Fidelity Bank Mortgage Lending & HMDA Data, 2025

In 2025, Fidelity Bank of Wichita, KS reported 1,970 mortgage applications totaling $374.9 million, up 2% from 2024. The average application was for $190,299, and applicants reported an average income of $140,370. 50% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Wichita, KS (867), Kansas City, MO-KS (243) and Oklahoma City, OK (114) (applications in parentheses).

Mortgage Company & Address Fidelity Bank
100 E English
Wichita, KS 67202
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,970
Total Mortgage Loan Application Amount $374,890,000
Average Mortgage Loan Application Amount $190,299
Highest Mortgage Loan Application Amount $12,205,000
Average Applicant Income $140,370
Highest Applicant Income $1,740,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fidelity Bank by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sedgwick, Kansas 756 $ 138,670,000 $ 183,425 $ 126,000
Johnson, Kansas 150 $ 49,350,000 $ 329,000 $ 194,000
Butler, Kansas 74 $ 14,370,000 $ 194,189 $ 148,000
Oklahoma, Oklahoma 71 $ 9,655,000 $ 135,985 $ 155,000
Jackson, Missouri 30 $ 9,420,000 $ 314,000 $ 163,000
Sumner, Kansas 26 $ 4,160,000 $ 160,000 $ 130,000
Cleveland, Oklahoma 21 $ 2,005,000 $ 95,476 $ 164,000
Miami, Kansas 19 $ 5,395,000 $ 283,947 $ 140,000
Maricopa, Arizona 16 $ 2,290,000 $ 143,125 $ 93,000
Tulsa, Oklahoma 14 $ 3,380,000 $ 241,428 $ 111,000
Cass, Missouri 13 $ 4,795,000 $ 368,846 $ 380,000
Clay, Missouri 13 $ 4,395,000 $ 338,076 $ 162,000
Harvey, Kansas 11 $ 1,805,000 $ 164,090 $ 132,000
Canadian, Oklahoma 11 $ 1,795,000 $ 163,181 $ 159,000
Cowley, Kansas 9 $ 795,000 $ 88,333 $ 122,000
Douglas, Kansas 9 $ 2,575,000 $ 286,111 $ 139,000
Reno, Kansas 9 $ 1,735,000 $ 192,777 $ 97,000
Contra Costa, California 8 $ 800,000 $ 100,000 $ 270,000
Santa Clara, California 8 $ 810,000 $ 101,250 $ 0
Orange, California 7 $ 825,000 $ 117,857 $ 0
Cobb, Georgia 7 $ 915,000 $ 130,714 $ 0
Franklin, Kansas 7 $ 1,555,000 $ 222,142 $ 113,000
Kingman, Kansas 7 $ 1,335,000 $ 190,714 $ 112,000
Wyandotte, Kansas 7 $ 1,075,000 $ 153,571 $ 156,000
Delaware, Oklahoma 7 $ 1,765,000 $ 252,142 $ 333,000
Jefferson, Alabama 6 $ 840,000 $ 140,000 $ 0
San Diego, California 6 $ 860,000 $ 143,333 $ 0
Ventura, California 6 $ 1,010,000 $ 168,333 $ 0
Shawnee, Kansas 6 $ 1,360,000 $ 226,666 $ 107,000
Logan, Oklahoma 6 $ 1,000,000 $ 166,666 $ 229,000
Multnomah, Oregon 6 $ 1,260,000 $ 210,000 $ 132,000
San Bernardino, California 5 $ 535,000 $ 107,000 $ 0
Fulton, Georgia 5 $ 665,000 $ 133,000 $ 0
Leavenworth, Kansas 5 $ 1,285,000 $ 257,000 $ 117,000
Platte, Missouri 5 $ 1,455,000 $ 291,000 $ 183,000
