Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2004
In 2004, Farm Credit Mid-America, Aca of Louisville, KY reported 6,075 mortgage applications totaling $665.5 million, down 24% from 2003. The average application was for $109,548, and applicants reported an average income of $67,923. 57% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Nashville-Davidson--Murfreesboro, TN (291), Knoxville, TN (130) and Morristown, TN (120) (applications in parentheses).
| Mortgage Company & Address | Farm Credit Mid-America, Aca 1601 Ups Drive Louisville, KY 40299 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,075 |
| Total Mortgage Loan Application Amount | $665,509,000 |
| Average Mortgage Loan Application Amount | $109,548 |
| Highest Mortgage Loan Application Amount | $1,165,000 |
| Average Applicant Income | $67,923 |
| Highest Applicant Income | $8,524,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Scott, Tennessee | 152 | $ 10,691,000 | $ 70,335 | $ 54,000 |
| Greene, Tennessee | 117 | $ 8,826,000 | $ 75,435 | $ 44,000 |
| Stark, Ohio | 105 | $ 14,086,000 | $ 134,152 | $ 73,000 |
| Cumberland, Tennessee | 83 | $ 8,546,000 | $ 102,963 | $ 68,000 |
| Jefferson, Tennessee | 77 | $ 8,693,000 | $ 112,896 | $ 78,000 |
| Washington, Tennessee | 74 | $ 8,684,000 | $ 117,351 | $ 67,000 |
| Rutherford, Tennessee | 68 | $ 8,900,000 | $ 130,882 | $ 59,000 |
| Wayne, Ohio | 65 | $ 8,235,000 | $ 126,692 | $ 61,000 |
| Simpson, Kentucky | 60 | $ 4,949,000 | $ 82,483 | $ 74,000 |
| Knox, Tennessee | 58 | $ 7,392,000 | $ 127,448 | $ 70,000 |
| Maury, Tennessee | 54 | $ 5,926,000 | $ 109,740 | $ 60,000 |
| Blount, Tennessee | 51 | $ 6,297,000 | $ 123,470 | $ 68,000 |
| Hardeman, Tennessee | 51 | $ 4,732,000 | $ 92,784 | $ 57,000 |
| Barren, Kentucky | 49 | $ 4,594,000 | $ 93,755 | $ 58,000 |
| Columbiana, Ohio | 49 | $ 4,607,000 | $ 94,020 | $ 48,000 |
| Holmes, Ohio | 49 | $ 4,379,000 | $ 89,367 | $ 52,000 |
| Sevier, Tennessee | 49 | $ 4,956,000 | $ 101,142 | $ 76,000 |
| Mercer, Ohio | 47 | $ 5,994,000 | $ 127,531 | $ 51,000 |
| Sullivan, Tennessee | 47 | $ 5,835,000 | $ 124,148 | $ 74,000 |
| Robertson, Tennessee | 46 | $ 4,935,000 | $ 107,282 | $ 74,000 |
| Sumner, Tennessee | 46 | $ 4,607,000 | $ 100,152 | $ 63,000 |
| Claiborne, Tennessee | 45 | $ 3,813,000 | $ 84,733 | $ 46,000 |
| Grainger, Tennessee | 45 | $ 4,703,000 | $ 104,511 | $ 66,000 |
| Elkhart, Indiana | 44 | $ 5,762,000 | $ 130,954 | $ 53,000 |
| Ashtabula, Ohio | 44 | $ 4,774,000 | $ 108,500 | $ 53,000 |
| Daviess, Kentucky | 43 | $ 4,923,000 | $ 114,488 | $ 60,000 |
| Dickson, Tennessee | 41 | $ 3,489,000 | $ 85,097 | $ 66,000 |
| Breckinridge, Kentucky | 40 | $ 3,120,000 | $ 78,000 | $ 44,000 |
| Adams, Indiana | 39 | $ 4,065,000 | $ 104,230 | $ 50,000 |
| Mahoning, Ohio | 39 | $ 4,862,000 | $ 124,666 | $ 63,000 |
| Warren, Kentucky | 38 | $ 3,757,000 | $ 98,868 | $ 52,000 |
| Richland, Ohio | 38 | $ 4,090,000 | $ 107,631 | $ 64,000 |
| Fayette, Tennessee | 38 | $ 5,264,000 | $ 138,526 | $ 81,000 |
| LaGrange, Indiana | 37 | $ 4,329,000 | $ 117,000 | $ 52,000 |
