Enterprise Bank & Trust Mortgage Lending & HMDA Data, 2012
In 2012, Enterprise Bank & Trust of Clayton, MO reported 672 mortgage applications totaling $168.0 million, up 18% from 2011. The average application was for $249,940, and applicants reported an average income of $158,419. 77% of its applications resulted in an originated loan and 10% were denied. Its largest markets were St. Louis, MO-IL (451), Kansas City, MO-KS (162) and Phoenix-Mesa-Glendale, AZ (12) (applications in parentheses).
| Mortgage Company & Address | Enterprise Bank & Trust 150 N. Meramec Ave. Clayton, MO 63105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 672 |
| Total Mortgage Loan Application Amount | $167,960,000 |
| Average Mortgage Loan Application Amount | $249,940 |
| Highest Mortgage Loan Application Amount | $4,500,000 |
| Average Applicant Income | $158,419 |
| Highest Applicant Income | $8,521,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Enterprise Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, Missouri | 258 | $ 73,604,000 | $ 285,286 | $ 165,000 |
| Johnson, Kansas | 123 | $ 26,767,000 | $ 217,617 | $ 128,000 |
| St. Charles, Missouri | 121 | $ 24,131,000 | $ 199,429 | $ 148,000 |
| St. Louis City, Missouri | 47 | $ 9,864,000 | $ 209,872 | $ 99,000 |
| Jackson, Missouri | 17 | $ 2,414,000 | $ 142,000 | $ 92,000 |
| Camden, Missouri | 12 | $ 2,030,000 | $ 169,166 | $ 254,000 |
| Maricopa, Arizona | 11 | $ 4,728,000 | $ 429,818 | $ 129,000 |
| Franklin, Missouri | 8 | $ 2,473,000 | $ 309,125 | $ 1,149,000 |
| Clay, Missouri | 6 | $ 821,000 | $ 136,833 | $ 54,000 |
| Cass, Missouri | 5 | $ 5,258,000 | $ 1,051,600 | $ 119,000 |
| Lincoln, Missouri | 5 | $ 893,000 | $ 178,600 | $ 103,000 |
| Platte, Missouri | 5 | $ 1,058,000 | $ 211,600 | $ 74,000 |
| Warren, Missouri | 5 | $ 950,000 | $ 190,000 | $ 265,000 |
| Jefferson, Missouri | 4 | $ 740,000 | $ 185,000 | $ 104,000 |
| Pima, Arizona | 3 | $ 854,000 | $ 284,666 | $ 329,000 |
| Jefferson, Colorado | 2 | $ 625,000 | $ 312,500 | $ 143,000 |
| Lee, Florida | 2 | $ 353,000 | $ 176,500 | $ 386,000 |
| Monroe, Illinois | 2 | $ 329,000 | $ 164,500 | $ 467,000 |
| Douglas, Kansas | 2 | $ 191,000 | $ 95,500 | $ 93,000 |
| Miami, Kansas | 2 | $ 382,000 | $ 191,000 | $ 117,000 |
| Ray, Missouri | 2 | $ 215,000 | $ 107,500 | $ 62,000 |
| St. Francois, Missouri | 2 | $ 1,530,000 | $ 765,000 | $ 0 |
| Coconino, Arizona | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Pinal, Arizona | 1 | $ 72,000 | $ 72,000 | $ 70,000 |
| Yavapai, Arizona | 1 | $ 113,000 | $ 113,000 | $ 38,000 |
| San Bernardino, California | 1 | $ 113,000 | $ 113,000 | $ 101,000 |
| Douglas, Colorado | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Pitkin, Colorado | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Summit, Colorado | 1 | $ 760,000 | $ 760,000 | $ 199,000 |
| Collier, Florida | 1 | $ 328,000 | $ 328,000 | $ 241,000 |
| Sarasota, Florida | 1 | $ 250,000 | $ 250,000 | $ 47,000 |
| Maui, Hawaii | 1 | $ 1,320,000 | $ 1,320,000 | $ 0 |
| Cook, Illinois | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Madison, Illinois | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Leavenworth, Kansas | 1 | $ 172,000 | $ 172,000 | $ 93,000 |
| Linn, Kansas | 1 | $ 30,000 | $ 30,000 | $ 75,000 |
| Sedgwick, Kansas | 1 | $ 149,000 | $ 149,000 | $ 270,000 |
| Harford, Maryland | 1 | $ 192,000 | $ 192,000 | $ 74,000 |
| Worcester, Maryland | 1 | $ 406,000 | $ 406,000 | $ 72,000 |
| Middlesex, Massachusetts | 1 | $ 44,000 | $ 44,000 | $ 60,000 |
| Hennepin, Minnesota | 1 | $ 265,000 | $ 265,000 | $ 257,000 |
| Buchanan, Missouri | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Crawford, Missouri | 1 | $ 150,000 | $ 150,000 | $ 84,000 |
| Miller, Missouri | 1 | $ 291,000 | $ 291,000 | $ 459,000 |
| Morgan, Missouri | 1 | $ 295,000 | $ 295,000 | $ 329,000 |
| Pulaski, Missouri | 1 | $ 113,000 | $ 113,000 | $ 213,000 |
| Taney, Missouri | 1 | $ 412,000 | $ 412,000 | $ 342,000 |
| Logan, Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 104,000 |
| Hamilton, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 0 |
| King, Washington | 1 | $ 342,000 | $ 342,000 | $ 253,000 |
Mortgage Loan Application Detail Totals for Enterprise Bank & Trust in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 445 | $120,195,000 | $270,000 | $1,840,000 | $158,000 | $1,617,000 |
| Home Purchase | 199 | $44,925,000 | $225,000 | $4,500,000 | $168,000 | $8,521,000 |
| Home Improvement | 28 | $2,840,000 | $101,000 | $417,000 | $97,000 | $528,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 587 | $144,289,000 | $245,000 | $1,840,000 | $176,000 | $8,521,000 |
| Not applicable | 63 | $18,917,000 | $300,000 | $4,500,000 | $0 | $0 |
| Hispanic | 10 | $1,408,000 | $140,000 | $417,000 | $120,000 | $440,000 |
| Black or African American | 7 | $2,369,000 | $338,000 | $991,000 | $149,000 | $431,000 |
| Asian | 4 | $957,000 | $239,000 | $400,000 | $188,000 | $260,000 |
| Not Provided | 1 | $20,000 | $20,000 | $20,000 | $97,000 | $97,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 672 | $167,960,000 | $249,000 | $4,500,000 | $159,000 | $8,521,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 520 | $121,845,000 | $234,000 | $4,500,000 | $165,000 | $8,521,000 |
| Application Withdrawn By Applicant | 73 | $25,515,000 | $349,000 | $1,840,000 | $131,000 | $1,200,000 |
| Application Denied By Financial Institution | 68 | $17,957,000 | $264,000 | $1,320,000 | $149,000 | $916,000 |
| Application Approved But Not Accepted | 11 | $2,643,000 | $240,000 | $757,000 | $89,000 | $214,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Enterprise Bank & Trust's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Enterprise Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About