Fidelity Bank Mortgage Lending & HMDA Data, 2017
In 2017, Fidelity Bank of Wichita, KS reported 2,358 mortgage applications totaling $431.0 million, down 17% from 2016. The average application was for $182,778, and applicants reported an average income of $79,341. 69% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Wichita, KS (1,161), Kansas City, MO-KS (342) and Oklahoma City, OK (166) (applications in parentheses).
| Mortgage Company & Address | Fidelity Bank 100 E English Wichita, KS 67202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,358 |
| Total Mortgage Loan Application Amount | $430,992,000 |
| Average Mortgage Loan Application Amount | $182,778 |
| Highest Mortgage Loan Application Amount | $10,950,000 |
| Average Applicant Income | $79,341 |
| Highest Applicant Income | $2,932,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wichita, KS | 1,161 | $ 175,782,000 | $ 151,405 | $ 85,000 |
| Kansas City, MO-KS | 342 | $ 83,953,000 | $ 245,476 | $ 109,228 |
| Oklahoma City, OK | 166 | $ 58,241,000 | $ 350,849 | $ 83,000 |
| Atlanta-Sandy Springs-Roswell, GA | 44 | $ 4,586,000 | $ 104,227 | $ 5,000 |
| Houston-The Woodlands-Sugar Land, TX | 20 | $ 7,077,000 | $ 353,850 | $ 71,000 |
| Denver-Aurora-Lakewood, CO | 18 | $ 2,516,000 | $ 139,777 | $ 36,000 |
| Orlando-Kissimmee-Sanford, FL | 16 | $ 1,578,000 | $ 98,625 | $ 53,000 |
| Baton Rouge, LA | 11 | $ 853,000 | $ 77,545 | $ 75,000 |
| New York-Jersey City-White Plains, NY-NJ | 11 | $ 10,487,000 | $ 953,363 | $ 55,454 |
| Dallas-Plano-Irving, TX | 10 | $ 16,063,000 | $ 1,606,300 | $ 90,000 |
| Memphis, TN-MS-AR | 10 | $ 1,459,000 | $ 145,900 | $ 104,900 |
| San Antonio-New Braunfels, TX | 10 | $ 572,000 | $ 57,200 | $ 77,000 |
| Jacksonville, FL | 9 | $ 445,000 | $ 49,444 | $ 15,000 |
| Tampa-St. Petersburg-Clearwater, FL | 9 | $ 514,000 | $ 57,111 | $ 50,000 |
| Lawrence, KS | 8 | $ 1,793,000 | $ 224,125 | $ 97,000 |
| Tulsa, OK | 8 | $ 8,039,000 | $ 1,004,875 | $ 41,000 |
| Beaumont-Port Arthur, TX | 7 | $ 463,000 | $ 66,142 | $ 73,000 |
| Topeka, KS | 7 | $ 1,058,000 | $ 151,142 | $ 126,000 |
| Riverside-San Bernardino-Ontario, CA | 6 | $ 373,000 | $ 62,166 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 6 | $ 685,000 | $ 114,166 | $ 15,500 |
| Baltimore-Columbia-Towson, MD | 5 | $ 245,000 | $ 49,000 | $ 36,000 |
| Chicago-Naperville-Arlington Heights, IL | 5 | $ 793,000 | $ 158,600 | $ 69,000 |
| Montgomery County-Bucks County-Chester County, PA | 5 | $ 247,000 | $ 49,400 | $ 11,000 |
| Naples-Immokalee-Marco Island, FL | 5 | $ 477,000 | $ 95,400 | $ 53,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 5 | $ 1,276,000 | $ 255,200 | $ 151,000 |
| Oakland-Hayward-Berkeley, CA | 5 | $ 619,000 | $ 123,800 | $ 0 |
| Raleigh, NC | 5 | $ 213,000 | $ 42,600 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 4 | $ 460,000 | $ 115,000 | $ 20,250 |
| Fort Worth-Arlington, TX | 4 | $ 362,000 | $ 90,500 | $ 81,000 |
| Louisville/Jefferson County, KY-IN | 4 | $ 247,000 | $ 61,750 | $ 15,000 |
| Wilmington, DE-MD-NJ | 4 | $ 484,000 | $ 121,000 | $ 34,500 |
| Worcester, MA-CT | 4 | $ 443,000 | $ 110,750 | $ 5,750 |
| Birmingham-Hoover, AL | 3 | $ 260,000 | $ 86,666 | $ 85,000 |
| Cincinnati, OH-KY-IN | 3 | $ 205,000 | $ 68,333 | $ 68,000 |
