1 mortgage lender is based in Emmetsburg, IA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Palo Alto County, IA in 2025.
In 2025, 31 lenders made 107 home loans worth $12.2 million in Palo Alto County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Palo Alto County, which includes Emmetsburg.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Northwest Bank Spencer, IA | 39 | $4.3M | $109,000 | 36.4% |
| 2 | Iowa Bankers Mortgage Corporation Johnston, IA | 10 | $900K | $90,000 | 9.3% |
| 3 | Flanagan State Bank Flanagan, IL | 6 | $800K | $133,000 | 5.6% |
| 4 | Iowa Trust & Savings Bank Emmetsburg, IA | 5 | $545K | $109,000 | 4.7% |
| 5 | Central Bank Storm Lake, IA | 3 | $415K | $138,000 | 2.8% |
| 6 | Plaza Home Mortgage, Inc San Diego, CA | 3 | $305K | $102,000 | 2.8% |
| 7 | Barrington Bank & Trust Company, N.A. Barrington, IL | 2 | $680K | $340,000 | 1.9% |
| 8 | US Bank, N.A. Cincinnati, OH | 2 | $320K | $160,000 | 1.9% |
| 9 | Wells Fargo Bank NA Minneapolis, MN | 2 | $300K | $150,000 | 1.9% |
| 10 | PennyMac Loan Services LLC Westlake Village, CA | 2 | $260K | $130,000 | 1.9% |
See every lender in Palo Alto County and its 2025 mortgage data · top lenders in Iowa · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Iowa Trust & Savings Bank
2101 10TH ST EMMETSBURG, IA 50536 |
* | 74 | $103,250,000 |
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