Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2017

In 2017, Farm Credit Mid-America, Aca of Louisville, KY reported 2,806 mortgage applications totaling $708.8 million, down 49% from 2016. The average application was for $252,595, and applicants reported an average income of $244,805. 69% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (179), Indianapolis-Carmel-Anderson, IN (110) and Cincinnati, OH-KY-IN (107) (applications in parentheses).

Mortgage Company & Address Farm Credit Mid-America, Aca
1601 Ups Drive
Louisville, KY 40299
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,806
Total Mortgage Loan Application Amount $708,783,000
Average Mortgage Loan Application Amount $252,595
Highest Mortgage Loan Application Amount $17,063,000
Average Applicant Income $244,805
Highest Applicant Income $8,140,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farm Credit Mid-America, Aca by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
LaGrange, Indiana 56 $ 12,044,000 $ 215,071 $ 111,000
Wayne, Ohio 46 $ 9,507,000 $ 206,673 $ 344,000
Elkhart, Indiana 39 $ 10,114,000 $ 259,333 $ 175,000
Maury, Tennessee 29 $ 6,167,000 $ 212,655 $ 100,000
Wilson, Tennessee 29 $ 7,293,000 $ 251,482 $ 112,000
Logan, Ohio 25 $ 3,429,000 $ 137,160 $ 99,000
Stark, Ohio 25 $ 4,590,000 $ 183,600 $ 165,000
Greene, Tennessee 24 $ 3,399,000 $ 141,625 $ 98,000
Nelson, Kentucky 22 $ 3,485,000 $ 158,409 $ 156,000
Warren, Kentucky 21 $ 7,157,000 $ 340,809 $ 799,000
Rutherford, Tennessee 21 $ 3,613,000 $ 172,047 $ 87,000
Todd, Kentucky 20 $ 2,572,000 $ 128,600 $ 295,000
Ashtabula, Ohio 20 $ 2,749,000 $ 137,450 $ 302,000
Geauga, Ohio 20 $ 3,673,000 $ 183,650 $ 86,000
Knox, Ohio 20 $ 6,487,000 $ 324,350 $ 216,000
Tuscarawas, Ohio 20 $ 7,236,000 $ 361,800 $ 949,000
Williamson, Tennessee 20 $ 5,006,000 $ 250,300 $ 175,000
Guernsey, Ohio 19 $ 3,026,000 $ 159,263 $ 80,000
Sumner, Tennessee 19 $ 4,204,000 $ 221,263 $ 87,000
Jasper, Indiana 18 $ 4,132,000 $ 229,555 $ 278,000
Shelby, Indiana 18 $ 3,590,000 $ 199,444 $ 361,000
Christian, Kentucky 18 $ 3,232,000 $ 179,555 $ 206,000
Columbiana, Ohio 18 $ 3,351,000 $ 186,166 $ 214,000
Trumbull, Ohio 18 $ 2,704,000 $ 150,222 $ 96,000
Jefferson, Tennessee 18 $ 3,953,000 $ 219,611 $ 91,000
Allen, Indiana 17 $ 3,955,000 $ 232,647 $ 337,000
Brown, Indiana 17 $ 3,106,000 $ 182,705 $ 73,000
Preble, Ohio 17 $ 4,596,000 $ 270,352 $ 258,000
Bedford, Tennessee 17 $ 4,943,000 $ 290,764 $ 124,000
Lawrence, Tennessee 17 $ 3,107,000 $ 182,764 $ 187,000
Robertson, Tennessee 17 $ 10,302,000 $ 606,000 $ 341,000
Adams, Indiana 16 $ 2,640,000 $ 165,000 $ 112,000
