Fifth Third Bank Michigan Mortgage Lending & HMDA Data, 2008

In 2008, Fifth Third Bank Michigan of Cincinnati, OH reported 11,480 mortgage applications totaling $1.1 billion, down 30% from 2007. The average application was for $93,401, and applicants reported an average income of $77,033. 35% of its applications resulted in an originated loan and 54% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (1,884), Grand Rapids-Wyoming, MI (905) and Louisville-Jefferson County, KY-IN (720) (applications in parentheses).

Mortgage Company & Address Fifth Third Bank Michigan
5001 Kingsley Drive MD 1mob2w
Cincinnati, OH 45227
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,480
Total Mortgage Loan Application Amount $1,072,246,000
Average Mortgage Loan Application Amount $93,401
Highest Mortgage Loan Application Amount $10,000,000
Average Applicant Income $77,033
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fifth Third Bank Michigan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fifth Third Bank Michigan by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 1,178 $ 152,633,000 $ 129,569 $ 82,000
Kent, Michigan 755 $ 65,194,000 $ 86,349 $ 78,000
Jefferson, Kentucky 522 $ 42,209,000 $ 80,860 $ 70,000
Wayne, Michigan 294 $ 24,231,000 $ 82,418 $ 73,000
Fayette, Kentucky 288 $ 29,027,000 $ 100,788 $ 81,000
Campbell, Kentucky 258 $ 22,570,000 $ 87,480 $ 62,000
Ottawa, Michigan 254 $ 20,399,000 $ 80,311 $ 72,000
Lake, Indiana 235 $ 17,150,000 $ 72,978 $ 67,000
DuPage, Illinois 216 $ 31,235,000 $ 144,606 $ 99,000
Kenton, Kentucky 207 $ 16,470,000 $ 79,565 $ 71,000
Kane, Illinois 204 $ 25,202,000 $ 123,539 $ 76,000
Marion, Indiana 201 $ 12,605,000 $ 62,711 $ 76,000
Muskegon, Michigan 176 $ 11,298,000 $ 64,193 $ 59,000
St. Clair, Michigan 165 $ 12,728,000 $ 77,139 $ 63,000
Berrien, Michigan 148 $ 10,393,000 $ 70,222 $ 60,000
Vanderburgh, Indiana 141 $ 10,600,000 $ 75,177 $ 51,000
Orange, Florida 130 $ 18,853,000 $ 145,023 $ 89,000
Oakland, Michigan 127 $ 9,264,000 $ 72,944 $ 97,000
Kalamazoo, Michigan 125 $ 7,099,000 $ 56,792 $ 79,000
Van Buren, Michigan 125 $ 9,484,000 $ 75,872 $ 54,000
Will, Illinois 123 $ 13,828,000 $ 112,422 $ 89,000
Macomb, Michigan 123 $ 10,584,000 $ 86,048 $ 85,000
Ingham, Michigan 115 $ 7,453,000 $ 64,808 $ 71,000
Allegan, Michigan 114 $ 7,914,000 $ 69,421 $ 68,000
Hillsborough, Florida 108 $ 14,392,000 $ 133,259 $ 122,000
Lake, Illinois 106 $ 12,478,000 $ 117,716 $ 92,000
Emmet, Michigan 106 $ 10,783,000 $ 101,726 $ 94,000
Genesee, Michigan 106 $ 7,111,000 $ 67,084 $ 65,000
Pinellas, Florida 102 $ 12,074,000 $ 118,372 $ 75,000
Shiawassee, Michigan 101 $ 7,506,000 $ 74,316 $ 61,000
Boone, Kentucky 98 $ 8,117,000 $ 82,826 $ 79,000
Lee, Florida 97 $ 11,669,000 $ 120,298 $ 72,000
Grand Traverse, Michigan 97 $ 10,837,000 $ 111,721 $ 73,000
Collier, Florida 88 $ 10,710,000 $ 121,704 $ 93,000