| College Station-Bryan, TX | 3 | $ 163,000 | $ 54,333 | $ 75,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 159,000 | $ 53,000 | $ 8,000 |
| Fayetteville, NC | 3 | $ 7,555,000 | $ 2,518,333 | $ 25,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3 | $ 181,000 | $ 60,333 | $ 0 |
| Fort Smith, AR-OK | 3 | $ 170,000 | $ 56,666 | $ 49,333 |
| Greensboro-High Point, NC | 3 | $ 163,000 | $ 54,333 | $ 0 |
| Lafayette, LA | 3 | $ 123,000 | $ 41,000 | $ 39,000 |
| Lake Charles, LA | 3 | $ 150,000 | $ 50,000 | $ 59,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 203,000 | $ 67,666 | $ 69,000 |
| Los Angeles-Long Beach-Glendale, CA | 3 | $ 171,000 | $ 57,000 | $ 0 |
| Monroe, LA | 3 | $ 179,000 | $ 59,666 | $ 51,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 349,000 | $ 116,333 | $ 59,000 |
| New Orleans-Metairie, LA | 3 | $ 142,000 | $ 47,333 | $ 27,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 182,000 | $ 60,666 | $ 53,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 281,000 | $ 93,666 | $ 20,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3 | $ 556,000 | $ 185,333 | $ 94,000 |
| Pittsburgh, PA | 3 | $ 716,000 | $ 238,666 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 387,000 | $ 129,000 | $ 70,000 |
| Toledo, OH | 3 | $ 211,000 | $ 70,333 | $ 39,000 |
| Tuscaloosa, AL | 3 | $ 140,000 | $ 46,666 | $ 37,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 711,000 | $ 237,000 | $ 186,666 |
| Warren-Troy-Farmington Hills, MI | 3 | $ 673,000 | $ 224,333 | $ 127,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 178,000 | $ 89,000 | $ 0 |
| Austin-Round Rock, TX | 2 | $ 543,000 | $ 271,500 | $ 132,000 |
| Bakersfield, CA | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Boston, MA | 2 | $ 637,000 | $ 318,500 | $ 104,000 |
| Camden, NJ | 2 | $ 105,000 | $ 52,500 | $ 0 |
| Charleston-North Charleston, SC | 2 | $ 70,000 | $ 35,000 | $ 8,000 |
| Corpus Christi, TX | 2 | $ 118,000 | $ 59,000 | $ 145,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 241,000 | $ 120,500 | $ 24,000 |
| Duluth, MN-WI | 2 | $ 128,000 | $ 64,000 | $ 42,000 |
| Fort Wayne, IN | 2 | $ 185,000 | $ 92,500 | $ 32,000 |
| Hammond, LA | 2 | $ 102,000 | $ 51,000 | $ 61,000 |
| Houma-Thibodaux, LA | 2 | $ 95,000 | $ 47,500 | $ 61,000 |
| Killeen-Temple, TX | 2 | $ 247,000 | $ 123,500 | $ 51,000 |
| Knoxville, TN | 2 | $ 81,000 | $ 40,500 | $ 77,000 |
| Lakeland-Winter Haven, FL | 2 | $ 100,000 | $ 50,000 | $ 57,000 |
| Las Vegas-Henderson-Paradise, NV | 2 | $ 417,000 | $ 208,500 | $ 52,000 |
| Lawton, OK | 2 | $ 185,000 | $ 92,500 | $ 55,000 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 176,000 | $ 88,000 | $ 30,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 304,000 | $ 152,000 | $ 37,000 |
| Ocala, FL | 2 | $ 62,000 | $ 31,000 | $ 20,000 |
| Panama City, FL | 2 | $ 86,000 | $ 43,000 | $ 39,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 503,000 | $ 251,500 | $ 60,000 |
| Provo-Orem, UT | 2 | $ 306,000 | $ 153,000 | $ 117,000 |
| Roanoke, VA | 2 | $ 143,000 | $ 71,500 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 2 | $ 185,000 | $ 92,500 | $ 0 |
| San Diego-Carlsbad, CA | 2 | $ 142,000 | $ 71,000 | $ 19,000 |
| Savannah, GA | 2 | $ 575,000 | $ 287,500 | $ 134,000 |
| Shreveport-Bossier City, LA | 2 | $ 160,000 | $ 80,000 | $ 42,000 |
| Texarkana, TX-AR | 2 | $ 54,000 | $ 27,000 | $ 70,000 |
