Figure Lending LLC Mortgage Lending & HMDA Data, 2024

In 2024, Figure Lending LLC of San Francisco, CA reported 95,429 mortgage applications totaling $8.0 billion, up 30% from 2023. The average application was for $84,250, and applicants reported an average income of $136,689. 36% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (3,653), Phoenix-Mesa-Scottsdale, AZ (3,403) and Riverside-San Bernardino-Ontario, CA (3,088) (applications in parentheses).

Mortgage Company & Address Figure Lending LLC

San Francisco, CA 94108
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  
Total Number of Mortgage Applications 95,429
Total Mortgage Loan Application Amount $8,039,975,000
Average Mortgage Loan Application Amount $84,250
Highest Mortgage Loan Application Amount $405,000
Average Applicant Income $136,689
Highest Applicant Income $9,800,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Figure Lending LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Figure Lending LLC by Metropolitan Area in 2024

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 8,433 $ 570,165,000 $ 67,611 $ 107,798
Los Angeles-Long Beach-Glendale, CA 3,653 $ 457,735,000 $ 125,303 $ 175,000
Phoenix-Mesa-Scottsdale, AZ 3,403 $ 290,865,000 $ 85,473 $ 134,000
Riverside-San Bernardino-Ontario, CA 3,088 $ 292,780,000 $ 94,812 $ 140,000
Atlanta-Sandy Springs-Roswell, GA 2,359 $ 185,855,000 $ 78,785 $ 131,000
San Diego-Carlsbad, CA 1,953 $ 239,375,000 $ 122,567 $ 177,000
Chicago-Naperville, IL 1,638 $ 118,610,000 $ 72,411 $ 145,000
Anaheim-Santa Ana-Irvine, CA 1,569 $ 231,025,000 $ 147,243 $ 215,000
Orlando-Kissimmee-Sanford, FL 1,518 $ 131,850,000 $ 86,857 $ 122,000
Denver-Aurora-Lakewood, CO 1,418 $ 128,750,000 $ 90,796 $ 149,000
Tampa, FL 1,309 $ 113,285,000 $ 86,543 $ 128,000
Miami-Miami Beach-Kendall, FL 1,259 $ 152,045,000 $ 120,766 $ 165,000
Sacramento--Roseville--Arden-Arcade, CA 1,242 $ 110,040,000 $ 88,599 $ 149,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1,182 $ 118,190,000 $ 99,991 $ 140,000
Las Vegas-Henderson-Paradise, NV 1,181 $ 102,645,000 $ 86,913 $ 138,000
Charlotte-Concord-Gastonia, NC-SC 1,148 $ 93,270,000 $ 81,245 $ 135,663
Arlington-Alexandria-Reston, VA-WV 1,069 $ 101,435,000 $ 94,887 $ 178,000
Oakland-Hayward-Berkeley, CA 1,051 $ 132,935,000 $ 126,484 $ 207,000
Lakewood-New Brunswick, NJ 1,050 $ 98,730,000 $ 94,028 $ 181,000
Nashville-Davidson--Murfreesboro--Franklin, TN 1,048 $ 84,120,000 $ 80,267 $ 129,000
Portland-Vancouver-Hillsboro, OR-WA 1,008 $ 93,010,000 $ 92,271 $ 146,321
West Palm Beach-Boca Raton-Delray Beach, FL 974 $ 105,840,000 $ 108,665 $ 146,000
Jacksonville, FL 942 $ 87,660,000 $ 93,057 $ 133,000
Warren-Troy-Farmington Hills, MI 918 $ 60,480,000 $ 65,882 $ 141,000
St. Louis, MO-IL 788 $ 42,660,000 $ 54,137 $ 120,180
Marietta, GA 786 $ 59,200,000 $ 75,318 $ 135,000
Newark, NJ-PA 784 $ 76,140,000 $ 97,117 $ 172,000
Minneapolis-St. Paul-Bloomington, MN-WI 772 $ 56,880,000 $ 73,678 $ 134,408
Seattle-Bellevue-Everett, WA 770 $ 98,280,000 $ 127,636 $ 183,000
Baltimore-Columbia-Towson, MD 753 $ 57,575,000 $ 76,460 $ 140,000
Columbus, OH 742 $ 48,030,000 $ 64,730 $ 128,000
