Admirals Bank Former Domestic Mortgage Lending & HMDA Data, 2008
In 2008, Admirals Bank Former Domestic of Cranston, RI reported 2,152 mortgage applications totaling $96.7 million, down 20% from 2007. The average application was for $44,942, and applicants reported an average income of $69,185. 53% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Providence-New Bedford-Fall River, RI-MA (355), Philadelphia, PA (52) and Wichita, KS (52) (applications in parentheses).
| Mortgage Company & Address | Admirals Bank Former Domestic 815 Reservoir Ave Cranston, RI 02910 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,152 |
| Total Mortgage Loan Application Amount | $96,716,000 |
| Average Mortgage Loan Application Amount | $44,942 |
| Highest Mortgage Loan Application Amount | $840,000 |
| Average Applicant Income | $69,185 |
| Highest Applicant Income | $867,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Admirals Bank Former Domestic filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence-New Bedford-Fall River, RI-MA | 355 | $ 51,977,000 | $ 146,414 | $ 82,239 |
| Philadelphia, PA | 52 | $ 995,000 | $ 19,134 | $ 59,000 |
| Wichita, KS | 52 | $ 860,000 | $ 16,538 | $ 68,000 |
| Tulsa, OK | 49 | $ 699,000 | $ 14,265 | $ 58,000 |
| Kansas City, MO-KS | 41 | $ 1,339,000 | $ 32,658 | $ 76,780 |
| Hartford-West Hartford-East Hartford, CT | 38 | $ 1,435,000 | $ 37,763 | $ 79,000 |
| Little Rock-North Little Rock-Conway, AR | 30 | $ 688,000 | $ 22,933 | $ 66,000 |
| Newark-Union, NJ-PA | 30 | $ 621,000 | $ 20,700 | $ 81,566 |
| Allentown-Bethlehem-Easton, PA-NJ | 27 | $ 625,000 | $ 23,148 | $ 71,000 |
| Springfield, MA | 27 | $ 765,000 | $ 28,333 | $ 66,000 |
| New York-White Plains-Wayne, NY-NJ | 26 | $ 721,000 | $ 27,730 | $ 87,500 |
| Pittsburgh, PA | 26 | $ 547,000 | $ 21,038 | $ 56,000 |
| Rochester, NY | 26 | $ 426,000 | $ 16,384 | $ 64,000 |
| Warren-Troy-Farmington Hills, MI | 26 | $ 368,000 | $ 14,153 | $ 73,000 |
| Columbus, OH | 25 | $ 483,000 | $ 19,320 | $ 67,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 24 | $ 542,000 | $ 22,583 | $ 60,000 |
| Camden, NJ | 23 | $ 411,000 | $ 17,869 | $ 92,000 |
| Oklahoma City, OK | 22 | $ 383,000 | $ 17,409 | $ 55,000 |
| Chicago-Naperville-Joliet, IL | 20 | $ 365,000 | $ 18,250 | $ 70,000 |
| Omaha-Council Bluffs, NE-IA | 19 | $ 278,000 | $ 14,631 | $ 74,052 |
| Boston-Quincy, MA | 18 | $ 1,811,000 | $ 100,611 | $ 103,000 |
| Denver-Aurora, CO | 18 | $ 315,000 | $ 17,500 | $ 88,000 |
| Worcester, MA | 17 | $ 1,653,000 | $ 97,235 | $ 59,000 |
| Birmingham-Hoover, AL | 16 | $ 254,000 | $ 15,875 | $ 72,000 |
| St. Louis, MO-IL | 16 | $ 318,000 | $ 19,875 | $ 68,500 |
| Gary, IN | 15 | $ 345,000 | $ 23,000 | $ 60,000 |
| Grand Rapids-Wyoming, MI | 15 | $ 221,000 | $ 14,733 | $ 53,000 |
| Scranton--Wilkes-Barre, PA | 15 | $ 290,000 | $ 19,333 | $ 58,000 |
| Atlanta-Sandy Springs-Marietta, GA | 14 | $ 740,000 | $ 52,857 | $ 66,000 |