LaPorte, Indiana 16 $ 3,613,000 $ 225,812 $ 79,000
Barren, Kentucky 16 $ 2,455,000 $ 153,437 $ 204,000
Holmes, Ohio 16 $ 2,961,000 $ 185,062 $ 217,000
Washington, Tennessee 16 $ 3,024,000 $ 189,000 $ 132,000
Ashland, Ohio 15 $ 5,574,000 $ 371,600 $ 332,000
Champaign, Ohio 15 $ 3,704,000 $ 246,933 $ 283,000
Medina, Ohio 15 $ 3,132,000 $ 208,800 $ 318,000
Haywood, Tennessee 15 $ 3,073,000 $ 204,866 $ 707,000
McMinn, Tennessee 15 $ 3,713,000 $ 247,533 $ 339,000
Clinton, Ohio 14 $ 5,229,000 $ 373,500 $ 415,000
Noble, Ohio 14 $ 3,634,000 $ 259,571 $ 225,000
Shelby, Ohio 14 $ 7,060,000 $ 504,285 $ 921,000
Knox, Tennessee 14 $ 3,094,000 $ 221,000 $ 124,000
Harrison, Indiana 13 $ 2,846,000 $ 218,923 $ 189,000
Miami, Indiana 13 $ 1,781,000 $ 137,000 $ 85,000
Porter, Indiana 13 $ 3,670,000 $ 282,307 $ 247,000
St. Joseph, Indiana 13 $ 2,710,000 $ 208,461 $ 207,000
Daviess, Kentucky 13 $ 2,333,000 $ 179,461 $ 216,000
Hardin, Kentucky 13 $ 4,987,000 $ 383,615 $ 189,000
Hart, Kentucky 13 $ 1,948,000 $ 149,846 $ 110,000
Shelby, Kentucky 13 $ 6,185,000 $ 475,769 $ 742,000
Gallia, Ohio 13 $ 1,390,000 $ 106,923 $ 57,000
Mercer, Ohio 13 $ 6,122,000 $ 470,923 $ 561,000
Blount, Tennessee 13 $ 3,159,000 $ 243,000 $ 97,000
Putnam, Tennessee 13 $ 2,678,000 $ 206,000 $ 119,000
Sullivan, Tennessee 13 $ 1,933,000 $ 148,692 $ 104,000
Allen, Ohio 12 $ 4,090,000 $ 340,833 $ 463,000
Clermont, Ohio 12 $ 2,782,000 $ 231,833 $ 133,000
Fulton, Ohio 12 $ 2,445,000 $ 203,750 $ 591,000
Greene, Ohio 12 $ 3,757,000 $ 313,083 $ 384,000
Huron, Ohio 12 $ 5,644,000 $ 470,333 $ 509,000
Warren, Ohio 12 $ 6,136,000 $ 511,333 $ 96,000
Sevier, Tennessee 12 $ 2,069,000 $ 172,416 $ 64,000
Decatur, Indiana 11 $ 22,561,000 $ 2,051,000 $ 767,000
Hancock, Indiana 11 $ 1,886,000 $ 171,454 $ 584,000
Marshall, Indiana 11 $ 2,443,000 $ 222,090 $ 271,000
Putnam, Indiana 11 $ 1,426,000 $ 129,636 $ 88,000
Owen, Kentucky 11 $ 1,635,000 $ 148,636 $ 104,000
Adams, Ohio 11 $ 5,504,000 $ 500,363 $ 179,000
Carroll, Ohio 11 $ 1,392,000 $ 126,545 $ 105,000
Coshocton, Ohio 11 $ 1,634,000 $ 148,545 $ 289,000
Highland, Ohio 11 $ 1,606,000 $ 146,000 $ 150,000
Licking, Ohio 11 $ 2,501,000 $ 227,363 $ 126,000
Lorain, Ohio 11 $ 1,943,000 $ 176,636 $ 236,000
Richland, Ohio 11 $ 4,285,000 $ 389,545 $ 202,000
Union, Ohio 11 $ 2,053,000 $ 186,636 $ 167,000
Williams, Ohio 11 $ 2,122,000 $ 192,909 $ 279,000
Tipton, Tennessee 11 $ 1,948,000 $ 177,090 $ 214,000
Morgan, Indiana 10 $ 4,192,000 $ 419,200 $ 763,000
Washington, Indiana 10 $ 3,609,000 $ 360,900 $ 378,000
Boone, Kentucky 10 $ 2,747,000 $ 274,700 $ 140,000
Bourbon, Kentucky 10 $ 4,872,000 $ 487,200 $ 797,000
