Everbank N.A. Mortgage Lending & HMDA Data, 2012

In 2012, Everbank N.A. of Jacksonville, FL reported 78,964 mortgage applications totaling $19.1 billion, up 32% from 2011. The average application was for $242,336, and applicants reported an average income of $106,350. 47% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (3,157), Chicago-Joliet-Naperville, IL (2,591) and Seattle-Bellevue-Everett, WA (2,292) (applications in parentheses).

Mortgage Company & Address Everbank N.A.
501 Riverside Avenue
Jacksonville, FL 32202
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 78,964
Total Mortgage Loan Application Amount $19,135,873,000
Average Mortgage Loan Application Amount $242,336
Highest Mortgage Loan Application Amount $9,850,000
Average Applicant Income $106,350
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Everbank N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Everbank N.A. by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,918 $ 850,772,000 $ 443,572 $ 151,000
King, Washington 1,746 $ 559,230,000 $ 320,292 $ 124,000
Cook, Illinois 1,550 $ 385,337,000 $ 248,604 $ 114,000
Duval, Florida 1,530 $ 266,107,000 $ 173,926 $ 94,000
Santa Clara, California 1,310 $ 738,520,000 $ 563,755 $ 179,000
Maricopa, Arizona 1,145 $ 228,646,000 $ 199,690 $ 77,000
Brevard, Florida 976 $ 173,142,000 $ 177,399 $ 103,000
Orange, California 963 $ 482,950,000 $ 501,505 $ 185,000
Harris, Texas 963 $ 226,548,000 $ 235,252 $ 137,000
San Diego, California 890 $ 331,039,000 $ 371,953 $ 156,000
Alameda, California 787 $ 306,931,000 $ 390,001 $ 138,000
Broward, Florida 764 $ 174,619,000 $ 228,558 $ 116,000
Sacramento, California 712 $ 162,940,000 $ 228,848 $ 92,000
Fairfax, Virginia 700 $ 274,433,000 $ 392,047 $ 165,000
Honolulu, Hawaii 656 $ 255,425,000 $ 389,367 $ 128,000
Miami-Dade, Florida 646 $ 160,013,000 $ 247,698 $ 132,000
Riverside, California 619 $ 142,074,000 $ 229,521 $ 84,000
Dallas, Texas 612 $ 185,159,000 $ 302,547 $ 179,000
Contra Costa, California 604 $ 237,503,000 $ 393,216 $ 144,000
Palm Beach, Florida 603 $ 158,955,000 $ 263,606 $ 140,000
San Mateo, California 578 $ 328,682,000 $ 568,653 $ 173,000
Snohomish, Washington 546 $ 139,530,000 $ 255,549 $ 103,000
Fulton, Georgia 512 $ 111,249,000 $ 217,283 $ 107,000
Hillsborough, Florida 493 $ 99,732,000 $ 202,296 $ 121,000
Orange, Florida 492 $ 99,820,000 $ 202,886 $ 98,000
Montgomery, Maryland 471 $ 155,252,000 $ 329,622 $ 140,000
Clark, Nevada 453 $ 88,449,000 $ 195,251 $ 88,000
Gwinnett, Georgia 440 $ 70,258,000 $ 159,677 $ 79,000
San Bernardino, California 438 $ 99,788,000 $ 227,826 $ 83,000
Collin, Texas 433 $ 101,669,000 $ 234,801 $ 141,000
Jefferson, Alabama 432 $ 60,669,000 $ 140,437 $ 66,000
DeKalb, Georgia 431 $ 71,254,000 $ 165,322 $ 77,000
St. Johns, Florida 426 $ 125,473,000 $ 294,537 $ 186,000
Tarrant, Texas 400 $ 104,145,000 $ 260,362 $ 130,000
San Francisco, California 396 $ 182,857,000 $ 461,760 $ 171,000
Salt Lake, Utah 390 $ 86,237,000 $ 221,120 $ 76,000
Travis, Texas 386 $ 113,772,000 $ 294,746 $ 143,000
Pinellas, Florida 380 $ 80,595,000 $ 212,092 $ 147,000
Cobb, Georgia 372 $ 69,710,000 $ 187,392 $ 81,000
Pierce, Washington 361 $ 86,874,000 $ 240,648 $ 87,000
Mecklenburg, North Carolina 360 $ 75,507,000 $ 209,741 $ 113,000
Oakland, Michigan 352 $ 68,098,000 $ 193,460 $ 103,000
St. Louis, Missouri 347 $ 63,081,000 $ 181,789 $ 82,000
Lee, Florida 343 $ 71,740,000 $ 209,154 $ 137,000
Montgomery, Pennsylvania 340 $ 89,609,000 $ 263,555 $ 120,000
Denton, Texas 334 $ 80,501,000 $ 241,020 $ 134,000
Ventura, California 329 $ 116,841,000 $ 355,139 $ 126,000
DuPage, Illinois 329 $ 93,158,000 $ 283,155 $ 117,000
Pima, Arizona 328 $ 61,536,000 $ 187,609 $ 82,000
Bucks, Pennsylvania 326 $ 85,436,000 $ 262,073 $ 109,000
Wayne, Michigan 322 $ 40,875,000 $ 126,940 $ 61,000
Lake, Illinois 320 $ 82,945,000 $ 259,203 $ 121,000