Duval, Florida 4 $ 630,000 $ 157,500 $ 0
Osage, Kansas 4 $ 430,000 $ 107,500 $ 136,000
Worcester, Massachusetts 4 $ 720,000 $ 180,000 $ 204,000
Macomb, Michigan 4 $ 270,000 $ 67,500 $ 37,000
Hillsborough, New Hampshire 4 $ 550,000 $ 137,500 $ 86,000
Chester, Pennsylvania 4 $ 520,000 $ 130,000 $ 0
Richland, South Carolina 4 $ 440,000 $ 110,000 $ 0
Davidson, Tennessee 4 $ 430,000 $ 107,500 $ 0
King, Washington 4 $ 540,000 $ 135,000 $ 126,000
Snohomish, Washington 4 $ 890,000 $ 222,500 $ 0
Washington, Arkansas 3 $ 515,000 $ 171,666 $ 62,000
Fresno, California 3 $ 345,000 $ 115,000 $ 66,000
Riverside, California 3 $ 565,000 $ 188,333 $ 0
Sonoma, California 3 $ 375,000 $ 125,000 $ 0
Broward, Florida 3 $ 1,415,000 $ 471,666 $ 353,000
Columbia, Florida 3 $ 165,000 $ 55,000 $ 0
Hillsborough, Florida 3 $ 495,000 $ 165,000 $ 0
DeKalb, Georgia 3 $ 595,000 $ 198,333 $ 0
Lake, Illinois 3 $ 425,000 $ 141,666 $ 0
York, Maine 3 $ 535,000 $ 178,333 $ 0
Bristol, Massachusetts 3 $ 585,000 $ 195,000 $ 0
Daviess, Missouri 3 $ 2,175,000 $ 725,000 $ 335,000
Strafford, New Hampshire 3 $ 625,000 $ 208,333 $ 0
Grady, Oklahoma 3 $ 215,000 $ 71,666 $ 82,000
Clackamas, Oregon 3 $ 275,000 $ 91,666 $ 0
Chesterfield, South Carolina 3 $ 185,000 $ 61,666 $ 0
Horry, South Carolina 3 $ 565,000 $ 188,333 $ 78,000
Brazoria, Texas 3 $ 115,000 $ 38,333 $ 0
Williamson, Texas 3 $ 845,000 $ 281,666 $ 1,322,000
Kitsap, Washington 3 $ 455,000 $ 151,666 $ 0
Pierce, Washington 3 $ 365,000 $ 121,666 $ 0
Spokane, Washington 3 $ 245,000 $ 81,666 $ 0
Yakima, Washington 3 $ 345,000 $ 115,000 $ 0
Bibb, Alabama 2 $ 180,000 $ 90,000 $ 0
Cullman, Alabama 2 $ 70,000 $ 35,000 $ 0
Shelby, Alabama 2 $ 130,000 $ 65,000 $ 0
Pima, Arizona 2 $ 150,000 $ 75,000 $ 0
Pinal, Arizona 2 $ 280,000 $ 140,000 $ 0
White, Arkansas 2 $ 80,000 $ 40,000 $ 0
Alameda, California 2 $ 260,000 $ 130,000 $ 0
Kings, California 2 $ 470,000 $ 235,000 $ 193,000
Los Angeles, California 2 $ 210,000 $ 105,000 $ 0
Nevada, California 2 $ 330,000 $ 165,000 $ 0
Sacramento, California 2 $ 150,000 $ 75,000 $ 180,000
San Luis Obispo, California 2 $ 390,000 $ 195,000 $ 0
San Mateo, California 2 $ 410,000 $ 205,000 $ 0
Solano, California 2 $ 150,000 $ 75,000 $ 99,000
Arapahoe, Colorado 2 $ 440,000 $ 220,000 $ 0
Denver, Colorado 2 $ 390,000 $ 195,000 $ 0
Garfield, Colorado 2 $ 100,000 $ 50,000 $ 0
Weld, Colorado 2 $ 100,000 $ 50,000 $ 0
Lower Connecticut River Valley Planning Region, Connecticut 2 $ 240,000 $ 120,000 $ 70,000
Kent, Delaware 2 $ 250,000 $ 125,000 $ 0
Gulf, Florida 2 $ 940,000 $ 470,000 $ 353,000
Nassau, Florida 2 $ 90,000 $ 45,000 $ 0
Palm Beach, Florida 2 $ 300,000 $ 150,000 $ 390,000