Porter, Indiana 88 $ 7,898,000 $ 89,750 $ 77,000
Montcalm, Michigan 86 $ 7,076,000 $ 82,279 $ 66,000
Barry, Michigan 84 $ 7,408,000 $ 88,190 $ 71,000
Henderson, Kentucky 78 $ 4,953,000 $ 63,500 $ 49,000
Cass, Michigan 72 $ 5,191,000 $ 72,097 $ 60,000
Volusia, Florida 71 $ 8,670,000 $ 122,112 $ 80,000
Allen, Indiana 70 $ 4,685,000 $ 66,928 $ 74,000
Hillsdale, Michigan 69 $ 3,719,000 $ 53,898 $ 53,000
Duval, Florida 68 $ 9,388,000 $ 138,058 $ 88,000
McHenry, Illinois 68 $ 5,921,000 $ 87,073 $ 88,000
Eaton, Michigan 68 $ 4,535,000 $ 66,691 $ 113,000
Charlevoix, Michigan 66 $ 6,633,000 $ 100,500 $ 60,000
LaPorte, Indiana 65 $ 4,412,000 $ 67,876 $ 63,000
Hamilton, Indiana 61 $ 5,855,000 $ 95,983 $ 144,000
Bourbon, Kentucky 61 $ 5,773,000 $ 94,639 $ 72,000
Clinton, Michigan 61 $ 6,742,000 $ 110,524 $ 66,000
Jackson, Michigan 61 $ 4,621,000 $ 75,754 $ 57,000
Calhoun, Michigan 58 $ 3,250,000 $ 56,034 $ 61,000
Kendall, Illinois 51 $ 6,418,000 $ 125,843 $ 75,000
Saginaw, Michigan 50 $ 4,410,000 $ 88,200 $ 63,000
Winnebago, Illinois 49 $ 4,180,000 $ 85,306 $ 62,000
Seminole, Florida 47 $ 4,985,000 $ 106,063 $ 81,000
Bullitt, Kentucky 47 $ 3,252,000 $ 69,191 $ 63,000
St. Joseph, Indiana 45 $ 3,902,000 $ 86,711 $ 67,000
Sarasota, Florida 43 $ 5,613,000 $ 130,534 $ 76,000
Vigo, Indiana 43 $ 1,961,000 $ 45,604 $ 47,000
Ionia, Michigan 43 $ 3,741,000 $ 87,000 $ 62,000
Elkhart, Indiana 42 $ 4,177,000 $ 99,452 $ 57,000
Pasco, Florida 41 $ 3,765,000 $ 91,829 $ 72,000
Johnson, Indiana 41 $ 2,416,000 $ 58,926 $ 74,000
Adams, Indiana 40 $ 2,547,000 $ 63,675 $ 58,000
Polk, Florida 37 $ 3,448,000 $ 93,189 $ 77,000
Hendricks, Indiana 37 $ 2,102,000 $ 56,810 $ 82,000
Hopkins, Kentucky 37 $ 1,649,000 $ 44,567 $ 63,000
Shelby, Indiana 36 $ 2,094,000 $ 58,166 $ 70,000
Mason, Michigan 36 $ 3,604,000 $ 100,111 $ 52,000
Mecosta, Michigan 36 $ 1,955,000 $ 54,305 $ 55,000
Livingston, Michigan 35 $ 4,377,000 $ 125,057 $ 116,000
DeKalb, Illinois 34 $ 4,629,000 $ 136,147 $ 71,000
Wexford, Michigan 34 $ 2,416,000 $ 71,058 $ 57,000
Oldham, Kentucky 33 $ 3,203,000 $ 97,060 $ 99,000
Warrick, Indiana 32 $ 2,066,000 $ 64,562 $ 62,000
Leelanau, Michigan 32 $ 4,354,000 $ 136,062 $ 112,000
Hamilton, Ohio 32 $ 3,233,000 $ 101,031 $ 111,000
Jessamine, Kentucky 31 $ 3,255,000 $ 105,000 $ 95,000
Floyd, Indiana 30 $ 1,770,000 $ 59,000 $ 68,000
Scott, Kentucky 30 $ 2,199,000 $ 73,300 $ 94,000
Clark, Indiana 29 $ 1,668,000 $ 57,517 $ 59,000
Otsego, Michigan 29 $ 1,857,000 $ 64,034 $ 51,000
St. Louis, Missouri 29 $ 2,442,000 $ 84,206 $ 96,000
Dubois, Indiana 28 $ 2,181,000 $ 77,892 $ 57,000
Harrison, Kentucky 28 $ 1,732,000 $ 61,857 $ 71,000
Madison, Kentucky 28 $ 1,997,000 $ 71,321 $ 83,000
Missaukee, Michigan 28 $ 1,602,000 $ 57,214 $ 47,000
Tippecanoe, Indiana 27 $ 1,737,000 $ 64,333 $ 72,000
Bay, Michigan 27 $ 1,555,000 $ 57,592 $ 67,000