New York-Jersey City-White Plains, NY-NJ 700 $ 72,700,000 $ 103,857 $ 184,302
Cincinnati, OH-KY-IN 693 $ 46,515,000 $ 67,121 $ 122,956
Indianapolis-Carmel-Anderson, IN 676 $ 40,490,000 $ 59,896 $ 114,000
Cleveland, OH 672 $ 39,440,000 $ 58,690 $ 108,000
Virginia Beach-Norfolk-Newport News, VA-NC 663 $ 45,055,000 $ 67,956 $ 122,901
Kansas City, MO-KS 651 $ 41,745,000 $ 64,124 $ 118,211
Montgomery County-Bucks County-Chester County, PA 632 $ 54,050,000 $ 85,522 $ 152,000
Camden, NJ 593 $ 43,405,000 $ 73,195 $ 123,000
Tucson, AZ 576 $ 42,490,000 $ 73,767 $ 110,000
Richmond, VA 575 $ 43,115,000 $ 74,982 $ 129,000
Fresno, CA 524 $ 43,920,000 $ 83,816 $ 134,000
St. Petersburg-Clearwater-Largo, FL 514 $ 45,170,000 $ 87,879 $ 117,000
Tacoma-Lakewood, WA 512 $ 48,800,000 $ 95,312 $ 149,000
Cambridge-Newton-Framingham, MA 483 $ 46,155,000 $ 95,559 $ 169,000
Stockton-Lodi, CA 475 $ 42,945,000 $ 90,410 $ 140,000
Salt Lake City, UT 454 $ 40,530,000 $ 89,273 $ 143,000
Houston-The Woodlands-Sugar Land, TX 451 $ 42,765,000 $ 94,822 $ 150,000
Pittsburgh, PA 445 $ 25,075,000 $ 56,348 $ 119,000
San Jose-Sunnyvale-Santa Clara, CA 444 $ 70,740,000 $ 159,324 $ 229,000
Raleigh, NC 439 $ 33,035,000 $ 75,250 $ 145,000
Cape Coral-Fort Myers, FL 437 $ 38,735,000 $ 88,638 $ 138,000
North Port-Sarasota-Bradenton, FL 437 $ 41,755,000 $ 95,549 $ 127,000
Washington, DC-MD 437 $ 36,115,000 $ 82,643 $ 150,196
Bakersfield, CA 431 $ 31,005,000 $ 71,937 $ 131,000
Dallas-Plano-Irving, TX 421 $ 46,535,000 $ 110,534 $ 181,000
Philadelphia, PA 421 $ 29,565,000 $ 70,225 $ 112,000
Detroit-Dearborn-Livonia, MI 419 $ 26,695,000 $ 63,711 $ 106,000
Everett, WA 401 $ 44,495,000 $ 110,960 $ 178,000
Memphis, TN-MS-AR 398 $ 23,770,000 $ 59,723 $ 136,595
Oxnard-Thousand Oaks-Ventura, CA 396 $ 44,290,000 $ 111,843 $ 172,000
Deltona-Daytona Beach-Ormond Beach, FL 388 $ 32,180,000 $ 82,938 $ 107,000
Boise City, ID 386 $ 31,500,000 $ 81,606 $ 122,000
Oklahoma City, OK 382 $ 22,890,000 $ 59,921 $ 117,000
Lakeland-Winter Haven, FL 375 $ 26,365,000 $ 70,306 $ 111,000
Boston, MA 365 $ 32,315,000 $ 88,534 $ 172,000
Knoxville, TN 360 $ 25,430,000 $ 70,638 $ 117,000
Port St. Lucie, FL 356 $ 27,800,000 $ 78,089 $ 114,000
Birmingham-Hoover, AL 353 $ 22,615,000 $ 64,065 $ 128,000
Reno, NV 349 $ 28,935,000 $ 82,908 $ 148,000
Washington-Baltimore-Arlington, DC 343 $ 32,985,000 $ 96,166 $ 175,000
Hartford-West Hartford-East Hartford, CT 335 $ 22,095,000 $ 65,955 $ 146,000
Grand Rapids-Wyoming, MI 321 $ 21,505,000 $ 66,993 $ 108,000
Allentown-Bethlehem-Easton, PA-NJ 314 $ 22,750,000 $ 72,452 $ 118,292
Bridgeport-Stamford-Norwalk, CT 311 $ 31,485,000 $ 101,237 $ 243,000
Modesto, CA 310 $ 25,940,000 $ 83,677 $ 126,000
Chattanooga, TN-GA 309 $ 21,645,000 $ 70,048 $ 121,608
Colorado Springs, CO 306 $ 25,090,000 $ 81,993 $ 133,000
Tulsa, OK 302 $ 18,670,000 $ 61,821 $ 126,000
San Francisco-Redwood City-South San Francisco, CA 299 $ 48,095,000 $ 160,852 $ 240,000
Palm Bay-Melbourne-Titusville, FL 288 $ 21,900,000 $ 76,041 $ 103,000
Charleston-North Charleston, SC 287 $ 23,465,000 $ 81,759 $ 138,000
Providence-Warwick, RI-MA 285 $ 19,455,000 $ 68,263 $ 129,035
Elgin, IL 284 $ 18,550,000 $ 65,316 $ 133,000
