $ 153,000 |
| Seattle-Bellevue-Everett, WA | 265 | $ 36,105,000 | $ 136,245 | $ 214,000 |
| Salt Lake City, UT | 259 | $ 27,585,000 | $ 106,505 | $ 139,000 |
| Bridgeport-Stamford-Norwalk, CT | 255 | $ 29,285,000 | $ 114,843 | $ 183,000 |
| Port St. Lucie, FL | 252 | $ 22,940,000 | $ 91,031 | $ 117,000 |
| Tucson, AZ | 249 | $ 23,545,000 | $ 94,558 | $ 134,000 |
| Knoxville, TN | 248 | $ 26,110,000 | $ 105,282 | $ 123,000 |
| Memphis, TN-MS-AR | 248 | $ 20,470,000 | $ 82,540 | $ 118,693 |
| Cape Coral-Fort Myers, FL | 246 | $ 26,550,000 | $ 107,926 | $ 143,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 243 | $ 26,775,000 | $ 110,185 | $ 156,000 |
| Charleston-North Charleston, SC | 240 | $ 22,980,000 | $ 95,750 | $ 133,000 |
| Wilmington, DE-MD-NJ | 237 | $ 21,875,000 | $ 92,299 | $ 134,265 |
| Albany-Schenectady-Troy, NY | 233 | $ 21,815,000 | $ 93,626 | $ 133,000 |
| Rochester, NY | 229 | $ 17,865,000 | $ 78,013 | $ 107,000 |
| Tulsa, OK | 229 | $ 18,185,000 | $ 79,410 | $ 152,000 |
| Milwaukee-Waukesha-West Allis, WI | 228 | $ 18,860,000 | $ 82,719 | $ 137,000 |
| Greenville-Anderson-Mauldin, SC | 226 | $ 20,660,000 | $ 91,415 | $ 110,000 |
| Worcester, MA-CT | 226 | $ 21,440,000 | $ 94,867 | $ 135,000 |
| Birmingham-Hoover, AL | 222 | $ 19,050,000 | $ 85,810 | $ 142,000 |
| Lake County-Porter County-Jasper County, IN | 205 | $ 15,575,000 | $ 75,975 | $ 116,000 |
| Palm Bay-Melbourne-Titusville, FL | 200 | $ 21,660,000 | $ 108,300 | $ 128,000 |
| Albuquerque, NM | 194 | $ 18,150,000 | $ 93,556 | $ 117,000 |
| Omaha-Council Bluffs, NE-IA | 192 | $ 16,420,000 | $ 85,520 | $ 130,442 |
| Fresno, CA | 190 | $ 18,500,000 | $ 97,368 | $ 135,000 |
| Tacoma-Lakewood, WA | 183 | $ 17,655,000 | $ 96,475 | $ 148,000 |
| Akron, OH | 177 | $ 14,145,000 | $ 79,915 | $ 110,000 |
| New Orleans-Metairie, LA | 174 | $ 14,050,000 | $ 80,747 | $ 127,000 |
| Grand Rapids-Wyoming, MI | 173 | $ 15,835,000 | $ 91,531 | $ 127,000 |
| Stockton-Lodi, CA | 173 | $ 18,045,000 | $ 104,306 | $ 162,000 |
| Atlantic City-Hammonton, NJ | 171 | $ 15,295,000 | $ 89,444 | $ 121,000 |
| Colorado Springs, CO | 168 | $ 13,810,000 | $ 82,202 | $ 140,000 |
| El Paso, TX | 165 | $ 14,145,000 | $ 85,727 | $ 128,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 165 | $ 24,785,000 | $ 150,212 | $ 244,000 |
| Greensboro-High Point, NC | 162 | $ 13,130,000 | $ 81,049 | $ 115,000 |
| Boise City, ID | 159 | $ 15,695,000 | $ 98,710 | $ 158,000 |
| Chattanooga, TN-GA | 158 | $ 14,990,000 | $ 94,873 | $ 112,924 |
| Oxnard-Thousand Oaks-Ventura, CA | 154 | $ 19,830,000 | $ 128,766 | $ 189,000 |
| Augusta-Richmond County, GA-SC | 153 | $ 13,355,000 | $ 87,287 | $ 112,483 |
| Everett, WA | 153 | $ 19,715,000 | $ 128,856 | $ 180,000 |
| Columbia, SC | 151 | $ 12,635,000 | $ 83,675 | $ 113,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 151 | $ 12,035,000 | $ 79,701 | $ 100,000 |
| Ocala, FL | 151 | $ 13,975,000 | $ 92,549 | $ 100,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 149 | $ 15,385,000 | $ 103,255 | $ 124,000 |
| Bakersfield, CA | 145 | $ 12,485,000 | $ 86,103 | $ 130,000 |
