Edward Jones Mortgage, LLC Mortgage Lending & HMDA Data, 2013
In 2013, Edward Jones Mortgage, LLC of Winston-Salem, NC reported 412 mortgage applications totaling $69.2 million, down 83% from 2012. The average application was for $167,958, and applicants reported an average income of $84,305. 76% of its applications resulted in an originated loan and 15% were denied. Its largest markets were St. Louis, MO-IL (19), Minneapolis-St. Paul-Bloomington, MN-WI (10) and Sacramento--Arden-Arcade--Roseville, CA (10) (applications in parentheses).
| Mortgage Company & Address | Edward Jones Mortgage, LLC 100 N Main Street Mac D4001-063 Winston-Salem, NC 27150 |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 |
| Total Number of Mortgage Applications | 412 |
| Total Mortgage Loan Application Amount | $69,199,000 |
| Average Mortgage Loan Application Amount | $167,958 |
| Highest Mortgage Loan Application Amount | $560,000 |
| Average Applicant Income | $84,305 |
| Highest Applicant Income | $624,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Edward Jones Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, MO-IL | 19 | $ 2,466,000 | $ 129,789 | $ 82,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 10 | $ 1,624,000 | $ 162,400 | $ 72,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 10 | $ 2,154,000 | $ 215,400 | $ 120,000 |
| Denver-Aurora-Broomfield, CO | 9 | $ 1,459,000 | $ 162,111 | $ 80,000 |
| Santa Rosa-Petaluma, CA | 9 | $ 2,441,000 | $ 271,222 | $ 80,000 |
| Phoenix-Mesa-Glendale, AZ | 8 | $ 1,606,000 | $ 200,750 | $ 110,000 |
| Seattle-Bellevue-Everett, WA | 7 | $ 1,087,000 | $ 155,285 | $ 65,000 |
| Tucson, AZ | 7 | $ 1,194,000 | $ 170,571 | $ 71,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 7 | $ 1,750,000 | $ 250,000 | $ 92,857 |
| San Diego-Carlsbad-San Marcos, CA | 6 | $ 1,713,000 | $ 285,500 | $ 107,000 |
| Albuquerque, NM | 5 | $ 870,000 | $ 174,000 | $ 61,000 |
| Atlanta-Sandy Springs-Marietta, GA | 5 | $ 783,000 | $ 156,600 | $ 87,000 |
| Baltimore-Towson, MD | 5 | $ 1,222,000 | $ 244,400 | $ 91,000 |
| Dallas-Plano-Irving, TX | 5 | $ 867,000 | $ 173,400 | $ 90,000 |
| Los Angeles-Long Beach-Glendale, CA | 5 | $ 1,849,000 | $ 369,800 | $ 175,000 |
| Austin-Round Rock-San Marcos, TX | 4 | $ 496,000 | $ 124,000 | $ 59,000 |
| Fort Collins-Loveland, CO | 4 | $ 947,000 | $ 236,750 | $ 130,000 |
| Gary, IN | 4 | $ 412,000 | $ 103,000 | $ 50,000 |
| Houston-Sugar Land-Baytown, TX | 4 | $ 904,000 | $ 226,000 | $ 131,000 |
| San Francisco-San Mateo-Redwood City, CA | 4 | $ 868,000 | $ 217,000 | $ 79,000 |
| Santa Ana-Anaheim-Irvine, CA | 4 | $ 967,000 | $ 241,750 | $ 57,000 |
| Tacoma, WA | 4 | $ 622,000 | $ 155,500 | $ 63,000 |
| Tampa-St. Petersburg-Clearwater, FL | 4 | $ 845,000 | $ 211,250 | $ 98,000 |
| Asheville, NC | 3 | $ 410,000 | $ 136,666 | $ 49,000 |
| Bremerton-Silverdale, WA | 3 | $ 545,000 | $ 181,666 | $ 51,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 488,000 | $ 162,666 | $ 98,000 |
| Carson City, NV | 3 | $ 488,000 | $ 162,666 | $ 70,000 |
| Greeley, CO | 3 | $ 664,000 | $ 221,333 | $ 64,000 |
| Hartford-West Hartford-East Hartford, CT | 3 | $ 559,000 | $ 186,333 | $ 83,000 |
