Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2025

In 2025, Farm Credit Mid-America, Aca of Louisville, KY reported 6,402 mortgage applications totaling $2.6 billion, up 8% from 2024. The average application was for $406,735, and applicants reported an average income of $221,644. 66% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (306), Knoxville, TN (156) and Cincinnati, OH-KY-IN (145) (applications in parentheses).

Mortgage Company & Address Farm Credit Mid-America, Aca
1601 Ups Drive
Louisville, KY 40299
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,402
Total Mortgage Loan Application Amount $2,603,920,000
Average Mortgage Loan Application Amount $406,735
Highest Mortgage Loan Application Amount $5,005,000
Average Applicant Income $221,644
Highest Applicant Income $8,648,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farm Credit Mid-America, Aca by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
LaGrange, Indiana 54 $ 16,790,000 $ 310,925 $ 147,000
Maury, Tennessee 49 $ 27,485,000 $ 560,918 $ 239,000
Geauga, Ohio 46 $ 16,340,000 $ 355,217 $ 167,000
Muskingum, Ohio 43 $ 14,035,000 $ 326,395 $ 153,000
Elkhart, Indiana 37 $ 12,675,000 $ 342,567 $ 137,000
Hart, Kentucky 36 $ 9,180,000 $ 255,000 $ 130,000
Rutherford, Tennessee 36 $ 20,260,000 $ 562,777 $ 233,000
Wilson, Tennessee 36 $ 19,790,000 $ 549,722 $ 306,000
Christian, Kentucky 35 $ 13,755,000 $ 393,000 $ 237,000
Knox, Tennessee 35 $ 14,755,000 $ 421,571 $ 234,000
Stark, Ohio 33 $ 9,685,000 $ 293,484 $ 171,000
Trumbull, Ohio 33 $ 7,345,000 $ 222,575 $ 151,000
Greene, Tennessee 33 $ 13,065,000 $ 395,909 $ 207,000
Marshall, Tennessee 33 $ 17,185,000 $ 520,757 $ 300,000
Washington, Tennessee 33 $ 12,715,000 $ 385,303 $ 162,000
Knox, Ohio 32 $ 9,050,000 $ 282,812 $ 170,000
Ashtabula, Ohio 30 $ 6,450,000 $ 215,000 $ 149,000
Licking, Ohio 30 $ 10,110,000 $ 337,000 $ 154,000
Sumner, Tennessee 30 $ 13,310,000 $ 443,666 $ 203,000
Williamson, Tennessee 30 $ 26,700,000 $ 890,000 $ 394,000
Cumberland, Tennessee 29 $ 11,695,000 $ 403,275 $ 177,000
McMinn, Tennessee 28 $ 9,410,000 $ 336,071 $ 153,000
Medina, Ohio 27 $ 11,725,000 $ 434,259 $ 219,000
Clermont, Ohio 25 $ 13,215,000 $ 528,600 $ 534,000
Roane, Tennessee 25 $ 10,855,000 $ 434,200 $ 164,000
Sevier, Tennessee 24 $ 9,070,000 $ 377,916 $ 216,000
Brown, Ohio 23 $ 8,505,000 $ 369,782 $ 210,000
Morrow, Ohio 23 $ 8,745,000 $ 380,217 $ 173,000
Bedford, Tennessee 23 $ 8,975,000 $ 390,217 $ 217,000
Loudon, Tennessee 23 $ 16,825,000 $ 731,521 $ 252,000
Gallia, Ohio 22 $ 5,910,000 $ 268,636 $ 133,000
Guernsey, Ohio 22 $ 5,100,000 $ 231,818 $ 156,000
Blount, Tennessee 21 $ 10,665,000 $ 507,857 $ 235,000
Hawkins, Tennessee 21 $ 8,335,000 $ 396,904 $ 207,000
Porter, Indiana 20 $ 6,830,000 $ 341,500 $ 260,000
Pulaski, Kentucky 20 $ 5,300,000 $ 265,000 $ 220,000
Scott, Kentucky 20 $ 7,650,000 $ 382,500 $ 193,000
Richland, Ohio 20 $ 7,280,000 $ 364,000 $ 169,000
Dickson, Tennessee 20 $ 10,150,000 $ 507,500 $ 226,000
Robertson, Tennessee 20 $ 8,110,000 $ 405,500 $ 324,000
Montgomery, Texas 20 $ 10,280,000 $ 514,000 $ 507,000
Washington, Indiana 19 $ 7,045,000 $ 370,789 $ 157,000
Shelby, Kentucky 19 $ 7,925,000 $ 417,105 $ 232,000
Hickman, Tennessee 19 $ 5,185,000 $ 272,894 $ 167,000
LaPorte, Indiana 18 $ 7,620,000 $ 423,333 $ 188,000
Sedgwick, Kansas 18 $ 8,070,000 $ 448,333 $ 259,000
Barren, Kentucky 18 $ 5,930,000 $ 329,444 $ 171,000
Giles, Tennessee 18 $ 10,650,000 $ 591,666 $ 299,000
Butler, Kansas 17 $ 10,395,000 $ 611,470 $ 288,000
Harrison, Kentucky 17 $ 5,155,000 $ 303,235 $ 488,000
Ashland, Ohio 17 $ 4,195,000 $ 246,764 $ 138,000