Gibson, Indiana 26 $ 1,131,000 $ 43,500 $ 45,000
Monroe, Indiana 26 $ 2,054,000 $ 79,000 $ 69,000
Mercer, Kentucky 26 $ 1,943,000 $ 74,730 $ 54,000
Posey, Indiana 25 $ 996,000 $ 39,840 $ 79,000
Daviess, Kentucky 25 $ 1,659,000 $ 66,360 $ 57,000
Franklin, Kentucky 25 $ 2,165,000 $ 86,600 $ 74,000
Clay, Indiana 24 $ 1,752,000 $ 73,000 $ 60,000
Newaygo, Michigan 23 $ 2,524,000 $ 109,739 $ 69,000
Clay, Florida 22 $ 3,312,000 $ 150,545 $ 88,000
Shelby, Kentucky 21 $ 1,599,000 $ 76,142 $ 71,000
Washtenaw, Michigan 21 $ 1,814,000 $ 86,380 $ 94,000
Broward, Florida 20 $ 3,061,000 $ 153,050 $ 257,000
Cheboygan, Michigan 20 $ 1,594,000 $ 79,700 $ 70,000
St. Joseph, Michigan 20 $ 1,261,000 $ 63,050 $ 58,000
Jefferson, Illinois 19 $ 449,000 $ 23,631 $ 71,000
Crawford, Michigan 19 $ 1,157,000 $ 60,894 $ 55,000
Jasper, Indiana 18 $ 1,231,000 $ 68,388 $ 71,000
St. Charles, Missouri 18 $ 1,197,000 $ 66,500 $ 77,000
Ripley, Indiana 17 $ 819,000 $ 48,176 $ 64,000
Steuben, Indiana 17 $ 1,280,000 $ 75,294 $ 73,000
Woodford, Kentucky 17 $ 1,645,000 $ 96,764 $ 104,000
Midland, Michigan 17 $ 2,108,000 $ 124,000 $ 96,000
Oceana, Michigan 17 $ 1,554,000 $ 91,411 $ 63,000
Osceola, Michigan 17 $ 1,109,000 $ 65,235 $ 63,000
Williamson, Illinois 16 $ 899,000 $ 56,187 $ 57,000
Decatur, Indiana 16 $ 903,000 $ 56,437 $ 48,000
Hancock, Indiana 16 $ 834,000 $ 52,125 $ 64,000
Pendleton, Kentucky 16 $ 1,315,000 $ 82,187 $ 66,000
Antrim, Michigan 16 $ 1,773,000 $ 110,812 $ 92,000
Dearborn, Indiana 15 $ 577,000 $ 38,466 $ 77,000
Union, Kentucky 15 $ 601,000 $ 40,066 $ 52,000
Lake, Florida 14 $ 2,575,000 $ 183,928 $ 121,000
Boone, Illinois 14 $ 1,441,000 $ 102,928 $ 90,000
Kankakee, Illinois 14 $ 1,368,000 $ 97,714 $ 51,000
Benzie, Michigan 14 $ 1,774,000 $ 126,714 $ 86,000
Roscommon, Michigan 14 $ 1,263,000 $ 90,214 $ 95,000
Charlotte, Florida 13 $ 1,069,000 $ 82,230 $ 56,000
Manatee, Florida 13 $ 1,361,000 $ 104,692 $ 78,000
Osceola, Florida 13 $ 2,049,000 $ 157,615 $ 68,000
Ogle, Illinois 13 $ 1,343,000 $ 103,307 $ 80,000
Bartholomew, Indiana 13 $ 1,084,000 $ 83,384 $ 64,000
Sullivan, Indiana 13 $ 733,000 $ 56,384 $ 77,000
Anderson, Kentucky 13 $ 1,269,000 $ 97,615 $ 63,000
Clark, Kentucky 13 $ 1,614,000 $ 124,153 $ 72,000
Isabella, Michigan 13 $ 734,000 $ 56,461 $ 65,000
St. Johns, Florida 12 $ 1,894,000 $ 157,833 $ 112,000
Knox, Indiana 12 $ 771,000 $ 64,250 $ 52,000
Orange, Indiana 12 $ 566,000 $ 47,166 $ 30,000
Boyle, Kentucky 12 $ 900,000 $ 75,000 $ 57,000
Effingham, Illinois 11 $ 1,106,000 $ 100,545 $ 67,000
Stephenson, Illinois 11 $ 805,000 $ 73,181 $ 55,000
Benton, Indiana 11 $ 570,000 $ 51,818 $ 56,000
Morgan, Indiana 11 $ 631,000 $ 57,363 $ 60,000
Lenawee, Michigan 11 $ 678,000 $ 61,636 $ 68,000
Monroe, Michigan 11 $ 512,000 $ 46,545 $ 72,000
Grundy, Illinois 10 $ 1,650,000 $ 165,000 $ 82,000
Boone, Indiana 10 $ 650,000 $ 65,000 $ 109,000
