Englewood Bank & Trust Mortgage Lending & HMDA Data, 2015
In 2015, Englewood Bank & Trust of Englewood, FL reported 132 mortgage applications totaling $22.6 million, up 26% from 2014. The average application was for $170,893, and applicants reported an average income of $102,424. 76% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Punta Gorda, FL (77), North Port-Sarasota-Bradenton, FL (51) and Cape Coral-Fort Myers, FL (4) (applications in parentheses).
| Mortgage Company & Address | Englewood Bank & Trust 1111 S. McCall Road Englewood, FL 34223 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 132 |
| Total Mortgage Loan Application Amount | $22,558,000 |
| Average Mortgage Loan Application Amount | $170,893 |
| Highest Mortgage Loan Application Amount | $850,000 |
| Average Applicant Income | $102,424 |
| Highest Applicant Income | $483,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Englewood Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Punta Gorda, FL | 77 | $ 12,277,000 | $ 159,441 | $ 92,000 |
| North Port-Sarasota-Bradenton, FL | 51 | $ 8,986,000 | $ 176,196 | $ 112,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 1,295,000 | $ 323,750 | $ 178,000 |
Mortgage Loan Application Detail Totals for Englewood Bank & Trust in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 87 | $18,298,000 | $210,000 | $782,000 | $120,000 | $483,000 |
| Home Improvement | 28 | $954,000 | $34,000 | $180,000 | $59,000 | $207,000 |
| Refinancing | 17 | $3,306,000 | $194,000 | $850,000 | $84,000 | $357,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 121 | $20,160,000 | $166,000 | $850,000 | $108,000 | $483,000 |
| Not applicable | 7 | $1,831,000 | $261,000 | $559,000 | $0 | $0 |
| Not Provided | 2 | $368,000 | $184,000 | $188,000 | $169,000 | $207,000 |
| Black or African American | 1 | $49,000 | $49,000 | $49,000 | $57,000 | $57,000 |
| Hispanic | 1 | $150,000 | $150,000 | $150,000 | $67,000 | $67,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 132 | $22,558,000 | $170,000 | $850,000 | $102,000 | $483,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 100 | $17,472,000 | $174,000 | $782,000 | $104,000 | $483,000 |
| Application Withdrawn By Applicant | 12 | $1,766,000 | $147,000 | $330,000 | $75,000 | $151,000 |
| Application Denied By Financial Institution | 11 | $2,014,000 | $183,000 | $850,000 | $85,000 | $321,000 |
| Application Approved But Not Accepted | 6 | $755,000 | $125,000 | $188,000 | $126,000 | $360,000 |
| File Closed For Incompleteness | 3 | $551,000 | $183,000 | $240,000 | $166,000 | $327,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Englewood Bank & Trust's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Englewood Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About