| Dayton-Springfield-Kettering, OH | 144 | $ 10,300,000 | $ 71,527 | $ 138,000 |
| Winston-Salem, NC | 144 | $ 11,980,000 | $ 83,194 | $ 100,000 |
| Baton Rouge, LA | 142 | $ 11,710,000 | $ 82,464 | $ 125,000 |
| Wilmington, NC | 142 | $ 14,400,000 | $ 101,408 | $ 123,000 |
| Little Rock-North Little Rock-Conway, AR | 138 | $ 9,810,000 | $ 71,086 | $ 105,000 |
| Wichita, KS | 137 | $ 11,045,000 | $ 80,620 | $ 127,000 |
| New Haven-Milford, CT | 133 | $ 12,235,000 | $ 91,992 | $ 134,000 |
| McAllen-Edinburg-Mission, TX | 132 | $ 12,540,000 | $ 95,000 | $ 138,000 |
| Rockingham County-Strafford County, NH | 132 | $ 14,550,000 | $ 110,227 | $ 185,000 |
| Savannah, GA | 132 | $ 12,810,000 | $ 97,045 | $ 132,000 |
| Provo-Orem, UT | 131 | $ 14,335,000 | $ 109,427 | $ 195,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 131 | $ 10,565,000 | $ 80,648 | $ 103,000 |
| Syracuse, NY | 131 | $ 9,925,000 | $ 75,763 | $ 111,000 |
| Harrisburg-Carlisle, PA | 130 | $ 11,760,000 | $ 90,461 | $ 140,000 |
| Springfield, MO | 127 | $ 11,295,000 | $ 88,937 | $ 209,000 |
| Reading, PA | 126 | $ 10,630,000 | $ 84,365 | $ 110,000 |
| Portland-South Portland, ME | 125 | $ 14,035,000 | $ 112,280 | $ 143,000 |
| Manchester-Nashua, NH | 121 | $ 12,205,000 | $ 100,867 | $ 140,000 |
| Waterbury-Shelton, CT | 121 | $ 10,115,000 | $ 83,595 | $ 117,000 |
| Reno, NV | 120 | $ 13,130,000 | $ 109,416 | $ 137,000 |
| San Francisco-Redwood City-South San Francisco, CA | 119 | $ 20,885,000 | $ 175,504 | $ 264,000 |
| Naples-Immokalee-Marco Island, FL | 115 | $ 14,385,000 | $ 125,086 | $ 158,000 |
| Toledo, OH | 115 | $ 8,925,000 | $ 77,608 | $ 102,000 |
| Huntsville, AL | 113 | $ 11,925,000 | $ 105,530 | $ 148,000 |
| Ogden-Clearfield, UT | 107 | $ 11,505,000 | $ 107,523 | $ 147,000 |
| Vallejo-Fairfield, CA | 107 | $ 10,475,000 | $ 97,897 | $ 161,000 |
| Fort Wayne, IN | 106 | $ 9,080,000 | $ 85,660 | $ 101,000 |
| Jackson, MS | 106 | $ 8,240,000 | $ 77,735 | $ 121,000 |
| Lexington-Fayette, KY | 106 | $ 10,830,000 | $ 102,169 | $ 119,000 |
| Pensacola-Ferry Pass-Brent, FL | 106 | $ 10,340,000 | $ 97,547 | $ 114,000 |
| Urban Honolulu, HI | 105 | $ 14,805,000 | $ 141,000 | $ 195,000 |
| Canton-Massillon, OH | 104 | $ 8,890,000 | $ 85,480 | $ 106,000 |
| Trenton, NJ | 104 | $ 11,170,000 | $ 107,403 | $ 169,000 |
| York-Hanover, PA | 103 | $ 8,865,000 | $ 86,067 | $ 123,000 |
| Springfield, MA | 98 | $ 8,710,000 | $ 88,877 | $ 119,000 |
| Modesto, CA | 95 | $ 8,355,000 | $ 87,947 | $ 135,000 |
| Rockford, IL | 95 | $ 7,725,000 | $ 81,315 | $ 115,000 |
| Spartanburg, SC | 94 | $ 8,460,000 | $ 90,000 | $ 107,000 |
| Spokane-Spokane Valley, WA | 94 | $ 7,860,000 | $ 83,617 | $ 142,000 |
| Youngstown-Warren-Boardman, OH-PA | 91 | $ 6,555,000 | $ 72,032 | $ 103,000 |
| Daphne-Fairhope-Foley, AL | 89 | $ 8,355,000 | $ 93,876 | $ 117,000 |
| Durham-Chapel Hill, NC | 88 | $ 11,060,000 | $ 125,681 | $ 136,000 |
| Slidell-Mandeville-Covington, LA | 88 | $ 6,480,000 | $ 73,636 | $ 136,000 |
| Killeen-Temple, TX | 85 | $ 7,605,000 | $ 89,470 | $ 119,000 |