| Indianapolis-Carmel, IN | 3 | $ 305,000 | $ 101,666 | $ 70,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 456,000 | $ 152,000 | $ 57,000 |
| Medford, OR | 3 | $ 404,000 | $ 134,666 | $ 45,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 387,000 | $ 129,000 | $ 87,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 3 | $ 728,000 | $ 242,666 | $ 93,333 |
| Spartanburg, SC | 3 | $ 285,000 | $ 95,000 | $ 41,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 380,000 | $ 126,666 | $ 31,000 |
| Anderson, SC | 2 | $ 311,000 | $ 155,500 | $ 64,000 |
| Bakersfield-Delano, CA | 2 | $ 235,000 | $ 117,500 | $ 74,000 |
| Bellingham, WA | 2 | $ 273,000 | $ 136,500 | $ 106,000 |
| Boulder, CO | 2 | $ 569,000 | $ 284,500 | $ 123,000 |
| Cape Girardeau-Jackson, MO-IL | 2 | $ 166,000 | $ 83,000 | $ 47,000 |
| Colorado Springs, CO | 2 | $ 222,000 | $ 111,000 | $ 49,000 |
| Columbus, OH | 2 | $ 158,000 | $ 79,000 | $ 81,000 |
| Danville, VA | 2 | $ 254,000 | $ 127,000 | $ 89,000 |
| Duluth, MN-WI | 2 | $ 168,000 | $ 84,000 | $ 65,000 |
| Flagstaff, AZ | 2 | $ 212,000 | $ 106,000 | $ 98,000 |
| Flint, MI | 2 | $ 174,000 | $ 87,000 | $ 62,000 |
| Fort Worth-Arlington, TX | 2 | $ 226,000 | $ 113,000 | $ 77,000 |
| Greensboro-High Point, NC | 2 | $ 147,000 | $ 73,500 | $ 95,000 |
| Honolulu, HI | 2 | $ 842,000 | $ 421,000 | $ 124,000 |
| Kennewick-Pasco-Richland, WA | 2 | $ 298,000 | $ 149,000 | $ 48,000 |
| Las Vegas-Paradise, NV | 2 | $ 189,000 | $ 94,500 | $ 83,000 |
| Niles-Benton Harbor, MI | 2 | $ 205,000 | $ 102,500 | $ 36,000 |
| Oklahoma City, OK | 2 | $ 649,000 | $ 324,500 | $ 83,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 392,000 | $ 196,000 | $ 39,000 |
| Pueblo, CO | 2 | $ 474,000 | $ 237,000 | $ 110,000 |
| Rockingham County-Strafford County, NH | 2 | $ 378,000 | $ 189,000 | $ 242,000 |
| San Antonio-New Braunfels, TX | 2 | $ 441,000 | $ 220,500 | $ 74,000 |
| Tulsa, OK | 2 | $ 383,000 | $ 191,500 | $ 85,000 |
| Victoria, TX | 2 | $ 179,000 | $ 89,500 | $ 51,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 150,000 | $ 75,000 | $ 36,000 |
| Alexandria, LA | 1 | $ 93,000 | $ 93,000 | $ 77,000 |
| Ames, IA | 1 | $ 71,000 | $ 71,000 | $ 53,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 97,000 | $ 97,000 | $ 69,000 |
| Birmingham-Hoover, AL | 1 | $ 80,000 | $ 80,000 | $ 136,000 |
| Bloomington, IN | 1 | $ 62,000 | $ 62,000 | $ 32,000 |
| Boston-Quincy, MA | 1 | $ 296,000 | $ 296,000 | $ 74,000 |
| Burlington-South Burlington, VT | 1 | $ 171,000 | $ 171,000 | $ 54,000 |
| Camden, NJ | 1 | $ 202,000 | $ 202,000 | $ 110,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 140,000 | $ 140,000 | $ 98,000 |
| Charleston-North Charleston-Summerville, SC | 1 | $ 71,000 | $ 71,000 | $ 28,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 1 | $ 154,000 | $ 154,000 | $ 34,000 |
| Chattanooga, TN-GA | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Cincinnati-Middletown, OH-KY-IN | 1 | $ 93,000 | $ 93,000 | $ 53,000 |
| Cleveland-Elyria-Mentor, OH | 1 | $ 266,000 | $ 266,000 | $ 239,000 |
| Coeur D'Alene, ID | 1 | $ 234,000 | $ 234,000 | $ 81,000 |
| College Station-Bryan, TX | 1 | $ 136,000 | $ 136,000 | $ 56,000 |