| Laurel, Kentucky | 37 | $ 3,968,000 | $ 107,243 | $ 88,000 |
| Rockcastle, Kentucky | 37 | $ 3,427,000 | $ 92,621 | $ 65,000 |
| Williamson, Tennessee | 37 | $ 6,984,000 | $ 188,756 | $ 93,000 |
| Nelson, Kentucky | 36 | $ 3,785,000 | $ 105,138 | $ 57,000 |
| Geauga, Ohio | 36 | $ 4,468,000 | $ 124,111 | $ 53,000 |
| St. Joseph, Indiana | 35 | $ 4,297,000 | $ 122,771 | $ 85,000 |
| Champaign, Ohio | 35 | $ 4,375,000 | $ 125,000 | $ 57,000 |
| Knox, Ohio | 35 | $ 4,030,000 | $ 115,142 | $ 51,000 |
| McMinn, Tennessee | 35 | $ 3,624,000 | $ 103,542 | $ 58,000 |
| Trumbull, Ohio | 34 | $ 4,055,000 | $ 119,264 | $ 56,000 |
| Lauderdale, Tennessee | 32 | $ 2,543,000 | $ 79,468 | $ 55,000 |
| Hardin, Kentucky | 31 | $ 3,182,000 | $ 102,645 | $ 60,000 |
| Montgomery, Kentucky | 31 | $ 2,267,000 | $ 73,129 | $ 49,000 |
| Ashland, Ohio | 30 | $ 2,927,000 | $ 97,566 | $ 55,000 |
| Miami, Ohio | 30 | $ 4,567,000 | $ 152,233 | $ 65,000 |
| Scioto, Ohio | 30 | $ 2,968,000 | $ 98,933 | $ 54,000 |
| Allen, Indiana | 29 | $ 4,079,000 | $ 140,655 | $ 66,000 |
| Portage, Ohio | 29 | $ 4,236,000 | $ 146,068 | $ 67,000 |
| Tipton, Tennessee | 29 | $ 2,939,000 | $ 101,344 | $ 64,000 |
| Cocke, Tennessee | 28 | $ 2,821,000 | $ 100,750 | $ 61,000 |
| Hickman, Tennessee | 28 | $ 2,482,000 | $ 88,642 | $ 69,000 |
| Lawrence, Tennessee | 28 | $ 2,700,000 | $ 96,428 | $ 62,000 |
| Noble, Ohio | 27 | $ 2,074,000 | $ 76,814 | $ 66,000 |
| Dyer, Tennessee | 27 | $ 2,545,000 | $ 94,259 | $ 62,000 |
| Lincoln, Tennessee | 27 | $ 2,084,000 | $ 77,185 | $ 63,000 |
| Marshall, Indiana | 26 | $ 2,614,000 | $ 100,538 | $ 59,000 |
| Warren, Tennessee | 26 | $ 2,243,000 | $ 86,269 | $ 53,000 |
| Wilson, Tennessee | 26 | $ 3,025,000 | $ 116,346 | $ 70,000 |
| Morgan, Indiana | 25 | $ 3,137,000 | $ 125,480 | $ 76,000 |
| Logan, Ohio | 25 | $ 2,983,000 | $ 119,320 | $ 60,000 |
| Preble, Ohio | 25 | $ 3,027,000 | $ 121,080 | $ 72,000 |
| Gibson, Tennessee | 25 | $ 2,591,000 | $ 103,640 | $ 57,000 |
| Bath, Kentucky | 24 | $ 1,311,000 | $ 54,625 | $ 57,000 |
| Pulaski, Kentucky | 24 | $ 2,219,000 | $ 92,458 | $ 49,000 |
| Medina, Ohio | 24 | $ 4,067,000 | $ 169,458 | $ 80,000 |
| Morrow, Ohio | 24 | $ 2,664,000 | $ 111,000 | $ 65,000 |
| Tuscarawas, Ohio | 24 | $ 2,575,000 | $ 107,291 | $ 60,000 |
| Anderson, Tennessee | 24 | $ 3,234,000 | $ 134,750 | $ 77,000 |
| Cannon, Tennessee | 24 | $ 2,583,000 | $ 107,625 | $ 75,000 |
| Chester, Tennessee | 24 | $ 2,586,000 | $ 107,750 | $ 64,000 |
| LaPorte, Indiana | 23 | $ 2,619,000 | $ 113,869 | $ 57,000 |
| Bedford, Tennessee | 23 | $ 2,325,000 | $ 101,086 | $ 66,000 |
| Coffee, Tennessee | 23 | $ 2,670,000 | $ 116,086 | $ 73,000 |
| Montgomery, Tennessee | 23 | $ 3,237,000 | $ 140,739 | $ 68,000 |
| Overton, Tennessee | 23 | $ 2,573,000 | $ 111,869 | $ 55,000 |
| Grant, Indiana | 22 | $ 2,485,000 | $ 112,954 | $ 61,000 |
| Hart, Kentucky | 22 | $ 1,626,000 | $ 73,909 | $ 40,000 |
| Clark, Ohio | 22 | $ 3,047,000 | $ 138,500 | $ 55,000 |
| Darke, Ohio | 22 | $ 3,163,000 | $ 143,772 | $ 70,000 |
| Carter, Tennessee | 22 | $ 2,442,000 | $ 111,000 | $ 61,000 |
