Farmers Insurance Federal Credit Union Mortgage Lending & HMDA Data, 2025

In 2025, Farmers Insurance Federal Credit Union of Burbank, CA reported 991 mortgage applications totaling $222.2 million, up 69% from 2024. The average application was for $224,233, and applicants reported an average income of $269,338. 48% of its applications resulted in an originated loan and 38% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (55), Riverside-San Bernardino-Ontario, CA (41) and Phoenix-Mesa-Scottsdale, AZ (36) (applications in parentheses).

Mortgage Company & Address Farmers Insurance Federal Credit Union
4601 Wilshire Bl. Ste 110
Burbank, CA 91504
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 991
Total Mortgage Loan Application Amount $222,215,000
Average Mortgage Loan Application Amount $224,233
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $269,338
Highest Applicant Income $6,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farmers Insurance Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farmers Insurance Federal Credit Union by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 189 $ 51,505,000 $ 272,513 $ 245,994
Los Angeles-Long Beach-Glendale, CA 55 $ 14,735,000 $ 267,909 $ 259,000
Riverside-San Bernardino-Ontario, CA 41 $ 9,635,000 $ 235,000 $ 260,000
Phoenix-Mesa-Scottsdale, AZ 36 $ 5,520,000 $ 153,333 $ 231,000
Kansas City, MO-KS 31 $ 6,065,000 $ 195,645 $ 272,612
Anaheim-Santa Ana-Irvine, CA 28 $ 10,660,000 $ 380,714 $ 584,000
Chicago-Naperville, IL 23 $ 4,965,000 $ 215,869 $ 466,000
Dallas-Plano-Irving, TX 23 $ 5,035,000 $ 218,913 $ 357,000
Grand Rapids-Wyoming, MI 23 $ 2,265,000 $ 98,478 $ 100,000
Sacramento--Roseville--Arden-Arcade, CA 19 $ 1,865,000 $ 98,157 $ 195,000
San Diego-Carlsbad, CA 17 $ 2,895,000 $ 170,294 $ 217,000
Las Vegas-Henderson-Paradise, NV 16 $ 4,460,000 $ 278,750 $ 230,000
Oakland-Hayward-Berkeley, CA 15 $ 5,545,000 $ 369,666 $ 323,000
Denver-Aurora-Lakewood, CO 14 $ 2,770,000 $ 197,857 $ 192,000
Merced, CA 14 $ 1,720,000 $ 122,857 $ 104,000
Oxnard-Thousand Oaks-Ventura, CA 14 $ 3,250,000 $ 232,142 $ 189,000
Oklahoma City, OK 13 $ 1,335,000 $ 102,692 $ 202,000
Minneapolis-St. Paul-Bloomington, MN-WI 12 $ 2,920,000 $ 243,333 $ 227,000
St. Louis, MO-IL 12 $ 3,810,000 $ 317,500 $ 246,000
Austin-Round Rock, TX 11 $ 1,875,000 $ 170,454 $ 282,000
Albuquerque, NM 10 $ 1,250,000 $ 125,000 $ 280,000
Houston-The Woodlands-Sugar Land, TX 10 $ 1,330,000 $ 133,000 $ 223,000
Fresno, CA 9 $ 765,000 $ 85,000 $ 121,000
New York-Jersey City-White Plains, NY-NJ 9 $ 1,215,000 $ 135,000 $ 360,666
San Antonio-New Braunfels, TX 9 $ 2,275,000 $ 252,777 $ 442,000
Stockton-Lodi, CA 9 $ 1,625,000 $ 180,555 $ 199,000
Atlanta-Sandy Springs-Roswell, GA 8 $ 720,000 $ 90,000 $ 87,000
Cleveland, OH 8 $ 1,620,000 $ 202,500 $ 124,000
Indianapolis-Carmel-Anderson, IN 8 $ 1,270,000 $ 158,750 $ 193,000
Lakewood-New Brunswick, NJ 8 $ 2,020,000 $ 252,500 $ 279,000
Modesto, CA 8 $ 1,250,000 $ 156,250 $ 285,000
Bakersfield, CA 7 $ 1,645,000 $ 235,000 $ 257,000
Nashville-Davidson--Murfreesboro--Franklin, TN 7 $ 1,165,000 $ 166,428 $ 137,000