Perry, Indiana 10 $ 496,000 $ 49,600 $ 41,000
Nelson, Kentucky 10 $ 667,000 $ 66,700 $ 68,000
Branch, Michigan 10 $ 631,000 $ 63,100 $ 39,000
Palm Beach, Florida 9 $ 1,522,000 $ 169,111 $ 140,000
LaSalle, Illinois 9 $ 956,000 $ 106,222 $ 46,000
Lee, Illinois 9 $ 934,000 $ 103,777 $ 111,000
Madison, Illinois 9 $ 479,000 $ 53,222 $ 59,000
Fayette, Indiana 9 $ 480,000 $ 53,333 $ 54,000
Starke, Indiana 9 $ 819,000 $ 91,000 $ 57,000
Rock Island, Illinois 8 $ 526,000 $ 65,750 $ 82,000
Brown, Indiana 8 $ 631,000 $ 78,875 $ 78,000
Lawrence, Indiana 8 $ 387,000 $ 48,375 $ 53,000
Scott, Indiana 8 $ 288,000 $ 36,000 $ 65,000
Crittenden, Kentucky 8 $ 485,000 $ 60,625 $ 48,000
Henry, Kentucky 8 $ 294,000 $ 36,750 $ 46,000
Pulaski, Kentucky 8 $ 687,000 $ 85,875 $ 110,000
Gratiot, Michigan 8 $ 725,000 $ 90,625 $ 60,000
Kalkaska, Michigan 8 $ 811,000 $ 101,375 $ 72,000
Lake, Michigan 8 $ 537,000 $ 67,125 $ 59,000
Brevard, Florida 7 $ 718,000 $ 102,571 $ 70,000
Hernando, Florida 7 $ 669,000 $ 95,571 $ 61,000
Vermilion, Illinois 7 $ 324,000 $ 46,285 $ 62,000
Greene, Indiana 7 $ 202,000 $ 28,857 $ 66,000
Kosciusko, Indiana 7 $ 597,000 $ 85,285 $ 80,000
Parke, Indiana 7 $ 272,000 $ 38,857 $ 72,000
Spencer, Kentucky 7 $ 789,000 $ 112,714 $ 94,000
St. Louis City, Missouri 7 $ 868,000 $ 124,000 $ 94,000
Franklin, Ohio 7 $ 902,000 $ 128,857 $ 107,000
Flagler, Florida 6 $ 982,000 $ 163,666 $ 71,000
Henry, Indiana 6 $ 404,000 $ 67,333 $ 56,000
Madison, Indiana 6 $ 446,000 $ 74,333 $ 73,000
Marshall, Indiana 6 $ 514,000 $ 85,666 $ 68,000
Whitley, Indiana 6 $ 735,000 $ 122,500 $ 83,000
Breckinridge, Kentucky 6 $ 420,000 $ 70,000 $ 71,000
Grant, Kentucky 6 $ 618,000 $ 103,000 $ 129,000
Lyon, Kentucky 6 $ 642,000 $ 107,000 $ 96,000
Chippewa, Michigan 6 $ 746,000 $ 124,333 $ 134,000
Jefferson, Missouri 6 $ 718,000 $ 119,666 $ 72,000
Kenosha, Wisconsin 6 $ 703,000 $ 117,166 $ 122,000
Nassau, Florida 5 $ 649,000 $ 129,800 $ 93,000
Harrison, Indiana 5 $ 142,000 $ 28,400 $ 62,000
Clare, Michigan 5 $ 223,000 $ 44,600 $ 78,000
Gladwin, Michigan 5 $ 339,000 $ 67,800 $ 49,000
Mackinac, Michigan 5 $ 385,000 $ 77,000 $ 42,000
Presque Isle, Michigan 5 $ 407,000 $ 81,400 $ 42,000
Sanilac, Michigan 5 $ 289,000 $ 57,800 $ 59,000
Butler, Ohio 5 $ 538,000 $ 107,600 $ 117,000
Franklin, Illinois 4 $ 251,000 $ 62,750 $ 45,000
Richland, Illinois 4 $ 126,000 $ 31,500 $ 49,000
Wabash, Illinois 4 $ 191,000 $ 47,750 $ 61,000
DeKalb, Indiana 4 $ 260,000 $ 65,000 $ 44,000
Howard, Indiana 4 $ 182,000 $ 45,500 $ 128,000
Huntington, Indiana 4 $ 202,000 $ 50,500 $ 107,000
Jackson, Indiana 4 $ 452,000 $ 113,000 $ 151,000
Newton, Indiana 4 $ 334,000 $ 83,500 $ 75,000
Spencer, Indiana 4 $ 429,000 $ 107,250 $ 63,000
Vermillion, Indiana 4 $ 129,000 $ 32,250 $ 67,000
Washington, Indiana 4 $ 271,000 $ 67,750 $ 49,000
Wells, Indiana 4 $ 97,000 $ 24,250 $ 66,000