| Charlotte-Gastonia-Concord, NC-SC | 14 | $ 246,000 | $ 17,571 | $ 55,785 |
| Clarksville, TN-KY | 14 | $ 304,000 | $ 21,714 | $ 71,000 |
| Huntsville, AL | 14 | $ 237,000 | $ 16,928 | $ 71,000 |
| Raleigh-Cary, NC | 14 | $ 444,000 | $ 31,714 | $ 80,000 |
| Reading, PA | 14 | $ 270,000 | $ 19,285 | $ 54,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 14 | $ 238,000 | $ 17,000 | $ 111,428 |
| Detroit-Livonia-Dearborn, MI | 13 | $ 250,000 | $ 19,230 | $ 52,000 |
| New Haven-Milford, CT | 13 | $ 553,000 | $ 42,538 | $ 86,000 |
| Buffalo-Niagara Falls, NY | 12 | $ 188,000 | $ 15,666 | $ 75,000 |
| Cincinnati-Middletown, OH-KY-IN | 12 | $ 251,000 | $ 20,916 | $ 62,333 |
| Fayetteville, NC | 12 | $ 325,000 | $ 27,083 | $ 73,000 |
| Indianapolis-Carmel, IN | 12 | $ 437,000 | $ 36,416 | $ 59,000 |
| Knoxville, TN | 12 | $ 185,000 | $ 15,416 | $ 62,000 |
| Milwaukee-Waukesha-West Allis, WI | 12 | $ 205,000 | $ 17,083 | $ 63,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 12 | $ 384,000 | $ 32,000 | $ 84,000 |
| Augusta-Richmond County, GA-SC | 11 | $ 447,000 | $ 40,636 | $ 65,636 |
| Durham, NC | 11 | $ 191,000 | $ 17,363 | $ 72,000 |
| Jacksonville, FL | 10 | $ 260,000 | $ 26,000 | $ 67,000 |
| Fort Smith, AR-OK | 9 | $ 123,000 | $ 13,666 | $ 69,222 |
| Jacksonville, NC | 9 | $ 108,000 | $ 12,000 | $ 60,000 |
| Norwich-New London, CT | 9 | $ 747,000 | $ 83,000 | $ 80,000 |
| Topeka, KS | 9 | $ 122,000 | $ 13,555 | $ 48,000 |
| Bloomington-Normal, IL | 8 | $ 129,000 | $ 16,125 | $ 69,000 |
| Dayton, OH | 8 | $ 184,000 | $ 23,000 | $ 88,000 |
| Edison-New Brunswick, NJ | 8 | $ 282,000 | $ 35,250 | $ 103,000 |
| Greensboro-High Point, NC | 8 | $ 114,000 | $ 14,250 | $ 45,000 |
| Memphis, TN-MS-AR | 8 | $ 139,000 | $ 17,375 | $ 61,000 |
| Phoenix-Mesa-Scottsdale, AZ | 8 | $ 134,000 | $ 16,750 | $ 94,000 |
| Boise City-Nampa, ID | 7 | $ 103,000 | $ 14,714 | $ 82,000 |
| Shreveport-Bossier City, LA | 7 | $ 109,000 | $ 15,571 | $ 58,000 |
| Columbia, SC | 6 | $ 105,000 | $ 17,500 | $ 86,000 |
| Des Moines-West Des Moines, IA | 6 | $ 89,000 | $ 14,833 | $ 61,000 |
| Flint, MI | 6 | $ 96,000 | $ 16,000 | $ 70,000 |
| Fort Wayne, IN | 6 | $ 169,000 | $ 28,166 | $ 71,000 |
| Kalamazoo-Portage, MI | 6 | $ 112,000 | $ 18,666 | $ 49,000 |
| Lafayette, LA | 6 | $ 126,000 | $ 21,000 | $ 75,000 |
| Nassau-Suffolk, NY | 6 | $ 587,000 | $ 97,833 | $ 97,000 |
| Orlando-Kissimmee, FL | 6 | $ 97,000 | $ 16,166 | $ 89,000 |
| Seattle-Bellevue-Everett, WA | 6 | $ 104,000 | $ 17,333 | $ 79,000 |
| Tampa-St. Petersburg-Clearwater, FL | 6 | $ 114,000 | $ 19,000 | $ 98,000 |
| Albany-Schenectady-Troy, NY | 5 | $ 167,000 | $ 33,400 | $ 72,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 69,000 | $ 13,800 | $ 74,000 |
| Baltimore-Towson, MD | 5 | $ 94,000 | $ 18,800 | $ 110,000 |
| Mobile, AL | 5 | $ 80,000 | $ 16,000 | $ 75,000 |