| Monroe, Tennessee | 22 | $ 2,267,000 | $ 103,045 | $ 70,000 |
| Putnam, Tennessee | 22 | $ 2,178,000 | $ 99,000 | $ 55,000 |
| Coshocton, Ohio | 21 | $ 2,010,000 | $ 95,714 | $ 61,000 |
| Guernsey, Ohio | 21 | $ 1,879,000 | $ 89,476 | $ 57,000 |
| Lorain, Ohio | 21 | $ 3,278,000 | $ 156,095 | $ 74,000 |
| Madison, Ohio | 21 | $ 3,253,000 | $ 154,904 | $ 79,000 |
| Union, Ohio | 21 | $ 3,447,000 | $ 164,142 | $ 65,000 |
| Fentress, Tennessee | 21 | $ 1,661,000 | $ 79,095 | $ 55,000 |
| Madison, Tennessee | 21 | $ 2,115,000 | $ 100,714 | $ 60,000 |
| McNairy, Tennessee | 21 | $ 1,664,000 | $ 79,238 | $ 53,000 |
| Morgan, Tennessee | 21 | $ 1,407,000 | $ 67,000 | $ 51,000 |
| Rush, Indiana | 20 | $ 2,192,000 | $ 109,600 | $ 73,000 |
| Carroll, Ohio | 20 | $ 1,936,000 | $ 96,800 | $ 67,000 |
| Monroe, Indiana | 19 | $ 2,804,000 | $ 147,578 | $ 60,000 |
| Wells, Indiana | 19 | $ 1,959,000 | $ 103,105 | $ 62,000 |
| Harrison, Kentucky | 19 | $ 2,038,000 | $ 107,263 | $ 118,000 |
| Adams, Ohio | 19 | $ 1,872,000 | $ 98,526 | $ 52,000 |
| Delaware, Indiana | 18 | $ 1,720,000 | $ 95,555 | $ 61,000 |
| Howard, Indiana | 18 | $ 3,119,000 | $ 173,277 | $ 74,000 |
| Jay, Indiana | 18 | $ 1,558,000 | $ 86,555 | $ 42,000 |
| Johnson, Indiana | 18 | $ 2,753,000 | $ 152,944 | $ 74,000 |
| Putnam, Indiana | 18 | $ 2,551,000 | $ 141,722 | $ 65,000 |
| Allen, Kentucky | 18 | $ 1,558,000 | $ 86,555 | $ 67,000 |
| Bullitt, Kentucky | 18 | $ 1,975,000 | $ 109,722 | $ 58,000 |
| Hancock, Kentucky | 18 | $ 1,446,000 | $ 80,333 | $ 69,000 |
| Shelby, Kentucky | 18 | $ 2,543,000 | $ 141,277 | $ 72,000 |
| Clinton, Ohio | 18 | $ 2,233,000 | $ 124,055 | $ 62,000 |
| Licking, Ohio | 18 | $ 2,538,000 | $ 141,000 | $ 74,000 |
| Crockett, Tennessee | 18 | $ 1,867,000 | $ 103,722 | $ 46,000 |
| Hawkins, Tennessee | 18 | $ 1,601,000 | $ 88,944 | $ 52,000 |
| Huntington, Indiana | 17 | $ 2,220,000 | $ 130,588 | $ 60,000 |
| Porter, Indiana | 17 | $ 2,311,000 | $ 135,941 | $ 66,000 |
| Carter, Kentucky | 17 | $ 1,197,000 | $ 70,411 | $ 46,000 |
| Logan, Kentucky | 17 | $ 1,093,000 | $ 64,294 | $ 56,000 |
| Madison, Kentucky | 17 | $ 1,747,000 | $ 102,764 | $ 55,000 |
| Greene, Ohio | 17 | $ 2,845,000 | $ 167,352 | $ 92,000 |
| Henderson, Tennessee | 17 | $ 1,565,000 | $ 92,058 | $ 52,000 |
| Lewis, Tennessee | 17 | $ 1,574,000 | $ 92,588 | $ 63,000 |
| Union, Tennessee | 17 | $ 1,564,000 | $ 92,000 | $ 63,000 |
| Harrison, Indiana | 16 | $ 1,494,000 | $ 93,375 | $ 93,000 |
| Henry, Indiana | 16 | $ 1,477,000 | $ 92,312 | $ 63,000 |
| Henry, Kentucky | 15 | $ 1,581,000 | $ 105,400 | $ 71,000 |
| McCreary, Kentucky | 15 | $ 954,000 | $ 63,600 | $ 39,000 |
| Mercer, Kentucky | 15 | $ 1,851,000 | $ 123,400 | $ 56,000 |
| Scott, Kentucky | 15 | $ 2,161,000 | $ 144,066 | $ 72,000 |
| Clermont, Ohio | 15 | $ 2,444,000 | $ 162,933 | $ 75,000 |
| Carroll, Tennessee | 15 | $ 1,144,000 | $ 76,266 | $ 57,000 |
| Hancock, Tennessee | 15 | $ 1,012,000 | $ 67,466 | $ 65,000 |
| Humphreys, Tennessee | 15 | $ 1,426,000 | $ 95,066 | $ 69,000 |
| Loudon, Tennessee | 15 | $ 1,809,000 | $ 120,600 | $ 73,000 |
