F&B Acquisition Group LLC Mortgage Lending & HMDA Data, 2016
In 2016, F&B Acquisition Group LLC of St. Louis, MO reported 1,662 mortgage applications totaling $358.1 million, up 58% from 2015. The average application was for $215,448, and applicants reported an average income of $114,014. 81% of its applications resulted in an originated loan and 4% were denied. Its largest markets were St. Louis, MO-IL (1,451), Orlando-Kissimmee-Sanford, FL (51) and Kansas City, MO-KS (10) (applications in parentheses).
| Mortgage Company & Address | F&B Acquisition Group LLC 12412 Powerscourt Drive Ste. 20 St. Louis, MO 63131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 1,662 |
| Total Mortgage Loan Application Amount | $358,076,000 |
| Average Mortgage Loan Application Amount | $215,448 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $114,014 |
| Highest Applicant Income | $2,580,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records F&B Acquisition Group LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, Missouri | 725 | $ 178,714,000 | $ 246,502 | $ 123,000 |
| St. Louis City, Missouri | 351 | $ 57,779,000 | $ 164,612 | $ 96,000 |
| St. Charles, Missouri | 230 | $ 44,447,000 | $ 193,247 | $ 98,000 |
| Jefferson, Missouri | 79 | $ 15,099,000 | $ 191,126 | $ 101,000 |
| Orange, Florida | 35 | $ 10,621,000 | $ 303,457 | $ 124,000 |
| Franklin, Missouri | 14 | $ 2,053,000 | $ 146,642 | $ 83,000 |
| Lincoln, Missouri | 13 | $ 2,424,000 | $ 186,461 | $ 72,000 |
| Madison, Illinois | 12 | $ 1,859,000 | $ 154,916 | $ 118,000 |
| St. Clair, Illinois | 12 | $ 2,400,000 | $ 200,000 | $ 129,000 |
| Lake, Florida | 9 | $ 2,279,000 | $ 253,222 | $ 141,000 |
| Camden, Missouri | 9 | $ 1,959,000 | $ 217,666 | $ 495,000 |
| Warren, Missouri | 9 | $ 1,966,000 | $ 218,444 | $ 146,000 |
| Seminole, Florida | 7 | $ 1,616,000 | $ 230,857 | $ 88,000 |
| Cook, Illinois | 6 | $ 2,240,000 | $ 373,333 | $ 211,000 |
| Monroe, Illinois | 6 | $ 1,438,000 | $ 239,666 | $ 113,000 |
| San Diego, California | 5 | $ 2,545,000 | $ 509,000 | $ 247,000 |
| Orange, California | 3 | $ 1,196,000 | $ 398,666 | $ 158,000 |
| San Bernardino, California | 3 | $ 892,000 | $ 297,333 | $ 103,000 |
| Jackson, Missouri | 3 | $ 501,000 | $ 167,000 | $ 70,000 |
| Riverside, California | 2 | $ 646,000 | $ 323,000 | $ 133,000 |
| San Mateo, California | 2 | $ 1,252,000 | $ 626,000 | $ 234,000 |
| Brevard, Florida | 2 | $ 352,000 | $ 176,000 | $ 126,000 |
| Walton, Florida | 2 | $ 1,045,000 | $ 522,500 | $ 424,000 |
| Sangamon, Illinois | 2 | $ 365,000 | $ 182,500 | $ 97,000 |
| Johnson, Kansas | 2 | $ 665,000 | $ 332,500 | $ 183,000 |
| Cass, Missouri | 2 | $ 287,000 | $ 143,500 | $ 122,000 |
| Clay, Missouri | 2 | $ 359,000 | $ 179,500 | $ 117,000 |
| Morgan, Missouri | 2 | $ 370,000 | $ 185,000 | $ 134,000 |
| New Madrid, Missouri | 2 | $ 354,000 | $ 177,000 | $ 107,000 |
| Ste. Genevieve, Missouri | 2 | $ 290,000 | $ 145,000 | $ 128,000 |
| Los Angeles, California | 1 | $ 330,000 | $ 330,000 | $ 94,000 |
| Broward, Florida | 1 | $ 280,000 | $ 280,000 | $ 116,000 |
