Nextmark
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Nextmark 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nextmark 4201 Members Way Fairfax, VA 22030 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,146 |
| Total Mortgage Loan Application Amount | $172,040,000 |
| Average Mortgage Loan Application Amount | $149,600 |
| Highest Mortgage Loan Application Amount | $765,000 |
| Average Applicant Income | $212,400 |
| Highest Applicant Income | $1,557,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Nextmark. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nextmark's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Nextmark's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nextmark serves its applicants.
Each category highlights the total number of mortgage applications processed by Nextmark, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nextmark's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 199 | $ 33,175,000 | $ 166,000 | $ 223,000 |
| Loudoun County Virginia | 147 | $ 22,415,000 | $ 152,000 | $ 209,000 |
| Anne Arundel County Maryland | 85 | $ 11,465,000 | $ 134,000 | $ 203,000 |
| Montgomery County Maryland | 85 | $ 15,165,000 | $ 178,000 | $ 266,000 |
| District of Columbia County District Of Columbia | 82 | $ 15,550,000 | $ 189,000 | $ 271,000 |
| Howard County Maryland | 81 | $ 13,775,000 | $ 170,000 | $ 206,000 |
| Prince William County Virginia | 73 | $ 8,785,000 | $ 120,000 | $ 183,000 |
| Baltimore County Maryland | 44 | $ 5,450,000 | $ 123,000 | $ 234,000 |
| Arlington County Virginia | 35 | $ 6,975,000 | $ 199,000 | $ 310,000 |
| Alexandria County Virginia | 20 | $ 3,170,000 | $ 158,000 | $ 244,000 |
| Harford County Maryland | 16 | $ 2,350,000 | $ 146,000 | $ 179,000 |
| Prince George's County Maryland | 16 | $ 1,680,000 | $ 105,000 | $ 178,000 |
| Baltimore City County Maryland | 15 | $ 1,875,000 | $ 125,000 | $ 220,000 |
| Chesterfield County Virginia | 15 | $ 1,555,000 | $ 103,000 | $ 203,000 |
| Carroll County Maryland | 14 | $ 1,520,000 | $ 108,000 | $ 174,000 |
| Mecklenburg County North Carolina | 13 | $ 2,185,000 | $ 168,000 | $ 196,000 |
| Henrico County Virginia | 13 | $ 1,605,000 | $ 123,000 | $ 183,000 |
| Wake County North Carolina | 11 | $ 905,000 | $ 82,000 | $ 180,000 |
| Fauquier County Virginia | 10 | $ 1,890,000 | $ 189,000 | $ 161,000 |
| Virginia Beach County Virginia | 10 | $ 1,560,000 | $ 156,000 | $ 239,000 |
| Frederick County Maryland | 9 | $ 1,275,000 | $ 141,000 | $ 191,000 |
| Fairfax City County Virginia | 9 | $ 1,375,000 | $ 152,000 | $ 147,000 |
| Spotsylvania County Virginia | 9 | $ 1,035,000 | $ 115,000 | $ 178,000 |
| Albemarle County Virginia | 8 | $ 610,000 | $ 76,000 | $ 176,000 |
| Johnston County North Carolina | 7 | $ 555,000 | $ 79,000 | $ 128,000 |
| Culpeper County Virginia | 7 | $ 525,000 | $ 75,000 | $ 127,000 |
| Stafford County Virginia | 6 | $ 340,000 | $ 56,000 | $ 117,000 |
| Calvert County Maryland | 5 | $ 445,000 | $ 89,000 | $ 147,000 |
| Queen Anne's County Maryland | 5 | $ 1,005,000 | $ 201,000 | $ 247,000 |
| St. Mary's County Maryland | 5 | $ 365,000 | $ 73,000 | $ 165,000 |
| Frederick County Virginia | 5 | $ 735,000 | $ 147,000 | $ 157,000 |
| Worcester County Maryland | 4 | $ 600,000 | $ 150,000 | $ 290,000 |
| Forsyth County North Carolina | 4 | $ 470,000 | $ 117,000 | $ 268,000 |
| Orange County North Carolina | 4 | $ 1,190,000 | $ 297,000 | $ 212,000 |
| Sussex County Delaware | 3 | $ 1,115,000 | $ 371,000 | $ 295,000 |
| Moore County North Carolina | 3 | $ 125,000 | $ 41,000 | $ 186,000 |
| Clarke County Virginia | 3 | $ 125,000 | $ 41,000 | $ 90,000 |
| Falls Church County Virginia | 3 | $ 645,000 | $ 215,000 | $ 191,000 |
| King George County Virginia | 3 | $ 355,000 | $ 118,000 | $ 209,000 |
| Shenandoah County Virginia | 3 | $ 235,000 | $ 78,000 | $ 167,000 |
| Charles County Maryland | 2 | $ 210,000 | $ 105,000 | $ 96,000 |
| Buncombe County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 61,000 |
| Cabarrus County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 153,000 |
| Durham County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 203,000 |
| Guilford County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 258,000 |
| Iredell County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 186,000 |
| Lincoln County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 134,000 |
| Vance County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 183,000 |
| Bedford County Virginia | 2 | $ 160,000 | $ 80,000 | $ 113,000 |
| Fluvanna County Virginia | 2 | $ 270,000 | $ 135,000 | $ 108,000 |
