Farm Credit Mid-America, Aca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Farm Credit Mid-America, Aca 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farm Credit Mid-America, Aca 1601 Ups Drive Louisville, KY 40223 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,075 |
| Total Mortgage Loan Application Amount | $665,509,000 |
| Average Mortgage Loan Application Amount | $110,833 |
| Highest Mortgage Loan Application Amount | $1,165,000 |
| Average Applicant Income | $320,611 |
| Highest Applicant Income | $8,524,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Farm Credit Mid-America, Aca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farm Credit Mid-America, Aca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Farm Credit Mid-America, Aca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farm Credit Mid-America, Aca serves its applicants.
Each category highlights the total number of mortgage applications processed by Farm Credit Mid-America, Aca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farm Credit Mid-America, Aca's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Scott County Tennessee | 152 | $ 10,691,000 | $ 70,000 | $ 54,000 |
| Greene County Tennessee | 117 | $ 8,826,000 | $ 75,000 | $ 44,000 |
| Stark County Ohio | 105 | $ 14,086,000 | $ 134,000 | $ 73,000 |
| Cumberland County Tennessee | 83 | $ 8,546,000 | $ 102,000 | $ 68,000 |
| Jefferson County Tennessee | 77 | $ 8,693,000 | $ 112,000 | $ 78,000 |
| Washington County Tennessee | 74 | $ 8,684,000 | $ 117,000 | $ 67,000 |
| Rutherford County Tennessee | 68 | $ 8,900,000 | $ 130,000 | $ 59,000 |
| Wayne County Ohio | 65 | $ 8,235,000 | $ 126,000 | $ 61,000 |
| Simpson County Kentucky | 60 | $ 4,949,000 | $ 82,000 | $ 74,000 |
| Knox County Tennessee | 58 | $ 7,392,000 | $ 127,000 | $ 70,000 |
| Maury County Tennessee | 54 | $ 5,926,000 | $ 109,000 | $ 60,000 |
| Blount County Tennessee | 51 | $ 6,297,000 | $ 123,000 | $ 68,000 |
| Hardeman County Tennessee | 51 | $ 4,732,000 | $ 92,000 | $ 57,000 |
| Barren County Kentucky | 49 | $ 4,594,000 | $ 93,000 | $ 58,000 |
| Columbiana County Ohio | 49 | $ 4,607,000 | $ 94,000 | $ 48,000 |
| Holmes County Ohio | 49 | $ 4,379,000 | $ 89,000 | $ 52,000 |
| Sevier County Tennessee | 49 | $ 4,956,000 | $ 101,000 | $ 76,000 |
| Mercer County Ohio | 47 | $ 5,994,000 | $ 127,000 | $ 51,000 |
| Sullivan County Tennessee | 47 | $ 5,835,000 | $ 124,000 | $ 74,000 |
| Robertson County Tennessee | 46 | $ 4,935,000 | $ 107,000 | $ 74,000 |
| Sumner County Tennessee | 46 | $ 4,607,000 | $ 100,000 | $ 63,000 |
| Claiborne County Tennessee | 45 | $ 3,813,000 | $ 84,000 | $ 46,000 |
| Grainger County Tennessee | 45 | $ 4,703,000 | $ 104,000 | $ 66,000 |
| Elkhart County Indiana | 44 | $ 5,762,000 | $ 130,000 | $ 53,000 |
| Ashtabula County Ohio | 44 | $ 4,774,000 | $ 108,000 | $ 53,000 |
| Daviess County Kentucky | 43 | $ 4,923,000 | $ 114,000 | $ 60,000 |
| Dickson County Tennessee | 41 | $ 3,489,000 | $ 85,000 | $ 66,000 |
| Breckinridge County Kentucky | 40 | $ 3,120,000 | $ 78,000 | $ 44,000 |
| Adams County Indiana | 39 | $ 4,065,000 | $ 104,000 | $ 50,000 |
| Mahoning County Ohio | 39 | $ 4,862,000 | $ 124,000 | $ 63,000 |
| Warren County Kentucky | 38 | $ 3,757,000 | $ 98,000 | $ 52,000 |
| Richland County Ohio | 38 | $ 4,090,000 | $ 107,000 | $ 64,000 |
| Fayette County Tennessee | 38 | $ 5,264,000 | $ 138,000 | $ 81,000 |
