Fidelity Bank Mortgage Lending & HMDA Data, 2025

In 2025, Fidelity Bank of Wichita, KS reported 1,970 mortgage applications totaling $374.9 million, up 2% from 2024. The average application was for $190,299, and applicants reported an average income of $140,370. 50% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Wichita, KS (867), Kansas City, MO-KS (243) and Oklahoma City, OK (114) (applications in parentheses).

Mortgage Company & Address Fidelity Bank
100 E English
Wichita, KS 67202
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,970
Total Mortgage Loan Application Amount $374,890,000
Average Mortgage Loan Application Amount $190,299
Highest Mortgage Loan Application Amount $12,205,000
Average Applicant Income $140,370
Highest Applicant Income $1,740,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fidelity Bank by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Wichita, KS 867 $ 159,005,000 $ 183,396 $ 128,000
Outside any metro area 287 $ 42,125,000 $ 146,777 $ 121,121
Kansas City, MO-KS 243 $ 77,365,000 $ 318,374 $ 191,530
Oklahoma City, OK 114 $ 14,720,000 $ 129,122 $ 161,000
Atlanta-Sandy Springs-Roswell, GA 22 $ 3,280,000 $ 149,090 $ 0
Phoenix-Mesa-Scottsdale, AZ 18 $ 2,570,000 $ 142,777 $ 93,000
Tulsa, OK 18 $ 3,830,000 $ 212,777 $ 104,000
Portland-Vancouver-Hillsboro, OR-WA 13 $ 1,915,000 $ 147,307 $ 132,000
Birmingham-Hoover, AL 11 $ 1,185,000 $ 107,727 $ 0
Marietta, GA 11 $ 1,555,000 $ 141,363 $ 0
Oakland-Hayward-Berkeley, CA 10 $ 1,060,000 $ 106,000 $ 270,000
Topeka, KS 10 $ 1,790,000 $ 179,000 $ 120,000
Lawrence, KS 9 $ 2,575,000 $ 286,111 $ 139,000
Nashville-Davidson--Murfreesboro--Franklin, TN 8 $ 1,130,000 $ 141,250 $ 224,000
Riverside-San Bernardino-Ontario, CA 8 $ 1,100,000 $ 137,500 $ 0
San Jose-Sunnyvale-Santa Clara, CA 8 $ 810,000 $ 101,250 $ 0
Anaheim-Santa Ana-Irvine, CA 7 $ 825,000 $ 117,857 $ 0
Jacksonville, FL 7 $ 945,000 $ 135,000 $ 389,000
Montgomery County-Bucks County-Chester County, PA 7 $ 1,505,000 $ 215,000 $ 720,000
Chicago-Naperville, IL 6 $ 1,280,000 $ 213,333 $ 162,000
Houston-The Woodlands-Sugar Land, TX 6 $ 220,000 $ 36,666 $ 0
Oxnard-Thousand Oaks-Ventura, CA 6 $ 1,010,000 $ 168,333 $ 0
San Diego-Carlsbad, CA 6 $ 860,000 $ 143,333 $ 0
Warren-Troy-Farmington Hills, MI 6 $ 410,000 $ 68,333 $ 37,000
Austin-Round Rock, TX 5 $ 1,505,000 $ 301,000 $ 730,000
Denver-Aurora-Lakewood, CO 5 $ 955,000 $ 191,000 $ 0
Savannah, GA 5 $ 555,000 $ 111,000 $ 0
St. Louis, MO-IL 5 $ 405,000 $ 81,000 $ 66,000
Cambridge-Newton-Framingham, MA 4 $ 610,000 $ 152,500 $ 0
Chattanooga, TN-GA 4 $ 540,000 $ 135,000 $ 108,000
Columbia, SC 4 $ 440,000 $ 110,000 $ 0
Everett, WA 4 $ 890,000 $ 222,500 $ 0
Fayetteville-Springdale-Rogers, AR-MO 4 $ 690,000 $ 172,500 $ 62,000
Knoxville, TN 4 $ 180,000 $ 45,000 $ 0
Manchester-Nashua, NH 4 $ 550,000 $ 137,500 $ 86,000
Orlando-Kissimmee-Sanford, FL 4 $ 1,130,000 $ 282,500 $ 291,000
Rockingham County-Strafford County, NH 4 $ 750,000 $ 187,500 $ 0