| Lancaster, PA | 84 | $ 8,330,000 | $ 99,166 | $ 122,000 |
| South Bend-Mishawaka, IN-MI | 83 | $ 6,875,000 | $ 82,831 | $ 98,192 |
| Dover, DE | 81 | $ 6,085,000 | $ 75,123 | $ 110,000 |
| Mobile, AL | 81 | $ 7,615,000 | $ 94,012 | $ 97,000 |
| Barnstable Town, MA | 80 | $ 7,830,000 | $ 97,875 | $ 106,000 |
| Asheville, NC | 79 | $ 7,625,000 | $ 96,518 | $ 103,000 |
| Greeley, CO | 78 | $ 6,330,000 | $ 81,153 | $ 130,000 |
| Clarksville, TN-KY | 77 | $ 6,245,000 | $ 81,103 | $ 111,103 |
| Salem, OR | 77 | $ 7,035,000 | $ 91,363 | $ 143,000 |
| Fort Collins, CO | 74 | $ 7,490,000 | $ 101,216 | $ 159,000 |
| Gainesville, FL | 74 | $ 7,920,000 | $ 107,027 | $ 271,000 |
| Lincoln, NE | 74 | $ 6,210,000 | $ 83,918 | $ 112,000 |
| Lubbock, TX | 74 | $ 5,880,000 | $ 79,459 | $ 129,000 |
| Roanoke, VA | 74 | $ 5,610,000 | $ 75,810 | $ 102,000 |
| Santa Rosa, CA | 74 | $ 10,030,000 | $ 135,540 | $ 152,000 |
| Tallahassee, FL | 73 | $ 7,085,000 | $ 97,054 | $ 140,000 |
| Hickory-Lenoir-Morganton, NC | 72 | $ 6,600,000 | $ 91,666 | $ 86,000 |
| Lafayette, LA | 72 | $ 5,200,000 | $ 72,222 | $ 125,000 |
| Brownsville-Harlingen, TX | 71 | $ 7,065,000 | $ 99,507 | $ 122,000 |
| Eugene, OR | 71 | $ 6,845,000 | $ 96,408 | $ 113,000 |
| Flint, MI | 71 | $ 5,095,000 | $ 71,760 | $ 104,000 |
| Prescott Valley-Prescott, AZ | 71 | $ 7,285,000 | $ 102,605 | $ 106,000 |
| Madison, WI | 70 | $ 6,670,000 | $ 95,285 | $ 135,000 |
| Anchorage, AK | 67 | $ 5,525,000 | $ 82,462 | $ 137,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 67 | $ 8,505,000 | $ 126,940 | $ 157,000 |
| Punta Gorda, FL | 67 | $ 6,635,000 | $ 99,029 | $ 118,000 |
| Fayetteville, NC | 66 | $ 6,340,000 | $ 96,060 | $ 127,000 |
| Gulfport-Biloxi-Pascagoula, MS | 66 | $ 4,870,000 | $ 73,787 | $ 110,000 |
| Norwich-New London, CT | 66 | $ 6,060,000 | $ 91,818 | $ 125,000 |
| Corpus Christi, TX | 65 | $ 6,205,000 | $ 95,461 | $ 139,000 |
| Crestview-Fort Walton Beach-Destin, FL | 65 | $ 5,935,000 | $ 91,307 | $ 121,000 |
| Peoria, IL | 65 | $ 4,955,000 | $ 76,230 | $ 128,000 |
| Binghamton, NY | 64 | $ 5,370,000 | $ 83,906 | $ 102,000 |
| Lake Havasu City-Kingman, AZ | 63 | $ 6,025,000 | $ 95,634 | $ 104,000 |
| Lansing-East Lansing, MI | 63 | $ 5,175,000 | $ 82,142 | $ 121,000 |
| Columbus, GA-AL | 62 | $ 4,540,000 | $ 73,225 | $ 100,032 |
| Lynchburg, VA | 62 | $ 5,440,000 | $ 87,741 | $ 101,000 |
| Kingston, NY | 61 | $ 6,815,000 | $ 111,721 | $ 105,000 |
| Ann Arbor, MI | 58 | $ 6,260,000 | $ 107,931 | $ 134,000 |
| Huntington-Ashland, WV-KY-OH | 58 | $ 4,120,000 | $ 71,034 | $ 116,810 |
| Sioux Falls, SD | 58 | $ 5,210,000 | $ 89,827 | $ 113,137 |
| Visalia-Porterville, CA | 58 | $ 5,530,000 | $ 95,344 | $ 130,000 |
| Vineland-Bridgeton, NJ | 57 | $ 4,735,000 | $ 83,070 | $ 102,000 |
| Olympia-Tumwater, WA | 56 | $ 5,440,000 | $ 97,142 | $ 146,000 |
| Utica-Rome, NY | 56 | $ 4,440,000 | $ 79,285 | $ 96,000 |
| Boulder, CO | 55 | $ 7,375,000 | $ 134,090 | $ 146,000 |
| Fort Smith, AR-OK | 55 | $ 4,565,000 | $ 83,000 | $ 90,527 |
| Kingsport-Bristol-Bristol, TN-VA | 55 | $ 5,025,000 | $ 91,363 | $ 90,909 |