Shelby, Tennessee 314 $ 38,420,000 $ 122,356 $ 85,000
Bexar, Texas 312 $ 46,494,000 $ 149,019 $ 80,000
Fort Bend, Texas 303 $ 68,608,000 $ 226,429 $ 137,000
Denver, Colorado 298 $ 78,410,000 $ 263,120 $ 114,000
Suffolk, New York 297 $ 79,361,000 $ 267,208 $ 128,000
Middlesex, Massachusetts 291 $ 99,300,000 $ 341,237 $ 139,000
Kings, New York 283 $ 105,857,000 $ 374,053 $ 114,000
Nassau, New York 277 $ 91,758,000 $ 331,256 $ 148,000
Placer, California 271 $ 85,710,000 $ 316,273 $ 135,000
Will, Illinois 270 $ 54,902,000 $ 203,340 $ 85,000
Westchester, New York 266 $ 88,414,000 $ 332,383 $ 157,000
Cuyahoga, Ohio 266 $ 32,713,000 $ 122,981 $ 72,000
Arapahoe, Colorado 264 $ 65,729,000 $ 248,973 $ 110,000
Philadelphia, Pennsylvania 264 $ 43,233,000 $ 163,761 $ 78,000
New York, New York 261 $ 145,070,000 $ 555,823 $ 132,000
Bergen, New Jersey 257 $ 93,173,000 $ 362,540 $ 145,000
Cumberland, Pennsylvania 249 $ 48,159,000 $ 193,409 $ 92,000
Utah, Utah 244 $ 51,498,000 $ 211,057 $ 78,000
Seminole, Florida 242 $ 47,341,000 $ 195,623 $ 98,000
Jefferson, Colorado 236 $ 55,505,000 $ 235,190 $ 92,000
Franklin, Ohio 234 $ 32,355,000 $ 138,269 $ 68,000
Queens, New York 232 $ 69,526,000 $ 299,681 $ 108,000
Hennepin, Minnesota 231 $ 54,762,000 $ 237,064 $ 108,000
Sarasota, Florida 226 $ 62,984,000 $ 278,690 $ 177,000
District of Columbia, District Of Columbia 225 $ 86,008,000 $ 382,257 $ 164,000
Loudoun, Virginia 224 $ 75,393,000 $ 336,575 $ 148,000
Wake, North Carolina 222 $ 47,659,000 $ 214,680 $ 106,000
Marion, Indiana 221 $ 29,853,000 $ 135,081 $ 58,000
San Joaquin, California 220 $ 47,334,000 $ 215,154 $ 81,000
Clayton, Georgia 220 $ 25,859,000 $ 117,540 $ 44,000
Collier, Florida 218 $ 65,646,000 $ 301,128 $ 168,000
Kane, Illinois 218 $ 45,870,000 $ 210,412 $ 83,000
Lancaster, Pennsylvania 217 $ 39,531,000 $ 182,170 $ 102,000
Montgomery, Alabama 214 $ 26,966,000 $ 126,009 $ 58,000
Chester, Pennsylvania 212 $ 59,099,000 $ 278,768 $ 128,000
Prince William, Virginia 212 $ 58,193,000 $ 274,495 $ 112,000
Fairfield, Connecticut 210 $ 92,931,000 $ 442,528 $ 152,000
Fresno, California 203 $ 40,774,000 $ 200,857 $ 77,000
Middlesex, New Jersey 203 $ 55,007,000 $ 270,970 $ 123,000
Prince George's, Maryland 201 $ 45,040,000 $ 224,079 $ 92,000
Montgomery, Texas 198 $ 47,067,000 $ 237,712 $ 144,000
Davidson, Tennessee 194 $ 29,608,000 $ 152,618 $ 62,000
Shelby, Alabama 193 $ 33,648,000 $ 174,341 $ 94,000
Clark, Washington 192 $ 43,674,000 $ 227,468 $ 85,000
Boulder, Colorado 188 $ 59,035,000 $ 314,015 $ 146,000
Worcester, Massachusetts 185 $ 39,486,000 $ 213,437 $ 101,000
Hillsborough, New Hampshire 184 $ 37,196,000 $ 202,152 $ 100,000
Arlington, Virginia 184 $ 79,082,000 $ 429,793 $ 179,000
Ada, Idaho 181 $ 32,514,000 $ 179,635 $ 86,000
Douglas, Colorado 179 $ 51,558,000 $ 288,033 $ 121,000
Volusia, Florida 170 $ 29,023,000 $ 170,723 $ 87,000
Macomb, Michigan 170 $ 23,128,000 $ 136,047 $ 63,000
Morris, New Jersey 169 $ 58,380,000 $ 345,443 $ 145,000
Baltimore, Maryland 168 $ 39,920,000 $ 237,619 $ 103,000
Dauphin, Pennsylvania 168 $ 26,779,000 $ 159,398 $ 83,000
Hartford, Connecticut 165 $ 34,540,000 $ 209,333 $ 92,000
Henry, Georgia 165 $ 23,475,000 $ 142,272 $ 56,000
Nevada, California 164 $ 40,937,000 $ 249,615 $ 115,000
Anne Arundel, Maryland 162 $ 54,210,000 $ 334,629 $ 144,000
Bernalillo, New Mexico 160 $ 28,994,000 $ 181,212 $ 91,000
Pasco, Florida 159 $ 25,145,000 $ 158,144 $ 70,000
Sonoma, California 157 $ 47,572,000 $ 303,006 $ 99,000
Milwaukee, Wisconsin 157 $ 23,950,000 $ 152,547 $ 70,000
Kern, California 154 $ 27,932,000 $ 181,376 $ 74,000
Rockingham, New Hampshire 153 $ 33,360,000 $ 218,039 $ 98,000
Larimer, Colorado 152 $ 35,893,000 $ 236,138 $ 99,000
Adams, Colorado 151 $ 29,517,000 $ 195,476 $ 67,000
New Haven, Connecticut 151 $ 32,529,000 $ 215,423 $ 87,000
Washoe, Nevada 150 $ 36,760,000 $ 245,066 $ 120,000
