Enterprise Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Enterprise Bank & Trust 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Enterprise Bank & Trust 150 N. Meramec Ave. Clayton, MO 63105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,189 |
| Total Mortgage Loan Application Amount | $268,607,000 |
| Average Mortgage Loan Application Amount | $190,666 |
| Highest Mortgage Loan Application Amount | $13,657,000 |
| Average Applicant Income | $109,000 |
| Highest Applicant Income | $1,280,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Enterprise Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Enterprise Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Enterprise Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Enterprise Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Enterprise Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Enterprise Bank & Trust's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 390 | $ 102,024,000 | $ 261,000 | $ 131,000 |
| Johnson County Kansas | 216 | $ 42,945,000 | $ 198,000 | $ 96,000 |
| St. Charles County Missouri | 116 | $ 23,328,000 | $ 201,000 | $ 113,000 |
| St. Louis City County Missouri | 75 | $ 15,563,000 | $ 207,000 | $ 98,000 |
| Wyandotte County Kansas | 68 | $ 18,101,000 | $ 266,000 | $ 31,000 |
| Jackson County Missouri | 63 | $ 8,293,000 | $ 131,000 | $ 67,000 |
| Maricopa County Arizona | 29 | $ 13,328,000 | $ 459,000 | $ 231,000 |
| Jefferson County Missouri | 29 | $ 6,071,000 | $ 209,000 | $ 102,000 |
| Franklin County Missouri | 18 | $ 3,434,000 | $ 190,000 | $ 95,000 |
| Madison County Illinois | 15 | $ 2,748,000 | $ 183,000 | $ 111,000 |
| Miami County Kansas | 8 | $ 1,255,000 | $ 156,000 | $ 60,000 |
| Clay County Missouri | 8 | $ 741,000 | $ 92,000 | $ 57,000 |
| Franklin County Kansas | 7 | $ 828,000 | $ 118,000 | $ 71,000 |
| Leavenworth County Kansas | 7 | $ 1,140,000 | $ 162,000 | $ 203,000 |
| Lafayette County Missouri | 7 | $ 902,000 | $ 128,000 | $ 67,000 |
| Lincoln County Missouri | 7 | $ 1,195,000 | $ 170,000 | $ 88,000 |
| St. Clair County Illinois | 5 | $ 1,114,000 | $ 222,000 | $ 133,000 |
| Platte County Missouri | 5 | $ 1,539,000 | $ 307,000 | $ 182,000 |
| Monroe County Illinois | 4 | $ 550,000 | $ 137,000 | $ 33,000 |
| Sarasota County Florida | 3 | $ 884,000 | $ 294,000 | $ 320,000 |
| Douglas County Kansas | 3 | $ 405,000 | $ 135,000 | $ 49,000 |
| Greene County Missouri | 3 | $ 248,000 | $ 82,000 | $ 87,000 |
| Alameda County California | 2 | $ 1,282,000 | $ 641,000 | $ 231,000 |
| Archuleta County Colorado | 2 | $ 148,000 | $ 74,000 | $ 52,000 |
| Denver County Colorado | 2 | $ 224,000 | $ 112,000 | $ 42,000 |
| Brevard County Florida | 2 | $ 535,000 | $ 267,000 | $ 185,000 |
| Collier County Florida | 2 | $ 817,000 | $ 408,000 | $ 225,000 |
| Pinellas County Florida | 2 | $ 278,000 | $ 139,000 | $ 625,000 |
| McLean County Illinois | 2 | $ 268,000 | $ 134,000 | $ 83,000 |
| Bourbon County Kansas | 2 | $ 317,000 | $ 158,000 | $ 164,000 |
| Sedgwick County Kansas | 2 | $ 385,000 | $ 192,000 | $ 112,000 |
| Cass County Missouri | 2 | $ 396,000 | $ 198,000 | $ 128,000 |
