Fieldpoint Private Bank & Trus Mortgage Lending & HMDA Data, 2015
In 2015, Fieldpoint Private Bank & Trus of Greenwich, CT reported 66 mortgage applications totaling $115.9 million, up 16% from 2014. The average application was for $1,756,454, and applicants reported an average income of $618,924. 61% of its applications resulted in an originated loan and 6% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (40), Bridgeport-Stamford-Norwalk, CT (14) and Nassau County-Suffolk County, NY (4) (applications in parentheses).
| Mortgage Company & Address | Fieldpoint Private Bank & Trus 100 Field Point Road Greenwich, CT 06830 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 66 |
| Total Mortgage Loan Application Amount | $115,926,000 |
| Average Mortgage Loan Application Amount | $1,756,454 |
| Highest Mortgage Loan Application Amount | $6,200,000 |
| Average Applicant Income | $618,924 |
| Highest Applicant Income | $5,990,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fieldpoint Private Bank & Trus filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York, New York | 15 | $ 33,703,000 | $ 2,246,866 | $ 515,000 |
| Fairfield, Connecticut | 14 | $ 25,751,000 | $ 1,839,357 | $ 780,000 |
| Kings, New York | 10 | $ 12,581,000 | $ 1,258,100 | $ 0 |
| Queens, New York | 6 | $ 11,381,000 | $ 1,896,833 | $ 0 |
| Westchester, New York | 5 | $ 7,155,000 | $ 1,431,000 | $ 2,091,000 |
| Alameda, California | 3 | $ 3,543,000 | $ 1,181,000 | $ 235,000 |
| Bronx, New York | 3 | $ 7,182,000 | $ 2,394,000 | $ 0 |
| Nassau, New York | 2 | $ 3,916,000 | $ 1,958,000 | $ 816,000 |
| Suffolk, New York | 2 | $ 3,870,000 | $ 1,935,000 | $ 1,250,000 |
| San Diego, California | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| San Francisco, California | 1 | $ 1,519,000 | $ 1,519,000 | $ 561,000 |
| Eagle, Colorado | 1 | $ 350,000 | $ 350,000 | $ 170,000 |
| Merrimack, New Hampshire | 1 | $ 780,000 | $ 780,000 | $ 2,792,000 |
| Middlesex, New Jersey | 1 | $ 320,000 | $ 320,000 | $ 1,015,000 |
| Putnam, New York | 1 | $ 2,675,000 | $ 2,675,000 | $ 2,407,000 |
Mortgage Loan Application Detail Totals for Fieldpoint Private Bank & Trus in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 43 | $70,559,000 | $1,640,000 | $6,200,000 | $544,000 | $2,792,000 |
| Home Purchase | 23 | $45,367,000 | $1,972,000 | $5,000,000 | $759,000 | $5,990,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 31 | $58,154,000 | $1,875,000 | $6,200,000 | $0 | $0 |
| White | 31 | $53,862,000 | $1,737,000 | $3,600,000 | $1,266,000 | $5,990,000 |
| Not Provided | 2 | $1,410,000 | $705,000 | $1,060,000 | $212,000 | $255,000 |
| Asian | 2 | $2,500,000 | $1,250,000 | $1,250,000 | $613,000 | $663,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 66 | $115,926,000 | $1,756,000 | $6,200,000 | $619,000 | $5,990,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 40 | $67,875,000 | $1,696,000 | $5,000,000 | $924,000 | $5,990,000 |
| Loan Purchased By The Institution | 19 | $31,168,000 | $1,640,000 | $4,579,000 | $0 | $0 |
| Application Denied By Financial Institution | 4 | $10,978,000 | $2,744,000 | $6,200,000 | $316,000 | $1,058,000 |
| Application Withdrawn By Applicant | 1 | $1,060,000 | $1,060,000 | $1,060,000 | $255,000 | $255,000 |
| File Closed For Incompleteness | 1 | $1,920,000 | $1,920,000 | $1,920,000 | $1,301,000 | $1,301,000 |
| Application Approved But Not Accepted | 1 | $2,925,000 | $2,925,000 | $2,925,000 | $1,119,000 | $1,119,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3 | $10,418,000 | $3,472,000 | $6,200,000 | $377,000 | $1,058,000 |
| Debt-To-Income Ratio | 1 | $560,000 | $560,000 | $560,000 | $134,000 | $134,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fieldpoint Private Bank & Trus's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fieldpoint Private Bank & Trus's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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