Eh National Bank Mortgage Lending & HMDA Data, 2016

In 2016, Eh National Bank of Beverly Hills, CA reported 18 mortgage applications totaling $26.1 million, up 20% from 2015. The average application was for $1,451,500, and applicants reported an average income of $0. 39% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (17) and Riverside-San Bernardino-Ontario, CA (1).

Mortgage Company & Address Eh National Bank
8484 Wilshire Blvd
Beverly Hills, CA 90211
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  
Total Number of Mortgage Applications 18
Total Mortgage Loan Application Amount $26,127,000
Average Mortgage Loan Application Amount $1,451,500
Highest Mortgage Loan Application Amount $4,000,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Eh National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Eh National Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9 $14,097,000 $1,566,000 $2,682,000 $0 $0
Home Purchase 6 $10,530,000 $1,755,000 $4,000,000 $0 $0
Home Improvement 3 $1,500,000 $500,000 $1,000,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 13 $19,597,000 $1,507,000 $4,000,000 $0 $0
White 3 $3,630,000 $1,210,000 $1,800,000 $0 $0
Not Provided 1 $2,500,000 $2,500,000 $2,500,000 $0 $0
Hispanic 1 $400,000 $400,000 $400,000 $0 $0
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18 $26,127,000 $1,451,000 $4,000,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7 $9,025,000 $1,289,000 $4,000,000 $0 $0
Application Withdrawn By Applicant 5 $8,170,000 $1,634,000 $2,500,000 $0 $0
Application Approved But Not Accepted 3 $3,250,000 $1,083,000 $1,800,000 $0 $0
File Closed For Incompleteness 2 $3,000,000 $1,500,000 $2,000,000 $0 $0
Application Denied By Financial Institution 1 $2,682,000 $2,682,000 $2,682,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 1 $2,682,000 $2,682,000 $2,682,000 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Eh National Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Eh National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

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