Eave, Inc. Mortgage Lending & HMDA Data, 2022
In 2022, Eave, Inc. of Scottsdale, AR reported 809 mortgage applications totaling $419.8 million, up 50% from 2021. The average application was for $518,930, and applicants reported an average income of $169,000. 74% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (80), San Diego-Carlsbad, CA (74) and Phoenix-Mesa-Scottsdale, AZ (64) (applications in parentheses).
| Mortgage Company & Address | Eave, Inc. 8701 E Hartford Dr #210 Scottsdale, AR 85257 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 |
| Total Number of Mortgage Applications | 809 |
| Total Mortgage Loan Application Amount | $419,815,000 |
| Average Mortgage Loan Application Amount | $518,930 |
| Highest Mortgage Loan Application Amount | $2,575,000 |
| Average Applicant Income | $169,000 |
| Highest Applicant Income | $1,124,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Eave, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Denver-Aurora-Lakewood, CO | 80 | $ 40,380,000 | $ 504,750 | $ 153,000 |
| San Diego-Carlsbad, CA | 74 | $ 50,830,000 | $ 686,891 | $ 196,000 |
| Phoenix-Mesa-Scottsdale, AZ | 64 | $ 27,730,000 | $ 433,281 | $ 136,000 |
| Houston-The Woodlands-Sugar Land, TX | 62 | $ 24,590,000 | $ 396,612 | $ 168,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 51 | $ 25,055,000 | $ 491,274 | $ 152,000 |
| Oakland-Hayward-Berkeley, CA | 37 | $ 28,945,000 | $ 782,297 | $ 231,000 |
| Riverside-San Bernardino-Ontario, CA | 36 | $ 16,150,000 | $ 448,611 | $ 149,000 |
| Los Angeles-Long Beach-Glendale, CA | 34 | $ 28,630,000 | $ 842,058 | $ 221,000 |
| Dallas-Plano-Irving, TX | 32 | $ 12,510,000 | $ 390,937 | $ 151,000 |
| Miami-Miami Beach-Kendall, FL | 28 | $ 16,210,000 | $ 578,928 | $ 220,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 24 | $ 9,640,000 | $ 401,666 | $ 161,000 |
| Anaheim-Santa Ana-Irvine, CA | 23 | $ 14,615,000 | $ 635,434 | $ 190,000 |
| Tampa-St. Petersburg-Clearwater, FL | 22 | $ 7,800,000 | $ 354,545 | $ 130,000 |
| Orlando-Kissimmee-Sanford, FL | 20 | $ 6,520,000 | $ 326,000 | $ 108,000 |
| San Antonio-New Braunfels, TX | 15 | $ 4,885,000 | $ 325,666 | $ 114,000 |
| Outside any metro area | 12 | $ 3,660,000 | $ 305,000 | $ 117,666 |
| San Jose-Sunnyvale-Santa Clara, CA | 12 | $ 15,640,000 | $ 1,303,333 | $ 328,000 |
| Austin-Round Rock, TX | 10 | $ 4,830,000 | $ 483,000 | $ 163,000 |
| Fort Worth-Arlington, TX | 10 | $ 3,230,000 | $ 323,000 | $ 130,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 9 | $ 4,165,000 | $ 462,777 | $ 150,000 |
| Jacksonville, FL | 8 | $ 2,370,000 | $ 296,250 | $ 98,000 |
| Colorado Springs, CO | 7 | $ 2,695,000 | $ 385,000 | $ 116,000 |
| Greeley, CO | 7 | $ 3,775,000 | $ 539,285 | $ 196,000 |
| San Francisco-Redwood City-South San Francisco, CA | 7 | $ 5,945,000 | $ 849,285 | $ 250,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 1,570,000 | $ 261,666 | $ 98,000 |
| Fort Collins, CO | 6 | $ 2,730,000 | $ 455,000 | $ 116,000 |
| North Port-Sarasota-Bradenton, FL | 6 | $ 1,580,000 | $ 263,333 | $ 146,000 |
| Santa Cruz-Watsonville, CA | 6 | $ 5,940,000 | $ 990,000 | $ 355,000 |
| Boulder, CO | 5 | $ 2,705,000 | $ 541,000 | $ 138,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 4,195,000 | $ 839,000 | $ 270,000 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 1,525,000 | $ 305,000 | $ 100,000 |
| Santa Rosa, CA | 5 | $ 4,205,000 | $ 841,000 | $ 289,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 1,660,000 | $ 415,000 | $ 200,000 |
| Lakeland-Winter Haven, FL | 4 | $ 980,000 | $ 245,000 | $ 92,000 |
| Vallejo-Fairfield, CA | 4 | $ 2,090,000 | $ 522,500 | $ 184,000 |
| Bremerton-Silverdale, WA | 3 | $ 1,115,000 | $ 371,666 | $ 106,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 1,255,000 | $ 418,333 | $ 209,000 |
| Panama City, FL | 3 | $ 1,855,000 | $ 618,333 | $ 383,000 |
| Punta Gorda, FL | 3 | $ 825,000 | $ 275,000 | $ 102,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 4,085,000 | $ 1,361,666 | $ 377,000 |
| Stockton-Lodi, CA | 3 | $ 1,475,000 | $ 491,666 | $ 115,000 |