Harrison, Kentucky 10 $ 1,524,000 $ 152,400 $ 208,000
Pendleton, Kentucky 10 $ 1,839,000 $ 183,900 $ 73,000
Trigg, Kentucky 10 $ 1,195,000 $ 119,500 $ 97,000
Scioto, Ohio 10 $ 1,437,000 $ 143,700 $ 92,000
Cannon, Tennessee 10 $ 1,391,000 $ 139,100 $ 89,000
Fentress, Tennessee 10 $ 1,986,000 $ 198,600 $ 90,000
Hawkins, Tennessee 10 $ 2,090,000 $ 209,000 $ 66,000
Wayne, Tennessee 10 $ 8,176,000 $ 817,600 $ 2,462,000
Bartholomew, Indiana 9 $ 2,733,000 $ 303,666 $ 224,000
Dearborn, Indiana 9 $ 2,973,000 $ 330,333 $ 167,000
Jay, Indiana 9 $ 3,223,000 $ 358,111 $ 382,000
Madison, Indiana 9 $ 2,649,000 $ 294,333 $ 278,000
Noble, Indiana 9 $ 4,292,000 $ 476,888 $ 478,000
Tippecanoe, Indiana 9 $ 2,937,000 $ 326,333 $ 493,000
Warren, Indiana 9 $ 1,150,000 $ 127,777 $ 185,000
Fleming, Kentucky 9 $ 1,034,000 $ 114,888 $ 63,000
Grant, Kentucky 9 $ 1,154,000 $ 128,222 $ 88,000
Grayson, Kentucky 9 $ 1,248,000 $ 138,666 $ 162,000
Larue, Kentucky 9 $ 4,072,000 $ 452,444 $ 399,000
Logan, Kentucky 9 $ 1,414,000 $ 157,111 $ 86,000
Mason, Kentucky 9 $ 4,492,000 $ 499,111 $ 370,000
Auglaize, Ohio 9 $ 2,612,000 $ 290,222 $ 430,000
Brown, Ohio 9 $ 1,484,000 $ 164,888 $ 169,000
Butler, Ohio 9 $ 2,423,000 $ 269,222 $ 931,000
Fairfield, Ohio 9 $ 2,236,000 $ 248,444 $ 277,000
Muskingum, Ohio 9 $ 2,010,000 $ 223,333 $ 94,000
Coffee, Tennessee 9 $ 1,401,000 $ 155,666 $ 110,000
Lauderdale, Tennessee 9 $ 2,368,000 $ 263,111 $ 98,000
Lincoln, Tennessee 9 $ 2,385,000 $ 265,000 $ 127,000
Macon, Tennessee 9 $ 1,654,000 $ 183,777 $ 271,000
Monroe, Tennessee 9 $ 1,909,000 $ 212,111 $ 207,000
Warren, Tennessee 9 $ 2,181,000 $ 242,333 $ 489,000
Clark, Indiana 8 $ 1,376,000 $ 172,000 $ 95,000
Daviess, Indiana 8 $ 8,805,000 $ 1,100,625 $ 419,000
DeKalb, Indiana 8 $ 1,723,000 $ 215,375 $ 106,000
Greene, Indiana 8 $ 1,990,000 $ 248,750 $ 207,000
Hendricks, Indiana 8 $ 1,835,000 $ 229,375 $ 74,000
Johnson, Indiana 8 $ 1,485,000 $ 185,625 $ 90,000
Bath, Kentucky 8 $ 4,027,000 $ 503,375 $ 439,000
Breckinridge, Kentucky 8 $ 1,091,000 $ 136,375 $ 291,000
Lincoln, Kentucky 8 $ 4,302,000 $ 537,750 $ 180,000
Darke, Ohio 8 $ 1,417,000 $ 177,125 $ 159,000
Harrison, Ohio 8 $ 2,015,000 $ 251,875 $ 146,000
Miami, Ohio 8 $ 2,187,000 $ 273,375 $ 1,148,000
Portage, Ohio 8 $ 1,684,000 $ 210,500 $ 98,000
Bradley, Tennessee 8 $ 1,119,000 $ 139,875 $ 97,000
Cocke, Tennessee 8 $ 1,021,000 $ 127,625 $ 105,000
Dickson, Tennessee 8 $ 1,346,000 $ 168,250 $ 50,000
Fayette, Tennessee 8 $ 3,604,000 $ 450,500 $ 180,000
Henry, Tennessee 8 $ 3,343,000 $ 417,875 $ 125,000
Madison, Tennessee 8 $ 2,490,000 $ 311,250 $ 138,000
Montgomery, Tennessee 8 $ 1,856,000 $ 232,000 $ 88,000