Seattle-Bellevue-Everett, WA 4 $ 540,000 $ 135,000 $ 126,000
Worcester, MA-CT 4 $ 720,000 $ 180,000 $ 204,000
Boston, MA 3 $ 465,000 $ 155,000 $ 0
Bremerton-Silverdale, WA 3 $ 455,000 $ 151,666 $ 0
Charleston-North Charleston, SC 3 $ 255,000 $ 85,000 $ 0
Columbus, OH 3 $ 275,000 $ 91,666 $ 102,000
Crestview-Fort Walton Beach-Destin, FL 3 $ 1,035,000 $ 345,000 $ 537,000
Dallas-Plano-Irving, TX 3 $ 475,000 $ 158,333 $ 0
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 3 $ 1,415,000 $ 471,666 $ 353,000
Fresno, CA 3 $ 345,000 $ 115,000 $ 66,000
Gulfport-Biloxi-Pascagoula, MS 3 $ 225,000 $ 75,000 $ 0
Lake County-Kenosha County, IL-WI 3 $ 425,000 $ 141,666 $ 0
Manhattan, KS 3 $ 505,000 $ 168,333 $ 204,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 3 $ 565,000 $ 188,333 $ 78,000
North Port-Sarasota-Bradenton, FL 3 $ 825,000 $ 275,000 $ 264,000
Portland-South Portland, ME 3 $ 535,000 $ 178,333 $ 0
Providence-Warwick, RI-MA 3 $ 585,000 $ 195,000 $ 0
Sacramento--Roseville--Arden-Arcade, CA 3 $ 205,000 $ 68,333 $ 180,000
Salem, OR 3 $ 145,000 $ 48,333 $ 0
San Antonio-New Braunfels, TX 3 $ 65,000 $ 21,666 $ 0
Santa Rosa, CA 3 $ 375,000 $ 125,000 $ 0
Spokane-Spokane Valley, WA 3 $ 245,000 $ 81,666 $ 0
Tacoma-Lakewood, WA 3 $ 365,000 $ 121,666 $ 0
Tampa, FL 3 $ 495,000 $ 165,000 $ 0
Yakima, WA 3 $ 345,000 $ 115,000 $ 0
Albuquerque, NM 2 $ 760,000 $ 380,000 $ 181,000
Baton Rouge, LA 2 $ 150,000 $ 75,000 $ 38,000
Bend-Redmond, OR 2 $ 120,000 $ 60,000 $ 0
Buffalo-Cheektowaga-Niagara Falls, NY 2 $ 1,270,000 $ 635,000 $ 167,000
Deltona-Daytona Beach-Ormond Beach, FL 2 $ 190,000 $ 95,000 $ 77,000
Dothan, AL 2 $ 70,000 $ 35,000 $ 0
Dover, DE 2 $ 250,000 $ 125,000 $ 0
Gainesville, FL 2 $ 100,000 $ 50,000 $ 0
Grand Rapids-Wyoming, MI 2 $ 460,000 $ 230,000 $ 128,000
Greeley, CO 2 $ 100,000 $ 50,000 $ 0
Hanford-Corcoran, CA 2 $ 470,000 $ 235,000 $ 193,000
Hartford-West Hartford-East Hartford, CT 2 $ 240,000 $ 120,000 $ 70,000
Lafayette, LA 2 $ 110,000 $ 55,000 $ 0
Lake County-Porter County-Jasper County, IN 2 $ 160,000 $ 80,000 $ 0
Lakewood-New Brunswick, NJ 2 $ 180,000 $ 90,000 $ 160,000
Las Vegas-Henderson-Paradise, NV 2 $ 700,000 $ 350,000 $ 246,000
Los Angeles-Long Beach-Glendale, CA 2 $ 210,000 $ 105,000 $ 0
McAllen-Edinburg-Mission, TX 2 $ 70,000 $ 35,000 $ 0
New Orleans-Metairie, LA 2 $ 180,000 $ 90,000 $ 0
Newark, NJ-PA 2 $ 330,000 $ 165,000 $ 0
Ogden-Clearfield, UT 2 $ 210,000 $ 105,000 $ 0
Port St. Lucie, FL 2 $ 100,000 $ 50,000 $ 0
San Francisco-Redwood City-South San Francisco, CA 2 $ 410,000 $ 205,000 $ 0
San Luis Obispo-Paso Robles-Arroyo Grande, CA 2 $ 390,000 $ 195,000 $ 0
Shreveport-Bossier City, LA 2 $ 60,000 $ 30,000 $ 0
Tucson, AZ 2 $ 150,000 $ 75,000 $ 0
Vallejo-Fairfield, CA 2 $ 150,000 $ 75,000 $ 99,000
Virginia Beach-Norfolk-Newport News, VA-NC 2 $ 700,000 $ 350,000 $ 151,000
West Palm Beach-Boca Raton-Delray Beach, FL 2 $ 300,000 $ 150,000 $ 390,000
Abilene, TX 1 $ 35,000 $ 35,000 $ 0