| Pine Bluff, AR | 5 | $ 54,000 | $ 10,800 | $ 41,000 |
| Rockingham County-Strafford County, NH | 5 | $ 369,000 | $ 73,800 | $ 75,000 |
| Toledo, OH | 5 | $ 76,000 | $ 15,200 | $ 56,000 |
| Anderson, IN | 4 | $ 46,000 | $ 11,500 | $ 53,000 |
| Anniston-Oxford, AL | 4 | $ 38,000 | $ 9,500 | $ 59,000 |
| Bridgeport-Stamford-Norwalk, CT | 4 | $ 363,000 | $ 90,750 | $ 98,000 |
| Columbia, MO | 4 | $ 41,000 | $ 10,250 | $ 42,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 62,000 | $ 15,500 | $ 60,500 |
| Johnstown, PA | 4 | $ 43,000 | $ 10,750 | $ 42,000 |
| Lawton, OK | 4 | $ 72,000 | $ 18,000 | $ 52,000 |
| Lincoln, NE | 4 | $ 55,000 | $ 13,750 | $ 51,000 |
| Morgantown, WV | 4 | $ 73,000 | $ 18,250 | $ 65,000 |
| Oakland-Fremont-Hayward, CA | 4 | $ 94,000 | $ 23,500 | $ 97,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 93,000 | $ 23,250 | $ 102,000 |
| Peoria, IL | 4 | $ 67,000 | $ 16,750 | $ 54,000 |
| Springfield, OH | 4 | $ 76,000 | $ 19,000 | $ 57,000 |
| Vineland-Millville-Bridgeton, NJ | 4 | $ 81,000 | $ 20,250 | $ 52,000 |
| Wilmington, DE-MD-NJ | 4 | $ 67,000 | $ 16,750 | $ 79,000 |
| Alexandria, LA | 3 | $ 57,000 | $ 19,000 | $ 46,000 |
| Altoona, PA | 3 | $ 35,000 | $ 11,666 | $ 58,000 |
| Bremerton-Silverdale, WA | 3 | $ 30,000 | $ 10,000 | $ 78,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 828,000 | $ 276,000 | $ 126,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 36,000 | $ 12,000 | $ 50,000 |
| Cleveland-Elyria-Mentor, OH | 3 | $ 52,000 | $ 17,333 | $ 61,000 |
| Colorado Springs, CO | 3 | $ 46,000 | $ 15,333 | $ 48,000 |
| Duluth, MN-WI | 3 | $ 48,000 | $ 16,000 | $ 53,000 |
| Elmira, NY | 3 | $ 151,000 | $ 50,333 | $ 45,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 62,000 | $ 20,666 | $ 64,000 |
| Holland-Grand Haven, MI | 3 | $ 32,000 | $ 10,666 | $ 48,000 |
| Kennewick-Pasco-Richland, WA | 3 | $ 68,000 | $ 22,666 | $ 74,000 |
| Lewiston, ID-WA | 3 | $ 51,000 | $ 17,000 | $ 20,000 |
| Oshkosh-Neenah, WI | 3 | $ 50,000 | $ 16,666 | $ 87,000 |
| Portland-South Portland-Biddeford, ME | 3 | $ 74,000 | $ 24,666 | $ 140,000 |
| Portland-Vancouver-Beaverton, OR-WA | 3 | $ 64,000 | $ 21,333 | $ 52,000 |
| Richmond, VA | 3 | $ 66,000 | $ 22,000 | $ 95,000 |
| Tacoma, WA | 3 | $ 71,000 | $ 23,666 | $ 76,000 |
| Wilmington, NC | 3 | $ 45,000 | $ 15,000 | $ 49,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 65,000 | $ 21,666 | $ 51,000 |
| Asheville, NC | 2 | $ 38,000 | $ 19,000 | $ 74,000 |
| Bay City, MI | 2 | $ 27,000 | $ 13,500 | $ 46,000 |
| Burlington, NC | 2 | $ 35,000 | $ 17,500 | $ 59,000 |
| Casper, WY | 2 | $ 29,000 | $ 14,500 | $ 43,000 |
| Columbus, GA-AL | 2 | $ 23,000 | $ 11,500 | $ 67,500 |
| Dalton, GA | 2 | $ 32,000 | $ 16,000 | $ 105,000 |
| Decatur, AL | 2 | $ 101,000 | $ 50,500 | $ 45,000 |
| Dothan, AL | 2 | $ 33,000 | $ 16,500 | $ 43,000 |