Kosciusko, Indiana 7 $ 1,338,000 $ 191,142 $ 1,213,000
Marion, Indiana 7 $ 1,305,000 $ 186,428 $ 97,000
Ohio, Indiana 7 $ 1,877,000 $ 268,142 $ 122,000
Orange, Indiana 7 $ 955,000 $ 136,428 $ 140,000
Parke, Indiana 7 $ 747,000 $ 106,714 $ 25,000
Pulaski, Indiana 7 $ 3,489,000 $ 498,428 $ 376,000
Steuben, Indiana 7 $ 3,702,000 $ 528,857 $ 325,000
Tipton, Indiana 7 $ 1,544,000 $ 220,571 $ 1,221,000
Wayne, Indiana 7 $ 1,170,000 $ 167,142 $ 272,000
Henderson, Kentucky 7 $ 1,614,000 $ 230,571 $ 102,000
Marion, Kentucky 7 $ 475,000 $ 67,857 $ 101,000
Pulaski, Kentucky 7 $ 912,000 $ 130,285 $ 419,000
Taylor, Kentucky 7 $ 1,172,000 $ 167,428 $ 261,000
Belmont, Ohio 7 $ 1,292,000 $ 184,571 $ 58,000
Mahoning, Ohio 7 $ 2,013,000 $ 287,571 $ 397,000
Cumberland, Tennessee 7 $ 3,532,000 $ 504,571 $ 130,000
Dyer, Tennessee 7 $ 1,675,000 $ 239,285 $ 70,000
Grainger, Tennessee 7 $ 1,664,000 $ 237,714 $ 1,088,000
Hamilton, Tennessee 7 $ 1,570,000 $ 224,285 $ 114,000
Hancock, Tennessee 7 $ 910,000 $ 130,000 $ 84,000
Marshall, Tennessee 7 $ 994,000 $ 142,000 $ 79,000
Roane, Tennessee 7 $ 1,783,000 $ 254,714 $ 135,000
White, Tennessee 7 $ 1,201,000 $ 171,571 $ 399,000
Boone, Indiana 6 $ 3,353,000 $ 558,833 $ 204,000
Carroll, Indiana 6 $ 806,000 $ 134,333 $ 184,000
Franklin, Indiana 6 $ 892,000 $ 148,666 $ 77,000
Henry, Indiana 6 $ 1,396,000 $ 232,666 $ 119,000
Howard, Indiana 6 $ 1,276,000 $ 212,666 $ 216,000
Jackson, Indiana 6 $ 1,193,000 $ 198,833 $ 367,000
Lake, Indiana 6 $ 1,567,000 $ 261,166 $ 184,000
Ripley, Indiana 6 $ 1,468,000 $ 244,666 $ 301,000
Switzerland, Indiana 6 $ 1,120,000 $ 186,666 $ 151,000
Vanderburgh, Indiana 6 $ 916,000 $ 152,666 $ 236,000
White, Indiana 6 $ 649,000 $ 108,166 $ 621,000
Allen, Kentucky 6 $ 1,021,000 $ 170,166 $ 102,000
Edmonson, Kentucky 6 $ 1,547,000 $ 257,833 $ 96,000
Montgomery, Kentucky 6 $ 624,000 $ 104,000 $ 85,000
Ohio, Kentucky 6 $ 2,237,000 $ 372,833 $ 495,000
Simpson, Kentucky 6 $ 817,000 $ 136,166 $ 373,000
Clark, Ohio 6 $ 940,000 $ 156,666 $ 88,000
Hardin, Ohio 6 $ 4,229,000 $ 704,833 $ 379,000
Jackson, Ohio 6 $ 955,000 $ 159,166 $ 60,000
Pickaway, Ohio 6 $ 1,388,000 $ 231,333 $ 221,000
Anderson, Tennessee 6 $ 2,190,000 $ 365,000 $ 76,000
Cheatham, Tennessee 6 $ 1,573,000 $ 262,166 $ 138,000
Benton, Indiana 5 $ 1,651,000 $ 330,200 $ 848,000
Fountain, Indiana 5 $ 521,000 $ 104,200 $ 206,000
Fulton, Indiana 5 $ 465,000 $ 93,000 $ 83,000
Hamilton, Indiana 5 $ 1,632,000 $ 326,400 $ 182,000
Jefferson, Indiana 5 $ 334,000 $ 66,800 $ 90,000
Newton, Indiana 5 $ 1,414,000 $ 282,800 $ 560,000
Randolph, Indiana 5 $ 2,140,000 $ 428,000 $ 269,000