Rockingham County-Strafford County, NH 276 $ 26,020,000 $ 94,275 $ 148,000
Milwaukee-Waukesha-West Allis, WI 274 $ 18,670,000 $ 68,138 $ 130,000
Omaha-Council Bluffs, NE-IA 267 $ 15,625,000 $ 58,520 $ 108,426
Lake County-Porter County-Jasper County, IN 239 $ 13,025,000 $ 54,497 $ 108,000
Vallejo-Fairfield, CA 239 $ 20,815,000 $ 87,092 $ 155,000
Provo-Orem, UT 234 $ 21,690,000 $ 92,692 $ 149,000
Worcester, MA-CT 227 $ 17,615,000 $ 77,599 $ 142,000
Albuquerque, NM 226 $ 15,870,000 $ 70,221 $ 125,000
Akron, OH 225 $ 13,245,000 $ 58,866 $ 105,000
Pensacola-Ferry Pass-Brent, FL 224 $ 19,730,000 $ 88,080 $ 117,000
Naples-Immokalee-Marco Island, FL 223 $ 23,785,000 $ 106,659 $ 141,000
Greenville-Anderson-Mauldin, SC 222 $ 13,950,000 $ 62,837 $ 107,000
Savannah, GA 220 $ 14,620,000 $ 66,454 $ 120,000
Salem, OR 219 $ 17,155,000 $ 78,333 $ 102,000
Lake County-Kenosha County, IL-WI 206 $ 15,910,000 $ 77,233 $ 149,000
Manchester-Nashua, NH 205 $ 18,905,000 $ 92,219 $ 164,000
Dayton-Springfield-Kettering, OH 203 $ 12,055,000 $ 59,384 $ 102,000
Greeley, CO 200 $ 14,890,000 $ 74,450 $ 128,000
Spokane-Spokane Valley, WA 198 $ 15,030,000 $ 75,909 $ 117,000
Greensboro-High Point, NC 197 $ 11,965,000 $ 60,736 $ 100,000
Visalia-Porterville, CA 196 $ 14,040,000 $ 71,632 $ 127,000
Santa Rosa, CA 194 $ 20,300,000 $ 104,639 $ 162,000
Wichita, KS 193 $ 11,145,000 $ 57,746 $ 105,000
Prescott Valley-Prescott, AZ 188 $ 14,040,000 $ 74,680 $ 118,000
Crestview-Fort Walton Beach-Destin, FL 186 $ 18,570,000 $ 99,838 $ 157,000
Ocala, FL 184 $ 14,420,000 $ 78,369 $ 110,000
Fort Worth-Arlington, TX 183 $ 17,345,000 $ 94,781 $ 154,000
Winston-Salem, NC 182 $ 10,810,000 $ 59,395 $ 138,000
Santa Maria-Santa Barbara, CA 179 $ 20,085,000 $ 112,206 $ 159,000
Waterbury-Shelton, CT 179 $ 13,235,000 $ 73,938 $ 140,000
Des Moines-West Des Moines, IA 175 $ 10,395,000 $ 59,400 $ 99,000
Lake Havasu City-Kingman, AZ 174 $ 12,280,000 $ 70,574 $ 115,000
New Orleans-Metairie, LA 174 $ 12,630,000 $ 72,586 $ 120,000
Augusta-Richmond County, GA-SC 172 $ 10,210,000 $ 59,360 $ 112,255
Little Rock-North Little Rock-Conway, AR 172 $ 9,280,000 $ 53,953 $ 111,000
Atlantic City-Hammonton, NJ 168 $ 12,790,000 $ 76,130 $ 121,000
Fayetteville-Springdale-Rogers, AR-MO 167 $ 11,795,000 $ 70,628 $ 127,000
Huntsville, AL 166 $ 10,970,000 $ 66,084 $ 127,000
Ogden-Clearfield, UT 166 $ 13,900,000 $ 83,734 $ 118,000
Columbia, SC 161 $ 9,725,000 $ 60,403 $ 115,000
Toledo, OH 161 $ 8,125,000 $ 50,465 $ 98,000
Eugene, OR 160 $ 12,690,000 $ 79,312 $ 124,000
Fort Collins, CO 160 $ 13,430,000 $ 83,937 $ 125,000
Reading, PA 152 $ 9,830,000 $ 64,671 $ 97,000
Canton-Massillon, OH 148 $ 8,380,000 $ 56,621 $ 111,000
Wilmington, NC 147 $ 10,685,000 $ 72,687 $ 125,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 144 $ 14,290,000 $ 99,236 $ 149,000
Yuma, AZ 143 $ 9,145,000 $ 63,951 $ 103,000
Portland-South Portland, ME 141 $ 10,705,000 $ 75,921 $ 165,000
Springfield, MO 140 $ 6,900,000 $ 49,285 $ 101,000
Kennewick-Richland, WA 137 $ 10,115,000 $ 73,832 $ 120,000
New Haven-Milford, CT 137 $ 9,315,000 $ 67,992 $ 139,000
Wilmington, DE-MD-NJ 137 $ 10,815,000 $ 78,941 $ 151,656
Salinas, CA 135 $ 15,975,000 $ 118,333 $ 155,000