Monmouth, New Jersey 148 $ 46,258,000 $ 312,554 $ 138,000
Essex, Massachusetts 146 $ 39,089,000 $ 267,732 $ 123,000
Stanislaus, California 145 $ 26,406,000 $ 182,110 $ 77,000
Ocean, New Jersey 145 $ 36,541,000 $ 252,006 $ 107,000
Multnomah, Oregon 145 $ 40,565,000 $ 279,758 $ 118,000
York, Pennsylvania 145 $ 26,135,000 $ 180,241 $ 79,000
Thurston, Washington 145 $ 34,796,000 $ 239,972 $ 92,000
Cherokee, Georgia 144 $ 23,249,000 $ 161,451 $ 73,000
Chittenden, Vermont 144 $ 27,512,000 $ 191,055 $ 97,000
El Paso, Colorado 143 $ 30,153,000 $ 210,860 $ 83,000
New Castle, Delaware 143 $ 31,342,000 $ 219,174 $ 96,000
McHenry, Illinois 141 $ 28,358,000 $ 201,120 $ 85,000
Santa Cruz, California 139 $ 55,919,000 $ 402,294 $ 145,000
Oklahoma, Oklahoma 139 $ 26,902,000 $ 193,539 $ 89,000
Mobile, Alabama 138 $ 14,868,000 $ 107,739 $ 38,000
Marin, California 137 $ 75,648,000 $ 552,175 $ 169,000
Williamson, Texas 137 $ 24,505,000 $ 178,868 $ 119,000
Essex, New Jersey 136 $ 45,434,000 $ 334,073 $ 125,000
Norfolk, Massachusetts 135 $ 46,967,000 $ 347,903 $ 118,000
Madison, Alabama 134 $ 20,069,000 $ 149,768 $ 71,000
Washtenaw, Michigan 131 $ 25,092,000 $ 191,541 $ 104,000
Solano, California 130 $ 31,898,000 $ 245,369 $ 91,000
St. Charles, Missouri 130 $ 23,045,000 $ 177,269 $ 81,000
Kitsap, Washington 130 $ 33,830,000 $ 260,230 $ 96,000
Clay, Florida 129 $ 24,680,000 $ 191,317 $ 94,000
Spokane, Washington 125 $ 22,199,000 $ 177,592 $ 62,000
Hamilton, Ohio 124 $ 17,229,000 $ 138,943 $ 57,000
Manatee, Florida 123 $ 26,692,000 $ 217,008 $ 101,000
Paulding, Georgia 119 $ 16,727,000 $ 140,563 $ 62,000
Jackson, Missouri 119 $ 16,864,000 $ 141,714 $ 81,000
Hudson, New Jersey 119 $ 36,756,000 $ 308,873 $ 134,000
Washington, Oregon 116 $ 27,100,000 $ 233,620 $ 101,000
Delaware, Pennsylvania 115 $ 26,375,000 $ 229,347 $ 210,000
Union, New Jersey 114 $ 39,392,000 $ 345,543 $ 142,000
Virginia Beach, Virginia 114 $ 24,072,000 $ 211,157 $ 69,000
Allegheny, Pennsylvania 112 $ 19,607,000 $ 175,062 $ 99,000
Suffolk, Massachusetts 110 $ 39,472,000 $ 358,836 $ 135,000
Pulaski, Arkansas 109 $ 16,273,000 $ 149,293 $ 72,000
Maui, Hawaii 109 $ 40,391,000 $ 370,559 $ 138,000
Polk, Florida 108 $ 17,221,000 $ 159,453 $ 66,000
El Dorado, California 106 $ 31,102,000 $ 293,415 $ 123,000
Henrico, Virginia 105 $ 21,972,000 $ 209,257 $ 92,000
St. Lucie, Florida 104 $ 16,711,000 $ 160,682 $ 73,000
Hidalgo, Texas 104 $ 13,322,000 $ 128,096 $ 72,000
Windham, Vermont 104 $ 14,722,000 $ 141,557 $ 101,000
Newton, Georgia 103 $ 12,426,000 $ 120,640 $ 43,000
Weld, Colorado 101 $ 20,796,000 $ 205,900 $ 96,000
Forsyth, Georgia 101 $ 23,918,000 $ 236,811 $ 101,000
Canyon, Idaho 101 $ 12,705,000 $ 125,792 $ 60,000
Genesee, Michigan 100 $ 13,753,000 $ 137,530 $ 75,000
Douglas, Georgia 99 $ 13,452,000 $ 135,878 $ 66,000
Howard, Maryland 99 $ 30,248,000 $ 305,535 $ 113,000
Plymouth, Massachusetts 99 $ 29,916,000 $ 302,181 $ 133,000
Waukesha, Wisconsin 99 $ 24,617,000 $ 248,656 $ 110,000
Pinal, Arizona 97 $ 14,311,000 $ 147,536 $ 48,000
Monterey, California 97 $ 34,613,000 $ 356,835 $ 158,000
Summit, Ohio 97 $ 14,744,000 $ 152,000 $ 71,000
Yavapai, Arizona 96 $ 20,124,000 $ 209,625 $ 78,000
Richmond, New York 96 $ 29,369,000 $ 305,927 $ 123,000
East Baton Rouge, Louisiana 95 $ 19,095,000 $ 201,000 $ 105,000
Passaic, New Jersey 95 $ 24,465,000 $ 257,526 $ 102,000
Santa Barbara, California 94 $ 47,417,000 $ 504,436 $ 164,000
Baltimore City, Maryland 94 $ 15,046,000 $ 160,063 $ 100,000
Northampton, Pennsylvania 94 $ 19,626,000 $ 208,787 $ 97,000
Knox, Tennessee 93 $ 24,913,000 $ 267,881 $ 120,000
Stafford, Virginia 92 $ 24,692,000 $ 268,391 $ 119,000
Hamilton, Indiana 91 $ 22,221,000 $ 244,186 $ 100,000
DeSoto, Mississippi 91 $ 10,205,000 $ 112,142 $ 51,000
Tulare, California 90 $ 14,866,000 $ 165,177 $ 59,000
Douglas, Nebraska 90 $ 15,077,000 $ 167,522 $ 96,000