| Tyler, TX | 2 | $ 125,000 | $ 62,500 | $ 52,000 |
| Victoria, TX | 2 | $ 69,000 | $ 34,500 | $ 58,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 2 | $ 143,000 | $ 71,500 | $ 0 |
| Albany-Schenectady-Troy, NY | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 39,000 | $ 39,000 | $ 133,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 158,000 | $ 158,000 | $ 60,000 |
| Bend-Redmond, OR | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Boulder, CO | 1 | $ 93,000 | $ 93,000 | $ 0 |
| California-Lexington Park, MD | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Cape Coral-Fort Myers, FL | 1 | $ 90,000 | $ 90,000 | $ 75,000 |
| Chico, CA | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Columbia, SC | 1 | $ 28,000 | $ 28,000 | $ 46,000 |
| Columbus, OH | 1 | $ 141,000 | $ 141,000 | $ 121,000 |
| Dalton, GA | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 33,000 | $ 33,000 | $ 28,000 |
| Decatur, AL | 1 | $ 17,000 | $ 17,000 | $ 27,000 |
| Des Moines-West Des Moines, IA | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Dothan, AL | 1 | $ 86,000 | $ 86,000 | $ 71,000 |
| Dover, DE | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Dutchess County-Putnam County, NY | 1 | $ 186,000 | $ 186,000 | $ 0 |
| El Paso, TX | 1 | $ 4,160,000 | $ 4,160,000 | $ 0 |
| Enid, OK | 1 | $ 56,000 | $ 56,000 | $ 18,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
| Flint, MI | 1 | $ 21,000 | $ 21,000 | $ 130,000 |
| Florence, SC | 1 | $ 22,000 | $ 22,000 | $ 46,000 |
| Fort Collins, CO | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Fresno, CA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Gadsden, AL | 1 | $ 94,000 | $ 94,000 | $ 47,000 |
| Gainesville, FL | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Gary, IN | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Greeley, CO | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 37,000 | $ 37,000 | $ 22,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 287,000 | $ 287,000 | $ 600,000 |
| Hattiesburg, MS | 1 | $ 59,000 | $ 59,000 | $ 62,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 53,000 | $ 53,000 | $ 31,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 32,000 | $ 32,000 | $ 83,000 |
| Hot Springs, AR | 1 | $ 120,000 | $ 120,000 | $ 93,000 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Jackson, MS | 1 | $ 50,000 | $ 50,000 | $ 21,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Logan, UT-ID | 1 | $ 36,000 | $ 36,000 | $ 166,000 |
| Longview, TX | 1 | $ 78,000 | $ 78,000 | $ 92,000 |
| Lynchburg, VA | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Muskegon, MI | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Napa, CA | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Newark, NJ-PA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Norwich-New London, CT | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Ogden-Clearfield, UT | 1 | $ 54,000 | $ 54,000 | $ 22,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 24,000 | $ 24,000 | $ 54,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Pine Bluff, AR | 1 | $ 79,000 | $ 79,000 | $ 111,000 |
| Port St. Lucie, FL | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Pueblo, CO | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Reading, PA | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Richmond, VA | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Rockingham County-Strafford County, NH | 1 | $ 230,000 | $ 230,000 | $ 89,000 |