| LaGrange County Indiana | 37 | $ 4,329,000 | $ 117,000 | $ 52,000 |
| Laurel County Kentucky | 37 | $ 3,968,000 | $ 107,000 | $ 88,000 |
| Rockcastle County Kentucky | 37 | $ 3,427,000 | $ 92,000 | $ 65,000 |
| Williamson County Tennessee | 37 | $ 6,984,000 | $ 188,000 | $ 93,000 |
| Nelson County Kentucky | 36 | $ 3,785,000 | $ 105,000 | $ 57,000 |
| Geauga County Ohio | 36 | $ 4,468,000 | $ 124,000 | $ 53,000 |
| St. Joseph County Indiana | 35 | $ 4,297,000 | $ 122,000 | $ 85,000 |
| Champaign County Ohio | 35 | $ 4,375,000 | $ 125,000 | $ 57,000 |
| Knox County Ohio | 35 | $ 4,030,000 | $ 115,000 | $ 51,000 |
| McMinn County Tennessee | 35 | $ 3,624,000 | $ 103,000 | $ 58,000 |
| Trumbull County Ohio | 34 | $ 4,055,000 | $ 119,000 | $ 56,000 |
| Lauderdale County Tennessee | 32 | $ 2,543,000 | $ 79,000 | $ 55,000 |
| Hardin County Kentucky | 31 | $ 3,182,000 | $ 102,000 | $ 60,000 |
| Montgomery County Kentucky | 31 | $ 2,267,000 | $ 73,000 | $ 49,000 |
| Ashland County Ohio | 30 | $ 2,927,000 | $ 97,000 | $ 55,000 |
| Miami County Ohio | 30 | $ 4,567,000 | $ 152,000 | $ 65,000 |
| Scioto County Ohio | 30 | $ 2,968,000 | $ 98,000 | $ 54,000 |
| Allen County Indiana | 29 | $ 4,079,000 | $ 140,000 | $ 66,000 |
| Portage County Ohio | 29 | $ 4,236,000 | $ 146,000 | $ 67,000 |
| Tipton County Tennessee | 29 | $ 2,939,000 | $ 101,000 | $ 64,000 |
| Cocke County Tennessee | 28 | $ 2,821,000 | $ 100,000 | $ 61,000 |
| Hickman County Tennessee | 28 | $ 2,482,000 | $ 88,000 | $ 69,000 |
| Lawrence County Tennessee | 28 | $ 2,700,000 | $ 96,000 | $ 62,000 |
| Noble County Ohio | 27 | $ 2,074,000 | $ 76,000 | $ 66,000 |
| Dyer County Tennessee | 27 | $ 2,545,000 | $ 94,000 | $ 62,000 |
| Lincoln County Tennessee | 27 | $ 2,084,000 | $ 77,000 | $ 63,000 |
| Marshall County Indiana | 26 | $ 2,614,000 | $ 100,000 | $ 59,000 |
| Warren County Tennessee | 26 | $ 2,243,000 | $ 86,000 | $ 53,000 |
| Wilson County Tennessee | 26 | $ 3,025,000 | $ 116,000 | $ 70,000 |
| Morgan County Indiana | 25 | $ 3,137,000 | $ 125,000 | $ 76,000 |
| Logan County Ohio | 25 | $ 2,983,000 | $ 119,000 | $ 60,000 |
| Preble County Ohio | 25 | $ 3,027,000 | $ 121,000 | $ 72,000 |
| Gibson County Tennessee | 25 | $ 2,591,000 | $ 103,000 | $ 57,000 |
| Bath County Kentucky | 24 | $ 1,311,000 | $ 54,000 | $ 57,000 |
| Pulaski County Kentucky | 24 | $ 2,219,000 | $ 92,000 | $ 49,000 |
| Medina County Ohio | 24 | $ 4,067,000 | $ 169,000 | $ 80,000 |
| Morrow County Ohio | 24 | $ 2,664,000 | $ 111,000 | $ 65,000 |
| Tuscarawas County Ohio | 24 | $ 2,575,000 | $ 107,000 | $ 60,000 |
| Anderson County Tennessee | 24 | $ 3,234,000 | $ 134,000 | $ 77,000 |
| Cannon County Tennessee | 24 | $ 2,583,000 | $ 107,000 | $ 75,000 |
| Chester County Tennessee | 24 | $ 2,586,000 | $ 107,000 | $ 64,000 |
| LaPorte County Indiana | 23 | $ 2,619,000 | $ 113,000 | $ 57,000 |
| Bedford County Tennessee | 23 | $ 2,325,000 | $ 101,000 | $ 66,000 |
| Coffee County Tennessee | 23 | $ 2,670,000 | $ 116,000 | $ 73,000 |
| Montgomery County Tennessee | 23 | $ 3,237,000 | $ 140,000 | $ 68,000 |
| Overton County Tennessee | 23 | $ 2,573,000 | $ 111,000 | $ 55,000 |
| Grant County Indiana | 22 | $ 2,485,000 | $ 112,000 | $ 61,000 |
| Hart County Kentucky | 22 | $ 1,626,000 | $ 73,000 | $ 40,000 |
| Clark County Ohio | 22 | $ 3,047,000 | $ 138,000 | $ 55,000 |