| Rochester, MN | 55 | $ 3,675,000 | $ 66,818 | $ 130,000 |
| Santa Maria-Santa Barbara, CA | 55 | $ 5,445,000 | $ 99,000 | $ 141,000 |
| Charlottesville, VA | 54 | $ 5,800,000 | $ 107,407 | $ 146,000 |
| Grand Junction, CO | 54 | $ 5,440,000 | $ 100,740 | $ 111,000 |
| Topeka, KS | 54 | $ 4,820,000 | $ 89,259 | $ 121,000 |
| Tyler, TX | 54 | $ 4,840,000 | $ 89,629 | $ 112,000 |
| Athens-Clarke County, GA | 53 | $ 4,235,000 | $ 79,905 | $ 108,000 |
| Gainesville, GA | 53 | $ 4,105,000 | $ 77,452 | $ 127,000 |
| Homosassa Springs, FL | 52 | $ 5,050,000 | $ 97,115 | $ 117,000 |
| Montgomery, AL | 52 | $ 3,960,000 | $ 76,153 | $ 118,000 |
| Redding, CA | 52 | $ 4,200,000 | $ 80,769 | $ 111,000 |
| Hagerstown-Martinsburg, MD-WV | 51 | $ 4,285,000 | $ 84,019 | $ 123,235 |
| Bend-Redmond, OR | 50 | $ 6,200,000 | $ 124,000 | $ 115,000 |
| Las Cruces, NM | 50 | $ 4,120,000 | $ 82,400 | $ 119,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 50 | $ 4,970,000 | $ 99,400 | $ 148,000 |
| Duluth, MN-WI | 49 | $ 4,165,000 | $ 85,000 | $ 105,306 |
| Evansville, IN-KY | 49 | $ 3,805,000 | $ 77,653 | $ 99,000 |
| Green Bay, WI | 49 | $ 4,385,000 | $ 89,489 | $ 109,000 |
| Kenosha, WI | 49 | $ 3,755,000 | $ 76,632 | $ 120,000 |
| Sebastian-Vero Beach, FL | 49 | $ 5,095,000 | $ 103,979 | $ 110,000 |
| Beaumont-Port Arthur, TX | 48 | $ 4,390,000 | $ 91,458 | $ 116,000 |
| Coeur D'Alene, ID | 47 | $ 4,465,000 | $ 95,000 | $ 121,000 |
| Erie, PA | 47 | $ 3,315,000 | $ 70,531 | $ 95,000 |
| Waco, TX | 47 | $ 3,765,000 | $ 80,106 | $ 103,000 |
| Pueblo, CO | 46 | $ 3,080,000 | $ 66,956 | $ 105,000 |
| Shreveport-Bossier City, LA | 46 | $ 3,270,000 | $ 71,086 | $ 123,000 |
| Amarillo, TX | 45 | $ 3,885,000 | $ 86,333 | $ 107,000 |
| Billings, MT | 45 | $ 4,255,000 | $ 94,555 | $ 103,000 |
| Bremerton-Silverdale, WA | 45 | $ 3,735,000 | $ 83,000 | $ 133,000 |
| Elkhart-Goshen, IN | 45 | $ 4,235,000 | $ 94,111 | $ 87,000 |
| Racine, WI | 45 | $ 3,995,000 | $ 88,777 | $ 125,000 |
| Kennewick-Richland, WA | 44 | $ 3,920,000 | $ 89,090 | $ 127,000 |
| Laredo, TX | 44 | $ 3,380,000 | $ 76,818 | $ 146,000 |
| Auburn-Opelika, AL | 43 | $ 3,955,000 | $ 91,976 | $ 114,000 |
| Macon-Bibb County, GA | 43 | $ 2,855,000 | $ 66,395 | $ 107,000 |
| Warner Robins, GA | 42 | $ 3,260,000 | $ 77,619 | $ 116,000 |
| Cleveland, TN | 41 | $ 2,655,000 | $ 64,756 | $ 86,000 |
| Merced, CA | 41 | $ 3,795,000 | $ 92,560 | $ 94,000 |
| Panama City, FL | 41 | $ 3,215,000 | $ 78,414 | $ 109,000 |
| Yuma, AZ | 41 | $ 3,035,000 | $ 74,024 | $ 114,000 |
| Joplin, MO | 40 | $ 3,980,000 | $ 99,500 | $ 92,550 |
| Washington, DC-MD | 40 | $ 4,410,000 | $ 110,250 | $ 155,000 |
| Cheyenne, WY | 39 | $ 3,085,000 | $ 79,102 | $ 116,000 |
| Columbia, MO | 38 | $ 3,800,000 | $ 100,000 | $ 125,000 |
| Fargo, ND-MN | 38 | $ 3,270,000 | $ 86,052 | $ 134,289 |
| Helena, MT | 38 | $ 4,000,000 | $ 105,263 | $ 121,000 |
| Lebanon, PA | 38 | $ 3,540,000 | $ 93,157 | $ 112,000 |
| Mansfield, OH | 38 | $ 2,540,000 | $ 66,842 | $ 95,000 |
| Medford, OR | 38 | $ 3,670,000 | $ 96,578 | $ 109,000 |