| Carroll, Indiana | 14 | $ 1,972,000 | $ 140,857 | $ 59,000 |
| Kosciusko, Indiana | 14 | $ 2,664,000 | $ 190,285 | $ 45,000 |
| Montgomery, Indiana | 14 | $ 1,724,000 | $ 123,142 | $ 69,000 |
| Butler, Ohio | 14 | $ 2,203,000 | $ 157,357 | $ 72,000 |
| Highland, Ohio | 14 | $ 1,211,000 | $ 86,500 | $ 48,000 |
| Giles, Tennessee | 14 | $ 1,775,000 | $ 126,785 | $ 86,000 |
| Hamblen, Tennessee | 14 | $ 1,863,000 | $ 133,071 | $ 60,000 |
| Meigs, Tennessee | 14 | $ 1,436,000 | $ 102,571 | $ 63,000 |
| Owen, Indiana | 13 | $ 1,052,000 | $ 80,923 | $ 51,000 |
| Scott, Indiana | 13 | $ 1,596,000 | $ 122,769 | $ 71,000 |
| Washington, Indiana | 13 | $ 1,181,000 | $ 90,846 | $ 65,000 |
| Whitley, Indiana | 13 | $ 1,405,000 | $ 108,076 | $ 66,000 |
| Gallia, Ohio | 13 | $ 988,000 | $ 76,000 | $ 45,000 |
| Shelby, Ohio | 13 | $ 1,717,000 | $ 132,076 | $ 56,000 |
| Roane, Tennessee | 13 | $ 1,674,000 | $ 128,769 | $ 73,000 |
| Fulton, Indiana | 12 | $ 1,093,000 | $ 91,083 | $ 54,000 |
| Tippecanoe, Indiana | 12 | $ 1,755,000 | $ 146,250 | $ 70,000 |
| Adair, Kentucky | 12 | $ 871,000 | $ 72,583 | $ 46,000 |
| Anderson, Kentucky | 12 | $ 1,465,000 | $ 122,083 | $ 78,000 |
| Grant, Kentucky | 12 | $ 1,484,000 | $ 123,666 | $ 88,000 |
| Jackson, Kentucky | 12 | $ 1,236,000 | $ 103,000 | $ 51,000 |
| Mason, Kentucky | 12 | $ 1,040,000 | $ 86,666 | $ 44,000 |
| Auglaize, Ohio | 12 | $ 1,439,000 | $ 119,916 | $ 56,000 |
| Haywood, Tennessee | 12 | $ 1,207,000 | $ 100,583 | $ 65,000 |
| Marshall, Tennessee | 12 | $ 1,271,000 | $ 105,916 | $ 54,000 |
| Obion, Tennessee | 12 | $ 807,000 | $ 67,250 | $ 61,000 |
| Rhea, Tennessee | 12 | $ 933,000 | $ 77,750 | $ 56,000 |
| Weakley, Tennessee | 12 | $ 697,000 | $ 58,083 | $ 49,000 |
| Clark, Indiana | 11 | $ 1,444,000 | $ 131,272 | $ 65,000 |
| DeKalb, Indiana | 11 | $ 1,231,000 | $ 111,909 | $ 66,000 |
| Hendricks, Indiana | 11 | $ 1,351,000 | $ 122,818 | $ 73,000 |
| Shelby, Indiana | 11 | $ 1,494,000 | $ 135,818 | $ 66,000 |
| Greenup, Kentucky | 11 | $ 1,004,000 | $ 91,272 | $ 72,000 |
| Lewis, Kentucky | 11 | $ 578,000 | $ 52,545 | $ 62,000 |
| Fulton, Ohio | 11 | $ 1,296,000 | $ 117,818 | $ 69,000 |
| Muskingum, Ohio | 11 | $ 1,298,000 | $ 118,000 | $ 62,000 |
| Ross, Ohio | 11 | $ 1,046,000 | $ 95,090 | $ 49,000 |
| Bradley, Tennessee | 11 | $ 1,310,000 | $ 119,090 | $ 96,000 |
| Decatur, Tennessee | 11 | $ 1,174,000 | $ 106,727 | $ 72,000 |
| Bartholomew, Indiana | 10 | $ 926,000 | $ 92,600 | $ 48,000 |
| Hancock, Indiana | 10 | $ 2,037,000 | $ 203,700 | $ 75,000 |
| Clark, Kentucky | 10 | $ 1,390,000 | $ 139,000 | $ 61,000 |
| Fleming, Kentucky | 10 | $ 1,062,000 | $ 106,200 | $ 83,000 |
| Grayson, Kentucky | 10 | $ 809,000 | $ 80,900 | $ 47,000 |
| Knox, Kentucky | 10 | $ 1,060,000 | $ 106,000 | $ 64,000 |
| Marion, Kentucky | 10 | $ 1,010,000 | $ 101,000 | $ 52,000 |
| Menifee, Kentucky | 10 | $ 607,000 | $ 60,700 | $ 58,000 |
| Owen, Kentucky | 10 | $ 685,000 | $ 68,500 | $ 43,000 |
| Pendleton, Kentucky | 10 | $ 1,171,000 | $ 117,100 | $ 66,000 |
| Trimble, Kentucky | 10 | $ 1,142,000 | $ 114,200 | $ 63,000 |
