Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2017
In 2017, Farm Credit Mid-America, Aca of Louisville, KY reported 2,806 mortgage applications totaling $708.8 million, down 49% from 2016. The average application was for $252,595, and applicants reported an average income of $244,805. 69% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (179), Indianapolis-Carmel-Anderson, IN (110) and Cincinnati, OH-KY-IN (107) (applications in parentheses).
| Mortgage Company & Address | Farm Credit Mid-America, Aca 1601 Ups Drive Louisville, KY 40299 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,806 |
| Total Mortgage Loan Application Amount | $708,783,000 |
| Average Mortgage Loan Application Amount | $252,595 |
| Highest Mortgage Loan Application Amount | $17,063,000 |
| Average Applicant Income | $244,805 |
| Highest Applicant Income | $8,140,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nashville-Davidson--Murfreesboro--Franklin, TN | 179 | $ 46,169,000 | $ 257,927 | $ 142,000 |
| Indianapolis-Carmel-Anderson, IN | 110 | $ 26,459,000 | $ 240,536 | $ 267,000 |
| Cincinnati, OH-KY-IN | 107 | $ 27,902,000 | $ 260,766 | $ 195,504 |
| Louisville/Jefferson County, KY-IN | 70 | $ 18,870,000 | $ 269,571 | $ 297,085 |
| Columbus, OH | 61 | $ 20,258,000 | $ 332,098 | $ 162,000 |
| Knoxville, TN | 56 | $ 13,601,000 | $ 242,875 | $ 227,000 |
| Cleveland-Elyria, OH | 50 | $ 10,026,000 | $ 200,520 | $ 196,000 |
| Gary, IN | 42 | $ 10,783,000 | $ 256,738 | $ 288,000 |
| Elkhart-Goshen, IN | 39 | $ 10,114,000 | $ 259,333 | $ 175,000 |
| Bowling Green, KY | 36 | $ 10,318,000 | $ 286,611 | $ 506,000 |
| Canton-Massillon, OH | 36 | $ 5,982,000 | $ 166,166 | $ 147,000 |
| Clarksville, TN-KY | 36 | $ 6,283,000 | $ 174,527 | $ 149,444 |
| Elizabethtown-Fort Knox, KY | 26 | $ 9,515,000 | $ 365,961 | $ 273,000 |
| Dayton, OH | 25 | $ 6,518,000 | $ 260,720 | $ 632,000 |
| Fort Wayne, IN | 25 | $ 5,079,000 | $ 203,160 | $ 288,000 |
| Lexington-Fayette, KY | 25 | $ 9,743,000 | $ 389,720 | $ 457,000 |
| Youngstown-Warren-Boardman, OH-PA | 25 | $ 4,717,000 | $ 188,680 | $ 180,000 |
| Memphis, TN-MS-AR | 24 | $ 7,251,000 | $ 302,125 | $ 209,000 |
| Kingsport-Bristol-Bristol, TN-VA | 23 | $ 4,023,000 | $ 174,913 | $ 88,000 |
| Evansville, IN-KY | 20 | $ 3,503,000 | $ 175,150 | $ 165,700 |
| Johnson City, TN | 20 | $ 3,437,000 | $ 171,850 | $ 123,000 |
| Lafayette-West Lafayette, IN | 20 | $ 5,394,000 | $ 269,700 | $ 489,000 |
| Morristown, TN | 20 | $ 4,282,000 | $ 214,100 | $ 91,000 |
| Owensboro, KY | 19 | $ 3,270,000 | $ 172,105 | $ 215,000 |
| Michigan City-La Porte, IN | 16 | $ 3,613,000 | $ 225,812 | $ 79,000 |
| Jackson, TN | 15 | $ 3,670,000 | $ 244,666 | $ 139,000 |
| Chattanooga, TN-GA | 14 | $ 2,469,000 | $ 176,357 | $ 81,000 |
| South Bend-Mishawaka, IN-MI | 13 | $ 2,710,000 | $ 208,461 | $ 207,000 |
| Lima, OH | 12 | $ 4,090,000 | $ 340,833 | $ 463,000 |
| Toledo, OH | 12 | $ 2,445,000 | $ 203,750 | $ 591,000 |
| Mansfield, OH | 11 | $ 4,285,000 | $ 389,545 | $ 202,000 |
| Akron, OH | 10 | $ 1,878,000 | $ 187,800 | $ 93,000 |
| Cleveland, TN | 10 | $ 1,430,000 | $ 143,000 | $ 97,000 |
| Columbus, IN | 9 | $ 2,733,000 | $ 303,666 | $ 224,000 |
| Huntington-Ashland, WV-KY-OH | 8 | $ 1,256,000 | $ 157,000 | $ 206,750 |