| Harrisburg-Carlisle, PA | 2 | $ 33,000 | $ 16,500 | $ 15,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 27,000 | $ 13,500 | $ 40,000 |
| Jackson, MS | 2 | $ 48,000 | $ 24,000 | $ 65,000 |
| Louisville-Jefferson County, KY-IN | 2 | $ 100,000 | $ 50,000 | $ 81,000 |
| Macon, GA | 2 | $ 37,000 | $ 18,500 | $ 67,000 |
| Manchester-Nashua, NH | 2 | $ 34,000 | $ 17,000 | $ 77,000 |
| Pocatello, ID | 2 | $ 35,000 | $ 17,500 | $ 43,000 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 18,000 | $ 9,000 | $ 86,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 2 | $ 30,000 | $ 15,000 | $ 49,000 |
| Salt Lake City, UT | 2 | $ 35,000 | $ 17,500 | $ 124,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 29,000 | $ 14,500 | $ 55,000 |
| Springfield, IL | 2 | $ 31,000 | $ 15,500 | $ 54,000 |
| Syracuse, NY | 2 | $ 39,000 | $ 19,500 | $ 33,000 |
| Tallahassee, FL | 2 | $ 153,000 | $ 76,500 | $ 66,000 |
| Warner Robins, GA | 2 | $ 50,000 | $ 25,000 | $ 91,000 |
| Wheeling, WV-OH | 2 | $ 31,000 | $ 15,500 | $ 79,000 |
| Williamsport, PA | 2 | $ 50,000 | $ 25,000 | $ 59,000 |
| Winston-Salem, NC | 2 | $ 40,000 | $ 20,000 | $ 54,000 |
| Yakima, WA | 2 | $ 33,000 | $ 16,500 | $ 58,000 |
| York-Hanover, PA | 2 | $ 28,000 | $ 14,000 | $ 52,000 |
| Akron, OH | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Bangor, ME | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Bellingham, WA | 1 | $ 18,000 | $ 18,000 | $ 78,000 |
| Billings, MT | 1 | $ 144,000 | $ 144,000 | $ 136,000 |
| Bismarck, ND | 1 | $ 20,000 | $ 20,000 | $ 44,000 |
| Boulder, CO | 1 | $ 13,000 | $ 13,000 | $ 65,000 |
| Canton-Massillon, OH | 1 | $ 22,000 | $ 22,000 | $ 40,000 |
| Cedar Rapids, IA | 1 | $ 8,000 | $ 8,000 | $ 70,000 |
| Champaign-Urbana, IL | 1 | $ 6,000 | $ 6,000 | $ 43,000 |
| Charleston-North Charleston-Summerville, SC | 1 | $ 19,000 | $ 19,000 | $ 23,000 |
| Charlottesville, VA | 1 | $ 18,000 | $ 18,000 | $ 67,000 |
| Elizabethtown, KY | 1 | $ 269,000 | $ 269,000 | $ 72,000 |
| Elkhart-Goshen, IN | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| Eugene-Springfield, OR | 1 | $ 20,000 | $ 20,000 | $ 61,000 |
| Evansville, IN-KY | 1 | $ 14,000 | $ 14,000 | $ 66,000 |
| Farmington, NM | 1 | $ 19,000 | $ 19,000 | $ 62,000 |
| Flagstaff, AZ | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Fort Collins-Loveland, CO | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 12,000 | $ 12,000 | $ 107,000 |
| Fort Walton Beach-Crestview-Destin, FL | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Gadsden, AL | 1 | $ 21,000 | $ 21,000 | $ 91,000 |
| Goldsboro, NC | 1 | $ 13,000 | $ 13,000 | $ 58,000 |
| Greeley, CO | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Greenville-Mauldin-Easley, SC | 1 | $ 11,000 | $ 11,000 | $ 72,000 |
| Janesville, WI | 1 | $ 22,000 | $ 22,000 | $ 90,000 |
| Jefferson City, MO | 1 | $ 25,000 | $ 25,000 | $ 87,000 |
| Joplin, MO | 1 | $ 9,000 | $ 9,000 | $ 52,000 |