Albany, GA 1 $ 15,000 $ 15,000 $ 0
Amarillo, TX 1 $ 25,000 $ 25,000 $ 0
Asheville, NC 1 $ 205,000 $ 205,000 $ 76,000
Athens-Clarke County, GA 1 $ 125,000 $ 125,000 $ 0
Atlantic City-Hammonton, NJ 1 $ 125,000 $ 125,000 $ 0
Augusta-Richmond County, GA-SC 1 $ 75,000 $ 75,000 $ 0
Bakersfield, CA 1 $ 205,000 $ 205,000 $ 135,000
Bellingham, WA 1 $ 115,000 $ 115,000 $ 0
Billings, MT 1 $ 75,000 $ 75,000 $ 0
Bloomington, IN 1 $ 245,000 $ 245,000 $ 0
Bridgeport-Stamford-Norwalk, CT 1 $ 185,000 $ 185,000 $ 160,000
Brownsville-Harlingen, TX 1 $ 35,000 $ 35,000 $ 0
Cape Coral-Fort Myers, FL 1 $ 115,000 $ 115,000 $ 0
Charlotte-Concord-Gastonia, NC-SC 1 $ 1,205,000 $ 1,205,000 $ 0
Chico, CA 1 $ 55,000 $ 55,000 $ 0
Cleveland, OH 1 $ 145,000 $ 145,000 $ 0
Cleveland, TN 1 $ 15,000 $ 15,000 $ 0
College Station-Bryan, TX 1 $ 45,000 $ 45,000 $ 0
Columbia, MO 1 $ 305,000 $ 305,000 $ 104,000
Columbus, GA-AL 1 $ 55,000 $ 55,000 $ 83,000
Des Moines-West Des Moines, IA 1 $ 165,000 $ 165,000 $ 82,000
Detroit-Dearborn-Livonia, MI 1 $ 55,000 $ 55,000 $ 115,000
Duluth, MN-WI 1 $ 145,000 $ 145,000 $ 46,000
El Paso, TX 1 $ 12,205,000 $ 12,205,000 $ 0
Enid, OK 1 $ 55,000 $ 55,000 $ 106,000
Eugene, OR 1 $ 35,000 $ 35,000 $ 0
Flagstaff, AZ 1 $ 65,000 $ 65,000 $ 0
Florence-Muscle Shoals, AL 1 $ 35,000 $ 35,000 $ 0
Fort Smith, AR-OK 1 $ 5,000 $ 5,000 $ 40,000
Fort Worth-Arlington, TX 1 $ 75,000 $ 75,000 $ 0
Grants Pass, OR 1 $ 105,000 $ 105,000 $ 0
Greenville-Anderson-Mauldin, SC 1 $ 25,000 $ 25,000 $ 0
Hagerstown-Martinsburg, MD-WV 1 $ 105,000 $ 105,000 $ 0
Hattiesburg, MS 1 $ 445,000 $ 445,000 $ 150,000
Huntsville, AL 1 $ 75,000 $ 75,000 $ 105,000
Idaho Falls, ID 1 $ 205,000 $ 205,000 $ 0
Jacksonville, NC 1 $ 35,000 $ 35,000 $ 0
Jefferson City, MO 1 $ 35,000 $ 35,000 $ 147,000
Joplin, MO 1 $ 25,000 $ 25,000 $ 0
Kennewick-Richland, WA 1 $ 45,000 $ 45,000 $ 0
Lake Charles, LA 1 $ 25,000 $ 25,000 $ 0
Longview, WA 1 $ 165,000 $ 165,000 $ 0
Louisville/Jefferson County, KY-IN 1 $ 75,000 $ 75,000 $ 0
Lynchburg, VA 1 $ 65,000 $ 65,000 $ 0
Mansfield, OH 1 $ 185,000 $ 185,000 $ 83,000
Memphis, TN-MS-AR 1 $ 165,000 $ 165,000 $ 194,000
Minneapolis-St. Paul-Bloomington, MN-WI 1 $ 25,000 $ 25,000 $ 0
Modesto, CA 1 $ 105,000 $ 105,000 $ 0
Monroe, LA 1 $ 15,000 $ 15,000 $ 0
Mount Vernon-Anacortes, WA 1 $ 155,000 $ 155,000 $ 0
Nassau County-Suffolk County, NY 1 $ 415,000 $ 415,000 $ 217,000
Ocala, FL 1 $ 55,000 $ 55,000 $ 0
Odessa, TX 1 $ 35,000 $ 35,000 $ 0
Pensacola-Ferry Pass-Brent, FL 1 $ 135,000 $ 135,000 $ 0
Raleigh, NC 1 $ 445,000 $ 445,000 $ 287,000
Reading, PA 1 $ 65,000 $ 65,000 $ 0
Reno, NV 1 $ 205,000 $ 205,000 $ 0
Salinas, CA 1 $ 85,000 $ 85,000 $ 78,000
Santa Cruz-Watsonville, CA 1 $ 135,000 $ 135,000 $ 0
Santa Fe, NM 1 $ 95,000 $ 95,000 $ 78,000
Sherman-Denison, TX 1 $ 675,000 $ 675,000 $ 272,000
St. Petersburg-Clearwater-Largo, FL 1 $ 425,000 $ 425,000 $ 323,000
Staunton-Waynesboro, VA 1 $ 135,000 $ 135,000 $ 39,000