| Wheeling, WV-OH | 7 | $ 1,292,000 | $ 184,571 | $ 58,000 |
| Bloomington, IN | 6 | $ 982,000 | $ 163,666 | $ 92,000 |
| Kokomo, IN | 6 | $ 1,276,000 | $ 212,666 | $ 216,000 |
| Springfield, OH | 6 | $ 940,000 | $ 156,666 | $ 88,000 |
| Terre Haute, IN | 5 | $ 373,000 | $ 74,600 | $ 128,000 |
| Weirton-Steubenville, WV-OH | 4 | $ 494,000 | $ 123,500 | $ 138,000 |
| Muncie, IN | 3 | $ 1,614,000 | $ 538,000 | $ 1,359,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 447,000 | $ 223,500 | $ 84,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 447,000 | $ 223,500 | $ 144,000 |
| San Antonio-New Braunfels, TX | 2 | $ 441,000 | $ 220,500 | $ 155,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 227,000 | $ 227,000 | $ 224,000 |
| Carbondale-Marion, IL | 1 | $ 83,000 | $ 83,000 | $ 119,000 |
| Houston-The Woodlands-Sugar Land, TX | 1 | $ 511,000 | $ 511,000 | $ 175,000 |
| Lansing-East Lansing, MI | 1 | $ 2,500,000 | $ 2,500,000 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 322,000 | $ 322,000 | $ 457,000 |
| Montgomery, AL | 1 | $ 128,000 | $ 128,000 | $ 707,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 317,000 | $ 317,000 | $ 91,000 |
| Ocala, FL | 1 | $ 188,000 | $ 188,000 | $ 305,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 153,000 | $ 153,000 | $ 74,000 |
| Peoria, IL | 1 | $ 179,000 | $ 179,000 | $ 0 |
| St. Louis, MO-IL | 1 | $ 228,000 | $ 228,000 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 1,481,000 | $ 1,481,000 | $ 876,000 |
| Wichita, KS | 1 | $ 139,000 | $ 139,000 | $ 139,000 |
Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,749 | $394,426,000 | $225,000 | $5,775,000 | $185,000 | $7,347,000 |
| Refinancing | 894 | $291,650,000 | $326,000 | $17,063,000 | $378,000 | $8,140,000 |
| Home Improvement | 163 | $22,707,000 | $139,000 | $2,440,000 | $156,000 | $3,265,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,105 | $451,761,000 | $214,000 | $3,657,000 | $161,000 | $6,965,000 |
| Not Provided | 450 | $144,844,000 | $321,000 | $5,775,000 | $451,000 | $8,140,000 |
| American Indian or Alaskan Native | 150 | $54,344,000 | $362,000 | $17,063,000 | $209,000 | $4,144,000 |
| Not applicable | 79 | $53,858,000 | $681,000 | $4,400,000 | $1,408,000 | $8,076,000 |
| Hispanic | 15 | $2,672,000 | $178,000 | $353,000 | $81,000 | $161,000 |
| Black or African American | 5 | $939,000 | $187,000 | $468,000 | $103,000 | $153,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $76,000 | $76,000 | $76,000 | $523,000 | $523,000 |
| Asian | 1 | $289,000 | $289,000 | $289,000 | $111,000 | $111,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,806 | $708,783,000 | $252,000 | $17,063,000 | $245,000 | $8,140,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,949 | $517,832,000 | $265,000 | $17,063,000 | $294,000 | $8,140,000 |
| Application Denied By Financial Institution | 620 | $142,297,000 | $229,000 | $3,657,000 | $124,000 | $4,060,000 |
| Application Withdrawn By Applicant | 224 | $42,606,000 | $190,000 | $1,200,000 | $121,000 | $1,699,000 |
| File Closed For Incompleteness | 13 | $6,048,000 | $465,000 | $2,440,000 | $750,000 | $3,675,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farm Credit Mid-America, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About