Discover Bank Mortgage Lending & HMDA Data, 2024
In 2024, Discover Bank of Greenwood, DE reported 216,146 mortgage applications totaling $19.5 billion, down 2% from 2023. The average application was for $90,032, and applicants reported an average income of $137,207. 16% of its applications resulted in an originated loan and 52% were denied. Its largest markets were Chicago-Naperville, IL (5,539), Houston-The Woodlands-Sugar Land, TX (5,333) and Atlanta-Sandy Springs-Roswell, GA (5,163) (applications in parentheses).
| Mortgage Company & Address | Discover Bank 12 Reads Way Greenwood, DE 19950 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 216,146 |
| Total Mortgage Loan Application Amount | $19,460,190,000 |
| Average Mortgage Loan Application Amount | $90,032 |
| Highest Mortgage Loan Application Amount | $305,000 |
| Average Applicant Income | $137,207 |
| Highest Applicant Income | $9,898,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Discover Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 22,077 | $ 1,732,165,000 | $ 78,460 | $ 109,905 |
| Chicago-Naperville, IL | 5,539 | $ 467,305,000 | $ 84,366 | $ 141,000 |
| Houston-The Woodlands-Sugar Land, TX | 5,333 | $ 499,385,000 | $ 93,640 | $ 153,000 |
| Atlanta-Sandy Springs-Roswell, GA | 5,163 | $ 492,815,000 | $ 95,451 | $ 136,000 |
| New York-Jersey City-White Plains, NY-NJ | 4,801 | $ 568,965,000 | $ 118,509 | $ 174,737 |
| Dallas-Plano-Irving, TX | 4,518 | $ 471,500,000 | $ 104,360 | $ 166,000 |
| Phoenix-Mesa-Scottsdale, AZ | 4,118 | $ 374,040,000 | $ 90,830 | $ 137,000 |
| Los Angeles-Long Beach-Glendale, CA | 4,006 | $ 492,380,000 | $ 122,910 | $ 185,000 |
| Riverside-San Bernardino-Ontario, CA | 3,622 | $ 347,750,000 | $ 96,010 | $ 153,000 |
| Lakewood-New Brunswick, NJ | 3,239 | $ 326,075,000 | $ 100,671 | $ 162,000 |
| Nassau County-Suffolk County, NY | 3,165 | $ 353,945,000 | $ 111,830 | $ 170,000 |
| Orlando-Kissimmee-Sanford, FL | 2,819 | $ 257,795,000 | $ 91,449 | $ 130,000 |
| Arlington-Alexandria-Reston, VA-WV | 2,604 | $ 272,280,000 | $ 104,562 | $ 178,095 |
| Charlotte-Concord-Gastonia, NC-SC | 2,568 | $ 247,730,000 | $ 96,468 | $ 143,272 |
| Tampa, FL | 2,454 | $ 224,710,000 | $ 91,568 | $ 131,000 |
| Denver-Aurora-Lakewood, CO | 2,402 | $ 228,920,000 | $ 95,303 | $ 152,000 |
| Miami-Miami Beach-Kendall, FL | 2,387 | $ 262,125,000 | $ 109,813 | $ 149,000 |
| Las Vegas-Henderson-Paradise, NV | 2,355 | $ 210,285,000 | $ 89,292 | $ 133,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,263 | $ 190,705,000 | $ 84,270 | $ 135,895 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2,190 | $ 218,550,000 | $ 99,794 | $ 145,000 |
| Newark, NJ-PA | 2,136 | $ 227,980,000 | $ 106,732 | $ 176,000 |
| St. Louis, MO-IL | 1,947 | $ 145,635,000 | $ 74,799 | $ 127,777 |
| Fort Worth-Arlington, TX | 1,922 | $ 180,970,000 | $ 94,157 | $ 140,000 |
| Indianapolis-Carmel-Anderson, IN | 1,834 | $ 149,790,000 | $ 81,673 | $ 129,000 |
| Montgomery County-Bucks County-Chester County, PA | 1,758 | $ 167,370,000 | $ 95,204 | $ 159,000 |
| Camden, NJ | 1,730 | $ 144,430,000 | $ 83,485 | $ 132,000 |
| Warren-Troy-Farmington Hills, MI | 1,704 | $ 141,170,000 | $ 82,846 | $ 137,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1,658 | $ 161,140,000 | $ 97,189 | $ 153,000 |
| San Diego-Carlsbad, CA | 1,648 | $ 207,390,000 | $ 125,843 | $ 187,000 |
| Cincinnati, OH-KY-IN | 1,646 | $ 126,390,000 | $ 76,786 | $ 121,283 |
| Kansas City, MO-KS | 1,642 | $ 130,620,000 | $ 79,549 | $ 132,355 |
| Marietta, GA | 1,639 | $ 148,855,000 | $ 90,820 | $ 146,000 |
| Cleveland, OH | 1,628 | $ 121,820,000 | $ 74,828 | $ 113,000 |
| San Antonio-New Braunfels, TX | 1,617 | $ 135,255,000 | $ 83,645 | $ 133,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1,616 | $ 162,770,000 | $ 100,724 | $ 142,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,612 | $ 152,400,000 | $ 94,540 | $ 139,000 |
