Mortgage Lenders in Elkhart, IN 46516
4 mortgage lenders are based in ZIP code 46516, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Elkhart County, IN in 2025.
Most active mortgage lenders in Elkhart County, IN (2025)
In 2025, 200 lenders made 4,829 home loans worth $982.5 million in Elkhart County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Elkhart County, which includes ZIP code 46516.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Interra Credit Union Goshen, IN | 572 | $89.1M | $156,000 | 11.8% |
| 2 | Cardinal Financial Company, Li Charlotte, NC | 335 | $74.4M | $222,000 | 6.9% |
| 3 | Lake City Bank Warsaw, IN | 319 | $51.5M | $161,000 | 6.6% |
| 4 | Ruoff Mortgage Company Fort Wayne, IN | 292 | $62.1M | $213,000 | 6.0% |
| 5 | Everwise Credit Union South Bend, IN | 208 | $25.9M | $125,000 | 4.3% |
| 6 | 1st Source Bank South Bend, IN | 193 | $34.1M | $177,000 | 4.0% |
| 7 | Notre Dame Federal Credit Union Notre Dame, IN | 170 | $33.1M | $195,000 | 3.5% |
| 8 | First Federal Savings Bank Rochester, IN | 165 | $34.7M | $210,000 | 3.4% |
| 9 | Inova Federal Credit Union Elkhart, IN | 143 | $15.1M | $106,000 | 3.0% |
| 10 | Union Home Mortgage Corp. Strongsville, OH | 120 | $21.5M | $179,000 | 2.5% |
See every lender in Elkhart County and its 2025 mortgage data · top lenders in Indiana · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Data Totals
for Lenders in Elkhart, IN 46516
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Elkhart Community Bank
303 SOUTH THIRD STREET ELKHART, IN 46516 |
* | 61 | $7,118,000 |
| Elkhart Community Bank
303 SOUTH THIRD STREET ELKHART, IN 46516 |
* | 282 | $26,354,000 |
| Inova Federal Credit Union
358 S ELKHART AVENUE ELKHART, IN 46516 |
* | 25,409 | $2,916,407,000 |
| The Inglis Dealership, Inc.
120 W LEXINGTON AVE ELKHART, IN 46516 |
* | 3,071 | $50,425,000 |
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