Holmes, Ohio 17 $ 5,315,000 $ 312,647 $ 156,000
Tuscarawas, Ohio 17 $ 5,125,000 $ 301,470 $ 170,000
Union, Ohio 17 $ 4,355,000 $ 256,176 $ 164,000
Cannon, Tennessee 17 $ 6,195,000 $ 364,411 $ 181,000
Lawrence, Tennessee 17 $ 5,985,000 $ 352,058 $ 364,000
Lincoln, Tennessee 17 $ 6,485,000 $ 381,470 $ 181,000
Clark, Indiana 16 $ 4,880,000 $ 305,000 $ 127,000
Daviess, Indiana 16 $ 3,700,000 $ 231,250 $ 381,000
Morgan, Indiana 16 $ 5,330,000 $ 333,125 $ 182,000
Daviess, Kentucky 16 $ 4,460,000 $ 278,750 $ 172,000
Hardin, Kentucky 16 $ 7,680,000 $ 480,000 $ 414,000
Lancaster, Nebraska 16 $ 5,010,000 $ 313,125 $ 238,000
Wayne, Ohio 16 $ 6,190,000 $ 386,875 $ 188,000
Grainger, Tennessee 16 $ 8,390,000 $ 524,375 $ 265,000
Smith, Tennessee 16 $ 7,880,000 $ 492,500 $ 301,000
Harrison, Indiana 15 $ 4,445,000 $ 296,333 $ 163,000
Kosciusko, Indiana 15 $ 3,805,000 $ 253,666 $ 141,000
Wayne, Indiana 15 $ 7,075,000 $ 471,666 $ 427,000
Delaware, Ohio 15 $ 11,695,000 $ 779,666 $ 410,000
Greene, Ohio 15 $ 5,555,000 $ 370,333 $ 230,000
Logan, Ohio 15 $ 4,205,000 $ 280,333 $ 184,000
Portage, Ohio 15 $ 6,285,000 $ 419,000 $ 192,000
Preble, Ohio 15 $ 3,815,000 $ 254,333 $ 135,000
Fayette, Tennessee 15 $ 7,355,000 $ 490,333 $ 285,000
Jefferson, Tennessee 15 $ 6,345,000 $ 423,000 $ 198,000
Putnam, Tennessee 15 $ 6,265,000 $ 417,666 $ 185,000
Washington, Texas 15 $ 14,615,000 $ 974,333 $ 592,000
Breckinridge, Kentucky 14 $ 3,990,000 $ 285,000 $ 156,000
Pendleton, Kentucky 14 $ 2,980,000 $ 212,857 $ 181,000
Adams, Ohio 14 $ 2,430,000 $ 173,571 $ 231,000
Carroll, Ohio 14 $ 4,530,000 $ 323,571 $ 135,000
Columbiana, Ohio 14 $ 3,860,000 $ 275,714 $ 331,000
Highland, Ohio 14 $ 4,700,000 $ 335,714 $ 170,000
Warren, Ohio 14 $ 9,480,000 $ 677,142 $ 324,000
Humphreys, Tennessee 14 $ 4,050,000 $ 289,285 $ 123,000
Morgan, Tennessee 14 $ 6,180,000 $ 441,428 $ 182,000
Fannin, Texas 14 $ 6,640,000 $ 474,285 $ 270,000
Allen, Indiana 13 $ 4,745,000 $ 365,000 $ 240,000
Marshall, Indiana 13 $ 2,445,000 $ 188,076 $ 120,000
Oldham, Kentucky 13 $ 7,445,000 $ 572,692 $ 244,000
Warren, Kentucky 13 $ 6,805,000 $ 523,461 $ 283,000
Clark, Ohio 13 $ 3,445,000 $ 265,000 $ 133,000
Coshocton, Ohio 13 $ 3,155,000 $ 242,692 $ 127,000
Montgomery, Tennessee 13 $ 5,525,000 $ 425,000 $ 364,000
Sullivan, Tennessee 13 $ 3,385,000 $ 260,384 $ 146,000
Greene, Arkansas 12 $ 3,770,000 $ 314,166 $ 149,000
Brown, Indiana 12 $ 3,990,000 $ 332,500 $ 239,000
Jackson, Indiana 12 $ 4,560,000 $ 380,000 $ 266,000
Tippecanoe, Indiana 12 $ 3,060,000 $ 255,000 $ 181,000
Whitley, Indiana 12 $ 3,660,000 $ 305,000 $ 137,000
Franklin, Kansas 12 $ 4,330,000 $ 360,833 $ 187,000
Trigg, Kentucky 12 $ 2,520,000 $ 210,000 $ 160,000
Lorain, Ohio 12 $ 3,890,000 $ 324,166 $ 194,000
Noble, Ohio 12 $ 4,180,000 $ 348,333 $ 137,000
Ross, Ohio 12 $ 3,550,000 $ 295,833 $ 155,000
Cheatham, Tennessee 12 $ 5,250,000 $ 437,500 $ 309,000
Macon, Tennessee 12 $ 7,730,000 $ 644,166 $ 331,000
Monroe, Tennessee 12 $ 3,820,000 $ 318,333 $ 136,000
Tipton, Tennessee 12 $ 3,110,000 $ 259,166 $ 148,000
White, Tennessee 12 $ 5,460,000 $ 455,000 $ 149,000
Anderson, Texas 12 $ 5,120,000 $ 426,666 $ 219,000
Cherokee, Texas 12 $ 7,080,000 $ 590,000 $ 251,000
Henderson, Texas 12 $ 4,270,000 $ 355,833 $ 264,000
Lubbock, Texas 12 $ 4,730,000 $ 394,166 $ 346,000
San Joaquin, California 11 $ 15,495,000 $ 1,408,636 $ 1,110,000
Bartholomew, Indiana 11 $ 4,435,000 $ 403,181 $ 159,000
Carroll, Indiana 11 $ 3,675,000 $ 334,090 $ 230,000
Lawrence, Indiana 11 $ 2,055,000 $ 186,818 $ 101,000
Scott, Indiana 11 $ 2,765,000 $ 251,363 $ 171,000
