Mortgage Lenders in Fernandina Beach, FL
3 mortgage lenders are based in Fernandina Beach, FL, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Nassau County, FL in 2025.
Most active mortgage lenders in Nassau County, FL (2025)
In 2025, 291 lenders made 3,006 home loans worth $1.1 billion in Nassau County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Nassau County, which includes Fernandina Beach.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 241 | $95.9M | $398,000 | 8.0% |
| 2 | Vystar Credit Union Jacksonville, FL | 164 | $29.2M | $178,000 | 5.5% |
| 3 | Navy Federal Credit Union Vienna, VA | 121 | $30.1M | $249,000 | 4.0% |
| 4 | Capital City Home Loans, LLC Kennesaw, GA | 104 | $54.3M | $522,000 | 3.5% |
| 5 | Community First Credit Union of Florida Jacksonville, FL | 87 | $12.3M | $141,000 | 2.9% |
| 6 | Pulte Mortgage LLC Denver, CO | 86 | $30.8M | $358,000 | 2.9% |
| 7 | loanDepot.com LLC Irvine, CA | 86 | $29.8M | $346,000 | 2.9% |
| 8 | PennyMac Loan Services LLC Westlake Village, CA | 69 | $19.9M | $289,000 | 2.3% |
| 9 | Regions Bank Birmingham, AL | 63 | $27.7M | $440,000 | 2.1% |
| 10 | Inspire Home Loans Inc. Newport Beach, CA | 62 | $20.9M | $338,000 | 2.1% |
See every lender in Nassau County and its 2025 mortgage data · top lenders in Florida · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Fernandina Beach, FL
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Cbc National Bank
1891 SOUTH 14TH STREET FERNANDINA BEACH, FL 32034 |
* | 71,923 | $17,022,441,000 |
| First Coast Community Bank
1750 S 14TH STREET FERNANDINA BEACH, FL 32034 |
* | 319 | $40,281,000 |
| Fnb of Nassau County
1891 S. 14TH STREET FERNANDINA BEACH, FL 32034 |
* | 4,630 | $973,348,000 |
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