Sarasota, Florida 2 $ 720,000 $ 360,000 $ 264,000
Walton, Florida 2 $ 880,000 $ 440,000 $ 537,000
Appling, Georgia 2 $ 140,000 $ 70,000 $ 92,000
Chatham, Georgia 2 $ 420,000 $ 210,000 $ 0
Cherokee, Georgia 2 $ 350,000 $ 175,000 $ 0
Effingham, Georgia 2 $ 80,000 $ 40,000 $ 0
Forsyth, Georgia 2 $ 360,000 $ 180,000 $ 0
Gwinnett, Georgia 2 $ 230,000 $ 115,000 $ 0
Henry, Georgia 2 $ 550,000 $ 275,000 $ 0
Thomas, Georgia 2 $ 60,000 $ 30,000 $ 0
Walton, Georgia 2 $ 260,000 $ 130,000 $ 0
Cook, Illinois 2 $ 230,000 $ 115,000 $ 104,000
DuPage, Illinois 2 $ 220,000 $ 110,000 $ 0
Lake, Indiana 2 $ 160,000 $ 80,000 $ 0
Coffey, Kansas 2 $ 410,000 $ 205,000 $ 67,000
Greenwood, Kansas 2 $ 140,000 $ 70,000 $ 48,000
Marshall, Kansas 2 $ 370,000 $ 185,000 $ 94,000
Riley, Kansas 2 $ 380,000 $ 190,000 $ 80,000
Saline, Kansas 2 $ 300,000 $ 150,000 $ 161,000
Livingston, Louisiana 2 $ 150,000 $ 75,000 $ 38,000
Orleans, Louisiana 2 $ 180,000 $ 90,000 $ 0
Essex, Massachusetts 2 $ 410,000 $ 205,000 $ 0
Middlesex, Massachusetts 2 $ 200,000 $ 100,000 $ 0
Plymouth, Massachusetts 2 $ 220,000 $ 110,000 $ 0
Kent, Michigan 2 $ 460,000 $ 230,000 $ 128,000
Harrison, Mississippi 2 $ 100,000 $ 50,000 $ 0
Lauderdale, Mississippi 2 $ 70,000 $ 35,000 $ 0
Camden, Missouri 2 $ 800,000 $ 400,000 $ 223,000
Jefferson, Missouri 2 $ 120,000 $ 60,000 $ 93,000
Clark, Nevada 2 $ 700,000 $ 350,000 $ 246,000
Erie, New York 2 $ 1,270,000 $ 635,000 $ 167,000
Franklin, Ohio 2 $ 270,000 $ 135,000 $ 102,000
Kay, Oklahoma 2 $ 160,000 $ 80,000 $ 172,000
McClain, Oklahoma 2 $ 50,000 $ 25,000 $ 276,000
Osage, Oklahoma 2 $ 260,000 $ 130,000 $ 54,000
Deschutes, Oregon 2 $ 120,000 $ 60,000 $ 0
Marion, Oregon 2 $ 40,000 $ 20,000 $ 0
Washington, Oregon 2 $ 210,000 $ 105,000 $ 0
Bucks, Pennsylvania 2 $ 860,000 $ 430,000 $ 720,000
Charleston, South Carolina 2 $ 190,000 $ 95,000 $ 0
Coffee, Tennessee 2 $ 170,000 $ 85,000 $ 0
Loudon, Tennessee 2 $ 110,000 $ 55,000 $ 0
Cherokee, Texas 2 $ 60,000 $ 30,000 $ 0
Collin, Texas 2 $ 370,000 $ 185,000 $ 0
Harris, Texas 2 $ 100,000 $ 50,000 $ 0
Henderson, Texas 2 $ 40,000 $ 20,000 $ 0
Hidalgo, Texas 2 $ 70,000 $ 35,000 $ 0
Travis, Texas 2 $ 660,000 $ 330,000 $ 434,000
Clark, Washington 2 $ 170,000 $ 85,000 $ 0
Blount, Alabama 1 $ 35,000 $ 35,000 $ 0
Cherokee, Alabama 1 $ 35,000 $ 35,000 $ 0
Colbert, Alabama 1 $ 35,000 $ 35,000 $ 0
Geneva, Alabama 1 $ 25,000 $ 25,000 $ 0
Houston, Alabama 1 $ 45,000 $ 45,000 $ 0
Jackson, Alabama 1 $ 15,000 $ 15,000 $ 0
Madison, Alabama 1 $ 75,000 $ 75,000 $ 105,000
Pike, Alabama 1 $ 55,000 $ 55,000 $ 0
Talladega, Alabama 1 $ 45,000 $ 45,000 $ 0
Coconino, Arizona 1 $ 65,000 $ 65,000 $ 0