| Darke County Ohio | 22 | $ 3,163,000 | $ 143,000 | $ 70,000 |
| Carter County Tennessee | 22 | $ 2,442,000 | $ 111,000 | $ 61,000 |
| Monroe County Tennessee | 22 | $ 2,267,000 | $ 103,000 | $ 70,000 |
| Putnam County Tennessee | 22 | $ 2,178,000 | $ 99,000 | $ 55,000 |
| Coshocton County Ohio | 21 | $ 2,010,000 | $ 95,000 | $ 61,000 |
| Guernsey County Ohio | 21 | $ 1,879,000 | $ 89,000 | $ 57,000 |
| Lorain County Ohio | 21 | $ 3,278,000 | $ 156,000 | $ 74,000 |
| Madison County Ohio | 21 | $ 3,253,000 | $ 154,000 | $ 79,000 |
| Union County Ohio | 21 | $ 3,447,000 | $ 164,000 | $ 65,000 |
| Fentress County Tennessee | 21 | $ 1,661,000 | $ 79,000 | $ 55,000 |
| Madison County Tennessee | 21 | $ 2,115,000 | $ 100,000 | $ 60,000 |
| McNairy County Tennessee | 21 | $ 1,664,000 | $ 79,000 | $ 53,000 |
| Morgan County Tennessee | 21 | $ 1,407,000 | $ 67,000 | $ 51,000 |
| Rush County Indiana | 20 | $ 2,192,000 | $ 109,000 | $ 73,000 |
| Carroll County Ohio | 20 | $ 1,936,000 | $ 96,000 | $ 67,000 |
| Monroe County Indiana | 19 | $ 2,804,000 | $ 147,000 | $ 60,000 |
| Wells County Indiana | 19 | $ 1,959,000 | $ 103,000 | $ 62,000 |
| Harrison County Kentucky | 19 | $ 2,038,000 | $ 107,000 | $ 118,000 |
| Adams County Ohio | 19 | $ 1,872,000 | $ 98,000 | $ 52,000 |
| Delaware County Indiana | 18 | $ 1,720,000 | $ 95,000 | $ 61,000 |
| Howard County Indiana | 18 | $ 3,119,000 | $ 173,000 | $ 74,000 |
| Jay County Indiana | 18 | $ 1,558,000 | $ 86,000 | $ 42,000 |
| Johnson County Indiana | 18 | $ 2,753,000 | $ 152,000 | $ 74,000 |
| Putnam County Indiana | 18 | $ 2,551,000 | $ 141,000 | $ 65,000 |
| Allen County Kentucky | 18 | $ 1,558,000 | $ 86,000 | $ 67,000 |
| Bullitt County Kentucky | 18 | $ 1,975,000 | $ 109,000 | $ 58,000 |
| Hancock County Kentucky | 18 | $ 1,446,000 | $ 80,000 | $ 69,000 |
| Shelby County Kentucky | 18 | $ 2,543,000 | $ 141,000 | $ 72,000 |
| Clinton County Ohio | 18 | $ 2,233,000 | $ 124,000 | $ 62,000 |
| Licking County Ohio | 18 | $ 2,538,000 | $ 141,000 | $ 74,000 |
| Crockett County Tennessee | 18 | $ 1,867,000 | $ 103,000 | $ 46,000 |
| Hawkins County Tennessee | 18 | $ 1,601,000 | $ 88,000 | $ 52,000 |
| Huntington County Indiana | 17 | $ 2,220,000 | $ 130,000 | $ 60,000 |
| Porter County Indiana | 17 | $ 2,311,000 | $ 135,000 | $ 66,000 |
| Carter County Kentucky | 17 | $ 1,197,000 | $ 70,000 | $ 46,000 |
| Logan County Kentucky | 17 | $ 1,093,000 | $ 64,000 | $ 56,000 |
| Madison County Kentucky | 17 | $ 1,747,000 | $ 102,000 | $ 55,000 |
| Greene County Ohio | 17 | $ 2,845,000 | $ 167,000 | $ 92,000 |
| Henderson County Tennessee | 17 | $ 1,565,000 | $ 92,000 | $ 52,000 |
| Lewis County Tennessee | 17 | $ 1,574,000 | $ 92,000 | $ 63,000 |
| Union County Tennessee | 17 | $ 1,564,000 | $ 92,000 | $ 63,000 |
| Harrison County Indiana | 16 | $ 1,494,000 | $ 93,000 | $ 93,000 |
| Henry County Indiana | 16 | $ 1,477,000 | $ 92,000 | $ 63,000 |
| Henry County Kentucky | 15 | $ 1,581,000 | $ 105,000 | $ 71,000 |
| McCreary County Kentucky | 15 | $ 954,000 | $ 63,000 | $ 39,000 |
| Mercer County Kentucky | 15 | $ 1,851,000 | $ 123,000 | $ 56,000 |
| Scott County Kentucky | 15 | $ 2,161,000 | $ 144,000 | $ 72,000 |
| Clermont County Ohio | 15 | $ 2,444,000 | $ 162,000 | $ 75,000 |
| Carroll County Tennessee | 15 | $ 1,144,000 | $ 76,000 | $ 57,000 |
| Hancock County Tennessee | 15 | $ 1,012,000 | $ 67,000 | $ 65,000 |