Starke, Indiana 5 $ 2,035,000 $ 407,000 $ 49,000
Wells, Indiana 5 $ 591,000 $ 118,200 $ 227,000
Caldwell, Kentucky 5 $ 1,219,000 $ 243,800 $ 76,000
Campbell, Kentucky 5 $ 963,000 $ 192,600 $ 57,000
Clark, Kentucky 5 $ 1,348,000 $ 269,600 $ 123,000
Green, Kentucky 5 $ 1,650,000 $ 330,000 $ 847,000
Greenup, Kentucky 5 $ 747,000 $ 149,400 $ 266,000
Henry, Kentucky 5 $ 719,000 $ 143,800 $ 122,000
Kenton, Kentucky 5 $ 915,000 $ 183,000 $ 88,000
Lewis, Kentucky 5 $ 687,000 $ 137,400 $ 94,000
Menifee, Kentucky 5 $ 673,000 $ 134,600 $ 113,000
Metcalfe, Kentucky 5 $ 1,047,000 $ 209,400 $ 56,000
Franklin, Ohio 5 $ 8,347,000 $ 1,669,400 $ 141,000
Madison, Ohio 5 $ 885,000 $ 177,000 $ 118,000
Montgomery, Ohio 5 $ 574,000 $ 114,800 $ 402,000
Morgan, Ohio 5 $ 2,058,000 $ 411,600 $ 85,000
Morrow, Ohio 5 $ 891,000 $ 178,200 $ 93,000
Ross, Ohio 5 $ 771,000 $ 154,200 $ 383,000
Benton, Tennessee 5 $ 1,165,000 $ 233,000 $ 70,000
Henderson, Tennessee 5 $ 836,000 $ 167,200 $ 105,000
Hickman, Tennessee 5 $ 1,605,000 $ 321,000 $ 261,000
Humphreys, Tennessee 5 $ 2,492,000 $ 498,400 $ 418,000
Lewis, Tennessee 5 $ 1,129,000 $ 225,800 $ 127,000
McNairy, Tennessee 5 $ 819,000 $ 163,800 $ 83,000
Morgan, Tennessee 5 $ 657,000 $ 131,400 $ 43,000
Scott, Tennessee 5 $ 531,000 $ 106,200 $ 64,000
Shelby, Tennessee 5 $ 1,699,000 $ 339,800 $ 246,000
Clinton, Indiana 4 $ 2,571,000 $ 642,750 $ 556,000
Fayette, Indiana 4 $ 1,199,000 $ 299,750 $ 487,000
Monroe, Indiana 4 $ 818,000 $ 204,500 $ 93,000
Scott, Indiana 4 $ 868,000 $ 217,000 $ 91,000
Wabash, Indiana 4 $ 2,823,000 $ 705,750 $ 2,080,000
Warrick, Indiana 4 $ 543,000 $ 135,750 $ 93,000
Bracken, Kentucky 4 $ 392,000 $ 98,000 $ 329,000
Bullitt, Kentucky 4 $ 757,000 $ 189,250 $ 117,000
Casey, Kentucky 4 $ 360,000 $ 90,000 $ 32,000
Clinton, Kentucky 4 $ 1,674,000 $ 418,500 $ 142,000
Hancock, Kentucky 4 $ 614,000 $ 153,500 $ 136,000
Jefferson, Kentucky 4 $ 594,000 $ 148,500 $ 454,000
Meade, Kentucky 4 $ 456,000 $ 114,000 $ 259,000
Robertson, Kentucky 4 $ 665,000 $ 166,250 $ 63,000
Rowan, Kentucky 4 $ 678,000 $ 169,500 $ 40,000
Scott, Kentucky 4 $ 360,000 $ 90,000 $ 74,000
Spencer, Kentucky 4 $ 895,000 $ 223,750 $ 94,000
Washington, Kentucky 4 $ 458,000 $ 114,500 $ 76,000
Defiance, Ohio 4 $ 675,000 $ 168,750 $ 87,000
Hamilton, Ohio 4 $ 833,000 $ 208,250 $ 82,000
Jefferson, Ohio 4 $ 494,000 $ 123,500 $ 138,000
Perry, Ohio 4 $ 352,000 $ 88,000 $ 116,000
Putnam, Ohio 4 $ 4,115,000 $ 1,028,750 $ 1,058,000
Bledsoe, Tennessee 4 $ 944,000 $ 236,000 $ 278,000
Carter, Tennessee 4 $ 413,000 $ 103,250 $ 88,000
Crockett, Tennessee 4 $ 399,000 $ 99,750 $ 108,000
