Enterprise Bank & Trust Mortgage Lending & HMDA Data, 2009
In 2009, Enterprise Bank & Trust of Clayton, MO reported 389 mortgage applications totaling $97.0 million, down 12% from 2008. The average application was for $249,269, and applicants reported an average income of $119,179. 81% of its applications resulted in an originated loan and 7% were denied. Its largest markets were St. Louis, MO-IL (346), Kansas City, MO-KS (15) and Phoenix-Mesa-Scottsdale, AZ (4) (applications in parentheses).
| Mortgage Company & Address | Enterprise Bank & Trust 150 N. Meramec Ave. Clayton, MO 63105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 389 |
| Total Mortgage Loan Application Amount | $96,966,000 |
| Average Mortgage Loan Application Amount | $249,269 |
| Highest Mortgage Loan Application Amount | $5,128,000 |
| Average Applicant Income | $119,179 |
| Highest Applicant Income | $1,240,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Enterprise Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, Missouri | 233 | $ 56,118,000 | $ 240,849 | $ 134,000 |
| St. Charles, Missouri | 63 | $ 11,897,000 | $ 188,841 | $ 82,000 |
| St. Louis City, Missouri | 28 | $ 5,159,000 | $ 184,250 | $ 77,000 |
| Clay, Missouri | 7 | $ 549,000 | $ 78,428 | $ 29,000 |
| Camden, Missouri | 6 | $ 1,243,000 | $ 207,166 | $ 125,000 |
| Lincoln, Missouri | 6 | $ 1,147,000 | $ 191,166 | $ 54,000 |
| Johnson, Kansas | 5 | $ 1,641,000 | $ 328,200 | $ 196,000 |
| Jefferson, Missouri | 5 | $ 667,000 | $ 133,400 | $ 72,000 |
| Warren, Missouri | 5 | $ 929,000 | $ 185,800 | $ 111,000 |
| Maricopa, Arizona | 4 | $ 5,045,000 | $ 1,261,250 | $ 424,000 |
| Morgan, Missouri | 3 | $ 694,000 | $ 231,333 | $ 180,000 |
| Collier, Florida | 2 | $ 2,150,000 | $ 1,075,000 | $ 74,000 |
| Monroe, Illinois | 2 | $ 353,000 | $ 176,500 | $ 133,000 |
| Franklin, Missouri | 2 | $ 206,000 | $ 103,000 | $ 40,000 |
| Platte, Missouri | 2 | $ 5,412,000 | $ 2,706,000 | $ 77,000 |
| Eagle, Colorado | 1 | $ 590,000 | $ 590,000 | $ 0 |
| Sussex, Delaware | 1 | $ 559,000 | $ 559,000 | $ 0 |
| Lee, Florida | 1 | $ 254,000 | $ 254,000 | $ 281,000 |
| Volusia, Florida | 1 | $ 188,000 | $ 188,000 | $ 523,000 |
| Madison, Illinois | 1 | $ 400,000 | $ 400,000 | $ 98,000 |
| St. Clair, Illinois | 1 | $ 154,000 | $ 154,000 | $ 53,000 |
| Boone, Missouri | 1 | $ 136,000 | $ 136,000 | $ 89,000 |
| Greene, Missouri | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Jackson, Missouri | 1 | $ 116,000 | $ 116,000 | $ 45,000 |
| Madison, Missouri | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Miller, Missouri | 1 | $ 75,000 | $ 75,000 | $ 114,000 |
| Madison, Montana | 1 | $ 595,000 | $ 595,000 | $ 647,000 |
| Clark, Nevada | 1 | $ 200,000 | $ 200,000 | $ 0 |
Mortgage Loan Application Detail Totals for Enterprise Bank & Trust in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 208 | $57,851,000 | $278,000 | $5,128,000 | $140,000 | $826,000 |
| Home Purchase | 170 | $35,535,000 | $209,000 | $2,000,000 | $91,000 | $1,240,000 |
| Home Improvement | 11 | $3,580,000 | $325,000 | $1,203,000 | $161,000 | $1,005,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 281 | $75,725,000 | $269,000 | $2,000,000 | $160,000 | $1,240,000 |
| Not applicable | 101 | $18,168,000 | $179,000 | $5,128,000 | $0 | $0 |
| Asian | 3 | $828,000 | $276,000 | $417,000 | $200,000 | $337,000 |
| Black or African American | 2 | $459,000 | $229,000 | $400,000 | $49,000 | $98,000 |
| Not Provided | 1 | $111,000 | $111,000 | $111,000 | $55,000 | $55,000 |
| American Indian or Alaskan Native | 1 | $1,675,000 | $1,675,000 | $1,675,000 | $834,000 | $834,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 385 | $96,373,000 | $250,000 | $5,128,000 | $121,000 | $1,240,000 |
| FHA-insured (Federal Housing Administration) | 4 | $593,000 | $148,000 | $198,000 | $25,000 | $55,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 314 | $74,744,000 | $238,000 | $5,128,000 | $120,000 | $1,240,000 |
| Application Withdrawn By Applicant | 36 | $9,999,000 | $277,000 | $905,000 | $111,000 | $900,000 |
| Application Denied By Financial Institution | 26 | $6,892,000 | $265,000 | $1,500,000 | $95,000 | $532,000 |
| Application Approved But Not Accepted | 10 | $4,985,000 | $498,000 | $1,600,000 | $221,000 | $635,000 |
| Preapproval Denied by Financial Institution | 3 | $346,000 | $115,000 | $122,000 | $34,000 | $55,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Enterprise Bank & Trust's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Enterprise Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About