| Whitley, Kentucky | 10 | $ 1,073,000 | $ 107,300 | $ 72,000 |
| Huron, Ohio | 10 | $ 832,000 | $ 83,200 | $ 49,000 |
| Montgomery, Ohio | 10 | $ 1,897,000 | $ 189,700 | $ 101,000 |
| Pickaway, Ohio | 10 | $ 1,238,000 | $ 123,800 | $ 64,000 |
| Warren, Ohio | 10 | $ 1,537,000 | $ 153,700 | $ 88,000 |
| Davidson, Tennessee | 10 | $ 1,202,000 | $ 120,200 | $ 97,000 |
| Henry, Tennessee | 10 | $ 851,000 | $ 85,100 | $ 67,000 |
| Macon, Tennessee | 10 | $ 816,000 | $ 81,600 | $ 56,000 |
| Shelby, Tennessee | 10 | $ 1,581,000 | $ 158,100 | $ 81,000 |
| Decatur, Indiana | 9 | $ 752,000 | $ 83,555 | $ 47,000 |
| Randolph, Indiana | 9 | $ 786,000 | $ 87,333 | $ 55,000 |
| Warren, Indiana | 9 | $ 785,000 | $ 87,222 | $ 65,000 |
| Christian, Kentucky | 9 | $ 749,000 | $ 83,222 | $ 57,000 |
| Cumberland, Kentucky | 9 | $ 828,000 | $ 92,000 | $ 71,000 |
| Larue, Kentucky | 9 | $ 932,000 | $ 103,555 | $ 64,000 |
| Lincoln, Kentucky | 9 | $ 704,000 | $ 78,222 | $ 47,000 |
| Taylor, Kentucky | 9 | $ 915,000 | $ 101,666 | $ 50,000 |
| Washington, Kentucky | 9 | $ 781,000 | $ 86,777 | $ 68,000 |
| Brown, Ohio | 9 | $ 981,000 | $ 109,000 | $ 69,000 |
| Fairfield, Ohio | 9 | $ 1,357,000 | $ 150,777 | $ 83,000 |
| Fayette, Ohio | 9 | $ 1,384,000 | $ 153,777 | $ 55,000 |
| Clay, Tennessee | 9 | $ 665,000 | $ 73,888 | $ 58,000 |
| DeKalb, Tennessee | 9 | $ 860,000 | $ 95,555 | $ 41,000 |
| Hardin, Tennessee | 9 | $ 914,000 | $ 101,555 | $ 72,000 |
| Jackson, Tennessee | 9 | $ 566,000 | $ 62,888 | $ 35,000 |
| Unicoi, Tennessee | 9 | $ 1,406,000 | $ 156,222 | $ 65,000 |
| Wayne, Tennessee | 9 | $ 658,000 | $ 73,111 | $ 68,000 |
| White, Tennessee | 9 | $ 553,000 | $ 61,444 | $ 48,000 |
| Madison, Indiana | 8 | $ 1,227,000 | $ 153,375 | $ 89,000 |
| Noble, Indiana | 8 | $ 1,283,000 | $ 160,375 | $ 46,000 |
| Meade, Kentucky | 8 | $ 742,000 | $ 92,750 | $ 61,000 |
| Spencer, Kentucky | 8 | $ 1,132,000 | $ 141,500 | $ 66,000 |
| Putnam, Ohio | 8 | $ 1,140,000 | $ 142,500 | $ 65,000 |
| Bledsoe, Tennessee | 8 | $ 742,000 | $ 92,750 | $ 66,000 |
| Cheatham, Tennessee | 8 | $ 796,000 | $ 99,500 | $ 61,000 |
| Johnson, Tennessee | 8 | $ 718,000 | $ 89,750 | $ 104,000 |
| Boone, Indiana | 7 | $ 1,429,000 | $ 204,142 | $ 104,000 |
| Brown, Indiana | 7 | $ 890,000 | $ 127,142 | $ 112,000 |
| Clay, Indiana | 7 | $ 660,000 | $ 94,285 | $ 71,000 |
| Greene, Indiana | 7 | $ 733,000 | $ 104,714 | $ 66,000 |
| Hamilton, Indiana | 7 | $ 1,185,000 | $ 169,285 | $ 80,000 |
| Jasper, Indiana | 7 | $ 1,067,000 | $ 152,428 | $ 71,000 |
| Lake, Indiana | 7 | $ 977,000 | $ 139,571 | $ 74,000 |
| Pulaski, Indiana | 7 | $ 967,000 | $ 138,142 | $ 77,000 |
| Wabash, Indiana | 7 | $ 723,000 | $ 103,285 | $ 63,000 |
| Boyle, Kentucky | 7 | $ 940,000 | $ 134,285 | $ 67,000 |
| Butler, Kentucky | 7 | $ 675,000 | $ 96,428 | $ 52,000 |
| Henderson, Kentucky | 7 | $ 538,000 | $ 76,857 | $ 64,000 |
| Rowan, Kentucky | 7 | $ 497,000 | $ 71,000 | $ 48,000 |
| Allen, Ohio | 7 | $ 872,000 | $ 124,571 | $ 59,000 |
| Defiance, Ohio | 7 | $ 888,000 | $ 126,857 | $ 58,000 |