| Bloomington, IL | 37 | $ 3,335,000 | $ 90,135 | $ 114,000 |
| Bowling Green, KY | 37 | $ 2,455,000 | $ 66,351 | $ 87,000 |
| Burlington, NC | 37 | $ 2,825,000 | $ 76,351 | $ 113,000 |
| Champaign-Urbana, IL | 37 | $ 3,155,000 | $ 85,270 | $ 105,000 |
| College Station-Bryan, TX | 37 | $ 3,385,000 | $ 91,486 | $ 137,000 |
| Charleston, WV | 36 | $ 2,310,000 | $ 64,166 | $ 80,000 |
| Longview, TX | 36 | $ 3,090,000 | $ 85,833 | $ 113,000 |
| Michigan City-La Porte, IN | 36 | $ 3,400,000 | $ 94,444 | $ 113,000 |
| Wildwood-The Villages, FL | 36 | $ 3,810,000 | $ 105,833 | $ 128,000 |
| Lafayette-West Lafayette, IN | 35 | $ 2,935,000 | $ 83,857 | $ 111,000 |
| Salinas, CA | 35 | $ 3,375,000 | $ 96,428 | $ 145,000 |
| Sherman-Denison, TX | 35 | $ 3,125,000 | $ 89,285 | $ 129,000 |
| Tuscaloosa, AL | 35 | $ 2,685,000 | $ 76,714 | $ 115,000 |
| Monroe, MI | 34 | $ 3,200,000 | $ 94,117 | $ 133,000 |
| Niles-Benton Harbor, MI | 34 | $ 2,790,000 | $ 82,058 | $ 79,000 |
| Yuba City, CA | 34 | $ 2,960,000 | $ 87,058 | $ 223,000 |
| El Centro, CA | 33 | $ 2,715,000 | $ 82,272 | $ 126,000 |
| Hanford-Corcoran, CA | 33 | $ 3,105,000 | $ 94,090 | $ 129,000 |
| Jackson, TN | 33 | $ 3,265,000 | $ 98,939 | $ 98,000 |
| Odessa, TX | 33 | $ 2,705,000 | $ 81,969 | $ 130,000 |
| St. George, UT | 33 | $ 3,705,000 | $ 112,272 | $ 160,000 |
| Albany, GA | 32 | $ 2,340,000 | $ 73,125 | $ 118,000 |
| Bloomington, IN | 32 | $ 3,030,000 | $ 94,687 | $ 110,000 |
| Jackson, MI | 32 | $ 2,310,000 | $ 72,187 | $ 113,000 |
| Jacksonville, NC | 32 | $ 2,820,000 | $ 88,125 | $ 100,000 |
| Janesville-Beloit, WI | 32 | $ 2,140,000 | $ 66,875 | $ 99,000 |
| Santa Cruz-Watsonville, CA | 32 | $ 5,160,000 | $ 161,250 | $ 251,000 |
| Springfield, IL | 32 | $ 2,180,000 | $ 68,125 | $ 116,000 |
| Yakima, WA | 32 | $ 3,160,000 | $ 98,750 | $ 136,000 |
| Chico, CA | 31 | $ 2,355,000 | $ 75,967 | $ 127,000 |
| Johnson City, TN | 31 | $ 3,215,000 | $ 103,709 | $ 97,000 |
| Kalamazoo-Portage, MI | 31 | $ 2,455,000 | $ 79,193 | $ 89,000 |
| Sebring, FL | 31 | $ 2,915,000 | $ 94,032 | $ 82,000 |
| Sierra Vista-Douglas, AZ | 31 | $ 2,535,000 | $ 81,774 | $ 139,000 |
| Springfield, OH | 31 | $ 1,865,000 | $ 60,161 | $ 89,000 |
| Albany, OR | 30 | $ 2,310,000 | $ 77,000 | $ 119,000 |
| Casper, WY | 30 | $ 2,600,000 | $ 86,666 | $ 116,000 |
| Kankakee, IL | 30 | $ 1,940,000 | $ 64,666 | $ 110,000 |
| Lewiston-Auburn, ME | 30 | $ 2,330,000 | $ 77,666 | $ 81,000 |
| Morgantown, WV | 30 | $ 2,250,000 | $ 75,000 | $ 118,000 |
| Winchester, VA-WV | 30 | $ 2,900,000 | $ 96,666 | $ 156,466 |
| Bellingham, WA | 29 | $ 3,425,000 | $ 118,103 | $ 155,000 |
| Florence, SC | 29 | $ 1,895,000 | $ 65,344 | $ 118,000 |
| Pittsfield, MA | 29 | $ 2,865,000 | $ 98,793 | $ 135,000 |
| Blacksburg-Christiansburg-Radford, VA | 28 | $ 2,680,000 | $ 95,714 | $ 112,000 |
| Gettysburg, PA | 28 | $ 2,160,000 | $ 77,142 | $ 117,000 |
| Greenville, NC | 28 | $ 2,180,000 | $ 77,857 | $ 109,000 |
| Lake Charles, LA | 28 | $ 2,120,000 | $ 75,714 | $ 161,000 |
| Santa Fe, NM | 28 | $ 3,320,000 | $ 118,571 | $ 128,000 |