Bracken, Kentucky 4 $ 263,000 $ 65,750 $ 65,000
Caldwell, Kentucky 4 $ 210,000 $ 52,500 $ 107,000
Hardin, Kentucky 4 $ 306,000 $ 76,500 $ 59,000
Marion, Kentucky 4 $ 304,000 $ 76,000 $ 98,000
Muhlenberg, Kentucky 4 $ 143,000 $ 35,750 $ 30,000
Nicholas, Kentucky 4 $ 298,000 $ 74,500 $ 39,000
Warren, Missouri 4 $ 315,000 $ 78,750 $ 84,000
Clermont, Ohio 4 $ 437,000 $ 109,250 $ 118,000
Cuyahoga, Ohio 4 $ 222,000 $ 55,500 $ 106,000
Highlands, Florida 3 $ 408,000 $ 136,000 $ 30,000
Miami-Dade, Florida 3 $ 472,000 $ 157,333 $ 56,000
Henry, Illinois 3 $ 215,000 $ 71,666 $ 47,000
Peoria, Illinois 3 $ 298,000 $ 99,333 $ 138,000
Saline, Illinois 3 $ 171,000 $ 57,000 $ 89,000
Sangamon, Illinois 3 $ 222,000 $ 74,000 $ 68,000
Whiteside, Illinois 3 $ 43,000 $ 14,333 $ 52,000
Franklin, Indiana 3 $ 97,000 $ 32,333 $ 47,000
LaGrange, Indiana 3 $ 216,000 $ 72,000 $ 46,000
Miami, Indiana 3 $ 199,000 $ 66,333 $ 49,000
Noble, Indiana 3 $ 254,000 $ 84,666 $ 81,000
Pike, Indiana 3 $ 80,000 $ 26,666 $ 66,000
Pulaski, Indiana 3 $ 67,000 $ 22,333 $ 41,000
Estill, Kentucky 3 $ 86,000 $ 28,666 $ 25,000
Laurel, Kentucky 3 $ 208,000 $ 69,333 $ 68,000
Meade, Kentucky 3 $ 209,000 $ 69,666 $ 69,000
Montgomery, Kentucky 3 $ 408,000 $ 136,000 $ 61,000
Alcona, Michigan 3 $ 291,000 $ 97,000 $ 100,000
Manistee, Michigan 3 $ 219,000 $ 73,000 $ 94,000
Tuscola, Michigan 3 $ 269,000 $ 89,666 $ 43,000
Gasconade, Missouri 3 $ 515,000 $ 171,666 $ 49,000
Lincoln, Missouri 3 $ 340,000 $ 113,333 $ 68,000
Warren, Ohio 3 $ 326,000 $ 108,666 $ 319,000
Eagle, Colorado 2 $ 11,449,000 $ 5,724,500 $ 2,750,000
Citrus, Florida 2 $ 310,000 $ 155,000 $ 66,000
Hendry, Florida 2 $ 164,000 $ 82,000 $ 33,000
Marion, Florida 2 $ 379,000 $ 189,500 $ 87,000
Cherokee, Georgia 2 $ 181,000 $ 90,500 $ 180,000
Cobb, Georgia 2 $ 79,000 $ 39,500 $ 124,000
Fulton, Georgia 2 $ 79,000 $ 39,500 $ 113,000
Champaign, Illinois 2 $ 106,000 $ 53,000 $ 50,000
Iroquois, Illinois 2 $ 112,000 $ 56,000 $ 53,000
Jasper, Illinois 2 $ 79,000 $ 39,500 $ 63,000
Marion, Illinois 2 $ 135,000 $ 67,500 $ 288,000
Perry, Illinois 2 $ 203,000 $ 101,500 $ 113,000
St. Clair, Illinois 2 $ 155,000 $ 77,500 $ 95,000
White, Illinois 2 $ 106,000 $ 53,000 $ 70,000
Carroll, Indiana 2 $ 80,000 $ 40,000 $ 57,000
Daviess, Indiana 2 $ 207,000 $ 103,500 $ 57,000
Martin, Indiana 2 $ 121,000 $ 60,500 $ 71,000
Owen, Indiana 2 $ 74,000 $ 37,000 $ 46,000
Rush, Indiana 2 $ 156,000 $ 78,000 $ 53,000
Adair, Kentucky 2 $ 165,000 $ 82,500 $ 79,000
Carroll, Kentucky 2 $ 35,000 $ 17,500 $ 48,000
Christian, Kentucky 2 $ 180,000 $ 90,000 $ 60,000
Garrard, Kentucky 2 $ 162,000 $ 81,000 $ 23,000
Grayson, Kentucky 2 $ 177,000 $ 88,500 $ 21,000
Hancock, Kentucky 2 $ 54,000 $ 27,000 $ 71,000
Lincoln, Kentucky 2 $ 84,000 $ 42,000 $ 57,000
Owen, Kentucky 2 $ 130,000 $ 65,000 $ 77,000
Taylor, Kentucky 2 $ 101,000 $ 50,500 $ 52,000