| Austin-Round Rock, TX | 1,590 | $ 161,050,000 | $ 101,289 | $ 161,000 |
| Pittsburgh, PA | 1,589 | $ 122,005,000 | $ 76,780 | $ 125,000 |
| Columbus, OH | 1,520 | $ 126,050,000 | $ 82,927 | $ 144,000 |
| Providence-Warwick, RI-MA | 1,423 | $ 125,255,000 | $ 88,021 | $ 126,432 |
| Anaheim-Santa Ana-Irvine, CA | 1,324 | $ 176,280,000 | $ 133,141 | $ 208,000 |
| Jacksonville, FL | 1,313 | $ 122,645,000 | $ 93,408 | $ 131,000 |
| Cambridge-Newton-Framingham, MA | 1,308 | $ 139,620,000 | $ 106,743 | $ 162,000 |
| Raleigh, NC | 1,307 | $ 126,075,000 | $ 96,461 | $ 151,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1,281 | $ 121,985,000 | $ 95,226 | $ 147,642 |
| Oakland-Hayward-Berkeley, CA | 1,235 | $ 155,855,000 | $ 126,198 | $ 239,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,197 | $ 99,175,000 | $ 82,852 | $ 135,261 |
| Richmond, VA | 1,148 | $ 93,510,000 | $ 81,454 | $ 142,000 |
| Boston, MA | 1,119 | $ 116,805,000 | $ 104,383 | $ 157,000 |
| Philadelphia, PA | 1,113 | $ 95,155,000 | $ 85,494 | $ 118,000 |
| Hartford-West Hartford-East Hartford, CT | 1,063 | $ 89,455,000 | $ 84,153 | $ 142,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1,046 | $ 84,420,000 | $ 80,707 | $ 128,000 |
| Oklahoma City, OK | 1,039 | $ 80,115,000 | $ 77,107 | $ 127,000 |
| Detroit-Dearborn-Livonia, MI | 992 | $ 71,510,000 | $ 72,086 | $ 106,000 |
| Memphis, TN-MS-AR | 932 | $ 74,370,000 | $ 79,796 | $ 117,598 |
| Louisville/Jefferson County, KY-IN | 908 | $ 66,400,000 | $ 73,127 | $ 121,870 |
| North Port-Sarasota-Bradenton, FL | 907 | $ 85,715,000 | $ 94,503 | $ 141,000 |
| Elgin, IL | 900 | $ 74,500,000 | $ 82,777 | $ 144,000 |
| Salt Lake City, UT | 888 | $ 84,740,000 | $ 95,427 | $ 146,000 |
| St. Petersburg-Clearwater-Largo, FL | 865 | $ 76,755,000 | $ 88,734 | $ 126,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 830 | $ 67,570,000 | $ 81,409 | $ 103,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 827 | $ 67,725,000 | $ 81,892 | $ 144,372 |
| Wilmington, DE-MD-NJ | 788 | $ 66,060,000 | $ 83,832 | $ 129,223 |
| Cape Coral-Fort Myers, FL | 786 | $ 69,590,000 | $ 88,536 | $ 127,000 |
| Tucson, AZ | 782 | $ 66,950,000 | $ 85,613 | $ 119,000 |
| Lakeland-Winter Haven, FL | 781 | $ 62,805,000 | $ 80,416 | $ 103,000 |
| Bridgeport-Stamford-Norwalk, CT | 776 | $ 84,090,000 | $ 108,363 | $ 191,000 |
| Tulsa, OK | 776 | $ 62,530,000 | $ 80,579 | $ 119,000 |
| Charleston-North Charleston, SC | 769 | $ 72,475,000 | $ 94,245 | $ 135,000 |
| Lake County-Porter County-Jasper County, IN | 765 | $ 57,715,000 | $ 75,444 | $ 126,000 |
| Seattle-Bellevue-Everett, WA | 765 | $ 96,345,000 | $ 125,941 | $ 196,000 |
| Lake County-Kenosha County, IL-WI | 750 | $ 65,880,000 | $ 87,840 | $ 168,000 |
| Milwaukee-Waukesha-West Allis, WI | 747 | $ 60,485,000 | $ 80,970 | $ 134,000 |
| Greenville-Anderson-Mauldin, SC | 745 | $ 60,695,000 | $ 81,469 | $ 114,000 |
| Worcester, MA-CT | 739 | $ 68,435,000 | $ 92,604 | $ 137,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 703 | $ 68,115,000 | $ 96,891 | $ 144,000 |
| Birmingham-Hoover, AL | 692 | $ 53,740,000 | $ 77,658 | $ 126,000 |
| Knoxville, TN | 689 | $ 61,805,000 | $ 89,702 | $ 122,000 |
| Rochester, NY | 663 | $ 47,415,000 | $ 71,515 | $ 110,000 |
| Albany-Schenectady-Troy, NY | 642 | $ 51,230,000 | $ 79,797 | $ 130,000 |
| El Paso, TX | 641 | $ 49,735,000 | $ 77,589 | $ 124,000 |
| Albuquerque, NM | 627 | $ 49,135,000 | $ 78,365 | $ 123,000 |
| Port St. Lucie, FL | 618 | $ 54,270,000 | $ 87,815 | $ 114,000 |
| Omaha-Council Bluffs, NE-IA | 614 | $ 49,990,000 | $ 81,416 | $ 135,000 |
| Palm Bay-Melbourne-Titusville, FL | 613 | $ 53,795,000 | $ 87,756 | $ 115,000 |
| Grand Rapids-Wyoming, MI | 598 | $ 46,500,000 | $ 77,759 | $ 115,000 |
| Fresno, CA | 596 | $ 52,040,000 | $ 87,315 | $ 139,000 |
| Stockton-Lodi, CA | 579 | $ 57,055,000 | $ 98,540 | $ 160,000 |
| Colorado Springs, CO | 574 | $ 53,370,000 | $ 92,979 | $ 148,000 |