York-Hanover, PA 134 $ 7,080,000 $ 52,835 $ 129,000
Bend-Redmond, OR 133 $ 12,475,000 $ 93,796 $ 127,000
Roanoke, VA 132 $ 7,880,000 $ 59,696 $ 167,000
Anchorage, AK 130 $ 11,450,000 $ 88,076 $ 132,000
Gainesville, GA 127 $ 9,385,000 $ 73,897 $ 125,000
Durham-Chapel Hill, NC 126 $ 9,800,000 $ 77,777 $ 139,000
Youngstown-Warren-Boardman, OH-PA 126 $ 5,550,000 $ 44,047 $ 78,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 125 $ 7,765,000 $ 62,120 $ 101,000
Austin-Round Rock, TX 124 $ 14,540,000 $ 117,258 $ 173,000
Mobile, AL 124 $ 7,120,000 $ 57,419 $ 92,000
Olympia-Tumwater, WA 124 $ 13,020,000 $ 105,000 $ 150,000
Redding, CA 121 $ 8,905,000 $ 73,595 $ 235,000
Flint, MI 120 $ 6,790,000 $ 56,583 $ 101,000
Fayetteville, NC 118 $ 6,640,000 $ 56,271 $ 111,000
Merced, CA 118 $ 9,840,000 $ 83,389 $ 106,000
San Antonio-New Braunfels, TX 117 $ 11,135,000 $ 95,170 $ 168,000
Daphne-Fairhope-Foley, AL 115 $ 8,735,000 $ 75,956 $ 110,000
Rockford, IL 115 $ 5,765,000 $ 50,130 $ 113,000
Springfield, MA 110 $ 7,210,000 $ 65,545 $ 90,000
Medford, OR 109 $ 7,765,000 $ 71,238 $ 136,000
Tallahassee, FL 108 $ 6,770,000 $ 62,685 $ 111,000
Harrisburg-Carlisle, PA 107 $ 7,505,000 $ 70,140 $ 113,000
Clarksville, TN-KY 106 $ 7,190,000 $ 67,830 $ 109,603
Lansing-East Lansing, MI 105 $ 5,555,000 $ 52,904 $ 110,000
Lancaster, PA 103 $ 6,545,000 $ 63,543 $ 117,000
Lynchburg, VA 102 $ 6,730,000 $ 65,980 $ 88,000
Bremerton-Silverdale, WA 101 $ 9,795,000 $ 96,980 $ 171,000
San Rafael, CA 99 $ 16,945,000 $ 171,161 $ 252,000
Gainesville, FL 98 $ 7,900,000 $ 80,612 $ 105,000
Bellingham, WA 97 $ 9,225,000 $ 95,103 $ 142,000
Boulder, CO 97 $ 8,975,000 $ 92,525 $ 152,000
Yuba City, CA 97 $ 6,615,000 $ 68,195 $ 115,000
Ann Arbor, MI 96 $ 6,760,000 $ 70,416 $ 180,000
Davenport-Moline-Rock Island, IA-IL 96 $ 4,510,000 $ 46,979 $ 94,968
Scranton--Wilkes-Barre--Hazleton, PA 96 $ 5,720,000 $ 59,583 $ 97,000
Hickory-Lenoir-Morganton, NC 95 $ 5,575,000 $ 58,684 $ 107,000
Sierra Vista-Douglas, AZ 95 $ 7,515,000 $ 79,105 $ 98,000
Asheville, NC 94 $ 7,520,000 $ 80,000 $ 148,000
Grand Junction, CO 92 $ 5,980,000 $ 65,000 $ 108,000
Fort Wayne, IN 91 $ 4,825,000 $ 53,021 $ 101,000
Montgomery, AL 91 $ 4,655,000 $ 51,153 $ 103,000
Baton Rouge, LA 89 $ 4,925,000 $ 55,337 $ 105,000
Panama City, FL 89 $ 7,945,000 $ 89,269 $ 148,000
Spartanburg, SC 89 $ 5,815,000 $ 65,337 $ 107,000
Sebastian-Vero Beach, FL 88 $ 7,480,000 $ 85,000 $ 105,000
Coeur D'Alene, ID 87 $ 9,075,000 $ 104,310 $ 125,000
Trenton, NJ 85 $ 6,805,000 $ 80,058 $ 162,000
Punta Gorda, FL 84 $ 7,570,000 $ 90,119 $ 108,000
Columbus, GA-AL 83 $ 4,245,000 $ 51,144 $ 111,602
Gulfport-Biloxi-Pascagoula, MS 83 $ 4,675,000 $ 56,325 $ 92,000
Madison, WI 83 $ 5,005,000 $ 60,301 $ 127,000
Jackson, MS 81 $ 4,325,000 $ 53,395 $ 106,000
Muskegon, MI 79 $ 4,765,000 $ 60,316 $ 90,000
Santa Cruz-Watsonville, CA 78 $ 8,880,000 $ 113,846 $ 170,000
Johnson City, TN 77 $ 4,495,000 $ 58,376 $ 92,000
South Bend-Mishawaka, IN-MI 77 $ 4,605,000 $ 59,805 $ 91,818
Barnstable Town, MA 75 $ 6,915,000 $ 92,200 $ 198,000
Hilton Head Island-Bluffton-Beaufort, SC 75 $ 7,885,000 $ 105,133 $ 151,000
Louisville/Jefferson County, KY-IN 74 $ 3,880,000 $ 52,432 $ 111,459