| Fredericksburg County Virginia | 2 | $ 150,000 | $ 75,000 | $ 228,000 |
| Hanover County Virginia | 2 | $ 90,000 | $ 45,000 | $ 115,000 |
| Lynchburg County Virginia | 2 | $ 470,000 | $ 235,000 | $ 210,000 |
| Orange County Virginia | 2 | $ 170,000 | $ 85,000 | $ 194,000 |
| Rockingham County Virginia | 2 | $ 190,000 | $ 95,000 | $ 97,000 |
| Warren County Virginia | 2 | $ 150,000 | $ 75,000 | $ 94,000 |
| Berkeley County West Virginia | 2 | $ 80,000 | $ 40,000 | $ 75,000 |
| Fayette County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 264,000 |
| Cecil County Maryland | 1 | $ 45,000 | $ 45,000 | $ 175,000 |
| Washington County Maryland | 1 | $ 65,000 | $ 65,000 | $ 132,000 |
| Davie County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 188,000 |
| Henderson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| New Hanover County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 242,000 |
| Pasquotank County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Union County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Warren County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 354,000 |
| Beaufort County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Berkeley County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Charleston County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 149,000 |
| York County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 174,000 |
| Franklin City County Virginia | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| James City County Virginia | 1 | $ 65,000 | $ 65,000 | $ 86,000 |
| Manassas County Virginia | 1 | $ 75,000 | $ 75,000 | $ 174,000 |
| Manassas Park County Virginia | 1 | $ 75,000 | $ 75,000 | $ 284,000 |
| Montgomery County Virginia | 1 | $ 35,000 | $ 35,000 | $ 198,000 |
| Rappahannock County Virginia | 1 | $ 415,000 | $ 415,000 | $ 54,000 |
| Southampton County Virginia | 1 | $ 25,000 | $ 25,000 | $ 153,000 |
| Westmoreland County Virginia | 1 | $ 65,000 | $ 65,000 | $ 76,000 |
| Hampshire County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 160,000 |
Mortgage Loan Application Detail Totals for Nextmark in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 350 | $53,590,000 | $153,000 | $705,000 | $201,000 | $864,000 |
| Home Improvement | 340 | $47,160,000 | $138,000 | $765,000 | $230,000 | $1,462,000 |
| Home Purchase | 288 | $46,000,000 | $159,000 | $715,000 | $214,000 | $1,200,000 |
| Refinancing | 89 | $14,555,000 | $163,000 | $405,000 | $219,000 | $864,000 |
| Other Purpose | 79 | $10,735,000 | $135,000 | $505,000 | $198,000 | $1,557,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 548 | $82,320,000 | $150,000 | $715,000 | $220,000 | $1,557,000 |
| Not Provided | 326 | $49,080,000 | $150,000 | $705,000 | $213,000 | $864,000 |
| Black or African American | 98 | $13,480,000 | $137,000 | $415,000 | $197,000 | $799,000 |
| Asian | 97 | $15,975,000 | $164,000 | $765,000 | $213,000 | $1,200,000 |
| Hispanic | 49 | $6,415,000 | $130,000 | $505,000 | $214,000 | $876,000 |
| American Indian or Alaskan Native | 6 | $770,000 | $128,000 | $305,000 | $154,000 | $247,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $125,000 | $125,000 | $125,000 | $173,000 | $173,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,146 | $172,040,000 | $150,000 | $765,000 | $214,000 | $1,557,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 661 | $93,405,000 | $141,000 | $405,000 | $221,000 | $1,462,000 |
| Application Denied By Financial Institution | 334 | $54,460,000 | $163,000 | $765,000 | $194,000 | $1,200,000 |
| Application Withdrawn By Applicant | 104 | $18,200,000 | $175,000 | $705,000 | $238,000 | $1,557,000 |
| Application Approved But Not Accepted | 36 | $4,640,000 | $128,000 | $355,000 | $225,000 | $713,000 |
| File Closed For Incompleteness | 11 | $1,335,000 | $121,000 | $505,000 | $70,000 | $240,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 812 | $117,580,000 | $144,000 | $705,000 | $222,000 | $1,557,000 |
| Credit Application Incomplete | 122 | $18,210,000 | $149,000 | $505,000 | $220,000 | $1,200,000 |
| Debt-To-Income Ratio | 96 | $17,410,000 | $181,000 | $765,000 | $155,000 | $381,000 |
| Other | 45 | $8,585,000 | $190,000 | $455,000 | $190,000 | $509,000 |
| Collateral | 43 | $5,895,000 | $137,000 | $405,000 | $198,000 | $559,000 |
| Credit History | 24 | $3,500,000 | $145,000 | $565,000 | $224,000 | $870,000 |
| Unverifiable Information | 4 | $860,000 | $215,000 | $355,000 | $196,000 | $342,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nextmark's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nextmark's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.