| New Orleans-Metairie, LA | 566 | $ 43,480,000 | $ 76,819 | $ 114,000 |
| Columbia, SC | 560 | $ 43,650,000 | $ 77,946 | $ 113,000 |
| Tacoma-Lakewood, WA | 555 | $ 57,125,000 | $ 102,927 | $ 165,000 |
| Boise City, ID | 549 | $ 49,425,000 | $ 90,027 | $ 132,000 |
| Akron, OH | 530 | $ 38,250,000 | $ 72,169 | $ 114,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 530 | $ 41,290,000 | $ 77,905 | $ 99,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 516 | $ 77,720,000 | $ 150,620 | $ 228,000 |
| Bakersfield, CA | 515 | $ 41,665,000 | $ 80,902 | $ 133,000 |
| Little Rock-North Little Rock-Conway, AR | 509 | $ 36,355,000 | $ 71,424 | $ 108,000 |
| Atlantic City-Hammonton, NJ | 504 | $ 44,940,000 | $ 89,166 | $ 136,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 494 | $ 55,690,000 | $ 112,732 | $ 178,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 483 | $ 40,035,000 | $ 82,888 | $ 133,000 |
| Everett, WA | 474 | $ 53,930,000 | $ 113,776 | $ 167,000 |
| Provo-Orem, UT | 472 | $ 46,290,000 | $ 98,072 | $ 138,000 |
| Chattanooga, TN-GA | 470 | $ 38,650,000 | $ 82,234 | $ 118,361 |
| Greensboro-High Point, NC | 461 | $ 37,535,000 | $ 81,420 | $ 104,000 |
| Reno, NV | 454 | $ 43,750,000 | $ 96,365 | $ 146,000 |
| Winston-Salem, NC | 444 | $ 33,950,000 | $ 76,463 | $ 104,000 |
| Wichita, KS | 436 | $ 30,790,000 | $ 70,619 | $ 115,000 |
| New Haven-Milford, CT | 435 | $ 37,275,000 | $ 85,689 | $ 130,000 |
| Dayton-Springfield-Kettering, OH | 427 | $ 31,055,000 | $ 72,728 | $ 108,000 |
| Baton Rouge, LA | 423 | $ 32,545,000 | $ 76,938 | $ 146,000 |
| Portland-South Portland, ME | 423 | $ 38,185,000 | $ 90,271 | $ 139,000 |
| McAllen-Edinburg-Mission, TX | 422 | $ 35,020,000 | $ 82,985 | $ 123,000 |
| Rockingham County-Strafford County, NH | 420 | $ 42,490,000 | $ 101,166 | $ 149,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 412 | $ 32,170,000 | $ 78,082 | $ 107,000 |
| Waterbury-Shelton, CT | 409 | $ 33,555,000 | $ 82,041 | $ 125,000 |
| Pensacola-Ferry Pass-Brent, FL | 401 | $ 35,425,000 | $ 88,341 | $ 111,000 |
| Modesto, CA | 400 | $ 32,900,000 | $ 82,250 | $ 129,000 |
| Syracuse, NY | 400 | $ 31,750,000 | $ 79,375 | $ 119,000 |
| Manchester-Nashua, NH | 398 | $ 37,410,000 | $ 93,994 | $ 140,000 |
| Ogden-Clearfield, UT | 398 | $ 41,110,000 | $ 103,291 | $ 138,000 |
| Springfield, MO | 395 | $ 32,475,000 | $ 82,215 | $ 110,000 |
| Huntsville, AL | 393 | $ 33,045,000 | $ 84,083 | $ 128,000 |
| Wilmington, NC | 392 | $ 34,250,000 | $ 87,372 | $ 115,000 |
| Urban Honolulu, HI | 380 | $ 45,920,000 | $ 120,842 | $ 142,000 |
| Savannah, GA | 374 | $ 33,390,000 | $ 89,278 | $ 154,000 |
| Naples-Immokalee-Marco Island, FL | 370 | $ 37,620,000 | $ 101,675 | $ 143,000 |
| Toledo, OH | 363 | $ 25,245,000 | $ 69,545 | $ 103,000 |
| York-Hanover, PA | 362 | $ 27,410,000 | $ 75,718 | $ 124,000 |
| Augusta-Richmond County, GA-SC | 360 | $ 29,090,000 | $ 80,805 | $ 120,350 |
| Ocala, FL | 358 | $ 31,300,000 | $ 87,430 | $ 110,000 |
| Greeley, CO | 343 | $ 27,385,000 | $ 79,839 | $ 139,000 |
| Lancaster, PA | 340 | $ 29,220,000 | $ 85,941 | $ 122,000 |
| Trenton, NJ | 339 | $ 33,225,000 | $ 98,008 | $ 142,000 |
| Killeen-Temple, TX | 338 | $ 26,650,000 | $ 78,846 | $ 131,000 |
| Harrisburg-Carlisle, PA | 337 | $ 25,235,000 | $ 74,881 | $ 116,000 |
| Vallejo-Fairfield, CA | 331 | $ 28,575,000 | $ 86,329 | $ 155,000 |
| Reading, PA | 329 | $ 25,875,000 | $ 78,647 | $ 118,000 |
| Fort Wayne, IN | 323 | $ 22,585,000 | $ 69,922 | $ 101,000 |
| Lexington-Fayette, KY | 323 | $ 23,975,000 | $ 74,226 | $ 121,000 |
| Jackson, MS | 321 | $ 22,455,000 | $ 69,953 | $ 120,000 |
| Durham-Chapel Hill, NC | 309 | $ 30,935,000 | $ 100,113 | $ 140,000 |
| Spokane-Spokane Valley, WA | 308 | $ 27,650,000 | $ 89,772 | $ 123,000 |
| Youngstown-Warren-Boardman, OH-PA | 301 | $ 20,235,000 | $ 67,225 | $ 91,000 |
| Springfield, MA | 300 | $ 21,580,000 | $ 71,933 | $ 110,000 |