Athens-Clarke County, GA 72 $ 4,180,000 $ 58,055 $ 122,000
Charlottesville, VA 71 $ 5,645,000 $ 79,507 $ 138,000
Chico, CA 71 $ 6,165,000 $ 86,830 $ 115,000
Lexington Park, MD 70 $ 5,440,000 $ 77,714 $ 144,000
St. George, UT 70 $ 6,710,000 $ 95,857 $ 98,000
Erie, PA 69 $ 3,285,000 $ 47,608 $ 86,000
Homosassa Springs, FL 69 $ 5,015,000 $ 72,681 $ 113,000
Jacksonville, NC 68 $ 4,240,000 $ 62,352 $ 145,000
Kingsport-Bristol-Bristol, TN-VA 67 $ 4,185,000 $ 62,462 $ 111,716
Norwich-New London, CT 66 $ 4,140,000 $ 62,727 $ 121,000
Slidell-Mandeville-Covington, LA 66 $ 3,570,000 $ 54,090 $ 137,000
Yakima, WA 65 $ 5,585,000 $ 85,923 $ 106,000
Duluth, MN-WI 64 $ 4,140,000 $ 64,687 $ 98,000
Peoria, IL 64 $ 2,710,000 $ 42,343 $ 100,000
Albany, OR 62 $ 5,150,000 $ 83,064 $ 94,000
Warner Robins, GA 62 $ 3,720,000 $ 60,000 $ 118,000
Decatur, AL 61 $ 3,635,000 $ 59,590 $ 82,000
Pueblo, CO 60 $ 3,740,000 $ 62,333 $ 94,000
El Centro, CA 59 $ 4,825,000 $ 81,779 $ 128,000
Jackson, MI 59 $ 3,345,000 $ 56,694 $ 85,000
Lincoln, NE 59 $ 3,795,000 $ 64,322 $ 110,000
Monroe, MI 59 $ 3,505,000 $ 59,406 $ 122,000
Flagstaff, AZ 58 $ 5,820,000 $ 100,344 $ 198,000
Kalamazoo-Portage, MI 58 $ 3,760,000 $ 64,827 $ 104,000
Dalton, GA 57 $ 2,765,000 $ 48,508 $ 96,000
Kenosha, WI 56 $ 3,170,000 $ 56,607 $ 119,000
Idaho Falls, ID 55 $ 3,975,000 $ 72,272 $ 110,000
Macon-Bibb County, GA 55 $ 3,055,000 $ 55,545 $ 97,000
Mansfield, OH 55 $ 2,655,000 $ 48,272 $ 91,000
Wenatchee, WA 55 $ 4,665,000 $ 84,818 $ 136,000
El Paso, TX 54 $ 5,000,000 $ 92,592 $ 153,000
Shreveport-Bossier City, LA 54 $ 2,550,000 $ 47,222 $ 93,000
Topeka, KS 53 $ 2,505,000 $ 47,264 $ 112,000
Evansville, IN-KY 52 $ 2,720,000 $ 52,307 $ 104,000
Niles-Benton Harbor, MI 52 $ 3,150,000 $ 60,576 $ 96,000
Terre Haute, IN 52 $ 2,240,000 $ 43,076 $ 60,000
Mount Vernon-Anacortes, WA 51 $ 5,165,000 $ 101,274 $ 135,000
Napa, CA 51 $ 5,575,000 $ 109,313 $ 208,000
Green Bay, WI 50 $ 2,590,000 $ 51,800 $ 95,000
Traverse City, MI 50 $ 3,950,000 $ 79,000 $ 103,000
Billings, MT 49 $ 3,035,000 $ 61,938 $ 97,000
Joplin, MO 49 $ 2,425,000 $ 49,489 $ 107,244
Winchester, VA-WV 49 $ 3,485,000 $ 71,122 $ 142,000
Auburn-Opelika, AL 48 $ 3,230,000 $ 67,291 $ 133,000
Elkhart-Goshen, IN 48 $ 3,130,000 $ 65,208 $ 106,000
Lafayette-West Lafayette, IN 48 $ 2,510,000 $ 52,291 $ 110,000
Vineland-Bridgeton, NJ 48 $ 2,900,000 $ 60,416 $ 90,000
Bozeman, MT 47 $ 5,665,000 $ 120,531 $ 186,000
Casper, WY 46 $ 3,090,000 $ 67,173 $ 125,000
Dothan, AL 45 $ 2,925,000 $ 65,000 $ 86,000
Fort Smith, AR-OK 45 $ 2,405,000 $ 53,444 $ 98,155
Hanford-Corcoran, CA 45 $ 2,975,000 $ 66,111 $ 113,000
Staunton-Waynesboro, VA 45 $ 3,045,000 $ 67,666 $ 104,000
Fargo, ND-MN 44 $ 2,590,000 $ 58,863 $ 125,818
Helena, MT 44 $ 3,400,000 $ 77,272 $ 120,000
Las Cruces, NM 44 $ 2,440,000 $ 55,454 $ 114,000
Sebring, FL 44 $ 2,850,000 $ 64,772 $ 84,000
Blacksburg-Christiansburg-Radford, VA 43 $ 2,235,000 $ 51,976 $ 96,000
Brunswick, GA 43 $ 3,975,000 $ 92,441 $ 119,000
Jackson, TN 43 $ 2,545,000 $ 59,186 $ 91,000
Rapid City, SD 43 $ 3,155,000 $ 73,372 $ 123,000
Santa Fe, NM 43 $ 4,865,000 $ 113,139 $ 122,000
Springfield, OH 43 $ 2,285,000 $ 53,139 $ 217,000