Decatur, Tennessee 4 $ 942,000 $ 235,500 $ 138,000
Gibson, Tennessee 4 $ 500,000 $ 125,000 $ 77,000
Hardeman, Tennessee 4 $ 816,000 $ 204,000 $ 120,000
Johnson, Tennessee 4 $ 699,000 $ 174,750 $ 107,000
Meigs, Tennessee 4 $ 841,000 $ 210,250 $ 75,000
Sequatchie, Tennessee 4 $ 595,000 $ 148,750 $ 23,000
Stewart, Tennessee 4 $ 1,183,000 $ 295,750 $ 136,000
Weakley, Tennessee 4 $ 576,000 $ 144,000 $ 67,000
Crawford, Indiana 3 $ 364,000 $ 121,333 $ 85,000
Delaware, Indiana 3 $ 1,614,000 $ 538,000 $ 1,359,000
Floyd, Indiana 3 $ 442,000 $ 147,333 $ 112,000
Gibson, Indiana 3 $ 377,000 $ 125,666 $ 121,000
Huntington, Indiana 3 $ 390,000 $ 130,000 $ 71,000
Jennings, Indiana 3 $ 959,000 $ 319,666 $ 380,000
Martin, Indiana 3 $ 2,047,000 $ 682,333 $ 394,000
Montgomery, Indiana 3 $ 891,000 $ 297,000 $ 455,000
Posey, Indiana 3 $ 430,000 $ 143,333 $ 273,000
Whitley, Indiana 3 $ 533,000 $ 177,666 $ 117,000
Anderson, Kentucky 3 $ 335,000 $ 111,666 $ 114,000
Boyle, Kentucky 3 $ 1,792,000 $ 597,333 $ 552,000
Butler, Kentucky 3 $ 593,000 $ 197,666 $ 83,000
Carter, Kentucky 3 $ 323,000 $ 107,666 $ 63,000
Laurel, Kentucky 3 $ 446,000 $ 148,666 $ 74,000
Madison, Kentucky 3 $ 898,000 $ 299,333 $ 199,000
Mercer, Kentucky 3 $ 795,000 $ 265,000 $ 833,000
Nicholas, Kentucky 3 $ 264,000 $ 88,000 $ 57,000
Wolfe, Kentucky 3 $ 254,000 $ 84,666 $ 91,000
Woodford, Kentucky 3 $ 1,662,000 $ 554,000 $ 609,000
Athens, Ohio 3 $ 645,000 $ 215,000 $ 264,000
Delaware, Ohio 3 $ 771,000 $ 257,000 $ 90,000
Fayette, Ohio 3 $ 1,120,000 $ 373,333 $ 236,000
Henry, Ohio 3 $ 932,000 $ 310,666 $ 1,643,000
Meigs, Ohio 3 $ 305,000 $ 101,666 $ 88,000
Carroll, Tennessee 3 $ 527,000 $ 175,666 $ 65,000
Chester, Tennessee 3 $ 781,000 $ 260,333 $ 183,000
Claiborne, Tennessee 3 $ 234,000 $ 78,000 $ 56,000
Clay, Tennessee 3 $ 2,036,000 $ 678,666 $ 374,000
Davidson, Tennessee 3 $ 1,215,000 $ 405,000 $ 94,000
DeKalb, Tennessee 3 $ 658,000 $ 219,333 $ 164,000
Hardin, Tennessee 3 $ 218,000 $ 72,666 $ 70,000
Marion, Tennessee 3 $ 304,000 $ 101,333 $ 82,000
Escambia, Florida 2 $ 447,000 $ 223,500 $ 144,000
Blackford, Indiana 2 $ 112,000 $ 56,000 $ 113,000
Clay, Indiana 2 $ 98,000 $ 49,000 $ 213,000
Grant, Indiana 2 $ 254,000 $ 127,000 $ 76,000
Knox, Indiana 2 $ 2,514,000 $ 1,257,000 $ 1,034,000
Lawrence, Indiana 2 $ 446,000 $ 223,000 $ 98,000
Owen, Indiana 2 $ 164,000 $ 82,000 $ 92,000
Spencer, Indiana 2 $ 571,000 $ 285,500 $ 1,730,000
Vigo, Indiana 2 $ 234,000 $ 117,000 $ 75,000
Estill, Kentucky 2 $ 292,000 $ 146,000 $ 157,000
Fayette, Kentucky 2 $ 1,041,000 $ 520,500 $ 288,000
McLean, Kentucky 2 $ 323,000 $ 161,500 $ 369,000
Monroe, Kentucky 2 $ 37,000 $ 18,500 $ 467,000