Cheshire, New Hampshire 90 $ 14,390,000 $ 159,888 $ 98,000
Dane, Wisconsin 90 $ 18,920,000 $ 210,222 $ 98,000
Lake, Indiana 89 $ 12,758,000 $ 143,348 $ 68,000
Burlington, New Jersey 89 $ 19,044,000 $ 213,977 $ 91,000
Montgomery, Ohio 89 $ 8,401,000 $ 94,393 $ 31,000
Davis, Utah 89 $ 19,515,000 $ 219,269 $ 75,000
Summit, Utah 89 $ 39,930,000 $ 448,651 $ 192,000
Horry, South Carolina 88 $ 16,137,000 $ 183,375 $ 119,000
Alexandria, Virginia 88 $ 30,752,000 $ 349,454 $ 158,000
Dakota, Minnesota 87 $ 17,925,000 $ 206,034 $ 110,000
El Paso, Texas 87 $ 10,377,000 $ 119,275 $ 50,000
Jefferson, Louisiana 86 $ 13,588,000 $ 158,000 $ 82,000
Orange, New York 86 $ 19,145,000 $ 222,616 $ 110,000
Indian River, Florida 85 $ 17,446,000 $ 205,247 $ 91,000
Kent, Michigan 85 $ 13,579,000 $ 159,752 $ 82,000
Cumberland, North Carolina 85 $ 8,835,000 $ 103,941 $ 58,000
Guilford, North Carolina 85 $ 14,535,000 $ 171,000 $ 64,000
Butler, Ohio 85 $ 10,496,000 $ 123,482 $ 48,000
Providence, Rhode Island 84 $ 16,760,000 $ 199,523 $ 105,000
San Luis Obispo, California 83 $ 28,466,000 $ 342,963 $ 124,000
Johnson, Kansas 83 $ 15,646,000 $ 188,506 $ 96,000
Cumberland, Maine 83 $ 17,078,000 $ 205,759 $ 115,000
St. Louis City, Missouri 83 $ 10,813,000 $ 130,277 $ 57,000
Galveston, Texas 83 $ 14,480,000 $ 174,457 $ 124,000
Whatcom, Washington 83 $ 19,151,000 $ 230,734 $ 81,000
Chatham, Georgia 82 $ 12,597,000 $ 153,621 $ 78,000
Barnstable, Massachusetts 82 $ 21,701,000 $ 264,646 $ 133,000
Lehigh, Pennsylvania 82 $ 15,013,000 $ 183,085 $ 101,000
Bell, Texas 82 $ 10,048,000 $ 122,536 $ 51,000
Sussex, Delaware 81 $ 23,819,000 $ 294,061 $ 164,000
Yolo, California 80 $ 21,322,000 $ 266,525 $ 115,000
York, Maine 80 $ 16,549,000 $ 206,862 $ 100,000
Hinds, Mississippi 80 $ 7,610,000 $ 95,125 $ 39,000
Somerset, New Jersey 80 $ 30,621,000 $ 382,762 $ 158,000
Coweta, Georgia 79 $ 11,481,000 $ 145,329 $ 61,000
Butte, California 78 $ 14,465,000 $ 185,448 $ 81,000
Polk, Iowa 78 $ 12,774,000 $ 163,769 $ 75,000
Bristol, Massachusetts 78 $ 17,677,000 $ 226,628 $ 99,000
Ramsey, Minnesota 77 $ 14,500,000 $ 188,311 $ 98,000
Jefferson, Kentucky 76 $ 11,284,000 $ 148,473 $ 58,000
Frederick, Maryland 76 $ 18,867,000 $ 248,250 $ 116,000
Rockland, New York 76 $ 21,654,000 $ 284,921 $ 124,000
Tulsa, Oklahoma 76 $ 12,218,000 $ 160,763 $ 134,000
Sevier, Tennessee 76 $ 15,586,000 $ 205,078 $ 111,000
Muscogee, Georgia 75 $ 10,264,000 $ 136,853 $ 45,000
Chesterfield, Virginia 75 $ 15,293,000 $ 203,906 $ 76,000
Osceola, Florida 74 $ 11,492,000 $ 155,297 $ 76,000
Penobscot, Maine 74 $ 10,796,000 $ 145,891 $ 73,000
Anoka, Minnesota 74 $ 13,862,000 $ 187,324 $ 80,000
Clackamas, Oregon 74 $ 23,139,000 $ 312,689 $ 127,000
Elmore, Alabama 72 $ 10,581,000 $ 146,958 $ 69,000
Lake, Florida 72 $ 12,300,000 $ 170,833 $ 74,000
Cape May, New Jersey 72 $ 24,440,000 $ 339,444 $ 191,000
Rutherford, Tennessee 72 $ 10,216,000 $ 141,888 $ 60,000
Brazoria, Texas 72 $ 12,741,000 $ 176,958 $ 114,000
Allen, Indiana 71 $ 7,629,000 $ 107,450 $ 49,000
St. Tammany, Louisiana 71 $ 13,613,000 $ 191,732 $ 116,000
Rutland, Vermont 71 $ 10,653,000 $ 150,042 $ 92,000
Berks, Pennsylvania 70 $ 11,382,000 $ 162,600 $ 72,000
Williamson, Tennessee 70 $ 20,879,000 $ 298,271 $ 116,000
Mercer, New Jersey 69 $ 20,555,000 $ 297,898 $ 114,000
Hamilton, Tennessee 69 $ 9,210,000 $ 133,478 $ 65,000
Alachua, Florida 68 $ 10,408,000 $ 153,058 $ 86,000
Rockdale, Georgia 68 $ 10,433,000 $ 153,426 $ 52,000
Union, North Carolina 68 $ 16,917,000 $ 248,779 $ 100,000
Charleston, South Carolina 68 $ 16,908,000 $ 248,647 $ 119,000
Durham, North Carolina 67 $ 10,410,000 $ 155,373 $ 84,000
Windsor, Vermont 67 $ 10,842,000 $ 161,820 $ 111,000
Baldwin, Alabama 66 $ 10,861,000 $ 164,560 $ 106,000
St. Joseph, Indiana 66 $ 7,973,000 $ 120,803 $ 64,000
St. Clair, Illinois 65 $ 8,688,000 $ 133,661 $ 76,000