Champaign-Urbana, IL 42 $ 1,970,000 $ 46,904 $ 112,000
Salisbury, MD-DE 42 $ 2,550,000 $ 60,714 $ 80,000
Urban Honolulu, HI 42 $ 6,360,000 $ 151,428 $ 0
Hagerstown-Martinsburg, MD-WV 41 $ 2,695,000 $ 65,731 $ 119,000
Longview, WA 41 $ 3,195,000 $ 77,926 $ 118,000
Pinehurst-Southern Pines, NC 41 $ 3,115,000 $ 75,975 $ 113,000
Tuscaloosa, AL 41 $ 2,305,000 $ 56,219 $ 107,000
Appleton, WI 40 $ 2,270,000 $ 56,750 $ 116,000
Bloomington, IL 40 $ 2,470,000 $ 61,750 $ 135,000
Burlington, NC 40 $ 2,430,000 $ 60,750 $ 146,000
Lafayette, LA 40 $ 2,370,000 $ 59,250 $ 112,000
Springfield, IL 40 $ 1,690,000 $ 42,250 $ 105,000
Sioux Falls, SD 39 $ 2,235,000 $ 57,307 $ 113,358
Florence, SC 38 $ 1,570,000 $ 41,315 $ 88,000
Grants Pass, OR 38 $ 3,230,000 $ 85,000 $ 106,000
Battle Creek, MI 37 $ 1,675,000 $ 45,270 $ 87,000
Lebanon, PA 37 $ 1,945,000 $ 52,567 $ 83,000
Morristown, TN 37 $ 2,575,000 $ 69,594 $ 105,000
Saginaw, MI 37 $ 1,795,000 $ 48,513 $ 85,000
Bangor, ME 36 $ 2,290,000 $ 63,611 $ 141,000
Bay City, MI 36 $ 1,540,000 $ 42,777 $ 69,000
Columbia, MO 36 $ 2,720,000 $ 75,555 $ 89,000
Cheyenne, WY 34 $ 1,900,000 $ 55,882 $ 123,000
St. Cloud, MN 34 $ 2,460,000 $ 72,352 $ 113,000
Eau Claire, WI 33 $ 1,725,000 $ 52,272 $ 85,000
Houma-Thibodaux, LA 33 $ 1,595,000 $ 48,333 $ 97,000
Anniston-Oxford-Jacksonville, AL 32 $ 1,490,000 $ 46,562 $ 78,000
Chambersburg-Waynesboro, PA 32 $ 1,740,000 $ 54,375 $ 95,000
Cleveland, TN 32 $ 1,960,000 $ 61,250 $ 88,000
Jefferson City, MO 32 $ 1,680,000 $ 52,500 $ 107,000
Racine, WI 32 $ 2,040,000 $ 63,750 $ 131,000
Rome, GA 32 $ 2,250,000 $ 70,312 $ 108,000
Bloomington, IN 31 $ 1,985,000 $ 64,032 $ 107,000
Cedar Rapids, IA 31 $ 1,655,000 $ 53,387 $ 99,000
Janesville-Beloit, WI 31 $ 1,725,000 $ 55,645 $ 94,000
Rocky Mount, NC 31 $ 1,615,000 $ 52,096 $ 99,000
St. Joseph, MO-KS 31 $ 1,555,000 $ 50,161 $ 85,677
Walla Walla, WA 31 $ 3,025,000 $ 97,580 $ 97,000
Hammond, LA 30 $ 1,380,000 $ 46,000 $ 109,000
Jonesboro, AR 30 $ 1,570,000 $ 52,333 $ 102,000
Lewiston, ID-WA 30 $ 2,350,000 $ 78,333 $ 115,266
Wildwood-The Villages, FL 30 $ 2,630,000 $ 87,666 $ 107,000
Logan, UT-ID 29 $ 2,165,000 $ 74,655 $ 101,000
Michigan City-La Porte, IN 29 $ 1,475,000 $ 50,862 $ 82,000
Florence-Muscle Shoals, AL 28 $ 1,580,000 $ 56,428 $ 98,000
Gettysburg, PA 28 $ 1,970,000 $ 70,357 $ 110,000
Hinesville, GA 28 $ 1,760,000 $ 62,857 $ 95,000
Rochester, MN 27 $ 1,445,000 $ 53,518 $ 108,000
Carson City, NV 26 $ 2,170,000 $ 83,461 $ 153,000
Corvallis, OR 26 $ 2,580,000 $ 99,230 $ 145,000
Hot Springs, AR 26 $ 2,060,000 $ 79,230 $ 124,000
Killeen-Temple, TX 26 $ 2,210,000 $ 85,000 $ 157,000
Lake Charles, LA 26 $ 1,540,000 $ 59,230 $ 118,000
Sandusky, OH 26 $ 1,540,000 $ 59,230 $ 100,000
Burlington-South Burlington, VT 25 $ 1,515,000 $ 60,600 $ 124,000
Greenville, NC 25 $ 1,585,000 $ 63,400 $ 118,000
Mankato-North Mankato, MN 25 $ 1,605,000 $ 64,200 $ 140,000
Midland, MI 25 $ 1,335,000 $ 53,400 $ 129,000
Missoula, MT 25 $ 2,605,000 $ 104,200 $ 193,000
Oshkosh-Neenah, WI 25 $ 1,325,000 $ 53,000 $ 82,000
Lewiston-Auburn, ME 24 $ 1,510,000 $ 62,916 $ 127,000
Manhattan, KS 24 $ 1,370,000 $ 57,083 $ 106,000
Sheboygan, WI 24 $ 990,000 $ 41,250 $ 103,000