Switzerland, Indiana 11 $ 3,255,000 $ 295,909 $ 158,000
Campbell, Kentucky 11 $ 6,155,000 $ 559,545 $ 304,000
Kenton, Kentucky 11 $ 3,945,000 $ 358,636 $ 254,000
Montgomery, Kentucky 11 $ 2,655,000 $ 241,363 $ 148,000
Ohio, Kentucky 11 $ 2,505,000 $ 227,727 $ 156,000
Owen, Kentucky 11 $ 4,595,000 $ 417,727 $ 198,000
Gage, Nebraska 11 $ 2,795,000 $ 254,090 $ 146,000
Belmont, Ohio 11 $ 3,145,000 $ 285,909 $ 156,000
Darke, Ohio 11 $ 3,685,000 $ 335,000 $ 144,000
Mahoning, Ohio 11 $ 9,035,000 $ 821,363 $ 375,000
Fentress, Tennessee 11 $ 3,395,000 $ 308,636 $ 154,000
Stewart, Tennessee 11 $ 3,715,000 $ 337,727 $ 151,000
Fayette, Texas 11 $ 6,895,000 $ 626,818 $ 382,000
Grayson, Texas 11 $ 9,575,000 $ 870,454 $ 325,000
Hays, Texas 11 $ 11,055,000 $ 1,005,000 $ 553,000
Mendocino, California 10 $ 4,740,000 $ 474,000 $ 191,000
La Plata, Colorado 10 $ 6,460,000 $ 646,000 $ 304,000
Jefferson, Indiana 10 $ 3,680,000 $ 368,000 $ 146,000
Owen, Indiana 10 $ 3,460,000 $ 346,000 $ 267,000
Athens, Ohio 10 $ 2,600,000 $ 260,000 $ 159,000
Huron, Ohio 10 $ 2,230,000 $ 223,000 $ 152,000
Miami, Ohio 10 $ 2,820,000 $ 282,000 $ 129,000
Montgomery, Ohio 10 $ 3,950,000 $ 395,000 $ 189,000
Perry, Ohio 10 $ 2,100,000 $ 210,000 $ 125,000
Codington, South Dakota 10 $ 4,000,000 $ 400,000 $ 337,000
Minnehaha, South Dakota 10 $ 5,550,000 $ 555,000 $ 259,000
Hamblen, Tennessee 10 $ 3,680,000 $ 368,000 $ 150,000
Austin, Texas 10 $ 7,690,000 $ 769,000 $ 390,000
Gillespie, Texas 10 $ 4,340,000 $ 434,000 $ 159,000
Hunt, Texas 10 $ 4,310,000 $ 431,000 $ 189,000
Humboldt, California 9 $ 2,365,000 $ 262,777 $ 187,000
Clinton, Indiana 9 $ 2,175,000 $ 241,666 $ 167,000
DeKalb, Indiana 9 $ 3,815,000 $ 423,888 $ 478,000
Noble, Indiana 9 $ 2,165,000 $ 240,555 $ 169,000
Posey, Indiana 9 $ 2,975,000 $ 330,555 $ 155,000
Dallas, Iowa 9 $ 3,925,000 $ 436,111 $ 409,000
Hamilton, Iowa 9 $ 2,695,000 $ 299,444 $ 173,000
Warren, Iowa 9 $ 3,315,000 $ 368,333 $ 242,000
Bullitt, Kentucky 9 $ 3,655,000 $ 406,111 $ 163,000
Clark, Kentucky 9 $ 2,845,000 $ 316,111 $ 168,000
Franklin, Kentucky 9 $ 3,545,000 $ 393,888 $ 217,000
Grant, Kentucky 9 $ 2,765,000 $ 307,222 $ 197,000
Meade, Kentucky 9 $ 1,385,000 $ 153,888 $ 113,000
Metcalfe, Kentucky 9 $ 1,895,000 $ 210,555 $ 128,000
Nelson, Kentucky 9 $ 4,155,000 $ 461,666 $ 245,000
Simpson, Kentucky 9 $ 2,675,000 $ 297,222 $ 249,000
Spencer, Kentucky 9 $ 3,455,000 $ 383,888 $ 134,000
Butler, Ohio 9 $ 2,665,000 $ 296,111 $ 193,000
Fairfield, Ohio 9 $ 2,515,000 $ 279,444 $ 193,000
Pickaway, Ohio 9 $ 3,215,000 $ 357,222 $ 356,000
Scioto, Ohio 9 $ 2,005,000 $ 222,777 $ 280,000
Shelby, Ohio 9 $ 2,365,000 $ 262,777 $ 221,000
Brown, South Dakota 9 $ 3,255,000 $ 361,666 $ 164,000
Cocke, Tennessee 9 $ 3,955,000 $ 439,444 $ 183,000
Coffee, Tennessee 9 $ 2,975,000 $ 330,555 $ 310,000
Jackson, Tennessee 9 $ 2,935,000 $ 326,111 $ 201,000
McNairy, Tennessee 9 $ 2,445,000 $ 271,666 $ 143,000
Rhea, Tennessee 9 $ 3,295,000 $ 366,111 $ 166,000
Warren, Tennessee 9 $ 2,205,000 $ 245,000 $ 137,000
Weakley, Tennessee 9 $ 2,745,000 $ 305,000 $ 261,000
Wilson, Texas 9 $ 4,135,000 $ 459,444 $ 172,000
Delta, Colorado 8 $ 5,510,000 $ 688,750 $ 299,000
Mesa, Colorado 8 $ 4,380,000 $ 547,500 $ 174,000
Montrose, Colorado 8 $ 3,090,000 $ 386,250 $ 225,000
Dearborn, Indiana 8 $ 2,530,000 $ 316,250 $ 160,000
Hancock, Indiana 8 $ 3,490,000 $ 436,250 $ 192,000
Jasper, Indiana 8 $ 3,120,000 $ 390,000 $ 192,000
White, Indiana 8 $ 2,300,000 $ 287,500 $ 361,000
Clinton, Iowa 8 $ 2,430,000 $ 303,750 $ 173,000
Kossuth, Iowa 8 $ 2,770,000 $ 346,250 $ 148,000
Johnson, Kansas 8 $ 4,630,000 $ 578,750 $ 241,000