| Canton-Massillon, OH | 295 | $ 19,345,000 | $ 65,576 | $ 99,000 |
| Asheville, NC | 290 | $ 26,850,000 | $ 92,586 | $ 122,000 |
| Spartanburg, SC | 272 | $ 21,280,000 | $ 78,235 | $ 114,000 |
| San Francisco-Redwood City-South San Francisco, CA | 270 | $ 38,920,000 | $ 144,148 | $ 222,000 |
| Fort Collins, CO | 264 | $ 23,670,000 | $ 89,659 | $ 141,000 |
| Mobile, AL | 258 | $ 18,550,000 | $ 71,899 | $ 111,000 |
| Salem, OR | 258 | $ 22,690,000 | $ 87,945 | $ 139,000 |
| Slidell-Mandeville-Covington, LA | 256 | $ 18,820,000 | $ 73,515 | $ 125,000 |
| Roanoke, VA | 250 | $ 19,340,000 | $ 77,360 | $ 112,000 |
| Anchorage, AK | 248 | $ 21,300,000 | $ 85,887 | $ 142,000 |
| Lincoln, NE | 248 | $ 16,200,000 | $ 65,322 | $ 116,000 |
| Hickory-Lenoir-Morganton, NC | 243 | $ 18,765,000 | $ 77,222 | $ 95,000 |
| Dover, DE | 242 | $ 19,220,000 | $ 79,421 | $ 105,000 |
| South Bend-Mishawaka, IN-MI | 240 | $ 19,400,000 | $ 80,833 | $ 109,200 |
| Corpus Christi, TX | 238 | $ 19,280,000 | $ 81,008 | $ 128,000 |
| Crestview-Fort Walton Beach-Destin, FL | 238 | $ 23,620,000 | $ 99,243 | $ 138,000 |
| Tallahassee, FL | 238 | $ 20,750,000 | $ 87,184 | $ 120,000 |
| Rockford, IL | 236 | $ 15,840,000 | $ 67,118 | $ 96,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 234 | $ 22,720,000 | $ 97,094 | $ 160,000 |
| Barnstable Town, MA | 227 | $ 23,485,000 | $ 103,458 | $ 139,000 |
| Fayetteville, NC | 227 | $ 17,065,000 | $ 75,176 | $ 105,000 |
| Gulfport-Biloxi-Pascagoula, MS | 227 | $ 18,375,000 | $ 80,947 | $ 115,000 |
| Madison, WI | 221 | $ 19,165,000 | $ 86,719 | $ 136,000 |
| Gainesville, GA | 220 | $ 18,970,000 | $ 86,227 | $ 141,000 |
| Visalia-Porterville, CA | 218 | $ 18,060,000 | $ 82,844 | $ 122,000 |
| Norwich-New London, CT | 217 | $ 17,845,000 | $ 82,235 | $ 117,000 |
| Daphne-Fairhope-Foley, AL | 212 | $ 16,700,000 | $ 78,773 | $ 112,000 |
| Flint, MI | 212 | $ 14,220,000 | $ 67,075 | $ 114,000 |
| Peoria, IL | 209 | $ 14,505,000 | $ 69,401 | $ 178,000 |
| Lafayette, LA | 208 | $ 14,790,000 | $ 71,105 | $ 105,000 |
| Lynchburg, VA | 208 | $ 18,020,000 | $ 86,634 | $ 103,000 |
| Brownsville-Harlingen, TX | 203 | $ 16,735,000 | $ 82,438 | $ 113,000 |
| Lubbock, TX | 199 | $ 15,675,000 | $ 78,768 | $ 133,000 |
| Hagerstown-Martinsburg, MD-WV | 196 | $ 13,890,000 | $ 70,867 | $ 106,000 |
| Clarksville, TN-KY | 195 | $ 14,675,000 | $ 75,256 | $ 102,117 |
| Punta Gorda, FL | 194 | $ 16,870,000 | $ 86,958 | $ 103,000 |
| Sioux Falls, SD | 193 | $ 14,265,000 | $ 73,911 | $ 121,886 |
| Montgomery, AL | 191 | $ 13,265,000 | $ 69,450 | $ 118,000 |
| Lake Havasu City-Kingman, AZ | 190 | $ 16,000,000 | $ 84,210 | $ 97,000 |
| Prescott Valley-Prescott, AZ | 190 | $ 18,150,000 | $ 95,526 | $ 130,000 |
| Gainesville, FL | 189 | $ 15,785,000 | $ 83,518 | $ 122,000 |
| Shreveport-Bossier City, LA | 189 | $ 12,705,000 | $ 67,222 | $ 118,000 |
| Homosassa Springs, FL | 184 | $ 13,900,000 | $ 75,543 | $ 86,000 |
| Washington, DC-MD | 183 | $ 19,305,000 | $ 105,491 | $ 214,000 |
| Ann Arbor, MI | 179 | $ 15,965,000 | $ 89,189 | $ 144,000 |
| Huntington-Ashland, WV-KY-OH | 179 | $ 12,445,000 | $ 69,525 | $ 101,502 |
| Kingsport-Bristol-Bristol, TN-VA | 177 | $ 15,075,000 | $ 85,169 | $ 87,740 |
| Lansing-East Lansing, MI | 174 | $ 12,010,000 | $ 69,022 | $ 101,000 |
| Waco, TX | 173 | $ 14,215,000 | $ 82,167 | $ 128,000 |
| Evansville, IN-KY | 172 | $ 13,160,000 | $ 76,511 | $ 102,000 |
| Sebastian-Vero Beach, FL | 172 | $ 16,490,000 | $ 95,872 | $ 106,000 |
| Santa Maria-Santa Barbara, CA | 168 | $ 17,280,000 | $ 102,857 | $ 178,000 |
| Eugene, OR | 166 | $ 15,320,000 | $ 92,289 | $ 118,000 |
| Columbus, GA-AL | 162 | $ 12,670,000 | $ 78,209 | $ 108,259 |
| Beaumont-Port Arthur, TX | 161 | $ 14,295,000 | $ 88,788 | $ 132,000 |
| Charlottesville, VA | 159 | $ 14,305,000 | $ 89,968 | $ 125,000 |
| Santa Rosa, CA | 159 | $ 15,795,000 | $ 99,339 | $ 147,000 |