| Kankakee-Bradley, IL | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Kokomo, IN | 1 | $ 17,000 | $ 17,000 | $ 92,000 |
| Lafayette, IN | 1 | $ 8,000 | $ 8,000 | $ 99,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 7,000 | $ 7,000 | $ 51,000 |
| Las Vegas-Paradise, NV | 1 | $ 6,000 | $ 6,000 | $ 44,000 |
| Lawrence, KS | 1 | $ 24,000 | $ 24,000 | $ 55,000 |
| Lewiston-Auburn, ME | 1 | $ 24,000 | $ 24,000 | $ 63,000 |
| Lexington-Fayette, KY | 1 | $ 300,000 | $ 300,000 | $ 240,000 |
| Lima, OH | 1 | $ 13,000 | $ 13,000 | $ 50,000 |
| Logan, UT-ID | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 25,000 | $ 25,000 | $ 159,000 |
| Mansfield, OH | 1 | $ 114,000 | $ 114,000 | $ 43,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Michigan City-La Porte, IN | 1 | $ 24,000 | $ 24,000 | $ 73,000 |
| Montgomery, AL | 1 | $ 6,000 | $ 6,000 | $ 46,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 12,000 | $ 12,000 | $ 28,000 |
| Muncie, IN | 1 | $ 9,000 | $ 9,000 | $ 31,000 |
| Muskegon-Norton Shores, MI | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 1 | $ 17,000 | $ 17,000 | $ 113,000 |
| Naples-Marco Island, FL | 1 | $ 14,000 | $ 14,000 | $ 47,000 |
| New Orleans-Metairie-Kenner, LA | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Niles-Benton Harbor, MI | 1 | $ 24,000 | $ 24,000 | $ 36,000 |
| Ocean City, NJ | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Ogden-Clearfield, UT | 1 | $ 16,000 | $ 16,000 | $ 39,000 |
| Pascagoula, MS | 1 | $ 25,000 | $ 25,000 | $ 139,000 |
| Peabody, MA | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Pittsfield, MA | 1 | $ 18,000 | $ 18,000 | $ 111,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Provo-Orem, UT | 1 | $ 17,000 | $ 17,000 | $ 35,000 |
| Punta Gorda, FL | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Racine, WI | 1 | $ 18,000 | $ 18,000 | $ 39,000 |
| Reno-Sparks, NV | 1 | $ 24,000 | $ 24,000 | $ 57,000 |
| Rome, GA | 1 | $ 12,000 | $ 12,000 | $ 24,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 24,000 | $ 24,000 | $ 42,000 |
| Salisbury, MD | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| San Diego-Carlsbad-San Marcos, CA | 1 | $ 21,000 | $ 21,000 | $ 73,000 |
| Sandusky, OH | 1 | $ 14,000 | $ 14,000 | $ 40,000 |
| Sheboygan, WI | 1 | $ 11,000 | $ 11,000 | $ 35,000 |
| Sioux Falls, SD | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Spokane, WA | 1 | $ 22,000 | $ 22,000 | $ 38,000 |
| Springfield, MO | 1 | $ 6,000 | $ 6,000 | $ 58,000 |
| St. Joseph, MO-KS | 1 | $ 21,000 | $ 21,000 | $ 21,000 |
| Stockton, CA | 1 | $ 11,000 | $ 11,000 | $ 55,000 |
| Terre Haute, IN | 1 | $ 7,000 | $ 7,000 | $ 36,000 |
| Trenton-Ewing, NJ | 1 | $ 22,000 | $ 22,000 | $ 85,000 |
| Tucson, AZ | 1 | $ 13,000 | $ 13,000 | $ 53,000 |