Lyon, Kansas 8 $ 3,030,000 $ 378,750 $ 174,000
Allen, Kentucky 8 $ 2,740,000 $ 342,500 $ 135,000
Anderson, Kentucky 8 $ 2,640,000 $ 330,000 $ 141,000
Boone, Kentucky 8 $ 5,400,000 $ 675,000 $ 418,000
Bourbon, Kentucky 8 $ 5,030,000 $ 628,750 $ 703,000
Crittenden, Kentucky 8 $ 2,480,000 $ 310,000 $ 196,000
Hancock, Kentucky 8 $ 2,170,000 $ 271,250 $ 124,000
Henry, Kentucky 8 $ 4,890,000 $ 611,250 $ 206,000
Mason, Kentucky 8 $ 2,340,000 $ 292,500 $ 131,000
Woodford, Kentucky 8 $ 2,420,000 $ 302,500 $ 158,000
Holt, Nebraska 8 $ 3,790,000 $ 473,750 $ 225,000
Platte, Nebraska 8 $ 3,570,000 $ 446,250 $ 214,000
Auglaize, Ohio 8 $ 2,360,000 $ 295,000 $ 155,000
Bradley, Tennessee 8 $ 3,330,000 $ 416,250 $ 181,000
Campbell, Tennessee 8 $ 3,620,000 $ 452,500 $ 194,000
Henry, Tennessee 8 $ 1,660,000 $ 207,500 $ 240,000
Overton, Tennessee 8 $ 3,340,000 $ 417,500 $ 162,000
Blanco, Texas 8 $ 10,230,000 $ 1,278,750 $ 749,000
Ellis, Texas 8 $ 4,390,000 $ 548,750 $ 326,000
Hopkins, Texas 8 $ 3,660,000 $ 457,500 $ 234,000
Smith, Texas 8 $ 4,310,000 $ 538,750 $ 245,000
Cross, Arkansas 7 $ 2,535,000 $ 362,142 $ 448,000
Adams, Indiana 7 $ 1,835,000 $ 262,142 $ 146,000
Howard, Indiana 7 $ 2,275,000 $ 325,000 $ 171,000
Jennings, Indiana 7 $ 1,765,000 $ 252,142 $ 145,000
Johnson, Indiana 7 $ 2,845,000 $ 406,428 $ 212,000
Monroe, Indiana 7 $ 4,815,000 $ 687,857 $ 353,000
Montgomery, Indiana 7 $ 2,205,000 $ 315,000 $ 129,000
Rush, Indiana 7 $ 2,065,000 $ 295,000 $ 166,000
Greene, Iowa 7 $ 1,645,000 $ 235,000 $ 117,000
Guthrie, Iowa 7 $ 3,125,000 $ 446,428 $ 322,000
Jasper, Iowa 7 $ 2,445,000 $ 349,285 $ 201,000
Montgomery, Iowa 7 $ 1,695,000 $ 242,142 $ 117,000
Polk, Iowa 7 $ 2,605,000 $ 372,142 $ 240,000
Dickinson, Kansas 7 $ 2,975,000 $ 425,000 $ 173,000
Miami, Kansas 7 $ 3,775,000 $ 539,285 $ 212,000
Bath, Kentucky 7 $ 1,655,000 $ 236,428 $ 129,000
Casey, Kentucky 7 $ 1,515,000 $ 216,428 $ 164,000
Fleming, Kentucky 7 $ 2,435,000 $ 347,857 $ 231,000
Todd, Kentucky 7 $ 1,255,000 $ 179,285 $ 109,000
Trimble, Kentucky 7 $ 1,765,000 $ 252,142 $ 216,000
Dona Ana, New Mexico 7 $ 3,035,000 $ 433,571 $ 273,000
Champaign, Ohio 7 $ 2,695,000 $ 385,000 $ 367,000
Clinton, Ohio 7 $ 2,465,000 $ 352,142 $ 139,000
Erie, Ohio 7 $ 1,825,000 $ 260,714 $ 157,000
Fulton, Ohio 7 $ 2,015,000 $ 287,857 $ 148,000
Spink, South Dakota 7 $ 1,845,000 $ 263,571 $ 139,000
Turner, South Dakota 7 $ 2,275,000 $ 325,000 $ 241,000
Union, South Dakota 7 $ 2,095,000 $ 299,285 $ 120,000
Yankton, South Dakota 7 $ 2,065,000 $ 295,000 $ 153,000
Anderson, Tennessee 7 $ 3,045,000 $ 435,000 $ 205,000
Carroll, Tennessee 7 $ 2,255,000 $ 322,142 $ 188,000
Clay, Tennessee 7 $ 1,825,000 $ 260,714 $ 263,000
Hamilton, Tennessee 7 $ 3,385,000 $ 483,571 $ 197,000
Hardeman, Tennessee 7 $ 2,245,000 $ 320,714 $ 160,000
Lauderdale, Tennessee 7 $ 1,505,000 $ 215,000 $ 198,000
Meigs, Tennessee 7 $ 2,785,000 $ 397,857 $ 162,000
Union, Tennessee 7 $ 3,885,000 $ 555,000 $ 190,000
Johnson, Texas 7 $ 4,275,000 $ 610,714 $ 249,000
Lavaca, Texas 7 $ 2,815,000 $ 402,142 $ 226,000
Liberty, Texas 7 $ 2,305,000 $ 329,285 $ 142,000
Medina, Texas 7 $ 3,605,000 $ 515,000 $ 214,000
Waller, Texas 7 $ 4,015,000 $ 573,571 $ 365,000
Elbert, Colorado 6 $ 5,250,000 $ 875,000 $ 313,000
Fremont, Colorado 6 $ 1,920,000 $ 320,000 $ 189,000
Larimer, Colorado 6 $ 5,080,000 $ 846,666 $ 240,000
Routt, Colorado 6 $ 4,790,000 $ 798,333 $ 227,000
Weld, Colorado 6 $ 4,020,000 $ 670,000 $ 344,000
Effingham, Illinois 6 $ 1,180,000 $ 196,666 $ 175,000
Iroquois, Illinois 6 $ 920,000 $ 153,333 $ 167,000
