F&B Acquisition Group LLC Mortgage Lending & HMDA Data, 2013
In 2013, F&B Acquisition Group LLC of St. Louis, MO reported 893 mortgage applications totaling $175.3 million. The average application was for $196,263, and applicants reported an average income of $106,036. 68% of its applications resulted in an originated loan and 4% were denied. Its largest markets were St. Louis, MO-IL (809), Kansas City, MO-KS (13) and Springfield, MO (9) (applications in parentheses).
| Mortgage Company & Address | F&B Acquisition Group LLC 12412 Powerscourt Drive Ste. 20 St. Louis, MO 63131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 893 |
| Total Mortgage Loan Application Amount | $175,263,000 |
| Average Mortgage Loan Application Amount | $196,263 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $106,036 |
| Highest Applicant Income | $1,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records F&B Acquisition Group LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, MO-IL | 809 | $ 161,006,000 | $ 199,018 | $ 106,505 |
| Kansas City, MO-KS | 13 | $ 1,794,000 | $ 138,000 | $ 95,000 |
| Springfield, MO | 9 | $ 1,483,000 | $ 164,777 | $ 54,000 |
| Orlando-Kissimmee-Sanford, FL | 6 | $ 2,028,000 | $ 338,000 | $ 127,000 |
| Jefferson City, MO | 4 | $ 518,000 | $ 129,500 | $ 72,000 |
| Columbia, MO | 3 | $ 640,000 | $ 213,333 | $ 93,000 |
| Seattle-Bellevue-Everett, WA | 3 | $ 525,000 | $ 175,000 | $ 79,000 |
| Fort Collins-Loveland, CO | 2 | $ 367,000 | $ 183,500 | $ 217,000 |
| Joplin, MO | 2 | $ 535,000 | $ 267,500 | $ 150,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Naples-Marco Island, FL | 1 | $ 417,000 | $ 417,000 | $ 300,000 |
| St. Joseph, MO-KS | 1 | $ 81,000 | $ 81,000 | $ 63,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1 | $ 162,000 | $ 162,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for F&B Acquisition Group LLC in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 538 | $102,959,000 | $191,000 | $1,500,000 | $112,000 | $1,999,000 |
| Home Purchase | 355 | $72,304,000 | $203,000 | $792,000 | $97,000 | $503,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 619 | $121,195,000 | $195,000 | $857,000 | $105,000 | $808,000 |
| Not Provided | 237 | $45,824,000 | $193,000 | $1,500,000 | $106,000 | $1,999,000 |
| Black or African American | 17 | $2,333,000 | $137,000 | $333,000 | $66,000 | $114,000 |
| Hispanic | 10 | $3,146,000 | $314,000 | $792,000 | $144,000 | $301,000 |
| Asian | 10 | $2,765,000 | $276,000 | $417,000 | $172,000 | $500,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 740 | $151,647,000 | $204,000 | $1,500,000 | $114,000 | $1,999,000 |
| FHA-insured (Federal Housing Administration) | 124 | $18,933,000 | $152,000 | $315,000 | $67,000 | $184,000 |
| VA-guaranteed (Veterans Administration) | 21 | $3,537,000 | $168,000 | $343,000 | $62,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,146,000 | $143,000 | $213,000 | $46,000 | $67,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 609 | $122,792,000 | $201,000 | $982,000 | $111,000 | $1,999,000 |
| File Closed For Incompleteness | 202 | $38,155,000 | $188,000 | $596,000 | $98,000 | $700,000 |
| Application Denied By Financial Institution | 36 | $5,752,000 | $159,000 | $397,000 | $58,000 | $115,000 |
| Application Withdrawn By Applicant | 26 | $6,310,000 | $242,000 | $1,500,000 | $149,000 | $942,000 |
| Preapproval Denied by Financial Institution | 18 | $1,983,000 | $110,000 | $241,000 | $46,000 | $100,000 |
| Application Approved But Not Accepted | 2 | $271,000 | $135,000 | $176,000 | $75,000 | $121,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 30 | $3,946,000 | $131,000 | $345,000 | $50,000 | $115,000 |
| Debt-To-Income Ratio | 5 | $1,052,000 | $210,000 | $397,000 | $47,000 | $73,000 |
| Collateral | 4 | $560,000 | $140,000 | $149,000 | $65,000 | $115,000 |
| Other | 1 | $87,000 | $87,000 | $87,000 | $47,000 | $47,000 |
| Unverifiable Information | 1 | $214,000 | $214,000 | $214,000 | $24,000 | $24,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into F&B Acquisition Group LLC's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess F&B Acquisition Group LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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