| Morgan County Missouri | 2 | $ 465,000 | $ 232,000 | $ 88,000 |
| Stone County Missouri | 2 | $ 603,000 | $ 301,000 | $ 260,000 |
| Warren County Missouri | 2 | $ 239,000 | $ 119,000 | $ 41,000 |
| Douglas County Nebraska | 2 | $ 470,000 | $ 235,000 | $ 106,000 |
| Cabarrus County North Carolina | 2 | $ 896,000 | $ 448,000 | $ 222,000 |
| Allegheny County Pennsylvania | 2 | $ 427,000 | $ 213,000 | $ 90,000 |
| Midland County Texas | 2 | $ 615,000 | $ 307,000 | $ 85,000 |
| Navajo County Arizona | 1 | $ 153,000 | $ 153,000 | $ 63,000 |
| Pima County Arizona | 1 | $ 179,000 | $ 179,000 | $ 59,000 |
| Benton County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| San Diego County California | 1 | $ 650,000 | $ 650,000 | $ 307,000 |
| El Paso County Colorado | 1 | $ 132,000 | $ 132,000 | $ 67,000 |
| Gunnison County Colorado | 1 | $ 500,000 | $ 500,000 | $ 1,002,000 |
| Weld County Colorado | 1 | $ 314,000 | $ 314,000 | $ 102,000 |
| Kent County Delaware | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Bay County Florida | 1 | $ 157,000 | $ 157,000 | $ 86,000 |
| Charlotte County Florida | 1 | $ 210,000 | $ 210,000 | $ 147,000 |
| Escambia County Florida | 1 | $ 120,000 | $ 120,000 | $ 162,000 |
| Lee County Florida | 1 | $ 223,000 | $ 223,000 | $ 203,000 |
| Seminole County Florida | 1 | $ 150,000 | $ 150,000 | $ 100,000 |
| Walton County Florida | 1 | $ 309,000 | $ 309,000 | $ 254,000 |
| Gilmer County Georgia | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Gwinnett County Georgia | 1 | $ 362,000 | $ 362,000 | $ 127,000 |
| Honolulu County Hawaii | 1 | $ 350,000 | $ 350,000 | $ 44,000 |
| Cook County Illinois | 1 | $ 253,000 | $ 253,000 | $ 118,000 |
| Randolph County Illinois | 1 | $ 61,000 | $ 61,000 | $ 34,000 |
| Williamson County Illinois | 1 | $ 148,000 | $ 148,000 | $ 378,000 |
| Dickinson County Kansas | 1 | $ 17,000 | $ 17,000 | $ 27,000 |
| Shawnee County Kansas | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Benzie County Michigan | 1 | $ 160,000 | $ 160,000 | $ 171,000 |
| Muskegon County Michigan | 1 | $ 137,000 | $ 137,000 | $ 252,000 |
| Hennepin County Minnesota | 1 | $ 314,000 | $ 314,000 | $ 132,000 |
| Lafayette County Mississippi | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Barry County Missouri | 1 | $ 60,000 | $ 60,000 | $ 155,000 |
| Boone County Missouri | 1 | $ 158,000 | $ 158,000 | $ 137,000 |
| Camden County Missouri | 1 | $ 148,000 | $ 148,000 | $ 188,000 |
| Cape Girardeau County Missouri | 1 | $ 243,000 | $ 243,000 | $ 102,000 |
| Christian County Missouri | 1 | $ 113,000 | $ 113,000 | $ 41,000 |
| Dade County Missouri | 1 | $ 70,000 | $ 70,000 | $ 49,000 |
| Gasconade County Missouri | 1 | $ 120,000 | $ 120,000 | $ 284,000 |
| Howell County Missouri | 1 | $ 66,000 | $ 66,000 | $ 26,000 |
| Jasper County Missouri | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Miller County Missouri | 1 | $ 169,000 | $ 169,000 | $ 110,000 |
| Pettis County Missouri | 1 | $ 172,000 | $ 172,000 | $ 36,000 |
| Reynolds County Missouri | 1 | $ 55,000 | $ 55,000 | $ 160,000 |
| Saline County Missouri | 1 | $ 160,000 | $ 160,000 | $ 220,000 |
| Shelby County Missouri | 1 | $ 76,000 | $ 76,000 | $ 50,000 |