Tucson, AZ 7 $ 1,785,000 $ 255,000 $ 214,000
Fort Worth-Arlington, TX 6 $ 1,160,000 $ 193,333 $ 499,000
Seattle-Bellevue-Everett, WA 6 $ 1,820,000 $ 303,333 $ 169,000
Charlotte-Concord-Gastonia, NC-SC 5 $ 925,000 $ 185,000 $ 205,000
Colorado Springs, CO 5 $ 825,000 $ 165,000 $ 182,000
Newark, NJ-PA 5 $ 945,000 $ 189,000 $ 124,000
Omaha-Council Bluffs, NE-IA 5 $ 845,000 $ 169,000 $ 268,400
Salem, OR 5 $ 1,185,000 $ 237,000 $ 198,000
Salt Lake City, UT 5 $ 1,005,000 $ 201,000 $ 217,000
Akron, OH 4 $ 440,000 $ 110,000 $ 164,000
Camden, NJ 4 $ 1,480,000 $ 370,000 $ 186,000
El Paso, TX 4 $ 1,620,000 $ 405,000 $ 394,000
Everett, WA 4 $ 1,920,000 $ 480,000 $ 458,000
Fort Wayne, IN 4 $ 400,000 $ 100,000 $ 71,000
Little Rock-North Little Rock-Conway, AR 4 $ 700,000 $ 175,000 $ 130,000
Longview, TX 4 $ 870,000 $ 217,500 $ 398,000
Marietta, GA 4 $ 810,000 $ 202,500 $ 168,000
Midland, TX 4 $ 1,560,000 $ 390,000 $ 459,000
Milwaukee-Waukesha-West Allis, WI 4 $ 640,000 $ 160,000 $ 167,000
Nassau County-Suffolk County, NY 4 $ 710,000 $ 177,500 $ 157,000
Philadelphia, PA 4 $ 570,000 $ 142,500 $ 122,000
Portland-Vancouver-Hillsboro, OR-WA 4 $ 350,000 $ 87,500 $ 242,250
Providence-Warwick, RI-MA 4 $ 520,000 $ 130,000 $ 123,000
San Jose-Sunnyvale-Santa Clara, CA 4 $ 3,620,000 $ 905,000 $ 594,000
Tulsa, OK 4 $ 480,000 $ 120,000 $ 186,000
Wichita, KS 4 $ 410,000 $ 102,500 $ 176,000
Amarillo, TX 3 $ 805,000 $ 268,333 $ 322,000
Arlington-Alexandria-Reston, VA-WV 3 $ 375,000 $ 125,000 $ 264,000
Bridgeport-Stamford-Norwalk, CT 3 $ 495,000 $ 165,000 $ 238,000
Canton-Massillon, OH 3 $ 405,000 $ 135,000 $ 116,000
Cincinnati, OH-KY-IN 3 $ 625,000 $ 208,333 $ 277,000
Dayton-Springfield-Kettering, OH 3 $ 305,000 $ 101,666 $ 89,000
Fayetteville-Springdale-Rogers, AR-MO 3 $ 1,065,000 $ 355,000 $ 208,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 3 $ 2,825,000 $ 941,666 $ 140,000
Hartford-West Hartford-East Hartford, CT 3 $ 1,775,000 $ 591,666 $ 466,000
Jackson, MI 3 $ 1,045,000 $ 348,333 $ 444,000
McAllen-Edinburg-Mission, TX 3 $ 1,155,000 $ 385,000 $ 546,000
Redding, CA 3 $ 105,000 $ 35,000 $ 113,000
Santa Maria-Santa Barbara, CA 3 $ 1,665,000 $ 555,000 $ 359,000
Spokane-Spokane Valley, WA 3 $ 405,000 $ 135,000 $ 169,000
Tacoma-Lakewood, WA 3 $ 615,000 $ 205,000 $ 304,000
Washington, DC-MD 3 $ 265,000 $ 88,333 $ 121,666
Albany-Schenectady-Troy, NY 2 $ 70,000 $ 35,000 $ 365,000
Allentown-Bethlehem-Easton, PA-NJ 2 $ 140,000 $ 70,000 $ 123,000
Boise City, ID 2 $ 390,000 $ 195,000 $ 411,000
Boston, MA 2 $ 500,000 $ 250,000 $ 231,000
Cambridge-Newton-Framingham, MA 2 $ 210,000 $ 105,000 $ 3,125,000
Columbia, MO 2 $ 520,000 $ 260,000 $ 319,000
Columbus, OH 2 $ 190,000 $ 95,000 $ 116,000
Duluth, MN-WI 2 $ 260,000 $ 130,000 $ 452,000
Elgin, IL 2 $ 140,000 $ 70,000 $ 100,000
Greeley, CO 2 $ 150,000 $ 75,000 $ 168,000
Green Bay, WI 2 $ 290,000 $ 145,000 $ 34,000
Knoxville, TN 2 $ 340,000 $ 170,000 $ 102,000
Lake County-Porter County-Jasper County, IN 2 $ 130,000 $ 65,000 $ 82,000
Laredo, TX 2 $ 190,000 $ 95,000 $ 334,000