| Vallejo-Fairfield, CA | 1 | $ 25,000 | $ 25,000 | $ 130,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 7,000 | $ 7,000 | $ 51,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Wenatchee, WA | 1 | $ 7,000 | $ 7,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for Admirals Bank Former Domestic in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,797 | $31,269,000 | $17,000 | $105,000 | $70,000 | $604,000 |
| Refinancing | 291 | $54,245,000 | $186,000 | $840,000 | $62,000 | $379,000 |
| Home Purchase | 64 | $11,202,000 | $175,000 | $489,000 | $79,000 | $867,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,576 | $64,101,000 | $40,000 | $840,000 | $72,000 | $867,000 |
| Black or African American | 286 | $8,176,000 | $28,000 | $450,000 | $65,000 | $222,000 |
| Hispanic | 140 | $13,208,000 | $94,000 | $345,000 | $55,000 | $154,000 |
| Not Provided | 130 | $10,204,000 | $78,000 | $400,000 | $61,000 | $237,000 |
| Asian | 16 | $983,000 | $61,000 | $220,000 | $60,000 | $131,000 |
| American Indian or Alaskan Native | 3 | $34,000 | $11,000 | $18,000 | $62,000 | $108,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $10,000 | $10,000 | $10,000 | $35,000 | $35,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,852 | $44,474,000 | $24,000 | $489,000 | $69,000 | $604,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 300 | $52,242,000 | $174,000 | $840,000 | $68,000 | $867,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,135 | $33,998,000 | $29,000 | $840,000 | $75,000 | $867,000 |
| Application Withdrawn By Applicant | 453 | $31,401,000 | $69,000 | $800,000 | $65,000 | $579,000 |
| Application Approved But Not Accepted | 314 | $5,523,000 | $17,000 | $227,000 | $62,000 | $237,000 |
| Application Denied By Financial Institution | 248 | $25,495,000 | $102,000 | $489,000 | $58,000 | $262,000 |
| File Closed For Incompleteness | 2 | $299,000 | $149,000 | $205,000 | $70,000 | $140,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 109 | $10,278,000 | $94,000 | $359,000 | $54,000 | $191,000 |
| Debt-To-Income Ratio | 63 | $7,450,000 | $118,000 | $489,000 | $62,000 | $262,000 |
| Collateral | 33 | $5,408,000 | $163,000 | $376,000 | $66,000 | $165,000 |
| Other | 29 | $863,000 | $29,000 | $385,000 | $57,000 | $131,000 |
| Employment History | 5 | $432,000 | $86,000 | $149,000 | $51,000 | $89,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $180,000 | $60,000 | $77,000 | $37,000 | $45,000 |
| Credit Application Incomplete | 3 | $461,000 | $153,000 | $213,000 | $56,000 | $117,000 |
| Mortgage Insurance Denied | 2 | $398,000 | $199,000 | $333,000 | $88,000 | $132,000 |
| Unverifiable Information | 1 | $25,000 | $25,000 | $25,000 | $57,000 | $57,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Admirals Bank Former Domestic's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Admirals Bank Former Domestic's mortgage approval patterns.
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For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.
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