| Humphreys County Tennessee | 15 | $ 1,426,000 | $ 95,000 | $ 69,000 |
| Loudon County Tennessee | 15 | $ 1,809,000 | $ 120,000 | $ 73,000 |
| Carroll County Indiana | 14 | $ 1,972,000 | $ 140,000 | $ 59,000 |
| Kosciusko County Indiana | 14 | $ 2,664,000 | $ 190,000 | $ 45,000 |
| Montgomery County Indiana | 14 | $ 1,724,000 | $ 123,000 | $ 69,000 |
| Butler County Ohio | 14 | $ 2,203,000 | $ 157,000 | $ 72,000 |
| Highland County Ohio | 14 | $ 1,211,000 | $ 86,000 | $ 48,000 |
| Giles County Tennessee | 14 | $ 1,775,000 | $ 126,000 | $ 86,000 |
| Hamblen County Tennessee | 14 | $ 1,863,000 | $ 133,000 | $ 60,000 |
| Meigs County Tennessee | 14 | $ 1,436,000 | $ 102,000 | $ 63,000 |
| Owen County Indiana | 13 | $ 1,052,000 | $ 80,000 | $ 51,000 |
| Scott County Indiana | 13 | $ 1,596,000 | $ 122,000 | $ 71,000 |
| Washington County Indiana | 13 | $ 1,181,000 | $ 90,000 | $ 65,000 |
| Whitley County Indiana | 13 | $ 1,405,000 | $ 108,000 | $ 66,000 |
| Gallia County Ohio | 13 | $ 988,000 | $ 76,000 | $ 45,000 |
| Shelby County Ohio | 13 | $ 1,717,000 | $ 132,000 | $ 56,000 |
| Roane County Tennessee | 13 | $ 1,674,000 | $ 128,000 | $ 73,000 |
| Fulton County Indiana | 12 | $ 1,093,000 | $ 91,000 | $ 54,000 |
| Tippecanoe County Indiana | 12 | $ 1,755,000 | $ 146,000 | $ 70,000 |
| Adair County Kentucky | 12 | $ 871,000 | $ 72,000 | $ 46,000 |
| Anderson County Kentucky | 12 | $ 1,465,000 | $ 122,000 | $ 78,000 |
| Grant County Kentucky | 12 | $ 1,484,000 | $ 123,000 | $ 88,000 |
| Jackson County Kentucky | 12 | $ 1,236,000 | $ 103,000 | $ 51,000 |
| Mason County Kentucky | 12 | $ 1,040,000 | $ 86,000 | $ 44,000 |
| Auglaize County Ohio | 12 | $ 1,439,000 | $ 119,000 | $ 56,000 |
| Haywood County Tennessee | 12 | $ 1,207,000 | $ 100,000 | $ 65,000 |
| Marshall County Tennessee | 12 | $ 1,271,000 | $ 105,000 | $ 54,000 |
| Obion County Tennessee | 12 | $ 807,000 | $ 67,000 | $ 61,000 |
| Rhea County Tennessee | 12 | $ 933,000 | $ 77,000 | $ 56,000 |
| Weakley County Tennessee | 12 | $ 697,000 | $ 58,000 | $ 49,000 |
| Clark County Indiana | 11 | $ 1,444,000 | $ 131,000 | $ 65,000 |
| DeKalb County Indiana | 11 | $ 1,231,000 | $ 111,000 | $ 66,000 |
| Hendricks County Indiana | 11 | $ 1,351,000 | $ 122,000 | $ 73,000 |
| Shelby County Indiana | 11 | $ 1,494,000 | $ 135,000 | $ 66,000 |
| Greenup County Kentucky | 11 | $ 1,004,000 | $ 91,000 | $ 72,000 |
| Lewis County Kentucky | 11 | $ 578,000 | $ 52,000 | $ 62,000 |
| Fulton County Ohio | 11 | $ 1,296,000 | $ 117,000 | $ 69,000 |
| Muskingum County Ohio | 11 | $ 1,298,000 | $ 118,000 | $ 62,000 |
| Ross County Ohio | 11 | $ 1,046,000 | $ 95,000 | $ 49,000 |
| Bradley County Tennessee | 11 | $ 1,310,000 | $ 119,000 | $ 96,000 |
| Decatur County Tennessee | 11 | $ 1,174,000 | $ 106,000 | $ 72,000 |
| Bartholomew County Indiana | 10 | $ 926,000 | $ 92,000 | $ 48,000 |
| Hancock County Indiana | 10 | $ 2,037,000 | $ 203,000 | $ 75,000 |
| Clark County Kentucky | 10 | $ 1,390,000 | $ 139,000 | $ 61,000 |
| Fleming County Kentucky | 10 | $ 1,062,000 | $ 106,000 | $ 83,000 |
| Grayson County Kentucky | 10 | $ 809,000 | $ 80,000 | $ 47,000 |
| Knox County Kentucky | 10 | $ 1,060,000 | $ 106,000 | $ 64,000 |
| Marion County Kentucky | 10 | $ 1,010,000 | $ 101,000 | $ 52,000 |
| Menifee County Kentucky | 10 | $ 607,000 | $ 60,000 | $ 58,000 |
| Owen County Kentucky | 10 | $ 685,000 | $ 68,000 | $ 43,000 |