Strafford, New Hampshire 65 $ 11,445,000 $ 176,076 $ 87,000
New Hanover, North Carolina 65 $ 15,105,000 $ 232,384 $ 127,000
Ingham, Michigan 63 $ 7,445,000 $ 118,174 $ 57,000
Santa Fe, New Mexico 63 $ 17,015,000 $ 270,079 $ 123,000
Rankin, Mississippi 62 $ 9,065,000 $ 146,209 $ 60,000
Orleans, Louisiana 61 $ 14,911,000 $ 244,442 $ 109,000
Atlantic, New Jersey 61 $ 13,370,000 $ 219,180 $ 100,000
Camden, New Jersey 61 $ 11,139,000 $ 182,606 $ 93,000
Weber, Utah 61 $ 10,494,000 $ 172,032 $ 64,000
Washington, Vermont 61 $ 11,027,000 $ 180,770 $ 110,000
Sumner, Tennessee 60 $ 9,964,000 $ 166,066 $ 55,000
Shasta, California 59 $ 10,913,000 $ 184,966 $ 66,000
Leon, Florida 59 $ 10,149,000 $ 172,016 $ 99,000
Bennington, Vermont 59 $ 10,851,000 $ 183,915 $ 140,000
Monroe, Florida 58 $ 18,935,000 $ 326,465 $ 217,000
Fayette, Kentucky 58 $ 9,118,000 $ 157,206 $ 82,000
Lafayette, Louisiana 58 $ 7,936,000 $ 136,827 $ 67,000
Jefferson, Missouri 58 $ 9,017,000 $ 155,465 $ 62,000
Kendall, Illinois 56 $ 10,777,000 $ 192,446 $ 75,000
Livingston, Michigan 56 $ 10,548,000 $ 188,357 $ 82,000
Delaware, Ohio 56 $ 12,657,000 $ 226,017 $ 89,000
Fayette, Georgia 55 $ 11,334,000 $ 206,072 $ 102,000
Kauai, Hawaii 55 $ 19,244,000 $ 349,890 $ 142,000
Porter, Indiana 55 $ 8,658,000 $ 157,418 $ 64,000
Dutchess, New York 55 $ 13,046,000 $ 237,200 $ 110,000
Benton, Arkansas 54 $ 9,491,000 $ 175,759 $ 80,000
Escambia, Florida 54 $ 7,163,000 $ 132,648 $ 71,000
Liberty, Georgia 54 $ 5,670,000 $ 105,000 $ 37,000
Hampden, Massachusetts 54 $ 8,946,000 $ 165,666 $ 69,000
Garland, Arkansas 53 $ 7,673,000 $ 144,773 $ 74,000
Winnebago, Illinois 53 $ 4,505,000 $ 85,000 $ 23,000
Morgan, Alabama 52 $ 6,568,000 $ 126,307 $ 49,000
Tuscaloosa, Alabama 52 $ 7,517,000 $ 144,557 $ 57,000
Martin, Florida 52 $ 10,171,000 $ 195,596 $ 108,000
Hawaii, Hawaii 52 $ 15,332,000 $ 294,846 $ 109,000
Johnson, Indiana 52 $ 6,203,000 $ 119,288 $ 53,000
Harford, Maryland 52 $ 13,113,000 $ 252,173 $ 108,000
Addison, Vermont 52 $ 9,315,000 $ 179,134 $ 85,000
Bronx, New York 51 $ 14,843,000 $ 291,039 $ 86,000
Benton, Washington 51 $ 8,854,000 $ 173,607 $ 147,000
Greenville, South Carolina 50 $ 8,518,000 $ 170,360 $ 78,000
Lamoille, Vermont 50 $ 12,438,000 $ 248,760 $ 116,000
Nassau, Florida 49 $ 12,979,000 $ 264,877 $ 149,000
Sedgwick, Kansas 49 $ 7,330,000 $ 149,591 $ 41,000
Lorain, Ohio 49 $ 6,470,000 $ 132,040 $ 60,000
Richmond City, Virginia 49 $ 11,995,000 $ 244,795 $ 96,000
Calhoun, Alabama 48 $ 4,687,000 $ 97,645 $ 51,000
Flagler, Florida 48 $ 9,445,000 $ 196,770 $ 96,000
Marion, Florida 48 $ 7,616,000 $ 158,666 $ 76,000
Walton, Georgia 48 $ 6,879,000 $ 143,312 $ 54,000
Charles, Maryland 48 $ 11,053,000 $ 230,270 $ 118,000
Richland, South Carolina 48 $ 5,870,000 $ 122,291 $ 66,000
Newport News, Virginia 48 $ 6,919,000 $ 144,145 $ 46,000
Brown, Wisconsin 48 $ 8,457,000 $ 176,187 $ 88,000
Okaloosa, Florida 47 $ 9,311,000 $ 198,106 $ 102,000
Harrison, Mississippi 47 $ 5,399,000 $ 114,872 $ 61,000
Merrimack, New Hampshire 47 $ 8,659,000 $ 184,234 $ 101,000
Warren, Ohio 47 $ 8,601,000 $ 183,000 $ 86,000
Lexington, South Carolina 47 $ 6,719,000 $ 142,957 $ 60,000
York, South Carolina 47 $ 8,797,000 $ 187,170 $ 74,000
Smith, Texas 47 $ 7,794,000 $ 165,829 $ 118,000
Franklin, Vermont 47 $ 7,364,000 $ 156,680 $ 72,000
Napa, California 46 $ 15,348,000 $ 333,652 $ 108,000
Summit, Colorado 46 $ 15,255,000 $ 331,630 $ 197,000
Charlotte, Florida 46 $ 7,854,000 $ 170,739 $ 119,000
Gallatin, Montana 46 $ 12,459,000 $ 270,847 $ 78,000
Stark, Ohio 46 $ 7,124,000 $ 154,869 $ 65,000
Beaufort, South Carolina 46 $ 21,096,000 $ 458,608 $ 205,000
Kenosha, Wisconsin 46 $ 7,315,000 $ 159,021 $ 66,000
Autauga, Alabama 45 $ 5,716,000 $ 127,022 $ 59,000
Ottawa, Michigan 45 $ 7,934,000 $ 176,311 $ 86,000
Iredell, North Carolina 45 $ 10,789,000 $ 239,755 $ 117,000