| St. Francois County Missouri | 1 | $ 240,000 | $ 240,000 | $ 80,000 |
| Taney County Missouri | 1 | $ 194,000 | $ 194,000 | $ 55,000 |
| Webster County Missouri | 1 | $ 153,000 | $ 153,000 | $ 63,000 |
| Clark County Nevada | 1 | $ 345,000 | $ 345,000 | $ 250,000 |
| Santa Fe County New Mexico | 1 | $ 417,000 | $ 417,000 | $ 108,000 |
| Kings County New York | 1 | $ 475,000 | $ 475,000 | $ 78,000 |
| Lucas County Ohio | 1 | $ 51,000 | $ 51,000 | $ 58,000 |
| Delaware County Pennsylvania | 1 | $ 378,000 | $ 378,000 | $ 175,000 |
| Charleston County South Carolina | 1 | $ 372,000 | $ 372,000 | $ 298,000 |
| Horry County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Dallas County Texas | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
| Harris County Texas | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Weber County Utah | 1 | $ 208,000 | $ 208,000 | $ 0 |
| King County Washington | 1 | $ 863,000 | $ 863,000 | $ 0 |
| Pierce County Washington | 1 | $ 340,000 | $ 340,000 | $ 253,000 |
Mortgage Loan Application Detail Totals for Enterprise Bank & Trust in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 610 | $139,918,000 | $229,000 | $13,657,000 | $104,000 | $1,134,000 |
| Refinancing | 562 | $126,667,000 | $225,000 | $2,349,000 | $118,000 | $1,280,000 |
| Home Improvement | 17 | $2,022,000 | $118,000 | $430,000 | $105,000 | $741,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 924 | $215,257,000 | $232,000 | $2,349,000 | $128,000 | $1,280,000 |
| Hispanic | 111 | $10,261,000 | $92,000 | $412,000 | $38,000 | $217,000 |
| Not applicable | 63 | $25,846,000 | $410,000 | $13,657,000 | $0 | $0 |
| Black or African American | 44 | $7,516,000 | $170,000 | $817,000 | $95,000 | $750,000 |
| Asian | 40 | $8,097,000 | $202,000 | $1,200,000 | $111,000 | $372,000 |
| American Indian or Alaskan Native | 7 | $1,630,000 | $232,000 | $338,000 | $118,000 | $317,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 986 | $237,349,000 | $240,000 | $13,657,000 | $123,000 | $1,280,000 |
| FHA-insured (Federal Housing Administration) | 162 | $24,585,000 | $151,000 | $281,000 | $53,000 | $200,000 |
| VA-guaranteed (Veterans Administration) | 22 | $3,996,000 | $181,000 | $362,000 | $72,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $2,677,000 | $140,000 | $240,000 | $48,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 759 | $184,427,000 | $242,000 | $13,657,000 | $118,000 | $1,280,000 |
| Application Withdrawn By Applicant | 269 | $55,901,000 | $207,000 | $1,680,000 | $115,000 | $996,000 |
| Application Denied By Financial Institution | 137 | $24,379,000 | $177,000 | $1,017,000 | $68,000 | $368,000 |
| Application Approved But Not Accepted | 10 | $1,933,000 | $193,000 | $650,000 | $162,000 | $663,000 |
| Preapproval Approved but not Accepted | 7 | $1,254,000 | $179,000 | $468,000 | $88,000 | $136,000 |
| Preapproval Denied by Financial Institution | 7 | $713,000 | $101,000 | $147,000 | $23,000 | $75,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Enterprise Bank & Trust's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Enterprise Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.