| Pendleton County Kentucky | 10 | $ 1,171,000 | $ 117,000 | $ 66,000 |
| Trimble County Kentucky | 10 | $ 1,142,000 | $ 114,000 | $ 63,000 |
| Whitley County Kentucky | 10 | $ 1,073,000 | $ 107,000 | $ 72,000 |
| Huron County Ohio | 10 | $ 832,000 | $ 83,000 | $ 49,000 |
| Montgomery County Ohio | 10 | $ 1,897,000 | $ 189,000 | $ 101,000 |
| Pickaway County Ohio | 10 | $ 1,238,000 | $ 123,000 | $ 64,000 |
| Warren County Ohio | 10 | $ 1,537,000 | $ 153,000 | $ 88,000 |
| Davidson County Tennessee | 10 | $ 1,202,000 | $ 120,000 | $ 97,000 |
| Henry County Tennessee | 10 | $ 851,000 | $ 85,000 | $ 67,000 |
| Macon County Tennessee | 10 | $ 816,000 | $ 81,000 | $ 56,000 |
| Shelby County Tennessee | 10 | $ 1,581,000 | $ 158,000 | $ 81,000 |
| Decatur County Indiana | 9 | $ 752,000 | $ 83,000 | $ 47,000 |
| Randolph County Indiana | 9 | $ 786,000 | $ 87,000 | $ 55,000 |
| Warren County Indiana | 9 | $ 785,000 | $ 87,000 | $ 65,000 |
| Christian County Kentucky | 9 | $ 749,000 | $ 83,000 | $ 57,000 |
| Cumberland County Kentucky | 9 | $ 828,000 | $ 92,000 | $ 71,000 |
| Larue County Kentucky | 9 | $ 932,000 | $ 103,000 | $ 64,000 |
| Lincoln County Kentucky | 9 | $ 704,000 | $ 78,000 | $ 47,000 |
| Taylor County Kentucky | 9 | $ 915,000 | $ 101,000 | $ 50,000 |
| Washington County Kentucky | 9 | $ 781,000 | $ 86,000 | $ 68,000 |
| Brown County Ohio | 9 | $ 981,000 | $ 109,000 | $ 69,000 |
| Fairfield County Ohio | 9 | $ 1,357,000 | $ 150,000 | $ 83,000 |
| Fayette County Ohio | 9 | $ 1,384,000 | $ 153,000 | $ 55,000 |
| Clay County Tennessee | 9 | $ 665,000 | $ 73,000 | $ 58,000 |
| DeKalb County Tennessee | 9 | $ 860,000 | $ 95,000 | $ 41,000 |
| Hardin County Tennessee | 9 | $ 914,000 | $ 101,000 | $ 72,000 |
| Jackson County Tennessee | 9 | $ 566,000 | $ 62,000 | $ 35,000 |
| Unicoi County Tennessee | 9 | $ 1,406,000 | $ 156,000 | $ 65,000 |
| Wayne County Tennessee | 9 | $ 658,000 | $ 73,000 | $ 68,000 |
| White County Tennessee | 9 | $ 553,000 | $ 61,000 | $ 48,000 |
| Madison County Indiana | 8 | $ 1,227,000 | $ 153,000 | $ 89,000 |
| Noble County Indiana | 8 | $ 1,283,000 | $ 160,000 | $ 46,000 |
| Meade County Kentucky | 8 | $ 742,000 | $ 92,000 | $ 61,000 |
| Spencer County Kentucky | 8 | $ 1,132,000 | $ 141,000 | $ 66,000 |
| Putnam County Ohio | 8 | $ 1,140,000 | $ 142,000 | $ 65,000 |
| Bledsoe County Tennessee | 8 | $ 742,000 | $ 92,000 | $ 66,000 |
| Cheatham County Tennessee | 8 | $ 796,000 | $ 99,000 | $ 61,000 |
| Johnson County Tennessee | 8 | $ 718,000 | $ 89,000 | $ 104,000 |
| Boone County Indiana | 7 | $ 1,429,000 | $ 204,000 | $ 104,000 |
| Brown County Indiana | 7 | $ 890,000 | $ 127,000 | $ 112,000 |
| Clay County Indiana | 7 | $ 660,000 | $ 94,000 | $ 71,000 |
| Greene County Indiana | 7 | $ 733,000 | $ 104,000 | $ 66,000 |
| Hamilton County Indiana | 7 | $ 1,185,000 | $ 169,000 | $ 80,000 |
| Jasper County Indiana | 7 | $ 1,067,000 | $ 152,000 | $ 71,000 |
| Lake County Indiana | 7 | $ 977,000 | $ 139,000 | $ 74,000 |
| Pulaski County Indiana | 7 | $ 967,000 | $ 138,000 | $ 77,000 |
| Wabash County Indiana | 7 | $ 723,000 | $ 103,000 | $ 63,000 |
| Boyle County Kentucky | 7 | $ 940,000 | $ 134,000 | $ 67,000 |
| Butler County Kentucky | 7 | $ 675,000 | $ 96,000 | $ 52,000 |
| Henderson County Kentucky | 7 | $ 538,000 | $ 76,000 | $ 64,000 |
| Rowan County Kentucky | 7 | $ 497,000 | $ 71,000 | $ 48,000 |
