Petefish, Skiles, & Company Bank Mortgage Lending & HMDA Data, 2025
In 2025, Petefish, Skiles, & Company Bank of Virginia, IL reported 539 mortgage applications totaling $76.1 million, up 13% from 2024. The average application was for $141,270, and applicants reported an average income of $110,513. 70% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Springfield, IL (60), Champaign-Urbana, IL (39) and Peoria, IL (13) (applications in parentheses).
| Mortgage Company & Address | Petefish, Skiles, & Company Bank 102 W. Beardstown St. Virginia, IL 62691 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 539 |
| Total Mortgage Loan Application Amount | $76,145,000 |
| Average Mortgage Loan Application Amount | $141,270 |
| Highest Mortgage Loan Application Amount | $805,000 |
| Average Applicant Income | $110,513 |
| Highest Applicant Income | $4,303,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Petefish, Skiles, & Company Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Petefish, Skiles, & Company Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 363 | $51,865,000 | $142,000 | $725,000 | $107,000 | $4,303,000 |
| Refinancing | 122 | $19,200,000 | $157,000 | $805,000 | $115,000 | $382,000 |
| Other Purpose | 27 | $1,785,000 | $66,000 | $185,000 | $159,000 | $430,000 |
| Cash-out Refinancing | 27 | $3,295,000 | $122,000 | $355,000 | $89,000 | $250,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 506 | $72,950,000 | $144,000 | $805,000 | $112,000 | $4,303,000 |
| Hispanic | 17 | $1,725,000 | $101,000 | $225,000 | $74,000 | $168,000 |
| Not applicable | 6 | $450,000 | $75,000 | $125,000 | $0 | $0 |
| Black or African American | 4 | $270,000 | $67,000 | $115,000 | $84,000 | $138,000 |
| Not Provided | 3 | $415,000 | $138,000 | $215,000 | $63,000 | $81,000 |
| American Indian or Alaskan Native | 2 | $220,000 | $110,000 | $115,000 | $43,000 | $48,000 |
| Asian | 1 | $115,000 | $115,000 | $115,000 | $50,000 | $50,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 468 | $68,930,000 | $147,000 | $805,000 | $118,000 | $4,303,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 71 | $7,215,000 | $101,000 | $205,000 | $56,000 | $106,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 375 | $55,105,000 | $146,000 | $805,000 | $119,000 | $4,303,000 |
| Application Denied By Financial Institution | 82 | $9,920,000 | $120,000 | $445,000 | $63,000 | $231,000 |
| Application Withdrawn By Applicant | 81 | $10,995,000 | $135,000 | $495,000 | $96,000 | $269,000 |
| Loan Purchased By The Institution | 1 | $125,000 | $125,000 | $125,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 457 | $66,225,000 | $144,000 | $805,000 | $115,000 | $4,303,000 |
| Credit History | 57 | $7,115,000 | $124,000 | $445,000 | $77,000 | $231,000 |
| Debt-To-Income Ratio | 20 | $2,240,000 | $112,000 | $255,000 | $46,000 | $82,000 |
| Other | 3 | $395,000 | $131,000 | $165,000 | $86,000 | $104,000 |
| Collateral | 2 | $170,000 | $85,000 | $145,000 | $77,000 | $77,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Petefish, Skiles, & Company Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Petefish, Skiles, & Company Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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