Memphis, TN-MS-AR 2 $ 390,000 $ 195,000 $ 211,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 2 $ 260,000 $ 130,000 $ 214,000
Napa, CA 2 $ 270,000 $ 135,000 $ 124,000
Pittsburgh, PA 2 $ 70,000 $ 35,000 $ 59,000
Reno, NV 2 $ 130,000 $ 65,000 $ 164,000
Richmond, VA 2 $ 530,000 $ 265,000 $ 93,000
Tyler, TX 2 $ 1,180,000 $ 590,000 $ 1,615,000
Utica-Rome, NY 2 $ 160,000 $ 80,000 $ 137,000
Visalia-Porterville, CA 2 $ 260,000 $ 130,000 $ 103,000
Warren-Troy-Farmington Hills, MI 2 $ 180,000 $ 90,000 $ 134,000
Wichita Falls, TX 2 $ 370,000 $ 185,000 $ 282,000
Worcester, MA-CT 2 $ 500,000 $ 250,000 $ 251,000
Youngstown-Warren-Boardman, OH-PA 2 $ 130,000 $ 65,000 $ 85,000
Albany, GA 1 $ 505,000 $ 505,000 $ 0
Asheville, NC 1 $ 65,000 $ 65,000 $ 0
Bellingham, WA 1 $ 205,000 $ 205,000 $ 122,000
Binghamton, NY 1 $ 55,000 $ 55,000 $ 47,000
Bremerton-Silverdale, WA 1 $ 575,000 $ 575,000 $ 166,000
Buffalo-Cheektowaga-Niagara Falls, NY 1 $ 125,000 $ 125,000 $ 108,000
Casper, WY 1 $ 65,000 $ 65,000 $ 73,000
Champaign-Urbana, IL 1 $ 305,000 $ 305,000 $ 360,000
Chattanooga, TN-GA 1 $ 25,000 $ 25,000 $ 120,000
Daphne-Fairhope-Foley, AL 1 $ 205,000 $ 205,000 $ 237,000
Durham-Chapel Hill, NC 1 $ 295,000 $ 295,000 $ 131,000
Eagle Pass, TX 1 $ 265,000 $ 265,000 $ 102,000
Flint, MI 1 $ 15,000 $ 15,000 $ 119,000
Fort Collins, CO 1 $ 205,000 $ 205,000 $ 1,080,000
Fort Smith, AR-OK 1 $ 165,000 $ 165,000 $ 157,000
Glens Falls, NY 1 $ 205,000 $ 205,000 $ 195,000
Grants Pass, OR 1 $ 55,000 $ 55,000 $ 22,000
Harrisonburg, VA 1 $ 135,000 $ 135,000 $ 101,000
Hattiesburg, MS 1 $ 65,000 $ 65,000 $ 78,000
Helena, MT 1 $ 115,000 $ 115,000 $ 330,000
Jackson, MS 1 $ 105,000 $ 105,000 $ 0
Jefferson City, MO 1 $ 95,000 $ 95,000 $ 100,000
Killeen-Temple, TX 1 $ 75,000 $ 75,000 $ 196,000
Kingston, NY 1 $ 85,000 $ 85,000 $ 199,000
Kokomo, IN 1 $ 755,000 $ 755,000 $ 240,000
Lake County-Kenosha County, IL-WI 1 $ 185,000 $ 185,000 $ 252,000
Lancaster, PA 1 $ 75,000 $ 75,000 $ 2,000
Las Cruces, NM 1 $ 335,000 $ 335,000 $ 198,000
Macon-Bibb County, GA 1 $ 315,000 $ 315,000 $ 375,000
Madison, WI 1 $ 125,000 $ 125,000 $ 157,000
Manhattan, KS 1 $ 25,000 $ 25,000 $ 144,000
Miami-Miami Beach-Kendall, FL 1 $ 1,005,000 $ 1,005,000 $ 6,000,000
Montgomery County-Bucks County-Chester County, PA 1 $ 165,000 $ 165,000 $ 279,000
New Haven-Milford, CT 1 $ 275,000 $ 275,000 $ 49,000
Niles-Benton Harbor, MI 1 $ 55,000 $ 55,000 $ 1,200,000
Ogden-Clearfield, UT 1 $ 355,000 $ 355,000 $ 720,000
Orlando-Kissimmee-Sanford, FL 1 $ 55,000 $ 55,000 $ 600,000
Prescott Valley-Prescott, AZ 1 $ 105,000 $ 105,000 $ 59,000
Provo-Orem, UT 1 $ 65,000 $ 65,000 $ 308,000
Rochester, NY 1 $ 25,000 $ 25,000 $ 41,000
San Francisco-Redwood City-South San Francisco, CA 1 $ 405,000 $ 405,000 $ 359,000
San Rafael, CA 1 $ 495,000 $ 495,000 $ 134,000
Santa Fe, NM 1 $ 645,000 $ 645,000 $ 472,000
Sierra Vista-Douglas, AZ 1 $ 35,000 $ 35,000 $ 14,000
Sioux Falls, SD 1 $ 165,000 $ 165,000 $ 88,000
Springfield, IL 1 $ 55,000 $ 55,000 $ 3,000,000
St. George, UT 1 $ 75,000 $ 75,000 $ 160,000
St. Joseph, MO-KS 1 $ 25,000 $ 25,000 $ 181,000
Tallahassee, FL 1 $ 435,000 $ 435,000 $ 89,000