| Allen County Ohio | 7 | $ 872,000 | $ 124,000 | $ 59,000 |
| Defiance County Ohio | 7 | $ 888,000 | $ 126,000 | $ 58,000 |
| Delaware County Ohio | 7 | $ 1,598,000 | $ 228,000 | $ 96,000 |
| Perry County Ohio | 7 | $ 1,058,000 | $ 151,000 | $ 53,000 |
| Summit County Ohio | 7 | $ 1,146,000 | $ 163,000 | $ 69,000 |
| Williams County Ohio | 7 | $ 793,000 | $ 113,000 | $ 60,000 |
| Benton County Tennessee | 7 | $ 447,000 | $ 63,000 | $ 50,000 |
| Sequatchie County Tennessee | 7 | $ 1,435,000 | $ 205,000 | $ 138,000 |
| Van Buren County Tennessee | 7 | $ 895,000 | $ 127,000 | $ 62,000 |
| Blackford County Indiana | 6 | $ 830,000 | $ 138,000 | $ 58,000 |
| Jackson County Indiana | 6 | $ 738,000 | $ 123,000 | $ 70,000 |
| Parke County Indiana | 6 | $ 475,000 | $ 79,000 | $ 44,000 |
| Steuben County Indiana | 6 | $ 846,000 | $ 141,000 | $ 60,000 |
| White County Indiana | 6 | $ 745,000 | $ 124,000 | $ 56,000 |
| Boone County Kentucky | 6 | $ 1,476,000 | $ 246,000 | $ 115,000 |
| Bourbon County Kentucky | 6 | $ 735,000 | $ 122,000 | $ 48,000 |
| Estill County Kentucky | 6 | $ 415,000 | $ 69,000 | $ 57,000 |
| Green County Kentucky | 6 | $ 517,000 | $ 86,000 | $ 78,000 |
| Jefferson County Kentucky | 6 | $ 1,058,000 | $ 176,000 | $ 86,000 |
| Metcalfe County Kentucky | 6 | $ 461,000 | $ 76,000 | $ 58,000 |
| Monroe County Kentucky | 6 | $ 299,000 | $ 49,000 | $ 52,000 |
| Nicholas County Kentucky | 6 | $ 432,000 | $ 72,000 | $ 46,000 |
| Ohio County Kentucky | 6 | $ 466,000 | $ 77,000 | $ 56,000 |
| Oldham County Kentucky | 6 | $ 1,475,000 | $ 245,000 | $ 68,000 |
| Todd County Kentucky | 6 | $ 648,000 | $ 108,000 | $ 66,000 |
| Trigg County Kentucky | 6 | $ 725,000 | $ 120,000 | $ 70,000 |
| Belmont County Ohio | 6 | $ 699,000 | $ 116,000 | $ 48,000 |
| Harrison County Ohio | 6 | $ 659,000 | $ 109,000 | $ 45,000 |
| Lawrence County Ohio | 6 | $ 668,000 | $ 111,000 | $ 57,000 |
| Pike County Ohio | 6 | $ 592,000 | $ 98,000 | $ 78,000 |
| Campbell County Tennessee | 6 | $ 830,000 | $ 138,000 | $ 65,000 |
| Perry County Tennessee | 6 | $ 469,000 | $ 78,000 | $ 57,000 |
| Pickett County Tennessee | 6 | $ 581,000 | $ 96,000 | $ 55,000 |
| Clinton County Indiana | 5 | $ 507,000 | $ 101,000 | $ 61,000 |
| Lawrence County Indiana | 5 | $ 507,000 | $ 101,000 | $ 54,000 |
| Miami County Indiana | 5 | $ 628,000 | $ 125,000 | $ 55,000 |
| Starke County Indiana | 5 | $ 472,000 | $ 94,000 | $ 121,000 |
| Wayne County Kentucky | 5 | $ 496,000 | $ 99,000 | $ 61,000 |
| Hocking County Ohio | 5 | $ 253,000 | $ 50,000 | $ 65,000 |
| Paulding County Ohio | 5 | $ 470,000 | $ 94,000 | $ 62,000 |
| Franklin County Tennessee | 5 | $ 582,000 | $ 116,000 | $ 53,000 |
| Marion County Tennessee | 5 | $ 700,000 | $ 140,000 | $ 76,000 |
| Moore County Tennessee | 5 | $ 499,000 | $ 99,000 | $ 84,000 |
| Dubois County Indiana | 4 | $ 569,000 | $ 142,000 | $ 120,000 |
| Floyd County Indiana | 4 | $ 654,000 | $ 163,000 | $ 69,000 |
| Gibson County Indiana | 4 | $ 289,000 | $ 72,000 | $ 53,000 |
| Jefferson County Indiana | 4 | $ 491,000 | $ 122,000 | $ 75,000 |
| Newton County Indiana | 4 | $ 293,000 | $ 73,000 | $ 58,000 |
| Ripley County Indiana | 4 | $ 495,000 | $ 123,000 | $ 64,000 |
| Wayne County Indiana | 4 | $ 490,000 | $ 122,000 | $ 57,000 |
| Boyd County Kentucky | 4 | $ 293,000 | $ 73,000 | $ 55,000 |
| Caldwell County Kentucky | 4 | $ 357,000 | $ 89,000 | $ 64,000 |