| Athens-Clarke County, GA | 157 | $ 13,675,000 | $ 87,101 | $ 123,000 |
| Amarillo, TX | 155 | $ 12,415,000 | $ 80,096 | $ 124,000 |
| Laredo, TX | 154 | $ 13,120,000 | $ 85,194 | $ 131,000 |
| Bend-Redmond, OR | 153 | $ 15,105,000 | $ 98,725 | $ 137,000 |
| Boulder, CO | 150 | $ 16,010,000 | $ 106,733 | $ 184,000 |
| Las Cruces, NM | 148 | $ 12,040,000 | $ 81,351 | $ 107,000 |
| Lafayette-West Lafayette, IN | 145 | $ 11,175,000 | $ 77,068 | $ 139,000 |
| Salinas, CA | 145 | $ 14,005,000 | $ 96,586 | $ 150,000 |
| Utica-Rome, NY | 145 | $ 11,665,000 | $ 80,448 | $ 114,000 |
| Kenosha, WI | 140 | $ 10,890,000 | $ 77,785 | $ 130,000 |
| Olympia-Tumwater, WA | 140 | $ 12,250,000 | $ 87,500 | $ 180,000 |
| Longview, TX | 139 | $ 11,605,000 | $ 83,489 | $ 107,000 |
| Duluth, MN-WI | 138 | $ 9,510,000 | $ 68,913 | $ 110,920 |
| Grand Junction, CO | 138 | $ 10,340,000 | $ 74,927 | $ 127,000 |
| Columbia, MO | 137 | $ 10,805,000 | $ 78,868 | $ 108,000 |
| Erie, PA | 137 | $ 9,585,000 | $ 69,963 | $ 103,000 |
| Kennewick-Richland, WA | 137 | $ 12,865,000 | $ 93,905 | $ 130,000 |
| Tyler, TX | 137 | $ 11,235,000 | $ 82,007 | $ 134,000 |
| Bremerton-Silverdale, WA | 136 | $ 13,260,000 | $ 97,500 | $ 137,000 |
| Fort Smith, AR-OK | 136 | $ 10,160,000 | $ 74,705 | $ 101,838 |
| Kalamazoo-Portage, MI | 135 | $ 9,325,000 | $ 69,074 | $ 140,000 |
| Panama City, FL | 135 | $ 11,295,000 | $ 83,666 | $ 124,000 |
| Pueblo, CO | 135 | $ 11,315,000 | $ 83,814 | $ 106,000 |
| Sherman-Denison, TX | 135 | $ 12,325,000 | $ 91,296 | $ 123,000 |
| Binghamton, NY | 133 | $ 9,085,000 | $ 68,308 | $ 157,000 |
| Vineland-Bridgeton, NJ | 133 | $ 11,705,000 | $ 88,007 | $ 124,000 |
| Kingston, NY | 132 | $ 13,010,000 | $ 98,560 | $ 178,000 |
| Merced, CA | 130 | $ 11,540,000 | $ 88,769 | $ 113,000 |
| Topeka, KS | 129 | $ 8,925,000 | $ 69,186 | $ 112,000 |
| Elkhart-Goshen, IN | 128 | $ 9,010,000 | $ 70,390 | $ 97,000 |
| Jacksonville, NC | 128 | $ 8,930,000 | $ 69,765 | $ 111,000 |
| Medford, OR | 128 | $ 10,380,000 | $ 81,093 | $ 144,000 |
| Billings, MT | 127 | $ 9,835,000 | $ 77,440 | $ 172,000 |
| Springfield, IL | 127 | $ 7,935,000 | $ 62,480 | $ 117,000 |
| Fargo, ND-MN | 126 | $ 10,430,000 | $ 82,777 | $ 134,444 |
| Auburn-Opelika, AL | 125 | $ 10,145,000 | $ 81,160 | $ 109,000 |
| Warner Robins, GA | 124 | $ 9,090,000 | $ 73,306 | $ 94,000 |
| Winchester, VA-WV | 124 | $ 10,050,000 | $ 81,048 | $ 114,629 |
| Coeur D'Alene, ID | 122 | $ 11,660,000 | $ 95,573 | $ 127,000 |
| Yuma, AZ | 121 | $ 8,685,000 | $ 71,776 | $ 96,000 |
| Idaho Falls, ID | 118 | $ 9,600,000 | $ 81,355 | $ 150,000 |
| Macon-Bibb County, GA | 118 | $ 9,040,000 | $ 76,610 | $ 141,000 |
| Green Bay, WI | 117 | $ 9,445,000 | $ 80,726 | $ 113,000 |
| St. George, UT | 117 | $ 11,255,000 | $ 96,196 | $ 121,000 |
| Joplin, MO | 116 | $ 7,470,000 | $ 64,396 | $ 86,293 |
| Lebanon, PA | 115 | $ 8,645,000 | $ 75,173 | $ 118,000 |
| Rochester, MN | 114 | $ 8,870,000 | $ 77,807 | $ 118,000 |
| Champaign-Urbana, IL | 113 | $ 7,585,000 | $ 67,123 | $ 122,000 |
| Burlington, NC | 112 | $ 8,310,000 | $ 74,196 | $ 100,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 111 | $ 11,035,000 | $ 99,414 | $ 214,000 |
| Charleston, WV | 109 | $ 7,045,000 | $ 64,633 | $ 118,000 |
| Johnson City, TN | 109 | $ 8,905,000 | $ 81,697 | $ 105,000 |
| Redding, CA | 109 | $ 8,745,000 | $ 80,229 | $ 132,000 |
| Appleton, WI | 105 | $ 7,375,000 | $ 70,238 | $ 119,000 |
| Florence, SC | 105 | $ 7,755,000 | $ 73,857 | $ 98,000 |
| Muskegon, MI | 102 | $ 7,410,000 | $ 72,647 | $ 97,000 |
| Tuscaloosa, AL | 102 | $ 6,700,000 | $ 65,686 | $ 121,000 |
| Houma-Thibodaux, LA | 101 | $ 7,425,000 | $ 73,514 | $ 108,000 |
| Santa Fe, NM | 101 | $ 9,575,000 | $ 94,801 | $ 229,000 |
| Terre Haute, IN | 100 | $ 6,480,000 | $ 64,800 | $ 100,000 |
| Racine, WI | 99 | $ 8,445,000 | $ 85,303 | $ 119,000 |
| College Station-Bryan, TX | 98 | $ 9,910,000 | $ 101,122 | $ 143,000 |