| Terre Haute, IN | 28 | $ 1,940,000 | $ 69,285 | $ 103,000 |
| Burlington-South Burlington, VT | 27 | $ 2,965,000 | $ 109,814 | $ 125,000 |
| Hot Springs, AR | 27 | $ 3,115,000 | $ 115,370 | $ 135,000 |
| Idaho Falls, ID | 27 | $ 2,525,000 | $ 93,518 | $ 132,000 |
| Monroe, LA | 27 | $ 2,015,000 | $ 74,629 | $ 91,000 |
| Morristown, TN | 27 | $ 1,935,000 | $ 71,666 | $ 126,000 |
| Amherst Town-Northampton, MA | 26 | $ 2,960,000 | $ 113,846 | $ 126,000 |
| Glens Falls, NY | 26 | $ 2,610,000 | $ 100,384 | $ 112,000 |
| Houma-Thibodaux, LA | 26 | $ 2,320,000 | $ 89,230 | $ 90,000 |
| Kahului-Wailuku-Lahaina, HI | 26 | $ 3,210,000 | $ 123,461 | $ 99,000 |
| Pinehurst-Southern Pines, NC | 26 | $ 2,480,000 | $ 95,384 | $ 144,000 |
| Traverse City, MI | 26 | $ 1,910,000 | $ 73,461 | $ 152,000 |
| Anniston-Oxford-Jacksonville, AL | 25 | $ 1,885,000 | $ 75,400 | $ 91,000 |
| Appleton, WI | 25 | $ 2,625,000 | $ 105,000 | $ 111,000 |
| Florence-Muscle Shoals, AL | 25 | $ 1,815,000 | $ 72,600 | $ 89,000 |
| Logan, UT-ID | 25 | $ 2,465,000 | $ 98,600 | $ 138,200 |
| Midland, TX | 25 | $ 2,135,000 | $ 85,400 | $ 147,000 |
| Rocky Mount, NC | 25 | $ 1,865,000 | $ 74,600 | $ 94,000 |
| Abilene, TX | 24 | $ 1,670,000 | $ 69,583 | $ 103,000 |
| Dalton, GA | 24 | $ 1,660,000 | $ 69,166 | $ 99,000 |
| Missoula, MT | 24 | $ 2,280,000 | $ 95,000 | $ 156,000 |
| Sandusky, OH | 24 | $ 1,690,000 | $ 70,416 | $ 108,000 |
| St. Cloud, MN | 24 | $ 2,100,000 | $ 87,500 | $ 170,000 |
| State College, PA | 24 | $ 2,560,000 | $ 106,666 | $ 134,000 |
| Jonesboro, AR | 23 | $ 2,205,000 | $ 95,869 | $ 99,000 |
| Lima, OH | 23 | $ 1,595,000 | $ 69,347 | $ 87,000 |
| San Rafael, CA | 23 | $ 4,465,000 | $ 194,130 | $ 588,000 |
| St. Joseph, MO-KS | 23 | $ 1,635,000 | $ 71,086 | $ 94,000 |
| Beckley, WV | 22 | $ 1,460,000 | $ 66,363 | $ 97,000 |
| Brunswick, GA | 22 | $ 2,570,000 | $ 116,818 | $ 81,000 |
| Dothan, AL | 22 | $ 1,860,000 | $ 84,545 | $ 92,000 |
| Eau Claire, WI | 22 | $ 2,120,000 | $ 96,363 | $ 150,000 |
| Harrisonburg, VA | 22 | $ 1,410,000 | $ 64,090 | $ 93,000 |
| Johnstown, PA | 22 | $ 1,340,000 | $ 60,909 | $ 81,000 |
| Muskegon, MI | 22 | $ 1,900,000 | $ 86,363 | $ 125,000 |
| Paducah, KY-IL | 22 | $ 1,430,000 | $ 65,000 | $ 84,181 |
| Rapid City, SD | 22 | $ 2,440,000 | $ 110,909 | $ 150,000 |
| Wichita Falls, TX | 22 | $ 1,340,000 | $ 60,909 | $ 133,000 |
| Cape Girardeau, MO-IL | 21 | $ 1,485,000 | $ 70,714 | $ 95,904 |
| Hattiesburg, MS | 21 | $ 2,025,000 | $ 96,428 | $ 85,000 |
| Hinesville, GA | 21 | $ 1,975,000 | $ 94,047 | $ 101,000 |
| Saginaw, MI | 21 | $ 1,445,000 | $ 68,809 | $ 89,000 |
| Chambersburg-Waynesboro, PA | 20 | $ 1,300,000 | $ 65,000 | $ 95,000 |
| Kokomo, IN | 20 | $ 1,520,000 | $ 76,000 | $ 93,000 |
| Wheeling, WV-OH | 20 | $ 1,160,000 | $ 58,000 | $ 73,800 |
| Bay City, MI | 19 | $ 1,785,000 | $ 93,947 | $ 95,000 |
| Grants Pass, OR | 19 | $ 1,635,000 | $ 86,052 | $ 110,000 |
| Ithaca, NY | 19 | $ 1,705,000 | $ 89,736 | $ 105,000 |
| La Crosse-Onalaska, WI-MN | 19 | $ 1,445,000 | $ 76,052 | $ 115,578 |