| Campbell County Kentucky | 4 | $ 517,000 | $ 129,000 | $ 75,000 |
| Casey County Kentucky | 4 | $ 489,000 | $ 122,000 | $ 49,000 |
| Franklin County Kentucky | 4 | $ 377,000 | $ 94,000 | $ 66,000 |
| Garrard County Kentucky | 4 | $ 332,000 | $ 83,000 | $ 67,000 |
| Kenton County Kentucky | 4 | $ 433,000 | $ 108,000 | $ 57,000 |
| Lawrence County Kentucky | 4 | $ 168,000 | $ 42,000 | $ 49,000 |
| Livingston County Kentucky | 4 | $ 275,000 | $ 68,000 | $ 53,000 |
| Morgan County Kentucky | 4 | $ 274,000 | $ 68,000 | $ 47,000 |
| Muhlenberg County Kentucky | 4 | $ 432,000 | $ 108,000 | $ 67,000 |
| Webster County Kentucky | 4 | $ 440,000 | $ 110,000 | $ 67,000 |
| Franklin County Ohio | 4 | $ 684,000 | $ 171,000 | $ 76,000 |
| Jackson County Ohio | 4 | $ 390,000 | $ 97,000 | $ 62,000 |
| Meigs County Ohio | 4 | $ 360,000 | $ 90,000 | $ 50,000 |
| Hamilton County Tennessee | 4 | $ 507,000 | $ 126,000 | $ 174,000 |
| Houston County Tennessee | 4 | $ 356,000 | $ 89,000 | $ 63,000 |
| Polk County Tennessee | 4 | $ 399,000 | $ 99,000 | $ 94,000 |
| Smith County Tennessee | 4 | $ 296,000 | $ 74,000 | $ 98,000 |
| Trousdale County Tennessee | 4 | $ 440,000 | $ 110,000 | $ 72,000 |
| Dearborn County Indiana | 3 | $ 566,000 | $ 188,000 | $ 86,000 |
| Fayette County Indiana | 3 | $ 450,000 | $ 150,000 | $ 87,000 |
| Franklin County Indiana | 3 | $ 451,000 | $ 150,000 | $ 90,000 |
| Jennings County Indiana | 3 | $ 361,000 | $ 120,000 | $ 66,000 |
| Posey County Indiana | 3 | $ 397,000 | $ 132,000 | $ 56,000 |
| Spencer County Indiana | 3 | $ 396,000 | $ 132,000 | $ 57,000 |
| Switzerland County Indiana | 3 | $ 276,000 | $ 92,000 | $ 84,000 |
| Bracken County Kentucky | 3 | $ 146,000 | $ 48,000 | $ 34,000 |
| Clay County Kentucky | 3 | $ 210,000 | $ 70,000 | $ 54,000 |
| Clinton County Kentucky | 3 | $ 257,000 | $ 85,000 | $ 42,000 |
| Edmonson County Kentucky | 3 | $ 202,000 | $ 67,000 | $ 47,000 |
| Fayette County Kentucky | 3 | $ 633,000 | $ 211,000 | $ 80,000 |
| McLean County Kentucky | 3 | $ 163,000 | $ 54,000 | $ 59,000 |
| Powell County Kentucky | 3 | $ 209,000 | $ 69,000 | $ 62,000 |
| Russell County Kentucky | 3 | $ 244,000 | $ 81,000 | $ 68,000 |
| Athens County Ohio | 3 | $ 255,000 | $ 85,000 | $ 48,000 |
| Lake County Ohio | 3 | $ 657,000 | $ 219,000 | $ 79,000 |
| Monroe County Ohio | 3 | $ 705,000 | $ 235,000 | $ 42,000 |
| Morgan County Ohio | 3 | $ 238,000 | $ 79,000 | $ 58,000 |
| Benton County Indiana | 2 | $ 213,000 | $ 106,000 | $ 60,000 |
| Cass County Indiana | 2 | $ 156,000 | $ 78,000 | $ 72,000 |
| Crawford County Indiana | 2 | $ 270,000 | $ 135,000 | $ 73,000 |
| Fountain County Indiana | 2 | $ 239,000 | $ 119,000 | $ 66,000 |
| Knox County Indiana | 2 | $ 198,000 | $ 99,000 | $ 70,000 |
| Marion County Indiana | 2 | $ 225,000 | $ 112,000 | $ 88,000 |
| Martin County Indiana | 2 | $ 154,000 | $ 77,000 | $ 41,000 |
| Sullivan County Indiana | 2 | $ 166,000 | $ 83,000 | $ 58,000 |
| Union County Indiana | 2 | $ 271,000 | $ 135,000 | $ 80,000 |
| Vanderburgh County Indiana | 2 | $ 423,000 | $ 211,000 | $ 60,000 |
| Warrick County Indiana | 2 | $ 588,000 | $ 294,000 | $ 137,000 |
| Gallatin County Kentucky | 2 | $ 281,000 | $ 140,000 | $ 50,000 |
| Hopkins County Kentucky | 2 | $ 225,000 | $ 112,000 | $ 57,000 |
| Lyon County Kentucky | 2 | $ 269,000 | $ 134,000 | $ 73,000 |
| Robertson County Kentucky | 2 | $ 165,000 | $ 82,000 | $ 33,000 |