Madison, Illinois 6 $ 1,600,000 $ 266,666 $ 220,000
Blackford, Indiana 6 $ 2,060,000 $ 343,333 $ 175,000
Crawford, Indiana 6 $ 1,980,000 $ 330,000 $ 171,000
Henry, Indiana 6 $ 2,150,000 $ 358,333 $ 172,000
Madison, Indiana 6 $ 1,510,000 $ 251,666 $ 170,000
Shelby, Indiana 6 $ 1,970,000 $ 328,333 $ 238,000
St. Joseph, Indiana 6 $ 2,230,000 $ 371,666 $ 228,000
Starke, Indiana 6 $ 1,190,000 $ 198,333 $ 128,000
Lyon, Iowa 6 $ 2,170,000 $ 361,666 $ 114,000
Mills, Iowa 6 $ 2,620,000 $ 436,666 $ 286,000
Pottawattamie, Iowa 6 $ 2,540,000 $ 423,333 $ 166,000
Sioux, Iowa 6 $ 2,110,000 $ 351,666 $ 145,000
Douglas, Kansas 6 $ 3,020,000 $ 503,333 $ 241,000
Osage, Kansas 6 $ 2,070,000 $ 345,000 $ 148,000
Wilson, Kansas 6 $ 2,310,000 $ 385,000 $ 274,000
Fayette, Kentucky 6 $ 3,320,000 $ 553,333 $ 289,000
Hopkins, Kentucky 6 $ 1,570,000 $ 261,666 $ 173,000
Jessamine, Kentucky 6 $ 4,540,000 $ 756,666 $ 270,000
Larue, Kentucky 6 $ 2,060,000 $ 343,333 $ 263,000
Laurel, Kentucky 6 $ 1,560,000 $ 260,000 $ 169,000
Lewis, Kentucky 6 $ 1,200,000 $ 200,000 $ 139,000
Mercer, Kentucky 6 $ 2,800,000 $ 466,666 $ 240,000
Lincoln, Nebraska 6 $ 1,450,000 $ 241,666 $ 152,000
Saunders, Nebraska 6 $ 1,500,000 $ 250,000 $ 233,000
Scotts Bluff, Nebraska 6 $ 1,170,000 $ 195,000 $ 121,000
Seward, Nebraska 6 $ 3,530,000 $ 588,333 $ 267,000
Williams, Ohio 6 $ 1,470,000 $ 245,000 $ 187,000
McClain, Oklahoma 6 $ 2,550,000 $ 425,000 $ 215,000
Okmulgee, Oklahoma 6 $ 2,010,000 $ 335,000 $ 175,000
Chester, Tennessee 6 $ 1,860,000 $ 310,000 $ 157,000
Davidson, Tennessee 6 $ 2,650,000 $ 441,666 $ 245,000
Dyer, Tennessee 6 $ 3,280,000 $ 546,666 $ 171,000
Franklin, Tennessee 6 $ 2,660,000 $ 443,333 $ 154,000
Lewis, Tennessee 6 $ 2,150,000 $ 358,333 $ 183,000
Marion, Tennessee 6 $ 2,630,000 $ 438,333 $ 134,000
Bandera, Texas 6 $ 3,020,000 $ 503,333 $ 375,000
Bastrop, Texas 6 $ 2,130,000 $ 355,000 $ 199,000
Bexar, Texas 6 $ 2,560,000 $ 426,666 $ 233,000
Caldwell, Texas 6 $ 4,500,000 $ 750,000 $ 321,000
Comal, Texas 6 $ 3,050,000 $ 508,333 $ 289,000
Fort Bend, Texas 6 $ 3,500,000 $ 583,333 $ 317,000
Hill, Texas 6 $ 2,970,000 $ 495,000 $ 228,000
Hockley, Texas 6 $ 2,360,000 $ 393,333 $ 135,000
Leon, Texas 6 $ 3,690,000 $ 615,000 $ 370,000
Llano, Texas 6 $ 3,920,000 $ 653,333 $ 589,000
Walker, Texas 6 $ 3,230,000 $ 538,333 $ 244,000
Craighead, Arkansas 5 $ 3,585,000 $ 717,000 $ 353,000
Sonoma, California 5 $ 4,855,000 $ 971,000 $ 341,000
Archuleta, Colorado 5 $ 4,805,000 $ 961,000 $ 906,000
El Paso, Colorado 5 $ 2,375,000 $ 475,000 $ 126,000
Decatur, Indiana 5 $ 1,945,000 $ 389,000 $ 234,000
Delaware, Indiana 5 $ 2,765,000 $ 553,000 $ 201,000
Grant, Indiana 5 $ 975,000 $ 195,000 $ 113,000
Greene, Indiana 5 $ 1,085,000 $ 217,000 $ 152,000
Hendricks, Indiana 5 $ 2,245,000 $ 449,000 $ 307,000
Lake, Indiana 5 $ 1,675,000 $ 335,000 $ 195,000
Orange, Indiana 5 $ 2,115,000 $ 423,000 $ 141,000
Putnam, Indiana 5 $ 1,195,000 $ 239,000 $ 122,000
Tipton, Indiana 5 $ 1,295,000 $ 259,000 $ 421,000
Vanderburgh, Indiana 5 $ 1,505,000 $ 301,000 $ 166,000
Warren, Indiana 5 $ 1,015,000 $ 203,000 $ 129,000
Cedar, Iowa 5 $ 1,045,000 $ 209,000 $ 169,000
Fremont, Iowa 5 $ 1,415,000 $ 283,000 $ 158,000
Madison, Iowa 5 $ 1,915,000 $ 383,000 $ 205,000
Mahaska, Iowa 5 $ 1,215,000 $ 243,000 $ 190,000
Marshall, Iowa 5 $ 1,645,000 $ 329,000 $ 155,000
Coffey, Kansas 5 $ 1,475,000 $ 295,000 $ 152,000
Cowley, Kansas 5 $ 1,685,000 $ 337,000 $ 141,000
Kingman, Kansas 5 $ 1,505,000 $ 301,000 $ 151,000
Riley, Kansas 5 $ 2,615,000 $ 523,000 $ 259,000
Shawnee, Kansas 5 $ 1,495,000 $ 299,000 $ 120,000
Butler, Kentucky 5 $ 1,255,000 $ 251,000 $ 111,000