| Delaware, Ohio | 7 | $ 1,598,000 | $ 228,285 | $ 96,000 |
| Perry, Ohio | 7 | $ 1,058,000 | $ 151,142 | $ 53,000 |
| Summit, Ohio | 7 | $ 1,146,000 | $ 163,714 | $ 69,000 |
| Williams, Ohio | 7 | $ 793,000 | $ 113,285 | $ 60,000 |
| Benton, Tennessee | 7 | $ 447,000 | $ 63,857 | $ 50,000 |
| Sequatchie, Tennessee | 7 | $ 1,435,000 | $ 205,000 | $ 138,000 |
| Van Buren, Tennessee | 7 | $ 895,000 | $ 127,857 | $ 62,000 |
| Blackford, Indiana | 6 | $ 830,000 | $ 138,333 | $ 58,000 |
| Jackson, Indiana | 6 | $ 738,000 | $ 123,000 | $ 70,000 |
| Parke, Indiana | 6 | $ 475,000 | $ 79,166 | $ 44,000 |
| Steuben, Indiana | 6 | $ 846,000 | $ 141,000 | $ 60,000 |
| White, Indiana | 6 | $ 745,000 | $ 124,166 | $ 56,000 |
| Boone, Kentucky | 6 | $ 1,476,000 | $ 246,000 | $ 115,000 |
| Bourbon, Kentucky | 6 | $ 735,000 | $ 122,500 | $ 48,000 |
| Estill, Kentucky | 6 | $ 415,000 | $ 69,166 | $ 57,000 |
| Green, Kentucky | 6 | $ 517,000 | $ 86,166 | $ 78,000 |
| Jefferson, Kentucky | 6 | $ 1,058,000 | $ 176,333 | $ 86,000 |
| Metcalfe, Kentucky | 6 | $ 461,000 | $ 76,833 | $ 58,000 |
| Monroe, Kentucky | 6 | $ 299,000 | $ 49,833 | $ 52,000 |
| Nicholas, Kentucky | 6 | $ 432,000 | $ 72,000 | $ 46,000 |
| Ohio, Kentucky | 6 | $ 466,000 | $ 77,666 | $ 56,000 |
| Oldham, Kentucky | 6 | $ 1,475,000 | $ 245,833 | $ 68,000 |
| Todd, Kentucky | 6 | $ 648,000 | $ 108,000 | $ 66,000 |
| Trigg, Kentucky | 6 | $ 725,000 | $ 120,833 | $ 70,000 |
| Belmont, Ohio | 6 | $ 699,000 | $ 116,500 | $ 48,000 |
| Harrison, Ohio | 6 | $ 659,000 | $ 109,833 | $ 45,000 |
| Lawrence, Ohio | 6 | $ 668,000 | $ 111,333 | $ 57,000 |
| Pike, Ohio | 6 | $ 592,000 | $ 98,666 | $ 78,000 |
| Campbell, Tennessee | 6 | $ 830,000 | $ 138,333 | $ 65,000 |
| Perry, Tennessee | 6 | $ 469,000 | $ 78,166 | $ 57,000 |
| Pickett, Tennessee | 6 | $ 581,000 | $ 96,833 | $ 55,000 |
| Clinton, Indiana | 5 | $ 507,000 | $ 101,400 | $ 61,000 |
| Lawrence, Indiana | 5 | $ 507,000 | $ 101,400 | $ 54,000 |
| Miami, Indiana | 5 | $ 628,000 | $ 125,600 | $ 55,000 |
| Starke, Indiana | 5 | $ 472,000 | $ 94,400 | $ 121,000 |
| Wayne, Kentucky | 5 | $ 496,000 | $ 99,200 | $ 61,000 |
| Hocking, Ohio | 5 | $ 253,000 | $ 50,600 | $ 65,000 |
| Paulding, Ohio | 5 | $ 470,000 | $ 94,000 | $ 62,000 |
| Franklin, Tennessee | 5 | $ 582,000 | $ 116,400 | $ 53,000 |
| Marion, Tennessee | 5 | $ 700,000 | $ 140,000 | $ 76,000 |
| Moore, Tennessee | 5 | $ 499,000 | $ 99,800 | $ 84,000 |
| Dubois, Indiana | 4 | $ 569,000 | $ 142,250 | $ 120,000 |
| Floyd, Indiana | 4 | $ 654,000 | $ 163,500 | $ 69,000 |
| Gibson, Indiana | 4 | $ 289,000 | $ 72,250 | $ 53,000 |
| Jefferson, Indiana | 4 | $ 491,000 | $ 122,750 | $ 75,000 |
| Newton, Indiana | 4 | $ 293,000 | $ 73,250 | $ 58,000 |
| Ripley, Indiana | 4 | $ 495,000 | $ 123,750 | $ 64,000 |
| Wayne, Indiana | 4 | $ 490,000 | $ 122,500 | $ 57,000 |
| Boyd, Kentucky | 4 | $ 293,000 | $ 73,250 | $ 55,000 |
| Caldwell, Kentucky | 4 | $ 357,000 | $ 89,250 | $ 64,000 |
| Campbell, Kentucky | 4 | $ 517,000 | $ 129,250 | $ 75,000 |
| Casey, Kentucky | 4 | $ 489,000 | $ 122,250 | $ 49,000 |