Benton, Arkansas 1 $ 175,000 $ 175,000 $ 0
Cleveland, Arkansas 1 $ 35,000 $ 35,000 $ 0
Jefferson, Arkansas 1 $ 25,000 $ 25,000 $ 0
Pike, Arkansas 1 $ 35,000 $ 35,000 $ 0
Pope, Arkansas 1 $ 35,000 $ 35,000 $ 0
St. Francis, Arkansas 1 $ 45,000 $ 45,000 $ 0
Butte, California 1 $ 55,000 $ 55,000 $ 0
Kern, California 1 $ 205,000 $ 205,000 $ 135,000
Monterey, California 1 $ 85,000 $ 85,000 $ 78,000
Placer, California 1 $ 55,000 $ 55,000 $ 0
Santa Cruz, California 1 $ 135,000 $ 135,000 $ 0
Stanislaus, California 1 $ 105,000 $ 105,000 $ 0
Archuleta, Colorado 1 $ 355,000 $ 355,000 $ 114,000
Douglas, Colorado 1 $ 125,000 $ 125,000 $ 0
Northeastern Connecticut Planning Region, Connecticut 1 $ 55,000 $ 55,000 $ 0
Western Connecticut Planning Region, Connecticut 1 $ 185,000 $ 185,000 $ 160,000
Alachua, Florida 1 $ 55,000 $ 55,000 $ 0
Clay, Florida 1 $ 225,000 $ 225,000 $ 389,000
Flagler, Florida 1 $ 155,000 $ 155,000 $ 77,000
Holmes, Florida 1 $ 45,000 $ 45,000 $ 0
Jackson, Florida 1 $ 105,000 $ 105,000 $ 0
Lake, Florida 1 $ 75,000 $ 75,000 $ 0
Lee, Florida 1 $ 115,000 $ 115,000 $ 0
Leon, Florida 1 $ 45,000 $ 45,000 $ 0
Levy, Florida 1 $ 45,000 $ 45,000 $ 0
Manatee, Florida 1 $ 105,000 $ 105,000 $ 0
Marion, Florida 1 $ 55,000 $ 55,000 $ 0
Martin, Florida 1 $ 45,000 $ 45,000 $ 0
Okaloosa, Florida 1 $ 155,000 $ 155,000 $ 0
Orange, Florida 1 $ 155,000 $ 155,000 $ 0
Osceola, Florida 1 $ 295,000 $ 295,000 $ 401,000
Pinellas, Florida 1 $ 425,000 $ 425,000 $ 323,000
Santa Rosa, Florida 1 $ 135,000 $ 135,000 $ 0
Seminole, Florida 1 $ 605,000 $ 605,000 $ 182,000
St. Lucie, Florida 1 $ 55,000 $ 55,000 $ 0
Sumter, Florida 1 $ 25,000 $ 25,000 $ 0
Suwannee, Florida 1 $ 55,000 $ 55,000 $ 0
Taylor, Florida 1 $ 55,000 $ 55,000 $ 0
Volusia, Florida 1 $ 35,000 $ 35,000 $ 0
Bartow, Georgia 1 $ 65,000 $ 65,000 $ 0
Bryan, Georgia 1 $ 55,000 $ 55,000 $ 0
Camden, Georgia 1 $ 45,000 $ 45,000 $ 0
Carroll, Georgia 1 $ 45,000 $ 45,000 $ 0
Catoosa, Georgia 1 $ 365,000 $ 365,000 $ 108,000
Clarke, Georgia 1 $ 125,000 $ 125,000 $ 0
Coweta, Georgia 1 $ 75,000 $ 75,000 $ 0
Dade, Georgia 1 $ 45,000 $ 45,000 $ 0
Decatur, Georgia 1 $ 85,000 $ 85,000 $ 0
Dodge, Georgia 1 $ 85,000 $ 85,000 $ 0
Dooly, Georgia 1 $ 115,000 $ 115,000 $ 0
Douglas, Georgia 1 $ 65,000 $ 65,000 $ 0
Emanuel, Georgia 1 $ 65,000 $ 65,000 $ 0
Fannin, Georgia 1 $ 25,000 $ 25,000 $ 0
Gilmer, Georgia 1 $ 5,000 $ 5,000 $ 0
Grady, Georgia 1 $ 65,000 $ 65,000 $ 0
Lincoln, Georgia 1 $ 75,000 $ 75,000 $ 0
Macon, Georgia 1 $ 35,000 $ 35,000 $ 0
Morgan, Georgia 1 $ 225,000 $ 225,000 $ 0
Muscogee, Georgia 1 $ 55,000 $ 55,000 $ 83,000
Newton, Georgia 1 $ 105,000 $ 105,000 $ 0