| Columbia, SC | 1 | $ 72,000 | $ 72,000 | $ 90,000 |
| Corpus Christi, TX | 1 | $ 108,000 | $ 108,000 | $ 203,000 |
| Corvallis, OR | 1 | $ 110,000 | $ 110,000 | $ 53,000 |
| Cumberland, MD-WV | 1 | $ 205,000 | $ 205,000 | $ 167,000 |
| Des Moines-West Des Moines, IA | 1 | $ 101,000 | $ 101,000 | $ 48,000 |
| Durham-Chapel Hill, NC | 1 | $ 106,000 | $ 106,000 | $ 84,000 |
| Edison-New Brunswick, NJ | 1 | $ 470,000 | $ 470,000 | $ 228,000 |
| El Centro, CA | 1 | $ 119,000 | $ 119,000 | $ 72,000 |
| Elkhart-Goshen, IN | 1 | $ 153,000 | $ 153,000 | $ 47,000 |
| Fargo, ND-MN | 1 | $ 123,000 | $ 123,000 | $ 101,000 |
| Farmington, NM | 1 | $ 52,000 | $ 52,000 | $ 99,000 |
| Florence, SC | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Florence-Muscle Shoals, AL | 1 | $ 73,000 | $ 73,000 | $ 62,000 |
| Fresno, CA | 1 | $ 191,000 | $ 191,000 | $ 129,000 |
| Gainesville, GA | 1 | $ 370,000 | $ 370,000 | $ 181,000 |
| Grand Forks, ND-MN | 1 | $ 116,000 | $ 116,000 | $ 65,000 |
| Greenville-Mauldin-Easley, SC | 1 | $ 54,000 | $ 54,000 | $ 105,000 |
| Gulfport-Biloxi, MS | 1 | $ 190,000 | $ 190,000 | $ 84,000 |
| Holland-Grand Haven, MI | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| Hot Springs, AR | 1 | $ 277,000 | $ 277,000 | $ 196,000 |
| Huntsville, AL | 1 | $ 135,000 | $ 135,000 | $ 108,000 |
| Jackson, MS | 1 | $ 346,000 | $ 346,000 | $ 82,000 |
| Joplin, MO | 1 | $ 211,000 | $ 211,000 | $ 110,000 |
| Kansas City, MO-KS | 1 | $ 149,000 | $ 149,000 | $ 86,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 102,000 | $ 102,000 | $ 50,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 82,000 | $ 82,000 | $ 51,000 |
| Lafayette, LA | 1 | $ 101,000 | $ 101,000 | $ 90,000 |
| Lake Charles, LA | 1 | $ 145,000 | $ 145,000 | $ 135,000 |
| Lakeland-Winter Haven, FL | 1 | $ 205,000 | $ 205,000 | $ 207,000 |
| Lancaster, PA | 1 | $ 223,000 | $ 223,000 | $ 98,000 |
| Lexington-Fayette, KY | 1 | $ 46,000 | $ 46,000 | $ 70,000 |
| Lynchburg, VA | 1 | $ 91,000 | $ 91,000 | $ 40,000 |
| Madison, WI | 1 | $ 118,000 | $ 118,000 | $ 27,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Mobile, AL | 1 | $ 63,000 | $ 63,000 | $ 74,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 127,000 | $ 127,000 | $ 122,000 |
| Nassau-Suffolk, NY | 1 | $ 223,000 | $ 223,000 | $ 114,000 |
| New Orleans-Metairie-Kenner, LA | 1 | $ 412,000 | $ 412,000 | $ 86,000 |
| Newark-Union, NJ-PA | 1 | $ 411,000 | $ 411,000 | $ 113,000 |
| Norwich-New London, CT | 1 | $ 79,000 | $ 79,000 | $ 72,000 |
| Oakland-Fremont-Hayward, CA | 1 | $ 223,000 | $ 223,000 | $ 72,000 |
| Pascagoula, MS | 1 | $ 89,000 | $ 89,000 | $ 25,000 |
| Pine Bluff, AR | 1 | $ 56,000 | $ 56,000 | $ 31,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 1 | $ 210,000 | $ 210,000 | $ 158,000 |
| Prescott, AZ | 1 | $ 312,000 | $ 312,000 | $ 160,000 |
| Providence-New Bedford-Fall River, RI-MA | 1 | $ 138,000 | $ 138,000 | $ 35,000 |
| Provo-Orem, UT | 1 | $ 278,000 | $ 278,000 | $ 107,000 |
| Richmond, VA | 1 | $ 178,000 | $ 178,000 | $ 87,000 |
| Riverside-San Bernardino-Ontario, CA | 1 | $ 150,000 | $ 150,000 | $ 86,000 |
| Salem, OR | 1 | $ 214,000 | $ 214,000 | $ 60,000 |