Oldham, Kentucky 2 $ 579,000 $ 289,500 $ 111,000
Powell, Kentucky 2 $ 184,000 $ 92,000 $ 145,000
Harnett, North Carolina 2 $ 355,000 $ 177,500 $ 68,000
Cuyahoga, Ohio 2 $ 1,034,000 $ 517,000 $ 221,000
Erie, Ohio 2 $ 290,000 $ 145,000 $ 425,000
Hocking, Ohio 2 $ 834,000 $ 417,000 $ 188,000
Lake, Ohio 2 $ 244,000 $ 122,000 $ 141,000
Lawrence, Ohio 2 $ 367,000 $ 183,500 $ 110,000
Monroe, Ohio 2 $ 415,000 $ 207,500 $ 110,000
Pike, Ohio 2 $ 291,000 $ 145,500 $ 112,000
Summit, Ohio 2 $ 194,000 $ 97,000 $ 72,000
Van Wert, Ohio 2 $ 542,000 $ 271,000 $ 115,000
Washington, Ohio 2 $ 102,000 $ 51,000 $ 973,000
Franklin, Tennessee 2 $ 553,000 $ 276,500 $ 131,000
Giles, Tennessee 2 $ 754,000 $ 377,000 $ 98,000
Hamblen, Tennessee 2 $ 329,000 $ 164,500 $ 93,000
Loudon, Tennessee 2 $ 695,000 $ 347,500 $ 118,000
Moore, Tennessee 2 $ 412,000 $ 206,000 $ 95,000
Obion, Tennessee 2 $ 301,000 $ 150,500 $ 87,000
Overton, Tennessee 2 $ 461,000 $ 230,500 $ 96,000
Perry, Tennessee 2 $ 271,000 $ 135,500 $ 42,000
Polk, Tennessee 2 $ 311,000 $ 155,500 $ 93,000
Trousdale, Tennessee 2 $ 483,000 $ 241,500 $ 128,000
Union, Tennessee 2 $ 359,000 $ 179,500 $ 133,000
Bexar, Texas 2 $ 441,000 $ 220,500 $ 155,000
Elmore, Alabama 1 $ 128,000 $ 128,000 $ 707,000
Los Angeles, California 1 $ 322,000 $ 322,000 $ 457,000
Orange, California 1 $ 227,000 $ 227,000 $ 224,000
Brevard, Florida 1 $ 153,000 $ 153,000 $ 74,000
Manatee, Florida 1 $ 225,000 $ 225,000 $ 52,000
Marion, Florida 1 $ 188,000 $ 188,000 $ 305,000
Palm Beach, Florida 1 $ 1,481,000 $ 1,481,000 $ 876,000
Sarasota, Florida 1 $ 222,000 $ 222,000 $ 116,000
Washington, Florida 1 $ 159,000 $ 159,000 $ 923,000
Jackson, Illinois 1 $ 83,000 $ 83,000 $ 119,000
Lawrence, Illinois 1 $ 2,100,000 $ 2,100,000 $ 0
Madison, Illinois 1 $ 228,000 $ 228,000 $ 0
Pope, Illinois 1 $ 83,000 $ 83,000 $ 41,000
Tazewell, Illinois 1 $ 179,000 $ 179,000 $ 0
Cass, Indiana 1 $ 158,000 $ 158,000 $ 0
Dubois, Indiana 1 $ 300,000 $ 300,000 $ 330,000
Perry, Indiana 1 $ 85,000 $ 85,000 $ 129,000
Pike, Indiana 1 $ 41,000 $ 41,000 $ 0
Rush, Indiana 1 $ 244,000 $ 244,000 $ 104,000
Sullivan, Indiana 1 $ 41,000 $ 41,000 $ 67,000
Union, Indiana 1 $ 1,242,000 $ 1,242,000 $ 627,000
Butler, Kansas 1 $ 139,000 $ 139,000 $ 139,000
Adair, Kentucky 1 $ 76,000 $ 76,000 $ 184,000
Boyd, Kentucky 1 $ 142,000 $ 142,000 $ 103,000
Breathitt, Kentucky 1 $ 41,000 $ 41,000 $ 43,000
Calloway, Kentucky 1 $ 773,000 $ 773,000 $ 205,000
Carroll, Kentucky 1 $ 55,000 $ 55,000 $ 137,000
Crittenden, Kentucky 1 $ 1,445,000 $ 1,445,000 $ 0
Franklin, Kentucky 1 $ 86,000 $ 86,000 $ 133,000