Traverse City, MI 1 $ 405,000 $ 405,000 $ 206,000
Trenton, NJ 1 $ 315,000 $ 315,000 $ 250,000
Vallejo-Fairfield, CA 1 $ 145,000 $ 145,000 $ 213,000
Warner Robins, GA 1 $ 65,000 $ 65,000 $ 102,000
Washington-Baltimore-Arlington, DC 1 $ 355,000 $ 355,000 $ 630,000
Wausau, WI 1 $ 125,000 $ 125,000 $ 375,000
Wilmington, DE-MD-NJ 1 $ 85,000 $ 85,000 $ 149,000

Mortgage Loan Application Detail Totals for Farmers Insurance Federal Credit Union in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 407 $59,565,000 $146,000 $2,385,000 $234,000 $6,000,000
Home Purchase 268 $92,250,000 $344,000 $1,585,000 $299,000 $1,615,000
Home Improvement 258 $43,840,000 $169,000 $1,005,000 $289,000 $6,000,000
Cash-out Refinancing 33 $12,455,000 $377,000 $1,245,000 $229,000 $652,000
Refinancing 25 $14,105,000 $564,000 $3,005,000 $377,000 $847,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 461 $96,335,000 $208,000 $1,605,000 $229,000 $1,288,000
Hispanic 202 $40,500,000 $200,000 $2,385,000 $249,000 $3,600,000
Not Provided 199 $57,785,000 $290,000 $3,005,000 $287,000 $6,000,000
Asian 49 $13,385,000 $273,000 $1,205,000 $405,000 $5,400,000
Black or African American 46 $7,670,000 $166,000 $945,000 $213,000 $1,615,000
American Indian or Alaskan Native 31 $5,805,000 $187,000 $1,005,000 $779,000 $6,000,000
Native Hawaiian or Other Pacific Islander 3 $735,000 $245,000 $325,000 $74,000 $128,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 989 $221,505,000 $223,000 $3,005,000 $270,000 $6,000,000
FHA-insured (Federal Housing Administration) 2 $710,000 $355,000 $385,000 $104,000 $128,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 472 $106,670,000 $225,000 $3,005,000 $281,000 $1,615,000
Application Denied By Financial Institution 376 $60,850,000 $161,000 $2,385,000 $269,000 $6,000,000
Preapproval Approved but not Accepted 68 $27,860,000 $409,000 $1,425,000 $188,000 $957,000
Application Withdrawn By Applicant 24 $10,570,000 $440,000 $1,055,000 $258,000 $730,000
Application Approved But Not Accepted 21 $7,445,000 $354,000 $1,245,000 $346,000 $1,133,000
Preapproval Denied by Financial Institution 14 $4,700,000 $335,000 $485,000 $225,000 $433,000
Loan Purchased By The Institution 14 $3,520,000 $251,000 $945,000 $241,000 $546,000
File Closed For Incompleteness 2 $600,000 $300,000 $325,000 $137,000 $275,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 601 $156,665,000 $260,000 $3,005,000 $270,000 $1,615,000
Other 281 $46,395,000 $165,000 $2,385,000 $315,000 $6,000,000
Credit History 72 $9,730,000 $135,000 $485,000 $134,000 $433,000
Debt-To-Income Ratio 21 $6,045,000 $287,000 $655,000 $139,000 $229,000
Unverifiable Information 8 $2,270,000 $283,000 $955,000 $332,000 $1,200,000
Collateral 6 $880,000 $146,000 $305,000 $99,000 $191,000
Employment History 2 $230,000 $115,000 $125,000 $118,000 $141,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Insurance Federal Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farmers Insurance Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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