| Salt Lake City, UT | 1 | $ 188,000 | $ 188,000 | $ 75,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 556,000 | $ 556,000 | $ 168,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 160,000 | $ 160,000 | $ 114,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 80,000 | $ 80,000 | $ 77,000 |
| Spokane, WA | 1 | $ 146,000 | $ 146,000 | $ 39,000 |
| Springfield, MO | 1 | $ 71,000 | $ 71,000 | $ 22,000 |
| Stockton, CA | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Waco, TX | 1 | $ 122,000 | $ 122,000 | $ 42,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Wichita, KS | 1 | $ 241,000 | $ 241,000 | $ 62,000 |
| Winston-Salem, NC | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| York-Hanover, PA | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Edward Jones Mortgage, LLC in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 389 | $66,285,000 | $170,000 | $560,000 | $85,000 | $624,000 |
| Home Improvement | 19 | $2,431,000 | $127,000 | $385,000 | $79,000 | $191,000 |
| Home Purchase | 4 | $483,000 | $120,000 | $171,000 | $42,000 | $65,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 285 | $47,556,000 | $166,000 | $556,000 | $84,000 | $624,000 |
| Not Provided | 100 | $17,096,000 | $170,000 | $417,000 | $86,000 | $390,000 |
| Hispanic | 16 | $2,628,000 | $164,000 | $560,000 | $69,000 | $270,000 |
| Asian | 6 | $1,245,000 | $207,000 | $351,000 | $82,000 | $239,000 |
| Black or African American | 2 | $350,000 | $175,000 | $294,000 | $105,000 | $194,000 |
| American Indian or Alaskan Native | 2 | $164,000 | $82,000 | $112,000 | $68,000 | $99,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $160,000 | $160,000 | $160,000 | $114,000 | $114,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 412 | $69,199,000 | $167,000 | $560,000 | $84,000 | $624,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 312 | $51,022,000 | $163,000 | $560,000 | $83,000 | $522,000 |
| Application Denied By Financial Institution | 63 | $11,633,000 | $184,000 | $417,000 | $82,000 | $390,000 |
| Application Approved But Not Accepted | 33 | $5,632,000 | $170,000 | $417,000 | $101,000 | $624,000 |
| Application Withdrawn By Applicant | 3 | $630,000 | $210,000 | $276,000 | $60,000 | $85,000 |
| File Closed For Incompleteness | 1 | $282,000 | $282,000 | $282,000 | $93,000 | $93,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 24 | $4,612,000 | $192,000 | $412,000 | $60,000 | $181,000 |
| Collateral | 23 | $3,812,000 | $165,000 | $332,000 | $92,000 | $390,000 |
| Other | 5 | $907,000 | $181,000 | $336,000 | $101,000 | $136,000 |
| Unverifiable Information | 4 | $804,000 | $201,000 | $292,000 | $67,000 | $84,000 |
| Credit Application Incomplete | 4 | $1,064,000 | $266,000 | $417,000 | $179,000 | $371,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $314,000 | $157,000 | $194,000 | $32,000 | $44,000 |
| Credit History | 1 | $120,000 | $120,000 | $120,000 | $33,000 | $33,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Edward Jones Mortgage, LLC's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Edward Jones Mortgage, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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