Clinton, Kentucky 5 $ 1,195,000 $ 239,000 $ 265,000
Edmonson, Kentucky 5 $ 925,000 $ 185,000 $ 195,000
Logan, Kentucky 5 $ 1,205,000 $ 241,000 $ 135,000
Muhlenberg, Kentucky 5 $ 805,000 $ 161,000 $ 102,000
Robertson, Kentucky 5 $ 1,005,000 $ 201,000 $ 146,000
Russell, Kentucky 5 $ 1,475,000 $ 295,000 $ 207,000
Washington, Kentucky 5 $ 1,045,000 $ 209,000 $ 125,000
Clay, Nebraska 5 $ 1,135,000 $ 227,000 $ 109,000
Dodge, Nebraska 5 $ 3,515,000 $ 703,000 $ 275,000
Hall, Nebraska 5 $ 1,145,000 $ 229,000 $ 172,000
Howard, Nebraska 5 $ 1,045,000 $ 209,000 $ 108,000
Merrick, Nebraska 5 $ 1,225,000 $ 245,000 $ 171,000
Washington, Nebraska 5 $ 2,285,000 $ 457,000 $ 287,000
Harrison, Ohio 5 $ 1,315,000 $ 263,000 $ 153,000
Jackson, Ohio 5 $ 1,195,000 $ 239,000 $ 136,000
Jefferson, Ohio 5 $ 915,000 $ 183,000 $ 151,000
Lawrence, Ohio 5 $ 855,000 $ 171,000 $ 112,000
Monroe, Ohio 5 $ 1,095,000 $ 219,000 $ 195,000
Washington, Ohio 5 $ 1,525,000 $ 305,000 $ 154,000
Garfield, Oklahoma 5 $ 2,345,000 $ 469,000 $ 197,000
Grady, Oklahoma 5 $ 2,045,000 $ 409,000 $ 174,000
Lincoln, Oklahoma 5 $ 965,000 $ 193,000 $ 146,000
Osage, Oklahoma 5 $ 1,675,000 $ 335,000 $ 151,000
Brookings, South Dakota 5 $ 2,235,000 $ 447,000 $ 186,000
Meade, South Dakota 5 $ 2,875,000 $ 575,000 $ 253,000
Bledsoe, Tennessee 5 $ 1,585,000 $ 317,000 $ 186,000
DeKalb, Tennessee 5 $ 2,075,000 $ 415,000 $ 599,000
Scott, Tennessee 5 $ 755,000 $ 151,000 $ 209,000
Sequatchie, Tennessee 5 $ 2,455,000 $ 491,000 $ 209,000
Van Buren, Tennessee 5 $ 1,625,000 $ 325,000 $ 188,000
Wayne, Tennessee 5 $ 2,225,000 $ 445,000 $ 425,000
Atascosa, Texas 5 $ 1,745,000 $ 349,000 $ 155,000
Collin, Texas 5 $ 4,335,000 $ 867,000 $ 398,000
Colorado, Texas 5 $ 3,865,000 $ 773,000 $ 435,000
Hardin, Texas 5 $ 1,695,000 $ 339,000 $ 251,000
Jim Wells, Texas 5 $ 2,535,000 $ 507,000 $ 206,000
Karnes, Texas 5 $ 3,475,000 $ 695,000 $ 374,000
Kendall, Texas 5 $ 3,185,000 $ 637,000 $ 219,000
Kimble, Texas 5 $ 3,225,000 $ 645,000 $ 285,000
Live Oak, Texas 5 $ 2,025,000 $ 405,000 $ 183,000
Mills, Texas 5 $ 2,285,000 $ 457,000 $ 157,000
Robertson, Texas 5 $ 3,935,000 $ 787,000 $ 318,000
San Jacinto, Texas 5 $ 1,915,000 $ 383,000 $ 284,000
San Patricio, Texas 5 $ 2,415,000 $ 483,000 $ 323,000
Clay, Arkansas 4 $ 710,000 $ 177,500 $ 102,000
Lake, California 4 $ 1,860,000 $ 465,000 $ 512,000
Tuolumne, California 4 $ 1,160,000 $ 290,000 $ 112,000
Montezuma, Colorado 4 $ 3,990,000 $ 997,500 $ 353,000
Champaign, Illinois 4 $ 1,840,000 $ 460,000 $ 284,000
Coles, Illinois 4 $ 870,000 $ 217,500 $ 136,000
Crawford, Illinois 4 $ 980,000 $ 245,000 $ 195,000
Sangamon, Illinois 4 $ 1,950,000 $ 487,500 $ 254,000
Benton, Indiana 4 $ 510,000 $ 127,500 $ 105,000
Cass, Indiana 4 $ 1,330,000 $ 332,500 $ 164,000
Floyd, Indiana 4 $ 1,160,000 $ 290,000 $ 138,000
Franklin, Indiana 4 $ 1,050,000 $ 262,500 $ 226,000
Gibson, Indiana 4 $ 1,860,000 $ 465,000 $ 201,000
Jay, Indiana 4 $ 1,160,000 $ 290,000 $ 229,000
Miami, Indiana 4 $ 1,820,000 $ 455,000 $ 244,000
Ripley, Indiana 4 $ 1,680,000 $ 420,000 $ 143,000
Warrick, Indiana 4 $ 1,680,000 $ 420,000 $ 1,408,000
Boone, Iowa 4 $ 2,050,000 $ 512,500 $ 201,000
Carroll, Iowa 4 $ 2,300,000 $ 575,000 $ 221,000
Cass, Iowa 4 $ 960,000 $ 240,000 $ 142,000
Cerro Gordo, Iowa 4 $ 1,430,000 $ 357,500 $ 115,000
Lucas, Iowa 4 $ 1,110,000 $ 277,500 $ 245,000
O'Brien, Iowa 4 $ 1,750,000 $ 437,500 $ 145,000
Plymouth, Iowa 4 $ 1,310,000 $ 327,500 $ 85,000
Sac, Iowa 4 $ 1,310,000 $ 327,500 $ 223,000
Story, Iowa 4 $ 1,300,000 $ 325,000 $ 172,000
Taylor, Iowa 4 $ 1,270,000 $ 317,500 $ 122,000
Webster, Iowa 4 $ 950,000 $ 237,500 $ 108,000