Fulton, Kentucky 1 $ 67,000 $ 67,000 $ 134,000
Gallatin, Kentucky 1 $ 142,000 $ 142,000 $ 34,000
Hopkins, Kentucky 1 $ 289,000 $ 289,000 $ 138,000
Jessamine, Kentucky 1 $ 460,000 $ 460,000 $ 147,000
Rockcastle, Kentucky 1 $ 170,000 $ 170,000 $ 67,000
Russell, Kentucky 1 $ 68,000 $ 68,000 $ 52,000
Union, Kentucky 1 $ 205,000 $ 205,000 $ 206,000
Wayne, Kentucky 1 $ 155,000 $ 155,000 $ 202,000
Webster, Kentucky 1 $ 201,000 $ 201,000 $ 0
Eaton, Michigan 1 $ 2,500,000 $ 2,500,000 $ 0
Nodaway, Missouri 1 $ 389,000 $ 389,000 $ 172,000
Hancock, Ohio 1 $ 234,000 $ 234,000 $ 115,000
Marion, Ohio 1 $ 306,000 $ 306,000 $ 142,000
Ottawa, Ohio 1 $ 14,000 $ 14,000 $ 78,000
Paulding, Ohio 1 $ 401,000 $ 401,000 $ 349,000
Sandusky, Ohio 1 $ 327,000 $ 327,000 $ 155,000
Vinton, Ohio 1 $ 213,000 $ 213,000 $ 0
Horry, South Carolina 1 $ 317,000 $ 317,000 $ 91,000
Grundy, Tennessee 1 $ 75,000 $ 75,000 $ 92,000
Pickett, Tennessee 1 $ 660,000 $ 660,000 $ 299,000
Rhea, Tennessee 1 $ 293,000 $ 293,000 $ 104,000
Smith, Tennessee 1 $ 317,000 $ 317,000 $ 128,000
Montgomery, Texas 1 $ 511,000 $ 511,000 $ 175,000

Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,749 $394,426,000 $225,000 $5,775,000 $185,000 $7,347,000
Refinancing 894 $291,650,000 $326,000 $17,063,000 $378,000 $8,140,000
Home Improvement 163 $22,707,000 $139,000 $2,440,000 $156,000 $3,265,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,105 $451,761,000 $214,000 $3,657,000 $161,000 $6,965,000
Not Provided 450 $144,844,000 $321,000 $5,775,000 $451,000 $8,140,000
American Indian or Alaskan Native 150 $54,344,000 $362,000 $17,063,000 $209,000 $4,144,000
Not applicable 79 $53,858,000 $681,000 $4,400,000 $1,408,000 $8,076,000
Hispanic 15 $2,672,000 $178,000 $353,000 $81,000 $161,000
Black or African American 5 $939,000 $187,000 $468,000 $103,000 $153,000
Native Hawaiian or Other Pacific Islander 1 $76,000 $76,000 $76,000 $523,000 $523,000
Asian 1 $289,000 $289,000 $289,000 $111,000 $111,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,806 $708,783,000 $252,000 $17,063,000 $245,000 $8,140,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,949 $517,832,000 $265,000 $17,063,000 $294,000 $8,140,000
Application Denied By Financial Institution 620 $142,297,000 $229,000 $3,657,000 $124,000 $4,060,000
Application Withdrawn By Applicant 224 $42,606,000 $190,000 $1,200,000 $121,000 $1,699,000
File Closed For Incompleteness 13 $6,048,000 $465,000 $2,440,000 $750,000 $3,675,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farm Credit Mid-America, Aca's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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