Paulding, Georgia 1 $ 225,000 $ 225,000 $ 0
Pierce, Georgia 1 $ 25,000 $ 25,000 $ 0
Rockdale, Georgia 1 $ 105,000 $ 105,000 $ 0
Terrell, Georgia 1 $ 15,000 $ 15,000 $ 0
Walker, Georgia 1 $ 75,000 $ 75,000 $ 0
Warren, Georgia 1 $ 85,000 $ 85,000 $ 0
Jefferson, Idaho 1 $ 205,000 $ 205,000 $ 0
Payette, Idaho 1 $ 65,000 $ 65,000 $ 0
Jo Daviess, Illinois 1 $ 275,000 $ 275,000 $ 93,000
LaSalle, Illinois 1 $ 145,000 $ 145,000 $ 0
McHenry, Illinois 1 $ 635,000 $ 635,000 $ 221,000
Will, Illinois 1 $ 195,000 $ 195,000 $ 0
Monroe, Indiana 1 $ 245,000 $ 245,000 $ 0
Polk, Iowa 1 $ 165,000 $ 165,000 $ 82,000
Barton, Kansas 1 $ 365,000 $ 365,000 $ 131,000
Cherokee, Kansas 1 $ 25,000 $ 25,000 $ 0
Crawford, Kansas 1 $ 45,000 $ 45,000 $ 42,000
Ford, Kansas 1 $ 95,000 $ 95,000 $ 172,000
Haskell, Kansas 1 $ 135,000 $ 135,000 $ 47,000
Linn, Kansas 1 $ 195,000 $ 195,000 $ 133,000
Marion, Kansas 1 $ 55,000 $ 55,000 $ 83,000
Mitchell, Kansas 1 $ 105,000 $ 105,000 $ 44,000
Pottawatomie, Kansas 1 $ 125,000 $ 125,000 $ 328,000
Jefferson, Kentucky 1 $ 75,000 $ 75,000 $ 0
Rockcastle, Kentucky 1 $ 15,000 $ 15,000 $ 11,000
Allen, Louisiana 1 $ 45,000 $ 45,000 $ 0
Avoyelles, Louisiana 1 $ 55,000 $ 55,000 $ 0
Bossier, Louisiana 1 $ 25,000 $ 25,000 $ 0
Calcasieu, Louisiana 1 $ 25,000 $ 25,000 $ 0
Caldwell, Louisiana 1 $ 85,000 $ 85,000 $ 0
Claiborne, Louisiana 1 $ 35,000 $ 35,000 $ 0
Concordia, Louisiana 1 $ 95,000 $ 95,000 $ 0
De Soto, Louisiana 1 $ 35,000 $ 35,000 $ 0
Jackson, Louisiana 1 $ 105,000 $ 105,000 $ 0
Lafayette, Louisiana 1 $ 75,000 $ 75,000 $ 0
St. Landry, Louisiana 1 $ 105,000 $ 105,000 $ 0
St. Martin, Louisiana 1 $ 35,000 $ 35,000 $ 0
Union, Louisiana 1 $ 15,000 $ 15,000 $ 0
Vernon, Louisiana 1 $ 25,000 $ 25,000 $ 0
Winn, Louisiana 1 $ 25,000 $ 25,000 $ 0
Norfolk, Massachusetts 1 $ 245,000 $ 245,000 $ 0
Emmet, Michigan 1 $ 155,000 $ 155,000 $ 0
Hillsdale, Michigan 1 $ 75,000 $ 75,000 $ 0
Leelanau, Michigan 1 $ 255,000 $ 255,000 $ 0
Oakland, Michigan 1 $ 35,000 $ 35,000 $ 0
Shiawassee, Michigan 1 $ 185,000 $ 185,000 $ 67,000
St. Clair, Michigan 1 $ 105,000 $ 105,000 $ 0
Wayne, Michigan 1 $ 55,000 $ 55,000 $ 115,000
Martin, Minnesota 1 $ 125,000 $ 125,000 $ 93,000
Pipestone, Minnesota 1 $ 235,000 $ 235,000 $ 78,000
Sherburne, Minnesota 1 $ 25,000 $ 25,000 $ 0
St. Louis, Minnesota 1 $ 145,000 $ 145,000 $ 46,000
Forrest, Mississippi 1 $ 445,000 $ 445,000 $ 150,000
Hancock, Mississippi 1 $ 125,000 $ 125,000 $ 0
Pearl River, Mississippi 1 $ 45,000 $ 45,000 $ 0
Pontotoc, Mississippi 1 $ 45,000 $ 45,000 $ 0
Boone, Missouri 1 $ 305,000 $ 305,000 $ 104,000
Callaway, Missouri 1 $ 35,000 $ 35,000 $ 147,000
Johnson, Missouri 1 $ 305,000 $ 305,000 $ 378,000