Cherokee, Kansas 4 $ 960,000 $ 240,000 $ 256,000
Jefferson, Kansas 4 $ 1,730,000 $ 432,500 $ 174,000
Labette, Kansas 4 $ 1,280,000 $ 320,000 $ 181,000
Leavenworth, Kansas 4 $ 1,540,000 $ 385,000 $ 177,000
Nemaha, Kansas 4 $ 2,260,000 $ 565,000 $ 212,000
Pottawatomie, Kansas 4 $ 1,370,000 $ 342,500 $ 251,000
Washington, Kansas 4 $ 1,610,000 $ 402,500 $ 219,000
Carroll, Kentucky 4 $ 1,920,000 $ 480,000 $ 230,000
Gallatin, Kentucky 4 $ 360,000 $ 90,000 $ 193,000
Garrard, Kentucky 4 $ 3,220,000 $ 805,000 $ 319,000
Grayson, Kentucky 4 $ 1,130,000 $ 282,500 $ 120,000
Jackson, Kentucky 4 $ 490,000 $ 122,500 $ 114,000
Lincoln, Kentucky 4 $ 1,070,000 $ 267,500 $ 112,000
Marion, Kentucky 4 $ 600,000 $ 150,000 $ 115,000
McLean, Kentucky 4 $ 1,380,000 $ 345,000 $ 146,000
Taylor, Kentucky 4 $ 610,000 $ 152,500 $ 94,000
Otter Tail, Minnesota 4 $ 1,910,000 $ 477,500 $ 98,000
Antelope, Nebraska 4 $ 1,410,000 $ 352,500 $ 143,000
Buffalo, Nebraska 4 $ 2,100,000 $ 525,000 $ 203,000
Butler, Nebraska 4 $ 2,110,000 $ 527,500 $ 395,000
Cass, Nebraska 4 $ 1,960,000 $ 490,000 $ 155,000
Cedar, Nebraska 4 $ 1,540,000 $ 385,000 $ 209,000
Chase, Nebraska 4 $ 2,070,000 $ 517,500 $ 405,000
Greeley, Nebraska 4 $ 1,150,000 $ 287,500 $ 162,000
Perkins, Nebraska 4 $ 1,110,000 $ 277,500 $ 174,000
Chaves, New Mexico 4 $ 1,330,000 $ 332,500 $ 284,000
Santa Fe, New Mexico 4 $ 1,490,000 $ 372,500 $ 211,000
Allen, Ohio 4 $ 780,000 $ 195,000 $ 82,000
Hocking, Ohio 4 $ 1,120,000 $ 280,000 $ 132,000
Lake, Ohio 4 $ 1,260,000 $ 315,000 $ 129,000
Madison, Ohio 4 $ 1,060,000 $ 265,000 $ 100,000
Pike, Ohio 4 $ 790,000 $ 197,500 $ 187,000
Garvin, Oklahoma 4 $ 1,680,000 $ 420,000 $ 243,000
Logan, Oklahoma 4 $ 1,240,000 $ 310,000 $ 275,000
Payne, Oklahoma 4 $ 850,000 $ 212,500 $ 128,000
Beadle, South Dakota 4 $ 860,000 $ 215,000 $ 188,000
Bon Homme, South Dakota 4 $ 1,590,000 $ 397,500 $ 167,000
Charles Mix, South Dakota 4 $ 1,850,000 $ 462,500 $ 141,000
Edmunds, South Dakota 4 $ 2,520,000 $ 630,000 $ 308,000
Kingsbury, South Dakota 4 $ 1,430,000 $ 357,500 $ 117,000
Miner, South Dakota 4 $ 970,000 $ 242,500 $ 77,000
Moody, South Dakota 4 $ 1,550,000 $ 387,500 $ 209,000
Carter, Tennessee 4 $ 1,410,000 $ 352,500 $ 265,000
Claiborne, Tennessee 4 $ 840,000 $ 210,000 $ 204,000
Gibson, Tennessee 4 $ 1,990,000 $ 497,500 $ 191,000
Hancock, Tennessee 4 $ 1,730,000 $ 432,500 $ 147,000
Henderson, Tennessee 4 $ 1,700,000 $ 425,000 $ 210,000
Madison, Tennessee 4 $ 1,460,000 $ 365,000 $ 184,000
Moore, Tennessee 4 $ 1,350,000 $ 337,500 $ 174,000
Bee, Texas 4 $ 1,550,000 $ 387,500 $ 195,000
Brazoria, Texas 4 $ 2,040,000 $ 510,000 $ 200,000
Burleson, Texas 4 $ 1,830,000 $ 457,500 $ 190,000
Grimes, Texas 4 $ 3,010,000 $ 752,500 $ 271,000
Guadalupe, Texas 4 $ 2,740,000 $ 685,000 $ 442,000
Houston, Texas 4 $ 2,570,000 $ 642,500 $ 181,000
Kaufman, Texas 4 $ 2,190,000 $ 547,500 $ 285,000
Kerr, Texas 4 $ 1,820,000 $ 455,000 $ 238,000
Lee, Texas 4 $ 3,270,000 $ 817,500 $ 456,000
Montague, Texas 4 $ 1,570,000 $ 392,500 $ 224,000
Nacogdoches, Texas 4 $ 1,720,000 $ 430,000 $ 208,000
Van Zandt, Texas 4 $ 2,140,000 $ 535,000 $ 204,000
Natrona, Wyoming 4 $ 2,210,000 $ 552,500 $ 361,000
Amador, California 3 $ 3,005,000 $ 1,001,666 $ 277,000
Douglas, Colorado 3 $ 3,185,000 $ 1,061,666 $ 237,000
Las Animas, Colorado 3 $ 665,000 $ 221,666 $ 99,000
Jasper, Illinois 3 $ 905,000 $ 301,666 $ 123,000
Jersey, Illinois 3 $ 995,000 $ 331,666 $ 232,000
Shelby, Illinois 3 $ 1,045,000 $ 348,333 $ 154,000
Boone, Indiana 3 $ 1,445,000 $ 481,666 $ 213,000
Dubois, Indiana 3 $ 375,000 $ 125,000 $ 272,000