| Erie County Ohio | 2 | $ 229,000 | $ 114,000 | $ 40,000 |
| Hardin County Ohio | 2 | $ 294,000 | $ 147,000 | $ 99,000 |
| Washington County Ohio | 2 | $ 200,000 | $ 100,000 | $ 42,000 |
| Stewart County Tennessee | 2 | $ 289,000 | $ 144,000 | $ 62,000 |
| Ohio County Indiana | 1 | $ 148,000 | $ 148,000 | $ 69,000 |
| Orange County Indiana | 1 | $ 8,000 | $ 8,000 | $ 39,000 |
| Tipton County Indiana | 1 | $ 112,000 | $ 112,000 | $ 72,000 |
| Vermillion County Indiana | 1 | $ 37,000 | $ 37,000 | $ 64,000 |
| Vigo County Indiana | 1 | $ 23,000 | $ 23,000 | $ 32,000 |
| Elliott County Kentucky | 1 | $ 109,000 | $ 109,000 | $ 70,000 |
| Harlan County Kentucky | 1 | $ 102,000 | $ 102,000 | $ 108,000 |
| Jessamine County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 81,000 |
| Lee County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 55,000 |
| Magoffin County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 69,000 |
| Woodford County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 65,000 |
| Alcona County Michigan | 1 | $ 34,000 | $ 34,000 | $ 112,000 |
| Cass County Michigan | 1 | $ 82,000 | $ 82,000 | $ 13,000 |
| Charlevoix County Michigan | 1 | $ 92,000 | $ 92,000 | $ 133,000 |
| Crawford County Ohio | 1 | $ 13,000 | $ 13,000 | $ 55,000 |
| Hamilton County Ohio | 1 | $ 87,000 | $ 87,000 | $ 72,000 |
| Henry County Ohio | 1 | $ 196,000 | $ 196,000 | $ 75,000 |
| Jefferson County Ohio | 1 | $ 152,000 | $ 152,000 | $ 75,000 |
| Van Wert County Ohio | 1 | $ 250,000 | $ 250,000 | $ 159,000 |
| Allendale County South Carolina | 1 | $ 181,000 | $ 181,000 | $ 235,000 |
| Grundy County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 68,000 |
| Lake County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,800 | $449,325,000 | $136,125 | $1,165,000 | $637,875 | $8,524,000 |
| Refinancing | 1,459 | $155,859,000 | $105,200 | $729,000 | $79,400 | $2,133,000 |
| Home Improvement | 816 | $60,325,000 | $76,000 | $433,000 | $54,200 | $850,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,509 | $601,202,000 | $108,500 | $1,165,000 | $119,875 | $2,515,000 |
| Not Provided | 496 | $55,184,000 | $174,000 | $600,000 | $1,486,166 | $8,524,000 |
| Black or African American | 27 | $3,315,000 | $135,666 | $300,000 | $74,000 | $721,000 |
| Hispanic | 26 | $3,774,000 | $155,500 | $384,000 | $69,250 | $172,000 |
| Asian | 9 | $1,153,000 | $145,500 | $320,000 | $73,000 | $95,000 |
| American Indian or Alaskan Native | 5 | $481,000 | $106,000 | $151,000 | $69,000 | $125,000 |
| Not applicable | 3 | $400,000 | $144,500 | $179,000 | $201,000 | $743,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,075 | $665,509,000 | $136,375 | $1,165,000 | $634,250 | $8,524,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,450 | $381,997,000 | $185,571 | $729,000 | $1,313,142 | $8,524,000 |
| Application Denied By Financial Institution | 1,218 | $120,577,000 | $92,333 | $1,165,000 | $48,000 | $578,000 |
| File Closed For Incompleteness | 658 | $74,264,000 | $111,250 | $440,000 | $63,750 | $387,000 |
| Application Withdrawn By Applicant | 427 | $48,487,000 | $99,333 | $575,000 | $114,833 | $333,000 |
| Application Approved But Not Accepted | 322 | $40,184,000 | $121,250 | $892,000 | $69,250 | $582,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farm Credit Mid-America, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.