Lawrence, Missouri 1 $ 25,000 $ 25,000 $ 0
Oregon, Missouri 1 $ 15,000 $ 15,000 $ 0
St. Charles, Missouri 1 $ 215,000 $ 215,000 $ 0
St. Louis, Missouri 1 $ 15,000 $ 15,000 $ 40,000
St. Louis City, Missouri 1 $ 55,000 $ 55,000 $ 0
Stone, Missouri 1 $ 345,000 $ 345,000 $ 133,000
Taney, Missouri 1 $ 365,000 $ 365,000 $ 164,000
Yellowstone, Montana 1 $ 75,000 $ 75,000 $ 0
Washoe, Nevada 1 $ 205,000 $ 205,000 $ 0
Carroll, New Hampshire 1 $ 75,000 $ 75,000 $ 0
Grafton, New Hampshire 1 $ 305,000 $ 305,000 $ 0
Rockingham, New Hampshire 1 $ 125,000 $ 125,000 $ 0
Sullivan, New Hampshire 1 $ 15,000 $ 15,000 $ 113,000
Cape May, New Jersey 1 $ 125,000 $ 125,000 $ 0
Mercer, New Jersey 1 $ 285,000 $ 285,000 $ 0
Middlesex, New Jersey 1 $ 25,000 $ 25,000 $ 160,000
Ocean, New Jersey 1 $ 155,000 $ 155,000 $ 0
Sussex, New Jersey 1 $ 55,000 $ 55,000 $ 0
Union, New Jersey 1 $ 275,000 $ 275,000 $ 0
Bernalillo, New Mexico 1 $ 485,000 $ 485,000 $ 267,000
Grant, New Mexico 1 $ 55,000 $ 55,000 $ 0
Rio Arriba, New Mexico 1 $ 285,000 $ 285,000 $ 102,000
Sandoval, New Mexico 1 $ 275,000 $ 275,000 $ 96,000
Santa Fe, New Mexico 1 $ 95,000 $ 95,000 $ 78,000
Nassau, New York 1 $ 415,000 $ 415,000 $ 217,000
Beaufort, North Carolina 1 $ 35,000 $ 35,000 $ 0
Buncombe, North Carolina 1 $ 205,000 $ 205,000 $ 76,000
Columbus, North Carolina 1 $ 5,000 $ 5,000 $ 0
Currituck, North Carolina 1 $ 465,000 $ 465,000 $ 202,000
Johnston, North Carolina 1 $ 445,000 $ 445,000 $ 287,000
Mecklenburg, North Carolina 1 $ 1,205,000 $ 1,205,000 $ 0
Northampton, North Carolina 1 $ 45,000 $ 45,000 $ 0
Onslow, North Carolina 1 $ 35,000 $ 35,000 $ 0
Polk, North Carolina 1 $ 25,000 $ 25,000 $ 0
Cuyahoga, Ohio 1 $ 145,000 $ 145,000 $ 0
Perry, Ohio 1 $ 5,000 $ 5,000 $ 0
Richland, Ohio 1 $ 185,000 $ 185,000 $ 83,000
Bryan, Oklahoma 1 $ 25,000 $ 25,000 $ 0
Garfield, Oklahoma 1 $ 55,000 $ 55,000 $ 106,000
Jackson, Oklahoma 1 $ 365,000 $ 365,000 $ 115,000
Jefferson, Oklahoma 1 $ 95,000 $ 95,000 $ 62,000
Le Flore, Oklahoma 1 $ 25,000 $ 25,000 $ 35,000
Mayes, Oklahoma 1 $ 15,000 $ 15,000 $ 49,000
McCurtain, Oklahoma 1 $ 65,000 $ 65,000 $ 112,000
Muskogee, Oklahoma 1 $ 205,000 $ 205,000 $ 100,000
Payne, Oklahoma 1 $ 355,000 $ 355,000 $ 250,000
Pontotoc, Oklahoma 1 $ 95,000 $ 95,000 $ 0
Rogers, Oklahoma 1 $ 105,000 $ 105,000 $ 0
Sequoyah, Oklahoma 1 $ 5,000 $ 5,000 $ 40,000
Wagoner, Oklahoma 1 $ 85,000 $ 85,000 $ 94,000
Woodward, Oklahoma 1 $ 75,000 $ 75,000 $ 166,000
Josephine, Oregon 1 $ 105,000 $ 105,000 $ 0
Lane, Oregon 1 $ 35,000 $ 35,000 $ 0
Polk, Oregon 1 $ 105,000 $ 105,000 $ 0
Berks, Pennsylvania 1 $ 65,000 $ 65,000 $ 0
Montgomery, Pennsylvania 1 $ 125,000 $ 125,000 $ 0