Floyd, Georgia 44 $ 5,405,000 $ 122,840 $ 42,000
Greene, Missouri 44 $ 4,978,000 $ 113,136 $ 58,000
Lucas, Ohio 44 $ 5,531,000 $ 125,704 $ 87,000
Chesapeake, Virginia 44 $ 9,834,000 $ 223,500 $ 88,000
Santa Rosa, Florida 43 $ 7,141,000 $ 166,069 $ 78,000
Scott, Minnesota 43 $ 9,424,000 $ 219,162 $ 102,000
Gloucester, New Jersey 43 $ 9,096,000 $ 211,534 $ 108,000
Washington, Rhode Island 43 $ 10,342,000 $ 240,511 $ 152,000
Rockwall, Texas 43 $ 8,429,000 $ 196,023 $ 118,000
Washington, Utah 43 $ 8,577,000 $ 199,465 $ 97,000
Middlesex, Connecticut 42 $ 10,423,000 $ 248,166 $ 121,000
New London, Connecticut 42 $ 10,052,000 $ 239,333 $ 127,000
Sandoval, New Mexico 42 $ 9,397,000 $ 223,738 $ 83,000
Cameron, Texas 42 $ 4,869,000 $ 115,928 $ 81,000
Sebastian, Arkansas 41 $ 4,739,000 $ 115,585 $ 58,000
Hall, Georgia 41 $ 6,294,000 $ 153,512 $ 78,000
Caddo, Louisiana 41 $ 4,502,000 $ 109,804 $ 56,000
Cabarrus, North Carolina 41 $ 8,460,000 $ 206,341 $ 82,000
Lee, Alabama 40 $ 5,965,000 $ 149,125 $ 44,000
Ascension, Louisiana 40 $ 7,740,000 $ 193,500 $ 81,000
Washington, Minnesota 40 $ 8,414,000 $ 210,350 $ 85,000
Clay, Missouri 40 $ 5,287,000 $ 132,175 $ 52,000
Clermont, Ohio 40 $ 5,710,000 $ 142,750 $ 53,000
Josephine, Oregon 40 $ 7,589,000 $ 189,725 $ 68,000
Marion, Oregon 40 $ 7,692,000 $ 192,300 $ 63,000
Island, Washington 40 $ 10,045,000 $ 251,125 $ 83,000
Pueblo, Colorado 39 $ 6,131,000 $ 157,205 $ 49,000
Hendricks, Indiana 39 $ 6,196,000 $ 158,871 $ 80,000
Vanderburgh, Indiana 39 $ 4,238,000 $ 108,666 $ 56,000
Buncombe, North Carolina 39 $ 7,267,000 $ 186,333 $ 87,000
Gaston, North Carolina 39 $ 6,315,000 $ 161,923 $ 77,000
Merced, California 38 $ 6,894,000 $ 181,421 $ 68,000
Bay, Florida 38 $ 8,509,000 $ 223,921 $ 115,000
Bartow, Georgia 38 $ 4,831,000 $ 127,131 $ 52,000
Carroll, Maryland 38 $ 10,243,000 $ 269,552 $ 75,000
Jackson, Mississippi 38 $ 3,661,000 $ 96,342 $ 59,000
Licking, Ohio 38 $ 4,970,000 $ 130,789 $ 58,000
Hays, Texas 38 $ 7,841,000 $ 206,342 $ 113,000
Eagle, Colorado 37 $ 13,470,000 $ 364,054 $ 108,000
Wright, Minnesota 37 $ 7,020,000 $ 189,729 $ 92,000
Boone, Missouri 37 $ 5,389,000 $ 145,648 $ 100,000
Sussex, New Jersey 37 $ 8,230,000 $ 222,432 $ 88,000
Lane, Oregon 37 $ 7,929,000 $ 214,297 $ 90,000
Chelan, Washington 37 $ 8,545,000 $ 230,945 $ 101,000
Yakima, Washington 37 $ 5,436,000 $ 146,918 $ 65,000
Cullman, Alabama 36 $ 5,287,000 $ 146,861 $ 65,000
Yuma, Arizona 36 $ 5,584,000 $ 155,111 $ 57,000
Erie, New York 36 $ 6,472,000 $ 179,777 $ 98,000
Westmoreland, Pennsylvania 36 $ 7,142,000 $ 198,388 $ 108,000
Mohave, Arizona 35 $ 5,579,000 $ 159,400 $ 90,000
Carroll, Georgia 35 $ 4,424,000 $ 126,400 $ 51,000
Kootenai, Idaho 35 $ 6,723,000 $ 192,085 $ 68,000
Madison, Illinois 35 $ 3,594,000 $ 102,685 $ 50,000
Franklin, Massachusetts 35 $ 5,526,000 $ 157,885 $ 69,000
Hunterdon, New Jersey 35 $ 10,719,000 $ 306,257 $ 144,000
Skagit, Washington 35 $ 7,420,000 $ 212,000 $ 68,000
Washington, Arkansas 34 $ 4,660,000 $ 137,058 $ 82,000
Hernando, Florida 34 $ 4,495,000 $ 132,205 $ 60,000
Rapides, Louisiana 34 $ 5,369,000 $ 157,911 $ 98,000
Washington, Maryland 34 $ 7,250,000 $ 213,235 $ 120,000
Lake, Ohio 34 $ 4,240,000 $ 124,705 $ 68,000
Hampton, Virginia 34 $ 5,532,000 $ 162,705 $ 64,000
Spotsylvania, Virginia 34 $ 8,038,000 $ 236,411 $ 106,000
Racine, Wisconsin 34 $ 5,470,000 $ 160,882 $ 85,000
St. Clair, Alabama 33 $ 5,538,000 $ 167,818 $ 81,000
Richmond, Georgia 33 $ 3,660,000 $ 110,909 $ 60,000
Madison, Mississippi 33 $ 6,156,000 $ 186,545 $ 99,000
Hanover, Virginia 33 $ 6,751,000 $ 204,575 $ 93,000
Norfolk, Virginia 33 $ 6,707,000 $ 203,242 $ 81,000
Albany, Wyoming 33 $ 6,768,000 $ 205,090 $ 99,000
Broomfield, Colorado 32 $ 7,684,000 $ 240,125 $ 111,000
Routt, Colorado 32 $ 9,976,000 $ 311,750 $ 140,000
Elkhart, Indiana 32 $ 2,929,000 $ 91,531 $ 38,000