| Valdosta, GA | 19 | $ 1,535,000 | $ 80,789 | $ 88,000 |
| Williamsport, PA | 19 | $ 1,215,000 | $ 63,947 | $ 101,000 |
| Bozeman, MT | 18 | $ 2,440,000 | $ 135,555 | $ 147,000 |
| Davenport-Moline-Rock Island, IA-IL | 18 | $ 910,000 | $ 50,555 | $ 92,000 |
| Hammond, LA | 18 | $ 1,520,000 | $ 84,444 | $ 161,000 |
| Manhattan, KS | 18 | $ 1,590,000 | $ 88,333 | $ 112,000 |
| Rome, GA | 18 | $ 1,580,000 | $ 87,777 | $ 113,000 |
| San Angelo, TX | 18 | $ 1,130,000 | $ 62,777 | $ 121,000 |
| Twin Falls, ID | 18 | $ 1,820,000 | $ 101,111 | $ 101,000 |
| Wenatchee, WA | 18 | $ 1,750,000 | $ 97,222 | $ 145,000 |
| Alexandria, LA | 17 | $ 1,235,000 | $ 72,647 | $ 92,000 |
| Battle Creek, MI | 17 | $ 1,575,000 | $ 92,647 | $ 140,000 |
| Decatur, AL | 17 | $ 1,405,000 | $ 82,647 | $ 141,000 |
| Elizabethtown-Fort Knox, KY | 17 | $ 1,325,000 | $ 77,941 | $ 152,000 |
| Farmington, NM | 17 | $ 1,415,000 | $ 83,235 | $ 99,000 |
| Lawrence, KS | 17 | $ 1,395,000 | $ 82,058 | $ 126,000 |
| Napa, CA | 17 | $ 1,765,000 | $ 103,823 | $ 219,000 |
| Watertown-Fort Drum, NY | 17 | $ 1,585,000 | $ 93,235 | $ 201,000 |
| Wausau, WI | 17 | $ 1,235,000 | $ 72,647 | $ 102,000 |
| Fond Du Lac, WI | 16 | $ 1,100,000 | $ 68,750 | $ 109,000 |
| Goldsboro, NC | 16 | $ 1,080,000 | $ 67,500 | $ 121,000 |
| Owensboro, KY | 16 | $ 1,430,000 | $ 89,375 | $ 138,000 |
| Sheboygan, WI | 16 | $ 940,000 | $ 58,750 | $ 114,000 |
| Texarkana, TX-AR | 16 | $ 1,100,000 | $ 68,750 | $ 117,000 |
| Weirton-Steubenville, WV-OH | 16 | $ 1,270,000 | $ 79,375 | $ 96,625 |
| Bangor, ME | 15 | $ 1,485,000 | $ 99,000 | $ 122,000 |
| Muncie, IN | 15 | $ 735,000 | $ 49,000 | $ 94,000 |
| Staunton-Waynesboro, VA | 15 | $ 1,145,000 | $ 76,333 | $ 93,000 |
| Bismarck, ND | 14 | $ 810,000 | $ 57,857 | $ 167,000 |
| Corvallis, OR | 14 | $ 1,720,000 | $ 122,857 | $ 154,000 |
| Elmira, NY | 14 | $ 950,000 | $ 67,857 | $ 90,000 |
| Jefferson City, MO | 14 | $ 1,010,000 | $ 72,142 | $ 99,000 |
| Lawton, OK | 14 | $ 900,000 | $ 64,285 | $ 105,000 |
| Carson City, NV | 13 | $ 1,455,000 | $ 111,923 | $ 168,000 |
| Columbus, IN | 13 | $ 1,055,000 | $ 81,153 | $ 111,000 |
| Enid, OK | 13 | $ 2,175,000 | $ 167,307 | $ 104,000 |
| Great Falls, MT | 13 | $ 1,175,000 | $ 90,384 | $ 112,000 |
| Longview, WA | 13 | $ 735,000 | $ 56,538 | $ 90,000 |
| Minot, ND | 13 | $ 1,135,000 | $ 87,307 | $ 136,000 |
| Mount Vernon-Anacortes, WA | 13 | $ 1,325,000 | $ 101,923 | $ 203,000 |
| Pocatello, ID | 13 | $ 875,000 | $ 67,307 | $ 123,000 |
| Fairbanks, AK | 12 | $ 1,150,000 | $ 95,833 | $ 145,000 |
| Flagstaff, AZ | 12 | $ 980,000 | $ 81,666 | $ 129,000 |
| Midland, MI | 12 | $ 1,370,000 | $ 114,166 | $ 98,000 |
| Oshkosh-Neenah, WI | 12 | $ 730,000 | $ 60,833 | $ 128,000 |
| Sumter, SC | 12 | $ 1,090,000 | $ 90,833 | $ 78,000 |
| Gadsden, AL | 11 | $ 825,000 | $ 75,000 | $ 78,000 |
| Mankato-North Mankato, MN | 11 | $ 995,000 | $ 90,454 | $ 120,000 |
| Parkersburg-Vienna, WV | 11 | $ 805,000 | $ 73,181 | $ 79,000 |
| Sioux City, IA-NE-SD | 10 | $ 870,000 | $ 87,000 | $ 242,400 |
| Altoona, PA | 9 | $ 605,000 | $ 67,222 | $ 102,000 |