| Franklin, Kentucky | 4 | $ 377,000 | $ 94,250 | $ 66,000 |
| Garrard, Kentucky | 4 | $ 332,000 | $ 83,000 | $ 67,000 |
| Kenton, Kentucky | 4 | $ 433,000 | $ 108,250 | $ 57,000 |
| Lawrence, Kentucky | 4 | $ 168,000 | $ 42,000 | $ 49,000 |
| Livingston, Kentucky | 4 | $ 275,000 | $ 68,750 | $ 53,000 |
| Morgan, Kentucky | 4 | $ 274,000 | $ 68,500 | $ 47,000 |
| Muhlenberg, Kentucky | 4 | $ 432,000 | $ 108,000 | $ 67,000 |
| Webster, Kentucky | 4 | $ 440,000 | $ 110,000 | $ 67,000 |
| Franklin, Ohio | 4 | $ 684,000 | $ 171,000 | $ 76,000 |
| Jackson, Ohio | 4 | $ 390,000 | $ 97,500 | $ 62,000 |
| Meigs, Ohio | 4 | $ 360,000 | $ 90,000 | $ 50,000 |
| Hamilton, Tennessee | 4 | $ 507,000 | $ 126,750 | $ 174,000 |
| Houston, Tennessee | 4 | $ 356,000 | $ 89,000 | $ 63,000 |
| Polk, Tennessee | 4 | $ 399,000 | $ 99,750 | $ 94,000 |
| Smith, Tennessee | 4 | $ 296,000 | $ 74,000 | $ 98,000 |
| Trousdale, Tennessee | 4 | $ 440,000 | $ 110,000 | $ 72,000 |
| Dearborn, Indiana | 3 | $ 566,000 | $ 188,666 | $ 86,000 |
| Fayette, Indiana | 3 | $ 450,000 | $ 150,000 | $ 87,000 |
| Franklin, Indiana | 3 | $ 451,000 | $ 150,333 | $ 90,000 |
| Jennings, Indiana | 3 | $ 361,000 | $ 120,333 | $ 66,000 |
| Posey, Indiana | 3 | $ 397,000 | $ 132,333 | $ 56,000 |
| Spencer, Indiana | 3 | $ 396,000 | $ 132,000 | $ 57,000 |
| Switzerland, Indiana | 3 | $ 276,000 | $ 92,000 | $ 84,000 |
| Bracken, Kentucky | 3 | $ 146,000 | $ 48,666 | $ 34,000 |
| Clay, Kentucky | 3 | $ 210,000 | $ 70,000 | $ 54,000 |
| Clinton, Kentucky | 3 | $ 257,000 | $ 85,666 | $ 42,000 |
| Edmonson, Kentucky | 3 | $ 202,000 | $ 67,333 | $ 47,000 |
| Fayette, Kentucky | 3 | $ 633,000 | $ 211,000 | $ 80,000 |
| McLean, Kentucky | 3 | $ 163,000 | $ 54,333 | $ 59,000 |
| Powell, Kentucky | 3 | $ 209,000 | $ 69,666 | $ 62,000 |
| Russell, Kentucky | 3 | $ 244,000 | $ 81,333 | $ 68,000 |
| Athens, Ohio | 3 | $ 255,000 | $ 85,000 | $ 48,000 |
| Lake, Ohio | 3 | $ 657,000 | $ 219,000 | $ 79,000 |
| Monroe, Ohio | 3 | $ 705,000 | $ 235,000 | $ 42,000 |
| Morgan, Ohio | 3 | $ 238,000 | $ 79,333 | $ 58,000 |
| Benton, Indiana | 2 | $ 213,000 | $ 106,500 | $ 60,000 |
| Cass, Indiana | 2 | $ 156,000 | $ 78,000 | $ 72,000 |
| Crawford, Indiana | 2 | $ 270,000 | $ 135,000 | $ 73,000 |
| Fountain, Indiana | 2 | $ 239,000 | $ 119,500 | $ 66,000 |
| Knox, Indiana | 2 | $ 198,000 | $ 99,000 | $ 70,000 |
| Marion, Indiana | 2 | $ 225,000 | $ 112,500 | $ 88,000 |
| Martin, Indiana | 2 | $ 154,000 | $ 77,000 | $ 41,000 |
| Sullivan, Indiana | 2 | $ 166,000 | $ 83,000 | $ 58,000 |
| Union, Indiana | 2 | $ 271,000 | $ 135,500 | $ 80,000 |
| Vanderburgh, Indiana | 2 | $ 423,000 | $ 211,500 | $ 60,000 |
| Warrick, Indiana | 2 | $ 588,000 | $ 294,000 | $ 137,000 |
| Gallatin, Kentucky | 2 | $ 281,000 | $ 140,500 | $ 50,000 |
| Hopkins, Kentucky | 2 | $ 225,000 | $ 112,500 | $ 57,000 |
| Lyon, Kentucky | 2 | $ 269,000 | $ 134,500 | $ 73,000 |
| Robertson, Kentucky | 2 | $ 165,000 | $ 82,500 | $ 33,000 |
| Erie, Ohio | 2 | $ 229,000 | $ 114,500 | $ 40,000 |
| Hardin, Ohio | 2 | $ 294,000 | $ 147,000 | $ 99,000 |
| Washington, Ohio | 2 | $ 200,000 | $ 100,000 | $ 42,000 |