Saratoga, New York 32 $ 7,254,000 $ 226,687 $ 111,000
Onslow, North Carolina 32 $ 4,926,000 $ 153,937 $ 119,000
Jackson, Oregon 32 $ 6,721,000 $ 210,031 $ 106,000
Cowlitz, Washington 32 $ 6,066,000 $ 189,562 $ 62,000
Mason, Washington 32 $ 7,802,000 $ 243,812 $ 130,000
Houston, Alabama 31 $ 5,006,000 $ 161,483 $ 66,000
Litchfield, Connecticut 31 $ 6,280,000 $ 202,580 $ 92,000
Columbia, Georgia 31 $ 5,591,000 $ 180,354 $ 89,000
Hancock, Indiana 31 $ 4,253,000 $ 137,193 $ 60,000
Worcester, Maryland 31 $ 7,910,000 $ 255,161 $ 161,000
Carver, Minnesota 31 $ 7,386,000 $ 238,258 $ 118,000
Medina, Ohio 31 $ 4,937,000 $ 159,258 $ 76,000
Spartanburg, South Carolina 31 $ 4,596,000 $ 148,258 $ 59,000
Barrow, Georgia 30 $ 4,062,000 $ 135,400 $ 53,000
Forsyth, North Carolina 30 $ 4,099,000 $ 136,633 $ 59,000
Kent, Rhode Island 30 $ 7,664,000 $ 255,466 $ 122,000
Coconino, Arizona 29 $ 6,579,000 $ 226,862 $ 100,000
Kings, California 29 $ 4,692,000 $ 161,793 $ 66,000
Mesa, Colorado 29 $ 5,708,000 $ 196,827 $ 51,000
Madison, Indiana 29 $ 3,050,000 $ 105,172 $ 46,000
Tippecanoe, Indiana 29 $ 3,454,000 $ 119,103 $ 61,000
Muskegon, Michigan 29 $ 3,233,000 $ 111,482 $ 52,000
Monroe, New York 29 $ 3,572,000 $ 123,172 $ 60,000
Beaver, Pennsylvania 29 $ 3,995,000 $ 137,758 $ 84,000
Butler, Pennsylvania 29 $ 7,078,000 $ 244,068 $ 117,000
Lebanon, Pennsylvania 29 $ 5,109,000 $ 176,172 $ 138,000
Aiken, South Carolina 29 $ 4,718,000 $ 162,689 $ 92,000
Parker, Texas 29 $ 8,128,000 $ 280,275 $ 175,000
Spalding, Georgia 28 $ 3,695,000 $ 131,964 $ 88,000
Calhoun, Michigan 28 $ 3,451,000 $ 123,250 $ 47,000
Yellowstone, Montana 28 $ 5,588,000 $ 199,571 $ 83,000
Putnam, New York 28 $ 6,976,000 $ 249,142 $ 165,000
Berkeley, South Carolina 28 $ 11,133,000 $ 397,607 $ 75,000
Robertson, Tennessee 28 $ 4,380,000 $ 156,428 $ 59,000
Nueces, Texas 28 $ 4,082,000 $ 145,785 $ 59,000
Tooele, Utah 28 $ 4,939,000 $ 176,392 $ 45,000
Washington, Wisconsin 28 $ 5,899,000 $ 210,678 $ 104,000
White, Arkansas 27 $ 2,384,000 $ 88,296 $ 48,000
Calaveras, California 27 $ 6,166,000 $ 228,370 $ 177,000
Highlands, Florida 27 $ 5,181,000 $ 191,888 $ 87,000
Kalamazoo, Michigan 27 $ 4,185,000 $ 155,000 $ 76,000
Sherburne, Minnesota 27 $ 4,949,000 $ 183,296 $ 70,000
Cleveland, Oklahoma 27 $ 3,199,000 $ 118,481 $ 35,000
Klamath, Oregon 27 $ 3,946,000 $ 146,148 $ 66,000
Comal, Texas 27 $ 5,959,000 $ 220,703 $ 133,000
Lauderdale, Alabama 26 $ 2,881,000 $ 110,807 $ 51,000
Windham, Connecticut 26 $ 4,491,000 $ 172,730 $ 61,000
Bibb, Georgia 26 $ 2,036,000 $ 78,307 $ 34,000
Houston, Georgia 26 $ 3,161,000 $ 121,576 $ 66,000
LaPorte, Indiana 26 $ 2,680,000 $ 103,076 $ 46,000
Livingston, Louisiana 26 $ 4,426,000 $ 170,230 $ 80,000
Camden, Missouri 26 $ 5,123,000 $ 197,038 $ 145,000
Adams, Pennsylvania 26 $ 3,937,000 $ 151,423 $ 66,000
Blount, Tennessee 26 $ 4,780,000 $ 183,846 $ 75,000
Suffolk, Virginia 26 $ 4,878,000 $ 187,615 $ 76,000
Faulkner, Arkansas 25 $ 2,450,000 $ 98,000 $ 54,000
Sutter, California 25 $ 4,277,000 $ 171,080 $ 76,000
Bossier, Louisiana 25 $ 3,017,000 $ 120,680 $ 68,000
Hampshire, Massachusetts 25 $ 4,773,000 $ 190,920 $ 96,000
St. Clair, Michigan 25 $ 3,389,000 $ 135,560 $ 68,000
Hill, Montana 25 $ 4,165,000 $ 166,600 $ 92,000
Warren, New Jersey 25 $ 5,348,000 $ 213,920 $ 113,000
Harnett, North Carolina 25 $ 3,794,000 $ 151,760 $ 80,000
Deschutes, Oregon 25 $ 5,968,000 $ 238,720 $ 95,000
Luzerne, Pennsylvania 25 $ 3,887,000 $ 155,480 $ 88,000
Washington, Pennsylvania 25 $ 5,036,000 $ 201,440 $ 95,000
Newport, Rhode Island 25 $ 6,537,000 $ 261,480 $ 122,000
Dorchester, South Carolina 25 $ 3,858,000 $ 154,320 $ 46,000
Jefferson, Texas 25 $ 3,216,000 $ 128,640 $ 93,000
Anchorage, Alaska 24 $ 5,314,000 $ 221,416 $ 95,000
Navajo, Arizona 24 $ 5,052,000 $ 210,500 $ 102,000
Kent, Delaware 24 $ 4,450,000 $ 185,416 $ 61,000
Whitfield, Georgia 24 $ 2,541,000 $ 105,875 $ 52,000