Webster, Kentucky 2 $ 51,000 $ 25,500 $ 93,000
Iosco, Michigan 2 $ 105,000 $ 52,500 $ 89,000
Lapeer, Michigan 2 $ 299,000 $ 149,500 $ 38,000
Menominee, Michigan 2 $ 61,000 $ 30,500 $ 113,000
Montmorency, Michigan 2 $ 123,000 $ 61,500 $ 45,000
Randolph, Missouri 2 $ 153,000 $ 76,500 $ 68,000
Fulton, Ohio 2 $ 186,000 $ 93,000 $ 92,000
Licking, Ohio 2 $ 248,000 $ 124,000 $ 82,000
Adams, Wisconsin 2 $ 177,000 $ 88,500 $ 117,000
Sheboygan, Wisconsin 2 $ 57,000 $ 28,500 $ 162,000
Gadsden, Florida 1 $ 97,000 $ 97,000 $ 54,000
Hardee, Florida 1 $ 111,000 $ 111,000 $ 35,000
Holmes, Florida 1 $ 37,000 $ 37,000 $ 68,000
Indian River, Florida 1 $ 280,000 $ 280,000 $ 778,000
Levy, Florida 1 $ 65,000 $ 65,000 $ 56,000
Martin, Florida 1 $ 116,000 $ 116,000 $ 80,000
Monroe, Florida 1 $ 85,000 $ 85,000 $ 376,000
Okaloosa, Florida 1 $ 100,000 $ 100,000 $ 189,000
Sumter, Florida 1 $ 171,000 $ 171,000 $ 101,000
Walton, Florida 1 $ 330,000 $ 330,000 $ 110,000
Douglas, Georgia 1 $ 10,000 $ 10,000 $ 100,000
Gwinnett, Georgia 1 $ 100,000 $ 100,000 $ 240,000
Harris, Georgia 1 $ 53,000 $ 53,000 $ 115,000
Henry, Georgia 1 $ 299,000 $ 299,000 $ 75,000
White, Georgia 1 $ 28,000 $ 28,000 $ 76,000
Bureau, Illinois 1 $ 31,000 $ 31,000 $ 24,000
Carroll, Illinois 1 $ 85,000 $ 85,000 $ 75,000
Clark, Illinois 1 $ 35,000 $ 35,000 $ 92,000
Coles, Illinois 1 $ 41,000 $ 41,000 $ 47,000
Cumberland, Illinois 1 $ 79,000 $ 79,000 $ 25,000
Douglas, Illinois 1 $ 15,000 $ 15,000 $ 60,000
Fulton, Illinois 1 $ 74,000 $ 74,000 $ 39,000
Hardin, Illinois 1 $ 282,000 $ 282,000 $ 256,000
Jackson, Illinois 1 $ 4,950,000 $ 4,950,000 $ 0
Johnson, Illinois 1 $ 82,000 $ 82,000 $ 41,000
Lawrence, Illinois 1 $ 15,000 $ 15,000 $ 77,000
Macon, Illinois 1 $ 52,000 $ 52,000 $ 170,000
Macoupin, Illinois 1 $ 58,000 $ 58,000 $ 80,000
Pope, Illinois 1 $ 79,000 $ 79,000 $ 80,000
Union, Illinois 1 $ 143,000 $ 143,000 $ 79,000
Cass, Indiana 1 $ 113,000 $ 113,000 $ 216,000
Crawford, Indiana 1 $ 85,000 $ 85,000 $ 42,000
Delaware, Indiana 1 $ 33,000 $ 33,000 $ 58,000
Fountain, Indiana 1 $ 55,000 $ 55,000 $ 30,000
Jennings, Indiana 1 $ 104,000 $ 104,000 $ 67,000
Montgomery, Indiana 1 $ 125,000 $ 125,000 $ 126,000
Ohio, Indiana 1 $ 51,000 $ 51,000 $ 32,000
Putnam, Indiana 1 $ 69,000 $ 69,000 $ 112,000
Tipton, Indiana 1 $ 65,000 $ 65,000 $ 122,000
Union, Indiana 1 $ 69,000 $ 69,000 $ 41,000
Wabash, Indiana 1 $ 52,000 $ 52,000 $ 73,000
Wayne, Indiana 1 $ 48,000 $ 48,000 $ 30,000
Story, Iowa 1 $ 3,600,000 $ 3,600,000 $ 0
Boyd, Kentucky 1 $ 34,000 $ 34,000 $ 47,000
Butler, Kentucky 1 $ 74,000 $ 74,000 $ 78,000
Calloway, Kentucky 1 $ 24,000 $ 24,000 $ 93,000
Edmonson, Kentucky 1 $ 194,000 $ 194,000 $ 248,000
Fleming, Kentucky 1 $ 100,000 $ 100,000 $ 78,000
Gallatin, Kentucky 1 $ 3,000 $ 3,000 $ 37,000
Greenup, Kentucky 1 $ 67,000 $ 67,000 $ 46,000
