Fidelity Lending Solutions Inc Mortgage Lending & HMDA Data, 2025
In 2025, Fidelity Lending Solutions Inc of Brea, CA reported 1,135 mortgage applications totaling $703.3 million, down 26% from 2024. The average application was for $619,660, and applicants reported an average income of $306,052. 74% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (301), Anaheim-Santa Ana-Irvine, CA (102) and Riverside-San Bernardino-Ontario, CA (88) (applications in parentheses).
| Mortgage Company & Address | Fidelity Lending Solutions Inc 2650 E. Imperial Hwy. Suite 110 Brea, CA 92821 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2022 2018 |
| Total Number of Mortgage Applications | 1,135 |
| Total Mortgage Loan Application Amount | $703,315,000 |
| Average Mortgage Loan Application Amount | $619,660 |
| Highest Mortgage Loan Application Amount | $2,975,000 |
| Average Applicant Income | $306,052 |
| Highest Applicant Income | $7,014,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Lending Solutions Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 301 | $ 244,275,000 | $ 811,544 | $ 431,000 |
| Anaheim-Santa Ana-Irvine, CA | 102 | $ 91,310,000 | $ 895,196 | $ 403,000 |
| Riverside-San Bernardino-Ontario, CA | 88 | $ 46,900,000 | $ 532,954 | $ 311,000 |
| Houston-The Woodlands-Sugar Land, TX | 77 | $ 17,185,000 | $ 223,181 | $ 76,000 |
| Atlanta-Sandy Springs-Roswell, GA | 64 | $ 20,560,000 | $ 321,250 | $ 98,000 |
| Oakland-Hayward-Berkeley, CA | 63 | $ 38,535,000 | $ 611,666 | $ 255,000 |
| San Francisco-Redwood City-South San Francisco, CA | 47 | $ 40,685,000 | $ 865,638 | $ 329,000 |
| San Diego-Carlsbad, CA | 46 | $ 35,420,000 | $ 770,000 | $ 318,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 43 | $ 17,005,000 | $ 395,465 | $ 128,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 33 | $ 40,735,000 | $ 1,234,393 | $ 512,000 |
| Boston, MA | 22 | $ 12,530,000 | $ 569,545 | $ 1,000 |
| Outside any metro area | 22 | $ 14,900,000 | $ 677,272 | $ 265,300 |
| Dallas-Plano-Irving, TX | 21 | $ 7,095,000 | $ 337,857 | $ 1,000 |
| Seattle-Bellevue-Everett, WA | 17 | $ 10,745,000 | $ 632,058 | $ 197,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 15 | $ 6,575,000 | $ 438,333 | $ 165,000 |
| Vallejo-Fairfield, CA | 14 | $ 4,180,000 | $ 298,571 | $ 20,000 |
| Austin-Round Rock, TX | 12 | $ 3,400,000 | $ 283,333 | $ 156,000 |
| Fort Worth-Arlington, TX | 9 | $ 2,155,000 | $ 239,444 | $ 90,000 |
| Denver-Aurora-Lakewood, CO | 8 | $ 3,390,000 | $ 423,750 | $ 158,000 |
| San Antonio-New Braunfels, TX | 8 | $ 1,860,000 | $ 232,500 | $ 138,000 |
| Marietta, GA | 7 | $ 2,685,000 | $ 383,571 | $ 142,000 |
| Cambridge-Newton-Framingham, MA | 6 | $ 3,120,000 | $ 520,000 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 6 | $ 1,750,000 | $ 291,666 | $ 147,000 |
| Bakersfield, CA | 5 | $ 1,265,000 | $ 253,000 | $ 139,000 |
| Fresno, CA | 5 | $ 1,825,000 | $ 365,000 | $ 336,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 1,790,000 | $ 447,500 | $ 130,000 |
| Everett, WA | 4 | $ 2,390,000 | $ 597,500 | $ 147,000 |
| North Port-Sarasota-Bradenton, FL | 4 | $ 1,230,000 | $ 307,500 | $ 179,000 |
| Orlando-Kissimmee-Sanford, FL | 4 | $ 1,230,000 | $ 307,500 | $ 157,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 2,060,000 | $ 515,000 | $ 158,000 |
| Stockton-Lodi, CA | 4 | $ 1,850,000 | $ 462,500 | $ 0 |
| Jacksonville, FL | 3 | $ 2,025,000 | $ 675,000 | $ 301,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3 | $ 1,215,000 | $ 405,000 | $ 115,000 |
| Salinas, CA | 3 | $ 1,215,000 | $ 405,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 3 | $ 1,795,000 | $ 598,333 | $ 310,000 |
| Tampa, FL | 3 | $ 1,145,000 | $ 381,666 | $ 57,000 |
| Urban Honolulu, HI | 3 | $ 475,000 | $ 158,333 | $ 0 |
| Albuquerque, NM | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Chico, CA | 2 | $ 570,000 | $ 285,000 | $ 0 |
| College Station-Bryan, TX | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Hanford-Corcoran, CA | 2 | $ 450,000 | $ 225,000 | $ 63,000 |
| Lakeland-Winter Haven, FL | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 650,000 | $ 325,000 | $ 121,000 |
