Mortgage Lenders in Effingham, IL 62401
3 mortgage lenders are based in ZIP code 62401, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Effingham County, IL in 2025.
Most active mortgage lenders in Effingham County, IL (2025)
In 2025, 67 lenders made 442 home loans worth $78.8 million in Effingham County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Effingham County, which includes ZIP code 62401.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Dieterich Bank Effingham, IL | 92 | $21.1M | $229,000 | 20.8% |
| 2 | New American Funding, Llc. Tustin, CA | 36 | $6.6M | $182,000 | 8.1% |
| 3 | Fifth Third Bank, National Association Cincinnati, OH | 31 | $2.8M | $89,000 | 7.0% |
| 4 | Midland States Bank Effingham, IL | 26 | $3.6M | $140,000 | 5.9% |
| 5 | Petefish, Skiles, & Company Bank Virginia, IL | 25 | $4.2M | $169,000 | 5.7% |
| 6 | Mortgage Research Center Columbia, MO | 19 | $4.9M | $259,000 | 4.3% |
| 7 | First Mid Bank and Trust, NA Mattoon, IL | 18 | $3.1M | $172,000 | 4.1% |
| 8 | Castle & Cooke Mortgage, LLC Draper, UT | 17 | $2.2M | $129,000 | 3.8% |
| 9 | United Wholesale Mortgage Plymouth, MI | 12 | $2.9M | $242,000 | 2.7% |
| 10 | First National Bank of Waterloo Waterloo, IL | 9 | $1.4M | $158,000 | 2.0% |
See every lender in Effingham County and its 2025 mortgage data · top lenders in Illinois · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Data Totals
for Lenders in Effingham, IL 62401
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Dieterich Bank
300 SUR WOODS DRIVE EFFINGHAM, IL 62401 |
* | 4,558 | $994,250,000 |
| Dieterich Bank, National Association
300 SUR WOODS DRIVE EFFINGHAM, IL 62401 |
* | 1,926 | $291,668,000 |
| Midland States Bank
1201 NETWORK CENTRE DRIVE EFFINGHAM, IL 62401 |
* | 41,509 | $7,917,958,000 |
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About