| Charlotte, Florida | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Lee, Florida | 1 | $ 126,000 | $ 126,000 | $ 21,000 |
| Manatee, Florida | 1 | $ 138,000 | $ 138,000 | $ 190,000 |
| Monroe, Florida | 1 | $ 380,000 | $ 380,000 | $ 522,000 |
| Pinellas, Florida | 1 | $ 113,000 | $ 113,000 | $ 107,000 |
| Jefferson, Illinois | 1 | $ 129,000 | $ 129,000 | $ 55,000 |
| Shelby, Illinois | 1 | $ 153,000 | $ 153,000 | $ 75,000 |
| Washington, Illinois | 1 | $ 51,000 | $ 51,000 | $ 51,000 |
| Boone, Missouri | 1 | $ 356,000 | $ 356,000 | $ 219,000 |
| Cape Girardeau, Missouri | 1 | $ 113,000 | $ 113,000 | $ 55,000 |
| Carter, Missouri | 1 | $ 172,000 | $ 172,000 | $ 226,000 |
| Johnson, Missouri | 1 | $ 91,000 | $ 91,000 | $ 172,000 |
| Phelps, Missouri | 1 | $ 417,000 | $ 417,000 | $ 225,000 |
| Pike, Missouri | 1 | $ 59,000 | $ 59,000 | $ 36,000 |
| Platte, Missouri | 1 | $ 142,000 | $ 142,000 | $ 98,000 |
| Washington, Missouri | 1 | $ 122,000 | $ 122,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for F&B Acquisition Group LLC in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,044 | $210,834,000 | $201,000 | $1,240,000 | $101,000 | $1,594,000 |
| Refinancing | 618 | $147,242,000 | $238,000 | $2,000,000 | $136,000 | $2,580,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,311 | $280,791,000 | $214,000 | $1,503,000 | $113,000 | $2,580,000 |
| Not Provided | 252 | $57,389,000 | $227,000 | $1,600,000 | $124,000 | $1,594,000 |
| Black or African American | 35 | $6,229,000 | $177,000 | $650,000 | $81,000 | $199,000 |
| Hispanic | 29 | $4,830,000 | $166,000 | $417,000 | $107,000 | $548,000 |
| Asian | 23 | $6,510,000 | $283,000 | $2,000,000 | $132,000 | $410,000 |
| Not applicable | 6 | $1,009,000 | $168,000 | $266,000 | $120,000 | $375,000 |
| American Indian or Alaskan Native | 3 | $516,000 | $172,000 | $202,000 | $177,000 | $400,000 |
| Native Hawaiin or Other Pacific Islander | 3 | $802,000 | $267,000 | $339,000 | $71,000 | $84,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,356 | $305,957,000 | $225,000 | $2,000,000 | $125,000 | $2,580,000 |
| FHA-insured (Federal Housing Administration) | 236 | $37,431,000 | $158,000 | $296,000 | $63,000 | $193,000 |
| VA-guaranteed (Veterans Administration) | 55 | $12,263,000 | $222,000 | $396,000 | $83,000 | $245,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $2,425,000 | $161,000 | $286,000 | $60,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,341 | $294,496,000 | $219,000 | $2,000,000 | $115,000 | $2,580,000 |
| Application Withdrawn By Applicant | 200 | $42,715,000 | $213,000 | $1,600,000 | $123,000 | $1,594,000 |
| File Closed For Incompleteness | 61 | $10,585,000 | $173,000 | $417,000 | $100,000 | $753,000 |
| Application Denied By Financial Institution | 60 | $10,280,000 | $171,000 | $825,000 | $86,000 | $1,318,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into F&B Acquisition Group LLC's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess F&B Acquisition Group LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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