Knott, Kentucky 1 $ 35,000 $ 35,000 $ 47,000
Marshall, Kentucky 1 $ 85,000 $ 85,000 $ 39,000
McCreary, Kentucky 1 $ 35,000 $ 35,000 $ 98,000
McLean, Kentucky 1 $ 63,000 $ 63,000 $ 53,000
Owsley, Kentucky 1 $ 75,000 $ 75,000 $ 83,000
Rockcastle, Kentucky 1 $ 106,000 $ 106,000 $ 40,000
Russell, Kentucky 1 $ 75,000 $ 75,000 $ 52,000
Todd, Kentucky 1 $ 30,000 $ 30,000 $ 50,000
Trimble, Kentucky 1 $ 47,000 $ 47,000 $ 45,000
Washington, Kentucky 1 $ 46,000 $ 46,000 $ 86,000
Arenac, Michigan 1 $ 40,000 $ 40,000 $ 27,000
Baraga, Michigan 1 $ 150,000 $ 150,000 $ 57,000
Luce, Michigan 1 $ 48,000 $ 48,000 $ 150,000
Ogemaw, Michigan 1 $ 60,000 $ 60,000 $ 56,000
Barton, Missouri 1 $ 47,000 $ 47,000 $ 49,000
Cape Girardeau, Missouri 1 $ 160,000 $ 160,000 $ 85,000
Clay, Missouri 1 $ 180,000 $ 180,000 $ 70,000
Crawford, Missouri 1 $ 8,000 $ 8,000 $ 72,000
Franklin, Missouri 1 $ 131,000 $ 131,000 $ 12,000
Jasper, Missouri 1 $ 42,000 $ 42,000 $ 17,000
Newton, Missouri 1 $ 45,000 $ 45,000 $ 25,000
Pettis, Missouri 1 $ 51,000 $ 51,000 $ 36,000
St. Francois, Missouri 1 $ 10,000 $ 10,000 $ 70,000
Buffalo, Nebraska 1 $ 250,000 $ 250,000 $ 162,000
Dodge, Nebraska 1 $ 370,000 $ 370,000 $ 113,000
Clark, Nevada 1 $ 4,200,000 $ 4,200,000 $ 9,999,000
Clinton, New York 1 $ 14,000 $ 14,000 $ 120,000
Avery, North Carolina 1 $ 112,000 $ 112,000 $ 155,000
Macon, North Carolina 1 $ 840,000 $ 840,000 $ 0
Mecklenburg, North Carolina 1 $ 10,000 $ 10,000 $ 110,000
Rowan, North Carolina 1 $ 82,000 $ 82,000 $ 83,000
Wake, North Carolina 1 $ 47,000 $ 47,000 $ 0
Ashland, Ohio 1 $ 277,000 $ 277,000 $ 96,000
Auglaize, Ohio 1 $ 57,000 $ 57,000 $ 78,000
Delaware, Ohio 1 $ 32,000 $ 32,000 $ 212,000
Jefferson, Ohio 1 $ 43,000 $ 43,000 $ 214,000
Lucas, Ohio 1 $ 42,000 $ 42,000 $ 40,000
Mahoning, Ohio 1 $ 41,000 $ 41,000 $ 114,000
Marion, Ohio 1 $ 65,000 $ 65,000 $ 58,000
Medina, Ohio 1 $ 400,000 $ 400,000 $ 110,000
Mercer, Ohio 1 $ 76,000 $ 76,000 $ 56,000
Montgomery, Ohio 1 $ 83,000 $ 83,000 $ 82,000
Muskingum, Ohio 1 $ 60,000 $ 60,000 $ 72,000
Scioto, Ohio 1 $ 49,000 $ 49,000 $ 45,000
Summit, Ohio 1 $ 74,000 $ 74,000 $ 71,000
Van Wert, Ohio 1 $ 52,000 $ 52,000 $ 34,000
Williams, Ohio 1 $ 95,000 $ 95,000 $ 44,000
Allegheny, Pennsylvania 1 $ 83,000 $ 83,000 $ 86,000
Lawrence, Pennsylvania 1 $ 50,000 $ 50,000 $ 66,000
Montgomery, Pennsylvania 1 $ 115,000 $ 115,000 $ 82,000
Philadelphia, Pennsylvania 1 $ 125,000 $ 125,000 $ 72,000
Aiken, South Carolina 1 $ 400,000 $ 400,000 $ 280,000
Anderson, South Carolina 1 $ 145,000 $ 145,000 $ 0
Greenville, South Carolina 1 $ 10,000 $ 10,000 $ 78,000
Lancaster, South Carolina 1 $ 154,000 $ 154,000 $ 104,000
Blount, Tennessee 1 $ 421,000 $ 421,000 $ 256,000
Campbell, Tennessee 1 $ 30,000 $ 30,000 $ 514,000
Davidson, Tennessee 1 $ 83,000 $ 83,000 $ 186,000
Maury, Tennessee 1 $ 225,000 $ 225,000 $ 115,000
Morgan, Tennessee 1 $ 31,000 $ 31,000 $ 41,000