Pike, Pennsylvania 1 $ 145,000 $ 145,000 $ 97,000
Snyder, Pennsylvania 1 $ 195,000 $ 195,000 $ 81,000
York, Pennsylvania 1 $ 135,000 $ 135,000 $ 0
Clarendon, South Carolina 1 $ 35,000 $ 35,000 $ 0
Dorchester, South Carolina 1 $ 65,000 $ 65,000 $ 0
Marion, South Carolina 1 $ 15,000 $ 15,000 $ 0
Marlboro, South Carolina 1 $ 65,000 $ 65,000 $ 0
Pickens, South Carolina 1 $ 25,000 $ 25,000 $ 0
Anderson, Tennessee 1 $ 65,000 $ 65,000 $ 0
Dickson, Tennessee 1 $ 145,000 $ 145,000 $ 224,000
Fayette, Tennessee 1 $ 165,000 $ 165,000 $ 194,000
Jackson, Tennessee 1 $ 35,000 $ 35,000 $ 0
Lauderdale, Tennessee 1 $ 45,000 $ 45,000 $ 0
Maury, Tennessee 1 $ 195,000 $ 195,000 $ 0
Monroe, Tennessee 1 $ 55,000 $ 55,000 $ 0
Polk, Tennessee 1 $ 15,000 $ 15,000 $ 0
Rhea, Tennessee 1 $ 15,000 $ 15,000 $ 0
Robertson, Tennessee 1 $ 105,000 $ 105,000 $ 0
Sequatchie, Tennessee 1 $ 55,000 $ 55,000 $ 0
Union, Tennessee 1 $ 5,000 $ 5,000 $ 0
Williamson, Tennessee 1 $ 255,000 $ 255,000 $ 0
Bexar, Texas 1 $ 5,000 $ 5,000 $ 0
Bowie, Texas 1 $ 65,000 $ 65,000 $ 0
Brazos, Texas 1 $ 45,000 $ 45,000 $ 0
Briscoe, Texas 1 $ 45,000 $ 45,000 $ 0
Cameron, Texas 1 $ 35,000 $ 35,000 $ 0
Denton, Texas 1 $ 105,000 $ 105,000 $ 0
Ector, Texas 1 $ 35,000 $ 35,000 $ 0
El Paso, Texas 1 $ 12,205,000 $ 12,205,000 $ 0
Grayson, Texas 1 $ 675,000 $ 675,000 $ 272,000
Jack, Texas 1 $ 65,000 $ 65,000 $ 0
Leon, Texas 1 $ 85,000 $ 85,000 $ 0
Madison, Texas 1 $ 25,000 $ 25,000 $ 0
Mason, Texas 1 $ 125,000 $ 125,000 $ 0
Matagorda, Texas 1 $ 15,000 $ 15,000 $ 0
Medina, Texas 1 $ 25,000 $ 25,000 $ 0
Randall, Texas 1 $ 25,000 $ 25,000 $ 0
Smith, Texas 1 $ 105,000 $ 105,000 $ 0
Tarrant, Texas 1 $ 75,000 $ 75,000 $ 0
Taylor, Texas 1 $ 35,000 $ 35,000 $ 0
Tyler, Texas 1 $ 15,000 $ 15,000 $ 0
Waller, Texas 1 $ 5,000 $ 5,000 $ 0
Wilson, Texas 1 $ 35,000 $ 35,000 $ 0
Davis, Utah 1 $ 105,000 $ 105,000 $ 0
Weber, Utah 1 $ 105,000 $ 105,000 $ 0
Augusta, Virginia 1 $ 135,000 $ 135,000 $ 39,000
Bedford, Virginia 1 $ 65,000 $ 65,000 $ 0
Chesapeake, Virginia 1 $ 235,000 $ 235,000 $ 100,000
King George, Virginia 1 $ 35,000 $ 35,000 $ 0
Rockbridge, Virginia 1 $ 75,000 $ 75,000 $ 0
Cowlitz, Washington 1 $ 165,000 $ 165,000 $ 0
Franklin, Washington 1 $ 45,000 $ 45,000 $ 0
Island, Washington 1 $ 205,000 $ 205,000 $ 0
Lewis, Washington 1 $ 25,000 $ 25,000 $ 0
Skagit, Washington 1 $ 155,000 $ 155,000 $ 0
Whatcom, Washington 1 $ 115,000 $ 115,000 $ 0
Berkeley, West Virginia 1 $ 105,000 $ 105,000 $ 0
Logan, West Virginia 1 $ 65,000 $ 65,000 $ 0
McDowell, West Virginia 1 $ 55,000 $ 55,000 $ 0
Sweetwater, Wyoming 1 $ 75,000 $ 75,000 $ 0