| Bloomington, IL | 96 | $ 6,420,000 | $ 66,875 | $ 146,000 |
| Jackson, MI | 96 | $ 5,670,000 | $ 59,062 | $ 177,000 |
| Bowling Green, KY | 95 | $ 7,425,000 | $ 78,157 | $ 128,000 |
| Logan, UT-ID | 95 | $ 8,275,000 | $ 87,105 | $ 121,336 |
| Cheyenne, WY | 93 | $ 7,265,000 | $ 78,118 | $ 105,000 |
| Lake Charles, LA | 92 | $ 6,660,000 | $ 72,391 | $ 124,000 |
| Pittsfield, MA | 92 | $ 7,850,000 | $ 85,326 | $ 108,000 |
| Amherst Town-Northampton, MA | 91 | $ 7,425,000 | $ 81,593 | $ 120,000 |
| Chambersburg-Waynesboro, PA | 91 | $ 6,575,000 | $ 72,252 | $ 93,000 |
| Wildwood-The Villages, FL | 91 | $ 8,655,000 | $ 95,109 | $ 118,000 |
| Cleveland, TN | 90 | $ 8,190,000 | $ 91,000 | $ 115,000 |
| Davenport-Moline-Rock Island, IA-IL | 90 | $ 5,190,000 | $ 57,666 | $ 95,944 |
| El Centro, CA | 90 | $ 7,280,000 | $ 80,888 | $ 127,000 |
| Rapid City, SD | 90 | $ 8,170,000 | $ 90,777 | $ 132,000 |
| Sandusky, OH | 90 | $ 6,220,000 | $ 69,111 | $ 97,000 |
| Burlington-South Burlington, VT | 89 | $ 7,385,000 | $ 82,977 | $ 118,000 |
| Janesville-Beloit, WI | 89 | $ 5,795,000 | $ 65,112 | $ 113,000 |
| Kahului-Wailuku-Lahaina, HI | 89 | $ 10,565,000 | $ 118,707 | $ 231,000 |
| Traverse City, MI | 89 | $ 8,545,000 | $ 96,011 | $ 117,000 |
| Bellingham, WA | 87 | $ 8,715,000 | $ 100,172 | $ 129,000 |
| Niles-Benton Harbor, MI | 87 | $ 6,715,000 | $ 77,183 | $ 110,000 |
| Dothan, AL | 86 | $ 6,910,000 | $ 80,348 | $ 91,000 |
| Yuba City, CA | 86 | $ 7,020,000 | $ 81,627 | $ 154,000 |
| Glens Falls, NY | 85 | $ 5,955,000 | $ 70,058 | $ 99,000 |
| Albany, OR | 84 | $ 6,900,000 | $ 82,142 | $ 112,000 |
| Saginaw, MI | 84 | $ 5,870,000 | $ 69,880 | $ 87,000 |
| Brunswick, GA | 83 | $ 7,205,000 | $ 86,807 | $ 119,000 |
| Chico, CA | 83 | $ 6,735,000 | $ 81,144 | $ 113,000 |
| Elizabethtown-Fort Knox, KY | 83 | $ 5,705,000 | $ 68,734 | $ 112,000 |
| Jackson, TN | 82 | $ 6,800,000 | $ 82,926 | $ 94,000 |
| Michigan City-La Porte, IN | 82 | $ 4,730,000 | $ 57,682 | $ 100,000 |
| Gettysburg, PA | 81 | $ 6,625,000 | $ 81,790 | $ 116,000 |
| Monroe, MI | 81 | $ 5,595,000 | $ 69,074 | $ 106,000 |
| St. Cloud, MN | 81 | $ 6,465,000 | $ 79,814 | $ 123,000 |
| Jonesboro, AR | 80 | $ 5,860,000 | $ 73,250 | $ 106,000 |
| Mansfield, OH | 80 | $ 5,300,000 | $ 66,250 | $ 100,000 |
| Sebring, FL | 80 | $ 6,710,000 | $ 83,875 | $ 101,000 |
| Sierra Vista-Douglas, AZ | 80 | $ 5,710,000 | $ 71,375 | $ 110,000 |
| Bloomington, IN | 79 | $ 6,675,000 | $ 84,493 | $ 138,000 |
| Midland, TX | 79 | $ 6,895,000 | $ 87,278 | $ 166,000 |
| Morgantown, WV | 79 | $ 6,385,000 | $ 80,822 | $ 119,000 |
| Bangor, ME | 78 | $ 6,090,000 | $ 78,076 | $ 108,000 |
| Blacksburg-Christiansburg-Radford, VA | 78 | $ 5,730,000 | $ 73,461 | $ 110,000 |
| Bozeman, MT | 78 | $ 7,990,000 | $ 102,435 | $ 133,000 |
| Farmington, NM | 78 | $ 6,090,000 | $ 78,076 | $ 112,000 |
| Kankakee, IL | 78 | $ 5,290,000 | $ 67,820 | $ 113,000 |
| Missoula, MT | 78 | $ 7,240,000 | $ 92,820 | $ 139,000 |
| Lawrence, KS | 76 | $ 6,290,000 | $ 82,763 | $ 147,000 |
| Hammond, LA | 75 | $ 4,805,000 | $ 64,066 | $ 102,000 |
| Morristown, TN | 75 | $ 6,225,000 | $ 83,000 | $ 92,000 |
| Muncie, IN | 75 | $ 5,235,000 | $ 69,800 | $ 94,000 |
| Albany, GA | 74 | $ 4,900,000 | $ 66,216 | $ 127,000 |
| Florence-Muscle Shoals, AL | 74 | $ 6,050,000 | $ 81,756 | $ 180,000 |
| Hot Springs, AR | 74 | $ 5,930,000 | $ 80,135 | $ 105,000 |
| Lewiston-Auburn, ME | 74 | $ 5,550,000 | $ 75,000 | $ 122,000 |
| Monroe, LA | 74 | $ 4,800,000 | $ 64,864 | $ 111,000 |
| Staunton-Waynesboro, VA | 74 | $ 5,780,000 | $ 78,108 | $ 100,000 |
| Wheeling, WV-OH | 74 | $ 5,180,000 | $ 70,000 | $ 106,000 |
| Dalton, GA | 73 | $ 5,455,000 | $ 74,726 | $ 91,000 |
| Decatur, AL | 73 | $ 6,605,000 | $ 90,479 | $ 121,000 |
| Odessa, TX | 73 | $ 5,385,000 | $ 73,767 | $ 124,000 |
| Oshkosh-Neenah, WI | 73 | $ 4,815,000 | $ 65,958 | $ 96,000 |