Valdosta, GA 24 $ 1,570,000 $ 65,416 $ 96,000
Amherst Town-Northampton, MA 23 $ 1,565,000 $ 68,043 $ 118,000
Iowa City, IA 23 $ 1,055,000 $ 45,869 $ 96,000
Twin Falls, ID 23 $ 1,155,000 $ 50,217 $ 106,000
Great Falls, MT 22 $ 1,230,000 $ 55,909 $ 110,000
Kokomo, IN 22 $ 960,000 $ 43,636 $ 102,000
Lawrence, KS 22 $ 1,280,000 $ 58,181 $ 110,000
Lima, OH 22 $ 990,000 $ 45,000 $ 79,000
Pittsfield, MA 22 $ 1,180,000 $ 53,636 $ 129,000
Pocatello, ID 22 $ 1,180,000 $ 53,636 $ 84,000
Waco, TX 22 $ 2,020,000 $ 91,818 $ 128,000
Albany, GA 21 $ 845,000 $ 40,238 $ 114,000
Corpus Christi, TX 21 $ 1,205,000 $ 57,380 $ 133,000
Dover, DE 20 $ 1,430,000 $ 71,500 $ 130,000
Goldsboro, NC 20 $ 1,290,000 $ 64,500 $ 103,000
Hattiesburg, MS 20 $ 980,000 $ 49,000 $ 98,000
Lawton, OK 20 $ 960,000 $ 48,000 $ 110,000
Wausau, WI 20 $ 1,200,000 $ 60,000 $ 104,000
Nassau County-Suffolk County, NY 19 $ 2,685,000 $ 141,315 $ 193,000
Sioux City, IA-NE-SD 19 $ 895,000 $ 47,105 $ 101,684
Fairbanks, AK 18 $ 1,200,000 $ 66,666 $ 125,000
Farmington, NM 18 $ 920,000 $ 51,111 $ 87,000
Kankakee, IL 18 $ 780,000 $ 43,333 $ 95,000
Muncie, IN 18 $ 870,000 $ 48,333 $ 83,000
Cape Girardeau, MO-IL 17 $ 855,000 $ 50,294 $ 96,000
Columbus, IN 17 $ 1,045,000 $ 61,470 $ 113,000
Fond Du Lac, WI 17 $ 755,000 $ 44,411 $ 96,000
Harrisonburg, VA 17 $ 935,000 $ 55,000 $ 99,000
Tyler, TX 17 $ 1,705,000 $ 100,294 $ 142,000
Ames, IA 16 $ 1,050,000 $ 65,625 $ 159,000
Sherman-Denison, TX 16 $ 1,130,000 $ 70,625 $ 117,000
Alexandria, LA 15 $ 915,000 $ 61,000 $ 107,000
Altoona, PA 15 $ 525,000 $ 35,000 $ 84,000
Decatur, IL 15 $ 655,000 $ 43,666 $ 77,000
Kahului-Wailuku-Lahaina, HI 15 $ 1,585,000 $ 105,666 $ 0
La Crosse-Onalaska, WI-MN 15 $ 1,025,000 $ 68,333 $ 106,000
Lubbock, TX 15 $ 1,415,000 $ 94,333 $ 112,000
McAllen-Edinburg-Mission, TX 15 $ 925,000 $ 61,666 $ 110,000
Sumter, SC 15 $ 875,000 $ 58,333 $ 86,000
Bismarck, ND 14 $ 760,000 $ 54,285 $ 107,000
Waterloo-Cedar Falls, IA 14 $ 560,000 $ 40,000 $ 89,000
Weirton-Steubenville, WV-OH 14 $ 570,000 $ 40,714 $ 89,000
Grand Island, NE 13 $ 535,000 $ 41,153 $ 114,000
Johnstown, PA 13 $ 505,000 $ 38,846 $ 83,000
Dubuque, IA 12 $ 740,000 $ 61,666 $ 182,000
Grand Forks, ND-MN 12 $ 680,000 $ 56,666 $ 136,083
Laredo, TX 12 $ 850,000 $ 70,833 $ 97,000
Monroe, LA 12 $ 750,000 $ 62,500 $ 156,000
Wheeling, WV-OH 12 $ 610,000 $ 50,833 $ 99,000
Williamsport, PA 12 $ 510,000 $ 42,500 $ 93,000
Gadsden, AL 11 $ 545,000 $ 49,545 $ 79,000
Brownsville-Harlingen, TX 10 $ 970,000 $ 97,000 $ 81,000
Buffalo-Cheektowaga-Niagara Falls, NY 10 $ 800,000 $ 80,000 $ 138,000
State College, PA 10 $ 680,000 $ 68,000 $ 78,000
Enid, OK 9 $ 315,000 $ 35,000 $ 60,000
College Station-Bryan, TX 8 $ 660,000 $ 82,500 $ 126,000
Midland, TX 8 $ 620,000 $ 77,500 $ 95,000
Minot, ND 8 $ 390,000 $ 48,750 $ 103,000
Amarillo, TX 7 $ 405,000 $ 57,857 $ 124,000
Beaumont-Port Arthur, TX 7 $ 625,000 $ 89,285 $ 143,000
Lexington-Fayette, KY 7 $ 275,000 $ 39,285 $ 133,000
Longview, TX 7 $ 445,000 $ 63,571 $ 170,000
Kiryas Joel-Poughkeepsie-Newburgh, NY 6 $ 610,000 $ 101,666 $ 447,000
Abilene, TX 5 $ 555,000 $ 111,000 $ 80,000
Huntington-Ashland, WV-KY-OH 5 $ 195,000 $ 39,000 $ 277,000