| Stewart, Tennessee | 2 | $ 289,000 | $ 144,500 | $ 62,000 |
| Ohio, Indiana | 1 | $ 148,000 | $ 148,000 | $ 69,000 |
| Orange, Indiana | 1 | $ 8,000 | $ 8,000 | $ 39,000 |
| Tipton, Indiana | 1 | $ 112,000 | $ 112,000 | $ 72,000 |
| Vermillion, Indiana | 1 | $ 37,000 | $ 37,000 | $ 64,000 |
| Vigo, Indiana | 1 | $ 23,000 | $ 23,000 | $ 32,000 |
| Elliott, Kentucky | 1 | $ 109,000 | $ 109,000 | $ 70,000 |
| Harlan, Kentucky | 1 | $ 102,000 | $ 102,000 | $ 108,000 |
| Jessamine, Kentucky | 1 | $ 295,000 | $ 295,000 | $ 81,000 |
| Lee, Kentucky | 1 | $ 68,000 | $ 68,000 | $ 55,000 |
| Magoffin, Kentucky | 1 | $ 72,000 | $ 72,000 | $ 69,000 |
| Woodford, Kentucky | 1 | $ 60,000 | $ 60,000 | $ 65,000 |
| Alcona, Michigan | 1 | $ 34,000 | $ 34,000 | $ 112,000 |
| Cass, Michigan | 1 | $ 82,000 | $ 82,000 | $ 13,000 |
| Charlevoix, Michigan | 1 | $ 92,000 | $ 92,000 | $ 133,000 |
| Crawford, Ohio | 1 | $ 13,000 | $ 13,000 | $ 55,000 |
| Hamilton, Ohio | 1 | $ 87,000 | $ 87,000 | $ 72,000 |
| Henry, Ohio | 1 | $ 196,000 | $ 196,000 | $ 75,000 |
| Jefferson, Ohio | 1 | $ 152,000 | $ 152,000 | $ 75,000 |
| Van Wert, Ohio | 1 | $ 250,000 | $ 250,000 | $ 159,000 |
| Allendale, South Carolina | 1 | $ 181,000 | $ 181,000 | $ 235,000 |
| Grundy, Tennessee | 1 | $ 120,000 | $ 120,000 | $ 68,000 |
| Lake, Tennessee | 1 | $ 59,000 | $ 59,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,800 | $449,325,000 | $136,125 | $1,165,000 | $637,875 | $8,524,000 |
| Refinancing | 1,459 | $155,859,000 | $105,200 | $729,000 | $79,400 | $2,133,000 |
| Home Improvement | 816 | $60,325,000 | $76,000 | $433,000 | $54,200 | $850,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,509 | $601,202,000 | $108,500 | $1,165,000 | $119,875 | $2,515,000 |
| Not Provided | 496 | $55,184,000 | $174,000 | $600,000 | $1,486,166 | $8,524,000 |
| Black or African American | 27 | $3,315,000 | $135,666 | $300,000 | $74,000 | $721,000 |
| Hispanic | 26 | $3,774,000 | $155,500 | $384,000 | $69,250 | $172,000 |
| Asian | 9 | $1,153,000 | $145,500 | $320,000 | $73,000 | $95,000 |
| American Indian or Alaskan Native | 5 | $481,000 | $106,000 | $151,000 | $69,000 | $125,000 |
| Not applicable | 3 | $400,000 | $144,500 | $179,000 | $201,000 | $743,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,075 | $665,509,000 | $136,375 | $1,165,000 | $634,250 | $8,524,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,450 | $381,997,000 | $185,571 | $729,000 | $1,313,142 | $8,524,000 |
| Application Denied By Financial Institution | 1,218 | $120,577,000 | $92,333 | $1,165,000 | $48,000 | $578,000 |
| File Closed For Incompleteness | 658 | $74,264,000 | $111,250 | $440,000 | $63,750 | $387,000 |
| Application Withdrawn By Applicant | 427 | $48,487,000 | $99,333 | $575,000 | $114,833 | $333,000 |
| Application Approved But Not Accepted | 322 | $40,184,000 | $121,250 | $892,000 | $69,250 | $582,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farm Credit Mid-America, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.
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