| Santa Cruz-Watsonville, CA | 73 | $ 8,715,000 | $ 119,383 | $ 183,000 |
| Springfield, OH | 73 | $ 4,795,000 | $ 65,684 | $ 81,000 |
| Yakima, WA | 73 | $ 6,005,000 | $ 82,260 | $ 109,000 |
| Battle Creek, MI | 72 | $ 4,780,000 | $ 66,388 | $ 85,000 |
| Flagstaff, AZ | 72 | $ 8,820,000 | $ 122,500 | $ 144,000 |
| San Angelo, TX | 72 | $ 5,140,000 | $ 71,388 | $ 118,000 |
| Pinehurst-Southern Pines, NC | 71 | $ 5,475,000 | $ 77,112 | $ 119,000 |
| Twin Falls, ID | 71 | $ 5,635,000 | $ 79,366 | $ 191,000 |
| Greenville, NC | 69 | $ 5,065,000 | $ 73,405 | $ 113,000 |
| Jefferson City, MO | 69 | $ 4,575,000 | $ 66,304 | $ 103,000 |
| Abilene, TX | 68 | $ 5,800,000 | $ 85,294 | $ 89,000 |
| Wichita Falls, TX | 68 | $ 4,450,000 | $ 65,441 | $ 131,000 |
| Casper, WY | 67 | $ 4,445,000 | $ 66,343 | $ 127,000 |
| Rocky Mount, NC | 67 | $ 5,215,000 | $ 77,835 | $ 87,000 |
| Helena, MT | 64 | $ 5,900,000 | $ 92,187 | $ 121,000 |
| State College, PA | 64 | $ 5,600,000 | $ 87,500 | $ 128,000 |
| Gadsden, AL | 63 | $ 4,625,000 | $ 73,412 | $ 83,000 |
| Johnstown, PA | 63 | $ 4,365,000 | $ 69,285 | $ 99,000 |
| San Rafael, CA | 63 | $ 8,005,000 | $ 127,063 | $ 237,000 |
| Hanford-Corcoran, CA | 61 | $ 5,335,000 | $ 87,459 | $ 129,000 |
| Texarkana, TX-AR | 61 | $ 4,595,000 | $ 75,327 | $ 116,967 |
| Fairbanks, AK | 60 | $ 5,180,000 | $ 86,333 | $ 140,000 |
| St. Joseph, MO-KS | 60 | $ 4,040,000 | $ 67,333 | $ 93,216 |
| Weirton-Steubenville, WV-OH | 60 | $ 4,330,000 | $ 72,166 | $ 103,950 |
| Eau Claire, WI | 59 | $ 4,575,000 | $ 77,542 | $ 140,000 |
| Fond Du Lac, WI | 59 | $ 3,995,000 | $ 67,711 | $ 96,000 |
| Rome, GA | 59 | $ 4,855,000 | $ 82,288 | $ 148,000 |
| Williamsport, PA | 59 | $ 3,875,000 | $ 65,677 | $ 90,000 |
| Hattiesburg, MS | 58 | $ 4,660,000 | $ 80,344 | $ 123,000 |
| Wenatchee, WA | 58 | $ 5,510,000 | $ 95,000 | $ 116,000 |
| Anniston-Oxford-Jacksonville, AL | 56 | $ 4,330,000 | $ 77,321 | $ 82,000 |
| Decatur, IL | 56 | $ 3,760,000 | $ 67,142 | $ 90,000 |
| Kokomo, IN | 56 | $ 4,030,000 | $ 71,964 | $ 99,000 |
| Valdosta, GA | 56 | $ 3,840,000 | $ 68,571 | $ 100,000 |
| Manhattan, KS | 55 | $ 4,045,000 | $ 73,545 | $ 110,000 |
| Bismarck, ND | 54 | $ 3,900,000 | $ 72,222 | $ 130,000 |
| Longview, WA | 54 | $ 4,550,000 | $ 84,259 | $ 116,000 |
| Sheboygan, WI | 54 | $ 4,200,000 | $ 77,777 | $ 137,000 |
| Altoona, PA | 53 | $ 2,665,000 | $ 50,283 | $ 100,000 |
| Beckley, WV | 53 | $ 3,055,000 | $ 57,641 | $ 89,000 |
| Lima, OH | 53 | $ 4,175,000 | $ 78,773 | $ 125,000 |
| Owensboro, KY | 53 | $ 2,855,000 | $ 53,867 | $ 82,000 |
| Lawton, OK | 52 | $ 3,930,000 | $ 75,576 | $ 152,000 |
| Parkersburg-Vienna, WV | 52 | $ 3,490,000 | $ 67,115 | $ 101,000 |
| Cape Girardeau, MO-IL | 51 | $ 3,475,000 | $ 68,137 | $ 122,470 |
| Goldsboro, NC | 51 | $ 3,205,000 | $ 62,843 | $ 100,000 |
| Grants Pass, OR | 51 | $ 4,055,000 | $ 79,509 | $ 112,000 |
| Victoria, TX | 51 | $ 4,005,000 | $ 78,529 | $ 98,000 |
| Mankato-North Mankato, MN | 49 | $ 3,695,000 | $ 75,408 | $ 98,000 |
| Mount Vernon-Anacortes, WA | 49 | $ 5,055,000 | $ 103,163 | $ 130,000 |
| Wausau, WI | 49 | $ 3,085,000 | $ 62,959 | $ 88,000 |
| La Crosse-Onalaska, WI-MN | 48 | $ 3,970,000 | $ 82,708 | $ 123,500 |
| Great Falls, MT | 46 | $ 3,750,000 | $ 81,521 | $ 122,000 |
| Harrisonburg, VA | 46 | $ 3,720,000 | $ 80,869 | $ 118,000 |
| Columbus, IN | 45 | $ 4,165,000 | $ 92,555 | $ 122,000 |
| Alexandria, LA | 44 | $ 2,780,000 | $ 63,181 | $ 95,000 |
| Hinesville, GA | 44 | $ 3,030,000 | $ 68,863 | $ 86,000 |
| Napa, CA | 44 | $ 5,270,000 | $ 119,772 | $ 169,000 |
| Pocatello, ID | 44 | $ 4,410,000 | $ 100,227 | $ 120,000 |
| Bay City, MI | 43 | $ 2,745,000 | $ 63,837 | $ 77,000 |
| Grand Island, NE | 43 | $ 2,745,000 | $ 63,837 | $ 101,000 |
| Sumter, SC | 43 | $ 2,535,000 | $ 58,953 | $ 83,000 |
| Elmira, NY | 42 | $ 3,220,000 | $ 76,666 | $ 84,000 |
| Midland, MI | 42 | $ 3,240,000 | $ 77,142 | $ 126,000 |