Rochester, NY 5 $ 355,000 $ 71,000 $ 127,000
San Angelo, TX 5 $ 325,000 $ 65,000 $ 112,000
Texarkana, TX-AR 5 $ 235,000 $ 47,000 $ 126,000
Victoria, TX 5 $ 285,000 $ 57,000 $ 87,000
Kingston, NY 4 $ 520,000 $ 130,000 $ 58,000
Albany-Schenectady-Troy, NY 3 $ 115,000 $ 38,333 $ 85,000
Odessa, TX 3 $ 195,000 $ 65,000 $ 111,000
Syracuse, NY 3 $ 175,000 $ 58,333 $ 178,000
Wichita Falls, TX 3 $ 145,000 $ 48,333 $ 91,000
Bowling Green, KY 2 $ 70,000 $ 35,000 $ 53,000
Elizabethtown-Fort Knox, KY 2 $ 60,000 $ 30,000 $ 136,000
Glens Falls, NY 2 $ 120,000 $ 60,000 $ 120,000
Owensboro, KY 2 $ 140,000 $ 70,000 $ 100,000
Eagle Pass, TX 1 $ 55,000 $ 55,000 $ 58,000
Paducah, KY-IL 1 $ 115,000 $ 115,000 $ 160,000
Watertown-Fort Drum, NY 1 $ 105,000 $ 105,000 $ 75,000

Mortgage Loan Application Detail Totals for Figure Lending LLC in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 60,996 $4,830,580,000 $79,000 $405,000 $132,000 $9,800,000
Home Improvement 34,423 $3,207,765,000 $93,000 $405,000 $145,000 $8,200,000
Home Purchase 9 $1,485,000 $165,000 $325,000 $0 $0
Cash-out Refinancing 1 $145,000 $145,000 $145,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Refinancing 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 41,204 $3,201,310,000 $77,000 $405,000 $133,000 $9,800,000
Not applicable 21,556 $1,944,440,000 $90,000 $405,000 $0 $0
Not Provided 13,001 $1,181,855,000 $90,000 $405,000 $149,000 $9,275,000
Hispanic 9,842 $838,420,000 $85,000 $405,000 $129,000 $7,200,000
Black or African American 4,525 $321,645,000 $71,000 $405,000 $122,000 $2,513,000
Asian 4,348 $478,670,000 $110,000 $405,000 $171,000 $4,590,000
American Indian or Alaskan Native 763 $56,095,000 $73,000 $405,000 $142,000 $8,200,000
Native Hawaiian or Other Pacific Islander 190 $17,540,000 $92,000 $355,000 $144,000 $800,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 95,429 $8,039,975,000 $84,000 $405,000 $137,000 $9,800,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 34,103 $2,673,565,000 $78,000 $405,000 $146,000 $2,404,000
Loan Purchased By The Institution 21,556 $1,944,440,000 $90,000 $405,000 $0 $0
Application Denied By Financial Institution 20,737 $1,810,215,000 $87,000 $405,000 $124,000 $9,800,000
Application Approved But Not Accepted 14,825 $1,222,245,000 $82,000 $405,000 $143,000 $3,052,000
Application Withdrawn By Applicant 4,208 $389,510,000 $92,000 $405,000 $103,000 $8,200,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 74,692 $6,229,760,000 $83,000 $405,000 $142,000 $8,200,000
Credit Application Incomplete 9,516 $764,100,000 $80,000 $405,000 $169,000 $9,800,000
Debt-To-Income Ratio 8,407 $793,275,000 $94,000 $405,000 $70,000 $4,500,000
Other 1,542 $154,440,000 $100,000 $405,000 $143,000 $8,200,000
Collateral 1,001 $77,655,000 $77,000 $405,000 $127,000 $850,000
Credit History 236 $18,140,000 $76,000 $365,000 $137,000 $643,000
Unverifiable Information 35 $2,605,000 $74,000 $295,000 $139,000 $475,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Figure Lending LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Figure Lending LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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