| Salisbury, MD-DE | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Seattle-Bellevue-Everett, WA | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Silver Spring-Frederick-Rockville, MD | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Stockton-Lodi, CA | 1 | $ 71,000 | $ 71,000 | $ 0 |
| The Villages, FL | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Wilmington, NC | 1 | $ 86,000 | $ 86,000 | $ 0 |
Mortgage Loan Application Detail Totals for Fidelity Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,824 | $316,058,000 | $173,000 | $9,190,000 | $81,000 | $2,932,000 |
| Refinancing | 470 | $112,476,000 | $239,000 | $10,950,000 | $72,000 | $2,399,000 |
| Home Improvement | 64 | $2,458,000 | $38,000 | $356,000 | $86,000 | $251,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,721 | $278,176,000 | $161,000 | $1,000,000 | $95,000 | $2,932,000 |
| Not applicable | 313 | $110,288,000 | $352,000 | $10,950,000 | $0 | $0 |
| Hispanic | 136 | $15,537,000 | $114,000 | $640,000 | $63,000 | $275,000 |
| Asian | 71 | $13,075,000 | $184,000 | $766,000 | $90,000 | $370,000 |
| Black or African American | 65 | $7,795,000 | $119,000 | $418,000 | $72,000 | $184,000 |
| Not Provided | 31 | $3,900,000 | $125,000 | $522,000 | $94,000 | $285,000 |
| American Indian or Alaskan Native | 18 | $1,791,000 | $99,000 | $261,000 | $73,000 | $152,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $430,000 | $143,000 | $310,000 | $87,000 | $175,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,752 | $342,818,000 | $195,000 | $10,950,000 | $87,000 | $2,932,000 |
| FHA-insured (Federal Housing Administration) | 440 | $59,690,000 | $135,000 | $308,000 | $54,000 | $246,000 |
| VA-guaranteed (Veterans Administration) | 120 | $22,399,000 | $186,000 | $433,000 | $71,000 | $232,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 46 | $6,085,000 | $132,000 | $341,000 | $48,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,632 | $344,169,000 | $210,000 | $10,950,000 | $90,000 | $2,399,000 |
| Loan Purchased By The Institution | 238 | $26,584,000 | $111,000 | $7,388,000 | $0 | $0 |
| Application Approved But Not Accepted | 238 | $18,338,000 | $77,000 | $500,000 | $74,000 | $262,000 |
| Application Withdrawn By Applicant | 127 | $33,292,000 | $262,000 | $7,415,000 | $115,000 | $2,932,000 |
| Application Denied By Financial Institution | 122 | $8,564,000 | $70,000 | $337,000 | $64,000 | $280,000 |
| File Closed For Incompleteness | 1 | $45,000 | $45,000 | $45,000 | $153,000 | $153,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 68 | $4,070,000 | $59,000 | $200,000 | $69,000 | $280,000 |
| Debt-To-Income Ratio | 25 | $1,718,000 | $68,000 | $308,000 | $43,000 | $199,000 |
| Collateral | 13 | $1,179,000 | $90,000 | $170,000 | $74,000 | $181,000 |
| Other | 7 | $596,000 | $85,000 | $265,000 | $86,000 | $275,000 |
| Employment History | 4 | $349,000 | $87,000 | $170,000 | $33,000 | $46,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $453,000 | $151,000 | $337,000 | $101,000 | $187,000 |
| Unverifiable Information | 2 | $199,000 | $99,000 | $117,000 | $44,000 | $59,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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