| Watertown-Fort Drum, NY | 41 | $ 3,135,000 | $ 76,463 | $ 158,000 |
| Grand Forks, ND-MN | 40 | $ 2,890,000 | $ 72,250 | $ 117,500 |
| Carson City, NV | 39 | $ 3,465,000 | $ 88,846 | $ 133,000 |
| Paducah, KY-IL | 38 | $ 2,070,000 | $ 54,473 | $ 83,315 |
| Corvallis, OR | 37 | $ 3,655,000 | $ 98,783 | $ 157,000 |
| Walla Walla, WA | 36 | $ 3,270,000 | $ 90,833 | $ 146,000 |
| Ithaca, NY | 35 | $ 2,795,000 | $ 79,857 | $ 126,000 |
| Lewiston, ID-WA | 31 | $ 2,545,000 | $ 82,096 | $ 131,000 |
| Enid, OK | 30 | $ 1,630,000 | $ 54,333 | $ 103,000 |
| Minot, ND | 26 | $ 1,870,000 | $ 71,923 | $ 165,000 |
| Eagle Pass, TX | 21 | $ 1,875,000 | $ 89,285 | $ 94,000 |
| Sioux City, IA-NE-SD | 11 | $ 1,025,000 | $ 93,181 | $ 162,000 |
| Baltimore-Columbia-Towson, MD | 7 | $ 665,000 | $ 95,000 | $ 146,000 |
| San Juan-Carolina-Caguas, PR | 4 | $ 250,000 | $ 62,500 | $ 51,000 |
| Lexington Park, MD | 2 | $ 310,000 | $ 155,000 | $ 199,000 |
| Ames, IA | 1 | $ 35,000 | $ 35,000 | $ 150,000 |
| Des Moines-West Des Moines, IA | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Ponce, PR | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Washington-Baltimore-Arlington, DC | 1 | $ 85,000 | $ 85,000 | $ 285,000 |
Mortgage Loan Application Detail Totals for Discover Bank in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 116,122 | $8,991,810,000 | $77,000 | $305,000 | $130,000 | $9,677,000 |
| Home Improvement | 54,626 | $4,581,650,000 | $83,000 | $305,000 | $145,000 | $9,829,000 |
| Refinancing | 33,287 | $3,999,975,000 | $120,000 | $305,000 | $142,000 | $9,115,000 |
| Home Purchase | 12,111 | $1,886,755,000 | $155,000 | $305,000 | $158,000 | $9,898,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 113,704 | $9,788,340,000 | $86,000 | $305,000 | $135,000 | $9,829,000 |
| Not Provided | 37,072 | $3,485,300,000 | $94,000 | $305,000 | $149,000 | $9,898,000 |
| Hispanic | 31,965 | $2,869,955,000 | $89,000 | $305,000 | $129,000 | $8,128,000 |
| Asian | 15,731 | $1,835,515,000 | $116,000 | $305,000 | $165,000 | $8,345,000 |
| Black or African American | 14,916 | $1,238,330,000 | $83,000 | $305,000 | $115,000 | $8,336,000 |
| American Indian or Alaskan Native | 2,198 | $186,690,000 | $84,000 | $305,000 | $126,000 | $6,700,000 |
| Native Hawaiian or Other Pacific Islander | 560 | $56,060,000 | $100,000 | $305,000 | $128,000 | $1,470,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 216,146 | $19,460,190,000 | $90,000 | $305,000 | $137,000 | $9,898,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 112,530 | $10,169,650,000 | $90,000 | $305,000 | $130,000 | $9,898,000 |
| File Closed For Incompleteness | 52,108 | $4,596,640,000 | $88,000 | $305,000 | $146,000 | $9,677,000 |
| Loan Originated | 34,694 | $3,107,020,000 | $89,000 | $305,000 | $144,000 | $2,388,000 |
| Application Withdrawn By Applicant | 15,943 | $1,502,795,000 | $94,000 | $305,000 | $150,000 | $7,368,000 |
| Application Approved But Not Accepted | 871 | $84,085,000 | $96,000 | $305,000 | $143,000 | $1,062,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 103,616 | $9,290,540,000 | $89,000 | $305,000 | $146,000 | $9,677,000 |
| Credit History | 50,202 | $4,074,010,000 | $81,000 | $305,000 | $127,000 | $9,898,000 |
| Debt-To-Income Ratio | 20,424 | $1,891,290,000 | $92,000 | $305,000 | $90,000 | $911,000 |
| Credit Application Incomplete | 16,422 | $1,695,770,000 | $103,000 | $305,000 | $151,000 | $7,109,000 |
| Collateral | 14,119 | $1,422,065,000 | $100,000 | $305,000 | $144,000 | $9,115,000 |
| Other | 10,132 | $969,550,000 | $95,000 | $305,000 | $168,000 | $9,829,000 |
| Unverifiable Information | 844 | $82,770,000 | $98,000 | $305,000 | $130,000 | $1,000,000 |
| Employment History | 387 | $34,195,000 | $88,000 | $305,000 | $87,000 | $691,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Discover Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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