Mortgage Loan Application Detail Totals for Fidelity Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 943 $212,705,000 $225,000 $1,355,000 $138,000 $1,740,000
Home Improvement 362 $37,500,000 $103,000 $705,000 $140,000 $947,000
Other Purpose 349 $36,715,000 $105,000 $585,000 $122,000 $624,000
Refinancing 236 $66,960,000 $283,000 $12,205,000 $178,000 $1,473,000
Cash-out Refinancing 73 $20,395,000 $279,000 $1,425,000 $139,000 $746,000
Not Applicable 7 $615,000 $87,000 $245,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,010 $212,210,000 $210,000 $1,425,000 $141,000 $1,740,000
Not applicable 543 $81,785,000 $150,000 $12,205,000 $0 $0
Not Provided 179 $33,885,000 $189,000 $805,000 $161,000 $661,000
Hispanic 113 $18,045,000 $159,000 $545,000 $99,000 $666,000
Asian 55 $15,325,000 $278,000 $1,385,000 $176,000 $720,000
Black or African American 45 $8,695,000 $193,000 $725,000 $141,000 $1,322,000
American Indian or Alaskan Native 25 $4,945,000 $197,000 $805,000 $130,000 $537,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,773 $331,175,000 $186,000 $12,205,000 $149,000 $1,740,000
FHA-insured (Federal Housing Administration) 140 $27,740,000 $198,000 $535,000 $80,000 $227,000
VA-guaranteed (Veterans Administration) 50 $15,010,000 $300,000 $1,205,000 $113,000 $368,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $965,000 $137,000 $275,000 $80,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 980 $237,080,000 $241,000 $12,205,000 $153,000 $1,510,000
Loan Purchased By The Institution 458 $47,250,000 $103,000 $465,000 $0 $0
Application Denied By Financial Institution 326 $42,210,000 $129,000 $1,125,000 $103,000 $1,740,000
Application Withdrawn By Applicant 192 $43,580,000 $226,000 $1,385,000 $147,000 $732,000
File Closed For Incompleteness 13 $4,565,000 $351,000 $805,000 $159,000 $337,000
Application Approved But Not Accepted 1 $205,000 $205,000 $205,000 $281,000 $281,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,644 $332,680,000 $202,000 $12,205,000 $152,000 $1,510,000
Debt-To-Income Ratio 143 $20,845,000 $145,000 $1,125,000 $83,000 $335,000
Credit History 126 $15,490,000 $122,000 $605,000 $103,000 $720,000
Credit Application Incomplete 32 $2,480,000 $77,000 $205,000 $142,000 $750,000
Collateral 7 $655,000 $93,000 $155,000 $148,000 $248,000
Employment History 7 $1,725,000 $246,000 $775,000 $329,000 $1,740,000
Other 6 $310,000 $51,000 $205,000 $62,000 $135,000
Insufficient Cash (Downpayment, Closing Cost) 3 $565,000 $188,000 $195,000 $97,000 $146,000
Unverifiable Information 2 $140,000 $70,000 $75,000 $49,000 $50,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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