| Tucson, AZ | 3 | $ 1,085,000 | $ 361,666 | $ 73,000 |
| Tyler, TX | 3 | $ 1,065,000 | $ 355,000 | $ 142,000 |
| Brownsville-Harlingen, TX | 2 | $ 490,000 | $ 245,000 | $ 82,000 |
| Corpus Christi, TX | 2 | $ 630,000 | $ 315,000 | $ 117,000 |
| Fresno, CA | 2 | $ 660,000 | $ 330,000 | $ 95,000 |
| Gainesville, FL | 2 | $ 500,000 | $ 250,000 | $ 373,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 520,000 | $ 260,000 | $ 87,000 |
| Longview, TX | 2 | $ 710,000 | $ 355,000 | $ 128,000 |
| Modesto, CA | 2 | $ 880,000 | $ 440,000 | $ 152,000 |
| Napa, CA | 2 | $ 1,530,000 | $ 765,000 | $ 226,000 |
| Ocala, FL | 2 | $ 480,000 | $ 240,000 | $ 59,000 |
| Prescott Valley-Prescott, AZ | 2 | $ 430,000 | $ 215,000 | $ 83,000 |
| Pueblo, CO | 2 | $ 810,000 | $ 405,000 | $ 144,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 1,200,000 | $ 600,000 | $ 119,000 |
| Sebastian-Vero Beach, FL | 2 | $ 850,000 | $ 425,000 | $ 176,000 |
| Spokane-Spokane Valley, WA | 2 | $ 730,000 | $ 365,000 | $ 137,000 |
| Yuba City, CA | 2 | $ 510,000 | $ 255,000 | $ 113,000 |
| Bakersfield, CA | 1 | $ 465,000 | $ 465,000 | $ 89,000 |
| Grants Pass, OR | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Killeen-Temple, TX | 1 | $ 645,000 | $ 645,000 | $ 227,000 |
| Knoxville, TN | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 195,000 | $ 195,000 | $ 129,000 |
| Memphis, TN-MS-AR | 1 | $ 75,000 | $ 75,000 | $ 149,000 |
| Midland, TX | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 405,000 | $ 405,000 | $ 97,000 |
| Odessa, TX | 1 | $ 235,000 | $ 235,000 | $ 263,000 |
| Port St. Lucie, FL | 1 | $ 435,000 | $ 435,000 | $ 95,000 |
| Salem, OR | 1 | $ 545,000 | $ 545,000 | $ 167,000 |
| Salinas, CA | 1 | $ 605,000 | $ 605,000 | $ 226,000 |
| San Rafael, CA | 1 | $ 1,085,000 | $ 1,085,000 | $ 235,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 385,000 | $ 385,000 | $ 126,000 |
| Tallahassee, FL | 1 | $ 455,000 | $ 455,000 | $ 155,000 |
Mortgage Loan Application Detail Totals for Eave, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 809 | $419,815,000 | $518,000 | $2,575,000 | $169,000 | $1,124,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 648 | $320,550,000 | $494,000 | $1,965,000 | $167,000 | $1,124,000 |
| Not Provided | 34 | $19,560,000 | $575,000 | $1,615,000 | $182,000 | $465,000 |
| Black or African American | 30 | $12,360,000 | $412,000 | $975,000 | $127,000 | $295,000 |
| Hispanic | 2 | $1,420,000 | $710,000 | $1,245,000 | $235,000 | $360,000 |
| Asian | 2 | $870,000 | $435,000 | $745,000 | $127,000 | $179,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $605,000 | $605,000 | $605,000 | $192,000 | $192,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 789 | $408,455,000 | $517,000 | $2,575,000 | $168,000 | $1,124,000 |
| VA-guaranteed (Veterans Administration) | 20 | $11,360,000 | $568,000 | $985,000 | $177,000 | $354,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 597 | $303,355,000 | $508,000 | $2,575,000 | $167,000 | $1,124,000 |
| Application Withdrawn By Applicant | 194 | $105,870,000 | $545,000 | $2,045,000 | $174,000 | $515,000 |
| Application Denied By Financial Institution | 10 | $6,390,000 | $639,000 | $1,685,000 | $151,000 | $300,000 |
| Preapproval Approved but not Accepted | 6 | $3,250,000 | $541,000 | $825,000 | $168,000 | $248,000 |
| File Closed For Incompleteness | 2 | $950,000 | $475,000 | $535,000 | $156,000 | $163,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 799 | $413,425,000 | $517,000 | $2,575,000 | $169,000 | $1,124,000 |
| Debt-To-Income Ratio | 6 | $4,500,000 | $750,000 | $1,685,000 | $143,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $950,000 | $475,000 | $565,000 | $118,000 | $140,000 |
| Credit History | 2 | $940,000 | $470,000 | $605,000 | $207,000 | $295,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Eave, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Eave, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.
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