| Decatur, IL | 9 | $ 685,000 | $ 76,111 | $ 96,000 |
| Grand Forks, ND-MN | 9 | $ 485,000 | $ 53,888 | $ 106,000 |
| Victoria, TX | 9 | $ 525,000 | $ 58,333 | $ 74,000 |
| Grand Island, NE | 8 | $ 510,000 | $ 63,750 | $ 81,000 |
| Lewiston, ID-WA | 8 | $ 440,000 | $ 55,000 | $ 120,500 |
| Walla Walla, WA | 6 | $ 980,000 | $ 163,333 | $ 270,000 |
| San Juan-Carolina-Caguas, PR | 1 | $ 355,000 | $ 355,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for Discover Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 34,653 | $2,932,535,000 | $84,000 | $505,000 | $133,000 | $9,700,000 |
| Home Improvement | 18,720 | $1,626,070,000 | $86,000 | $505,000 | $148,000 | $8,500,000 |
| Refinancing | 11,631 | $1,549,025,000 | $133,000 | $505,000 | $143,000 | $9,293,000 |
| Home Purchase | 3,970 | $668,250,000 | $168,000 | $505,000 | $157,000 | $9,056,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 37,133 | $3,480,415,000 | $93,000 | $505,000 | $138,000 | $9,700,000 |
| Not Provided | 11,978 | $1,217,390,000 | $101,000 | $505,000 | $150,000 | $8,500,000 |
| Hispanic | 9,171 | $896,425,000 | $97,000 | $505,000 | $131,000 | $8,500,000 |
| Asian | 5,436 | $702,670,000 | $129,000 | $505,000 | $171,000 | $7,230,000 |
| Black or African American | 4,353 | $388,645,000 | $89,000 | $505,000 | $114,000 | $6,500,000 |
| American Indian or Alaskan Native | 740 | $72,340,000 | $97,000 | $505,000 | $119,000 | $1,180,000 |
| Native Hawaiian or Other Pacific Islander | 163 | $17,995,000 | $110,000 | $505,000 | $128,000 | $550,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 68,974 | $6,775,880,000 | $98,000 | $505,000 | $140,000 | $9,700,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 37,947 | $3,787,325,000 | $99,000 | $505,000 | $133,000 | $9,700,000 |
| File Closed For Incompleteness | 15,360 | $1,478,630,000 | $96,000 | $505,000 | $147,000 | $7,428,000 |
| Loan Originated | 9,711 | $887,305,000 | $91,000 | $505,000 | $144,000 | $3,159,000 |
| Application Withdrawn By Applicant | 5,645 | $589,735,000 | $104,000 | $505,000 | $158,000 | $8,853,000 |
| Application Approved But Not Accepted | 311 | $32,885,000 | $105,000 | $355,000 | $142,000 | $482,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 31,027 | $2,988,555,000 | $96,000 | $505,000 | $148,000 | $8,853,000 |
| Credit History | 17,436 | $1,539,730,000 | $88,000 | $505,000 | $131,000 | $9,056,000 |
| Debt-To-Income Ratio | 6,678 | $667,680,000 | $99,000 | $505,000 | $89,000 | $900,000 |
| Credit Application Incomplete | 5,616 | $646,980,000 | $115,000 | $505,000 | $162,000 | $8,500,000 |
| Collateral | 4,159 | $506,805,000 | $121,000 | $505,000 | $147,000 | $9,700,000 |
| Other | 3,598 | $379,340,000 | $105,000 | $505,000 | $166,000 | $9,293,000 |
| Unverifiable Information | 321 | $33,045,000 | $102,000 | $505,000 | $122,000 | $1,580,000 |
| Employment History | 139 | $13,745,000 | $98,000 | $365,000 | $95,000 | $846,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Discover Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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