Putnam, Tennessee 1 $ 100,000 $ 100,000 $ 28,000
Shelby, Tennessee 1 $ 26,000 $ 26,000 $ 92,000
Sumner, Tennessee 1 $ 18,000 $ 18,000 $ 0
Williamson, Tennessee 1 $ 234,000 $ 234,000 $ 122,000
Galveston, Texas 1 $ 55,000 $ 55,000 $ 234,000
Pecos, Texas 1 $ 32,000 $ 32,000 $ 52,000
Montgomery, Virginia 1 $ 19,000 $ 19,000 $ 31,000
Jefferson, West Virginia 1 $ 78,000 $ 78,000 $ 69,000
Barron, Wisconsin 1 $ 196,000 $ 196,000 $ 309,000
Iron, Wisconsin 1 $ 95,000 $ 95,000 $ 97,000
Walworth, Wisconsin 1 $ 294,000 $ 294,000 $ 82,000
Waukesha, Wisconsin 1 $ 17,000 $ 17,000 $ 52,000

Mortgage Loan Application Detail Totals for Fifth Third Bank Michigan in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,134 $886,828,000 $109,000 $1,000,000 $74,000 $3,000,000
Home Improvement 2,685 $106,691,000 $39,000 $1,000,000 $69,000 $2,303,000
Home Purchase 661 $78,727,000 $119,000 $10,000,000 $147,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,271 $730,053,000 $88,000 $10,000,000 $77,000 $9,999,000
Not Provided 1,337 $121,840,000 $91,000 $1,000,000 $91,000 $2,810,000
Hispanic 865 $103,915,000 $120,000 $477,000 $64,000 $2,172,000
Black or African American 615 $52,529,000 $85,000 $429,000 $64,000 $540,000
Asian 221 $26,202,000 $118,000 $700,000 $86,000 $428,000
American Indian or Alaskan Native 104 $10,042,000 $96,000 $327,000 $78,000 $325,000
Not applicable 52 $25,924,000 $498,000 $4,950,000 $0 $0
Native Hawaiian or Other Pacific Islander 15 $1,741,000 $116,000 $224,000 $90,000 $300,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,480 $1,072,246,000 $93,000 $10,000,000 $77,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 6,230 $600,585,000 $96,000 $1,000,000 $70,000 $3,000,000
Loan Originated 4,050 $345,642,000 $85,000 $10,000,000 $81,000 $5,500,000
Application Withdrawn By Applicant 871 $98,217,000 $112,000 $4,200,000 $101,000 $9,999,000
Application Approved But Not Accepted 329 $27,802,000 $84,000 $323,000 $82,000 $538,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,965 $165,804,000 $84,000 $1,000,000 $65,000 $779,000
Debt-To-Income Ratio 1,579 $175,600,000 $111,000 $740,000 $54,000 $650,000
Collateral 1,273 $118,519,000 $93,000 $480,000 $82,000 $824,000
Other 531 $51,521,000 $97,000 $505,000 $83,000 $3,000,000
Unverifiable Information 420 $37,678,000 $89,000 $500,000 $83,000 $400,000
Credit Application Incomplete 405 $46,231,000 $114,000 $500,000 $92,000 $983,000
Employment History 53 $4,626,000 $87,000 $400,000 $59,000 $216,000
Insufficient Cash (Downpayment, Closing Cost) 4 $606,000 $151,000 $280,000 $72,000 $119,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fifth Third Bank Michigan's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fifth Third Bank Michigan's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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