| Ocala, FL | 2 | $ 410,000 | $ 205,000 | $ 120,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 350,000 | $ 175,000 | $ 49,000 |
| Philadelphia, PA | 2 | $ 360,000 | $ 180,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 1,170,000 | $ 585,000 | $ 298,000 |
| Springfield, IL | 2 | $ 470,000 | $ 235,000 | $ 0 |
| St. Petersburg-Clearwater-Largo, FL | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Texarkana, TX-AR | 2 | $ 550,000 | $ 275,000 | $ 115,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 2 | $ 670,000 | $ 335,000 | $ 94,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Chattanooga, TN-GA | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Cincinnati, OH-KY-IN | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Colorado Springs, CO | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Gainesville, FL | 1 | $ 475,000 | $ 475,000 | $ 1,113,000 |
| Gainesville, GA | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Lubbock, TX | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Midland, TX | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Oklahoma City, OK | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Port St. Lucie, FL | 1 | $ 285,000 | $ 285,000 | $ 132,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Providence-Warwick, RI-MA | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Santa Rosa, CA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Savannah, GA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Syracuse, NY | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Tacoma-Lakewood, WA | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Tulsa, OK | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Waco, TX | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Warner Robins, GA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Wildwood-The Villages, FL | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Worcester, MA-CT | 1 | $ 515,000 | $ 515,000 | $ 0 |
Mortgage Loan Application Detail Totals for Fidelity Lending Solutions Inc in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 723 | $424,435,000 | $587,000 | $2,625,000 | $256,000 | $7,014,000 |
| Cash-out Refinancing | 225 | $137,445,000 | $610,000 | $2,975,000 | $418,000 | $6,934,000 |
| Refinancing | 183 | $140,105,000 | $765,000 | $2,625,000 | $367,000 | $3,224,000 |
| Other Purpose | 3 | $775,000 | $258,000 | $335,000 | $255,000 | $325,000 |
| Not Applicable | 1 | $555,000 | $555,000 | $555,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 856 | $503,560,000 | $588,000 | $2,955,000 | $260,000 | $6,934,000 |
| White | 198 | $161,020,000 | $813,000 | $2,975,000 | $441,000 | $3,592,000 |
| Hispanic | 59 | $26,085,000 | $442,000 | $2,505,000 | $376,000 | $7,014,000 |
| Black or African American | 13 | $6,875,000 | $528,000 | $955,000 | $91,000 | $182,000 |
| Not applicable | 6 | $4,770,000 | $795,000 | $1,115,000 | $0 | $0 |
| Not Provided | 3 | $1,005,000 | $335,000 | $425,000 | $31,000 | $31,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,135 | $703,315,000 | $619,000 | $2,975,000 | $301,000 | $7,014,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 838 | $500,200,000 | $596,000 | $2,955,000 | $306,000 | $7,014,000 |
| Application Approved But Not Accepted | 183 | $117,445,000 | $641,000 | $2,625,000 | $292,000 | $3,534,000 |
| Application Withdrawn By Applicant | 98 | $74,620,000 | $761,000 | $2,975,000 | $296,000 | $1,655,000 |
| Application Denied By Financial Institution | 16 | $11,050,000 | $690,000 | $1,505,000 | $211,000 | $618,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,119 | $692,265,000 | $618,000 | $2,975,000 | $302,000 | $7,014,000 |
| Collateral | 9 | $6,245,000 | $693,000 | $1,505,000 | $271,000 | $618,000 |
| Credit History | 3 | $2,345,000 | $781,000 | $985,000 | $0 | $0 |
| Other | 3 | $1,505,000 | $501,000 | $645,000 | $25,000 | $51,000 |
| Employment History | 1 | $955,000 | $955,000 | $955,000 | $223,000 | $223,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Lending Solutions Inc's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Lending Solutions Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About