Hamilton, Indiana 3 $ 1,665,000 $ 555,000 $ 262,000
Steuben, Indiana 3 $ 1,015,000 $ 338,333 $ 185,000
Vigo, Indiana 3 $ 835,000 $ 278,333 $ 118,000
Calhoun, Iowa 3 $ 715,000 $ 238,333 $ 162,000
Dubuque, Iowa 3 $ 515,000 $ 171,666 $ 146,000
Harrison, Iowa 3 $ 1,065,000 $ 355,000 $ 251,000
Keokuk, Iowa 3 $ 1,675,000 $ 558,333 $ 208,000
Page, Iowa 3 $ 1,395,000 $ 465,000 $ 216,000
Poweshiek, Iowa 3 $ 755,000 $ 251,666 $ 178,000
Scott, Iowa 3 $ 975,000 $ 325,000 $ 179,000
Shelby, Iowa 3 $ 755,000 $ 251,666 $ 93,000
Anderson, Kansas 3 $ 1,515,000 $ 505,000 $ 209,000
Barton, Kansas 3 $ 805,000 $ 268,333 $ 179,000
Bourbon, Kansas 3 $ 925,000 $ 308,333 $ 181,000
Doniphan, Kansas 3 $ 1,245,000 $ 415,000 $ 244,000
Harper, Kansas 3 $ 1,165,000 $ 388,333 $ 278,000
Harvey, Kansas 3 $ 1,435,000 $ 478,333 $ 211,000
Jackson, Kansas 3 $ 715,000 $ 238,333 $ 140,000
Linn, Kansas 3 $ 1,975,000 $ 658,333 $ 228,000
McPherson, Kansas 3 $ 1,235,000 $ 411,666 $ 197,000
Montgomery, Kansas 3 $ 985,000 $ 328,333 $ 191,000
Pawnee, Kansas 3 $ 815,000 $ 271,666 $ 128,000
Phillips, Kansas 3 $ 1,545,000 $ 515,000 $ 211,000
Saline, Kansas 3 $ 2,225,000 $ 741,666 $ 195,000
Sumner, Kansas 3 $ 855,000 $ 285,000 $ 167,000
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Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,140 $2,252,890,000 $438,000 $5,005,000 $229,000 $8,648,000
Refinancing 723 $252,525,000 $349,000 $3,565,000 $182,000 $1,934,000
Home Improvement 331 $48,215,000 $145,000 $2,475,000 $186,000 $3,138,000
Other Purpose 207 $49,925,000 $241,000 $2,015,000 $235,000 $6,462,000
Cash-out Refinancing 1 $365,000 $365,000 $365,000 $111,000 $111,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,364 $2,163,790,000 $403,000 $4,025,000 $216,000 $8,648,000
Not Provided 751 $300,755,000 $400,000 $4,125,000 $259,000 $5,689,000
Hispanic 147 $70,995,000 $482,000 $5,005,000 $218,000 $1,790,000
American Indian or Alaskan Native 50 $19,760,000 $395,000 $1,465,000 $208,000 $792,000
Not applicable 34 $22,440,000 $660,000 $5,005,000 $0 $0
Asian 29 $15,905,000 $548,000 $2,405,000 $475,000 $7,487,000
Black or African American 25 $9,085,000 $363,000 $795,000 $178,000 $488,000
Native Hawaiian or Other Pacific Islander 2 $1,190,000 $595,000 $755,000 $147,000 $169,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,402 $2,603,920,000 $406,000 $5,005,000 $222,000 $8,648,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,242 $1,679,590,000 $395,000 $3,565,000 $237,000 $8,648,000
Application Withdrawn By Applicant 1,213 $515,415,000 $424,000 $5,005,000 $201,000 $3,004,000
Application Denied By Financial Institution 773 $329,255,000 $425,000 $5,005,000 $152,000 $2,768,000
Application Approved But Not Accepted 146 $66,290,000 $454,000 $4,025,000 $314,000 $3,066,000
File Closed For Incompleteness 28 $13,370,000 $477,000 $1,505,000 $272,000 $950,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,629 $2,274,665,000 $404,000 $5,005,000 $231,000 $8,648,000
Debt-To-Income Ratio 586 $251,130,000 $428,000 $5,005,000 $139,000 $1,334,000
Insufficient Cash (Downpayment, Closing Cost) 71 $29,945,000 $421,000 $1,155,000 $149,000 $465,000
Other 54 $20,190,000 $373,000 $1,985,000 $171,000 $841,000
Credit History 33 $12,605,000 $381,000 $2,015,000 $171,000 $1,000,000
Collateral 26 $13,130,000 $505,000 $4,125,000 $366,000 $2,768,000
Unverifiable Information 3 $2,255,000 $751,000 $1,765,000 $408,000 $890,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farm Credit Mid-America, Aca's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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