Dona Ana, New Mexico 24 $ 4,885,000 $ 203,541 $ 90,000
Albany, New York 24 $ 4,651,000 $ 193,791 $ 105,000
Montgomery, Tennessee 24 $ 3,313,000 $ 138,041 $ 78,000
Webb, Texas 24 $ 3,628,000 $ 151,166 $ 94,000
Limestone, Alabama 23 $ 3,249,000 $ 141,260 $ 56,000
Saline, Arkansas 23 $ 2,379,000 $ 103,434 $ 50,000
Madera, California 23 $ 4,211,000 $ 183,086 $ 88,000
Mendocino, California 23 $ 6,243,000 $ 271,434 $ 105,000
Tolland, Connecticut 23 $ 5,581,000 $ 242,652 $ 97,000
Rock Island, Illinois 23 $ 3,189,000 $ 138,652 $ 89,000
Howard, Indiana 23 $ 1,996,000 $ 86,782 $ 57,000
Monroe, Indiana 23 $ 3,349,000 $ 145,608 $ 73,000
Scott, Iowa 23 $ 3,152,000 $ 137,043 $ 49,000
Hancock, Maine 23 $ 4,911,000 $ 213,521 $ 125,000
Eaton, Michigan 23 $ 3,253,000 $ 141,434 $ 64,000
Monroe, Michigan 23 $ 3,835,000 $ 166,739 $ 61,000
Douglas, Nevada 23 $ 6,390,000 $ 277,826 $ 86,000
Dare, North Carolina 23 $ 9,258,000 $ 402,521 $ 206,000
Fairfield, Ohio 23 $ 3,330,000 $ 144,782 $ 64,000
Monroe, Pennsylvania 23 $ 4,408,000 $ 191,652 $ 123,000
Page:

Mortgage Loan Application Detail Totals for Everbank N.A. in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 64,670 $15,863,941,000 $245,000 $9,850,000 $112,000 $9,999,000
Home Purchase 14,128 $3,250,861,000 $230,000 $7,040,000 $81,000 $6,927,000
Home Improvement 166 $21,071,000 $126,000 $1,500,000 $63,000 $600,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 46,947 $11,570,595,000 $246,000 $9,850,000 $125,000 $9,999,000
Not applicable 9,974 $2,112,104,000 $211,000 $7,040,000 $1,000 $338,000
Not Provided 8,223 $2,236,438,000 $271,000 $3,455,000 $132,000 $6,301,000
Asian 5,222 $1,612,194,000 $308,000 $2,045,000 $133,000 $2,460,000
Black or African American 4,127 $641,855,000 $155,000 $1,540,000 $79,000 $6,559,000
Hispanic 3,888 $832,071,000 $214,000 $1,500,000 $96,000 $1,325,000
American Indian or Alaskan Native 336 $65,616,000 $195,000 $1,760,000 $88,000 $558,000
Native Hawaiian or Other Pacific Islander 247 $65,000,000 $263,000 $2,500,000 $102,000 $822,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 63,639 $16,889,615,000 $265,000 $9,850,000 $125,000 $9,999,000
FHA-insured (Federal Housing Administration) 13,245 $1,956,021,000 $147,000 $1,103,000 $26,000 $756,000
VA-guaranteed (Veterans Administration) 2,080 $290,237,000 $139,000 $1,055,000 $42,000 $739,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 37,110 $9,691,161,000 $261,000 $7,040,000 $129,000 $9,999,000
Application Denied By Financial Institution 18,913 $4,435,421,000 $234,000 $5,000,000 $105,000 $5,919,000
Loan Purchased By The Institution 9,936 $2,017,077,000 $203,000 $2,961,000 $1,000 $338,000
Application Withdrawn By Applicant 8,032 $1,852,520,000 $230,000 $3,830,000 $125,000 $6,301,000
File Closed For Incompleteness 4,223 $967,417,000 $229,000 $9,850,000 $124,000 $2,460,000
Application Approved But Not Accepted 750 $172,277,000 $229,000 $1,397,000 $117,000 $1,575,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 4,956 $1,226,981,000 $247,000 $5,000,000 $71,000 $1,920,000
Other 4,771 $1,023,549,000 $214,000 $4,500,000 $109,000 $2,950,000
Credit Application Incomplete 3,789 $987,484,000 $260,000 $2,489,000 $126,000 $5,919,000
Credit History 2,709 $480,611,000 $177,000 $4,050,000 $95,000 $5,845,000
Collateral 2,231 $595,315,000 $266,000 $3,374,000 $141,000 $1,917,000
Unverifiable Information 347 $88,325,000 $254,000 $2,000,000 $129,000 $2,249,000
Employment History 83 $24,095,000 $290,000 $976,000 $134,000 $1,603,000
Insufficient Cash (Downpayment, Closing Cost) 27 $9,061,000 $335,000 $1,565,000 $161,000 $563,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Everbank N.A.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Everbank N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet with aggregated HMDA statistics today.

Download the Florida Lender List