Tallahassee, FL 1 $ 45,000 $ 45,000 $ 0
Texarkana, TX-AR 1 $ 65,000 $ 65,000 $ 0
Traverse City, MI 1 $ 255,000 $ 255,000 $ 0
Trenton, NJ 1 $ 285,000 $ 285,000 $ 0
Tyler, TX 1 $ 105,000 $ 105,000 $ 0
Wildwood-The Villages, FL 1 $ 25,000 $ 25,000 $ 0
York-Hanover, PA 1 $ 135,000 $ 135,000 $ 0

Mortgage Loan Application Detail Totals for Fidelity Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 943 $212,705,000 $225,000 $1,355,000 $138,000 $1,740,000
Home Improvement 362 $37,500,000 $103,000 $705,000 $140,000 $947,000
Other Purpose 349 $36,715,000 $105,000 $585,000 $122,000 $624,000
Refinancing 236 $66,960,000 $283,000 $12,205,000 $178,000 $1,473,000
Cash-out Refinancing 73 $20,395,000 $279,000 $1,425,000 $139,000 $746,000
Not Applicable 7 $615,000 $87,000 $245,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,010 $212,210,000 $210,000 $1,425,000 $141,000 $1,740,000
Not applicable 543 $81,785,000 $150,000 $12,205,000 $0 $0
Not Provided 179 $33,885,000 $189,000 $805,000 $161,000 $661,000
Hispanic 113 $18,045,000 $159,000 $545,000 $99,000 $666,000
Asian 55 $15,325,000 $278,000 $1,385,000 $176,000 $720,000
Black or African American 45 $8,695,000 $193,000 $725,000 $141,000 $1,322,000
American Indian or Alaskan Native 25 $4,945,000 $197,000 $805,000 $130,000 $537,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,773 $331,175,000 $186,000 $12,205,000 $149,000 $1,740,000
FHA-insured (Federal Housing Administration) 140 $27,740,000 $198,000 $535,000 $80,000 $227,000
VA-guaranteed (Veterans Administration) 50 $15,010,000 $300,000 $1,205,000 $113,000 $368,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $965,000 $137,000 $275,000 $80,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 980 $237,080,000 $241,000 $12,205,000 $153,000 $1,510,000
Loan Purchased By The Institution 458 $47,250,000 $103,000 $465,000 $0 $0
Application Denied By Financial Institution 326 $42,210,000 $129,000 $1,125,000 $103,000 $1,740,000
Application Withdrawn By Applicant 192 $43,580,000 $226,000 $1,385,000 $147,000 $732,000
File Closed For Incompleteness 13 $4,565,000 $351,000 $805,000 $159,000 $337,000
Application Approved But Not Accepted 1 $205,000 $205,000 $205,000 $281,000 $281,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,644 $332,680,000 $202,000 $12,205,000 $152,000 $1,510,000
Debt-To-Income Ratio 143 $20,845,000 $145,000 $1,125,000 $83,000 $335,000
Credit History 126 $15,490,000 $122,000 $605,000 $103,000 $720,000
Credit Application Incomplete 32 $2,480,000 $77,000 $205,000 $142,000 $750,000
Collateral 7 $655,000 $93,000 $155,000 $148,000 $248,000
Employment History 7 $1,725,000 $246,000 $775,000 $329,000 $1,740,000
Other 6 $310,000 $51,000 $205,000 $62,000 $135,000
Insufficient Cash (Downpayment, Closing Cost) 3 $565,000 $188,000 $195,000 $97,000 $146,000
Unverifiable Information 2 $140,000 $70,000 $75,000 $49,000 $50,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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